CN109102268A - It is a kind of for polymerize payment reconciliation method and apparatus - Google Patents
It is a kind of for polymerize payment reconciliation method and apparatus Download PDFInfo
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- CN109102268A CN109102268A CN201710476706.9A CN201710476706A CN109102268A CN 109102268 A CN109102268 A CN 109102268A CN 201710476706 A CN201710476706 A CN 201710476706A CN 109102268 A CN109102268 A CN 109102268A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/102—Bill distribution or payments
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/227—Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
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Abstract
The purpose of the application is to provide a kind of for polymerizeing the method and apparatus of payment reconciliation, the application, which passes through, to be pulled by the standard interface completion payment determination by SDK to statement of account, wherein, described to be determined by what is used according to purchase user including any in Third-party payment, prepaid card, Unionpay and bank transaction system or several means of payment polymerizations to statement of account；Sorting matching is carried out to statement of account to described, the advice of settlement information after being matched；Advice of settlement information after matching is sent to client, completes reconciliation.To realize the reconciliation of polymerization payment, by using unified reconciliation platform, facilitate the list accounts settlement between trade company and service platform, further, it is embedded in prepaid card when uniform service card avoids supplementing with money under line and is limited by time and specified recharge point, achievable mixed pair when consumer is paid using prepaid card.
Description
Technical field
This application involves computer field more particularly to it is a kind of for polymerize payment reconciliation method and apparatus.
Background technique
Traditional paying in cash needs small change, influences cash register speed, and reduces the payment experience of customer consumption, with movement
The fast development of payment, the means of payment that electric business docks major Third-party payment manufacturer have web terminal and mobile terminal, the access of payment
It needs professional technician that can just be supported, brings great number cost to system access payment function.Various Third-party payments and
Interface specification using Unionpay or the banking system means of payment is inconsistent, and security mechanism is inconsistent and trade company carries out order reconciliation
When need different reconciliation platforms, cause high cost to the access of operation system, difficult safeguard.
Apply for content
The purpose of the application is to provide one kind for polymerizeing method of payment and equipment, solves the different means of payment and uses
The problem of different reconciliation systems.
According to the one aspect of the application, provide a kind of for polymerizeing the method for payment reconciliation, which comprises
Pull by by the standard interface of SDK complete payment it is determining to statement of account, wherein it is described to statement of account by
According to purchase user use include Third-party payment, prepaid card, Unionpay and bank transaction system in it is any or appoint several
The mode of paying polymerize determination；
Sorting matching is carried out to statement of account to described, the advice of settlement information after being matched；
Advice of settlement information after matching is sent to client, completes reconciliation.
Further, the standard interface is for any operation in paying, reimbursement, transferring accounts, buffer and register.
Further, which comprises
Will uniform service card information be embedded in prepaid card in, wherein the uniform service card information include cooperation merchant information,
Integration information, user information, encrypted message and balance information.
Further, sorting matching is carried out to statement of account to described, the advice of settlement information after being matched, comprising:
According to the state of order described in the identification information judgment to order each in statement of account, if order status is
Success, then match the transaction amount of the order, judge whether to meet consumption, if so, the advice of settlement information after matching is sent out
It send to client.
Further, which comprises
The prepaid card is supplemented with money on the uniform service card administration page by the uniform service card information.
On the other hand according to the application, additionally provide a kind of for polymerize the equipment for paying reconciliation, the equipment includes:
Pulling device, for pulling by the standard interface completion payment determination by SDK to statement of account, wherein institute
State to statement of account by according to purchase user use include Third-party payment, prepaid card, Unionpay and bank transaction system in appoint
An a kind of or several means of payment polymerizations determine；
Sorting device, for carrying out sorting matching to statement of account to described, the advice of settlement information after being matched；
Sending device completes reconciliation for the advice of settlement information after matching to be sent to client.
Further, the standard interface is for any operation in paying, reimbursement, transferring accounts, buffer and register.
Further, the equipment includes:
Flush mounting, for uniform service card information to be embedded in prepaid card, wherein the uniform service card information includes
Cooperate merchant information, integration information, user information, encrypted message and balance information.
Further, the sorting device is used for:
According to the state of order described in the identification information judgment to order each in statement of account, if order status is
Success, then match the transaction amount of the order, judge whether to meet consumption, if so, the advice of settlement information after matching is sent out
It send to client.
Further, the equipment includes:
Recharging device, for passing through the uniform service card information on the uniform service card administration page to described pre-
Card is paid to be supplemented with money.
Compared with prior art, the application, which passes through, pulls by the standard interface completion payment determination by SDK wait settle accounts
Inventory, wherein it is described to statement of account by according to purchase user use include Third-party payment, prepaid card, Unionpay and bank
Any or several means of payment polymerizations determine in transaction system；Sorting matching is carried out to statement of account to described, is obtained
Advice of settlement information after matching；Advice of settlement information after matching is sent to client, completes reconciliation.To realize polymerization payment
Reconciliation facilitates the list accounts settlement between trade company and service platform, further, in prepaid card by using unified reconciliation platform
Insertion uniform service card is limited when avoiding supplementing with money under line by time and specified recharge point, and consumer is paid using prepaid card
When achievable mixed pay.
Detailed description of the invention
By reading a detailed description of non-restrictive embodiments in the light of the attached drawings below, the application's is other
Feature, objects and advantages will become more apparent upon:
Fig. 1 is shown according to a kind of for polymerizeing the method flow schematic diagram of payment reconciliation of the application one aspect offer；
It is a kind of for polymerizeing the device structure signal of payment reconciliation Fig. 2 shows being provided according to the application another aspect
Figure.
The same or similar appended drawing reference represents the same or similar component in attached drawing.
Specific embodiment
The application is described in further detail with reference to the accompanying drawing.
In a typical configuration of this application, terminal, the equipment of service network and trusted party include one or more
Processor (CPU), input/output interface, network interface and memory.
Memory may include the non-volatile memory in computer-readable medium, random access memory (RAM) and/or
The forms such as Nonvolatile memory, such as read-only memory (ROM) or flash memory (flash RAM).Memory is computer-readable medium
Example.
Computer-readable medium includes permanent and non-permanent, removable and non-removable media can be by any method
Or technology come realize information store.Information can be computer readable instructions, data structure, the module of program or other data.
The example of the storage medium of computer includes, but are not limited to phase change memory (PRAM), static random access memory (SRAM), moves
State random access memory (DRAM), other kinds of random access memory (RAM), read-only memory (ROM), electric erasable
Programmable read only memory (EEPROM), flash memory or other memory techniques, read-only disc read only memory (CD-ROM) (CD-ROM),
Digital versatile disc (DVD) or other optical storage, magnetic cassettes, magnetic tape disk storage or other magnetic storage devices or
Any other non-transmission medium, can be used for storage can be accessed by a computing device information.As defined in this article, computer
Readable medium does not include non-temporary computer readable media (transitory media), such as the data-signal and carrier wave of modulation.
Fig. 1 is shown according to a kind of for polymerizeing the method flow schematic diagram of payment reconciliation of the application one aspect offer,
The described method includes: step S11~step S13, wherein in step s 11, pull by completing branch by the standard interface of SDK
It pays determining to statement of account, wherein described to statement of account includes Third-party payment, prepayment by what is used according to purchase user
Any or several means of payment polymerizations determine in card, Unionpay and bank transaction system；In step s 12, to described wait tie
Settle single progress sorting matching, the advice of settlement information after being matched；In step s 13, the advice of settlement information after matching is sent out
It send to client, completes reconciliation.To realize the reconciliation of polymerization payment, by using unified reconciliation platform, facilitate trade company and clothes
List accounts settlement between business platform.
Specifically, in step s 11, pull by by the standard interface of SDK complete payment it is determining to statement of account,
In, it is described to statement of account by according to purchase user use include Third-party payment, prepaid card, Unionpay and bank transaction system
In it is any or the polymerization of several means of payment is appointed to determine；Here, the cash register terminal of trade company can load SDK, pass through the standard interface of SDK
Carry out the cash register of the different means of payment, cash register terminal can generate by the different means of payment determine to statement of account, the means of payment can
Think Third-party payment, prepaid card, Unionpay etc..Then, in step s 12, sorting matching is carried out to statement of account to described, obtained
Advice of settlement information after to matching；Here, carrying out sorting to statement of account to what is determined including one or more means of payment
Match, such as to the A transaction including Alipay payment in statement of account, the C pen of the B transaction of wechat payment, prepaid card payment is handed over
Easily, sorting is carried out to the inventory of these transaction；Then, in step s 13, the advice of settlement information after matching is sent to client
Reconciliation is completed at end；Here, the corresponding transaction amount of each means of payment for meeting consumption is sent to client, completion pair
Account.
It should be noted that SDK is Software Development Kit, client can be the cash register terminal of trade company, or its
His mobile device, wherein mobile device includes but is not limited to that any can pass through touch tablet progress human-computer interaction with user
Mobile electronic product, such as smart phone, PDA etc., the mobile electronic product can use any operating system, such as
Android operating system, iOS operating system etc..
Further, the standard interface is for any operation in paying, reimbursement, transferring accounts, buffer and register.In this Shen
Please be in an embodiment, standard interface is used for the payment of the different means of payment, it can be also used for registering in standard interface, checking request
Legitimacy, for example open SDK daily, virtually register and add key, to guarantee the safety of data transmission.
In one embodiment of the application, which comprises uniform service card information is embedded in prepaid card, wherein institute
Stating uniform service card information includes cooperation merchant information, integration information, user information, encrypted message and balance information.Here, pre-
Uniform service card can be embedded with by paying card, and uniform service card is the protocol service card of trade company and partner, can be in the quotient for having cooperation
The shops at family is consumed, uniform service card information include cooperation merchant information, as trade company's name, geographic location, mainly
Service range etc., while there are also integration information, user information, encrypted message and balance informations etc., when prepaid card is embedded with unified clothes
After business card, the corresponding administration web page of uniform service card or APP can be logged in, check can be used embedded with uniform service card online
Prepaid card use merchant information, the balance information of prepaid card, change payment cipher etc. is further, real in the application one
It applies in example, the prepaid card is supplemented with money on the uniform service card administration page by the uniform service card information.
Here, may be implemented to supplement with money online by insertion uniform service card, complete it is mixed pay, for example, the amount of money in current prepaid card is not
Meet the amount of money currently traded, then prepaid card can be supplemented with money with log-on webpage or APP, is solved because the time is supplemented in fixation with money
Inconvenient problem is supplemented with money with fixed recharge point bring.
Further, in step s 12, it is ordered according to the identification information judgment to order each in statement of account
Single state judges whether to meet consumption if order status is successfully, to match the transaction amount of the order, if so, will
Advice of settlement information after matching is sent to client.In one embodiment of the application, carried out clearly to what is received to statement of account
When dividing matching, mainly in the following manner: the transaction being judged according to the standard information (such as serial number) of each transaction first
Order status judge whether to meet consumption if order status is successfully, to carry out match trading value data, if meeting,
Advice of settlement is sent to trade company, completes reconciliation.Here, the application provides a kind of reconciliation platform, by the clearing of the different means of payment
Inventory condenses together, so that trade company does not need that different reconciliation channel and platform is selected to carry out reconciliation because of the different means of payment,
Reduce the access and maintenance cost of operation system.
In one embodiment of the application, consumer sweeps according to the two dimensional code on the prepaid card embedded with uniform service card
It retouches, corresponding application program is installed in downloading, after registration logs in, has classification such as cuisines, supermarket, hairdressing, user at displaying interface
Trade company is selected according to their own needs, some trade companies there are multiple shops, and rear end calculates the geographical location of each shops and user works as
The distance of front distance shops, and calculated result is shown on showing interface.When consumer carries out payment consumption using prepaid card,
Because being embedded in uniform service card, bank card can be bound online, progress transfers accounts to prepaid card online, completes to supplement with money, avoid under line
It is limited when supplementing with money by time and specified recharge point, therefore when consumer is paid using prepaid card achievable mixed pays.
It is a kind of for polymerizeing the device structure signal of payment reconciliation Fig. 2 shows being provided according to the application another aspect
Figure, the equipment includes: pulling device 11, sorting device 12 and sending device 13, wherein pulling device 11, for pull by
By the standard interface of SDK complete payment it is determining to statement of account, wherein it is described to statement of account by being made according to purchase user
It is determined including any in Third-party payment, prepaid card, Unionpay and bank transaction system or several means of payment polymerizations；
Sorting device 12, for carrying out sorting matching to statement of account to described, the advice of settlement information after being matched；Sending device
13, for the advice of settlement information after matching to be sent to client, complete reconciliation.To realize the reconciliation of polymerization payment, pass through
Using unified reconciliation platform, facilitate the list accounts settlement between trade company and service platform.
Specifically, the clear wait settle accounts of payment determination is completed by the standard interface by SDK for pulling in pulling device 11
It is single, wherein described to be handed over by what is used according to purchase user including Third-party payment, prepaid card, Unionpay and bank to statement of account
Any or several means of payment polymerizations determine in easy system；Here, the cash register terminal of trade company can load SDK, pass through the mark of SDK
Quasi- interface carries out the cash register of the different means of payment, cash register terminal can generate by the different means of payment determine to statement of account, payment
Mode can be Third-party payment, prepaid card, Unionpay etc..Then, sorting device 12, for being carried out clearly to described to statement of account
Divide matching, the advice of settlement information after being matched；Here, to include one or more means of payment determine to statement of account into
Row sorting matching, such as to the A transaction including Alipay payment in statement of account, the B transaction of wechat payment, prepaid card payment
C transaction, to these transaction inventory carry out sorting；Then, sending device 13, for the advice of settlement information hair after matching
It send to client, completes reconciliation；Here, the corresponding transaction amount of each means of payment for meeting consumption is sent to client
Reconciliation is completed at end.
It should be noted that SDK is Software Development Kit, client can be the cash register terminal of trade company, or its
His mobile device, wherein mobile device includes but is not limited to that any can pass through touch tablet progress human-computer interaction with user
Mobile electronic product, such as smart phone, PDA etc., the mobile electronic product can use any operating system, such as
Android operating system, iOS operating system etc..
Further, the standard interface is for any operation in paying, reimbursement, transferring accounts, buffer and register.In this Shen
Please be in an embodiment, standard interface is used for the payment of the different means of payment, it can be also used for registering in standard interface, checking request
Legitimacy, for example open SDK daily, virtually register and add key, to guarantee the safety of data transmission.
In one embodiment of the application, the equipment includes: flush mounting, is prepay for uniform service card information to be embedded in
In card, wherein the uniform service card information includes cooperation merchant information, integration information, user information, encrypted message and remaining sum
Information.Here, prepaid card can be embedded with uniform service card, uniform service card is the protocol service card of trade company and partner, can be with
It is consumed in the shops for the trade company for having cooperation, uniform service card information includes the merchant information of cooperation, such as trade company's name, location
Position, main services range etc. are managed, while there are also integration information, user information, encrypted message and balance information etc., working as prepaid card
After uniform service card, the corresponding administration web page of uniform service card or APP can be logged in, checks can be used being embedded with online
The prepaid card of uniform service card uses merchant information, and the balance information of prepaid card changes payment cipher etc., further,
In one embodiment of the application, the equipment includes recharging device, for being taken by the uniform service card information in the unification
The prepaid card is supplemented with money on business card administration page.Here, may be implemented to supplement with money online by insertion uniform service card,
Mixed pair is completed, for example, the amount of money in current prepaid card has been unsatisfactory for the amount of money currently traded, then it can be with log-on webpage or application
Program (APP) supplements prepaid card with money, solves because fixed time and the fixed recharge point bring of supplementing with money supplements inconvenient ask with money
Topic.
Further, sorting device 12, for according to the identification information judgment institute to order each in statement of account
The state of order is stated, if order status is successfully, to match the transaction amount of the order, judges whether to meet consumption, if so,
The advice of settlement information after matching is then sent to client.In one embodiment of the application, to receive to statement of account into
When row sorting matches, mainly in the following manner: the pen being judged according to the standard information (such as serial number) of each transaction first
The order status of transaction judges whether to meet consumption if order status is successfully, to carry out match trading value data, if symbol
It closes, then advice of settlement is sent to trade company, complete reconciliation.Here, the application provides a kind of reconciliation platform, by the different means of payment
Statement of account condenses together, so that trade company does not need to select different reconciliation channel and platform to carry out pair because of the different means of payment
Account reduces the access and maintenance cost of operation system.
In one embodiment of the application, consumer sweeps according to the two dimensional code on the prepaid card embedded with uniform service card
It retouches, corresponding application program is installed in downloading, after registration logs in, has classification such as cuisines, supermarket, hairdressing, user at displaying interface
Trade company is selected according to their own needs, some trade companies there are multiple shops, and rear end calculates the geographical location of each shops and user works as
The distance of front distance shops, and calculated result is shown on showing interface.When consumer carries out payment consumption using prepaid card,
Because being embedded in uniform service card, bank card can be bound online, progress transfers accounts to prepaid card online, completes to supplement with money, avoid under line
It is limited when supplementing with money by time and specified recharge point, therefore when consumer is paid using prepaid card achievable mixed pays.
Obviously, those skilled in the art can carry out various modification and variations without departing from the essence of the application to the application
Mind and range.In this way, if these modifications and variations of the application belong to the range of the claim of this application and its equivalent technologies
Within, then the application is also intended to include these modifications and variations.
It should be noted that the application can be carried out in the assembly of software and/or software and hardware, for example, can adopt
With specific integrated circuit (ASIC), general purpose computer or any other realized similar to hardware device.In one embodiment
In, the software program of the application can be executed to implement the above steps or functions by processor.Similarly, the application
Software program (including relevant data structure) can be stored in computer readable recording medium, for example, RAM memory,
Magnetic or optical driver or floppy disc and similar devices.In addition, hardware can be used to realize in some steps or function of the application, example
Such as, as the circuit cooperated with processor thereby executing each step or function.
In addition, a part of the application can be applied to computer program product, such as computer program instructions, when its quilt
When computer executes, by the operation of the computer, it can call or provide according to the present processes and/or technical solution.
And the program instruction of the present processes is called, it is possibly stored in fixed or moveable recording medium, and/or pass through
Broadcast or the data flow in other signal-bearing mediums and transmitted, and/or be stored according to described program instruction operation
In the working storage of computer equipment.Here, including a device according to one embodiment of the application, which includes using
Memory in storage computer program instructions and processor for executing program instructions, wherein when the computer program refers to
When enabling by processor execution, method and/or skill of the device operation based on aforementioned multiple embodiments according to the application are triggered
Art scheme.
It is obvious to a person skilled in the art that the application is not limited to the details of above-mentioned exemplary embodiment, Er Qie
In the case where without departing substantially from spirit herein or essential characteristic, the application can be realized in other specific forms.Therefore, no matter
From the point of view of which point, the present embodiments are to be considered as illustrative and not restrictive, and scope of the present application is by appended power
Benefit requires rather than above description limits, it is intended that all by what is fallen within the meaning and scope of the equivalent elements of the claims
Variation is included in the application.Any reference signs in the claims should not be construed as limiting the involved claims.This
Outside, it is clear that one word of " comprising " does not exclude other units or steps, and odd number is not excluded for plural number.That states in device claim is multiple
Unit or device can also be implemented through software or hardware by a unit or device.The first, the second equal words are used to table
Show title, and does not indicate any particular order.
Claims (10)
1. a kind of for polymerizeing the method for payment reconciliation, wherein the described method includes:
Pull by by the standard interface of SDK complete payment it is determining to statement of account, wherein it is described to statement of account by basis
What purchase user used includes any in Third-party payment, prepaid card, Unionpay and bank transaction system or several payers
Formula polymerization determines；
Sorting matching is carried out to statement of account to described, the advice of settlement information after being matched；
Advice of settlement information after matching is sent to client, completes reconciliation.
2. according to the method described in claim 1, wherein, the standard interface is for paying, reimbursement, transferring accounts, buffer and register
In any operation.
3. according to the method described in claim 1, wherein, which comprises
Uniform service card information is embedded in prepaid card, wherein the uniform service card information includes cooperation merchant information, integral
Information, user information, encrypted message and balance information.
4. according to the method described in claim 1, wherein, sorting matching is carried out to statement of account to described, after being matched
Advice of settlement information, comprising:
According to the state of order described in the identification information judgment to order each in statement of account, if order status be at
Function then matches the transaction amount of the order, judges whether to meet consumption, if so, the advice of settlement information after matching is sent
To client.
5. according to the method described in claim 3, wherein, which comprises
The prepaid card is supplemented with money on the uniform service card administration page by the uniform service card information.
6. a kind of for polymerizeing the equipment of payment reconciliation, wherein the equipment includes:
Pulling device, for pull by by the standard interface of SDK complete payment it is determining to statement of account, wherein it is described to
Statement of account by according to purchase user use include Third-party payment, prepaid card, Unionpay and bank transaction system in it is any
Or several means of payment polymerizations is appointed to determine；
Sorting device, for carrying out sorting matching to statement of account to described, the advice of settlement information after being matched；
Sending device completes reconciliation for the advice of settlement information after matching to be sent to client.
7. equipment according to claim 6, wherein the standard interface is for paying, reimbursement, transferring accounts, buffer and register
In any operation.
8. equipment according to claim 6, wherein the equipment includes:
Flush mounting, for uniform service card information to be embedded in prepaid card, wherein the uniform service card information includes cooperation
Merchant information, integration information, user information, encrypted message and balance information.
9. equipment according to claim 6, wherein the sorting device is used for:
According to the state of order described in the identification information judgment to order each in statement of account, if order status be at
Function then matches the transaction amount of the order, judges whether to meet consumption, if so, the advice of settlement information after matching is sent
To client.
10. equipment according to claim 8, wherein the equipment includes:
Recharging device, for passing through the uniform service card information on the uniform service card administration page to the prepaid card
It is supplemented with money.
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710476706.9A CN109102268A (en) | 2017-06-21 | 2017-06-21 | It is a kind of for polymerize payment reconciliation method and apparatus |
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| CN201710476706.9A CN109102268A (en) | 2017-06-21 | 2017-06-21 | It is a kind of for polymerize payment reconciliation method and apparatus |
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| CN201710476706.9A Pending CN109102268A (en) | 2017-06-21 | 2017-06-21 | It is a kind of for polymerize payment reconciliation method and apparatus |
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| CN110807627A (en) * | 2019-10-31 | 2020-02-18 | 国网电子商务有限公司 | Cross-unit electric charge settlement method, device and system |
| CN110807627B (en) * | 2019-10-31 | 2022-07-26 | 国网数字科技控股有限公司 | Cross-unit electric charge settlement method, device and system |
| CN111553682A (en) * | 2020-05-06 | 2020-08-18 | 深圳市爱满庭科技有限公司 | Online purchase and consumption deduction system for service card |
| CN111553682B (en) * | 2020-05-06 | 2023-09-22 | 深圳市爱满庭科技有限公司 | Online purchasing and consumption deduction system for service card |
| CN112819473A (en) * | 2021-02-03 | 2021-05-18 | 深圳乐信软件技术有限公司 | Order processing method, server, equipment and medium based on digital dictionary |
| CN112819473B (en) * | 2021-02-03 | 2024-02-23 | 深圳乐信软件技术有限公司 | Order processing method, server, equipment and medium based on digital dictionary |
| CN113689211A (en) * | 2021-09-07 | 2021-11-23 | 中国银行股份有限公司 | Payment processing method and device |
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