CN108492199A - Traffic accident responsibility compensates computational methods, electronic device and storage medium - Google Patents
Traffic accident responsibility compensates computational methods, electronic device and storage medium Download PDFInfo
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- CN108492199A CN108492199A CN201810277902.8A CN201810277902A CN108492199A CN 108492199 A CN108492199 A CN 108492199A CN 201810277902 A CN201810277902 A CN 201810277902A CN 108492199 A CN108492199 A CN 108492199A
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Abstract
The invention discloses a kind of traffic accident responsibilities to compensate computational methods, and this method includes：The basic data of traffic accident party is received, the party includes claimant and indemnifying obligation people；Select calculating basis；Every amount of damage claim of claimant is calculated according to the basic data and calculating basis；The compensation amount of money of indemnifying obligation people is calculated according to the sequence of compulsory insurance for traffic accident of motor-drivenvehicle, business three danger, personal payment；Export result of calculation.The embodiment of the invention also discloses a kind of electronic device and storage mediums.The traffic accident responsibility compensates computational methods, electronic device and storage medium, can realize result of calculation unification, accurate, specification, reduce amount of calculation, improve computational efficiency.
Description
Technical field
The present invention relates to technical field of data processing more particularly to a kind of traffic accident responsibility to compensate computational methods, electronics
Device and storage medium.
Background technology
In traffic accident dispute case, the calculating of the professional liability amount of money is the central issue of litigious party.It is main at present
It to be calculated there are two types of mode：
First way is manual calculation, i.e., according to every reparation project as defined in relevant laws and regulations, by judge or works as
Thing people summarizes formula according to the subjective understanding of oneself, inquires every calculating basis, then manually computes every indemnity.This
Mode easily causes omission, limit check errors, while bringing huge workload, party to be also easy erroneous calculations certainly to judge
Oneself amount of damage claim.
The second way is the computing system designed by computer software provider, and judge is needed to inquire mark during use
Standard fills in numerical value, then presses party's number, and separate computations amount of damage claim compensates the amount of money, finally again by the number of each party
It is calculated according to combining, is substantially still the principle using manual calculation.Meanwhile for the items in traffic accident dispute
Amount of damage claim and the quota regulation for compensating the amount of money, still need desk checking, workload not to reduce, do not have high efficiency and rule
Plasticity.When especially encountering multi vehicle accident, more claimants claim, the complexity of calculating greatly improves, and these computing systems
Full-automatic calculating cannot be met.
Both the above mode, has that computationally intensive, calculating pattern is single, accuracy in computation is unreliable to varying degrees
The problems such as.
Invention content
It is a primary object of the present invention to propose that a kind of traffic accident responsibility compensates computational methods, electronic device and storage to be situated between
Matter, it is intended to solve at least one above-mentioned technical problem.
To achieve the above object, a kind of traffic accident responsibility provided by the invention compensates computational methods, and this method includes step
Suddenly：
The basic data of traffic accident party is received, the party includes claimant and indemnifying obligation people；
Select calculating basis；
Every amount of damage claim of claimant is calculated according to the basic data and calculating basis；
The compensation amount of money of indemnifying obligation people is calculated according to the sequence of compulsory insurance for traffic accident of motor-drivenvehicle, business three danger, personal payment；And
Export result of calculation.
Optionally, the calculating basis refer to each department promulgated every year by government department with traffic accident responsibility compensate
Relevant every statistical data is calculated, or carries out part tune on the statistical data basis within the scope allowed by the law
It is whole.
Optionally, the step of every amount of damage claim for calculating claimant includes：
When the traffic accident is related to single claimant, the claim project of the claimant is selected, each project is calculated
Amount of damage claim；
When the traffic accident is related to multiple claimants, the claim project of the multiple claimant is selected, is calculated separately
Each claimant corresponds to the amount of damage claim of each project, and accounts for the ratio of the total amount of damage claim of the project.
Optionally, the step of every amount of damage claim for calculating claimant further includes：
According to projects limit standard of legal provisions, the amount of damage claim of each project of intelligent checking claimant whether be more than
The limit of legal provisions.
Optionally, the sequence according to compulsory insurance for traffic accident of motor-drivenvehicle, business three danger, personal payment calculates the compensation amount of money of indemnifying obligation people
The step of include：
When the traffic accident is related to single motor vehicle, is compensated by bicycle and calculate the compulsory insurance for traffic accident of motor-drivenvehicle compensation amount of money；
When the traffic accident is related to multiple motor vehicles, whether duty is had according to each vehicle, is compensated by more vehicles and calculates compulsory insurance for traffic accident of motor-drivenvehicle
Compensate the amount of money；
When compulsory insurance for traffic accident of motor-drivenvehicle cannot pay whole amounts of damage claim, according to insurance in indemnifying obligation people's respective responsibilities proportional region
Company's limit calculates the compensation amount of money of business three danger；
When business three nearly cannot still pay remaining amount of damage claim, in indemnifying obligation people's respective responsibilities proportional region into
One step calculates the compensation amount of money of indemnifying obligation people individual payment.
Optionally, it is compensated by more vehicles described in calculating the step of compulsory insurance for traffic accident of motor-drivenvehicle compensates the amount of money, each motor vehicle is corresponding
Ratio of the compulsory insurance for traffic accident of motor-drivenvehicle limit of insurance company in the sum of limit of whole compulsory insurance for traffic accident of motor-drivenvehicle insurance companies is multiplied by the claim gold of claimant
Volume, obtained product is compared with the limit of the insurance company, if it is greater than the limit, then uses the limit as the insurance
The compulsory insurance for traffic accident of motor-drivenvehicle of company compensates the amount of money, and the product is otherwise used to compensate the amount of money as the compulsory insurance for traffic accident of motor-drivenvehicle of the insurance company.
Optionally, the result of calculation includes that the respective every amount of damage claim of claimant, the every of insurance company compensate gold
Volume, the respective personal payment amount of indemnifying obligation people.
Optionally, the step of output result of calculation further includes：
The associated articles of law of the every result of calculation of output.
In addition, to achieve the above object, the present invention also proposes that a kind of electronic device, the electronic device include：Memory,
The traffic accident responsibility that processor and being stored in can be run on the memory and on the processor compensates calculation procedure, institute
It states traffic accident responsibility and compensates realization such as above-mentioned traffic accident responsibility compensation calculating when calculation procedure is executed by the processor
The step of method.
Further, to achieve the above object, it the present invention also provides a kind of storage medium, is stored on the storage medium
Traffic accident responsibility compensates calculation procedure, and the traffic accident responsibility is compensated when calculation procedure is executed by processor and realized as above-mentioned
Traffic accident responsibility compensate computational methods the step of.
Traffic accident responsibility proposed by the present invention compensates computational methods, electronic device and storage medium, can pass through calculating
Machine language realizes the intelligent computation model that vehicle traffic accident responsibility is compensated, can the calculating traffic accident of system and standardization entangle
Every claim in confused and the compensation amount of money, and every calculating basis that intelligent Matching needs, while to every claim, the limit compensated
Volume intelligent checking makes every result of calculation strictly meet legal provisions.On the one hand simplify calculating process, improve conscientiously and calculate effect
Rate；On the other hand, it avoids omission, miscount, the artificial subjective questions such as check errors.Meanwhile the calculating logic of model solves well
It has determined and has calculated the calculating problem of more claimant's claims in multi vehicle accident.In addition, since computation model is based on laws and regulations, often
One project each step calculating have legal basis, can accurately export the articles of law used in calculating process, be judge,
Legal basis is consulted in party's calculating process, and facility is provided.
Description of the drawings
Fig. 1 is a kind of Organization Chart for electronic device that first embodiment of the invention proposes；
Fig. 2 is the flow chart that a kind of traffic accident responsibility that second embodiment of the invention proposes compensates computational methods；
Fig. 3 is the flow chart that a kind of traffic accident responsibility that third embodiment of the invention proposes compensates computational methods.
The embodiments will be further described with reference to the accompanying drawings for the realization, the function and the advantages of the object of the present invention.
Specific implementation mode
It should be appreciated that the specific embodiments described herein are merely illustrative of the present invention, it is not intended to limit the present invention.
Embodiment one
As shown in fig.1, first embodiment of the invention proposes a kind of electronic device 2.The electronic device 2 can be mobile
The movable equipments such as phone, smart phone, laptop, PAD (tablet computer), and such as desktop computer, server
Equal fixed terminals.The electronic device 2 includes that memory 20, processor 22 and traffic accident responsibility compensate calculation procedure 28.
Wherein, the memory 20 includes at least a type of readable storage medium storing program for executing, and the electricity is installed on for storing
The operating system and types of applications software of sub-device 2, such as traffic accident responsibility compensate the program code etc. of calculation procedure 28.This
Outside, the memory 20 can be also used for temporarily storing the Various types of data that has exported or will export.In the present embodiment
In, the vehicle traffic accident responsibility that detailed each department each year can also be stored in the memory 20 compensates calculating base
Number, the claim project and projects limit standard of every legal provisions, projects calculate institute regulation and various meters according to law
Calculate formula etc..These data can real-time intelligent update, ensure calculate accuracy.
The processor 22 can be in some embodiments central processing unit (Central Processing Unit,
CPU), controller, microcontroller, microprocessor or other data processing chips.The processor 22 is commonly used in the control electricity
The overall operation of sub-device 2.In the present embodiment, the processor 22 is for running the program code stored in the memory 20
Or processing data, such as run the traffic accident responsibility and compensate calculation procedure 28 etc..
When the traffic accident responsibility compensation calculation procedure 28 is executed by the processor 22, following steps are realized：
(1) basic data of traffic accident party is received.
(2) calculating basis is selected.
(3) every amount of damage claim of claimant is calculated.
(4) the compensation amount of money of indemnifying obligation people is calculated according to the sequence of compulsory insurance for traffic accident of motor-drivenvehicle, business three danger, personal payment.
(5) result of calculation is exported.
The detailed description of above-mentioned steps please refers to following second embodiments and 3rd embodiment, and details are not described herein.It is described
Traffic accident responsibility compensation calculation procedure 28 can be applied to claimant in vehicle traffic accident responsibility dispute and calculate oneself
Amount of damage claim, indemnifying obligation people calculate the indemnity of oneself；When court decision, each side in traffic accident dispute case is calculated
Amount of damage claim compensates the amount of money；And provide computing function applied to major law popularization website.
It will be understood by those skilled in the art that structure shown in Fig. 1 does not constitute the restriction to the electronic device 2,
The electronic device 2 can also include other necessary parts, either combine certain components or different components arrangement.
Embodiment two
As shown in fig.2, second embodiment of the invention proposes that a kind of traffic accident responsibility compensates computational methods.In this implementation
In example, the execution sequence of the step in flow chart shown in Fig. 2 can change according to different requirements, and certain steps can save
Slightly.This approach includes the following steps：
S10 receives the basic data of traffic accident party.
Specifically, the basic data includes the age of party, household register type, average income etc., can also include working as
Thing people relates to thing identity (such as indemnifying obligation people or claimant) and saponin hydrolysis etc. in the traffic accident.The basis number
According to can from accident document intelligent grabbing, also can be by user's manual edit.
S20 selects calculating basis.
Specifically, the calculating basis refers to being compensated with traffic accident responsibility what each department were promulgated by government department every year
Calculate relevant every statistical data, including per capita disposable income, pre-capita consumption expenditure, staff average salary, the same industry
Revenue standard etc..According to the basic data of the party, applicable calculating basis is selected.The calculating basis in each department each year
What difference, wherein government department were promulgated is known as normal data, can also be within the scope allowed by the law in the normal data base
It is partially adjusted on plinth.
S30 calculates every amount of damage claim of claimant.
Specifically, claim project is selected according to the situation of the traffic accident and legal provisions, according to the party's
Basic data and the calculating basis calculate the amount of damage claim of each project of claimant.
About the specific introduction of step S30, correlation step in Fig. 3 please be join.For example, step S30 is referred to step in Fig. 3
S104-S108 realizes, relate in Fig. 3 it is more other the step of.
S40 calculates the compensation amount of money of indemnifying obligation people according to the sequence of compulsory insurance for traffic accident of motor-drivenvehicle, business three danger, personal payment.
Specifically, after calculating the amount of damage claim of claimant, the compensation amount of money for calculating indemnifying obligation people is needed.The compensation
Paying the amount of money may need to pay using compulsory insurance for traffic accident of motor-drivenvehicle, business three danger or indemnifying obligation people individual.When compulsory insurance for traffic accident of motor-drivenvehicle cannot be paid entirely
When portion's amount of damage claim, need to further calculate business three danger, personal payment in indemnifying obligation people's respective responsibilities proportional region
The compensation amount of money.
About the specific introduction of step S40, correlation step in Fig. 3 please be join.For example, step S40 is referred to step in Fig. 3
S110-S122 realizes, relate in Fig. 3 it is more other the step of.
S50 exports result of calculation.
Specifically, the result of calculation includes every compensation of claimant's respective every amount of damage claim, more insurance companies
The amount of money, the respective personal payment amount of multiple indemnifying obligation people etc..
About the specific introduction of step S50, correlation step in Fig. 3 please be join.For example, step S50 is referred to step in Fig. 3
S124 realizes, relate in Fig. 3 it is more other the step of.
Embodiment three
As shown in fig.3, third embodiment of the invention proposes that a kind of traffic accident responsibility compensates computational methods.In this implementation
In example, the execution sequence of the step in flow chart shown in Fig. 3 can change according to different requirements, and certain steps can save
Slightly.This approach includes the following steps：
S100 receives the basic data of traffic accident party.
Specifically, the basic data includes the age of party, household register type, average income etc., can also include working as
Thing people relates to thing identity (such as indemnifying obligation people or claimant) and saponin hydrolysis etc. in the traffic accident.The basis number
According to can from accident document intelligent grabbing, also can be by user's manual edit.
S102 selects calculating basis.
Specifically, the calculating basis refers to being compensated with traffic accident responsibility what each department were promulgated by government department every year
Calculate relevant every statistical data, including per capita disposable income, pre-capita consumption expenditure, staff average salary, the same industry
Revenue standard etc..According to the basic data of the party, applicable calculating basis is selected.The calculating basis in each department each year
What difference, wherein government department were promulgated is known as normal data, can also be within the scope allowed by the law in the normal data base
It is partially adjusted on plinth.
S104, judges whether the traffic accident is related to single claimant.If so, executing step S106.If it is not, executing
Step S108.
Specifically, relate generally to bicycle list claimant, the more claimants of bicycle, the more claimants of more vehicles in vehicle traffic accident
Several situations.Amount of damage claim is calculated firstly the need of for claimant, therefore first judges that the traffic accident refers to single rope
Pay for people or multiple claimants.
S106 selects the claim project of the claimant, calculates the amount of damage claim of each project.
Specifically, the claim project includes medical expense, disability death, property loss, emotional distress and the supported
Cost of living etc..Claim project is selected according to the situation of the traffic accident and legal provisions, according to the basic number of the party
According to the calculating basis, calculate the amount of damage claim of each project of the claimant.Also, it can also be according to the items of legal provisions
Whether the amount of damage claim of mesh limit standard, each project of the intelligent checking claimant is in excess of the quota.
For example, for the calculating of disability compensation, age bracket, the registered permanent residence type of the logic judgment claimant are needed, then
The amount of damage claim of the project is calculated according to corresponding formula：
(1) age≤60 year old, amount of damage claim=per capita disposable income × 20 year × (11- disabilities grade) * 0.1；
(2) 60 years old<Age≤74 year old, amount of damage claim=per capita disposable income × [20 years-(age -60)] × (11- hinders
Residual grade) * 0.1；
(3) age>75 years old, amount of damage claim=per capita disposable income × 5 year × (11- disabilities grade) * 0.1.
S108 selects the claim project of multiple claimants, calculates separately the claim gold that each claimant corresponds to each project
Volume, and account for the ratio of the total amount of damage claim of the project.
Specifically, it when the traffic accident is related to multiple claimants, needs to be calculated with step S106 similar modes
Go out the amount of damage claim of the corresponding each project of each claimant, the amount of damage claim that also calculate each project of each claimant accounts for this
The ratio of the total amount of damage claim of project.
S110, judges whether the traffic accident is related to multiple motor vehicles.If so, executing step S114.If it is not, executing
Step S112.
Specifically, after calculating the amount of damage claim of claimant, the compensation amount of money for further calculating indemnifying obligation people is needed.
The compensation amount of money may need to pay using compulsory insurance for traffic accident of motor-drivenvehicle, business three danger or indemnifying obligation people individual.Under normal circumstances, with
Each motor vehicle is that unit is insured.Therefore, it is necessary first to judge that the traffic accident is related to a motor vehicle or multiple motor-driven
Vehicle.
S112 is compensated by bicycle and is calculated the compulsory insurance for traffic accident of motor-drivenvehicle compensation amount of money.
Specifically, according to the amount of damage claim of each project of claimant, every payment amount in compulsory insurance for traffic accident of motor-drivenvehicle limit is calculated.
Whether S114 has duty according to each vehicle, is compensated by more vehicles and calculates the compulsory insurance for traffic accident of motor-drivenvehicle compensation amount of money.
Specifically, have duty and without duty in the case of, the compensation limit of insurance company is different.Therefore, whether had according to each vehicle
Duty, can obtain corresponding compulsory insurance for traffic accident of motor-drivenvehicle limit.The compulsory insurance for traffic accident of motor-drivenvehicle of each corresponding insurance company of vehicle compensates the amount of money, needs the insurance
Ratio of company's limit in the sum of limit of whole compulsory insurance for traffic accident of motor-drivenvehicle insurance companies is multiplied by the amount of damage claim of claimant, obtained product
Compared with the limit of the insurance company, if it is greater than limit, then limit is used to compensate the amount of money as the compulsory insurance for traffic accident of motor-drivenvehicle of the insurance company,
Otherwise the product is used to compensate the amount of money as the compulsory insurance for traffic accident of motor-drivenvehicle of the insurance company.
For example, it is assumed that claim project includes dead disability, medical expense, property loss, the claimant is in all claimants
Amount of damage claim in accounting example be R%, there are four compulsory insurance for traffic accident of motor-drivenvehicle insurance companies A, B, C, D to be compensated.It is handed over by force according to each
Whether dangerous insurer has duty, and the compulsory insurance for traffic accident of motor-drivenvehicle compensation limit for obtaining each insurance company is：Dead disability：A1, b1, c1, d1, medical treatment
Expense：A2, b2, c2, d2, property loss：a3、b3、c3、d3.
A insurance companies need " dead disability " amount of money compensated to calculate：
The total amount of damage claim of x=claimant's death disabilities × [a1/ (a1+b1+c1+d1)] judges that x and (a1 × R%'s) is big
It is small, if x>(a1 × R%), then A insurance companies compensate amount of money A1=(a1 × R%), otherwise A1=x.
A insurance companies need " medical expense " amount of money compensated to calculate：
The total amount of damage claim of y=claimant's medical expenses × [a2/ (a2+b2+c2+d2)] judges that y and (a2 × R%'s) is big
It is small, if y>(a2 × R%), then A insurance companies compensate amount of money A2=(a2 × R%), otherwise A2=y.
A insurance companies need " property loss " amount of money compensated to calculate：
The total amount of damage claim of z=claimant's property losses × [a3/ (a3+b3+c3+d3)] judges that z and (a3 × R%'s) is big
It is small, if z>(a3 × R%), then A insurance companies compensate amount of money A3=(a3 × R%), otherwise A3=z.
The every of other three compulsory insurance for traffic accident of motor-drivenvehicle insurance companies can similarly be calculated and compensate the amount of money.
S116, judges whether compulsory insurance for traffic accident of motor-drivenvehicle can pay whole amounts of damage claim.If so, executing step S124.If it is not, executing step
Rapid S118.
Specifically, compare compensation gold of the amount of damage claim of each project of claimant with compulsory insurance for traffic accident of motor-drivenvehicle insurance company for the project
Volume, to judge whether compulsory insurance for traffic accident of motor-drivenvehicle can complete the payment of whole amounts of damage claim.
For example, in the example above, it is big with (A1+B1+C1+D1) to compare " the total amount of damage claim of claimant's death disability "
It is small, take difference；The size for comparing " the total amount of damage claim of claimant's medical expense " and (A2+B2+C2+D2), takes difference；Compare " rope
Size of the total amount of damage claim of compensation people's property loss " with (A3+B3+C3+D3), takes difference.If difference all 0, then it represents that hand over strong
Danger can pay whole amounts of damage claim.Wherein, tetra- A1, B1, C1, D1 A, B, C, D compulsory insurance for traffic accident of motor-drivenvehicle insurance companies are corresponding " dead
Disability " compensates the amount of money, and A2, tetra- compulsory insurance for traffic accident of motor-drivenvehicle insurance companies of B2, C2, D2 A, B, C, D corresponding " medical expense " compensate the amount of money,
A3, tetra- compulsory insurance for traffic accident of motor-drivenvehicle insurance companies of B3, C3, D3 A, B, C, D corresponding " property loss " compensate the amount of money.
S118 calculates business three and nearly compensates the amount of money.
Specifically, when compulsory insurance for traffic accident of motor-drivenvehicle cannot pay whole amounts of damage claim, the compensation for further calculating business three danger is needed
The amount of money.The compensation amount of money of the business three danger can limit in indemnifying obligation people's respective responsibilities proportional region according to insurance company
Volume and (after compulsory insurance for traffic accident of motor-drivenvehicle is compensated) residue amount of damage claim are calculated.
S120, judges whether business three nearly can pay remaining amount of damage claim.If so, executing step S124.If it is not, holding
Row step S122.
Specifically, the business three of more each project nearly compensates the remaining amount of damage claim of the amount of money and the project, to judge
Whether business three can nearly complete the payment of remaining amount of damage claim.
S122 calculates the compensation amount of money of indemnifying obligation people individual payment.
Specifically, it when business three nearly cannot still pay remaining amount of damage claim, needs in indemnifying obligation people's respective responsibilities
The compensation amount of money of indemnifying obligation people individual payment is further calculated in proportional region.
S124, output result of calculation and corresponding articles of law.
Specifically, the result of calculation includes every compensation of claimant's respective every amount of damage claim, more insurance companies
The amount of money, the respective personal payment amount of multiple indemnifying obligation people etc..In other embodiments, can also prompt calculate in which
Mesh is calculated by limit after the volume of transfiniting.
Meanwhile each calculating project is configured by correlation rule, is associated with corresponding articles of law.Therefore, each is being exported
When the result of calculating, the corresponding articles of law of this and content are also within the scope of output data.
The traffic accident responsibility that the present embodiment is proposed compensates computational methods, can realize motor vehicle by computer language
The computation model that traffic accident responsibility is compensated, front end user only need to input the basic data of party, you can a key obtains rope
It pays for people's amount of damage claim and indemnifying obligation people compensates the result of calculation of the amount of money.Claim side can be met, compensation side, case handle method
Official, tripartite calculate every amount of money of accident responsibility dispute, realize result of calculation unification, accurate, specification, reduce amount of calculation,
Computational efficiency is improved, to improve the case handling efficiency of judge, the degree of belief that both parties calculate compensating the amount of money is improved, reduces
The dispute of case.
Example IV
The present invention also provides another embodiments, that is, provide a kind of computer readable storage medium, the computer
Readable storage medium storing program for executing is stored with traffic accident responsibility and compensates calculation procedure, and the traffic accident responsibility compensates calculation procedure can be by extremely
A few processor executes, so that at least one processor is executed as above-mentioned traffic accident responsibility compensates computational methods
Step.
It should be noted that herein, the terms "include", "comprise" or its any other variant are intended to non-row
His property includes, so that process, method, article or device including a series of elements include not only those elements, and
And further include other elements that are not explicitly listed, or further include for this process, method, article or device institute it is intrinsic
Element.In the absence of more restrictions, the element limited by sentence "including a ...", it is not excluded that including this
There is also other identical elements in the process of element, method, article or device.
The embodiments of the present invention are for illustration only, can not represent the quality of embodiment.
Through the above description of the embodiments, those skilled in the art can be understood that above-described embodiment side
Method can add the mode of required general hardware platform to realize by software, naturally it is also possible to by hardware, but in many cases
The former is more preferably embodiment.Based on this understanding, technical scheme of the present invention substantially in other words does the prior art
Going out the part of contribution can be expressed in the form of software products, which is stored in a storage medium
In (such as ROM/RAM, magnetic disc, CD), including some instructions are used so that a station terminal (can be mobile phone, computer, service
Device, air conditioner or network equipment etc.) execute method described in each embodiment of the present invention.
The embodiment of the present invention is described with above attached drawing, but the invention is not limited in above-mentioned specific
Embodiment, the above mentioned embodiment is only schematical, rather than restrictive, those skilled in the art
Under the inspiration of the present invention, without breaking away from the scope protected by the purposes and claims of the present invention, it can also make very much
Form, all of these belong to the protection of the present invention.
Claims (10)
1. a kind of traffic accident responsibility compensates computational methods, which is characterized in that the method comprising the steps of：
The basic data of traffic accident party is received, the party includes claimant and indemnifying obligation people；
Select calculating basis；
Every amount of damage claim of claimant is calculated according to the basic data and calculating basis；
The compensation amount of money of indemnifying obligation people is calculated according to the sequence of compulsory insurance for traffic accident of motor-drivenvehicle, business three danger, personal payment；And
Export result of calculation.
2. traffic accident responsibility according to claim 1 compensates computational methods, which is characterized in that the calculating basis refers to
What each department were promulgated by government department every year compensates the relevant every statistical data of calculating with traffic accident responsibility, or in law
In the range of permission partial adjustment is carried out on the statistical data basis.
3. traffic accident responsibility according to claim 1 compensates computational methods, which is characterized in that described to calculate claimant's
The step of every amount of damage claim includes：
When the traffic accident is related to single claimant, the claim project of the claimant is selected, the claim of each project is calculated
The amount of money；
When the traffic accident is related to multiple claimants, the claim project of the multiple claimant is selected, is calculated separately each
Claimant corresponds to the amount of damage claim of each project, and accounts for the ratio of the total amount of damage claim of the project.
4. traffic accident responsibility according to claim 3 compensates computational methods, which is characterized in that described to calculate claimant's
The step of every amount of damage claim further includes：
According to projects limit standard of legal provisions, whether the amount of damage claim of each project of intelligent checking claimant is more than law
Defined limit.
5. traffic accident responsibility according to claim 3 or 4 compensates computational methods, which is characterized in that it is described according to compulsory insurance for traffic accident of motor-drivenvehicle,
Business three danger, personal payment sequence the step of calculating the compensation amount of money of indemnifying obligation people include：
When the traffic accident is related to single motor vehicle, is compensated by bicycle and calculate the compulsory insurance for traffic accident of motor-drivenvehicle compensation amount of money；
When the traffic accident is related to multiple motor vehicles, whether duty is had according to each vehicle, is compensated by more vehicles and calculates compulsory insurance for traffic accident of motor-drivenvehicle compensation
The amount of money；
When compulsory insurance for traffic accident of motor-drivenvehicle cannot pay whole amounts of damage claim, according to insurance company in indemnifying obligation people's respective responsibilities proportional region
Limit calculates the compensation amount of money of business three danger；
When business three nearly cannot still pay remaining amount of damage claim, in indemnifying obligation people's respective responsibilities proportional region further
Calculate the compensation amount of money of indemnifying obligation people individual payment.
6. traffic accident responsibility according to claim 5 compensates computational methods, which is characterized in that compensated by more vehicles described
It calculates in the step of compulsory insurance for traffic accident of motor-drivenvehicle compensates the amount of money, by the compulsory insurance for traffic accident of motor-drivenvehicle limit of the corresponding insurance company of each motor vehicle in whole compulsory insurances for traffic accident of motor-drivenvehicle
Ratio in the sum of limit of insurance company is multiplied by the amount of damage claim of claimant, the limit ratio of obtained product and the insurance company
Compared with if it is greater than the limit, then the limit being used to compensate the amount of money as the compulsory insurance for traffic accident of motor-drivenvehicle of the insurance company, otherwise used described
Product compensates the amount of money as the compulsory insurance for traffic accident of motor-drivenvehicle of the insurance company.
7. traffic accident responsibility according to claim 1 compensates computational methods, which is characterized in that the result of calculation includes
The respective every amount of damage claim of claimant, the every of insurance company compensate the amount of money, the respective personal payment amount of indemnifying obligation people.
8. traffic accident responsibility according to claim 7 compensates computational methods, which is characterized in that the output result of calculation
The step of further include：
The associated articles of law of the every result of calculation of output.
9. a kind of electronic device, which is characterized in that the electronic device includes：Memory, processor and it is stored in the storage
On device and the traffic accident responsibility that can run on the processor compensates calculation procedure, and the traffic accident responsibility, which is compensated, to be calculated
Realize that traffic accident responsibility described in any item of the claim 1 to 8 such as compensates calculating side when program is executed by the processor
The step of method.
10. a kind of storage medium, which is characterized in that it is stored with traffic accident responsibility on the storage medium and compensates calculation procedure,
The traffic accident responsibility is compensated when calculation procedure is executed by processor and realizes such as friendship described in any item of the claim 1 to 8
The step of logical accident responsibility compensates computational methods.
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