CN103679445B - Method of network payment and its network payment system - Google Patents

Method of network payment and its network payment system Download PDF

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Publication number
CN103679445B
CN103679445B CN201310733047.4A CN201310733047A CN103679445B CN 103679445 B CN103679445 B CN 103679445B CN 201310733047 A CN201310733047 A CN 201310733047A CN 103679445 B CN103679445 B CN 103679445B
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interface
payment
module
network payment
account
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CN103679445A (en
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宿凯
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Guangzhou Yun Yi Information Technology Co Ltd
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Guangzhou Yun Yi Information Technology Co Ltd
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3276Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device

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  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

The invention discloses method of network payment, it is characterised in that the method for network payment includes series of steps:1) shroff account number that the disparate networks of binding trade company are paid;2) trade company selects the means of payment according to user's selected network payment system and inputs the amount of money;3) generation pays Quick Response Code;4) user is using cell phone network payment software scanning payment Quick Response Code, and user's input network payment password simultaneously determines to complete to pay, and network payment system will pay completion result and feed back to terminal system;5) the flowing water information printing for completing result is paid, wherein paying request includes payment, name of product, collecting account.The invention also discloses network payment system.There is the present invention network to be paid without card, and safe operation is quick, support the advantage of the Quick Response Code network payment of mobile phone scanning.

Description

Method of network payment and its network payment system
Technical field
The present invention relates to the skill of network payment technical field, specifically method of network payment and its network payment system Art.
Background technology
At present, network payment progressively popularizes maturation, and network payment company is based on computer, tablet personal computer or hand by exploitation Payment terminal software on machine and the backstage payment administrative system docked with each bank realize the function such as transfer of payment between user, Transfer of payment between user, which needs to input, imports target account title, and gathering confirmation is relatively cumbersome.And traditional network branch The mode of paying is swiped the card for Unionpay pays pos machines, and the payment platform docked by Unionpay with each bank and terminal pos machines realize there is card brush Card is paid, and trade company inputs the amount of money on pos machines, and user in pos machine necks by swiping the card, and pos machines obtain bank card information and allowed Complete to pay after user's input password confirming.This traditional Unionpay's POS, which belongs to, card payment, and user is by way of swiping the card Operated, and fund directly reaches user's bank account after Unionpay's account in 24 hours.This traditional POS due to for Swipe the card payment, client needs to carry with card, the increase for possessing card quantity with everyone carries very inconvenient, while in payment During need to draw card and swipe the card, not only there is damage to cause to change card to card, and operating process step is longer.In addition, with network The rise of payment and maturation, current network payment are only supported on conventional computer, tablet personal computer and mobile phone by filling in beneficiary The mode of account carries out returned money, cumbersome in practical operation, and is not suitable with the payment custom of commercial field.
The content of the invention
Paid it is an object of the present invention to provide a kind of network without card, safe operation efficiently method of network payment and its network branch The system of paying, by docking open network payment interface, supports trade company to rapidly input the amount of money and generate payment Quick Response Code, client passes through The scanning of oneself mobile phone, which pays Quick Response Code, can enter network payment password confirming interface, and complete to pay.
The purpose of the present invention is achieved through the following technical solutions.
A kind of method of network payment, it is characterised in that the method for network payment includes series of steps:
1) shroff account number that the disparate networks of binding trade company are paid;
2) trade company selects the means of payment according to user's selected network payment system and is directly entered input gold in terminal system The volume page, trade company's input client's spending amount simultaneously determines the amount of money, and system sends out the message file bag for paying request after the amount of money is determined Network payment system is sent to, terminal system is returned to after confirming through network payment system verification;
3) feedback information of terminal system collection network payment system, will pay the information package of request and by packet Generation pays Quick Response Code and is illustrated on screen;
4) user pays Quick Response Code using the scanning of cell phone network payment software, and user's input network payment password has simultaneously been determined Into payment, network payment system will pay completion result and feed back to terminal system;
5) the flowing water information printing for completing result is paid, wherein paying request includes payment, name of product, gathering account Family.
The step 5) including terminal system receive payment complete object information and generate printing drawing be sent to printer, The drawing that printer printing is sended over, client signs a bill, and trade company's deposit receipt.
A kind of network payment system, it is characterised in that the network payment system includes terminal system, network payment interface To connection module, merchant account management binding module, two-dimensional code generation module and device systems management module and user mobile phone are paid, Terminal system includes integrated mainboard, CPU processor, touch display screen, printer and communication module, and terminal system passes through network branch Interface is paid to form connection module, merchant account management binding module, payment two-dimensional code generation module and device systems management module Three architecture platform levels, respectively basic platform, data platform and function platform, wherein, basic platform passes through server, peace The carrying platform of full gateway and network and the construction optimized integration of operating system;Data platform, is to be based on business, information, decision-making Data storage, exchange and the calling platform set up with configuration;Function platform then realizes account management, mouthpiece based on user platform The function of reason, Quick Response Code generation and system administration.
The merchant account manages binding module, including user by keyboard interface, and input specific code clicks on confirmation can Into account management module password confirming interface, trade company's input administrator password can enter account management module after certification success; Bound network account can be viewed in account management, it is possible to click on into each account check account balance and Flowing water situation, while trade company can export flowing water table, what trade company can be new with unbinding present networks payment account or binding in addition Network payment account;Account statistical function can be achieved in account management, realize based on the overall income of all binding accounts of this terminal Income situation, counts the same day, income flowing water of that month and then is counted respectively;
The payment two-dimensional code generation module, including selection network payment mode is required according to user, click can enter Amount of money inputting interface;The amount of money is inputted, and confirms that network payment Quick Response Code can be generated;If paying successfully, display is paid successfully Information simultaneously beats single, as pay it is unsuccessful if show and pays failure cause, and guide trade company to pay again;
The network payment interface inputs specific code to connection module, including by homepage keyboard interface, then can enter network Payment interface docks module management interface for password input, inputs and confirms then enter administration interface after password;User is in management New payment interface can be added in interface, or updates newest payment interface;
The device systems management module, including basic information management module, data card management module, Password Management module And maintenance report hinders management module, basic information management module trade company can change part log-on message;Data card management module is then permitted Data card is changed in family allowable application, and data card management;Password Management module then allows user by being changed after short message certification Password;Maintenance report barrier management module then allows trade company to hinder in report from a liner.
The integrated mainboard includes CPU processing modules, Display processing module, main line version and supports GSM/GPRS and 3G communications Functional module.
The terminal system also includes that the microphone of voice signal can be received and can send the loudspeaker of voice signal and external Interface, external interface includes power interface and data-interface, and power interface can be connected charging with external adapter, and data-interface can Equipment is connected by data wire with computer by USB interface and realizes computer end control.
A kind of terminal installation for the Quick Response Code network payment for supporting mobile phone to scan, it is characterised in that:The terminal installation bag Shell, integrated mainboard, CPU processor, display screen, printer and communication module are included, provided with front on shell, display screen is located at Front, printer is connected with integrated mainboard signal, and the integrated mainboard includes CPU processing modules, Display processing module, main line version And GSM/GPRS and 3G communication function modules are supported, keyboard interface, CPU processor, communication module are additionally provided with the front of shell Be located on integrated mainboard, wherein in CPU processor provided with network payment interface connection module, merchant account are managed binding module, Pay two-dimensional code generation module and device systems management module.
The present invention has the following advantages that compared with prior art:
Technical scheme of the present invention is due to payment two-dimensional code generation module, merchant account management binding module, net Network payment interface is to connection module and equipment and system management module, by docking open network payment interface, trade company can be supported fast The speed input amount of money simultaneously generates payment Quick Response Code, and client pays Quick Response Code by the scanning of oneself mobile phone can enter network payment password Confirm interface, and complete to pay.System of the present invention belongs to be paid without card, and user passes through on mobile-phone payment software scans device Generated Quick Response Code, which is realized, to be paid, and payment process is trade company and user network payment accounts, is not related to bank card.In a word, originally Invention can bind trade company itself collecting account, and payment Quick Response Code can be generated and be shown on screen by simply entering the amount of money, Client only needs to by the network payment software scans Quick Response Code in mobile phone and inputs after password and can complete to transfer accounts, equivalent to visitor The mobile phone at family is provided with the function of wallet, realizes that network is paid without card.
The present invention has following features:
1) realize and carried under the line that mobile phone scanning Quick Response Code is paid.Network payment progressively moves to maturity, and covers crowd Quite extensively, therefore based on " mobile phone wallet " theory, user progressively by bank card and network payment software binding, be nothing Card pays and has established good application foundation.But at present without the Quick Response Code generation displaying terminal pos machines for businessman, to without card The application of payment brings many inconvenience, and the present invention makes for businessman meets use habit, simple, convenient and mobile net Network pays Quick Response Code carrying terminal.
2) at present, paid under line using there is the card means of payment, i.e., the POS machine of ripe title, client needs to carry with reality Body card, trade company is inputted the amount of money and is printed paying bill according to payment result after user card punching using special POS of swiping the card.Cause This, in order to comply with the trend paid without card, the present invention compensate for the deficiency of this block, substitute original " swiping the card " pattern, using " sweeping Code " pattern is realized and paid under line.
Brief description of the drawings
Fig. 1 is inventive network payment system schematic diagram (one);
Fig. 2 is inventive network payment system schematic diagram (two);
Fig. 3 is inventive network payment system schematic diagram (three);
Fig. 4 is terminal system structural representation of the present invention;
Fig. 5 is merchant account of the present invention management binding module fundamental diagram (one);
Fig. 6 is merchant account of the present invention management binding module fundamental diagram (two);
Fig. 7 pays two-dimensional code generation module fundamental diagram for the present invention;
Fig. 8 is inventive network payment interface to connection module fundamental diagram;
Fig. 9 is present device system management module fundamental diagram;
Figure 10 is inventive network method of payment principle flow chart.
Embodiment
The present invention is described in further detail below in conjunction with the accompanying drawings.
Inventive network method of payment, such as Fig. 1, Fig. 3, including series of steps:
1) shroff account number that the disparate networks of binding trade company are paid;
2) trade company selects the means of payment according to user's selected network payment system and is directly entered input gold in terminal system The volume page, trade company's input client's spending amount simultaneously determines the amount of money, and system sends out the message file bag for paying request after the amount of money is determined Network payment system is sent to, terminal system is returned to after confirming through network payment system verification;
3) feedback information of terminal system collection network payment system, will pay the information package of request and by packet Generation pays Quick Response Code and is illustrated on screen;
4) user pays Quick Response Code using the scanning of cell phone network payment software, and user's input network payment password has simultaneously been determined Into payment, network payment system will pay completion result and feed back to terminal system;
5) the flowing water information printing for completing result is paid, wherein paying request includes payment, name of product, gathering account Family.Step 5) including terminal system receive payment complete object information and generate printing drawing be sent to printer, printer is beaten The drawing brought is printed and distributed, client signs a bill, and trade company's deposit receipt.Apparatus of the present invention system, device terminal system are to refer to institute in figure State terminal system.
Such as Figure 10, inventive network pays principle process and is made up of four sub-processes, respectively pays request and sends subflow with charge free Journey, payment Quick Response Code generation sub-process, barcode scanning result feedback stream journey and flowing water information printing sub-process.
(1) pay request and send sub-process, i.e. step 2 with charge free):
The first step:Trade company selects the means of payment according to user's selected network payment system and is directly entered input amount of money page Face;Second step trade company inputs client's spending amount and determines the amount of money, and such as the amount of money inputs wrong empty and rewritten, as selection takes Disappear, exit payment flow;3rd step:The message file bag such as payment, name of product is sent to net by system after the amount of money is determined Network payment system, terminal system is returned to after confirming through network payment system verification.
(2) Quick Response Code generation sub-process, i.e. step 3 are paid):
The first step:The feedback information of terminal system collection network payment system;Second step:By payment, name of product, The information packages such as collecting account;3rd step:Packet generation is paid into Quick Response Code, and is illustrated on screen.
(3) barcode scanning result feedback stream journey, i.e. step 4):
The first step:User pays Quick Response Code using the scanning of cell phone network payment software;Second step:User inputs network payment Password simultaneously determines to complete to pay;3rd step:Network payment system will pay completion result and feed back to terminal system.
(4) printing of flowing water information sub-process, i.e. step 5):
The first step:Terminal system, which receives payment completion object information and generates printing drawing, is sent to printer;Second step: The drawing that printer printing is sended over;3rd step:Client signs a bill, and trade company's deposit receipt.
Such as Fig. 1-Fig. 3, inventive network payment system, including terminal system, network payment interface are to connection module, trade company's account Family management binding module, payment two-dimensional code generation module and device systems management module and user mobile phone.The present invention is in the application Realize and carried under the line of internet payment, as main user, apparatus of the present invention system is using preceding needing to bind trade company Disparate networks pay shroff account number, and collecting account safety is protected by multilayer password and security mechanism.Merchant web checkout process And its it is simple, select the means of payment or brand according to the customer requirement first step;Second step inputs the amount of money and determines that generation pays two Tie up code;The network payment Quick Response Code that 3rd step is then user to be generated using the network payment software scans of itself mobile phone, and it is defeated Enter payment cipher confirmation;After the completion of payment, printing equipment is printing account current.Payment process is to be paid without card, and client is only Need to be operated to scan Quick Response Code mode by mobile phone and input password and complete whole payment process, and traditional swipe the card Mode has card payment process to use entirely different technological means and form so that payment process becomes " sweeping " by " brush ", Realize that quick and safe is paid on the basis of card without drawing.
Terminal system includes integrated mainboard, CPU processor, touch display screen, printer and communication module.Terminal system is more Specifically a kind of terminal installation for the Quick Response Code network payment for supporting mobile phone to scan, such as Fig. 4, including shell 5, integrated mainboard 1st, CPU processor, display screen 3, printer 2, battery 4 and communication module, provided with front on shell, display screen is located at front, Printer is connected with integrated mainboard signal, provided with CPU processing modules, Display processing module, main line version and branch on integrated mainboard GSM/GPRS and 3G communication function modules are held, keyboard interface is additionally provided with the front of shell, CPU processor, communication module are located at On integrated mainboard, binding module is managed to connection module, merchant account provided with network payment interface wherein in CPU processor, paid Two-dimensional code generation module and device systems management module, wherein battery 4 can also be external power supplys.Display screen shows to touch Screen, now keyboard interface is recalled by touch display screen by plug-in.Printer is mini-printer, is fixedly connected on shell Top side, bottom side or avris.Terminal installation also include can receive voice signal microphone and can send the loudspeaker of voice signal with And external interface, external interface includes power interface and data-interface, and power interface can be connected charging, data with external adapter Equipment can be connected by interface by USB interface by data wire with computer realizes computer end control.
Such as Fig. 2, terminal system manages binding module to connection module, merchant account by network payment interface, pays two dimension Code generation module and device systems management module three architecture platform levels of formation, respectively basic platform, data platform and work( Energy platform, wherein basic platform are put down by the carrying of server, security gateway and network and the construction optimized integration of operating system Platform;Data platform, is data storage, exchange and the calling platform set up based on business, information, decision-making and configuration;Function platform The function of account management, interface management, Quick Response Code generation and system administration is then realized based on user platform.Terminal system also includes The microphone of voice signal can be received and the loudspeaker and external interface of voice signal can be sent, external interface include power interface and Data-interface, power interface can be connected charging with external adapter, and equipment can be passed through data wire by data-interface by USB interface It is connected with computer and realizes computer end control.Integrated mainboard includes CPU processing modules, Display processing module, main line version and supported GSM/GPRS and 3G communication function modules.
Merchant account manages binding module:Including user by keyboard interface, input specific code, which clicks on confirmation, to be entered Account management module password confirming interface, trade company's input administrator password, can enter account management module after certification success;Account Bound network account can be viewed in management, it is possible to click on into each account and check account balance and flowing water Situation, while trade company can export flowing water table, trade company can be with unbinding present networks payment account or the new network of binding in addition Payment account;Account statistical function can be achieved in account management, realize based on the overall income income of all binding accounts of this terminal Situation, counts the same day, income flowing water of that month and then is counted, such as Fig. 5, Fig. 6 respectively;
Pay two-dimensional code generation module:Including requiring selection network payment mode according to user, click can enter the amount of money Inputting interface;The amount of money is inputted, and confirms that network payment Quick Response Code can be generated;If paying successfully, display pays successful information And beat single, as pay it is unsuccessful if show and pays failure cause, and guide trade company to pay again, such as Fig. 7;
Network payment interface is to connection module:Including inputting specific code by homepage keyboard interface, then it can enter network payment Interface docks module management interface for password input, inputs and confirms then enter administration interface after password;User is in administration interface In can add new payment interface, or update newest payment interface, such as Fig. 8;
Device systems management module:Including basic information management module, data card management module, Password Management module and dimension Report barrier management module is repaiied, basic information management module trade company can change part log-on message;Data card management module then allows to use Family application change data card, and data card management;Password Management module then allows user by changing password after short message certification; Maintenance report barrier management module then allows trade company to hinder in report from a liner, such as Fig. 9.

Claims (8)

1. a kind of method of network payment, it is characterised in that the method for network payment includes series of steps:
1) shroff account number that the disparate networks of binding trade company are paid;
2) pay request and send sub-process with charge free:The first step be trade company according to user's selected network payment system select the means of payment and Terminal system is directly entered the input amount of money page, and second step is trade company's input client's spending amount and determines the amount of money, if wherein The amount of money inputs wrong empty and rewritten, and payment flow is exited if selecting to cancel, and the 3rd step is system after the amount of money is determined The message file bag for paying request is sent to network payment system, terminal system is returned to after confirming through network payment system verification System;
3) Quick Response Code generation sub-process is paid:The first step is the feedback information of terminal system collection network payment system, second step It is that will pay the information package asked, the 3rd step is that packet generation is paid into Quick Response Code to be illustrated on screen;
4) barcode scanning result feedback stream journey:The first step is that user pays Quick Response Code, second using the scanning of cell phone network payment software Step is user's input network payment password and determines that completion is paid, and the 3rd step is that network payment system will pay completion result feedback To terminal system;
5) flowing water information printing sub-process:Pay complete result flowing water information printing, wherein pay request include payment, Name of product, collecting account,
The terminal system includes integrated mainboard, CPU processor, touch display screen, printer and communication module, for supporting hand The Quick Response Code network payment of machine scanning, is tied up wherein in CPU processor provided with network payment interface to connection module, merchant account management Cover half block, pay two-dimensional code generation module and device systems management module, terminal system by network payment interface to connection module, Merchant account management binding module, three architecture platforms layers of payment two-dimensional code generation module and the formation of device systems management module It is secondary, respectively basic platform, data platform and function platform, wherein basic platform by server, security gateway and network and The carrying platform of the construction optimized integration of operating system;Data platform, is the number set up based on business, information, decision-making and configuration According to storage, exchange and calling platform;Function platform then realizes account management, interface management, Quick Response Code generation based on user platform With the function of system administration,
The merchant account management binding module includes user by keyboard interface, and input specific code, which is clicked on, enters account after confirmation Management module password confirming interface, trade company's input administrator password, enters account management module after certification success;Can in account management To view bound network account, it is possible to click on into each account and check account balance and flowing water situation, together When trade company can export flowing water table, trade company can be with unbinding present networks payment account or the new network payment account of binding in addition Family;It is used to realize account statistical function in account management, realizes based on the overall income income situation of all binding accounts of this terminal, The statistics same day, income flowing water of that month and then are counted respectively;
The payment two-dimensional code generation module includes requiring selection network payment mode according to user, and it is defeated that click can enter the amount of money Enter interface;The amount of money is inputted, and confirms that network payment Quick Response Code can be generated, if paying successfully, display pays successful information simultaneously Beat single, as pay it is unsuccessful if show and pays failure cause, and guide trade company to pay again;
The network payment interface includes inputting specific code by homepage keyboard interface to connection module, then can be connect into network payment Mouth docking module management interface for password input, inputs and confirms then enter administration interface after password, user is in administration interface New payment interface can be added, or updates newest payment interface;
The device systems management module includes basic information management module, data card management module, Password Management module and dimension Report barrier management module is repaiied, basic information management module trade company can change part log-on message;Data card management module then allows to use Family application change data card, and data card management;Password Management module then allows user by changing password after short message certification; Maintenance report barrier management module then allows trade company to hinder in report from a liner.
2. method of network payment according to claim 1, it is characterised in that:The step 5) receive payment including terminal system Complete object information and generate printing drawing to be sent to printer, printer prints the drawing sended over, and client signs a bill, and business Family deposit receipt.
3. a kind of network payment system, it is characterised in that the network payment system includes terminal system, network payment interface pair Connection module, merchant account management binding module, payment two-dimensional code generation module and device systems management module and user mobile phone, eventually End system includes integrated mainboard, CPU processor, touch display screen, printer and communication module, and terminal system passes through network payment Interface manages binding module to connection module, merchant account, pays two-dimensional code generation module and device systems management module formation three Individual architecture platform level, respectively basic platform, data platform and function platform, wherein, basic platform passes through server, safety The carrying platform of gateway and network and the construction optimized integration of operating system;Data platform, be based on business, information, decision-making and Configure data storage, exchange and the calling platform set up;Function platform then realizes account management, mouthpiece based on user platform The function of reason, Quick Response Code generation and system administration,
The merchant account manages binding module, including user by keyboard interface, and input specific code, which clicks on confirmation, to be entered Account management module password confirming interface, trade company's input administrator password, can enter account management module after certification success;Account Bound network account can be viewed in management, it is possible to click on into each account and check account balance and flowing water Situation, while trade company can export flowing water table, trade company can be with unbinding present networks payment account or the new network of binding in addition Payment account;Account statistical function can be achieved in account management, realize based on the overall income income of all binding accounts of this terminal Situation, counts the same day, income flowing water of that month and then is counted respectively;
The payment two-dimensional code generation module, including selection network payment mode is required according to user, click can enter the amount of money Inputting interface;The amount of money is inputted, and confirms that network payment Quick Response Code can be generated;Payment successful information is shown if paying successfully simultaneously Beat single, as pay it is unsuccessful if show and pays failure cause, and guide trade company to pay again;
The network payment interface inputs specific code to connection module, including by homepage keyboard interface, then can enter network payment Interface docks module management interface for password input, inputs and confirms then enter administration interface after password;User is in administration interface In can add new payment interface, or update newest payment interface;
The device systems management module, including basic information management module, data card management module, Password Management module and dimension Report barrier management module is repaiied, basic information management module trade company can change part log-on message;Data card management module then allows to use Family application change data card, and data card management;Password Management module then allows user by changing password after short message certification; Maintenance report barrier management module then allows trade company to hinder in report from a liner.
4. network payment system according to claim 3, it is characterised in that:The integrated mainboard includes CPU processing modules, shown Show processing module, main line version and support GSM/GPRS and 3G communication function modules.
5. network payment system according to claim 3, it is characterised in that:The terminal system also includes that sound letter can be received Number microphone and can send the loudspeaker and external interface of voice signal, external interface includes power interface and data-interface, electricity Source interface can be connected charging with external adapter, and equipment can be connected by data-interface by USB interface by data wire with computer Realize computer end control.
6. a kind of terminal installation for the Quick Response Code network payment for supporting mobile phone to scan, it is characterised in that:The terminal installation includes Shell, integrated mainboard, CPU processor, display screen, printer and communication module, provided with front on shell, display screen is located at just Face, printer is connected with integrated mainboard signal, the integrated mainboard include CPU processing modules, Display processing module, main line version and GSM/GPRS and 3G communication function modules are supported, keyboard interface are additionally provided with the front of shell, CPU processor, communication module are set On integrated mainboard, binding module, branch are managed to connection module, merchant account provided with network payment interface wherein in CPU processor Pay two-dimensional code generation module and device systems management module.
7. the terminal installation of the Quick Response Code network payment of mobile phone scanning is supported according to claim 6, it is characterised in that:It is described Printer is connected to the top side, bottom side or avris of shell.
8. the terminal installation of the Quick Response Code network payment of mobile phone scanning is supported according to claim 6, it is characterised in that:It is described Terminal installation also includes that the microphone of voice signal can be received and can send the loudspeaker and external interface of voice signal, external interface Including power interface and data-interface, power interface can be connected charging with external adapter, and data-interface can pass through USB interface will Equipment is connected by data wire with computer realizes computer end control.
CN201310733047.4A 2013-12-17 2013-12-17 Method of network payment and its network payment system Active CN103679445B (en)

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Application Number Priority Date Filing Date Title
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CN103679445A CN103679445A (en) 2014-03-26
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