CN106157024A - The method carrying out reimbursement of expense based on client's flow mobile phone A pp - Google Patents
The method carrying out reimbursement of expense based on client's flow mobile phone A pp Download PDFInfo
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- CN106157024A CN106157024A CN201610516753.7A CN201610516753A CN106157024A CN 106157024 A CN106157024 A CN 106157024A CN 201610516753 A CN201610516753 A CN 201610516753A CN 106157024 A CN106157024 A CN 106157024A
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0645—Rental transactions; Leasing transactions
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Abstract
The invention discloses the method carrying out reimbursement of expense based on client's flow mobile phone A pp.Its concrete operation step is as follows: operation of returning the car car rental, and carries out the automatic statement of account by leasing system, calculates the expense of car rental；Leasing system reads member's accounts information by car rental, and the expense of the fund in member's account with car rental is compared, if the fund in member's account can pay the expense of car rental, automatically deducts fees and informs client by short message mode；If the fund in member's account can not pay the expense of car rental, then automatically generate the expense bill of car rental, and pointed out by mobile phone A pp, the suitable means of payment of customer selecting, after deducting fees successfully, premium notice list can be generated, and inform client by short message mode.The invention has the beneficial effects as follows: solve member's concentrating payment pressure to server, enhance Consumer's Experience sense；Be conducive to meeting use car demand and the popularization of member of member from multi-angle.
Description
Technical field
The present invention relates to automobile leasing correlative technology field, refer in particular to carry out expense based on client's flow mobile phone A pp
The method paid.
Background technology
The most ripe leasing system typically uses book keeping operation formula scheme, and during operation, every single lease needs artificial participation,
Self-service leasehold mode cannot be realized.
Documents 1: China Patent Publication No.: CN104282088A title: a kind of electric automobile based on charging pile is rented
Management system of renting and management of leasing method thereof, it is provided that a kind of electric automobile lease management system based on charging pile, it is the most special
Levying and be to combine intelligent terminal or computer, the situation of hiring a car etc. can be inquired about by related personnel quickly and easily.
Documents 2: China Patent Publication No.: CN103854374A title: electronic traffic based on periodical balancing pattern
Instrument electricity consumption charging method and device, it is provided that a kind of electric vehicle electricity consumption charging method based on periodical balancing pattern and dress
Put, be characterised by, with using electricity card, in electricity card, being provided with information and the disbursement and sattlement mode of account.Intelligent electricity consumption can be carried out
Charging.
Documents 3: China Patent Publication No.: CN103944201A title: a kind of electric automobile timing charging pile, it is provided that
A kind of electric automobile timing charging pile, is characterised by that be provided with time switch is timed charging setting to electric automobile.
In prior art, still there is the most ripe leasing system and typically use book keeping operation formula scheme, every during operation
Single lease needs artificial participation, it is impossible to the problem realizing self-service leasehold mode.For with client's flow shunt at overall height peak
Solution, payment aspect equally exists server stress.
Summary of the invention
The present invention is to there is above-mentioned deficiency in prior art to overcome, it is provided that a kind of alleviation paying server pressure
The method carrying out reimbursement of expense based on client's flow mobile phone A pp.
To achieve these goals, the present invention is by the following technical solutions:
The method carrying out reimbursement of expense based on client's flow mobile phone A pp, client is in operation of returning the car car rental
Time, realize, by the method for multiple payment in mobile phone A pp, the purpose paid of avoiding the peak hour according to the fund state in member's account, subtract
The pressure of little paying server, concrete operation step is as follows:
(1) car rental is returned the car operation, and carry out the automatic statement of account by leasing system, calculate taking of car rental
With；
(2) leasing system reads member's accounts information by car rental, and by the fund in member's account and Car Rental
Expense compare, if the fund in member's account can pay the expense of car rental, then enter into step (5)；
If the fund in member's account can not pay the expense of car rental, then enter into step (3)；
(3) automatically generate the expense bill of car rental, and pointed out by mobile phone A pp；
(4) client selects the suitable means of payment by mobile phone A pp；
(5), after leasing system is deducted fees successfully, premium notice list can be generated, and inform client by short message mode.
The present invention carry out car rental return the car operation in, leasing system by select the different means of payment effectively solve
Determine member's concentrating payment pressure to server when client's flow on peak, and enhanced the Consumer's Experience of leasing system
Sense；Mobile phone A pp of client uses multiple payment scheme perform simultaneously, be conducive to using car demand from what multi-angle met member
And the popularization of member.
As preferably, in step (1), car rental is returned the car operation time, client needs synchronization to open mobile phone
App, after confirming information of returning the car, leasing system carries out the automatic statement of account.Prevent car rental information inconsistent, cause the property of client
Loss.
As preferably, in step (2), if having coupons in member's account, then leasing system can be according to car rental
Expense, deduct coupons in advance, then calculate the car rental expense of actually required payment, then with the fund in member's account
Compare.So it is designed to while to member privilege, additionally it is possible to ensure effective use of coupons, promote user's body
Test, beneficially the popularization of member.
As preferably, in step (2), if having in member's account for time certificate, then leasing system first can be according to lease
The use time of vehicle, in advance deduction for time certificate, then calculate the car rental expense of actually required payment, then with member's account
Interior fund compares.So be designed to while to member privilege, additionally it is possible to ensure for time certificate effective use, carry
Rise the popularization of Consumer's Experience, beneficially member.
As preferably, in step (2), if having coupons and Dai Shi certificate in member's account, then first leasing system can
The use time according to car rental, in advance deduction for time certificate, then calculate the required car rental expense paid, root the most again
Deduct coupons according to the expense of car rental, finally calculate the car rental expense of actually required payment, and in member's account
Fund compare.So it is designed to while to member privilege, additionally it is possible to ensure the effective of coupons and Dai Shi certificate
Use, promote the popularization of Consumer's Experience, beneficially member.
As preferably, in step (4), the suitable means of payment includes that pay down, binding pay and time delay pays, its
Middle pay down is paid the fees by Third-party payment platform, and binding PayPal is crossed the mobile phone App binding credit card and paid the fees, and prolongs
Time PayPal cross mobile phone App and select after corresponding delay time, be re-introduced in step (4).Combined by three kinds of schemes and make
With, effectively solve member's concentrating payment pressure to server, and enhance the Consumer's Experience sense of system.
As preferably, described Third-party payment platform includes that Unionpay's payment platform, Alipay payment platform and wechat are propped up
Pay platform.It is designed to meet the demand of different user by Third-party payment platform, the means of payment can also be widened simultaneously.
As preferably, when using the credit card to pay the fees, need to carry out authentication, and the method that authentication uses
Including finger print identifying, recognition of face certification and identity document certification.Pass through authentication, it is possible to ensure the account of client credit card
Safety, improves the security reliability of leasing system.
As preferably, when time delay pays, leasing system can be according to the credit worthiness of member's account to time delay number of times and time delay
Time limits, if time delay pay number of times or the time exceed leasing system to restriction time, then cannot select time delay
The mode paid pays.By the examination & verification to client's credit worthiness, it is possible to further improve Consumer's Experience sense.
As preferably, after selecting time delay to pay, client selects suitable delay time, leasing system by mobile phone A pp
Clocked operation is carried out, if being paid the fees by other two ways in step (4) at the appointed time after obtaining delay time
Operation, then enter in step (5)；If not carrying out payment operation at the appointed time, leasing system sends payment information to visitor
Family, informs that client needs to pay the corresponding Late Payment Fee beyond the time simultaneously, and recorded in the examination & verification of client's credit worthiness.So design
Ensure that the reliability service of leasing system.
The invention has the beneficial effects as follows: effectively solve when client's flow on peak member's concentrating payment to service
The pressure of device, and enhance the Consumer's Experience sense of leasing system；Use multiple payment scheme to perform simultaneously, be conducive to from multi-angle
Meet member uses car demand and the popularization of member.
Accompanying drawing explanation
Fig. 1 is the workflow diagram of the present invention.
Detailed description of the invention
The present invention will be further described with detailed description of the invention below in conjunction with the accompanying drawings.
In embodiment as described in Figure 1, the method carrying out reimbursement of expense based on client's flow mobile phone A pp, client is right
Car rental carry out returning the car operation time, real by the method for multiple payment in mobile phone A pp according to the fund state in member's account
Now avoid the peak hour pay purpose, reduce the pressure of paying server, concrete operation step is as follows:
(1) returning the car car rental operation, client needs synchronization to open mobile phone A pp, after confirming information of returning the car, and leads to
Cross leasing system and carry out the automatic statement of account, calculate the expense of car rental；
(2) leasing system reads member's accounts information by car rental, and by the fund in member's account and Car Rental
Expense compare, if the fund in member's account can pay the expense of car rental, then enter into step (5)；
If the fund in member's account can not pay the expense of car rental, then enter into step (3)；
(3) automatically generate the expense bill of car rental, and pointed out by mobile phone A pp；
(4) client selects the suitable means of payment by mobile phone A pp；The suitably means of payment includes pay down, binding
Paying and time delay pays, wherein pay down is paid the fees by Third-party payment platform, and Third-party payment platform includes Unionpay
Payment platform, Alipay payment platform and wechat payment platform；Binding PayPal is crossed the mobile phone App binding credit card and is paid the fees,
When using the credit card to pay the fees, need to carry out authentication, and the method that authentication uses includes finger print identifying, face
Identify certification and identity document certification；After time delay PayPal crosses the mobile phone App corresponding delay time of selection, it is re-introduced into step
(4) in；When time delay pays, time delay number of times and delay time can be limited by leasing system according to the credit worthiness of member's account
System, if time delay pay number of times or the time exceed leasing system to restriction time, then cannot select the mode that time delay pays
Pay；After selecting time delay to pay, client selects suitable delay time by mobile phone A pp, and leasing system obtains time delay
Carrying out Clocked operation after time, if carrying out payment operation by other two ways in step (4) at the appointed time, then entering
Enter in step (5)；If not carrying out payment operation at the appointed time, leasing system transmission payment information, to client, is accused simultaneously
Person in charge of reception at ceremonies family needs to pay the corresponding Late Payment Fee beyond the time, and recorded in the examination & verification of client's credit worthiness；
(5), after leasing system is deducted fees successfully, premium notice list can be generated, and inform client by short message mode.
Wherein, in step (2), if having coupons in member's account, then leasing system can taking according to car rental
With, deduct coupons in advance, then calculate the car rental expense of actually required payment, then carry out with the fund in member's account
Relatively.In step (2), if having in member's account for time certificate, then leasing system first can according to the use of car rental time
Between, in advance deduction for time certificate, then calculate the car rental expense of actually required payment, then carry out with the fund in member's account
Relatively.In step (2), if having coupons and Dai Shi certificate in member's account, then leasing system first can be according to car rental
The use time, in advance deduction for time certificate, then calculate the required car rental expense paid, afterwards further according to car rental
Expense deducts coupons, finally calculates the car rental expense of actually required payment, compares with the fund in member's account
Relatively.
The present invention, with leasing system as core, provides the flow algorithms of a set of fund, wherein for keeping away based on member's account
Exempt to pay with client's flow at overall height peak that pressure is excessive caused negatively influencing, leasing system to achieve bill payment server
The strategy of+pay down+time delay payment+credit card auto deduction, four kinds of schemes are used in combination, it is achieved that the mesh paid of avoiding the peak hour
, effectively solve member's concentrating payment pressure to server, and enhance the Consumer's Experience sense of system；Meanwhile, favorably
In the use car demand and the popularization of member that meet member from multi-angle.For said method, peak period is the one of payment scheme
Individual influence condition, but the execution of payment scheme is unrelated with peak period；The credit card binding one that simply leasing system is withholdd
The means of payment, concrete execution also needs to without the close qualification withholdd；The amount of money of hiring a car that concrete charging amount only calculates with leasing system
Relevant with operation activity, direct relation is there is not with the means of payment.
Claims (10)
1. the method carrying out reimbursement of expense based on client's flow mobile phone A pp, is characterized in that, car rental is being carried out also by client
During car operation, realize, by the method for multiple payment in mobile phone A pp, the mesh paid of avoiding the peak hour according to the fund state in member's account
, reducing the pressure of paying server, concrete operation step is as follows:
(1) car rental is returned the car operation, and carry out the automatic statement of account by leasing system, calculate the expense of car rental；
(2) leasing system reads member's accounts information by car rental, and by the fund in member's account and car rental
Expense compares, if the fund in member's account can pay the expense of car rental, then enters into step (5)；If
Fund in member's account can not pay the expense of car rental, then enter into step (3)；
(3) automatically generate the expense bill of car rental, and pointed out by mobile phone A pp；
(4) client selects the suitable means of payment by mobile phone A pp；
(5), after leasing system is deducted fees successfully, premium notice list can be generated, and inform client by short message mode.
The method carrying out reimbursement of expense based on client's flow mobile phone A pp the most according to claim 1, is characterized in that,
In step (1), car rental is returned the car operation time, client needs synchronization to open mobile phone A pp, after confirming information of returning the car, rents
The system of renting carries out the automatic statement of account.
The method carrying out reimbursement of expense based on client's flow mobile phone A pp the most according to claim 1, is characterized in that,
In step (2), if having coupons in member's account, then leasing system can deduct cash equivalent in advance according to the expense of car rental
Certificate, then calculates the car rental expense of actually required payment, then compares with the fund in member's account.
The method carrying out reimbursement of expense based on client's flow mobile phone A pp the most according to claim 1, is characterized in that,
In step (2), if having in member's account for time certificate, then leasing system first can be according to the use time of car rental, in advance
Deduct for time certificate, then calculate the car rental expense of actually required payment, then compare with the fund in member's account.
The method carrying out reimbursement of expense based on client's flow mobile phone A pp the most according to claim 1, is characterized in that,
In step (2), if having coupons and Dai Shi certificate in member's account, then leasing system first can according to the use of car rental time
Between, in advance deduction for time certificate, then calculate the required car rental expense paid, the expense further according to car rental is detained afterwards
Except coupons, finally calculate the car rental expense of actually required payment, compare with the fund in member's account.
The method carrying out reimbursement of expense based on client's flow mobile phone A pp the most according to claim 1, is characterized in that,
In step (4), the suitable means of payment includes that pay down, binding pay and time delay pays, and wherein pay down passes through the 3rd
Side's payment platform is paid the fees, and binding PayPal is crossed the mobile phone App binding credit card and paid the fees, and time delay PayPal crosses mobile phone App
After selecting corresponding delay time, it is re-introduced in step (4).
The method carrying out reimbursement of expense based on client's flow mobile phone A pp the most according to claim 6, is characterized in that, institute
The Third-party payment platform stated includes Unionpay's payment platform, Alipay payment platform and wechat payment platform.
The method carrying out reimbursement of expense based on client's flow mobile phone A pp the most according to claim 6, is characterized in that,
When using the credit card to pay the fees, need to carry out authentication, and the method that authentication uses includes that finger print identifying, face are known
Not certification and identity document certification.
The method carrying out reimbursement of expense based on client's flow mobile phone A pp the most according to claim 6, is characterized in that,
When time delay pays, time delay number of times and delay time can be limited by leasing system according to the credit worthiness of member's account, if prolonged
The number of times of Shi Zhifu or time exceed leasing system to restriction time, then the mode that time delay cannot be selected to pay pays.
10. according to the method carrying out reimbursement of expense based on client's flow mobile phone A pp described in claim 6 or 9, its feature
It is that after selecting time delay to pay, client selects suitable delay time by mobile phone A pp, after leasing system obtains delay time
Carrying out Clocked operation, if carrying out payment operation by other two ways in step (4) at the appointed time, then entering into step
Suddenly in (5)；If not carrying out payment operation at the appointed time, leasing system transmission payment information, to client, informs client simultaneously
Need to pay the corresponding Late Payment Fee beyond the time, and recorded in the examination & verification of client's credit worthiness.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610516753.7A CN106157024A (en) | 2016-07-01 | 2016-07-01 | The method carrying out reimbursement of expense based on client's flow mobile phone A pp |
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| Application Number | Priority Date | Filing Date | Title |
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| CN201610516753.7A CN106157024A (en) | 2016-07-01 | 2016-07-01 | The method carrying out reimbursement of expense based on client's flow mobile phone A pp |
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| CN106157024A true CN106157024A (en) | 2016-11-23 |
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| CN201610516753.7A Pending CN106157024A (en) | 2016-07-01 | 2016-07-01 | The method carrying out reimbursement of expense based on client's flow mobile phone A pp |
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN111260800A (en) * | 2018-11-30 | 2020-06-09 | 上海博泰悦臻电子设备制造有限公司 | Payment method, payment system, vehicle-mounted terminal and computer-readable storage medium |
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| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104240399A (en) * | 2014-07-14 | 2014-12-24 | 罗宪波 | Online car renting and returning method and online car renting and returning system |
| CN104751524A (en) * | 2015-03-26 | 2015-07-01 | 广东驿亭信息科技有限公司 | Parking fee payment method based on mobile internet |
| CN105575007A (en) * | 2016-02-17 | 2016-05-11 | 李栋 | Intelligent self-service vehicle rental management system and method |
-
2016
- 2016-07-01 CN CN201610516753.7A patent/CN106157024A/en active Pending
Patent Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104240399A (en) * | 2014-07-14 | 2014-12-24 | 罗宪波 | Online car renting and returning method and online car renting and returning system |
| CN104751524A (en) * | 2015-03-26 | 2015-07-01 | 广东驿亭信息科技有限公司 | Parking fee payment method based on mobile internet |
| CN105575007A (en) * | 2016-02-17 | 2016-05-11 | 李栋 | Intelligent self-service vehicle rental management system and method |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN111260800A (en) * | 2018-11-30 | 2020-06-09 | 上海博泰悦臻电子设备制造有限公司 | Payment method, payment system, vehicle-mounted terminal and computer-readable storage medium |
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Application publication date: 20161123 |
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