CN109003060A - Fee payment method, system and storage medium - Google Patents
Fee payment method, system and storage medium Download PDFInfo
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- CN109003060A CN109003060A CN201810649958.1A CN201810649958A CN109003060A CN 109003060 A CN109003060 A CN 109003060A CN 201810649958 A CN201810649958 A CN 201810649958A CN 109003060 A CN109003060 A CN 109003060A
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- Prior art keywords
- payment
- program
- phonetic order
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/085—Payment architectures involving remote charge determination or related payment systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
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- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Networks & Wireless Communication (AREA)
- Finance (AREA)
- Cash Registers Or Receiving Machines (AREA)
Abstract
The invention discloses a kind of fee payment method, system and storage mediums, this method comprises: receiving the phonetic order for the activation payment program that user issues, the phonetic order includes the keyword of Merchant name or program name of paying the fees;The keyword of the Merchant name or program name of paying the fees that include according to phonetic order, determines and needs the payment program opened and activate the payment program, so that user pays the fees according to the payment program.The present invention can facilitate user that various payments are rapidly completed by way of phonetic order, easy to operate, significant increase user experience.
Description
Technical field
The present invention relates to payment technical field more particularly to a kind of fee payment method, system and storage mediums.
Background technique
Currently, popularizing with mobile intelligent terminal, various payment softwares are continuously developed and utilize, and mention to subscriber payment
Convenience is supplied.For different businessmans, or in different consumption places, it will usually have corresponding payment program, user is needing
When paying the fees, payment application program can be triggered on the mobile terminals such as mobile phone and completes payment.But it is operated in current payment
In, it usually needs user carries out barcode scanning operation manually, to activate corresponding payment application program, then inputs payment amount of money, and
Payment cipher authority checking is inputted, payment operation is finally completed, operating process is relatively complicated.
Summary of the invention
The present invention provides fee payment method, system and the storage medium of a kind of fast and easy completion payment.
To achieve the above object, the present invention provides a kind of fee payment method, and the method is applied to fare payment system, the method
Include:
The phonetic order for the activation payment program that user issues is received, the phonetic order includes Merchant name or payment journey
The keyword of sequence title;
The keyword of the Merchant name or program name of paying the fees that include according to the phonetic order, determination need to open
Payment program and activate the payment program, so that user pays the fees according to the payment program.
Optionally, the Merchant name for including according to the phonetic order or the keyword for program name of paying the fees,
It determines and needs the payment program opened and activate the payment program, the step paid the fees for user according to the payment program
Suddenly include:
Pass through institute when having inquired multiple payment programs according to the keyword of the Merchant name or program name of paying the fees
State user mobile terminal location function obtain user issue the phonetic order when the location of information;
Keyword and the user of the Merchant name or program name of paying the fees that include according to the phonetic order
Information, determination need the payment program opened and activate the payment program the location of when issuing the phonetic order.
Optionally, the Merchant name for including according to the phonetic order or the keyword for program name of paying the fees,
And the user the location of when issuing the phonetic order information determine the payment program for needing to open and described in activating
Pay the fees program the step of include:
Keyword and the user of the Merchant name or program name of paying the fees that include according to the phonetic order
Information the location of when issuing the phonetic order, businessman's letter from network server search or request current location
Breath obtains corresponding payment program according to the Business Information and activates the payment program.
Optionally, the method also includes:
Receive the payment instruction of payment interface input of the user in the payment program;
Current payment operation is completed according to the payment instruction.
Optionally, the payment instruction is instructed including at least voice payment.
The embodiment of the present invention also proposes a kind of fare payment system, comprising: memory, processor and is stored in the memory
On payment program, following operation is realized when the payment program is run by the processor:
The phonetic order for the activation payment program that user issues is received, the phonetic order includes Merchant name or payment journey
The keyword of sequence title;
The keyword of the Merchant name or program name of paying the fees that include according to the phonetic order, determination need to open
Payment program and activate the payment program, so that user pays the fees according to the payment program.
Optionally, it is described according to the Merchant name or pay the fees program name keyword, inquired multiple payment journeys
When sequence, information the location of is obtained when user issues the phonetic order by the mobile terminal location function of the user;
Keyword and the user of the Merchant name or program name of paying the fees that include according to the phonetic order
Information, determination need the payment program opened and activate the payment program the location of when issuing the phonetic order.
Optionally, following operation is also realized when the payment program is run by the processor:
Keyword and the user of the Merchant name or program name of paying the fees that include according to the phonetic order
Information the location of when issuing the phonetic order, businessman's letter from network server search or request current location
Breath obtains corresponding payment program according to the Business Information and activates the payment program.
Optionally, following operation is also realized when the payment program is run by the processor:
Receive the payment instruction of payment interface input of the user in the payment program;
Current payment operation is completed according to the payment instruction.
The embodiment of the present invention also proposes a kind of computer readable storage medium, stores on the computer readable storage medium
There is the step of payment program, the payment program realizes method as described above when being run by processor.
Compared with prior art, a kind of fee payment method, system and storage medium proposed by the present invention are issued by receiving user
Activation payment program phonetic order, the phonetic order include Merchant name or pay the fees program name keyword;According to
The keyword for the payment program name that the phonetic order includes determines and needs to pay described in the payment program opened and activation
Take program, so that user pays the fees according to the payment program.User can be facilitated fast by way of phonetic order as a result,
Speed completes various payments, easy to operate, significant increase user experience.
Detailed description of the invention
Fig. 1 is the flow diagram of fee payment method first embodiment of the present invention;
Fig. 2 is the flow diagram of fee payment method second embodiment of the present invention;
Fig. 3 is the system structure diagram that the embodiment of the present invention is related to.
The embodiments will be further described with reference to the accompanying drawings for the realization, the function and the advantages of the object of the present invention.
Specific embodiment
It should be appreciated that the specific embodiments described herein are merely illustrative of the present invention, it is not intended to limit the present invention.
The primary solutions of the embodiment of the present invention are: the voice by receiving the activation payment program that user issues refers to
It enables, the phonetic order includes the keyword of Merchant name or program name of paying the fees;Described in including according to the phonetic order
The keyword of Merchant name or program name of paying the fees, it is determining to need the payment program opened and activate the payment program, for
User pays the fees according to the payment program.User can be facilitated to be rapidly completed by way of phonetic order as a result, various
Payment, easy to operate, significant increase user experience.
Due in current payment operation, it usually needs user carries out barcode scanning operation manually, to activate corresponding payment to answer
With program, then input payment amount of money, and input payment cipher authority checking, be finally completed payment operation, operating process compared with
It is cumbersome.
The embodiment of the present invention proposes a solution, can be convenient user and payment is rapidly completed.
Specifically, Fig. 1 is please referred to, Fig. 1 is the flow diagram of fee payment method first embodiment proposed by the present invention.
As shown in Figure 1, first embodiment of the invention proposes a kind of fee payment method, the method is applied to fare payment system, institute
The method of stating includes:
Step S101, receives the phonetic order for the activation payment program that user issues, and the phonetic order includes businessman's name
The keyword of title or payment program name;
This embodiment scheme is applied to fare payment system, and the system architecture being related to includes customer mobile terminal and network service
Device, wherein network server and customer mobile terminal network communication.
Wherein, the fare payment system being related to can be applied to a variety of consumption occasions, such as parking lot, restaurant, hotel, supermarket etc.
Need to carry out the place of network payment.
In general, different consumption occasions has different payment programs according to the difference of Business Information.Even same quotient
Family, if consumption place is different, such as different chain stores, payment program may also be different.
In this embodiment scheme, statistics has the payment program of each businessman in advance, and the chained address of each payment program is led to
It crosses network and is uploaded to network server, each payment program is managed collectively by network server.In the corresponding payment of activation
When program, corresponding payment program can be searched by network server, and calls the chained address of corresponding payment program, from
And the payment program is opened, it is supplied to user terminal and pays the fees.
Mainly pass through voice realizes automatic fee to this embodiment scheme.
Wherein, when user completes consumer need progress reimbursement of expense, speech trigger can be passed through and activate current consumption institute
Need open payment program.
Specifically, corresponding voice payment application software can be installed on customer mobile terminal, complete to consume in user
When needing to carry out reimbursement of expense, user can open the payment software of the voice on mobile terminal, issue payment to mobile terminal
Phonetic order, the keyword of title of the phonetic order comprising Merchant name or the payment program for needing to open, such as a certain
The title of the businessman of point, such as " South Mountain Song of Joy green tea ".
Mobile terminal receives the phonetic order for the activation payment program that user issues by voice payment software.
Step S102, the keyword of the Merchant name for including according to the phonetic order or program name of paying the fees, really
The payment program opened is needed calmly and activates the payment program, so that user pays the fees according to the payment program.
Specifically, it as a kind of implementation, can be looked into according to the Merchant name or the keyword for program name of paying the fees
When having ask multiple payment programs, when obtaining user's sending phonetic order by the mobile terminal location function of the user
Location information;
Then, the keyword of the Merchant name or program name of paying the fees that include according to the phonetic order, Yi Jisuo
Information, determination need the payment program opened and activate the payment journey the location of when stating user's sending phonetic order
Sequence.
Wherein, information the location of when the acquisition user sending phonetic order, can be in the following way:
Believe the location of when obtaining user's sending phonetic order by the mobile terminal location function of the user
Breath.
It, can be according to the Merchant name or the payment program name that the phonetic order includes as a kind of implementation
Keyword and the user issue the phonetic order when the location of information, from network server search for or ask
The Business Information for obtaining current location is sought, corresponding payment program is obtained according to the Business Information and activates the payment journey
Sequence.
The phonetic order for activating payment program that the present embodiment issues through the above scheme, by receiving user, institute's predicate
Keyword of the sound instruction comprising Merchant name or program name of paying the fees;The payment program name for including according to the phonetic order
The keyword of title determines and needs the payment program opened and activate the payment program, so that user is according to the payment program
It pays the fees.It can facilitate user that various payments are rapidly completed by way of phonetic order as a result, it is easy to operate, greatly mention
Rise user experience.
As shown in Fig. 2, second embodiment of the invention proposes a kind of fee payment method, it is based on above-mentioned embodiment shown in FIG. 1, institute
State method further include:
Step S103 receives the payment instruction of payment interface input of the user in the payment program;
Step S104 completes current payment operation according to the payment instruction.
Wherein, the payment instruction can be voice payment instruction, or can also be the payment instruction of other modes, than
Such as input password payment.
After through the phonetic order of user activation payment program, paying for payment program is shown on the mobile terminal of user
Take interface, shows that the amount of money for needing to pay, or display input frame input the amount of money for user on interface of paying the fees, user can pay
Expense carries out delivery operation on interface, wherein and in payment, the amount of money can be inputted by voice mode, confirm simultaneously validation of payment,
Authority checking can be carried out by way of inputting password (such as finger-print cipher), complete payment operation.
Application scenarios are exemplified below:
User needs to pay the bill, at this point, user can pass through hand after some consumption place (such as eating and drinking establishment) is consumed
Machine opens voice payment software, issues phonetic order to mobile phone.
It can show that the payment program for currently needing to open, the payment program are the payments of current consumption place businessman on mobile phone
Application program, user input payment amount of money in payment program interface, confirm and validation of payment completes payment operation.
The phonetic order for activating payment program that the present embodiment issues through the above scheme, by receiving user, institute's predicate
Keyword of the sound instruction comprising Merchant name or program name of paying the fees;The payment program name for including according to the phonetic order
The keyword of title determines the payment program that needs are opened and activates the payment program, and user pays in payment program interface input
Take the amount of money, confirms and validation of payment completes payment operation.User can be facilitated to be rapidly completed by way of phonetic order as a result,
Various payments, easy to operate, significant increase user experience.
In addition, the embodiment of the present invention also proposes a kind of shutdown system, comprising: memory, processor and be stored in described
Payment program on memory realizes following operation when the payment program is run by the processor:
The phonetic order for the activation payment program that user issues is received, the phonetic order includes Merchant name or payment journey
The keyword of sequence title;
The keyword of the Merchant name or the payment program name that include according to the phonetic order, determination need to open
Payment program and activate the payment program, so that user pays the fees according to the payment program.
Specifically, as shown in figure 3, the present embodiment system may include: processor 1001, such as CPU, network interface
1004, user interface 1003, memory 1005, communication bus 1002.Wherein, communication bus 1002 for realizing these components it
Between connection communication.User interface 1003 may include display screen (Display), input unit such as keyboard (Keyboard),
Optional user interface 1003 can also include standard wireline interface and wireless interface.Network interface 1004 optionally may include
Standard wireline interface and wireless interface (such as WI-FI interface).Memory 1005 can be high speed RAM memory, be also possible to steady
Fixed memory (non-volatile memory), such as magnetic disk storage.Memory 1005 optionally can also be independently of
The storage device of aforementioned processor 1001.
It will be understood by those skilled in the art that the restriction of the not structure paired systems of system structure shown in Fig. 3, can wrap
It includes than illustrating more or fewer components, perhaps combines certain components or different component layouts.
As shown in figure 3, as may include that operating device, network are logical in a kind of memory 1005 of computer storage medium
Believe module, Subscriber Interface Module SIM and payment program.
In the system as shown in fig. 3, network interface 1004 is mainly used for connecting network server, carries out with network server
Data communication;User interface 1003 is mainly used for interacting with user, receives the instruction of user's input;And processor 1001 can be used
The payment program stored in calling memory 1005, and execute following operation:
The phonetic order for the activation payment program that user issues is received, the phonetic order includes Merchant name or payment journey
The keyword of sequence title;
The keyword of the Merchant name or program name of paying the fees that include according to the phonetic order, determination need to open
Payment program and activate the payment program, so that user pays the fees according to the payment program.
Further, the processor 1001 can be also used for calling the payment program stored in memory 1005, and hold
The following operation of row:
Pass through institute when having inquired multiple payment programs according to the keyword of the Merchant name or program name of paying the fees
State user mobile terminal location function obtain user issue the phonetic order when the location of information;
Keyword and the user of the Merchant name or program name of paying the fees that include according to the phonetic order
Information, determination need the payment program opened and activate the payment program the location of when issuing the phonetic order.
Further, the processor 1001 can be also used for calling the payment program stored in memory 1005, and hold
The following operation of row:
Keyword and the user of the Merchant name or program name of paying the fees that include according to the phonetic order
Information the location of when issuing the phonetic order, businessman's letter from network server search or request current location
Breath obtains corresponding payment program according to the Business Information and activates the payment program.
Further, the processor 1001 can be also used for calling the payment program stored in memory 1005, and hold
The following operation of row:
Receive the payment instruction of payment interface input of the user in the payment program;
Current payment operation is completed according to the payment instruction.
In addition, the embodiment of the present invention also proposes a kind of computer readable storage medium, the computer readable storage medium
On be stored with payment program, following operation is realized when the payment program is run by processor:
The phonetic order for the activation payment program that user issues is received, the phonetic order includes Merchant name or payment journey
The keyword of sequence title;
The keyword of the Merchant name or program name of paying the fees that include according to the phonetic order, determination need to open
Payment program and activate the payment program, so that user pays the fees according to the payment program.
Further, following operation is also realized when the payment program is run by the processor:
Pass through institute when having inquired multiple payment programs according to the keyword of the Merchant name or program name of paying the fees
State user mobile terminal location function obtain user issue the phonetic order when the location of information;
Keyword and the user of the Merchant name or program name of paying the fees that include according to the phonetic order
Information, determination need the payment program opened and activate the payment program the location of when issuing the phonetic order.
Further, following operation is also realized when the payment program is run by the processor:
Keyword and the user of the Merchant name or program name of paying the fees that include according to the phonetic order
Information the location of when issuing the phonetic order, businessman's letter from network server search or request current location
Breath obtains corresponding payment program according to the Business Information and activates the payment program.
Further, following operation is also realized when the payment program is run by the processor:
Receive the payment instruction of payment interface input of the user in the payment program;
Current payment operation is completed according to the payment instruction.
Compared with prior art, a kind of fee payment method, system and storage medium proposed by the present invention are issued by receiving user
Activation payment program phonetic order, the phonetic order include Merchant name or pay the fees program name keyword;According to
The keyword for the payment program name that the phonetic order includes determines and needs to pay described in the payment program opened and activation
Take program, so that user pays the fees according to the payment program.User can be facilitated fast by way of phonetic order as a result,
Speed completes various payments, easy to operate, significant increase user experience.
It should be noted that the serial number of the above embodiments of the invention is only for description, do not represent the advantages or disadvantages of the embodiments.
Through the above description of the embodiments, those skilled in the art can be understood that above-described embodiment side
Method can be realized by means of software and necessary general hardware platform, naturally it is also possible to by hardware, but in many cases
The former is more preferably embodiment.Based on this understanding, technical solution of the present invention substantially in other words does the prior art
The part contributed out can be embodied in the form of software products, which is stored in a storage as above
In medium (such as ROM/RAM, magnetic disk, CD), including some instructions are used so that a terminal device (can be mobile phone, TV
Machine, computer etc.) method that executes each embodiment of the present invention.
The above description is only a preferred embodiment of the present invention, is not intended to limit the scope of the invention, all utilizations
Equivalent structure made by description of the invention and accompanying drawing content or process transformation, are applied directly or indirectly in other relevant skills
Art field, is included within the scope of the present invention.
Claims (10)
1. a kind of fee payment method, which is characterized in that the method is applied to fare payment system, which comprises
The phonetic order for the activation payment program that user issues is received, the phonetic order includes Merchant name or payment program name
The keyword of title;
The keyword of the Merchant name or program name of paying the fees that include according to the phonetic order, determines and needs that opens to pay
Expense program simultaneously activates the payment program, so that user pays the fees according to the payment program.
2. the method according to claim 1, wherein the businessman name for including according to the phonetic order
Claim or the keyword of payment program name, determine and need the payment program opened and activate the payment program, for user according to
The step of being paid the fees according to the payment program include:
Pass through the use when having inquired multiple payment programs according to the keyword of the Merchant name or program name of paying the fees
Information the location of when mobile terminal location function acquisition user's sending phonetic order at family;
The keyword of the Merchant name or program name of paying the fees that include according to the phonetic order and the user issue
Information the location of when the phonetic order determines and needs the payment program opened and activate the payment program.
3. according to the method described in claim 2, it is characterized in that, the businessman name for including according to the phonetic order
Information the location of when title or the keyword and the user sending phonetic order of payment program name, determining needs
The payment program to be opened and the step of activating the payment program includes:
The keyword of the Merchant name or program name of paying the fees that include according to the phonetic order and the user issue
Information the location of when the phonetic order, the Business Information from network server search or request current location,
Corresponding payment program is obtained according to the Business Information and activates the payment program.
4. method according to claim 1,2 or 3, which is characterized in that the method also includes:
Receive the payment instruction of payment interface input of the user in the payment program;
Current payment operation is completed according to the payment instruction.
5. according to the method described in claim 4, it is characterized in that, the payment instruction is instructed including at least voice payment.
6. a kind of fare payment system characterized by comprising memory, processor and the payment being stored on the memory
Program realizes following operation when the payment program is run by the processor:
The phonetic order for the activation payment program that user issues is received, the phonetic order includes Merchant name or payment program name
The keyword of title;
The keyword of the Merchant name or program name of paying the fees that include according to the phonetic order, determines and needs that opens to pay
Expense program simultaneously activates the payment program, so that user pays the fees according to the payment program.
7. system according to claim 6, which is characterized in that the payment program is also realized when being run by the processor
Following operation:
Pass through the use when having inquired multiple payment programs according to the keyword of the Merchant name or program name of paying the fees
Information the location of when mobile terminal location function acquisition user's sending phonetic order at family;
The keyword of the Merchant name or program name of paying the fees that include according to the phonetic order and the user issue
Information the location of when the phonetic order determines and needs the payment program opened and activate the payment program.
8. system according to claim 7, which is characterized in that the payment program is also realized when being run by the processor
Following operation:
The keyword of the Merchant name or program name of paying the fees that include according to the phonetic order and the user issue
Information the location of when the phonetic order, the Business Information from network server search or request current location,
Corresponding payment program is obtained according to the Business Information and activates the payment program.
9. system according to claim 6, which is characterized in that the payment program is also realized when being run by the processor
Following operation:
Receive the payment instruction of payment interface input of the user in the payment program;
Current payment operation is completed according to the payment instruction.
10. a kind of computer readable storage medium, which is characterized in that be stored with payment journey on the computer readable storage medium
The step of sequence, the payment program realizes method according to any one of claims 1 to 5 when being run by processor.
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CN201810649958.1A CN109003060A (en) | 2018-06-22 | 2018-06-22 | Fee payment method, system and storage medium |
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CN201810649958.1A CN109003060A (en) | 2018-06-22 | 2018-06-22 | Fee payment method, system and storage medium |
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Application publication date: 20181214 |