CN106875548B - Withdrawal method and system - Google Patents

Withdrawal method and system Download PDF

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Publication number
CN106875548B
CN106875548B CN201710014802.1A CN201710014802A CN106875548B CN 106875548 B CN106875548 B CN 106875548B CN 201710014802 A CN201710014802 A CN 201710014802A CN 106875548 B CN106875548 B CN 106875548B
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CN
China
Prior art keywords
withdrawal
mouth
banknote
money
temporary
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CN201710014802.1A
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Chinese (zh)
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CN106875548A (en
Inventor
丁大磊
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Shenzhen Yihua Computer Co Ltd
Shenzhen Yihua Time Technology Co Ltd
Shenzhen Yihua Financial Intelligent Research Institute
Original Assignee
Shenzhen Yihua Computer Co Ltd
Shenzhen Yihua Time Technology Co Ltd
Shenzhen Yihua Financial Intelligent Research Institute
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Priority to CN201710014802.1A priority Critical patent/CN106875548B/en
Publication of CN106875548A publication Critical patent/CN106875548A/en
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    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07DHANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
    • G07D11/00Devices accepting coins; Devices accepting, dispensing, sorting or counting valuable papers
    • G07D11/20Controlling or monitoring the operation of devices; Data handling
    • G07D11/24Managing the stock of valuable papers
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07DHANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
    • G07D11/00Devices accepting coins; Devices accepting, dispensing, sorting or counting valuable papers
    • G07D11/10Mechanical details
    • G07D11/16Handling of valuable papers

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  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The present invention relates to withdrawal technical field more particularly to a kind of withdrawal method and system.Wherein, deposit slot is opened to receive banknote according to the credit request of user, the received banknote of institute is stored in temporary after money-checking;When receiving cancellation deposit instruction, opens the temporary temporary mouth and carry out money back;When receiving confirmation deposit instruction, banknote in described keep in is stored in paper money case, so that equipment is when receiving the cancellation credit request in deposit transaction, mouth can directly be kept in and carry out money back, it no longer needs to that banknote is sent to the progress money back of withdrawal mouth by temporary, to improve user experience and utilization rate of equipment and installations.

Description

Withdrawal method and system
Technical field
The present invention relates to withdrawal technical field more particularly to withdrawal method and system.
Background technique
Currently, it is temporary to be typically provided with a withdrawal mouth, a deposit slot and one in financial self-service equipment, deposit transaction When, it is temporary to can recognize that bank note enters, unidentified bank note enters deposit slot, if client confirms deposit, bank note from it is temporary enter follow Ring paper money case;If client cancels deposit, bank note returns to withdrawal mouth from temporary;When withdrawal transaction, it can recognize that bank note enters withdrawal Mouthful, unidentified bank note is introduced into temporary, enters back into useless paper money case;Or unidentified bank note is directly entered useless paper money case without keeping in.
In conclusion keeping in deposit transaction and being used as interim collection portion, when cancelling deposit, bank note is also needed by temporary It deposits and is retracted into withdrawal mouth again, reduce user experience and self-service device utilization rate.
Summary of the invention
The purpose of the present invention is to provide a kind of withdrawal method and system, it is intended to solve the insurmountable use of the prior art The family experience difference problem low with capacity utilization.
First aspect present invention provides a kind of withdrawal method, and the withdrawal method includes:
Deposit slot is opened to receive banknote according to the credit request of user, and the received banknote of institute is stored in after money-checking In temporary;
When receiving cancellation deposit instruction, opens the temporary temporary mouth and carry out money back;
When receiving confirmation deposit instruction, the banknote in described keep in is stored in paper money case.
Second aspect of the present invention provides a kind of withdrawal system, the withdrawal system include: controller, currency examination device and It is temporary;
The controller opens deposit slot according to the credit request of user to receive banknote, and controlling the currency examination device will be connect The banknote of receipts is stored in temporary after money-checking;
When the controller receives cancellation deposit instruction, opens the temporary temporary mouth and carry out money back;When described When controller receives confirmation deposit instruction, the banknote in described keep in is stored in paper money case.
The present invention provides a kind of withdrawal method and system, opens deposit slot according to the credit request of user to receive paper money The received banknote of institute is stored in temporary by ticket after money-checking;When receiving cancellation deposit instruction, open described temporary Temporary mouth carries out money back;When receiving confirmation deposit instruction, the banknote in described keep in is stored in paper money case, so that self-service device When receiving the cancellation credit request in deposit transaction, it can directly keep in mouth and carry out money back, no longer need to banknote by temporary It is sent to withdrawal mouth and carries out money back, so as to improve user experience and self-service device utilization rate.
Detailed description of the invention
Fig. 1 is the flow diagram of withdrawal method first embodiment of the embodiment of the present invention;
Fig. 2 is the flow diagram of withdrawal method second embodiment of the embodiment of the present invention;
Fig. 3 is the functional block diagram of withdrawal system of the embodiment of the present invention.
Specific embodiment
In order to make the objectives, technical solutions, and advantages of the present invention clearer, with reference to the accompanying drawings and embodiments, right The present invention is further elaborated.It should be appreciated that the specific embodiments described herein are merely illustrative of the present invention, and It is not used in the restriction present invention.
Fig. 1 shows the flow diagram of withdrawal method first embodiment of the embodiment of the present invention, for ease of description, only Part related to the embodiment of the present invention is shown, details are as follows:
In the embodiment of the present invention one, a kind of withdrawal method includes:
Step S101 opens deposit slot to receive banknote, by the received banknote of institute by testing according to the credit request of user It is stored in after paper money in temporary.
In step s101, it specifically, self-service device provided in the present invention includes a deposit slot, receives user and deposits After money request, opens deposit slot and receive banknote.
Preferably, described that deposit slot is opened to receive banknote according to the credit request of user, the received banknote of institute is passed through It is stored in after money-checking in temporary, specifically:
According to the credit request of user, deposit slot is opened to receive banknote, received banknote is sent to currency examination device Money-checking is carried out, if the banknote is genuine notes, the banknote is sent in described keep in;Otherwise the banknote is back to and is taken At money mouth.
Step S102 opens the temporary temporary mouth and carries out money back when receiving cancellation deposit instruction.
In step s 102, it specifically, when carrying out deposit transaction, after receiving cancellation deposit instruction, directly opens The temporary banknote of previous deposit is carried out money back processing by the temporary temporary mouth.
Banknote in described keep in is stored in paper money case when receiving confirmation deposit instruction by step S103.
In step s 103, specifically, when receiving confirmation deposit instruction, the temporary banknote of previous deposit is stored in paper money Case.
The embodiment of the present invention provides a kind of withdrawal method, opens deposit slot according to the credit request of user to receive paper money The received banknote of institute is stored in temporary by ticket after money-checking;When receiving cancellation deposit instruction, open described temporary Temporary mouth carries out money back;When receiving confirmation deposit instruction, the banknote in described keep in is stored in paper money case, so that receiving When cancellation credit request in deposit transaction, it can directly keep in mouth and carry out money back, no longer need to be taken by temporary be sent to banknote Money mouth carries out money back, to improve user experience and self-service device utilization rate.
Fig. 2 shows the flow diagrams of withdrawal method second embodiment of the embodiment of the present invention, for ease of description, only Part related to the embodiment of the present invention is shown, details are as follows:
In the embodiment of the present invention two, the withdrawal method further include:
Step S201 judges whether user's single withdrawal bank note quantity is desirable greater than single according to the withdrawal request of user Money bank note quantity, step S202 are then to prompt user that the temporary mouth of increase is selected to withdraw the money as the second withdrawal mouth, step S203, it is no, then receive the withdrawal transaction request of user.
Specifically, in step s 201, when carrying out withdrawal transaction, the withdrawal amount that user inputs is taken with preset single The comparison of the money amount of money in step S202, prompts user's selection if the withdrawal amount of user's input is greater than single withdrawal amount Increase temporary mouth to withdraw the money as the second withdrawal mouth, if the withdrawal amount of user's input is less than or equal to single withdrawal amount, Then in step S203, does not prompt user that the temporary mouth of increase is selected to withdraw the money as the second withdrawal mouth, receive the withdrawal of user Transaction, passes through withdrawal mouth note output.
Preferably, in step S202, the prompt user selects the temporary mouth of increase to withdraw the money as the second withdrawal mouth, Specifically:
Display reference matches paper money scheme for selection by the user, and carries out with paper money and go out according to the reference quota scheme that user selects Paper money.
Specifically, display may be configured as a series of fixed numbers with reference to paper money scheme, highest numerical value is that can use highest in the odd-numbered day The amount of money-single withdrawal amount is carried out according to the specific amount of money that user selects with paper money and note output.
Optionally, it keeps in mouth and withdrawal mouth is arranged to the withdrawal mouth selected for user simultaneously, or be set as in turn Note output, it is subsequent and so on for the second time from temporary mouth note output for the first time from withdrawal mouth note output.
Further, in embodiments of the present invention, the withdrawal method further include: when detecting withdrawal mouth failure, Start temporary mouth as withdrawal mouth.
Specifically, start temporary mouth as withdrawal mouth according to instruction when detecting withdrawal mouth failure, meanwhile, switching is temporary The function of mouth is deposited, so that the function of temporary mouth is consistent with the function of withdrawal mouth, when receiving wholesale withdrawal request, is not reresented Increase withdrawal mouth.
The embodiment of the present invention provides a kind of withdrawal method, according to the withdrawal request of user, judges user's single withdrawal paper Whether coin quantity, which is greater than single, can withdraw the money bank note quantity, be then prompt user select to increase temporary mouth as the second withdrawal mouth into Row is withdrawn the money, no, then receives the withdrawal transaction request of user.When wholesale is withdrawn the money, user's withdrawal number is reduced, to improve user Experience and self-service device working efficiency.
Fig. 3 shows the functional block diagram of withdrawal system of the embodiment of the present invention, for ease of description, illustrates only Part related to the embodiment of the present invention, details are as follows:
In the embodiment of the present invention three, a kind of withdrawal system includes: controller 301, currency examination device 302 and temporary 303.
The controller 301 opens deposit slot according to the credit request of user to receive banknote, controls the currency examination device 302 The received banknote of institute is stored in temporary 303 after money-checking.
Specifically, self-service device provided in the present invention includes a deposit slot, when self-service device receives user's deposit After request, opens deposit slot and receive banknote.
Preferably, the controller 301 according to the credit request of user open deposit slot to receive banknote, by institute it is received Banknote is stored in temporary 303 after money-checking, specifically:
The controller 301 opens deposit slot to receive banknote, by received banknote according to the credit request of user It is sent to currency examination device 302 and carries out money-checking, if the banknote is genuine notes, the banknote is sent in described temporary 303;Otherwise The banknote is back at withdrawal mouth.
When the controller 301 receives cancellation deposit instruction, opens the temporary 303 temporary mouth and carry out money back.
Specifically, the controller 301 after receiving cancellation deposit instruction, open by control when carrying out deposit transaction The banknote of previous deposit temporary 303 is carried out money back processing by the temporary 303 temporary mouth.
When the controller 301 receives confirmation deposit instruction, the banknote in described temporary 303 is stored in paper money case.
Specifically, the banknote of previous deposit temporary 303 is deposited when the controller 301 receives confirmation deposit instruction Note input case.
The embodiment of the present invention provides a kind of withdrawal system, comprising: controller 301, currency examination device 302 and temporary 303.Control Device 301 processed opens deposit slot according to the credit request of user to receive banknote, and the received banknote of institute is stored in after money-checking In temporary 303;When controller 301 receives cancellation deposit instruction, opens the temporary 303 temporary mouth and carry out money back;When When controller 301 receives confirmation deposit instruction, the banknote in described temporary 303 is stored in paper money case, so that controller 301 is connecing When receiving the cancellation credit request in deposit transaction, it can directly keep in mouth and carry out money back, no longer need to be sent out banknote by temporary 303 It send to withdrawal mouth and carries out money back, to improve user experience and self-service device utilization rate.
In the embodiment of the present invention four, the controller 301 is also used to:
Controller 301 judges whether user's single withdrawal bank note quantity is desirable greater than single according to the withdrawal request of user Money bank note quantity is then to prompt user that the temporary mouth of increase is selected to withdraw the money as the second withdrawal mouth, no, then receives user's Withdrawal transaction request.
Specifically, the withdrawal amount and preset single that controller 301 inputs user are withdrawn the money when carrying out withdrawal transaction Amount of money comparison, if the withdrawal amount of user's input is greater than single withdrawal amount, controller 301 ifs prompt user select to increase it is temporary It deposits mouth to withdraw the money as the second withdrawal mouth, if the withdrawal amount of user's input is less than or equal to single withdrawal amount, controller 301 do not prompt then user that the temporary mouth of increase is selected to withdraw the money as the second withdrawal mouth, receive the withdrawal transaction of user, control is opened Dynamic withdrawal mouth note output.
Preferably, the controller 301 prompts user that the temporary mouth of increase is selected to withdraw the money as the second withdrawal mouth, specifically Are as follows:
Display is with reference to paper money scheme, for selection by the user, controller 301 is carried out according to the reference quota scheme that user selects With paper money and note output.
Specifically, such as X user's bank card odd-numbered day is 20000 yuan in the Maximum Amount that self-service device is withdrawn the money, certain bank The self-service device single withdrawal amount at place is 5000 yuan, keeps in mouth as the second withdrawal mouth, is set as one with reference to paper money scheme The specific amount of money of series, such as 1000 yuan, 2000 yuan, 3000 yuan, 5000 yuan to Maximum Amount (odd-numbered day can use Maximum Amount-single and take The money amount of money) etc. a series of optional amount of money.
When X user withdraws the money 15000 yuan day by day, 15000 yuan of withdrawal amount are inputted on the self-service device in certain bank somewhere, Since 15000 yuan are greater than 5000 yuan of single withdrawal amount, then self-service device prompt user may be selected to increase a bank note dispensing port, that is, temporary Mouth is deposited, and is shown with reference to paper money scheme, 1000 yuan, 2000 yuan, 3000 yuan, 5000 yuan to 10000 yuan of paper money can be matched.As user selects The temporary mouth of increase is selected, is 5000 yuan with the paper money amount of money, then self-service device withdrawal mouth and temporary mouth are opened simultaneously, withdrawal mouth note output 5000 Member keeps in 5000 yuan of mouth note output, which is 10000 yuan, and remaining 5000 yuan are withdrawn the money at second When, since 5000 yuan are equal to single withdrawal amount, then do not prompt user that the temporary mouth of increase is selected to take as the second withdrawal mouth Money directly receives the withdrawal transaction of user, and by 5000 yuan of withdrawal mouth note output, withdrawal terminates;If user selects to increase temporary mouth, It is 10000 yuan with the paper money amount of money, then self-service device withdrawal mouth and temporary mouth are opened simultaneously, which is 15000 yuan, withdrawal terminates.
Optionally, it keeps in mouth and withdrawal mouth is arranged to the withdrawal mouth selected for user simultaneously, or be set as in turn Note output, it is subsequent and so on for the second time from temporary mouth note output for the first time from withdrawal mouth note output.
Further, in embodiments of the present invention, the controller 301 is also used to: when detecting withdrawal mouth failure, being opened Dynamic temporary mouth is as withdrawal mouth.
Specifically, control withdrawal system will not stop when controller 301 detects that withdrawal mouth failure is unable to normal use It only uses, but issues instruction and start temporary mouth as withdrawal mouth, by the function switch of temporary mouth to the function one with withdrawal mouth It causes, so that withdrawal transaction is normally carried out.When encountering wholesale withdrawal, controller 301 will no longer issue command prompt and increase withdrawal Mouthful.
It includes: controller 301, currency examination device 302 and temporary 303 that the embodiment of the present invention, which provides a kind of withdrawal system,.Control Device 301 processed judges whether user's single withdrawal bank note quantity is greater than single and can withdraw the money bank note quantity according to the withdrawal request of user, It is then to prompt user that the temporary mouth of increase is selected to withdraw the money as the second withdrawal mouth, no, then the withdrawal transaction for receiving user is asked It asks.When wholesale is withdrawn the money, user's withdrawal number is reduced, to improve user experience and self-service device working efficiency.
The above description is merely a specific embodiment, but scope of protection of the present invention is not limited thereto, any Those familiar with the art in the technical scope disclosed by the present invention, can readily occur in various equivalent modifications or replace It changes, these modifications or substitutions should be covered by the protection scope of the present invention.Therefore, protection scope of the present invention should be with right It is required that protection scope subject to.

Claims (8)

1. a kind of withdrawal method, which is characterized in that the withdrawal method includes:
Deposit slot is opened to receive banknote according to the credit request of user, the received banknote of institute is stored in after money-checking temporary In;
When receiving cancellation deposit instruction, opens the temporary temporary mouth and carry out money back;
When receiving confirmation deposit instruction, the banknote in described keep in is stored in paper money case;
The withdrawal method further include:
According to the withdrawal request of user, judge whether user's single withdrawal bank note quantity is greater than single and can withdraw the money bank note quantity, be, Then prompt user that the temporary mouth of increase is selected to withdraw the money as the second withdrawal mouth, it is no, then receive the withdrawal transaction request of user.
2. withdrawal method as described in claim 1, which is characterized in that it is described according to the credit request of user open deposit slot with Banknote is received, the received banknote of institute is stored in temporary after money-checking, specifically:
According to the credit request of user, deposit slot is opened to receive banknote, received banknote is sent to currency examination device and is carried out The banknote is sent in described keep in by money-checking if the banknote is genuine notes;Otherwise the banknote is back to withdrawal mouth Place.
3. withdrawal method as described in claim 1, which is characterized in that the prompt user selects to increase temporary mouth as the The step of two withdrawal mouths are withdrawn the money include:
Display reference matches paper money scheme for selection by the user, and is carried out according to the reference quota scheme that user selects with paper money and note output.
4. withdrawal method as described in claim 1, which is characterized in that the withdrawal method further include:
When detecting withdrawal mouth failure, start temporary mouth as withdrawal mouth.
5. a kind of withdrawal system, which is characterized in that the withdrawal system includes controller, currency examination device and keeps in;
The controller opens deposit slot according to the credit request of user to receive banknote, controls the currency examination device institute is received Banknote is stored in temporary after money-checking;
When the controller receives cancellation deposit instruction, opens the temporary temporary mouth and carry out money back;When the control When device receives confirmation deposit instruction, the banknote in described keep in is stored in paper money case;
The controller is also used to:
According to the withdrawal request of user, judge whether user's single withdrawal bank note quantity is greater than single and can withdraw the money bank note quantity, be, Then prompt user that the temporary mouth of increase is selected to withdraw the money as the second withdrawal mouth, it is no, then receive the withdrawal transaction request of user.
6. withdrawal system as claimed in claim 5, which is characterized in that the controller is also used to:
According to the credit request of user, deposit slot is opened to receive banknote, received banknote is sent to currency examination device and is carried out The banknote is sent in described keep in by money-checking if the banknote is genuine notes;Otherwise the banknote is back to withdrawal mouth Place.
7. withdrawal system as claimed in claim 5, which is characterized in that the controller is also used to:
Display reference matches paper money scheme for selection by the user, and is carried out according to the reference quota scheme that user selects with paper money and note output.
8. withdrawal system as claimed in claim 5, which is characterized in that the controller is also used to:
When detecting withdrawal mouth failure, start temporary mouth as withdrawal mouth.
CN201710014802.1A 2017-01-09 2017-01-09 Withdrawal method and system Active CN106875548B (en)

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Application Number Priority Date Filing Date Title
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Application Number Priority Date Filing Date Title
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CN106875548B true CN106875548B (en) 2019-02-01

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Families Citing this family (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN107316411A (en) * 2017-06-16 2017-11-03 深圳怡化电脑股份有限公司 A kind of deposit method and financial self-service equipment
CN108109286B (en) * 2017-12-29 2020-11-06 中国银行股份有限公司 Multi-screen automatic deposit and withdrawal device
CN108665611B (en) * 2018-05-14 2020-07-24 深圳怡化电脑股份有限公司 Paper money processing method, paper money processing device and electronic equipment
CN112233342B (en) * 2020-10-15 2022-07-19 山东新北洋信息技术股份有限公司 Cash dispensing method and cash handling device

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* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN2884348Y (en) * 2005-12-23 2007-03-28 宝录电子股份有限公司 Apparatus for feeding/turning-back of coins
JP4952144B2 (en) * 2006-08-24 2012-06-13 沖電気工業株式会社 Automatic transaction equipment
CN201035640Y (en) * 2007-01-24 2008-03-12 北京兆维科技股份有限公司 Apparatus for processing paper money
CN101980307B (en) * 2010-11-02 2012-08-22 易程(苏州)电子科技股份有限公司 Paper money receiver
CN104809803A (en) * 2015-04-30 2015-07-29 深圳市怡化时代科技有限公司 Withdrawal method and withdrawal system
CN105844783B (en) * 2016-03-17 2019-04-26 深圳怡化电脑股份有限公司 Withdrawal method and system

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