CN106251140A - Method of payment, payment application system and payment system - Google Patents
Method of payment, payment application system and payment system Download PDFInfo
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- CN106251140A CN106251140A CN201610621309.1A CN201610621309A CN106251140A CN 106251140 A CN106251140 A CN 106251140A CN 201610621309 A CN201610621309 A CN 201610621309A CN 106251140 A CN106251140 A CN 106251140A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
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- Accounting & Taxation (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
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- Computer Security & Cryptography (AREA)
- Finance (AREA)
- Computer Networks & Wireless Communication (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The present invention provides method of payment, including: for main account, sub-account is set；Arranging dynamic token between this main account and this sub-account, dynamic token is revisable；When using this sub-bill payment: send the request of payment and dynamic token to obtain the mandate of this master account owner to the electronic equipment of master account owner；Master account owner, after seeing request and verifying dynamic token, sends the mandate instruction allowing this sub-bill payment；Payment backstage, after receiving mandate instruction, generates the payment token for sub-account, and transmits this payment token electronic equipment to sub-account user；This sub-account user by the NFC of this electronic equipment and payment terminal alternately to carry out delivery operation, this sub-account user transmits payment token by the NFC of this electronic equipment to payment terminal, payment terminal receives this payment token from the electronic equipment of user, and this payment token sent to payment backstage verify, complete delivery operation after being verified.
Description
Technical field
The present invention relates to network payment technology, more specifically, relate to method of payment and pay application system.
Background technology
Typically we the most do not encourage child to spend money extravagantly.For minor, most of families all allow child to carry with
Pocket money but number are general also at ten yuan, about 20 yuan.These money be enough to children and buy the stationery liked a bit after class with snacks.
But child really need bigger cost and adult not by the side of time, with regard to some inconvenience.How can more effectively, reasonably manage
The consumption and payment of child, is considerable problem.
Summary of the invention
In view of this, the present invention provides a kind of method of payment, can effectively solve the problems referred to above.According to the present invention, it is provided that one
Planting method of payment, the method includes: arrange sub-account for main account；Agreement dynamically order between this main account and this sub-account
Board, described dynamic token is revisable；Send out to the electronic equipment of described master account owner when using this sub-bill payment
Send payment request and described dynamic token to obtain the mandate of this master account owner；Described master account owner see described
After asking and verifying described dynamic token, send the mandate instruction allowing this sub-bill payment；Pay backstage receiving
After stating mandate instruction, generate for the payment token of sub-account, and transmit this payment token and set to the electronics of sub-account user
Standby；This sub-account user transmits payment token by the NFC of this electronic equipment to payment terminal, and described payment terminal is from described
The electronic equipment of user receives this payment token, and this payment token sends to payment backstage verifies, is verified
After complete delivery operation.
Bill payment method according to example of the present invention, wherein, described dynamic token is appointing in numeral, letter, figure
A kind of or any of them combines.Alternatively, described payment token is a string encryption numeral.
Bill payment method according to example of the present invention, wherein, arranges sub-account for this main account and includes: for this main account
Arranging the virtual account account as sub-account, wherein, this sub-account associates with this main account so that this sub-account only exists
Obtain in the case of this master account owner authorizes and could carry out delivery operation via described virtual account.
Bill payment method according to example of the present invention, wherein, for this sub-account setup every day of high consumption volume and/or every
The moon high consumption volume.
According to another aspect of the invention, a kind of payment application system is also provided for.This payment application system includes paying asks
Seek reception unit, its payment request sent for receiving sub-account and dynamic token；Token display unit, it is used for presenting this
Dynamic token is so that master account owner verifies this token, and wherein, this sub-account so that this sub-account only associates with this main account
Delivery operation just can be carried out obtaining in the case of this master account owner authorizes；Authorizing transmitting element, it is for after paying
Platform sends mandate instruction.
In accordance with a further aspect of the present invention, also providing for the payment application system that sub-account uses, it is arranged on and includes NFC merit
Can electronic equipment in, the payment application system that this sub-account uses includes: transmitting element, its be used for sending payment request and
Dynamic token to the electronic equipment of the master account owner associated with this sub-account to obtain payment authorization；Receiving unit, it is used
In receiving from the payment token paying backstage；Wherein, this payment token is stored in the scratchpad area (SPA) of this NFC function, and
The electronic equipment of this sub-account user by this NFC and payment terminal alternately to carry out continuation payment operation, in this mutual mistake
Cheng Zhong, this payment token is sent to this payment terminal by NFC in the way of being transmitted.
Further aspect according to the present invention, it is provided that payment system, this payment system includes applying for the payment of main account
System and the payment application system for sub-account.Payment application system for sub-account is arranged on has NFC function
In electronic equipment, the payment application system of this sub-account includes: transmitting element, its be used for sending payment request and dynamic token to
The electronic equipment of the master account owner associated with this sub-account is to obtain payment authorization；Receive unit, its for receive from
Pay the payment token on backstage；Wherein, this payment token is stored in the scratchpad area (SPA) of this NFC function, and this sub-account makes
The electronic equipment of user by this NFC and payment terminal alternately to carry out continuation payment operation, in this interaction, this payment
Token is sent to this payment terminal by NFC in the way of being transmitted.Payment application system for main account includes: payment request connects
Receive unit, its payment request sent for receiving sub-account and dynamic token；Token display unit, it is dynamic that it is used for presenting this
Token is so that master account owner verifies this token, and wherein, this sub-account associates with the account so that this sub-account is only obtaining
This master account owner just can carry out delivery operation in the case of authorizing；Authorizing transmitting element, it is for sending to payment backstage
Authorize instruction.Wherein, described payment backstage is arranged in after receiving described mandate instruction, generates the accountable warrant for sub-account
Board, and transmit this payment token electronic equipment to sub-account user；And wherein, this sub-account user is by this electronics
The NFC of equipment transmits payment token to payment terminal, and described payment terminal receives this payment from the electronic equipment of described user
Token, and this payment token is sent to payment backstage verify, complete delivery operation after being verified.
Accompanying drawing explanation
Fig. 1 is the flow chart of the bill payment method according to example of the present invention.
Fig. 2 is the structural representation of the payment application system according to example of the present invention.
Detailed description of the invention
The schematic example of the present invention is described referring now to accompanying drawing.Identical drawing reference numeral represents identical element.Hereafter
The each embodiment described contributes to those skilled in the art and thoroughly understands the present invention, and is intended to example and unrestricted.Unless otherwise
Limiting, the term (including science, technology and industry slang) used in literary composition has general with those skilled in the art in the invention
All over the implication that the implication understood is identical.Additionally, the order of each step is only example in flow chart, in actual application, this order is
Adjustable.
Fig. 1 is the flow chart of the bill payment method according to example of the present invention.As it is shown in figure 1, in step 10, for main account
Sub-account is set.In this step, master account owner is that its bank account (for being different from " sub-account ", will arrange son herein
The bank account of account is referred to as " main account ") sub-account is set.According to the example of the present invention, the account of sub-account can be virtual
Account, and sub-account is configured to associate with main account, in order to this sub-account can obtain the situation that master account owner authorizes
Under, carry out delivery operation via described virtual account.According to the example of the present invention, can be also the highest to disappear this sub-account setup every day
Take volume and/or high consumption volume.
In step 12, between this main account and this sub-account, arrange dynamic token.This dynamic token can be gathered around by main account
The person of having and sub-account user two people arrange privately, and this dynamic token can be numeral, letter, any one or they in figure
Any combination.Moreover, dynamic token also can be according to master account owner and the needs of sub-account user every one section
Time just resets.As described below, when sub-account carries out delivery operation, can first send dynamic token to main account
Family owner confirms, to obtain the mandate that can carry out paying.
When group account user carries out delivery operation by sub-account, perform step 14.In step 14, have to account
The electronic equipment of person sends the request of payment and this dynamic token to obtain the mandate of this master account owner.This payment request is permissible
The information such as including payment.Here, this dynamic token and payment request can be sent to main account by payment backstage and have
Person, illustratively, this sub-account user need to be transmitted directly to pay by its electronic equipment with this dynamic token by paying request
Backstage, and send this payment request and dynamic token to master account owner via this payment backstage, specifically, it is sent to
The electronic equipment of master account owner.Alternately, this sub-account user can pass through example by paying request with this dynamic token
Mode such as NFC sends payment terminal to, this payment terminal be sent to pay backstage, and then be sent to main account by paying backstage
The electronic equipment of family owner.In the most all examples, payment terminal for example, POS terminal.
In step 16, the electronic equipment of master account owner receives the payment request and dynamic token sent in step 14,
In the case of master account owner confirms that this dynamic token is errorless, send the mandate allowing to pay and be indicated to payment backstage.?
Herein, pay backstage refer to that whole payment process can relate to but do not include user for pay payment terminal be
System, the Third party system such as its system generally comprising credit card issuer and such as Unionpay.According to some example, this mandate instruction includes
The virtual account of sub-account, this payment etc..
In step 18, payment backstage, after receiving described mandate instruction, generates the payment token for sub-account, and passes
Give this payment token to the electronic equipment of sub-account user.According to the example of the present invention, pay backstage awarding according to main account
Power instruction, can produce payment token, and this payment token sends to the electronic device terminal of sub-account user.This accountable warrant
Board is to pay a string random number that backstage produces, and uses the factor such as exchange hour, virtual account to disperse, and utilize non-right
Claim the string number after algorithm for encryption technical finesse, and the most effective.Illustratively, this payment token will be stored in sub-account and makes
The temporary memory space of user's electronic equipment NFC chip.
In step 20, the electronic equipment of sub-account user receives from the payment token paying backstage, and by being somebody's turn to do
The NFC of electronic equipment and payment terminal are alternately to carry out delivery operation.According to the example of the present invention, this payment token will be by this electricity
Subset sends payment terminal to by NFC mode, and this payment token is sent to payment backstage by payment terminal.Pay backstage then
Verifying this payment token to determine for the electronic equipment paid is to initiate before pay request and obtained main account
The electronic equipment that owner authorizes.In the case of being verified, pay backstage and carry out delivery operation.
Method according to example of the present invention such as can be applicable to following scene: the head of a family is that the main account of oneself arranges sub-account
Family, sub-account is used by child.Child, before using sub-bill payment, first arranges dynamic token with the head of a family.When child to enter
When row pays, first pass through its electronic equipment, such as intelligent watch and payment request and dynamic token are sent to pay backstage, then
It is sent to main account to obtain the head of a family and authorizing by paying backstage.This payment request and dynamic token are sent to the electronics of the head of a family
Equipment, parents' meeting, in the case of confirming that dynamic token is errorless, sends mandate instruction to paying backstage.Payment backstage obtains this and awards
After power instruction, the minute book sub-authorization amount of money also generates payment token, and using this payment token as to this electronic equipment (such as
Aforesaid intelligent watch) pay the response of request and be sent to send the electronic equipment of the request of payment.This payment token is sent to
The electronic equipment of child and be stored in the temporary memory space of NFC chip of this electronic equipment.Subsequently, child passes through electronic equipment
NFC function payment token is sent to POS terminal, and then be sent to pay backstage by POS terminal, pay backstage according to this
Pay token and verify whether this electronic equipment is previously initiated the electronic equipment of the request of payment, be verified, complete to pay behaviour
Make.
The method using example of the present invention is conducive to the head of a family to supervise child, especially the finance of minor child, the most also
Avoid child and carry the problem that cash is easily lost.Wherein, master account owner's antithetical phrase account has been reached in the setting of dynamic token
The certification of family user identity, the setting of payment token then ensure that the electronic equipment of the sub-account for paying is to initiate before
Pay request and obtain the electronic equipment authorized, ensuring that the safety of payment.Above, generate and be issued to sub-account
Payment token can be one-time payment token, i.e. this payment token is only for current payment request, if any new payment
Request, then need to pay the backstage payment token that regeneration is new after the mandate instruction receiving main account.
Can be implemented as software according to the bill payment method shown in Fig. 1, specifically for, it is achieved for application APP, from
And be loaded in respectively in the electronic equipment of master account owner and the electronic equipment of sub-account user.Such as, the account pays
Method can be embodied as the APP of such as APP and sub-account user for master account owner.The APP of master account owner reaches
Become to pay from the reception of payment backstage and ask and dynamic token and the function of generation mandate instruction, and the APP of sub-account user
Then can send the request of payment with dynamic token to paying backstage and receiving from the payment token paying backstage by this APP
Thus further with such as the payment terminal of POS terminal alternately to carry out delivery operation.
According to the example of the present invention, also providing for paying application system, this payment application system can be embodied as application A PP
Form, thus be loaded in the electronic equipments such as user's smart mobile phone.Compared with conventional payment class APP, this payment is applied
System also includes paying request reception unit 20, token display unit 22 and authorizing transmitting element 24, as shown in Figure 2.Associated
Main account to this payment system is provided with sub-account, and wherein, this sub-account is configured to associate with this main account, in order to obtaining
Obtain in the case of this master account owner authorizes and can carry out delivery operation via this sub-account.Master account owner makes with sub-account
User has arranged the dynamic token between this main account and sub-account, and this is as explained above with described in Fig. 1.Group account
When user carries out delivery operation by this sub-account, first send payment request and this dynamic token.Payment application system is led to
Cross payment request reception unit and receive this request.Subsequently, pay application system and present this token by its token display unit
So that master account owner verifies this token.After being verified, this payment application system will pass through it and authorizes transmitting element
Send mandate and be indicated to payment backstage.Pay operating as explained above with described in the step 18 of Fig. 1 of backstage, the most superfluous
State.
According to the example of the present invention, pay request reception unit 20 with authorize transmitting element 24 can logical with this electronic equipment
Letter unit is coupled or realizes in the communication unit of this electronic equipment, thus carries out sending out by the communication unit of this electronic equipment
Send and receive.This token display unit 22 can be coupled with the display unit of this electronic equipment or realize at this electronic equipment
In display unit, thus present this dynamic token by the display unit of this electronic equipment to master account owner.
According to the example of the present invention, also provide for corresponding with the payment application system shown in Fig. 2 using for sub-account
Pay application system.The payment application system that this sub-account uses can be embodied as application A PP, is loaded in and has NFC function
The sub-account user such as such as intelligent watch electronic equipment in.The payment application system that this sub-account uses includes sending list
Unit, is used for sending payment request and dynamic token.The most combine about paying request, dynamic token and continuation payment operation
The example of Fig. 1 is described, and repeats no more.The payment application system that this sub-account uses also includes receiving unit, is used for connecing
Receive from the payment token paying backstage.Pay backstage to receive after the mandate instruction of master account owner, generate and pay
Token, and send it to the reception unit of the payment application system that this sub-account uses.According to the example of the present invention, this transmission
Unit and this reception unit all realize in the communication unit of the electronic equipment of this sub-account user.This payment token is stored in
In the scratchpad area (SPA) of this NFC function, and the electronic equipment of this sub-account user by this NFC with payment terminal alternately to enter
Row continuation payment operates, and in this interaction, this payment token is sent to this payment terminal by NFC in the way of being transmitted.
The present invention also provides for payment system, and it includes for the payment application system of main account and propping up for sub-account
Pay application system.This payment application system being used for sub-account is arranged in the electronic equipment with NFC function, this sub-account
Pay application system include transmitting element and receive unit.Wherein, transmitting element be used for sending payment request and dynamic token to
The electronic equipment of the master account owner associated with this sub-account, to obtain payment authorization, receives unit for receiving from payment
The payment token on backstage.Wherein, this payment token is stored in the scratchpad area (SPA) of this NFC function, and this sub-account user
Electronic equipment by this NFC and payment terminal alternately to carry out continuation payment operation, in this interaction, this payment token
This payment terminal it is sent to by NFC in the way of being transmitted.It is single that payment application system for main account includes that the request that pays receives
Unit, its payment request sent for receiving sub-account and dynamic token；Token display unit, it is used for presenting this dynamic token
So that master account owner verifies this token, wherein, this sub-account associates with the account so that this sub-account is only obtaining this master
Account holder just can carry out delivery operation in the case of authorizing；And mandate transmitting element, it is for sending to payment backstage
Authorize instruction.Wherein, payment backstage is arranged in after receiving described mandate instruction, generates the payment token for sub-account,
And transmit this payment token electronic equipment to sub-account user；And the NFC that sub-account user is by this electronic equipment
With payment terminal alternately to carry out delivery operation, described payment token is sent to described payment terminal and by this via NFC mode
Payment terminal transmission payment backstage is to verify, and completes delivery operation when being verified.
Although having combined and having described above is the present invention, it should be appreciated that each example in literary composition can be combined with each other.Without departing substantially from this
In the case of the scope of disclosure of the invention and spirit, the amendment to step each in example or parts, unit also should fall into the application institute
In the range of attached claims.
Claims (8)
1. a method of payment, it is characterised in that the method includes:
For main account, sub-account is set；
Arranging dynamic token between this main account and this sub-account, described dynamic token is revisable；
When using this sub-bill payment, send the request of payment and described dynamic order to the electronic equipment of described master account owner
Board is to obtain the mandate of this master account owner；
After described master account owner verifies described dynamic token, send the mandate instruction allowing this sub-bill payment；
Payment backstage, after receiving described mandate instruction, generates the payment token for sub-account, and transmits this payment token
Electronic equipment to sub-account user；
This sub-account user transmits payment token by the NFC of this electronic equipment to payment terminal, and described payment terminal is from institute
Stating the electronic equipment of user and receive this payment token, and this payment token sends to payment backstage verify, checking is logical
Later delivery operation is completed.
2. bill payment method as claimed in claim 1, wherein, described dynamic token is arbitrary in numeral, letter, figure
Plant or any of them combines.
3. bill payment method as claimed in claim 1, wherein, described payment token is a string encryption numeral.
4. bill payment method as claimed in claim 1, wherein, arranges sub-account for this main account and includes:
Arranging the virtual account account as sub-account for this main account, wherein, this sub-account associates with this main account and makes
Obtain this sub-account only obtaining in the case of this master account owner authorizes and could carry out delivery operation via described sub-account.
5. the bill payment method as described in any one in claim 1 to 4 is wherein, the highest for every day for this sub-account setup
The amount of consumption and/or high consumption volume.
6. one kind pays application system, it is characterised in that this payment application system includes:
Pay request reception unit, its payment request sent for receiving sub-account and dynamic token；
Token display unit, it is used for presenting this dynamic token so that master account owner verifies this token, wherein, this sub-account
Associate with this main account so that this sub-account only just can carry out delivery operation in the case of obtaining this master account owner mandate；
Authorizing transmitting element, it is for sending mandate instruction to payment backstage.
7. the payment application system that a seed account uses, it is arranged in the electronic equipment including NFC function, this sub-account
The payment application system used includes:
Transmitting element, it is for sending the request of payment and the dynamic token electronics to the master account owner associated with this sub-account
Equipment is to obtain payment authorization；
Receiving unit, it is for receiving from the payment token paying backstage；
Wherein, this payment token is stored in the scratchpad area (SPA) of this NFC function, and the electronic equipment of this sub-account user leads to
Crossing this NFC with payment terminal alternately to carry out continuation payment operation, in this interaction, this payment token is transmitted with NFC
Mode be sent to this payment terminal.
8. a payment system, it is characterised in that this payment system include for main account payment application system and for
The payment application system of sub-account, wherein:
Payment application system for sub-account is arranged in the electronic equipment with NFC function, the payment application of this sub-account
System includes:
Transmitting element, it is for sending the request of payment and the dynamic token electronics to the master account owner associated with this sub-account
Equipment is to obtain payment authorization；
Receiving unit, it is for receiving from the payment token paying backstage；
Wherein, this payment token is stored in the scratchpad area (SPA) of this NFC function, and the electronic equipment of this sub-account user leads to
Crossing this NFC with payment terminal alternately to carry out continuation payment operation, in this interaction, this payment token is transmitted with NFC
Mode be sent to this payment terminal；And
Payment application system for main account includes:
Pay request reception unit, its payment request sent for receiving sub-account and dynamic token；
Token display unit, it is used for presenting this dynamic token so that master account owner verifies this token, wherein, this sub-account
Associate with this main account so that this sub-account only just can carry out delivery operation in the case of obtaining this master account owner mandate；
Authorizing transmitting element, it is for sending mandate instruction to payment backstage；And
Wherein, described payment backstage is arranged in after receiving described mandate instruction, generates the payment token for sub-account, and
Transmit this payment token electronic equipment to sub-account user；And
Wherein, this sub-account user transmits payment token, described payment terminal by the NFC of this electronic equipment to payment terminal
Receive this payment token from the electronic equipment of described user, and this payment token is sent to payment backstage verify, test
Demonstrate,prove by after complete delivery operation.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610621309.1A CN106251140A (en) | 2016-08-02 | 2016-08-02 | Method of payment, payment application system and payment system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610621309.1A CN106251140A (en) | 2016-08-02 | 2016-08-02 | Method of payment, payment application system and payment system |
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| Publication Number | Publication Date |
|---|---|
| CN106251140A true CN106251140A (en) | 2016-12-21 |
Family
ID=57606856
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201610621309.1A Pending CN106251140A (en) | 2016-08-02 | 2016-08-02 | Method of payment, payment application system and payment system |
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| CN107256484A (en) * | 2017-03-17 | 2017-10-17 | ***股份有限公司 | Mobile payment sublicense method and the payment system realized using this method |
| CN107423979A (en) * | 2017-06-30 | 2017-12-01 | 珠海市魅族科技有限公司 | A kind of method of payment and device, computer installation, readable storage medium storing program for executing |
| CN107657446A (en) * | 2017-08-03 | 2018-02-02 | 广东小天才科技有限公司 | Payment control method based on geographic position and terminal |
| CN109155778A (en) * | 2017-03-13 | 2019-01-04 | 华为技术有限公司 | A kind of method of payment and device based on verifying terminal |
| CN109347800A (en) * | 2018-09-17 | 2019-02-15 | 海南新软软件有限公司 | A kind of digital cash account processing method, apparatus and system |
| CN109697608A (en) * | 2018-12-29 | 2019-04-30 | 浙江东经科技股份有限公司 | Internet account trading payment system |
| CN111784349A (en) * | 2020-06-12 | 2020-10-16 | 支付宝(杭州)信息技术有限公司 | Virtual resource allocation method and system |
| CN112633888A (en) * | 2020-09-22 | 2021-04-09 | ***股份有限公司 | Token-based data processing method and system and mobile terminal |
| CN112862496A (en) * | 2021-03-30 | 2021-05-28 | 中国工商银行股份有限公司 | Real-time authorized payment method and device |
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