CN102568086A - Automatic transaction device - Google Patents

Automatic transaction device Download PDF

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Publication number
CN102568086A
CN102568086A CN2011104009355A CN201110400935A CN102568086A CN 102568086 A CN102568086 A CN 102568086A CN 2011104009355 A CN2011104009355 A CN 2011104009355A CN 201110400935 A CN201110400935 A CN 201110400935A CN 102568086 A CN102568086 A CN 102568086A
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CN
China
Prior art keywords
transaction
money
input
remarks
repeatedly
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Pending
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CN2011104009355A
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Chinese (zh)
Inventor
小林勉
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Oki Electric Industry Co Ltd
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Oki Electric Industry Co Ltd
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Publication date
Application filed by Oki Electric Industry Co Ltd filed Critical Oki Electric Industry Co Ltd
Publication of CN102568086A publication Critical patent/CN102568086A/en
Pending legal-status Critical Current

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Abstract

The invention provides an automatic transaction device, which can be used for the cash transaction according to the operation of the customer, and can improve the service without prolonging the transaction time and the transaction fees. The automatic transaction device (1) is provided with: an input unit (operation part 16), which can be used for the repeated input of transaction sum and related notes in one transaction; a printing unit (bankbook keeping part 24), which can be used to make a connection between the repeated input of transaction sum and the related notes, and then to print the results onto the bankbook as the result of the transaction. Furthermore, the input unit (operation part 16)can be used to input the total sum of the input transaction sum in one transaction, and to divide the total sum, and then the repeated input can be related to notes of each expected sum.

Description

Automatic trading apparatus
Technical field
The present invention relates to automatic trading apparatus such as automatic cash deposit and withdrawal machine, be arranged at bank and other financial mechanism or convenience store etc. and locate, carry out medium and output that money transaction also is stored in this transaction results regulation.
Background technology
In recent years, for automatic trading apparatus such as automatic cash deposit and withdrawal machines, the service that further improves client as surcharge becomes the task of top priority.There is following technology in a kind of technology as this service of raising: replace p.m.entry or household income and expenditure to approach in order to use bankbook; After specifying payment; Show remarks input picture through pressing the remarks load button, and can import the purposes of designated amounts, after closing the transaction; The amount of money of appointment is printed to the regulation hurdle (for example, with reference to patent documentation 1) of bankbook with the remarks of said input.
Patent documentation 1: japanese kokai publication hei 5-165869 communique
Yet; In above-mentioned existing automatic trading apparatus, there is following problem: in order under multiple use, to withdraw the money and to import a plurality of remarks, must be by the transaction of paying several times of every kind of purposes, thus quite time-consuming of transaction; Under the situation of cost service charge, need the above-mentioned service charge repeatedly of payment in addition.
Summary of the invention
In order to solve above-mentioned problem, the present invention adopts following structure.That is, carrying out possessing in the automatic trading apparatus of money transaction according to client's operation: input block, it can repeatedly import dealing money and relevant remarks repeatedly in once concluding the business; Storage unit, as the result of above-mentioned transaction, this storage unit makes the said amount of money of repeatedly importing repeatedly and said remarks set up related and is stored in transaction resume storage medium.
According to automatic trading apparatus of the present invention, carrying out in the automatic trading apparatus of money transaction according to client's operation, owing to possess: input block, this input block can repeatedly be imported dealing money and relevant remarks repeatedly in once concluding the business; Storage unit; Result as this transaction; This storage unit makes the said amount of money of repeatedly importing repeatedly and said remarks set up related and is stored in transaction resume storage medium, therefore need not to prolong exchange hour and need not to increase the transaction service charge just to improve the service to client.
Description of drawings
Fig. 1 is the stereoscopic figure of the automatic trading apparatus of embodiment 1.
Fig. 2 is the control system block diagram of the automatic trading apparatus of embodiment 1.
Fig. 3 is the action flow chart of the automatic trading apparatus of embodiment 1.
Fig. 4 is the operation screen example of the automatic trading apparatus of embodiment 1.
Fig. 5 is the operation screen example of the automatic trading apparatus of embodiment 1.
Fig. 6 is the operation screen example of the automatic trading apparatus of embodiment 1.
Fig. 7 is the operation screen example of the automatic trading apparatus of embodiment 1.
Fig. 8 is printing receipt and the example of bankbook of the automatic trading apparatus of embodiment 1.
Fig. 9 is the action flow chart of the automatic trading apparatus of embodiment 2.
Figure 10 is the operation screen example of the automatic trading apparatus of embodiment 2.
Figure 11 is the operation screen example of the automatic trading apparatus of embodiment 2.
Drawing reference numeral explanation: 1 ... Automatic trading apparatus; 13 ... The receipt delivery outlet; 14 ... The Banknote deposting/drawing out mouth; 15 ... The coin access port; 16 ... Operating portion; 20 ... Master control part; 23 ... The card handling part; 24 ... Bankbook book keeping operation portion; 25 ... Receipt printing portion; 26 ... Banknote deposting/drawing out portion; 27 ... Coin access portion.
Embodiment
Below, utilize accompanying drawing that embodiment example involved in the present invention is described.To the identical label of parts mark common in the accompanying drawing.In addition, in following explanation, though be that example describes with the payment transaction, even in credit transaction, money transfer transactions or money transfer transactions, can use the present invention too.And, though be that example describes with bank note as the cash of handling, even under the situation of processing coin, can use the present invention too.
Embodiment 1
(structure)
Fig. 1 illustrates the stereographic map of outward appearance of automatic trading apparatus 1 that can carry out the embodiment that deposits transaction or payment transaction, credit transaction etc. in 1 of cash according to client's operation.
As shown in the drawing, possess in the outside of automatic trading apparatus 1: send infrared light etc. and detect client's sensor 10 of its catoptrical non-contacting sensor etc.; Insert output and be used to carry out the card insertion delivery outlet 11 of the cash card of affirmation in person; The operating portion 16 that forms at LCD laminated transparent touch panel as client's input block; Be used to put into or take out the Banknote deposting/drawing out mouth 14 of bank note; Be used to put into or take out the coin access port 15 of coin; When the transaction of using bankbook, be used to insert or take out the bankbook insertion delivery outlet 12 of bankbook; And be used for the receipt delivery outlet 13 that output print has the receipt of transaction results.
The control system of the automatic trading apparatus 1 of embodiment 1 forms structure shown in Figure 2.That is, the control system of automatic trading apparatus 1 forms following structure, on the master control part 20 of each one of control, is connected with: aforesaid operations portion 16; Be configured for carrying out the voice guide portion 22 of voice guide by loudspeaker etc.; The card handling part 23 that the information that is stored in cash card is read and write; Carry out the bankbook book keeping operation portion 24 as print unit of bankbook processing such as bankbook book keeping operation; The receipt printing portion 25 that on said receipt, prints; Carry out the Banknote deposting/drawing out portion 26 that withdraws the money and handle to the bank note appraisal counting of putting into and the deposit of taking in processing and taking-up bank note; And the coin access portion 27 that coin is handled equally.
And then form following structure, and promptly on master control part 20, also be connected with: memory section 29, it is as the storage part performance function of master control part 20; Interface portion 30; It is to controlling with the interface that the host apparatus 40 of financial institution etc. is connected through circuit 31; And, possessing power supply unit 28 to each supply power, the data of the transaction of wherein being carried out in 40 pairs of automatic trading apparatus 1 of host apparatus etc. are managed.
(action)
According to above structure, the automatic trading apparatus of embodiment 1 moves as follows.Below utilize the action flow chart of Fig. 3, the operation screen example of Fig. 4 to Fig. 7, receipt and the bankbook of Fig. 8 to print example, the action of the payment transaction during it is moved is elaborated.
At first, when client detected client near automatic trading apparatus 1 and by client's sensor 10, then master control part 20 showed transaction selection picture on the operation screen of operating portion 16.And when from the transaction menu that is shown, selecting payment transaction, then master control part 20 shows the guiding of urging the insertion cash card on the operation screen of operating portion 16.
And, when inserting delivery outlet 11 insertion cash cards (step S01) from card, then utilize card handling part 23 from the information that is stored in cash card, to obtain number of the account, and display password input picture (step S02).
Then, when input password and I confirm to finish (step S03), show that then shown in Figure 4 being used to import the amount of money input picture (step S04) of payment.
Then, when importing payment (step S05) and pressing " remarks input " key 101 (step S06), then picture (step S07) imported in the remarks of displayed map 5.So client utilizes the purposes (step S08) of " project " key 51 and " input " key 53 cash in input area 52 input payment transactions.In this example, for example the purposes of the amount of money " 20,000 yen " is " tuition fee ".
When pressing " affirmations " key 103, then show the amount of money and the remarks affirmation picture (step S09) shown in Fig. 6 (a) of the input results that is used to confirm payment and purposes when the input that finishes purposes.
Then; Desire client under the situation of the amount of money of further additional payment; When pressing " amount of money appends " key 104 (step S10), then the master control part 20 demonstrations amount of money that appends shown in Figure 7 is imported picture (step S11), the payment (step S12) that client's input is appended.
Be directed against in client's desire under the situation of its purposes of amount of money input of being imported, when pressing " remarks input " key 111 (step S13), then turn back to step S07, the remarks input picture of master control part 20 displayed map 5.And as the part of appending of remarks, for example when client's designated amounts " 10,000 yen " and input " food and drink expense " as its purposes, and when pressing " affirmations " key 103, then as Fig. 6 (b) shown in, the amount of money partly and remarks affirmation picture are appended in demonstration.
On the other hand; Under following situation; Promptly in the amount of money of Fig. 4 input picture, press (step S06) under the situation of " affirmations " button 102, confirm to press in the picture under the situation of " affirmation " button 105 (step S10) and import under the situation of pressing " affirmation " button 112 in the picture (step S13) at the appending amount of money of Fig. 7 at the amount of money of Fig. 6 and remarks; Get into step S14; The payment processes (step S14) of the Amount in Total of the payment of carrying out being imported before this, and fetch the receipt (step S15) that the note shown in cash card, cash and Fig. 8 (a) has transaction remarks 121, thus finish this processing.In addition, when the non-selected output receipt of client, can on the operation screen of operating portion 16, show the transaction remarks of being imported simultaneously with payment.
At this moment, be sent in once the information of specifying Amount in Total to conclude the business the transaction to principal computer 40 for " 30,000 yen " from automatic trading apparatus 1, and with the service charge that is taken place in the payment transaction as service charge.
And then; In ensuing transaction; When the transaction that client is shown is selected to select the bankbook account dealing in the picture, then shown in Fig. 8 (b), will print and return to client as transaction remarks 122 with the purposes that payment is imported on the operation screen of operating portion 16.
(effect of embodiment 1)
According to the automatic trading apparatus of the above embodiments 1, carrying out in the automatic trading apparatus of money transaction according to client's operation, owing to possess: input block, this input block can repeatedly be imported dealing money and relevant remarks repeatedly in once concluding the business; Storage unit, as the result of this transaction, this storage unit make said repeatedly repeatedly the amount of money of input set up related with said remarks and be printed on the bankbook, so need not to prolong exchange hour and need not to increase the service charge of concluding the business just to improve service to client.
Embodiment 2
(structure)
Because the structure of the automatic trading apparatus of embodiment 2 and the structure of control system are identical with embodiment 1, therefore omit its detailed description for simplification.
(action)
According to above structure, the automatic trading apparatus of embodiment 2 moves as follows.Utilize the operation screen example of action flow chart, Figure 10 and Figure 11 of Fig. 9 that this action is elaborated below.In addition, because step S21~S26, step S33, S34 are identical with step S01~S06, step S14, the S15 of embodiment 1, therefore with its explanation simplification.
At first; When client detects client near automatic trading apparatus 1 and by client's sensor 10; Then master control part 20 shows transaction selection picture on the operation screen of operating portion 16; When client selected payment transaction from transaction menu, then master control part 20 showed the guiding of urging the insertion cash card on the operation screen of operating portion 16.
Next, insert, then utilize card handling part 23 from the information that is stored in cash card, to obtain number of the account when client inserts delivery outlet 11 with cash card from card, and display password input picture (step S21, S22).
Then; After client inputs password and I and confirms to finish, then show the amount of money input picture (step S23, S24) of above-mentioned input payment shown in Figure 4, as the payment Amount in Total; For example import 30; 000 yen (step S25), and when pressing " remarks input " key 101 (step S26) of amount of money input picture, show that then the amount of money that carries out the remarks input of Figure 10 is imported picture (step S27).
Then, the amount of money of the remarks of desire input purposes is for example imported 20,000 yen (step S28) from 30,000 yen of the payments among said step S25, imported.
Then; When the input that finishes the amount of money and when pressing " affirmations " key 201, then show the remarks input picture (step S29) of above-mentioned Fig. 5, import for importing the amount of money of remarks as desire 20; 000 yen purposes; For example input " tuition fee " when pressing " affirmation " key 103 (step S30), then shows the amount of money shown in Figure 11 and remarks input validation picture (step S31).
And then; With reference to appending the remarks amount of money 214, the payment of also not carrying out the remarks input is appended under the situation of remarks input, when pressing " appending remarks " key 211 (step S32) in desire; Then turn back to step S27; Show the amount of money input picture (step 27) that carries out the remarks input of Figure 10, after this amount of money and these remarks of the remarks of input desire input purposes carry out same treatment.
On the other hand; In step S26, press under the situation of " affirmation " key and in step S32 the amount of money and the remarks at Figure 11 confirm to press under the situation of " affirmations " key 212 in the picture entering step S33, the payment processes of the Amount in Total of the payment of carrying out being imported before this; When client selects cash card, cash and then selects the output receipt; Identical with embodiment 1, shown in Fig. 8 (a), fetch the receipt (step S33, S34) that note has transaction remarks 121, thereby finish this processing.
At this moment, identical with embodiment 1, be sent in once to principal computer 40 from automatic trading apparatus 1 and specify Amount in Total to implement the information of transaction the transaction for " 30,000 yen ", and with the service charge that is taken place in the payment transaction as service charge.
Then; In ensuing transaction; When the transaction that client is shown on the operation screen of operating portion 16 is selected to select the bankbook account dealing in the picture; Then identical with embodiment 1, shown in Fig. 8 (b), will print and return to client as transaction remarks 122 with the purposes that payment is imported.
(effect of embodiment 2)
Automatic trading apparatus according to the above embodiments 2; Owing to can in once concluding the business, import the Amount in Total of dealing money; And this Amount in Total cut apart and input remarks relevant with the amount of money of every part of expectation repeatedly repeatedly, therefore except the effect of embodiment 1, can also be after importing the Amount in Total of concluding the business at first; According to the amount of money input remarks of every part of expectation, and can be easy to import remarks.
Utilize possibility on the industry
As stated, the present invention can be widely used in and carry out money transaction and this transaction results is stored in the medium of regulation and the automatic trading apparatus such as automatic cash deposit and withdrawal machine of output.

Claims (5)

1. an automatic trading apparatus carries out money transaction according to client's operation, and said automatic trading apparatus is characterised in that to possess:
Input block, it can repeatedly import dealing money and relevant remarks repeatedly in once concluding the business; With
Storage unit, as the result of above-mentioned transaction, this storage unit makes the said amount of money of repeatedly importing repeatedly and said remarks set up related and is stored in transaction resume storage medium.
2. automatic trading apparatus according to claim 1 is characterized in that,
Said input block can repeatedly be imported dealing money and relevant remarks in order repeatedly in once concluding the business.
3. automatic trading apparatus according to claim 1 is characterized in that,
Said input block can be in the Amount in Total of input dealing money in the transaction once, and this Amount in Total is cut apart and input remarks relevant with the amount of money of every part of expectation repeatedly repeatedly.
4. according to any described automatic trading apparatus of claim 1 to 3, it is characterized in that,
Said transaction is deposit and withdraw transaction or money transfer transactions or money transfer transactions.
5. automatic trading apparatus according to claim 1 is characterized in that,
Said transaction resume storage medium is bankbook or receipt, and said storage unit is a print unit.
CN2011104009355A 2010-12-24 2011-11-25 Automatic transaction device Pending CN102568086A (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
JP2010287031A JP5720236B2 (en) 2010-12-24 2010-12-24 Automatic transaction equipment
JP2010-287031 2010-12-24

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Publication Number Publication Date
CN102568086A true CN102568086A (en) 2012-07-11

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CN (1) CN102568086A (en)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN104036582A (en) * 2014-05-21 2014-09-10 昆山古鳌电子机械有限公司 Device and method for ATM deposit transaction

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GB2246899A (en) * 1990-06-13 1992-02-12 Toshiba Kk Cash processing system
JPH05165869A (en) * 1991-12-16 1993-07-02 Oki Electric Ind Co Ltd Automatic transaction machine
CN1130434A (en) * 1994-07-18 1996-09-04 Ntt数据通信株式会社 Electronic bankbook and cash transaction information processing system using the same
JP2000251147A (en) * 1999-02-26 2000-09-14 Hitachi Ltd Method and device for account management and recording medium stored with account managing program
JP2001306798A (en) * 2000-04-19 2001-11-02 Nec Corp System and method for preparing housekeeping book data and recording medium with housekeeping book data preparing program recorded thereon
JP2002259680A (en) * 2001-03-01 2002-09-13 Tsubasa System Co Ltd Information management method, information management system and information management program
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Publication number Priority date Publication date Assignee Title
CN104036582A (en) * 2014-05-21 2014-09-10 昆山古鳌电子机械有限公司 Device and method for ATM deposit transaction

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Application publication date: 20120711