CN109102412A - Information of vehicles processing method, equipment and storage medium - Google Patents
Information of vehicles processing method, equipment and storage medium Download PDFInfo
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- CN109102412A CN109102412A CN201810842605.3A CN201810842605A CN109102412A CN 109102412 A CN109102412 A CN 109102412A CN 201810842605 A CN201810842605 A CN 201810842605A CN 109102412 A CN109102412 A CN 109102412A
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/08—Insurance
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Abstract
The embodiment of the present invention provides a kind of information of vehicles processing method, equipment and storage medium.This method comprises: block chain, which initiates node, receives the first inquiry request that user node is sent, first inquiry request includes the identification information of at least one insurance company；The block chain initiates node according to the identification information of at least one insurance company, inquires the reliability evaluation parameter of at least one insurance company；The block chain initiates node and the reliability evaluation parameter of at least one insurance company is sent to the user node.The embodiment of the present invention realizes that insurance company matches with the shop 4S by block chain, so that the settlement of insurance claim of vehicle is more authentic and valid, while improving the efficiency of car insurance Claims Resolution.
Description
Technical field
The present embodiments relate to field of communication technology more particularly to a kind of information of vehicles processing methods, equipment and storage
Medium.
Background technique
Car insurance, i.e. automobile insurance, abbreviation vehicle insurance, also referred to as car insurance.It refer to motor vehicles due to
A kind of business insurance of personal injury caused by natural calamity or contingency or the negative liability to pay compensation of property loss.Car insurance
It is one kind of property insurance, in property insurance field, car insurance belongs to a relatively young insurance kind, this is because automobile
Insurance is the appearance along with automobile and popularizes and generate and develop.
Different insurance companies will be different in Claims Resolution program, but the basic step settled a claim is most of or identical,
Basic procedure includes: reporting a case to the security authorities, surveys setting loss, sign for audit claim documents, adjustment review, examination & approval, compensate and wind up the case.Cause
All losses of vehicle caused by insurance risk are before reparation, it is necessary to which through insurance company's setting loss, (setting loss can be specified to insurance company
Repair shop or the shop 4S, can also arrive with setting loss qualification factory shop carry out, but must assure that tripartite personnel are all on the scene), with core
Project and the amount of money are lost in setting loss；It just can repairing damaged vehicle after setting loss；The person or property damage is caused to be propped up to the third party
The compensation paid will also appraise and decide reparation project and relevant evidence, number before Claims Resolution through insurance company.
Therefore current car insurance Claims Resolution process is cumbersome, and interminable process makes customer experience poor.
Summary of the invention
The embodiment of the present invention provides a kind of information of vehicles processing method, equipment and storage medium, to promote car insurance reason
The efficiency of compensation.
In a first aspect, the embodiment of the present invention provides a kind of information of vehicles processing method, comprising:
Block chain initiates node and receives the first inquiry request that user node is sent, and first inquiry request includes at least
The identification information of one insurance company；
The block chain initiates node according to the identification information of at least one insurance company, described in inquiry at least one
The reliability evaluation parameter of insurance company；
The block chain initiates node and the reliability evaluation parameter of at least one insurance company is sent to the use
Family node so that the user node according at least one described insurance company to the insurance quote of user's vehicle and it is described at least
The reliability evaluation parameter of one insurance company, determines target insurance company from least one described insurance company, and with
Target insurance company node signs the intelligent contract of purchase car insurance；
Wherein, it is block link network that the block chain, which initiates node, the user node and target insurance company node,
Node in network.
Second aspect, the embodiment of the present invention provide a kind of block chain initiation node, comprising:
Receiving module, for receiving the first inquiry request of user node transmission, first inquiry request includes at least
The identification information of one insurance company；
Enquiry module, for the identification information according at least one insurance company, at least one described insurance of inquiry
The reliability evaluation parameter of company；
Sending module is saved for the reliability evaluation parameter of at least one insurance company to be sent to the user
Point so that the user node according at least one described insurance company to the insurance quote of user's vehicle and it is described at least one
The reliability evaluation parameter of insurance company determines target insurance company, and and target from least one described insurance company
Insurance company's node signs the intelligent contract of purchase car insurance；
Wherein, it is block link network that the block chain, which initiates node, the user node and target insurance company node,
Node in network.
The third aspect, the embodiment of the present invention provide a kind of block chain initiation node, comprising:
Memory；
Processor；And
Computer program；
Wherein, the computer program stores in the memory, and is configured as being executed by the processor with reality
Method described in existing first aspect.
Fourth aspect, the embodiment of the present invention provide a kind of computer readable storage medium, are stored thereon with computer program,
The computer program is executed by processor to realize method described in first aspect.
Information of vehicles processing method, equipment and storage medium provided in an embodiment of the present invention realize guarantor by block chain
Dangerous company matches with the shop 4S, so that the settlement of insurance claim of vehicle is more authentic and valid, while improving the effect of car insurance Claims Resolution
Rate.
Detailed description of the invention
Fig. 1 is a kind of schematic diagram of application scenarios provided in an embodiment of the present invention；
Fig. 2 is information of vehicles processing method flow chart provided in an embodiment of the present invention；
Fig. 3 be another embodiment of the present invention provides information of vehicles processing method flow chart；
Fig. 4 be another embodiment of the present invention provides information of vehicles processing method flow chart；
Fig. 5 be another embodiment of the present invention provides information of vehicles processing method flow chart；
Fig. 6 be another embodiment of the present invention provides information of vehicles processing method flow chart；
Fig. 7 be another embodiment of the present invention provides information of vehicles processing method flow chart；
Fig. 8 is the structural schematic diagram that block chain provided in an embodiment of the present invention initiates node；
Fig. 9 is the structural schematic diagram that block chain provided in an embodiment of the present invention initiates node.
Through the above attached drawings, it has been shown that the specific embodiment of the disclosure will be hereinafter described in more detail.These attached drawings
It is not intended to limit the scope of this disclosure concept by any means with verbal description, but is by referring to specific embodiments
Those skilled in the art illustrate the concept of the disclosure.
Specific embodiment
Example embodiments are described in detail here, and the example is illustrated in the accompanying drawings.Following description is related to
When attached drawing, unless otherwise indicated, the same numbers in different drawings indicate the same or similar elements.Following exemplary embodiment
Described in embodiment do not represent all implementations consistent with this disclosure.On the contrary, they be only with it is such as appended
The example of the consistent device and method of some aspects be described in detail in claims, the disclosure.
Information of vehicles processing method provided by the invention, can be adapted for communication system shown in FIG. 1.As shown in Figure 1, should
Communication system includes: that block chain initiates node 11, user node 12, insurance company's node 13 and the shop 4S node 14, block chain hair
Playing node 11, user node 12, insurance company's node 13 and the shop 4S node 14 specifically can be the node in block chain network, should
Block chain network specifically can be peer-to-peer network.Optionally, it only schematically illustrates herein, which can also include
Other nodes are not limited to structure as shown in Figure 1.
Information of vehicles processing method provided by the invention, it is intended to solve the technical problem as above of the prior art.
How to be solved with technical solution of the specifically embodiment to technical solution of the present invention and the application below above-mentioned
Technical problem is described in detail.These specific embodiments can be combined with each other below, for the same or similar concept
Or process may repeat no more in certain embodiments.Below in conjunction with attached drawing, the embodiment of the present invention is described.
Fig. 2 is information of vehicles processing method flow chart provided in an embodiment of the present invention.The embodiment of the present invention is directed to existing skill
The technical problem as above of art provides information of vehicles processing method, and specific step is as follows for this method:
Step 201, when the block chain network is added in the user node, the block chain is initiated described in node receives
The first solicited message that user node is sent, first solicited message includes: the identification information and public key of the user node.
As shown in Figure 1, block chain, which initiates node 11, specifically can be the communication equipment or device of vehicle management department, block
Chain initiates node 11 and generates wound generation block in block chain, the wound generation block include the identification information of vehicle management department, public key,
Block chain initiates the identity information of node 11 and the network address information of block chain initiation node 11.In the block chain network
Digging mine node the wound generation block can be written in block chain account book, and optionally, block chain initiates private of the node 11 using oneself
Key is broadcast in block chain network after signing to the wound generation block.
When the block chain network is added in user node 12, the inquiry for sending the wound generation block to the adjacent node of oneself is asked
It asks, the wound generation block being locally stored with the request adjacent node.Optionally, the adjacent node of user node 12 has multiple,
After user node 12 receives wound generation block from multiple adjacent nodes, the wound generation block, and more each adjacent node are stored
Whether the wound generation block of transmission is consistent, if unanimously, the wound generation block that user node 12 determines that each adjacent node is sent is
It really, if the wound generation block of each adjacent node transmission is inconsistent, and is more than certain amount percentage threshold such as 51%
Adjacent node send wound generation block be consistent, then user node 12 determine 51% adjacent node send the area Chuan Shi
Block is true.
After user node 12 is determined really to create generation block, block chain is obtained from the wound generation block and initiates node 11
Network address information, and according to block chain initiate node 11 network address information to block chain initiate node 11 send first
Solicited message, which includes: the identification information and public key of user node 12.Optionally, if user node 12
It is terminal device, then can also includes the identification information of the terminal device in first solicited message.
Step 202, the block chain initiate node and the identification information of the user node and public key are recorded in first row
In table.
After block chain, which initiates node 11, receives the first solicited message of the transmission of user node 12, which is believed
The identification information recording of the identification information of the user node 12 for including in breath, public key and terminal device is in local first list
In, which specifically can be user node list, and the phase of different user nodes is stored in the user node list
Close information.
Fig. 3 be another embodiment of the present invention provides information of vehicles processing method flow chart.On the basis of above-described embodiment
On, information of vehicles processing method provided in this embodiment further includes following steps:
Step 301, when the block chain network is added in vehicle production factory node, the block chain initiates node and receives institute
The second solicited message of vehicle production factory node transmission is stated, second solicited message includes: vehicle production factory node
Identification information, public key, vehicle production factory vehicle produced attribute information.
In addition, can also include vehicle production factory node 15, vehicle production factory section in communication system as shown in Figure 1
Point 15 specifically can be the communication equipment or device of vehicle production factory, when the block chain network is added in the vehicle production factory node
When, the inquiry request of the wound generation block is sent to the adjacent node of oneself, the wound being locally stored with the request adjacent node
Generation block, optionally, the adjacent node of the vehicle production factory node have it is multiple, when the vehicle production factory node is from multiple adjacent segments
After point receives wound generation block, the wound generation block is stored, and determine the authenticity of the wound generation block, determination process and above-mentioned implementation
Example is consistent, and details are not described herein again.
After node is determined really to create generation block when the vehicle production factory, block chain is obtained from the wound generation block and is initiated
The network address information of node 11, and node 11 is initiated to block chain according to the network address information that block chain initiates node 11 and is sent out
The second solicited message is sent, which includes: the identification information of the vehicle production factory node, public key, vehicle production factory
The attribute information of vehicle produced, the attribute information can specifically include: the basic parameters such as brand, model, configuration of vehicle
(length, width and height, wheelbase, wheelspan, front overhang, rear overhang, minimum ground clearance, mailbox volume, kerb weight etc.) and performance parameter (are started
Type number, discharge capacity, compression ratio, maximum power, peak torque, max. speed, oil consumption, discharge standard, speed changer pattern etc.) and
The information such as other parameters (diverter pattern, suspension, brake apparatus pattern, tyre type and specification etc.).
Step 302, the block chain initiate identification information, public key, vehicle life of the node by vehicle production factory node
The attribute information for producing factory's vehicle produced is recorded in second list.
After block chain, which initiates node 11, receives the second solicited message of the transmission of vehicle production factory node 15, by the vehicle
The identification information of factory's node, public key, vehicle production factory vehicle produced attribute information be recorded in local secondary series
In table, which specifically can be vehicle production factory node listing, be stored with difference in the vehicle production factory node listing
Vehicle production factory node relevant information.
Step 303, the block chain initiate the complaint that node is complained according to the vehicle production factory vehicle produced
Information determines the reliability evaluation parameter of the vehicle production factory.
The block chain initiates node 11 can be corresponding reliable to the setting of the different types of automobile of vehicle production factory one
Property evaluation parameter come in real time with the calling information that certain automobile product of the vehicle production factory in block chain is effectively complained
Increase or decrease the reliability evaluation index of this automobile.
Fig. 4 be another embodiment of the present invention provides information of vehicles processing method flow chart.On the basis of above-described embodiment
On, information of vehicles processing method provided in this embodiment specifically comprises the following steps:
Step 401, when the block chain network is added in the shop 4S node, the block chain initiates node and receives the shop 4S
The third solicited message that node is sent, the third solicited message includes: the identification information of the shop 4S node, public key, the shop 4S
It is responsible for the attribute information of the vehicle of maintenance, maintenance and sale.
As shown in Figure 1, the shop 4S node 14 specifically can be the communication equipment or device in the shop 4S, when institute is added in the shop 4S node 14
When stating block chain network, the inquiry request of the wound generation block is sent to the adjacent node of oneself, with the request adjacent node
The wound generation block being locally stored, optionally, the adjacent node of the shop the 4S node have it is multiple, when the shop the 4S node is from multiple adjacent segments
After point receives wound generation block, the wound generation block is stored, and determine the authenticity of the wound generation block, determination process and above-mentioned implementation
Example is consistent, and details are not described herein again.
After the shop 4S node 14 is determined really to create generation block, block chain is obtained from the wound generation block and initiates node 11
Network address information, and according to block chain initiate node 11 network address information to block chain initiate node 11 send third
Solicited message, which includes: maintenance, maintenance and sale are responsible in the identification information of the shop the 4S node, public key, the shop 4S
Vehicle attribute information.Optionally, the attribute information of the vehicle includes the information such as the parameters such as type of vehicle, model, price.
Step 402, the block chain initiate node and are responsible for the identification information of the shop 4S node, public key, the shop 4S
The attribute information of the vehicle of maintenance, maintenance and sale is recorded in third list.
After block chain, which initiates node 11, receives the third solicited message of the transmission of the shop 4S node 14, by the shop the 4S node
The attribute information for the vehicle that maintenance, maintenance and sale are responsible in identification information, public key, the shop 4S is recorded in local third list,
The third list specifically can be the shop 4S node listing, and the related letter of the different shop 4S nodes is stored in the shop the 4S node listing
Breath.
Step 403, the block chain initiate the calling information that node is complained according to the shop 4S, determine the shop 4S
Reliability evaluation parameter.
The block chain, which initiates node 11, can comment the one corresponding reliability of record setting to service a car in the shop 4S
Valence parameter increases in real time with the establishment for the number that certain automobile product of the maintenance in the shop 4S is effectively complained in block chain
Or reduce the reliability evaluation index in the shop 4S.
Fig. 5 be another embodiment of the present invention provides information of vehicles processing method flow chart.On the basis of above-described embodiment
On, information of vehicles processing method provided in this embodiment specifically comprises the following steps:
Step 501, when the block chain network is added in insurance company's node, the block chain is initiated described in node receives
The 4th solicited message that insurance company's node is sent, the 4th solicited message includes: the mark letter of insurance company's node
The attribute information for the vehicle that breath, public key, insurance company insure.
As shown in Figure 1, insurance company's node 13 specifically can be the communication equipment or device of insurance company, work as insurance company
When the block chain network is added in node 13, the inquiry request of the wound generation block is sent to the adjacent node of oneself, is obtained with request
The wound generation block for taking the adjacent node to be locally stored, optionally, the adjacent node of insurance company's node 13 has multiple, works as insurance
After company's node 13 receives wound generation block from multiple adjacent nodes, the wound generation block is stored, and determine the true of the wound generation block
Reality, determination process is consistent with above-described embodiment, and details are not described herein again.
After insurance company's node 13 is determined really to create generation block, block chain is obtained from the wound generation block and initiates section
The network address information of point 11, and node 11 is initiated to block chain according to the network address information that block chain initiates node 11 and is sent
4th solicited message, the 4th solicited message includes: the identification information of insurance company's node, public key, insurance company insure
The attribute information of vehicle.Optionally, the attribute information of the vehicle includes the information such as type of vehicle, quotation.
Step 502, the block chain initiate node for the identification information of insurance company's node, public key, insurance company
The attribute information for the vehicle insured is recorded in the 4th list.
After block chain, which initiates node 11, receives four solicited message of the transmission of insurance company's node 13, by insurance public affairs
Take charge of the identification information of node, the attribute information for the vehicle that public key, insurance company insure is recorded in the 4th local list, this
Four lists specifically can be insurance company's node listing, and different insurance company's nodes is stored in insurance company's node listing
Relevant information.
Step 503, the block chain initiate the calling information that node is complained according to the car insurance of the insurance company,
Determine the reliability evaluation parameter of the insurance company.
The block chain initiates node 11 can be corresponding reliable to the setting of the record of the Safety automobile of the insurance company one
Property evaluation parameter increase in real time with the establishment of number that the automotive-type insurance of the insurance company in block chain is effectively complained
Add or reduce the reliability evaluation index of the insurance company.
Fig. 6 be another embodiment of the present invention provides information of vehicles processing method flow chart.On the basis of above-described embodiment
On, information of vehicles processing method provided in this embodiment specifically comprises the following steps:
Step 601, the block chain initiate node and receive the second inquiry request that the user node is sent, and described second
Inquiry request includes vehicle brand information and type information.
When user wants to buy vehicle, broadcast message, the broadcast can be sent in block chain network by user node 12
Message includes the information such as brand, the price of vehicle that the user thinks purchase.Optionally, user node 12 uses the private key pair of oneself
It is broadcast to after the Information Signature such as brand, the price of the vehicle in the block chain network.
The purchase after shop 4S node 14 and vehicle production factory node 15 receive the broadcast message, according to user to vehicle
Demand, inquiry meet the relevant information such as quotation information of the vehicle of the purchasing demand, the shop 4S node 14 and vehicle production factory section
The private key that oneself is respectively adopted in point 15 is sent in block chain network after the relevant information of the vehicle is signed.
It is appreciated that user node 12 not only can receive the symbol that the shop 4S node 14 and vehicle production factory node 15 are sent
The quotation information of the vehicle of the purchasing demand is closed, other shop 4S nodes can also be received and other vehicle production factory nodes are sent
The vehicle for meeting the purchasing demand quotation information.In this case, user node 12 can initiate node to block chain
11 send inquiry request, in order to be distinguish with the inquiry request in subsequent embodiment, by the inquiry request in subsequent embodiment
It is denoted as the first inquiry request, the inquiry request in the present embodiment is denoted as the second inquiry request, which includes vehicle
Brand message and type information.Optionally, user node 12 is sent out after being signed using the private key of oneself to second inquiry request
It gives block chain and initiates node 11.
Step 602, the block chain initiate node according to the vehicle brand information and type information, inquire the vehicle
At least one vehicle production factory reliability evaluation parameter and at least one shop 4S reliability evaluation parameter.
After block chain, which initiates node 11, receives second inquiry request of the transmission of user node 12, the vehicle pair is inquired
The relevant information for the vehicle production factory answered and the relevant information in the shop 4S, the relevant information of the vehicle production factory include the vehicle production
The reliability evaluation parameter of factory, the relevant information in the shop 4S include the reliability evaluation parameter in the shop 4S.
Step 603, the block chain initiate node for the reliability evaluation of at least one vehicle production factory of the vehicle
Parameter and the reliability evaluation parameter at least one shop 4S are sent to the user node, so that the user node is according to
At least one shop 4S is to the quotation information of the vehicle, the reliability evaluation parameter of at least one vehicle production factory and described
The reliability evaluation parameter at least one shop 4S, determines the shop target 4S from least one described shop 4S, and with the shop target 4S
Node signs the intelligent contract of purchase vehicle.
Wherein, the shop target 4S node is the node in block chain network.
Block chain initiates node 11 and uses the private key of oneself by the relevant information and 4S of the corresponding vehicle production factory of the vehicle
Be sent to user node 12 after the relevant information signature in shop, user node 12 according to multiple shops 4S to the quotation information of the vehicle,
The reliability evaluation parameter in multiple shop 4S and the reliability evaluation parameter of multiple vehicle production factories, are selected from multiple shop 4S
The shop target 4S is selected, and target 4S shop node corresponding with the shop target 4S signs the intelligent contract of purchase vehicle.For example, with
The corresponding user of family node 12 has purchased vehicle from the corresponding shop 4S of the shop 4S node 14, and user node 12 and the shop 4S node 14 are signed
Intelligent contract.
The embodiment of the present invention realizes that insurance company matches with the shop 4S by block chain, so that the settlement of insurance claim of vehicle is more
Add it is authentic and valid, while improve car insurance Claims Resolution efficiency.
Fig. 7 be another embodiment of the present invention provides information of vehicles processing method flow chart.On the basis of above-described embodiment
On, information of vehicles processing method provided in this embodiment specifically comprises the following steps:
Step 701, block chain initiate node and receive the first inquiry request that user node is sent, first inquiry request
Identification information including at least one insurance company.
For example, the corresponding user of user node 12 has purchased vehicle, user node 12 from the corresponding shop 4S of the shop 4S node 14
It endorsed intelligent contract with the shop 4S node 14, the shop 4S node 14 is signed the purchase information of the vehicle using the private key of oneself
After be sent to user node 12, the purchase information of the vehicle includes the letter such as the brand of the vehicle, model, engine identification information
Breath.After user node 12 receives the purchase information of the vehicle, the purchase of the vehicle is believed using the private key of user node 12
Breath is broadcast in block chain network after being signed.
When insurance company's node 13 receives the purchase letter of the vehicle of 14 dual signature of user node 12 and the shop 4S node
After breath, according to the relevant information of the vehicle, a car insurance scheme is formulated for the vehicle, and the car insurance scheme is used
It is broadcast to after the private key signature of insurance company's node 13 in block chain network.The car insurance scheme may include the car insurance report
Valence.
It is appreciated that not only insurance company's node 13 can formulate a vehicle according to the relevant information of the vehicle for the vehicle
Insurance scheme, other insurance companies node also can receive user node 12 and the shop 4S node 14 in the block chain network
The purchase information of the vehicle of dual signature, and according to the relevant information of the vehicle, a car insurance side is formulated for the vehicle
Case, and the car insurance scheme is broadcast in block chain network.That is, user node 12 not only can receive insurance
The car insurance scheme of company's node 13 can also receive the car insurance scheme of other insurance companies, different insurance companies
Car insurance scheme in include corresponding car insurance offer.
After user node 12 receives the car insurance scheme that multiple insurance company's nodes are sent, user node 12 is to area
Block chain initiates node 11 and sends the first inquiry request, which includes the identification information of multiple insurance company, vehicle
Insurance information.
Step 702, the block chain initiate the identification information of node at least one insurance company according to, described in inquiry
The reliability evaluation parameter of at least one insurance company.
After block chain, which initiates node 11, receives the first inquiry request of the user node 12 transmission, according to multiple guarantor
The identification information of dangerous company inquires the relevant information of each insurance company in multiple insurance company, the phase of each insurance company
Closing information can specifically include: the scale and reliability evaluation parameter of each insurance company.
Step 703, the block chain initiate node and send the reliability evaluation parameter of at least one insurance company
To the user node so that the user node according at least one described insurance company to the insurance quote of user's vehicle and
The reliability evaluation parameter of at least one insurance company determines that target insurance is public from least one described insurance company
Department, and the intelligent contract for buying car insurance is signed with target insurance company node.
Wherein, it is block link network that the block chain, which initiates node, the user node and target insurance company node,
Node in network.
Further, block chain initiates node 11 using the private key of oneself to each insurance company in multiple insurance company
Relevant information is sent to user node 12 after being signed.User node 12 is according to insurance company each in multiple insurance company
Car insurance quotation and reliability evaluation parameter, determine target insurance company from multiple insurance company, and with the mesh
Mark the intelligent contract that the corresponding target insurance company node of insurance company signs purchase car insurance.For example, target insurance is public
Department's node is insurance company's node 13, and user node 12 and insurance company's node 13 sign the intelligent contract of purchase car insurance,
The corresponding user of user node 12 has purchased the car insurance of the vehicle from the corresponding insurance company of insurance company's node 13.Insurance
The intelligence for the purchase car insurance that company's node 13 signs user node 12 and insurance company's node 13 using the private key of oneself
Contract is sent to user node 12 after being signed, after user node 12 signs to the intelligence contract using the private key of oneself
It is broadcast in block chain network.
When certain failures or accident fault occurs in the vehicle, user carries out telephone call first and takes pictures, so
It is responsible for the shop the 4S node in the shop 4S of maintenance afterwards for the secondary failure or the concrete condition of accident, with broadcasting after the private key signature of oneself
Into block chain network.
After insurance company's node 13 receives failure or the accident information of the vehicle, according to the relevant information of the vehicle and event
The relevant information for hindering perhaps accident is the car insurance Claims Resolution scheme of this failure of the vehicle customization or accident, then
After private key signature of the program with oneself, it is broadcast in block chain network.And insurance company's node 13 also can record lower be somebody's turn to do
The record that is in danger of vehicle, the historical record being in danger so as to the subsequent query vehicle.
The embodiment of the present invention realizes that insurance company matches with the shop 4S by block chain, so that the settlement of insurance claim of vehicle is more
Add it is authentic and valid, while improve car insurance Claims Resolution efficiency.
Fig. 8 is the structural schematic diagram that block chain provided in an embodiment of the present invention initiates node.It is provided in an embodiment of the present invention
Block chain, which initiates node, can execute the process flow of information of vehicles processing method embodiment offer, as shown in figure 8, block chain is sent out
Playing node 80 includes: receiving module 81, enquiry module 82 and sending module 83；Wherein, receiving module 81 is for receiving user's section
The first inquiry request that point is sent, first inquiry request includes the identification information of at least one insurance company；Enquiry module
82, for the identification information according at least one insurance company, inquire the reliability evaluation of at least one insurance company
Parameter；Sending module 83 is used to the reliability evaluation parameter of at least one insurance company being sent to the user node,
So that insurance quote and described at least one guarantor of the user node according at least one described insurance company to user's vehicle
The reliability evaluation parameter of dangerous company is determined target insurance company from least one described insurance company, and is protected with target
Dangerous company's node signs the intelligent contract of purchase car insurance；Wherein, the block chain initiates node, the user node and institute
Stating target insurance company node is the node in block chain network.
Optionally, receiving module 81 is also used to: receiving the second inquiry request that the user node is sent, described second looks into
Asking request includes vehicle brand information and type information；Enquiry module 82 is also used to: according to the vehicle brand information and model
The reliability in information, the reliability evaluation parameter for inquiring at least one vehicle production factory of the vehicle and at least one shop 4S is commented
Valence parameter；Sending module 83 is also used to: by the reliability evaluation parameter of at least one vehicle production factory of the vehicle and at least
The reliability evaluation parameter in one shop 4S is sent to the user node, so that the user node is according at least one described 4S
Shop is to the quotation information of the vehicle, the reliability evaluation parameter of at least one vehicle production factory and at least one described 4S
The reliability evaluation parameter in shop determines the shop target 4S from least one described shop 4S, and signs and purchase with target 4S shop node
The intelligent contract of buying car；Wherein, the shop target 4S node is the node in block chain network.
Optionally, receiving module 81 is also used to: when the block chain network is added in the user node, receiving the use
The first solicited message that family node is sent, first solicited message includes: the identification information and public key of the user node；Area
Block chain initiates node 80 further include: logging modle 84；Logging modle 84 is used for the identification information and public key of the user node
It is recorded in first list.
Optionally, receiving module 81 is also used to: when the block chain network is added in vehicle production factory node, described in reception
The second solicited message that vehicle production factory node is sent, second solicited message includes: the mark of vehicle production factory node
Know information, public key, vehicle production factory vehicle produced attribute information；Block chain initiates node 80 further include: logging modle
84 and determining module 85；Logging modle 84 is used for the identification information of vehicle production factory node, public key, institute of vehicle production factory
The attribute information of the vehicle of production is recorded in second list；Determining module 85 is used for produced according to the vehicle production factory
The complained calling information of vehicle, determines the reliability evaluation parameter of the vehicle production factory.
Optionally, receiving module 81 is also used to: when the block chain network is added in the shop 4S node, receiving the shop the 4S section
The third solicited message that point is sent, the third solicited message includes: the identification information of the shop 4S node, public key, the shop 4S are negative
The attribute information of the vehicle of duty maintenance, maintenance and sale；Block chain initiates node 80 further include: logging modle 84 and determining module
85；Logging modle 84 is used to for the identification information of the shop 4S node, public key, the shop 4S being responsible for maintenance, maintenance and sale
The attribute information of vehicle is recorded in third list；Determining module 85 is used for the calling information being complained according to the shop 4S, really
The reliability evaluation parameter in the fixed shop 4S.
Optionally, receiving module 81 is also used to: when the block chain network is added in insurance company's node, receiving the guarantor
The 4th solicited message that dangerous company's node is sent, the 4th solicited message includes: the identification information of insurance company's node,
The attribute information for the vehicle that public key, insurance company insure；Block chain initiates node 80 further include: logging modle 84 and determining module
85；The attribute letter for the vehicle that logging modle 84 is used to insure the identification information, public key, insurance company of insurance company's node
Breath is recorded in the 4th list；Determining module 85 is used for the calling information being complained according to the car insurance of the insurance company,
Determine the reliability evaluation parameter of the insurance company.
The block chain of embodiment illustrated in fig. 8, which initiates node, can be used for executing the technical solution of above method embodiment, in fact
Existing principle is similar with technical effect, and details are not described herein again.
Fig. 9 is the structural schematic diagram that block chain provided in an embodiment of the present invention initiates node.It is provided in an embodiment of the present invention
Block chain, which initiates node, can execute the process flow of information of vehicles processing method embodiment offer, as shown in figure 9, block chain is sent out
Playing node 90 includes memory 91, processor 92, computer program and communication interface 93；Wherein, computer program is stored in
In reservoir 91, and it is configured as executing new energy method of commerce described in above embodiments as processor 92.
The block chain of embodiment illustrated in fig. 9, which initiates node, can be used for executing the technical solution of above method embodiment, in fact
Existing principle is similar with technical effect, and details are not described herein again.
In addition, the present embodiment also provides a kind of computer readable storage medium, it is stored thereon with computer program, the meter
Calculation machine program is executed by processor to realize information of vehicles processing method described in above-described embodiment.
In several embodiments provided by the present invention, it should be understood that disclosed device and method can pass through it
Its mode is realized.For example, the apparatus embodiments described above are merely exemplary, for example, the division of the unit, only
Only a kind of logical function partition, there may be another division manner in actual implementation, such as multiple units or components can be tied
Another system is closed or is desirably integrated into, or some features can be ignored or not executed.Another point, it is shown or discussed
Mutual coupling, direct-coupling or communication connection can be through some interfaces, the INDIRECT COUPLING or logical of device or unit
Letter connection can be electrical property, mechanical or other forms.
The unit as illustrated by the separation member may or may not be physically separated, aobvious as unit
The component shown may or may not be physical unit, it can and it is in one place, or may be distributed over multiple
In network unit.It can select some or all of unit therein according to the actual needs to realize the mesh of this embodiment scheme
's.
It, can also be in addition, the functional units in various embodiments of the present invention may be integrated into one processing unit
It is that each unit physically exists alone, can also be integrated in one unit with two or more units.Above-mentioned integrated list
Member both can take the form of hardware realization, can also realize in the form of hardware adds SFU software functional unit.
The above-mentioned integrated unit being realized in the form of SFU software functional unit can store and computer-readable deposit at one
In storage media.Above-mentioned SFU software functional unit is stored in a storage medium, including some instructions are used so that a computer
It is each that equipment (can be personal computer, server or the network equipment etc.) or processor (processor) execute the present invention
The part steps of embodiment the method.And storage medium above-mentioned includes: USB flash disk, mobile hard disk, read-only memory (Read-
Only Memory, ROM), random access memory (Random Access Memory, RAM), magnetic or disk etc. it is various
It can store the medium of program code.
Those skilled in the art can be understood that, for convenience and simplicity of description, only with above-mentioned each functional module
Division progress for example, in practical application, can according to need and above-mentioned function distribution is complete by different functional modules
At the internal structure of device being divided into different functional modules, to complete all or part of the functions described above.On
The specific work process for stating the device of description, can refer to corresponding processes in the foregoing method embodiment, and details are not described herein.
Finally, it should be noted that the above embodiments are only used to illustrate the technical solution of the present invention., rather than its limitations；To the greatest extent
Pipe present invention has been described in detail with reference to the aforementioned embodiments, those skilled in the art should understand that: its according to
So be possible to modify the technical solutions described in the foregoing embodiments, or to some or all of the technical features into
Row equivalent replacement；And these are modified or replaceed, various embodiments of the present invention technology that it does not separate the essence of the corresponding technical solution
The range of scheme.
Claims (14)
1. a kind of information of vehicles processing method characterized by comprising
Block chain initiates node and receives the first inquiry request that user node is sent, and first inquiry request includes at least one
The identification information of insurance company；
The block chain initiates node according to the identification information of at least one insurance company, at least one described insurance of inquiry
The reliability evaluation parameter of company；
The block chain initiates node and the reliability evaluation parameter of at least one insurance company is sent to user's section
Point so that the user node according at least one described insurance company to the insurance quote of user's vehicle and it is described at least one
The reliability evaluation parameter of insurance company determines target insurance company, and and target from least one described insurance company
Insurance company's node signs the intelligent contract of purchase car insurance；
Wherein, it is in block chain network that the block chain, which initiates node, the user node and target insurance company node,
Node.
2. the method according to claim 1, wherein further include:
The block chain initiates node and receives the second inquiry request that the user node is sent, and second inquiry request includes
Vehicle brand information and type information；
The block chain initiates node according to the vehicle brand information and type information, inquires at least one vehicle of the vehicle
The reliability evaluation parameter of factory and the reliability evaluation parameter at least one shop 4S；
The block chain initiates node for the reliability evaluation parameter of at least one vehicle production factory of the vehicle and at least one
The reliability evaluation parameter in a shop 4S is sent to the user node, so that the user node is according at least one described shop 4S
To the quotation information of the vehicle, the reliability evaluation parameter of at least one vehicle production factory and at least one described shop 4S
Reliability evaluation parameter, determine the shop target 4S from least one described shop 4S, and sign and buy with target 4S shop node
The intelligent contract of vehicle；
Wherein, the shop target 4S node is the node in block chain network.
3. method according to claim 1 or 2, which is characterized in that the method also includes:
When the block chain network is added in the user node, the block chain initiates node and receives the user node transmission
The first solicited message, first solicited message includes: the identification information and public key of the user node；
The block chain initiates node and the identification information of the user node and public key is recorded in first list.
4. method according to claim 1 or 2, which is characterized in that the method also includes:
When the block chain network is added in vehicle production factory node, the block chain initiates node and receives the vehicle production factory
The second solicited message that node is sent, second solicited message includes: the identification information of vehicle production factory node, public affairs
The attribute information of key, vehicle production factory vehicle produced；
The block chain initiates node, and the identification information of vehicle production factory node, public key, vehicle production factory is produced
The attribute information of vehicle is recorded in second list；
The block chain initiates the calling information that node is complained according to the vehicle production factory vehicle produced, determine described in
The reliability evaluation parameter of vehicle production factory.
5. method according to claim 1 or 2, which is characterized in that the method also includes:
When the block chain network is added in the shop 4S node, the block chain initiates that node receives the transmission of the shop 4S node
Three solicited messages, the third solicited message includes: maintenance, maintenance are responsible in the identification information of the shop 4S node, public key, the shop 4S
With the attribute information of the vehicle of sale；
The block chain initiates node and maintenance, maintenance and pin is responsible in the identification information of the shop 4S node, public key, the shop 4S
The attribute information for the vehicle sold is recorded in third list；
The block chain initiates the calling information that node is complained according to the shop 4S, determines the reliability evaluation ginseng in the shop 4S
Number.
6. method according to claim 1 or 2, which is characterized in that the method also includes:
When the block chain network is added in insurance company's node, the block chain initiates node and receives insurance company's node
The 4th solicited message sent, the 4th solicited message includes: identification information, the public key, insurance of insurance company's node
The attribute information for the vehicle that company insures；
The block chain initiates the vehicle that node insures the identification information, public key, insurance company of insurance company's node
Attribute information is recorded in the 4th list；
The block chain initiates the calling information that node is complained according to the car insurance of the insurance company, determines the insurance
The reliability evaluation parameter of company.
7. a kind of block chain initiates node characterized by comprising
Receiving module, for receiving the first inquiry request of user node transmission, first inquiry request includes at least one
The identification information of insurance company；
Enquiry module inquires at least one described insurance company for the identification information according at least one insurance company
Reliability evaluation parameter；
Sending module, for the reliability evaluation parameter of at least one insurance company to be sent to the user node, with
Make insurance quote and described at least one insurance of the user node according at least one described insurance company to user's vehicle
The reliability evaluation parameter of company is determined target insurance company from least one described insurance company, and is insured with target
Company's node signs the intelligent contract of purchase car insurance；
Wherein, it is in block chain network that the block chain, which initiates node, the user node and target insurance company node,
Node.
8. block chain according to claim 7 initiates node, which is characterized in that
The receiving module is also used to: receiving the second inquiry request that the user node is sent, the second inquiry request packet
Include vehicle brand information and type information；
The enquiry module is also used to: according to the vehicle brand information and type information, inquiring at least one of the vehicle
The reliability evaluation parameter of vehicle production factory and the reliability evaluation parameter at least one shop 4S；
The sending module is also used to: by the reliability evaluation parameter of at least one vehicle production factory of the vehicle and at least one
The reliability evaluation parameter in a shop 4S is sent to the user node, so that the user node is according at least one described shop 4S
To the quotation information of the vehicle, the reliability evaluation parameter of at least one vehicle production factory and at least one described shop 4S
Reliability evaluation parameter, determine the shop target 4S from least one described shop 4S, and sign and buy with target 4S shop node
The intelligent contract of vehicle；
Wherein, the shop target 4S node is the node in block chain network.
9. block chain according to claim 7 or 8 initiates node, which is characterized in that
The receiving module is also used to: when the block chain network is added in the user node, receiving the user node hair
The first solicited message sent, first solicited message includes: the identification information and public key of the user node；
The block chain initiates node further include: logging modle, for the identification information of the user node and public key to be recorded
In first list.
10. block chain according to claim 7 or 8 initiates node, which is characterized in that
The receiving module is also used to: when the block chain network is added in vehicle production factory node, receiving the vehicle production
The second solicited message that factory's node is sent, second solicited message includes: the identification information of vehicle production factory node, public affairs
The attribute information of key, vehicle production factory vehicle produced；
The block chain initiates node further include: logging modle and determining module；
The logging modle is used for the identification information of vehicle production factory node, public key, vehicle production factory vehicle produced
Attribute information be recorded in second list；
The determining module is used for the calling information being complained according to the vehicle production factory vehicle produced, determines the vehicle
The reliability evaluation parameter of factory.
11. block chain according to claim 7 or 8 initiates node, which is characterized in that
The receiving module is also used to: when the block chain network is added in the shop 4S node, receiving the transmission of the shop 4S node
Third solicited message, the third solicited message includes: the identification information of the shop 4S node, public key, the shop 4S are responsible for maintenance, are protected
The attribute information for the vehicle supported and sold；
The block chain initiates node further include: logging modle and determining module；
The logging modle is used to for the identification information of the shop 4S node, public key, the shop 4S to be responsible for maintenance, maintenance and sale
The attribute information of vehicle be recorded in third list；
The determining module is used for the calling information being complained according to the shop 4S, determines the reliability evaluation ginseng in the shop 4S
Number.
12. block chain according to claim 7 or 8 initiates node, which is characterized in that
The receiving module is also used to: when the block chain network is added in insurance company's node, receiving insurance company's section
The 4th solicited message that point is sent, the 4th solicited message includes: identification information, the public key, guarantor of insurance company's node
The attribute information for the vehicle that dangerous company insures；
The block chain initiates node further include: logging modle and determining module；
The category for the vehicle that the logging modle is used to insure the identification information, public key, insurance company of insurance company's node
Property information is recorded in the 4th list；
The determining module is used for the calling information being complained according to the car insurance of the insurance company, determines that the insurance is public
The reliability evaluation parameter of department.
13. a kind of block chain initiates node characterized by comprising
Memory；
Processor；And
Computer program；
Wherein, the computer program stores in the memory, and is configured as being executed by the processor to realize such as
Method described in any one of claims 1-6.
14. a kind of computer readable storage medium, which is characterized in that be stored thereon with computer program, the computer program
It is executed by processor to realize as the method according to claim 1 to 6.
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| CN201810842605.3A CN109102412B (en) | 2018-07-27 | 2018-07-27 | Vehicle information processing method, apparatus, and storage medium |
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|---|---|---|---|
| CN201810842605.3A CN109102412B (en) | 2018-07-27 | 2018-07-27 | Vehicle information processing method, apparatus, and storage medium |
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