CN103020821A - Payment system and payment method based on mobile terminal - Google Patents
Payment system and payment method based on mobile terminal Download PDFInfo
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- CN103020821A CN103020821A CN2012104485163A CN201210448516A CN103020821A CN 103020821 A CN103020821 A CN 103020821A CN 2012104485163 A CN2012104485163 A CN 2012104485163A CN 201210448516 A CN201210448516 A CN 201210448516A CN 103020821 A CN103020821 A CN 103020821A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3274—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/085—Payment architectures involving remote charge determination or related payment systems
- G06Q20/0855—Payment architectures involving remote charge determination or related payment systems involving a third party
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Abstract
The invention discloses a payment system and a payment method based on a mobile terminal. The traditional POS (Point of Sale) is replaced by online payment and two-dimensional code scanning; and conversion between below-line and on-line is realized; the cost for using a bank card is saved; furthermore, transaction flows are reduced; and convenience is provided for users.
Description
Technical field
The present invention relates to a kind of electric paying method and system, relate in particular to a kind of payment system and method for payment of movement-based terminal.
Background technology
The development of ecommerce brings a huge revolution to circulation of commodities, and no matter the consumer can stay indoors wherever buys various commodity on the net, and entity trade company is low under the running cost compared line of online trade company, yet efficiency of operation is much higher.But the commodity that ecommerce is only applicable at present standardization, can posts, service, leisure, amusement, personalized commercial etc. but can't utilize ecommerce.Through nearly 10 years development, the sales volume of China E-Commerce Business has reached 1,000,000,000,000, but also only accounts for 3.5% of the total retail sales of society, if ecommerce can be brought entity trade company under the line, will bring another revolution to retail trade.
Popularizing as ecommerce of computer and internet laid a good foundation, and popularizing with the development of wireless network of smart mobile phone created possibility to ecommerce under the line.When everyone whenever and wherever possible with " small computer " (smart mobile phone or other portable terminals) of a networking, the behavior of " under the line " just may be brought to " on the line ".
The net merchant is emerging industry, and operation mode is standardized by e-commerce website easily.And the multifarious very difficult standardization of the operation mode of trade company under the line has general character and easily by the behavior of trade company and user's acceptance, these behaviors is taken to " on the line " from " under the line " so need to seek.
So-called " electronics " commercial affairs are exactly transaction electronic, and namely transaction is promised to undertake and the fund conversion all realizes on the net.How the Transaction Information stream of trade company under the line and transaction funds are flowed and forward the key that " on the line " is ecommerce under the line to from " under the line ".In this year, owing to carrying forward vigorously of bank and Unionpay, most of bank card (comprising debit card and credit card) is all supported to pay on the mobile phone line, and this provides the foundation for changing on the line of paying under the line.
Utilize the mobile phone on-line payment to replace the payment of swiping the card, the buyer need not card in kind, and the seller also need not machine for punching the card (POS), and this will save the cost that uses bank card greatly; The buyer need not to give the seller with bank card information, only has buyer and Unionpay that the information of card is arranged, and can improve the security of using bank card; As long as buyer and seller have the mobile phone that can surf the Net, pay with regard to available bank card, help popularizing of bank card use.Thereby, provide a kind of and need not to use the payment system of machine for punching the card and method of payment to be very important.
Summary of the invention
The invention provides a kind of payment system and method for payment of movement-based terminal, need not to use machine for punching the card, to save cost, to make things convenient for the user.
For solving the problems of the technologies described above, the invention provides a kind of payment system of movement-based terminal, comprising:
The first portable terminal, it is equipped with the first client;
The second portable terminal, it is equipped with the second client;
Be integrated with the POS of two-dimension code print module;
Wherein, described POS is used for printing the cash register bar with the payment two-dimension code, and described the second client is used for scanning described payment two-dimension code and paying according to the information of described payment two-dimension code, and described the first client is used for confirming described payment behavior.
Optionally, in the payment system of described movement-based terminal, also comprise third party's service platform, with described the first portable terminal and the second communication of mobile terminal.
Optionally, in the payment system of described movement-based terminal, described the first client comprises:
Registering modules is used for enrolled merchant code and account password and offers shop on net;
Release module is used for publishing commodity information and favor information;
The two-dimension code scan module is used for scanning the affirmation two-dimension code that described third party's service platform sends.
Optionally, in the payment system of described movement-based terminal, described the second client comprises:
The two-dimension code scan module is used for scanning described payment two-dimension code;
Payment module is used for paying according to the information of described payment two-dimension code;
Registering modules is used for obtaining account number and password in described third party's service platform registration, and checks the transaction record on described third party's service platform.
The present invention also provides a kind of method of payment of payment system of movement-based terminal, comprising:
Utilize described POS to print with the cash register bar of paying two-dimension code;
Utilize the described payment two-dimension code of the second client scan on described the second portable terminal, and pay according to the information of described payment two-dimension code;
Utilize described the first portable terminal to confirm described payment behavior.
Optionally, in the method for payment of the payment system of described movement-based terminal, utilize described POS to print before the cash register bar with the payment two-dimension code, also comprise:
Utilize Registering modules enrolled merchant code and the account password of the first client and offer shop on net;
Utilize release module publishing commodity information and the favor information of the first client.
Optionally, in the method for payment of the payment system of described movement-based terminal, utilize before the described payment two-dimension code of the second client scan on described the second portable terminal, also comprise:
Utilize the payment module of the second client to obtain preferential content; And/or
Utilize payment module forward purchasing coupon or the commodity of the second client.
Optionally, in the method for payment of the payment system of described movement-based terminal, utilize the payment module of the second client to pay by Unionpay's payment system.
Optionally, in the method for payment of the payment system of described movement-based terminal, utilize before described the first portable terminal confirms that described paying bank is, also comprise:
Unionpay's payment system passes to third party's service platform with confirmation after confirming to pay successfully;
Third party's service platform sends to the first portable terminal and the second portable terminal simultaneously with confirmation.
Optionally, in the method for payment of the payment system of described movement-based terminal, described confirmation comprises payment confirmation codes, payment failure information and confirms in the two-dimension code one or more.
The present invention also provides the payment system of another kind of movement-based terminal, comprising:
The first portable terminal, it is equipped with the first client;
The second portable terminal, it is equipped with the second client;
Wherein, the second client on described the second portable terminal is paid, described the second acquisition for mobile terminal one is paid successful two-dimension code after finishing payment, and the successful two-dimension code of the described payment of the first client scan on described the first portable terminal is to confirm described payment behavior.
Optionally, in the payment system of described movement-based terminal, also comprise third party's service platform, with described the first portable terminal and the second communication of mobile terminal.
Optionally, in the payment system of described movement-based terminal, described the first client comprises:
Registering modules is used for enrolled merchant code and account password and offers shop on net;
Release module is used for publishing commodity information and favor information;
The two-dimension code scan module is used for scanning the successful two-dimension code of described payment.
Optionally, in the payment system of described movement-based terminal, described the second client comprises:
Payment module is used for carrying out buying on the line and payment;
Registering modules is used for obtaining account number and password in described third party's service platform registration, and checks the transaction record on described third party's service platform.
The present invention also provides the method for payment of the payment system of another kind of movement-based terminal, comprising:
Utilize the second client on described the second portable terminal to pay, finish the successful two-dimension code of rear described the second acquisition for mobile terminal one payment of payment;
Utilize the successful two-dimension code of the described payment of the first client scan on described the first portable terminal to confirm described payment behavior.
Optionally, in the method for payment of the payment system of described movement-based terminal, utilize before the second client on described the second portable terminal pays, also comprise:
Utilize Registering modules enrolled merchant code and the account password of the first client and offer shop on net;
Utilize release module publishing commodity information and the favor information of the first client.
Optionally, in the method for payment of the payment system of described movement-based terminal, utilize before the second client on described the second portable terminal pays, also comprise:
Utilize the payment module of the second client to obtain preferential content; And/or
Utilize payment module forward purchasing coupon or the commodity of the second client.
Compared with prior art, the present invention scans to replace conventional brush card machine (POS) by payment and two-dimension code on the line, thereby realizes the conversion of " under the line " and " on the line ", has saved the cost that uses bank card, and reduced transaction flow, be user-friendly to bank card.
Description of drawings
Fig. 1 is the module map of payment system of the movement-based terminal of the embodiment of the invention one;
Fig. 2 is the process flow diagram of method of payment of the movement-based terminal of the embodiment of the invention one;
Fig. 3 is the module map of payment system of the movement-based terminal of the embodiment of the invention two;
Fig. 4 is the process flow diagram of method of payment of the movement-based terminal of the embodiment of the invention two.
Embodiment
Core concept of the present invention is, a kind of payment system and method for payment of movement-based terminal are provided, scan to replace the machine for punching the card (POS) of traditional usefulness by payment and two-dimension code on the line, thereby realize the conversion of " under the line " and " on the line ", need not to use machine for punching the card, saved the cost that uses bank card, and, reduce transaction flow, be user-friendly to bank card.
Embodiment one
In the present embodiment, print the payment two-dimension code by the POS that is integrated with the two-dimension code print module at the cash register bar, and utilize the described payment two-dimension code of mobile scanning terminal and according to the payment two-dimension code information pay, thereby forward Transaction Information stream and the transaction funds stream of trade company under the line to " on the line " from " under the line ", namely, allow trade company uses ecommerce under the line of entity StoreFront, Transaction Information under the line and transaction payment are taken on the line, need not to use machine for punching the card (POS), saved the cost that uses bank card, convenient transaction.
As shown in Figure 1, the payment system of the movement-based terminal that present embodiment provides comprises: be equipped with the first client the first portable terminal, the second portable terminal of the second client and the POS that is integrated with the two-dimension code print module are installed; Described POS is used for printing the cash register bar with the payment two-dimension code; Described the second client is used for scanning described payment two-dimension code and paying according to the information of described payment two-dimension code; Described the first client is used for confirming described payment behavior.
The payment system of described movement-based terminal also comprises third party's service platform, described third party's service platform and described the first portable terminal and the second communication of mobile terminal.
Described the first client comprises: Registering modules, release module and two-dimension code scan module; Described Registering modules is used for enrolled merchant code and account password and offers shop on net; Described release module is used for publishing commodity information and favor information; Described two-dimension code scan module is used for scanning the affirmation two-dimension code that described third party's service platform sends.
Described the second client comprises: Registering modules, two-dimension code scan module and payment module; Described Registering modules is used for obtaining account number and password in described third party's service platform registration, and checks the transaction record on described third party's service platform; Described two-dimension code scan module is used for scanning described payment two-dimension code; Described payment module is used for paying according to the information of described payment two-dimension code.
Present embodiment also provides a kind of method of payment of the payment system based on above-mentioned movement-based terminal, and described method comprises the steps:
Utilization is integrated with the POS of two-dimension code print module and prints with the cash register bar of paying two-dimension code;
Utilize the described payment two-dimension code of the second client scan on described the second portable terminal, and pay according to the information of described payment two-dimension code; And
Utilize described the first portable terminal to confirm described payment behavior.
For purpose, the feature and advantage that make present embodiment can become apparent more, below in conjunction with accompanying drawing 1 and Fig. 2 payment system and the method for payment of the movement-based terminal of present embodiment are described in further detail.
Seller under step S1, the line (comprising that dining room, amusement and recreation, retail etc. have the trade company of entity StoreFront, follow-up abbreviation seller) installs the first client at its portable terminal (the first portable terminal); Described the first portable terminal for example is mobile phone, described the first client can have a plurality of versions, for example can be at the mobile phone (iPhone) of iOS system, the mobile phone of Android (Android) system, the mobile phone of Saipan system (such as Nokia's mobile phone) and WP mobile phone (Windows Phone) are upper to be used;
In the present embodiment, the seller can obtain trade company's code and account password in third party's service platform (e-commerce platform) registration by the Registering modules of described the first client, and has the shop on net of oneself at third party's service platform; Also can be by release module issue extensive stock information and the favor information of described the first client, for example, can the information such as seller's introduction, reward voucher, prepayment coupon, discount card, vip card, presell stored value card, presell kinds of goods be published to shop on net by release module.
The seller installs (integrated) two-dimension code print module under step S2, the line in its POS, to be implemented in the purpose that prints the payment two-dimension code on the cash register bar;
In the present embodiment, integrated two-dimensional code printing module in POS in the following manner: generate software by the two-dimension code that will increase income and edit, intercepting generates the part software of two-dimension code, and the interface of the management software docking such as editor and multiple retail, food and drink, in the situation that need not obtain the management software source code from the management software database sequence number and the total charge of Dynamic Acquisition cash register list, and the trade company code that these two numerals are distributed to each seller generated corresponding two-dimension code; Especially, because the printer character library of most of POS can not be printed two-dimension code, thereby can be integrated into by the driving with printer in the described two-dimension code print module, print two-dimension code by the character library in the Microsoft's Window (Windows) at the cash register bar.
Need to prove that above-mentioned steps and regardless of sequencing can be carried out first step S1 and be carried out step S2 again, otherwise also or carry out simultaneously.
Step S3, buyer (consumer) install the second client at its portable terminal (the second portable terminal); Described the second portable terminal for example is mobile phone, and described the second client can have a plurality of versions, can be at the mobile phone (such as iPhone) of iOS system, and the mobile phone of Android (Android) system uses on Saipan mobile phone (Nokia's mobile phone) and the WP mobile phone;
In the present embodiment, the buyer can obtain account number and password in the registration of third party's service platform by the Registering modules of the second client, can check at any time the transaction record on this third party's service platform;
In the present embodiment, the payment module of described the second client the is integrated various mobile-phone payment safety inserts of Unionpay, thereby the buyer has namely installed Unionpay's safety insert when the second client is installed; The buyer can be stored in many bank cards (comprising debit card and credit card) card number the service platform of Unionpay by Unionpay's safety insert, only need when using debit payments at mobile phone input debit card password, input credit card CVN number (last 3 figure places of back of credit cards) and term of validity simplified payment flow when using Credit Card Payments.
Step S4, buyer obtain seller's the preferential contents such as free reward voucher, discount card by the second client, or use bank card forward purchasing seller's prepayment coupon or commodity etc. by payment module;
For example, the buyer can obtain gift token, the vip card that the seller uploads by the payment module of the second client in seller's shop on net, and gift token, the vip card that obtains is collected in the client in " mine is preferential " column; In addition, the buyer also can buy stored value card or commodity in seller's shop on net, and realizes payment by bank card at mobile phone, and the kinds of goods of buying will be collected in the second client in " product of having purchased commodities " column.
After step S5, buyer consume in seller's solid shop, the seller utilizes POS to print cash register bar with the payment two-dimension code, and this payment two-dimension code can comprise the trade company code of seller on third party's service platform, cash register bar sequence number, reach the information such as cash register bar total price;
Specifically, after the buyer consumes in seller's solid shop or does shopping, the seller is printed the cash register bar in POS, because integrated described two-dimension code print module in the POS, thereby on the cash register bar, will printing simultaneously the payment two-dimension code, this payment two-dimension code for example comprises following information: trade company's code of seller, the sequence number of cash register bar, the amount of money of cash register bar (but comprise discounted amount and can not discounted amount), and the URL that downloads the second client; As the buyer use the two-dimension code scan module of the second client on its mobile phone scan as described in the payment two-dimension code, its mobile phone will show cash register bar information and out of Memory; In the second client the second scanning client is installed before this such as the buyer, and with the two-dimension code software scans of mobile phone, will occurs the download URL of the second client on the mobile phone, the buyer can be easily with the second client downloads to its mobile phone.
Step S6, buyer utilize the two-dimension code on the two-dimension code scan module scanning cash register bar integrated in the second client, and the second client can show the amount of money of dealing with this seller;
When the buyer utilizes payment two-dimension code on the two-dimension code scan module scanning cash register bar in the second client on its mobile phone, at first read trade company's code, then be transferred to third party's service platform by cell phone network, third party's service platform is transferred to buyer's mobile phone with the payment interface of corresponding seller (trade company), then cash register bar sequence number and the amount of money that reads in the two-dimension code is input to payment interface, thereby is shown to the seller; Further, occur simultaneously this seller's reward voucher, discount card or prepayment coupon in the payment interface of described the second client for buyer's choice for use, the payment module of the second client calculates discount amount and actual payment amount automatically.
Step S7, buyer pay actual payment amount by payment module;
Preferably, occur simultaneously in the payment interface of buyer's mobile phone this seller that the buyer gets gift token and (or) vip card, the buyer can select one preferential, the payment module of the second client in its mobile phone can automatically calculate discounted amount and deduct in total charge; Coupons or stored value card have been bought at seller's shop on net such as the buyer, can occur simultaneously in the payment interface, the second client in its mobile phone will calculate amount deducted automatically, such as surplus, to show on the payment interface that actual payment amount is zero, show simultaneously the stored value card remaining sum, balance amount information is by the second client transmissions and be kept on buyer's ecommerce account; The buyer is by payment module payment actual payment amount integrated in the second client.
Step S8, Unionpay's payment system pass to third party's service platform with confirmation after confirming to pay successfully;
Step S9, third party's service platform send to this confirmation buyer and seller's portable terminal simultaneously;
Wherein, described confirmation comprises payment confirmation codes, payment failure information and confirms in the two-dimension code one or more; For example, the buyer is by after Unionpay's payment system pays successfully, and Unionpay's payment system will be paid successful information (payment confirmation codes) and send to affirmation acquisition of information module in buyer's mobile phone, will pay simultaneously successful information and send to third party's service platform; As pay failure, Unionpay's payment system will be paid affirmation acquisition of information module and the third party's service platform that failure information sends to buyer's mobile phone equally; Detailed, for the successful situation of payment, after third party's service platform is received payment successful information (for example being identical payment confirmation codes), trade company's code and exchange hour according to the seller, generate unique payment affirmation number, and this payment affirmation number and the successful details of payment (Transaction Details) sent on buyer and the seller's mobile phone simultaneously, obtain simultaneously payment successful details and payment confirmation codes on buyer and the seller's mobile phone and show;
Preferably, third party's service platform also generates the two-dimension code (affirmation two-dimension code) that contains this payment affirmation number when generating payment affirmation number, thereby also can obtain simultaneously the two-dimension code (affirmation two-dimension code) of the representative payment confirmation codes that sent by third party's service platform on buyer's mobile phone; So, the seller can utilize that integrated two-dimension code scan module scans this affirmation two-dimension code in the first client in its mobile phone, confirms to pay successfully.When the seller utilizes the affirmation two-dimension code on the two-dimension code scan module scanning buyer mobile phone in the first client of its mobile phone and reads payment affirmation number, the first client will the number of affirmation and the affirmation that sends of third party's service platform number compare, identical such as number, occur " paying successfully " on seller's mobile phone and Transaction Details occur simultaneously.
In sum, the method and system that utilizes present embodiment to provide, can forward Transaction Information stream and the transaction funds stream of trade company under the line to " on the line " from " under the line ", allow trade company uses ecommerce under the line of entity StoreFront, Transaction Information under the line and transaction payment are taken on the line, need not to use machine for punching the card, saved the cost that uses bank card, convenient transaction.
Embodiment two
The payment system of the movement-based terminal of present embodiment and method of payment are particularly useful for buying the ticketing service activities such as film ticket and all kinds of admission ticket (such as park admission ticket, concert admission ticket etc.).The buyer utilizes the second portable terminal to carry out booking and payment on the line, finishes the successful two-dimension code of rear described the second acquisition for mobile terminal one payment of payment; Need not to lead ticket, carrying out viewing etc. when movable, the seller utilizes the successful two-dimension code of the described payment of the first client scan on the first portable terminal, can confirm described payment behavior.
As shown in Figure 3, the payment system of the movement-based terminal that present embodiment provides comprises: the second portable terminal that the first portable terminal of the first client is installed and the second client is installed; Utilize the second client on described the second portable terminal to pay, described the second acquisition for mobile terminal one is paid successful two-dimension code after finishing payment, and the successful two-dimension code of the described payment of the first client scan on described the first portable terminal can be confirmed described payment behavior.
The payment system of described movement-based terminal also comprises third party's service platform, described third party's service platform and described the first portable terminal and the second communication of mobile terminal.
In the present embodiment, described the first client comprises: Registering modules, release module and two-dimension code scan module; Described Registering modules is used for enrolled merchant code and account password and offers shop on net; Described release module is used for publishing commodity information and favor information; Described two-dimension code scan module is used for scanning the successful two-dimension code of described payment.
In the present embodiment, described the second client comprises: Registering modules and payment module; Described Registering modules is used for obtaining account number and password in described third party's service platform registration, and checks the transaction record of described payment module on third party's service platform; Described payment module is used for carrying out buying on the line and paying.
The method of payment of the movement-based terminal that present embodiment provides comprises:
Utilize the second client on described the second portable terminal to pay, finish the successful two-dimension code of rear described the second acquisition for mobile terminal one payment of payment; And
Utilize the successful two-dimension code of the described payment of the first client scan on described the first portable terminal to confirm described payment behavior.
Below in conjunction with accompanying drawing 3 and Fig. 4 payment system and the method for payment of the movement-based terminal of present embodiment are described in further detail.
Step S21, seller install the first client at its portable terminal (the first portable terminal); Described the first portable terminal for example is mobile phone, described the first client can have a plurality of versions, for example can be at the mobile phone (iPhone) of iOS system, the mobile phone of Android (Android) system, the mobile phone of Saipan system (such as Nokia's mobile phone) and WP mobile phone (Windows Phone) are upper to be used;
Further, the seller can obtain trade company's code and account password in third party's service platform (e-commerce platform) registration by the Registering modules of described the first client, and has the shop on net of oneself at third party's service platform; Also can be by release module issue extensive stock information and the favor information of described the first client, for example, can the information such as seller's introduction, reward voucher, prepayment coupon, discount card, vip card, presell stored value card, presell kinds of goods be published to shop on net by release module.
Step S22, buyer (consumer) install the second client at its portable terminal (the second portable terminal); Described the second portable terminal for example is mobile phone, and described the second client can have a plurality of versions, can be at the mobile phone (such as iPhone) of iOS system, and the mobile phone of Android (Android) system uses on Saipan mobile phone (Nokia's mobile phone) and the WP mobile phone.
Step S23, buyer can obtain account number and password in the registration of third party's service platform by the Registering modules of the second client, can conclude the business on the net at any time and pay, and can check transaction record on this third party's service platform, finish the successful two-dimension code of described the second acquisition for mobile terminal one payment after the payment.For example, the buyer buys a film ticket by the second client at " on the line ", can obtain a successful two-dimension code of payment that represents the booking success at the second portable terminal after pay successfully.
Step S24, seller utilize the successful two-dimension code of the described payment of the first client scan on described the first portable terminal to confirm described payment behavior; Specifically, the buyer carries out need not to go to the cinema before the viewing queuing power taking movie ticket, only need to show this to the seller when viewing and pay successful two-dimension code, the seller utilizes the successful two-dimension code of the described payment of the first client scan on described the first portable terminal, can confirm this payment behavior; So, for the seller, need not the Making Movies ticket and provide film ticket, for the buyer, save neck ticket step, save time, can prevent also that film ticket from losing and the loss that brings.
In sum, in the payment system and method for payment of the movement-based terminal of present embodiment, the buyer utilizes the second portable terminal to carry out booking and payment on the line, finishes the successful two-dimension code of rear described the second acquisition for mobile terminal one payment of payment; Need not to lead ticket, carrying out viewing etc. when movable, the seller utilizes the successful two-dimension code of the described payment of the first client scan on the first portable terminal, can confirm described payment behavior.
Each embodiment adopts the mode of going forward one by one to describe in this instructions, and what each embodiment stressed is and the difference of other embodiment that identical similar part is mutually referring to getting final product between each embodiment.For the disclosed system of embodiment, because corresponding with the disclosed method of embodiment, so description is fairly simple, relevant part partly illustrates referring to method and gets final product.
The professional can also further recognize, module and the algorithm steps of each example of describing in conjunction with embodiment disclosed herein, can realize with electronic hardware, computer software or the combination of the two, for the interchangeability of hardware and software clearly is described, composition and the step of each example described in general manner according to function in the above description.These functions are carried out with hardware or software mode actually, depend on application-specific and the design constraint of technical scheme.The professional and technical personnel can specifically should be used for realizing described function with distinct methods to each, but this realization should not thought and exceeds scope of the present invention.
Obviously, those skilled in the art can carry out various changes and modification to invention and not break away from the spirit and scope of the present invention.Like this, if of the present invention these revise and modification belongs within the scope of claim of the present invention and equivalent technologies thereof, then the present invention also is intended to comprise these change and modification.
Claims (17)
1. the payment system of a movement-based terminal comprises:
The first portable terminal, it is equipped with the first client;
The second portable terminal, it is equipped with the second client;
Be integrated with the POS of two-dimension code print module;
Wherein, described POS is used for printing the cash register bar with the payment two-dimension code, and described the second client is used for scanning described payment two-dimension code and paying according to the information of described payment two-dimension code, and described the first client is used for confirming described payment behavior.
2. the payment system of movement-based terminal as claimed in claim 1 is characterized in that, also comprises third party's service platform, with described the first portable terminal and the second communication of mobile terminal.
3. the payment system of movement-based terminal as claimed in claim 2 is characterized in that, described the first client comprises:
Registering modules is used for enrolled merchant code and account password and offers shop on net;
Release module is used for publishing commodity information and favor information;
The two-dimension code scan module is used for scanning the affirmation two-dimension code that described third party's service platform sends.
4. the payment system of movement-based terminal as claimed in claim 2 is characterized in that, described the second client comprises:
The two-dimension code scan module is used for scanning described payment two-dimension code;
Payment module is used for paying according to the information of described payment two-dimension code;
Registering modules is used for obtaining account number and password in described third party's service platform registration, and checks the transaction record on described third party's service platform.
5. method of payment based on the payment system of movement-based terminal claimed in claim 1 comprises:
Utilize described POS to print with the cash register bar of paying two-dimension code;
Utilize the described payment two-dimension code of the second client scan on described the second portable terminal, and pay according to the information of described payment two-dimension code;
Utilize described the first portable terminal to confirm described payment behavior.
6. method of payment as claimed in claim 5 is characterized in that, utilizes described POS to print with before the cash register bar of paying two-dimension code, also comprises:
Utilize Registering modules enrolled merchant code and the account password of the first client and offer shop on net;
Utilize release module publishing commodity information and the favor information of the first client.
7. method of payment as claimed in claim 5 is characterized in that, utilizes before the described payment two-dimension code of the second client scan on described the second portable terminal, also comprises:
Utilize the payment module of the second client to obtain preferential content; And/or
Utilize payment module forward purchasing coupon or the commodity of the second client.
8. method of payment as claimed in claim 5 is characterized in that, utilizes the payment module of the second client to pay by Unionpay's payment system.
9. method of payment as claimed in claim 8 is characterized in that, utilizes before described the first portable terminal confirms that described paying bank is, also comprises:
Unionpay's payment system passes to third party's service platform with confirmation after confirming to pay successfully;
Third party's service platform sends to the first portable terminal and the second portable terminal simultaneously with confirmation.
10. method of payment as claimed in claim 9 is characterized in that, described confirmation comprises payment confirmation codes, payment failure information and confirms in the two-dimension code one or more.
11. the payment system of a movement-based terminal comprises:
The first portable terminal, it is equipped with the first client;
The second portable terminal, it is equipped with the second client;
Wherein, the second client on described the second portable terminal is paid, described the second acquisition for mobile terminal one is paid successful two-dimension code after finishing payment, and the successful two-dimension code of the described payment of the first client scan on described the first portable terminal is to confirm described payment behavior.
12. the payment system of movement-based terminal as claimed in claim 11 is characterized in that, also comprises third party's service platform, with described the first portable terminal and the second communication of mobile terminal.
13. the payment system of movement-based terminal as claimed in claim 12 is characterized in that, described the first client comprises:
Registering modules is used for enrolled merchant code and account password and offers shop on net;
Release module is used for publishing commodity information and favor information;
The two-dimension code scan module is used for scanning the successful two-dimension code of described payment.
14. the payment system of movement-based terminal as claimed in claim 12 is characterized in that, described the second client comprises:
Payment module is used for carrying out buying on the line and payment;
Registering modules is used for obtaining account number and password in described third party's service platform registration, and checks the transaction record on described third party's service platform.
15. the method for payment based on the payment system of the described movement-based terminal of claim 11 comprises:
Utilize the second client on described the second portable terminal to pay, finish the successful two-dimension code of rear described the second acquisition for mobile terminal one payment of payment;
Utilize the successful two-dimension code of the described payment of the first client scan on described the first portable terminal to confirm described payment behavior.
16. method of payment as claimed in claim 15 is characterized in that, utilizes before the second client on described the second portable terminal pays, and also comprises:
Utilize Registering modules enrolled merchant code and the account password of the first client and offer shop on net;
Utilize release module publishing commodity information and the favor information of the first client.
17. method of payment as claimed in claim 15 is characterized in that, utilizes before the second client on described the second portable terminal pays, and also comprises:
Utilize the payment module of the second client to obtain preferential content; And/or
Utilize payment module forward purchasing coupon or the commodity of the second client.
Priority Applications (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2012104485163A CN103020821A (en) | 2012-11-09 | 2012-11-09 | Payment system and payment method based on mobile terminal |
| CN201310553596.3A CN103544595A (en) | 2012-11-09 | 2013-11-08 | Payment system and method and payment two-dimensional code generation method based on mobile terminal |
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| Application Number | Priority Date | Filing Date | Title |
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| CN2012104485163A CN103020821A (en) | 2012-11-09 | 2012-11-09 | Payment system and payment method based on mobile terminal |
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| CN103020821A true CN103020821A (en) | 2013-04-03 |
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| CN2012104485163A Pending CN103020821A (en) | 2012-11-09 | 2012-11-09 | Payment system and payment method based on mobile terminal |
| CN201310553596.3A Pending CN103544595A (en) | 2012-11-09 | 2013-11-08 | Payment system and method and payment two-dimensional code generation method based on mobile terminal |
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| CN201310553596.3A Pending CN103544595A (en) | 2012-11-09 | 2013-11-08 | Payment system and method and payment two-dimensional code generation method based on mobile terminal |
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