CN104166915A - 电子钱包支付方法和*** - Google Patents
电子钱包支付方法和*** Download PDFInfo
- Publication number
- CN104166915A CN104166915A CN201410183006.7A CN201410183006A CN104166915A CN 104166915 A CN104166915 A CN 104166915A CN 201410183006 A CN201410183006 A CN 201410183006A CN 104166915 A CN104166915 A CN 104166915A
- Authority
- CN
- China
- Prior art keywords
- payment
- terminal
- stored value
- value card
- account
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Granted
Links
- 238000000034 method Methods 0.000 title claims abstract description 35
- 230000008569 process Effects 0.000 claims abstract description 16
- 238000007726 management method Methods 0.000 claims description 38
- 238000012011 method of payment Methods 0.000 claims description 27
- 230000005540 biological transmission Effects 0.000 claims description 18
- 239000013589 supplement Substances 0.000 claims description 15
- 238000004891 communication Methods 0.000 claims description 13
- 230000004044 response Effects 0.000 claims description 7
- 230000008054 signal transmission Effects 0.000 claims description 4
- 238000002604 ultrasonography Methods 0.000 claims description 4
- 230000008901 benefit Effects 0.000 abstract description 2
- 230000008859 change Effects 0.000 description 6
- 238000010586 diagram Methods 0.000 description 6
- 230000001502 supplementing effect Effects 0.000 description 5
- 238000005516 engineering process Methods 0.000 description 4
- 238000012795 verification Methods 0.000 description 4
- 230000006870 function Effects 0.000 description 3
- 230000000712 assembly Effects 0.000 description 2
- 238000000429 assembly Methods 0.000 description 2
- 238000004590 computer program Methods 0.000 description 2
- 238000012790 confirmation Methods 0.000 description 2
- 238000013461 design Methods 0.000 description 2
- 239000000835 fiber Substances 0.000 description 2
- 230000003287 optical effect Effects 0.000 description 2
- 238000012856 packing Methods 0.000 description 2
- 238000012545 processing Methods 0.000 description 2
- 238000009877 rendering Methods 0.000 description 2
- 230000009286 beneficial effect Effects 0.000 description 1
- 230000005611 electricity Effects 0.000 description 1
- 238000012986 modification Methods 0.000 description 1
- 230000004048 modification Effects 0.000 description 1
- 238000001228 spectrum Methods 0.000 description 1
- 238000010200 validation analysis Methods 0.000 description 1
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/16—Payments settled via telecommunication systems
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Finance (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Networks & Wireless Communication (AREA)
- Cash Registers Or Receiving Machines (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
Description
Claims (17)
Priority Applications (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
CN201410183006.7A CN104166915B (zh) | 2014-04-30 | 2014-04-30 | 电子钱包支付方法和*** |
PCT/CN2015/082863 WO2015165427A1 (zh) | 2014-04-30 | 2015-06-30 | 基于电子钱包的支付方法和*** |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
CN201410183006.7A CN104166915B (zh) | 2014-04-30 | 2014-04-30 | 电子钱包支付方法和*** |
Publications (2)
Publication Number | Publication Date |
---|---|
CN104166915A true CN104166915A (zh) | 2014-11-26 |
CN104166915B CN104166915B (zh) | 2016-06-29 |
Family
ID=51910711
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
CN201410183006.7A Active CN104166915B (zh) | 2014-04-30 | 2014-04-30 | 电子钱包支付方法和*** |
Country Status (1)
Country | Link |
---|---|
CN (1) | CN104166915B (zh) |
Cited By (19)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN104700269A (zh) * | 2015-03-31 | 2015-06-10 | 小米科技有限责任公司 | 移动支付方法及装置 |
WO2015165427A1 (zh) * | 2014-04-30 | 2015-11-05 | 深圳光启智能光子技术有限公司 | 基于电子钱包的支付方法和*** |
CN105141613A (zh) * | 2015-09-07 | 2015-12-09 | 浪潮软件集团有限公司 | 一种基于互联网的流支付*** |
CN105678529A (zh) * | 2015-12-28 | 2016-06-15 | 赵霖 | 一种网络平台资金防盗取的方法及*** |
CN105868972A (zh) * | 2016-03-29 | 2016-08-17 | 上海斐讯数据通信技术有限公司 | 一种支付***及挂失方法 |
CN105989484A (zh) * | 2015-02-13 | 2016-10-05 | 阿里巴巴集团控股有限公司 | 一种密码重置方法和装置 |
CN106296293A (zh) * | 2016-08-16 | 2017-01-04 | 成都仁通融合信息技术有限公司 | 一种基于电子钱包地铁乘车方法 |
CN107330690A (zh) * | 2017-06-26 | 2017-11-07 | 中国人民银行数字货币研究所 | 数字货币的应用钱包与银行钱包进行绑定的方法和*** |
CN107369018A (zh) * | 2017-06-26 | 2017-11-21 | 中国人民银行数字货币研究所 | 数字货币钱包的绑定方法和绑定*** |
WO2017219807A1 (zh) * | 2016-06-20 | 2017-12-28 | ***股份有限公司 | 移动终端支付方法 |
CN108205755A (zh) * | 2016-12-19 | 2018-06-26 | 北京握奇智能科技有限公司 | 一种电子支付***及方法 |
WO2018171272A1 (zh) * | 2017-03-22 | 2018-09-27 | 深圳付贝科技有限公司 | 一种支付方法及其装置、***及电子设备 |
CN109583883A (zh) * | 2018-10-10 | 2019-04-05 | 山西特信环宇信息技术有限公司 | 一种证件链移动支付钱包***及其使用方法 |
CN109784884A (zh) * | 2018-12-28 | 2019-05-21 | 佛山科学技术学院 | 一种基于身份证的电子钱包装置及其交易方法 |
CN109801053A (zh) * | 2018-12-28 | 2019-05-24 | 易票联支付有限公司 | 一种统一绑定银行卡的***及方法 |
CN110264181A (zh) * | 2019-06-05 | 2019-09-20 | 中国工商银行股份有限公司 | 移动支付终端、支付终端座充和移动支付*** |
CN110766393A (zh) * | 2019-10-30 | 2020-02-07 | 杭州火小二科技有限公司 | 资金结算方法和装置、存储介质、电子装置 |
TWI695337B (zh) * | 2018-10-25 | 2020-06-01 | 玉山商業銀行股份有限公司 | ***綁定方法及交易系統 |
CN113052595A (zh) * | 2019-12-26 | 2021-06-29 | 丰田自动车株式会社 | 钱包服务器、钱包程序以及钱包*** |
Citations (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN101719247A (zh) * | 2009-11-30 | 2010-06-02 | 刘宜云 | 基于非接触式手持支付终端进行支付的***和方法 |
CN103116846A (zh) * | 2012-12-27 | 2013-05-22 | 重庆濯晖科技有限公司 | 基于可见光通信的移动支付 |
CN103177360A (zh) * | 2011-12-21 | 2013-06-26 | ***股份有限公司 | 一种基于统一个人信息的支付***和方法 |
CN103440576A (zh) * | 2013-07-18 | 2013-12-11 | 南京爱沓信息技术有限公司 | 一种移动直接支付*** |
-
2014
- 2014-04-30 CN CN201410183006.7A patent/CN104166915B/zh active Active
Patent Citations (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN101719247A (zh) * | 2009-11-30 | 2010-06-02 | 刘宜云 | 基于非接触式手持支付终端进行支付的***和方法 |
CN103177360A (zh) * | 2011-12-21 | 2013-06-26 | ***股份有限公司 | 一种基于统一个人信息的支付***和方法 |
CN103116846A (zh) * | 2012-12-27 | 2013-05-22 | 重庆濯晖科技有限公司 | 基于可见光通信的移动支付 |
CN103440576A (zh) * | 2013-07-18 | 2013-12-11 | 南京爱沓信息技术有限公司 | 一种移动直接支付*** |
Cited By (22)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO2015165427A1 (zh) * | 2014-04-30 | 2015-11-05 | 深圳光启智能光子技术有限公司 | 基于电子钱包的支付方法和*** |
CN105989484A (zh) * | 2015-02-13 | 2016-10-05 | 阿里巴巴集团控股有限公司 | 一种密码重置方法和装置 |
CN104700269A (zh) * | 2015-03-31 | 2015-06-10 | 小米科技有限责任公司 | 移动支付方法及装置 |
CN105141613A (zh) * | 2015-09-07 | 2015-12-09 | 浪潮软件集团有限公司 | 一种基于互联网的流支付*** |
CN105678529A (zh) * | 2015-12-28 | 2016-06-15 | 赵霖 | 一种网络平台资金防盗取的方法及*** |
CN105868972A (zh) * | 2016-03-29 | 2016-08-17 | 上海斐讯数据通信技术有限公司 | 一种支付***及挂失方法 |
WO2017219807A1 (zh) * | 2016-06-20 | 2017-12-28 | ***股份有限公司 | 移动终端支付方法 |
TWI681346B (zh) * | 2016-06-20 | 2020-01-01 | 大陸商中國銀聯股份有限公司 | 移動終端支付方法 |
CN106296293A (zh) * | 2016-08-16 | 2017-01-04 | 成都仁通融合信息技术有限公司 | 一种基于电子钱包地铁乘车方法 |
CN108205755A (zh) * | 2016-12-19 | 2018-06-26 | 北京握奇智能科技有限公司 | 一种电子支付***及方法 |
WO2018171272A1 (zh) * | 2017-03-22 | 2018-09-27 | 深圳付贝科技有限公司 | 一种支付方法及其装置、***及电子设备 |
CN107369018A (zh) * | 2017-06-26 | 2017-11-21 | 中国人民银行数字货币研究所 | 数字货币钱包的绑定方法和绑定*** |
CN107330690A (zh) * | 2017-06-26 | 2017-11-07 | 中国人民银行数字货币研究所 | 数字货币的应用钱包与银行钱包进行绑定的方法和*** |
CN109583883A (zh) * | 2018-10-10 | 2019-04-05 | 山西特信环宇信息技术有限公司 | 一种证件链移动支付钱包***及其使用方法 |
TWI695337B (zh) * | 2018-10-25 | 2020-06-01 | 玉山商業銀行股份有限公司 | ***綁定方法及交易系統 |
CN109784884A (zh) * | 2018-12-28 | 2019-05-21 | 佛山科学技术学院 | 一种基于身份证的电子钱包装置及其交易方法 |
CN109801053A (zh) * | 2018-12-28 | 2019-05-24 | 易票联支付有限公司 | 一种统一绑定银行卡的***及方法 |
CN109801053B (zh) * | 2018-12-28 | 2023-05-19 | 易票联支付有限公司 | 一种统一绑定银行卡的***及方法 |
CN110264181A (zh) * | 2019-06-05 | 2019-09-20 | 中国工商银行股份有限公司 | 移动支付终端、支付终端座充和移动支付*** |
CN110264181B (zh) * | 2019-06-05 | 2021-08-27 | 中国工商银行股份有限公司 | 移动支付终端、支付终端座充和移动支付*** |
CN110766393A (zh) * | 2019-10-30 | 2020-02-07 | 杭州火小二科技有限公司 | 资金结算方法和装置、存储介质、电子装置 |
CN113052595A (zh) * | 2019-12-26 | 2021-06-29 | 丰田自动车株式会社 | 钱包服务器、钱包程序以及钱包*** |
Also Published As
Publication number | Publication date |
---|---|
CN104166915B (zh) | 2016-06-29 |
Similar Documents
Publication | Publication Date | Title |
---|---|---|
CN104166915B (zh) | 电子钱包支付方法和*** | |
US11829999B2 (en) | Systems and methods for processing mobile payments by provisoning credentials to mobile devices without secure elements | |
US10535047B1 (en) | Systems and methods for financial operations performed at a contactless ATM | |
US10679215B2 (en) | System for control of device identity and usage in a process data network | |
US20190303931A1 (en) | Method of, system for, data processing device, and integrated circuit device for implementing a distributed, ledger-based processing and recording of an electronic financial transaction | |
US10706400B1 (en) | Systems and methods for financial operations performed at a contactless ATM | |
KR102325361B1 (ko) | 보안 요소 없이 모바일 장치들에게 원격 알림 서비스 메시지를 보안 전송하는 방법 및 시스템 | |
CN107369015B (zh) | 在不具有安全元件的情况下处理支付交易 | |
RU2663319C2 (ru) | Способ и система безопасной аутентификации пользователя и мобильное устройство без элементов безопасности | |
US10192214B2 (en) | Pending deposit for payment processing system | |
US20190311336A1 (en) | Apparatus of generating credit virtual currency and apparatus of managing credit virtual currency | |
US20160217461A1 (en) | Transaction utilizing anonymized user data | |
US20150278795A1 (en) | Secure offline payment system | |
CN104166916B (zh) | 支付方法及支付*** | |
US20150278796A1 (en) | Reserving account balance for concurrent payments in secure offline payment system | |
WO2015148850A1 (en) | Secure offline payment system | |
CN110462661B (zh) | 用于x-支付数字钱包的拉取和推送*** | |
WO2014022383A1 (en) | Managing devices associated with a digital wallet account | |
CN101990772A (zh) | 为使用移动电话装置的支付业务授权的交易服务器 | |
CN104166910A (zh) | 基于光子钱包的光子支付方法和*** | |
US11700259B2 (en) | Authentication and tracking system for secondary users of a resource distribution processing system | |
CN104166908B (zh) | 支付方法及支付*** | |
US20200111081A1 (en) | Child tokens for digital wallets | |
WO2017069700A1 (en) | Method and system for managing payment transactions | |
CN104182868B (zh) | 支付方法及支付*** |
Legal Events
Date | Code | Title | Description |
---|---|---|---|
C06 | Publication | ||
PB01 | Publication | ||
C10 | Entry into substantive examination | ||
SE01 | Entry into force of request for substantive examination | ||
ASS | Succession or assignment of patent right |
Owner name: SHENZHEN GUANGQI INTELLIGENT PHOTONICS TECHNOLOGY Free format text: FORMER OWNER: SHENZHEN KUANG-CHI INNOVATION TECHNOLOGY CO., LTD. Effective date: 20150708 |
|
C41 | Transfer of patent application or patent right or utility model | ||
TA01 | Transfer of patent application right |
Effective date of registration: 20150708 Address after: 518000 Guangdong city of Shenzhen province Futian District Shennan Road and CaiTian Road intersection East Xintiandi Plaza C block 2007-27 Applicant after: KUANG-CHI INTELLIGENT PHOTONIC TECHNOLOGY Ltd. Address before: 518034 A international business center, No. 1061, Xiang Mei Road, Guangdong, Shenzhen, Futian District, China 18B Applicant before: KUANG-CHI INNOVATIVE TECHNOLOGY Ltd. |
|
C14 | Grant of patent or utility model | ||
GR01 | Patent grant | ||
TR01 | Transfer of patent right | ||
TR01 | Transfer of patent right |
Effective date of registration: 20240507 Address after: Building 4, 1st Floor, Foshan Military Civilian Integration Industrial Park, No. 68 Defu Road, Xingtan Town, Shunde District, Foshan City, Guangdong Province, 528300 Patentee after: Foshan Shunde Guangqi Advanced Equipment Co.,Ltd. Country or region after: China Address before: 518000 Guangdong, Shenzhen, Futian District, Shennan Road and colored field road intersection C East Block New World Plaza 2007-27 Patentee before: KUANG-CHI INTELLIGENT PHOTONIC TECHNOLOGY Ltd. Country or region before: China |