CN109118239A - Payment method and payment device for payment application program and wearable device - Google Patents
Payment method and payment device for payment application program and wearable device Download PDFInfo
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- CN109118239A CN109118239A CN201810927171.7A CN201810927171A CN109118239A CN 109118239 A CN109118239 A CN 109118239A CN 201810927171 A CN201810927171 A CN 201810927171A CN 109118239 A CN109118239 A CN 109118239A
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- 238000004590 computer program Methods 0.000 claims description 24
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- 238000012011 method of payment Methods 0.000 claims description 13
- 238000000605 extraction Methods 0.000 claims description 2
- 230000006399 behavior Effects 0.000 claims 1
- 230000006870 function Effects 0.000 description 19
- 238000003062 neural network model Methods 0.000 description 10
- 238000001514 detection method Methods 0.000 description 4
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- 230000005856 abnormality Effects 0.000 description 3
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- 238000013461 design Methods 0.000 description 2
- 230000005611 electricity Effects 0.000 description 2
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3224—Transactions dependent on location of M-devices
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/405—Establishing or using transaction specific rules
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
- G06Q30/0633—Lists, e.g. purchase orders, compilation or processing
- G06Q30/0635—Processing of requisition or of purchase orders
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
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Abstract
The application provides a payment method, a payment device and wearable equipment for payment application programs, wherein the method comprises the following steps: when detecting that a payment application program of the wearable device executes payment operation, acquiring voice information of a surrounding environment; judging whether the acquired voice information has abnormal information or not; if abnormal information exists in the acquired voice information, acquiring an order to be paid of the current payment operation, and sending the order to be paid to a specified mobile terminal; and after receiving payment order confirmation information returned by the mobile terminal, carrying out payment operation on the order to be paid, otherwise, refusing to pay. The method and the device can solve the technical problem that the payment application program installed in the wearable device at present cannot guarantee the fund safety of the user well.
Description
Technical field
The application belongs to application program technical field more particularly to a kind of method of payment for paying class application program, payment
Device, wearable device and computer readable storage medium.
Background technique
Currently, many children like paying using wearable device (for example, electronic watch), however, very much
In the case of, child will receive other people and coerce, it is forced to trade using the payment class application program in wearable device, thus
It will cause certain monetary losses, therefore, the existing payment class application program being mounted in wearable device can not be very
The fund security of good guarantee user.
Summary of the invention
In view of this, this application provides a kind of methods of payment for paying class application program, payment mechanism, wearable device
And computer readable storage medium, it cannot be good with the payment class application program being mounted in wearable device for solving current
The technical issues of ensureing user's fund security.
The application first aspect provides a kind of method of payment for paying class application program, comprising:
When the payment class application program for detecting wearable device executes delivery operation, the voice letter of ambient enviroment is acquired
Breath;
Judge to whether there is exception information in the voice messaging of acquisition;
If there are exception information in the voice messaging of acquisition:
The order to be paid of current delivery operation is obtained, and above-mentioned order to be paid is sent to specified mobile terminal;
After receiving the pay invoice confirmation message that above-mentioned mobile terminal returns, above-mentioned order to be paid is paid
Operation, is otherwise refused to pay.
The application second aspect provides a kind of payment mechanism for paying class application program, comprising:
Voice acquisition module, for adopting when the payment class application program for detecting wearable device executes delivery operation
Collect the voice messaging of ambient enviroment;
Abnormal judgment module, with the presence or absence of exception information in the voice messaging for judging acquisition;
Order sending module, if for acquisition voice messaging in there are exception informations, obtain current delivery operation
Order to be paid, and above-mentioned order to be paid is sent to specified mobile terminal;
Payment module, for after receiving the pay invoice confirmation message that above-mentioned mobile terminal returns, to above-mentioned wait prop up
It pays order and carries out delivery operation, otherwise refuse to pay.
The application third aspect provides a kind of wearable device, including memory, processor and is stored in above-mentioned deposit
In reservoir and the computer program that can run on above-mentioned processor, above-mentioned processor are realized such as when executing above-mentioned computer program
The step of above-mentioned first aspect method.
The application fourth aspect provides a kind of computer readable storage medium, above-mentioned computer-readable recording medium storage
There is computer program, realizes when above-mentioned computer program is executed by processor such as the step of above-mentioned first aspect method.
The 5th aspect of the application provides a kind of computer program product, and above-mentioned computer program product includes computer journey
Sequence is realized when above-mentioned computer program is executed by one or more processors such as the step of above-mentioned first aspect method.
Therefore this application provides a kind of methods of payment for paying class application program, firstly, wearable when detecting
When the payment class application program of equipment executes delivery operation, the voice messaging of ambient enviroment is acquired;Secondly, judging above-mentioned voice letter
It whether there is exception information in breath, for example, the crying of child and/or the sound of call for help of child etc., if above-mentioned voice is believed
There are exception informations in breath, then obtain the order to be paid of current delivery operation, and the order to be paid are sent to specified
Mobile terminal;Finally, after receiving the pay invoice confirmation message that above-mentioned mobile terminal returns, to above-mentioned order to be paid into
Row delivery operation, is otherwise refused to pay.It can be seen that in technical solution provided herein, if detecting ambient enviroment
There is exception in voice messaging, be unable to complete transaction using only wearable device, only receiving specified mobile end
Transaction could be completed after the pay invoice confirmation message at end, therefore, technical solution provided herein, which to work as, detects week
The voice messaging in collarette border is deposited when abnormal, the difficulty that payment is completed is increased on certain procedures, it is thus possible to improve user
Fund security degree, user cannot be ensured well by solving the current payment class application program being mounted in wearable device
The technical issues of fund security.
Detailed description of the invention
It in order to more clearly explain the technical solutions in the embodiments of the present application, below will be to embodiment or description of the prior art
Needed in attached drawing be briefly described, it should be apparent that, the accompanying drawings in the following description is only some of the application
Embodiment for those of ordinary skill in the art without any creative labor, can also be according to these
Attached drawing obtains other attached drawings.
Fig. 1 is a kind of implementation process signal of the method for payment for payment class application program that the embodiment of the present application one provides
Figure;
Fig. 2 is the implementation process signal of the method for payment for another payment class application program that the embodiment of the present application two provides
Figure;
Fig. 3 is a kind of structural schematic diagram of the payment mechanism for payment class application program that the embodiment of the present application three provides;
Fig. 4 is the structural schematic diagram for the wearable device that the embodiment of the present application four provides.
Specific embodiment
In being described below, for illustration and not for limitation, the tool of such as particular system structure, technology etc is proposed
Body details, so as to provide a thorough understanding of the present application embodiment.However, it will be clear to one skilled in the art that there is no these specific
The application also may be implemented in the other embodiments of details.In other situations, it omits to well-known system, device, electricity
The detailed description of road and method, so as not to obscure the description of the present application with unnecessary details.
The method of payment of payment class application program provided by the embodiments of the present application can be adapted for wearable device, exemplary
Ground, above-mentioned wearable device includes but is not limited to: electronic watch, electronics bracelet or intelligent glasses etc..
In order to illustrate the above-mentioned technical solution of the application, the following is a description of specific embodiments.
Embodiment one
A kind of method of payment of the payment class application program provided below the embodiment of the present application one is described, and please refers to
The method of payment of attached drawing 1, the payment class application program in the embodiment of the present application one includes:
In step s101, when the payment class application program for detecting wearable device executes delivery operation, acquisition week
The voice messaging in collarette border;
In the embodiment of the present application, above-mentioned payment class application program refers to the application program for having payment function, certainly, should
Class application program is paid other than having payment function, can also have other function, such as instant communication function, game function
Energy and/or camera function etc., are herein not construed as limiting this.
In step S101, need to detect whether payment class application program is carrying out delivery operation, in the application reality
It applies in example, " confirmation is paid " or " confirmation is transferred accounts " that whether can be clicked by detection user on wearable device touch screen is controlled
Part, to confirm whether payment class application program is carrying out delivery operation;Alternatively, can be by detecting whether user clicks and can wear
" transferring accounts ", " paying " or " payment " control on equipment touch screen is worn, to confirm whether payment class application program is carrying out branch
Pay operation.In the embodiment of the present application, the method for whether being carrying out delivery operation to detection payment class application program does not limit
It is fixed.
In addition, the voice messaging of above-mentioned acquisition ambient enviroment, can be the voice messaging of acquisition ambient enviroment preset duration,
For example, then being acquired ambient enviroment duration 2 seconds when the payment class application program for detecting wearable device executes delivery operation
Voice messaging.
In step s 102, judge in the voice messaging of acquisition with the presence or absence of exception information;
In the embodiment of the present application, above-mentioned exception information can be the information of crying and shout of wearable device legitimate user, or
Person can be the calling for help information of wearable device legitimate user, perhaps can be to curse and beat information or can also be noisy letter
Breath etc..
If above-mentioned exception information is the information of crying and shout of wearable device legitimate user, the voice letter of above-mentioned judgement acquisition
It whether there is exception information in breath, may include:
Extract the vocal print feature of the voice messaging of acquisition and the vocal print feature of the first default voice messaging, wherein this
One default voice messaging is voice messaging of the pre-stored wearable device legitimate user when crying and shout;
The vocal print feature of the vocal print feature of the voice messaging of acquisition and above-mentioned first default voice messaging is matched,
The similarity of the voice messaging and the above-mentioned first default voice messaging that are acquired;
If above-mentioned similarity is greater than preset first similarity threshold, it is determined that there are this to wear in the voice messaging of acquisition
The information of crying and shout of equipment legitimate user is worn, otherwise, it is determined that the legal use of the wearable device is not present in the voice messaging of acquisition
The information of crying and shout at family.
Since vocal print feature of the same person under different moods has little bit different, for example, the same person is normal
When speaking, cry and shout or having a joke, vocal print feature is not identical, therefore, in order to be in the voice messaging of more accurate judgement acquisition
It is no there are the information of crying and shout of wearable device legitimate user, need to obtain wearable device legitimate user in advance when crying and shout
Voice messaging, then the voice by the vocal print feature of the voice messaging of acquisition and wearable device legitimate user when crying and shout is believed
The vocal print feature of breath is matched, and (above-mentioned first similarity threshold can be arranged higher) when similarity is higher, then can be with
Assert that there are the information of crying and shout of wearable device legitimate user in the voice messaging of acquisition.However, the legal use of wearable device
Voice messaging of the family when crying and shout is sometimes difficult to obtain, for example, if the legitimate user of the wearable device infrequently cries and shout, just very
Hardly possible obtains voice messaging of the wearable device legitimate user when crying and shout.Therefore, in the embodiment of the present application, can also pass through
Following methods whether there is the information of crying and shout of wearable device legitimate user in the voice messaging to judge acquisition:
Using neural network model trained in advance, judge in the voice messaging of acquisition with the presence or absence of information of crying and shout;
If there is information of crying and shout in the voice messaging of above-mentioned neural network model judgement acquisition, the voice letter of acquisition is extracted
The vocal print feature of the vocal print feature of breath and the second default voice messaging, wherein the second default voice messaging is to be stored in advance
Wearable device legitimate user voice messaging;
The vocal print feature of the vocal print feature of the voice messaging of acquisition and above-mentioned second default voice messaging is matched,
The similarity of the voice messaging and the above-mentioned second default voice messaging that are acquired;
If above-mentioned similarity is greater than preset second similarity threshold, it is determined that there are this to wear in the voice messaging of acquisition
The information of crying and shout of equipment legitimate user is worn, otherwise, it is determined that the legal use of the wearable device is not present in the voice messaging of acquisition
The information of crying and shout at family.
It that is to say in the voice messaging for first determining whether acquisition with the presence or absence of information of crying and shout, and if it exists, then continue to judge that this is cried
Cry out whether information is that wearable device legitimate user issues, wherein above-mentioned second default voice messaging can not be this can
Voice messaging of the legitimate user when crying and shout is dressed, can be the language of the wearable legitimate user when normally speaking or having a joke
Message breath, therefore, which can be smaller than above-mentioned first similarity threshold.
Illustratively, the training process of above-mentioned neural network model, can be with are as follows:
Each sample voice information and the corresponding label information of each sample voice information are obtained in advance, wherein the mark
Label information is used to indicate whether corresponding sample voice information is information of crying and shout;
By each sample voice information input into initial neural network model, so that the initial neural network mould
Type judges whether each sample voice information is information of crying and shout;
According to the label information of each sample voice information obtained in advance, sentencing for the initial neural network model is determined
Disconnected accuracy rate;
Constantly adjust the parameters of current neural network model, and by parameter neural network model adjusted after
It is continuous that each sample voice information is judged, it is preset until the judging nicety rate of parameter neural network model adjusted is greater than
Until accuracy rate, then the current neural network model is determined as to the neural network model after training.
In step s 103, if there are exception information in the voice messaging of acquisition, obtain current delivery operation wait prop up
Order is paid, and above-mentioned order to be paid is sent to specified mobile terminal;
In the embodiment of the present application, above-mentioned order to be paid may include beneficiary information, merchandise news, store information
And/or payment amount information etc., above-mentioned specified mobile terminal can be parent, the children of wearable device legitimate user
And/or the mobile terminal of friend etc., mobile terminal can be worn by the corresponding two dimensional code binding of scanning wearable device in advance
Equipment is worn, or wearable device can also be bound by other methods.
In addition, in the embodiment of the present application, if detecting, there are exception informations in the voice messaging of acquisition, can also start
GPS (Global Positioning System, global positioning system) module of the wearable device, by the wearable device
Position be sent to specified mobile terminal, and the camera of the wearable device can also be started, which is acquired
Video information and/or pictorial information be sent to specified mobile terminal.
The wearable device can also automatically control its camera rotation predetermined angle, by view collected in selection course
Frequency information and/or pictorial information are sent to specified mobile terminal;Or the wearable device can receive specified mobile end
What end was sent includes the rotation angle information of camera and the first information of direction of rotation information in the wearable device, wherein
User where the first information is specified mobile terminal carries out the information of operation triggering on the mobile terminal, and then, this can
Wearable device controls the rotation of its camera according to above-mentioned rotation angle information and above-mentioned direction of rotation information, and acquires rotary course
In video information and/or pictorial information be sent to specified mobile terminal.
In step S104, after receiving the pay invoice confirmation message that above-mentioned mobile terminal returns, to above-mentioned wait prop up
It pays order and carries out delivery operation, otherwise refuse to pay;
In the embodiment of the present application, above-mentioned specified mobile terminal is in be paid the ordering for receiving wearable device transmission
Single (can also include the video information and/or figure of the camera acquisition of the location information, the wearable device of the wearable device
Piece information) after, user where the mobile terminal that this can be reminded specified confirms the order to be paid, if this is specified
User where mobile terminal confirms the order to be paid, for example, user where the specified mobile terminal can pass through
The delivery operation that " allowing to pay " control confirms the order to be paid is clicked, then it is wearable to return to this for the specified mobile terminal
One pay invoice confirmation message of equipment, the wearable device is after receiving pay invoice confirmation message, to the order to be paid
Carry out delivery operation.
In addition, in the embodiment of the present application, if user where the specified mobile terminal refuses the branch of the order to be paid
Operation is paid, to be paid is ordered for example, user where the specified mobile terminal can refuse this by click " refusal to pay " control
Single delivery operation, then the specified mobile terminal can return to one pay invoice of wearable device refusal information, this can
For wearable device after receiving pay invoice refusal information, refusal carries out delivery operation to the order to be paid.
In the embodiment of the present application one, if it is abnormal to detect that the voice messaging of ambient enviroment exists, using only wearable
Equipment is unable to complete transaction, could only complete to hand over after the pay invoice confirmation message for receiving specified mobile terminal
Easily, therefore, technical solution provided by the embodiment of the present application one makes there is exception when the voice messaging for detecting ambient enviroment
When, the difficulty that payment is completed is increased on certain procedures, it is thus possible to improve the fund security degree of user, solves at present
The payment class application program being mounted in wearable device the technical issues of cannot ensureing user's fund security well.
Embodiment two
The method of payment of another payment class application program provided below the embodiment of the present application two is described, and please join
Attached drawing 2 is read, the method for payment of the payment class application program in the embodiment of the present application two includes:
In step s 201, when the payment class application program for detecting wearable device executes delivery operation, acquisition week
The voice messaging of collarette border preset duration;
In step S202, judge with the presence or absence of exception information in the voice messaging of acquisition, if so, thening follow the steps
S203, if it is not, thening follow the steps S205;
In step S203, the order to be paid of current delivery operation is obtained, above-mentioned order to be paid is sent to specified
Mobile terminal;
In step S204, after receiving the pay invoice confirmation message that above-mentioned mobile terminal returns, to above-mentioned payment
Order carries out delivery operation, otherwise refuses to pay;
In the embodiment of the present application, above-mentioned steps S201-S204 with have corresponding record in embodiment one, can specifically join
See the description of embodiment one, details are not described herein again.
In step S205, the voice messaging of ambient enviroment preset duration is acquired;
It under normal conditions, can not only by the voice messaging of acquisition preset duration of ambient enviroment (such as 2 seconds)
Effectively confirm whether wearable device legitimate user is in abnormality, for example, if the exception information in step S202 is should
Wearable device legitimate user cry and shout information when, since user has and chokes with sobs when crying and shout sometimes, if step S201 is collected
User cannot be accurately judged to wearable device legitimate user and cry and shout in the voice messaging at moment of choking with sobs, therefore,
In the embodiment of the present application, in order to further increase the Detection accuracy to user's abnormality, it can be detected as step S202
When exception information being not present into the voice messaging of acquisition, the voice messaging of ambient enviroment preset duration is acquired again, and again
Judge to preset with the presence or absence of exception information until the number of acquisition ambient enviroment voice messaging reaches in voice messaging collected
Until number.
In step S206, whether the number of acquisition ambient enviroment voice messaging reaches preset times, if so, executing step
Otherwise rapid S207 returns to step S202;
In the embodiment of the present application, preset times can be set, for example, 5 times, if time of acquisition ambient enviroment voice messaging
Number does not reach preset times, then returns to step S202, otherwise, executes step S207.
In step S207, delivery operation is carried out to above-mentioned order to be paid;
If the number for acquiring ambient enviroment voice messaging reaches preset times, and equal in voice messaging collected every time
There is no exception informations, then can carry out delivery operation to the order to be paid.
The Detection accuracy to user's abnormality can be improved in the technical solution provided by the embodiment of the present application two,
Therefore, the fund security degree of user can may further be improved compared to embodiment one.
It should be understood that the size of the serial number of each step is not meant that the order of the execution order in above-described embodiment, each process
Execution sequence should be determined by its function and internal logic, the implementation process without coping with the embodiment of the present application constitutes any limit
It is fixed.
Embodiment three
The embodiment of the present application three provide it is a kind of pay class application program payment mechanism, for purposes of illustration only, only show with
The relevant part of the application, payment mechanism 300 as shown in Figure 3 include:
Voice acquisition module 301, for when detect wearable device payment class application program execute delivery operation when,
Acquire the voice messaging of ambient enviroment;
Abnormal judgment module 302, with the presence or absence of exception information in the voice messaging for judging acquisition;
Order sending module 303, if for acquisition voice messaging in there are exception informations, obtain current delivery operation
Order to be paid, and above-mentioned order to be paid is sent to specified mobile terminal;
Payment module 304, for after receiving the pay invoice confirmation message that above-mentioned mobile terminal returns, to it is above-mentioned to
Pay invoice carries out delivery operation, otherwise refuses to pay.
Optionally, above-mentioned exception information includes the information of crying and shout of the first user, and above-mentioned first user is above-mentioned wearable sets
Standby legitimate user, above-mentioned wearable device are previously stored with default voice messaging of above-mentioned first user when crying and shout;
Correspondingly, above-mentioned abnormal judgment module 302, comprising:
Voiceprint extraction unit, for extracting the vocal print feature of above-mentioned voice messaging and the vocal print of above-mentioned default voice messaging
Feature;
Voice print matching unit, for the vocal print of the vocal print feature of above-mentioned voice messaging and above-mentioned default voice messaging is special
Sign is matched, and the similarity of above-mentioned voice messaging Yu above-mentioned default voice messaging is obtained;
First abnormal deciding means, if being greater than for the similarity of above-mentioned voice messaging and above-mentioned default voice messaging default
Similarity threshold, it is determined that there are exception informations in the voice messaging of acquisition;
Second abnormal deciding means, if the similarity for above-mentioned voice messaging and above-mentioned default voice messaging is less than or waits
In preset similarity threshold, it is determined that exception information is not present in the voice messaging of acquisition.
Optionally, above-mentioned payment mechanism 300 further include:
Photographing module obtains the video information of above-mentioned camera acquisition for starting the camera of above-mentioned wearable device
And/or pictorial information;
Optionally, above-mentioned photographing module is specifically used for:
The camera for starting above-mentioned wearable device controls above-mentioned camera rotation predetermined angle, and acquires rotary course
In video information and/or pictorial information.
Optionally, above-mentioned photographing module includes:
Rotation information receiving unit, the first information sent for receiving above-mentioned mobile terminal, wherein the above-mentioned first information
The information of operation triggering is carried out on above-mentioned mobile terminal for user where above-mentioned mobile terminal, the above-mentioned first information includes above-mentioned
The rotation angle information of camera and direction of rotation information in wearable device;
Image acquisition units start the camera of above-mentioned wearable device, according to above-mentioned rotation angle information and rotation side
The camera rotation of above-mentioned wearable device is controlled to information, and acquires the video information in rotary course and/or pictorial information.
It should be noted that the contents such as information exchange, implementation procedure between above-mentioned apparatus/unit, due to the application
Embodiment of the method is based on same design, concrete function and bring technical effect, for details, reference can be made to embodiment of the method part, this
Place repeats no more.
Example IV
Fig. 4 is the schematic diagram for the wearable device that the embodiment of the present application four provides.As shown in figure 4, the embodiment is worn
Equipment 4 is worn to include: processor 40, memory 41 and be stored in above-mentioned memory 41 and can run on above-mentioned processor 40
Computer program 42.Above-mentioned processor 40 realizes the step in above-mentioned each embodiment of the method when executing above-mentioned computer program 42
Such as step S101 to S104 shown in FIG. 1 suddenly,.Alternatively, above-mentioned processor 40 is realized when executing above-mentioned computer program 42
State the function of each module/unit in each Installation practice, such as the function of module 301 to 304 shown in Fig. 3.
Illustratively, above-mentioned computer program 42 can be divided into one or more module/units, said one or
Multiple module/units are stored in above-mentioned memory 41, and are executed by above-mentioned processor 40, to complete the application.Above-mentioned one
A or multiple module/units can be the series of computation machine program instruction section that can complete specific function, which is used for
Implementation procedure of the above-mentioned computer program 42 in above-mentioned wearable device 4 is described.For example, above-mentioned computer program 42 can be by
Voice acquisition module, abnormal judgment module, order sending module and payment module, each module concrete function are as follows:
When the payment class application program for detecting wearable device executes delivery operation, the voice letter of ambient enviroment is acquired
Breath;
Judge to whether there is exception information in the voice messaging of acquisition;
If there are exception information in the voice messaging of acquisition:
The order to be paid of current delivery operation is obtained, and above-mentioned order to be paid is sent to specified mobile terminal;
After receiving the pay invoice confirmation message that above-mentioned mobile terminal returns, above-mentioned order to be paid is paid
Operation, is otherwise refused to pay.
Above-mentioned wearable device 4 can be electronic watch, electronics bracelet or intelligent glasses etc. and calculate equipment.It is above-mentioned wearable
Equipment may include, but be not limited only to, processor 40, memory 41.It will be understood by those skilled in the art that Fig. 4 is only that can wear
The example of equipment 4 is worn, the restriction to wearable device 4 is not constituted, may include components more more or fewer than diagram, or
Certain components or different components are combined, such as above-mentioned wearable device can also include input-output equipment, network insertion
Equipment, bus etc..
Alleged processor 40 can be central processing unit (Central Processing Unit, CPU), can also be
Other general processors, digital signal processor (Digital Signal Processor, DSP), specific integrated circuit
(Application Specific Integrated Circuit, ASIC), field programmable gate array (Field-
Programmable Gate Array, FPGA) either other programmable logic device, discrete gate or transistor logic,
Discrete hardware components etc..General processor can be microprocessor or the processor is also possible to any conventional processor
Deng.
Above-mentioned memory 41 can be the internal storage unit of above-mentioned wearable device 4, such as the hard disk of wearable device 4
Or memory.Above-mentioned memory 41 is also possible to the External memory equipment of above-mentioned wearable device 4, such as above-mentioned wearable device 4
The plug-in type hard disk of upper outfit, intelligent memory card (Smart Media Card, SMC), secure digital (Secure Digital,
SD) block, flash card (Flash Card) etc..Further, above-mentioned memory 41 can also both include above-mentioned wearable device 4
Internal storage unit also includes External memory equipment.Above-mentioned memory 41 is for storing above-mentioned computer program and above-mentioned wearing
Wear other programs and data needed for equipment.Above-mentioned memory 41, which can be also used for temporarily storing, have been exported or will be defeated
Data out.
It is apparent to those skilled in the art that for convenience of description and succinctly, only with above-mentioned each function
Can unit, module division progress for example, in practical application, can according to need and by above-mentioned function distribution by different
Functional unit, module are completed, i.e., the internal structure of above-mentioned apparatus is divided into different functional unit or module, more than completing
The all or part of function of description.Each functional unit in embodiment, module can integrate in one processing unit, can also
To be that each unit physically exists alone, can also be integrated in one unit with two or more units, it is above-mentioned integrated
Unit both can take the form of hardware realization, can also realize in the form of software functional units.In addition, each function list
Member, the specific name of module are also only for convenience of distinguishing each other, the protection scope being not intended to limit this application.Above system
The specific work process of middle unit, module, can refer to corresponding processes in the foregoing method embodiment, and details are not described herein.
In the above-described embodiments, it all emphasizes particularly on different fields to the description of each embodiment, is not described in detail or remembers in some embodiment
The part of load may refer to the associated description of other embodiments.
Those of ordinary skill in the art may be aware that list described in conjunction with the examples disclosed in the embodiments of the present disclosure
Member and algorithm steps can be realized with the combination of electronic hardware or computer software and electronic hardware.These functions are actually
It is implemented in hardware or software, the specific application and design constraint depending on technical solution.Professional technician
Each specific application can be used different methods to achieve the described function, but this realization is it is not considered that exceed
Scope of the present application.
In embodiment provided herein, it should be understood that disclosed device/wearable device and method, it can
To realize by another way.For example, device described above/wearable device embodiment is only schematical, example
Such as, the division of above-mentioned module or unit, only a kind of logical function partition, can there is other division side in actual implementation
Formula, such as multiple units or components can be combined or can be integrated into another system, or some features can be ignored, or not
It executes.Another point, shown or discussed mutual coupling or direct-coupling or communication connection can be to be connect by some
Mouthful, the INDIRECT COUPLING or communication connection of device or unit can be electrical property, mechanical or other forms.
Above-mentioned unit as illustrated by the separation member may or may not be physically separated, aobvious as unit
The component shown may or may not be physical unit, it can and it is in one place, or may be distributed over multiple
In network unit.It can select some or all of unit therein according to the actual needs to realize the mesh of this embodiment scheme
's.
It, can also be in addition, each functional unit in each embodiment of the application can integrate in one processing unit
It is that each unit physically exists alone, can also be integrated in one unit with two or more units.Above-mentioned integrated list
Member both can take the form of hardware realization, can also realize in the form of software functional units.
If above-mentioned integrated module/unit be realized in the form of SFU software functional unit and as independent product sale or
In use, can store in a computer readable storage medium.Based on this understanding, the application realizes above-mentioned implementation
All or part of the process in example method, can also instruct relevant hardware to complete, above-mentioned meter by computer program
Calculation machine program can be stored in a computer readable storage medium, the computer program when being executed by processor, it can be achieved that on
The step of stating each embodiment of the method.Wherein, above-mentioned computer program includes computer program code, above-mentioned computer program generation
Code can be source code form, object identification code form, executable file or certain intermediate forms etc..Above-mentioned computer-readable medium
It may include: any entity or device, recording medium, USB flash disk, mobile hard disk, magnetic that can carry above-mentioned computer program code
Dish, CD, computer storage, read-only memory (ROM, Read-Only Memory), random access memory (RAM,
Random Access Memory), electric carrier signal, telecommunication signal and software distribution medium etc..It should be noted that above-mentioned
The content that computer-readable medium includes can carry out increasing appropriate according to the requirement made laws in jurisdiction with patent practice
Subtract, such as does not include electric carrier signal and electricity according to legislation and patent practice, computer-readable medium in certain jurisdictions
Believe signal.
Above above-described embodiment is only to illustrate the technical solution of the application, rather than its limitations;Although referring to aforementioned reality
Example is applied the application is described in detail, those skilled in the art should understand that: it still can be to aforementioned each
Technical solution documented by embodiment is modified or equivalent replacement of some of the technical features;And these are modified
Or replacement, the spirit and scope of each embodiment technical solution of the application that it does not separate the essence of the corresponding technical solution should all
Comprising within the scope of protection of this application.
Claims (10)
1. a kind of method of payment for paying class application program characterized by comprising
When the payment class application program for detecting wearable device executes delivery operation, the voice messaging of ambient enviroment is acquired;
Judge to whether there is exception information in the voice messaging of acquisition;
If there are exception information in the voice messaging of acquisition:
The order to be paid of current delivery operation is obtained, and the order to be paid is sent to specified mobile terminal;
After receiving the pay invoice confirmation message that the mobile terminal returns, payment behaviour is carried out to the order to be paid
Make, otherwise refuses to pay.
2. method of payment as described in claim 1, which is characterized in that the exception information includes the letter of crying and shout of the first user
Breath, first user are the legitimate user of the wearable device, and the wearable device is previously stored with described first and uses
Default voice messaging of the family when crying and shout;
Correspondingly, it whether there is exception information in the voice messaging of the judgement acquisition, comprising:
Extract the vocal print feature of the voice messaging and the vocal print feature of the default voice messaging;
The vocal print feature of the vocal print feature of the voice messaging and the default voice messaging is matched, institute's predicate is obtained
The similarity of message breath and the default voice messaging;
If the similarity of the voice messaging and the default voice messaging is greater than preset similarity threshold, it is determined that acquisition
There are exception informations in voice messaging;
If the similarity of the voice messaging and the default voice messaging is less than or equal to preset similarity threshold, it is determined that
Exception information is not present in the voice messaging of acquisition.
3. method of payment as described in claim 1, which is characterized in that if there are exception information, institutes in the voice messaging of acquisition
State method of payment further include:
The camera for starting the wearable device obtains the video information and/or pictorial information of the camera acquisition;
The video information and/or pictorial information are sent to the mobile terminal.
4. method of payment as claimed in claim 3, which is characterized in that obtain camera acquisition video information and/or
Pictorial information, comprising:
The camera rotation predetermined angle is controlled, and acquires the video information in rotary course and/or pictorial information.
5. method of payment as claimed in claim 3, which is characterized in that obtain camera acquisition video information and/or
Pictorial information, comprising:
Receive the first information that the mobile terminal is sent, wherein user where the first information is the mobile terminal exists
The information of operation triggering is carried out on the mobile terminal, the first information includes the rotation of camera in the wearable device
Angle information and direction of rotation information;
The camera rotation of the wearable device is controlled according to the rotation angle information and direction of rotation information, and acquires rotation
Video information and/or pictorial information during turning.
6. a kind of payment mechanism for paying class application program characterized by comprising
Voice acquisition module, for when the payment class application program for detecting wearable device executes delivery operation, acquisition to be all
The voice messaging in collarette border;
Abnormal judgment module, with the presence or absence of exception information in the voice messaging for judging acquisition;
Order sending module, if for there are exception information, obtained in the voice messaging of acquisition current delivery operation wait prop up
Order is paid, and the order to be paid is sent to specified mobile terminal;
Payment module to be paid is ordered to described for after receiving the pay invoice confirmation message that the mobile terminal returns
It is single to carry out delivery operation, otherwise refuse to pay.
7. payment mechanism as claimed in claim 6, which is characterized in that the exception information includes the letter of crying and shout of the first user
Breath, first user are the legitimate user of the wearable device, and the wearable device is previously stored with described first and uses
Default voice messaging of the family when crying and shout;
Correspondingly, the abnormal judgment module, comprising:
Voiceprint extraction unit, for extracting the vocal print feature of the voice messaging and the vocal print spy of the default voice messaging
Sign;
Voice print matching unit, for by the vocal print feature of the voice messaging and the vocal print feature of the default voice messaging into
Row matching, obtains the similarity of the voice messaging Yu the default voice messaging;
First abnormal deciding means, if the similarity for the voice messaging and the default voice messaging is greater than preset phase
Like degree threshold value, it is determined that there are exception informations in the voice messaging of acquisition;
Second abnormal deciding means, if being less than or equal to for the similarity of the voice messaging and the default voice messaging pre-
If similarity threshold, it is determined that in the voice messaging of acquisition be not present exception information.
8. payment mechanism as claimed in claim 6, which is characterized in that the payment mechanism further include:
Photographing module, for starting the camera of the wearable device, obtain the camera acquisition video information and/or
Pictorial information.
9. a kind of wearable device, including memory, processor and storage are in the memory and can be in the processor
The computer program of upper operation, which is characterized in that the processor realized when executing the computer program as claim 1 to
The step of any one of 5 the method.
10. a kind of computer readable storage medium, the computer-readable recording medium storage has computer program, and feature exists
In when the computer program is executed by processor the step of any one of such as claim 1 to 5 of realization the method.
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CN201810927171.7A CN109118239A (en) | 2018-08-15 | 2018-08-15 | Payment method and payment device for payment application program and wearable device |
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