CN108364081A - The method, apparatus and financial self-service equipment of financial self-service equipment fixed point transaction reservation - Google Patents
The method, apparatus and financial self-service equipment of financial self-service equipment fixed point transaction reservation Download PDFInfo
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- CN108364081A CN108364081A CN201810005619.XA CN201810005619A CN108364081A CN 108364081 A CN108364081 A CN 108364081A CN 201810005619 A CN201810005619 A CN 201810005619A CN 108364081 A CN108364081 A CN 108364081A
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- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q10/00—Administration; Management
- G06Q10/02—Reservations, e.g. for tickets, services or events
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
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Abstract
The present invention is suitable for financial self-service equipment technical field, provides a kind of method, apparatus and financial self-service equipment of the transaction reservation of financial self-service equipment fixed point.This method includes：By receiving the application information of transaction reservation, application information includes the financial self-service equipment of transaction amount, the location information of user and reservation；Whether the remaining sum of query-reservation financial self-service equipment is greater than or equal to transaction amount；If so, the location information based on user obtains the distance between the financial self-service equipment of user and reservation；The time that user reaches the financial self-service equipment of reservation is obtained based on distance, estimates the residual amount in the financial self-service equipment preengage after arrival time；Residual amount is compared with transaction amount, is preengage as a result, and reservation result is sent to user.It allows user to know whether the financial self-service equipment of reservation meets the condition of transacting business in advance in the present invention, improves trading efficiency, there is stronger practicability and ease for use.
Description
Technical field
The invention belongs to field of communication technology more particularly to a kind of method of financial self-service equipment fixed point transaction reservation, dresses
It sets and financial self-service equipment.
Background technology
Financial self-service equipment is commonly held within the more place of the stream of people, and client can according to the distribution of financial self-service equipment
Figure goes to carry out business handling to find the nearest equipment of oneself of distance, but for that whether can be deposited in the financial self-service equipment
Withdrawal business handling, client but have no way of finding out about it, and therefore, often occur just finding self-service gold after client has arrived the site of transacting business
Melting no effects or the withdrawal of client's needs in equipment, but Sorry, your ticket has not enough value, wastes the time of client, user experience is low.
Therefore, it is necessary to propose a kind of scheme to solve the above problems.
Invention content
In view of this, an embodiment of the present invention provides a kind of financial self-service equipment pinpoint transaction reservation method, apparatus and
Financial self-service equipment, to solve the method that the transaction of financial self-service equipment fixed point is preengage in the prior art, there are users to know in advance
The problem of whether financial self-service equipment of road reservation meets the condition of transacting business.
The first aspect of the embodiment of the present invention provides a kind of method of financial self-service equipment fixed point transaction reservation, packet
It includes：
The application information of transaction reservation is received, the application information includes transaction amount, the location information of user and reservation
Financial self-service equipment；
Whether the remaining sum for inquiring the reservation financial self-service equipment is greater than or equal to the transaction amount；
If so, the location information based on the user obtains between the user and the financial self-service equipment of the reservation
Distance；
The time that the user reaches the financial self-service equipment of the reservation is obtained based on the distance, is estimated described in reaching
Residual amount after time in the financial self-service equipment of the reservation；
The residual amount is compared with the transaction amount, is preengage as a result, and sending out the reservation result
It send to the user.
The second aspect of the embodiment of the present invention provides a kind of device of financial self-service equipment fixed point transaction reservation, packet
It includes：
Receiving module, for receives transaction preengage application information, the application information include transaction amount, user position
Confidence ceases and the financial self-service equipment of reservation；
Whether enquiry module, the remaining sum for inquiring the reservation financial self-service equipment are greater than or equal to the trade gold
Volume；
Acquisition module, for if so, the location information based on the user obtains the finance of the user and the reservation
The distance between self-service device；
Estimation block, for based on the distance obtain the user reach the reservation financial self-service equipment when
Between, the residual amount after the estimation arrival time in the financial self-service equipment of the reservation；
Sending module is preengage as a result, and by institute for the residual amount to be compared with the transaction amount
It states reservation result and is sent to the user.
The third aspect of the embodiment of the present invention provides a kind of financial self-service equipment, including memory, processor and deposits
Store up the computer program that can be run in the memory and on the processor, which is characterized in that the processor executes
Following steps are realized when the computer program：
The application information of transaction reservation is received, the application information includes transaction amount, the location information of user and reservation
Financial self-service equipment；
Whether the remaining sum for inquiring the reservation financial self-service equipment is greater than or equal to the transaction amount；
If so, the location information based on the user obtains between the user and the financial self-service equipment of the reservation
Distance；
The time that the user reaches the financial self-service equipment of the reservation is obtained based on the distance, is estimated described in reaching
Residual amount after time in the financial self-service equipment of the reservation；
The residual amount is compared with the transaction amount, is preengage as a result, and sending out the reservation result
It send to the user.
The fourth aspect of the embodiment of the present invention provides a kind of computer readable storage medium, the computer-readable storage
Media storage has computer program, which is characterized in that the computer program realizes following steps when being executed by processor：
The application information of transaction reservation is received, the application information includes transaction amount, the location information of user and reservation
Financial self-service equipment；
Whether the remaining sum for inquiring the reservation financial self-service equipment is greater than or equal to the transaction amount；
If so, the location information based on the user obtains between the user and the financial self-service equipment of the reservation
Distance；
The time that the user reaches the financial self-service equipment of the reservation is obtained based on the distance, is estimated described in reaching
Residual amount after time in the financial self-service equipment of the reservation；
The residual amount is compared with the transaction amount, is preengage as a result, and sending out the reservation result
It send to the user.
In embodiments of the present invention, by receive transaction reservation application information, the application information include transaction amount,
The location information of user and the financial self-service equipment of reservation；Whether the remaining sum for inquiring the reservation financial self-service equipment is more than or waits
In the transaction amount；If so, the location information based on the user obtains the user and the finance self-help of the reservation is set
It is the distance between standby；The time that the user reaches the financial self-service equipment of the reservation is obtained based on the distance, is estimated to
Residual amount after up to the time in the financial self-service equipment of the reservation；By the residual amount and the transaction amount into
Row compares, preengage as a result, and the reservation result is sent to the user, allow user know in advance reservation it is financial oneself
It helps whether equipment meets the condition of transacting business, improves trading efficiency, there is stronger practicability and ease for use.
Description of the drawings
It to describe the technical solutions in the embodiments of the present invention more clearly, below will be to embodiment or description of the prior art
Needed in attached drawing be briefly described, it should be apparent that, the accompanying drawings in the following description be only the present invention some
Embodiment for those of ordinary skill in the art without having to pay creative labor, can also be according to these
Attached drawing obtains other attached drawings.
Fig. 1 is the implementation process signal of the method for the financial self-service equipment fixed point transaction reservation that the embodiment of the present invention one provides
Figure；
Fig. 2 is the specific implementation flow schematic diagram of step S104 in the embodiment of the present invention one；
Fig. 3 is the specific implementation flow schematic diagram of step S105 in the embodiment of the present invention one；
Fig. 4 is the structure diagram of the device of financial self-service equipment fixed point transaction reservation provided by Embodiment 2 of the present invention；
Fig. 5 is the schematic diagram for the financial self-service equipment that the embodiment of the present invention three provides.
Specific implementation mode
In being described below, for illustration and not for limitation, it is proposed that such as tool of particular system structure, technology etc
Body details, to understand thoroughly the embodiment of the present invention.However, it will be clear to one skilled in the art that there is no these specific
The present invention can also be realized in the other embodiments of details.In other situations, it omits to well-known system, device, electricity
The detailed description of road and method, in case unnecessary details interferes description of the invention.
It should be appreciated that ought use in this specification and in the appended claims, the instruction of term " comprising " is described special
Sign, entirety, step, operation, the presence of element and/or component, but be not precluded one or more of the other feature, entirety, step,
Operation, element, component and/or its presence or addition gathered.
It is also understood that the term used in this description of the invention is merely for the sake of the mesh for describing specific embodiment
And be not intended to limit the present invention.As description of the invention and it is used in the attached claims, unless on
Other situations are hereafter clearly indicated, otherwise " one " of singulative, "one" and "the" are intended to include plural form.
It will be further appreciated that the term "and/or" used in description of the invention and the appended claims is
Refer to any combinations and all possible combinations of one or more of associated item listed, and includes these combinations.
As used in this specification and in the appended claims, term " if " can be according to context quilt
Be construed to " when ... " or " once " or " in response to determination " or " in response to detecting ".Similarly, phrase " if it is determined that "
Or " if detecting [described condition or event] " can be interpreted to mean according to context " once it is determined that " or " in response to
Determine " or " once detecting [described condition or event] " or " in response to detecting [described condition or event] ".
In order to illustrate technical solutions according to the invention, illustrated below by specific embodiment.
Embodiment one
Fig. 1 shows the implementation process of the method for the financial self-service equipment fixed point transaction reservation that the embodiment of the present invention one provides
Schematic diagram.As shown in Figure 1, the method for financial self-service equipment fixed point transaction reservation may include following steps：
Step S101：Receive transaction reservation application information, the application information include transaction amount, user position letter
The financial self-service equipment of breath and reservation.
Wherein, can be user send the application information of reservation of merchandising at mobile terminal (such as mobile phone), this application letter
Breath includes the financial self-service equipment of transaction amount, the location information of user and reservation.Transaction amount can be that user intends pre-
The withdraw funds of financial self-service equipment about, the financial self-service equipment of reservation can be with the shape of the sites XX in customer mobile terminal
Formula can also be to carry out being displayed for user on the electronic map in the form of number more to select.Usually, it uses
Family can select to select a financial self-service equipment as reservation from multiple financial self-service equipments according to the demand of oneself, example
Such as based on oneself current location information, the nearest financial self-service equipment of chosen distance oneself is set as the finance self-help of reservation
It is standby；Alternatively, selecting the financial self-service equipment for oneself feeling most convenient arrival as the financial self-service equipment preengage.
Step S102：Whether the remaining sum for inquiring the reservation financial self-service equipment is greater than or equal to the transaction amount.
In order to ensure that the remaining sum of the reservation financial self-service equipment is inquired in the success of transaction, raising trading efficiency, first choice, and
Judge whether the remaining sum of the reservation financial self-service equipment is greater than or equal to the transaction amount.
Step S103：If so, the location information based on the user obtains the finance self-help of the user and the reservation
The distance between equipment.
If the remaining sum of the reservation financial self-service equipment is greater than or equal to the transaction amount, current based on the user
Location information obtain the distance between the financial self-service equipment of the user and the reservation.Wherein, it is current to obtain user
Location information can be directly acquired according to the location information of customer mobile terminal.
Optionally, the mode of transportation selected in mobile terminal based on the distance and user is calculated the user and reaches institute
State the time of the financial self-service equipment of reservation.
Wherein, mode of transportation refers to the trip mode that user reaches the financial self-service equipment for stating reservation from current location.Example
Such as, when user is when mobile terminal has selected mode of transportation A, the average speed and user based on mode of transportation A and the reservation
The distance between financial self-service equipment calculate and obtain the financial self-service equipment required time that user reaches reservation.It can
Selection of land can also further obtain the unobstructed situation of the corresponding routes of mode of transportation A to more precisely compute and obtain user's arrival
The financial self-service equipment required time of reservation.
Step S104：The time that the user reaches the financial self-service equipment of the reservation is obtained based on the distance, is estimated
Calculate the residual amount in the financial self-service equipment of the reservation after reaching the time.
Residual amount after the estimation arrival time in the financial self-service equipment of the reservation at least exists following two
Mode：
First way may include steps of：
According to the historical transaction record for the financial self-service equipment preengage described in the period, estimation reaches institute after the time
State the residual amount in the financial self-service equipment of reservation.
For example, the period is the morning 9:00-9:30, then it can obtain in first trimester (or even longer) in the morning 9:
00-9:The historical transaction record of 30 this period is averaged the historical transaction record, obtains historical transaction record.
The case where according to averaged historical transaction record, (for example, the average withdrawal volume of the period is x, storage volume was y), if the reservation
Financial self-service equipment current balance be z, then reach the residual amount in the financial self-service equipment of the reservation after the time
For z-x+y.
As shown in Fig. 2, the second way may include steps of：
Step S201：Situation is analyzed according to the stream of people and transaction amount obtains the total transaction amount within the time per capita.
Wherein, stream of people's analysis situation refers to stream of people's situation within the scope of the financial self-service equipment pre-determined distance to the reservation
It carries out analysis and counts the number flowing information of acquisition.User is had been obtained for known to above-mentioned steps reaches the finance of reservation certainly
It helps the time of equipment, i.e. user is within this period for the financial self-service equipment for going to reservation, the financial self-service equipment of the reservation
Total transaction amount can calculate.Usually, if the financial self-service equipment of the reservation is cash recycling system, total transaction amount is
Refer to the net transaction volume of cash recycling system, that is, the difference of the total amount of the total amount and entrance that spue, difference can be positive number, bear
Number is zero.
Step S202：The current remaining sum of financial self-service equipment based on the total transaction amount and the reservation, which obtains, reaches institute
State the residual amount in the financial self-service equipment of the reservation after the time.
For example, the current remaining sum of financial self-service equipment of reservation is a, total transaction amount b, wherein a is to be preengage more than user
Transaction amount positive number, b can be positive number, negative or be zero.
Therefore, the amount of money that a+b is obtained is the residue gold in the financial self-service equipment of the reservation after reaching the time
Volume.
Step S105：The residual amount is compared with the transaction amount, is preengage as a result, and will be described pre-
About result is sent to the user.
Optionally, it as shown in figure 3, the residual amount is compared with the transaction amount, is preengage as a result, simultaneously
The reservation result is sent to the user to may include：
Step S301：If the residual amount is less than the withdraw funds, the result of reservation failure is sent to user, and
The user is reminded to select other financial self-service equipments.
Since this reservation failure is the result is that user's plan is gone to before still also not going to the financial self-service equipment of reservation
It is sent to user, therefore user can reattempt financial self-service equipment of other financial self-service equipments as reservation, Zhi Daojie
Reservation is received successfully as a result, the case where such as step S302.
Step S302：If the withdraw funds of the transaction of the residual amount more than N times, reservation successfully knot is sent
For fruit to user, the N is the integer more than 1.
After user receives the successful result of reservation, the finance of reservation can be gone to based on previously selected mode of transportation certainly
Equipment is helped, and is smoothly concluded the transaction, reliability is high.
Step S303：If the residual amount is more than the withdraw funds, and the withdraw funds less than N times, then sends and carry
Message of waking up is to user.
Wherein, user reaches the financial self-service equipment of reservation, differs at the time point based on the current situation estimation of user
Surely it can conclude the transaction, therefore send reminder message to prompting, user can change the mode of transportation of oneself and make oneself earlier
The financial self-service equipment of the reservation is reached to ensure to preengage successfully.
In embodiments of the present invention, by receive transaction reservation application information, the application information include transaction amount,
The location information of user and the financial self-service equipment of reservation；Whether the remaining sum for inquiring the reservation financial self-service equipment is more than or waits
In the transaction amount；If so, the location information based on the user obtains the user and the finance self-help of the reservation is set
It is the distance between standby；The time that the user reaches the financial self-service equipment of the reservation is obtained based on the distance, is estimated to
Residual amount after up to the time in the financial self-service equipment of the reservation；By the residual amount and the transaction amount into
Row compares, preengage as a result, and the reservation result is sent to the user, allow user know in advance reservation it is financial oneself
It helps whether equipment meets the condition of transacting business, improves trading efficiency, there is stronger practicability and ease for use.
It should be understood that the size of the serial number of each step is not meant that the order of the execution order in above-described embodiment, each process
Execution sequence should be determined by its function and internal logic, the implementation process without coping with the embodiment of the present invention constitutes any limit
It is fixed.
Embodiment two
Referring to FIG. 4, it illustrates the devices that financial self-service equipment provided by Embodiment 2 of the present invention pinpoints transaction reservation
Structure diagram.Financial self-service equipment pinpoints the device 40 that transaction is preengage：Receiving module 41, obtains mould at enquiry module 42
Block 43, estimation block 44 and sending module 45.Wherein, the concrete function of each module is as follows：
Receiving module 41, the application information for receiving transaction reservation, the application information includes transaction amount, user
The financial self-service equipment of location information and reservation；
Whether enquiry module 42, the remaining sum for inquiring the reservation financial self-service equipment are greater than or equal to the trade gold
Volume；
Acquisition module 43, for if so, the location information based on the user obtains the gold of the user and the reservation
Melt the distance between self-service device；
Estimation block 44, for based on the distance obtain the user reach the reservation financial self-service equipment when
Between, the residual amount after the estimation arrival time in the financial self-service equipment of the reservation；
Sending module 45 is preengage for the residual amount to be compared with the transaction amount as a result, and will
The reservation result is sent to the user.
Optionally the estimation block 44 includes：
Computing unit, the mode of transportation for being selected in mobile terminal based on the distance and user, calculates the user
The time of the financial self-service equipment of the reservation is reached, is estimated after reaching the time in the financial self-service equipment of the reservation
Residual amount.
Optionally, estimation block 44 includes：
First acquisition unit, for analyzing situation and per capita friendship of the transaction amount acquisition within the time according to the stream of people
Easy total value；
Second acquisition unit, the remaining sum current for the financial self-service equipment based on the total transaction amount and the reservation obtain
The residual amount in the financial self-service equipment of the reservation after the time must be reached.
Optionally, estimation block 44 includes：
Evaluation unit is estimated to for the historical transaction record according to the financial self-service equipment preengage described in the period
Residual amount after up to the time in the financial self-service equipment of the reservation.
Optionally, the transaction amount is withdraw funds；
Sending module 45 includes：
First transmission unit sends the result of reservation failure if being less than the withdraw funds for the residual amount
To user, and the user is reminded to select other financial self-service equipments；
Second transmission unit, if the withdraw funds of the transaction for the residual amount more than N times, send reservation
For successful result to user, the N is the integer more than 1；
Third transmission unit, if being more than the withdraw funds, and the withdraw funds less than N times for the residual amount,
Reminder message is then sent to user.
In embodiments of the present invention, by receive transaction reservation application information, the application information include transaction amount,
The location information of user and the financial self-service equipment of reservation；Whether the remaining sum for inquiring the reservation financial self-service equipment is more than or waits
In the transaction amount；If so, the location information based on the user obtains the user and the finance self-help of the reservation is set
It is the distance between standby；The time that the user reaches the financial self-service equipment of the reservation is obtained based on the distance, is estimated to
Residual amount after up to the time in the financial self-service equipment of the reservation；By the residual amount and the transaction amount into
Row compares, preengage as a result, and the reservation result is sent to the user, allow user know in advance reservation it is financial oneself
It helps whether equipment meets the condition of transacting business, improves trading efficiency, there is stronger practicability and ease for use.
Embodiment three
Fig. 5 is the schematic diagram for the financial self-service equipment that the embodiment of the present invention three provides.As shown in figure 5, the gold of the embodiment
Melting self-service device 5 includes：It processor 50, memory 51 and is stored in the memory 51 and can be on the processor 50
The computer program 52 of operation, such as financial self-service equipment pinpoint the method program of transaction reservation.The processor 50 executes institute
The step in the embodiment of the method for above-mentioned each financial self-service equipment fixed point transaction reservation is realized when stating computer program 52, such as
Step S101 to S105 shown in FIG. 1.Alternatively, the processor 50 realizes above-mentioned each device when executing the computer program 52
The function of each module in embodiment, for example, module 41 to 45 shown in Fig. 4 function.
Illustratively, the computer program 52 can be divided into one or more module/units, it is one or
Multiple module/units are stored in the memory 51, and are executed by the processor 50, to complete the present invention.Described one
A or multiple module/units can be the series of computation machine program instruction section that can complete specific function, which is used for
Implementation procedure of the computer program 52 in the financial self-service equipment 5 is described.For example, the computer program 52 can be with
It is divided into receiving module, enquiry module, acquisition module, estimation block and sending module, the concrete function of each module is as follows：
Receiving module, for receives transaction preengage application information, the application information include transaction amount, user position
Confidence ceases and the financial self-service equipment of reservation；
Whether enquiry module, the remaining sum for inquiring the reservation financial self-service equipment are greater than or equal to the trade gold
Volume；
Acquisition module, for if so, the location information based on the user obtains the finance of the user and the reservation
The distance between self-service device；
Estimation block, for based on the distance obtain the user reach the reservation financial self-service equipment when
Between, the residual amount after the estimation arrival time in the financial self-service equipment of the reservation；
Sending module is preengage as a result, and by institute for the residual amount to be compared with the transaction amount
It states reservation result and is sent to the user.
The financial self-service equipment 5 can be the computing devices such as desktop PC, notebook, palm PC.The gold
Melt self-service device may include, but is not limited only to, processor 50, memory 51.It will be understood by those skilled in the art that Fig. 5 is only
It is the example of financial self-service equipment, does not constitute the restriction to financial self-service equipment, may include more more or fewer than illustrating
Component either combines certain components or different components, such as the financial self-service equipment can also be set including input and output
Standby, network access equipment, bus etc..
Alleged processor 50 can be central processing unit (Central Processing Unit, CPU), can also be
Other general processors, digital signal processor (Digital Signal Processor, DSP), application-specific integrated circuit
(Application Specific Integrated Circuit, ASIC), ready-made programmable gate array (Field-
Programmable Gate Array, FPGA) either other programmable logic device, discrete gate or transistor logic,
Discrete hardware components etc..General processor can be microprocessor or the processor can also be any conventional processor
Deng.
The memory 51 can be the internal storage unit of the financial self-service equipment 5, such as financial self-service equipment 5
Hard disk or memory.The memory 51 can also be the External memory equipment of the financial self-service equipment 5, such as the finance is certainly
Help the plug-in type hard disk being equipped in equipment 5, intelligent memory card (Smart Media Card, SMC), secure digital (Secure
Digital, SD) card, flash card (Flash Card) etc..Further, the memory 51 can also both include the finance
The internal storage unit of self-service device 5 also includes External memory equipment.The memory 51 is for storing the computer program
And other programs needed for the financial self-service equipment and data.The memory 51 can be also used for temporarily storing
Output or the data that will be exported.
It is apparent to those skilled in the art that for convenience of description and succinctly, only with above-mentioned each work(
Can unit, module division progress for example, in practical application, can be as needed and by above-mentioned function distribution by different
Functional unit, module are completed, i.e., the internal structure of described device are divided into different functional units or module, more than completion
The all or part of function of description.Each functional unit, module in embodiment can be integrated in a processing unit, also may be used
It, can also be above-mentioned integrated during two or more units are integrated in one unit to be that each unit physically exists alone
The form that hardware had both may be used in unit is realized, can also be realized in the form of SFU software functional unit.In addition, each function list
Member, the specific name of module are also only to facilitate mutually distinguish, the protection domain being not intended to limit this application.Above system
The specific work process of middle unit, module, can refer to corresponding processes in the foregoing method embodiment, and details are not described herein.
In the above-described embodiments, it all emphasizes particularly on different fields to the description of each embodiment, is not described in detail or remembers in some embodiment
The part of load may refer to the associated description of other embodiments.
Those of ordinary skill in the art may realize that lists described in conjunction with the examples disclosed in the embodiments of the present disclosure
Member and algorithm steps can be realized with the combination of electronic hardware or computer software and electronic hardware.These functions are actually
It is implemented in hardware or software, depends on the specific application and design constraint of technical solution.Professional technician
Each specific application can be used different methods to achieve the described function, but this realization is it is not considered that exceed
The scope of the present invention.
In embodiment provided by the present invention, it should be understood that disclosed device/financial self-service equipment and method,
It may be implemented in other ways.For example, device described above/financial self-service equipment embodiment is only schematic
, for example, the division of the module or unit, only a kind of division of logic function, can there is other draw in actual implementation
The mode of dividing, such as multiple units or component can be combined or can be integrated into another system, or some features can be ignored,
Or it does not execute.Another point, shown or discussed mutual coupling or direct-coupling or communication connection can be by one
The INDIRECT COUPLING of a little interfaces, device or unit or communication connection can be electrical, machinery or other forms.
The unit illustrated as separating component may or may not be physically separated, aobvious as unit
The component shown may or may not be physical unit, you can be located at a place, or may be distributed over multiple
In network element.Some or all of unit therein can be selected according to the actual needs to realize the mesh of this embodiment scheme
's.
In addition, each functional unit in each embodiment of the present invention can be integrated in a processing unit, it can also
It is that each unit physically exists alone, it can also be during two or more units be integrated in one unit.Above-mentioned integrated list
The form that hardware had both may be used in member is realized, can also be realized in the form of SFU software functional unit.
If the integrated module/unit be realized in the form of SFU software functional unit and as independent product sale or
In use, can be stored in a computer read/write memory medium.Based on this understanding, the present invention realizes above-mentioned implementation
All or part of flow in example method, can also instruct relevant hardware to complete, the meter by computer program
Calculation machine program can be stored in a computer readable storage medium, the computer program when being executed by processor, it can be achieved that on
The step of stating each embodiment of the method.Wherein, the computer program includes computer program code, the computer program generation
Code can be source code form, object identification code form, executable file or certain intermediate forms etc..The computer-readable medium
May include：Any entity or device, recording medium, USB flash disk, mobile hard disk, magnetic of the computer program code can be carried
Dish, CD, computer storage, read-only memory (ROM, Read-Only Memory), random access memory (RAM,
Random Access Memory), electric carrier signal, telecommunication signal and software distribution medium etc..It should be noted that described
The content that computer-readable medium includes can carry out increasing appropriate according to legislation in jurisdiction and the requirement of patent practice
Subtract, such as in certain jurisdictions, according to legislation and patent practice, computer-readable medium does not include electric carrier signal and electricity
Believe signal.
Embodiment described above is merely illustrative of the technical solution of the present invention, rather than its limitations；Although with reference to aforementioned reality
Applying example, invention is explained in detail, it will be understood by those of ordinary skill in the art that：It still can be to aforementioned each
Technical solution recorded in embodiment is modified or equivalent replacement of some of the technical features；And these are changed
Or replace, the spirit and scope for various embodiments of the present invention technical solution that it does not separate the essence of the corresponding technical solution should all
It is included within protection scope of the present invention.
Claims (10)
1. a kind of method of financial self-service equipment fixed point transaction reservation, which is characterized in that including：
The application information of transaction reservation is received, the application information includes the gold of transaction amount, the location information of user and reservation
Melt self-service device；
Whether the remaining sum for inquiring the reservation financial self-service equipment is greater than or equal to the transaction amount；
If so, the location information based on the user obtain between the user and the financial self-service equipment of the reservation away from
From；
The time that the user reaches the financial self-service equipment of the reservation is obtained based on the distance, estimation reaches the time
Residual amount in the financial self-service equipment of the reservation afterwards；
The residual amount is compared with the transaction amount, is preengage as a result, and being sent to the reservation result
The user.
2. the method for financial self-service equipment fixed point transaction reservation as described in claim 1, which is characterized in that be based on the distance
The time that the user reaches the financial self-service equipment of the reservation is obtained, estimation reaches the finance of the reservation after the time
Residual amount in self-service device includes：
Based on the mode of transportation that the distance and user are selected in mobile terminal, the finance that the user reaches the reservation is calculated
The time of self-service device estimates the residual amount in the financial self-service equipment of the reservation after reaching the time.
3. the method for financial self-service equipment fixed point transaction reservation as described in claim 1, which is characterized in that described in estimation reaches
Residual amount after time in the financial self-service equipment of the reservation includes：
Situation is analyzed according to the stream of people and withdrawal number obtains the total transaction amount within the time per capita；
Described in the current remaining sum of financial self-service equipment based on the total transaction amount and the reservation obtained after the arrival time
Residual amount in the financial self-service equipment of reservation.
4. the method for financial self-service equipment fixed point transaction reservation as described in claim 1, which is characterized in that described in estimation reaches
Residual amount after time in the financial self-service equipment of the reservation includes：
It is described pre- after the estimation arrival time according to the historical transaction record for the financial self-service equipment preengage described in the period
The residual amount in financial self-service equipment about.
5. such as the method for Claims 1-4 any one of them financial self-service equipment fixed point transaction reservation, which is characterized in that institute
It is withdraw funds to state transaction amount；
The residual amount is compared with the transaction amount, is preengage as a result, and being sent to the reservation result
The user includes：
If the residual amount is less than the withdraw funds, the result of reservation failure is sent to user, and remind the user
Select other financial self-service equipments；
If withdraw funds of the residual amount more than N times of the transaction, sends and preengage successful result to user, it is described
N is the integer more than 1；
If the residual amount is more than the withdraw funds, and the withdraw funds less than N times, then reminder message is sent to user.
6. a kind of device of financial self-service equipment fixed point transaction reservation, which is characterized in that including：
Receiving module, for receives transaction reservation application information, the application information include transaction amount, user position believe
The financial self-service equipment of breath and reservation；
Whether enquiry module, the remaining sum for inquiring the reservation financial self-service equipment are greater than or equal to the transaction amount；
Acquisition module, for if so, the location information based on the user obtains the finance self-help of the user and the reservation
The distance between equipment；
Estimation block is estimated for obtaining the time that the user reaches the financial self-service equipment of the reservation based on the distance
Calculate the residual amount in the financial self-service equipment of the reservation after reaching the time；
Sending module is preengage for the residual amount to be compared with the transaction amount as a result, and will be described pre-
About result is sent to the user.
7. the device of financial self-service equipment fixed point transaction reservation as claimed in claim 6, which is characterized in that the estimation block
Including：
Computing unit, the mode of transportation for being selected in mobile terminal based on the distance and user are calculated the user and reached
The time of the financial self-service equipment of the reservation estimates the residue in the financial self-service equipment of the reservation after reaching the time
The amount of money.
8. the device of financial self-service equipment fixed point transaction reservation as claimed in claim 6, which is characterized in that estimation block packet
It includes：
First acquisition unit, the transaction for analyzing situation according to the stream of people and transaction amount obtained within the time per capita are total
Volume；
Second acquisition unit, the remaining sum current for the financial self-service equipment based on the total transaction amount and the reservation acquire
Residual amount after up to the time in the financial self-service equipment of the reservation.
9. a kind of financial self-service equipment, including memory, processor and it is stored in the memory and can be in the processing
The computer program run on device, which is characterized in that the processor realizes such as claim 1 when executing the computer program
The step of to any one of 5 the method.
10. a kind of computer readable storage medium, the computer-readable recording medium storage has computer program, feature to exist
In when the computer program is executed by processor the step of any one of such as claim 1 to 5 of realization the method.
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| Application Number | Priority Date | Filing Date | Title |
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| CN201810005619.XA CN108364081A (en) | 2018-01-03 | 2018-01-03 | The method, apparatus and financial self-service equipment of financial self-service equipment fixed point transaction reservation |
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| Application Number | Priority Date | Filing Date | Title |
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| CN201810005619.XA CN108364081A (en) | 2018-01-03 | 2018-01-03 | The method, apparatus and financial self-service equipment of financial self-service equipment fixed point transaction reservation |
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| CN108364081A true CN108364081A (en) | 2018-08-03 |
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| CN201810005619.XA Pending CN108364081A (en) | 2018-01-03 | 2018-01-03 | The method, apparatus and financial self-service equipment of financial self-service equipment fixed point transaction reservation |
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| CN109685965A (en) * | 2018-12-21 | 2019-04-26 | 中国银行股份有限公司 | Self-service machine is exchanged in commemorative coin reservation |
| CN110472757A (en) * | 2019-08-16 | 2019-11-19 | 中国银行股份有限公司 | Data processing method and device for bank outlets' changing money |
| CN110992603A (en) * | 2019-11-25 | 2020-04-10 | 中国银行股份有限公司 | Equipment recommendation method and device |
| CN111127778A (en) * | 2019-12-31 | 2020-05-08 | 中国银行股份有限公司 | Bank self-service terminal recommendation method and device |
| CN111145015A (en) * | 2019-12-31 | 2020-05-12 | 中国银行股份有限公司 | Reservation-free withdrawal amount determining method and device |
| CN111179065A (en) * | 2019-12-31 | 2020-05-19 | 中国银行股份有限公司 | Reservation-free withdrawal amount determining method and device |
| CN115188140A (en) * | 2022-07-15 | 2022-10-14 | 中国银行股份有限公司 | ATM deposit and withdrawal method and device |
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| CN109685965A (en) * | 2018-12-21 | 2019-04-26 | 中国银行股份有限公司 | Self-service machine is exchanged in commemorative coin reservation |
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| CN115188140A (en) * | 2022-07-15 | 2022-10-14 | 中国银行股份有限公司 | ATM deposit and withdrawal method and device |
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