CN101499197A - Automatic traction apparatus and automatic traction system - Google Patents

Automatic traction apparatus and automatic traction system Download PDF

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Publication number
CN101499197A
CN101499197A CN 200810174991 CN200810174991A CN101499197A CN 101499197 A CN101499197 A CN 101499197A CN 200810174991 CN200810174991 CN 200810174991 CN 200810174991 A CN200810174991 A CN 200810174991A CN 101499197 A CN101499197 A CN 101499197A
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client
hand
terminal
biont information
feature
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CN 200810174991
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CN101499197B (en
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矶部真纪子
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Oki Electric Industry Co Ltd
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Oki Electric Industry Co Ltd
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Abstract

An automated transaction device and an automated transaction system avoiding the misbehaviors while registering the organism information for the personal authentication are provided. In the automated transaction system, the network can connect the customer terminal of the customer operation in communicating way and the central terminal of the operation by the operator. The hand side facial photography portion shoots the face and hand side of the customer while obtaining the organism data and the operating the customer terminal. In addition, while obtaining the organism data in order to process the personal authentication, the invention also shoots the face and hand side of the customer. Then the characteristic comparing portion obtains the organism data to confirm whether the picked customer hand side characteristic is accordant; if the customer hand side characteristic is not accordant, the central operator uses the central terminal to compare the faces of the customers of the organism data; if the situation can not be confirmed, the situation is set as no transaction to avoid the misbehaviors.

Description

Automatic trading apparatus and automated trading system
Technical field
The present invention relates to prevent the automatic trading apparatus and the automated trading system of the devious conduct when registering organism data in order to carry out the personal authentication.
Background technology
Utilize financial institution to be arranged on client's terminal (ACM:Automated Consulting/Contract Machine in the business hall or the self-service Room etc. as being used for, automatic protocol/contract machine) carries out personal authentication's organism data, fingerprint, iris, vein etc. are arranged.Go to the business hall of financial institution to carry out the registration of these organism data, perhaps utilize the client's terminal (automatic trading apparatus) that to register organism data to carry out the registration of these organism data.
For example, following invention is disclosed in patent documentation 1: using under the situation of iris as organism data, when registering except iris, also take the image of eyes, iris beyond when iris during to registration and registration compares, and prevents that thus same personage from carrying out dual registration.
[patent documentation 1] TOHKEMY 2006-195527 communique
But present situation is under the situation of using automatic trading apparatus registration organism data, tackles while the operator of the center terminal of the central side that operation is connected with this automatic trading apparatus is switched a plurality of automatic trading apparatus.So, during certain client of reply, be difficult to pay close attention to other clients' situation.Therefore, during certain client of reply, close the trade and under the situation about leaving, may not notice this devious conduct of the client who changes afterwards other clients.
Like this, patent documentation 1 disclosed invention is the technology that prevents same personage's dual registration under the prerequisite that does not have the personage to replace, and therefore when other people replace, is difficult to confirm easily whether really to have obtained my organism data.
Summary of the invention
The present invention finishes in view of above problem points, and its problem is to provide a kind of automatic trading apparatus and automated trading system that prevents the devious conduct when registering organism data in order to carry out the personal authentication.
In order to solve described problem, automatic trading apparatus of the present invention is characterised in that this automatic trading apparatus has: the Biont information obtaining section, and it obtains the Biont information that the personal authentication uses; Photography portion, it takes client on hand; Feature extraction portion, it extracts feature on hand from the described client's that photographed by described photography portion image on hand; And feature comparing section, image of taking in its process and the image of when described Biont information obtaining section does not obtain described client's Biont information, taking at the Biont information of obtaining described client in described Biont information obtaining section, at the feature on hand that described feature extraction portion is extracted, relatively whether the feature of two images is consistent.
According to the present invention, can prevent the devious conduct when registering organism data in order to carry out the personal authentication.
Description of drawings
Fig. 1 is the figure of structure that the automated trading system of embodiments of the present invention is shown.
Fig. 2 is the figure that the function of automated trading system is shown.
Fig. 3 illustrates the stereographic map of client's terminal.
Fig. 4 is the figure that is illustrated in the flow process of the processing of carrying out in the automated trading system.
Fig. 5 is the figure that is illustrated in the flow process of the processing of carrying out in the automated trading system.
Fig. 6 is the figure that is illustrated in the flow process of the processing of carrying out in the automated trading system.
Fig. 7 is the figure that is illustrated in the flow process of the processing of carrying out in the variation 2.
Embodiment
Below, suitably with reference to accompanying drawing, be elaborated to being used to implement best mode of the present invention (hereinafter referred to as " embodiment ").
" embodiment "
Use Fig. 1 that the structure of the automated trading system of embodiments of the present invention is described.Fig. 1 is the figure of structure that the automated trading system of embodiments of the present invention is shown.
As shown in Figure 1, automated trading system 1 has: in self-service shop (A ...) in can for client operating carry out self-service signatory client's terminal K (K1 ...); The center terminal S that operates by the operator at the center (S1 ...); Server S S, the communication between its control client terminal K and the center terminal S, and store the information that is exchanged; And network N, its with the mode that can communicate by letter connect self-service shop (A ...) and the center between.
Usually, client's terminal K and center terminal S are arranged on the part far away of being separated by.Therefore, between client's terminal K and center terminal S, has the function that to carry out voice communication, so that operator and client can real-time sessions.And network N is used industrial siding, to prevent to distort and eavesdrop communication data etc.Wherein, fully having implemented under the situation of Security Countermeasures, also can be the Internet by VPN etc.
In addition, server S S not necessarily also can make center terminal S have the function that server S S is had.
Then, use Fig. 2, Fig. 3 that the function of client's terminal K, center terminal S and server SS is described.Fig. 2 is the figure that the function of automated trading system is shown.And Fig. 3 is the stereographic map that client's terminal is shown.
At first, use the function of Fig. 2 at following explanation client terminal K (automatic trading apparatus).
Client's terminal K has: control part 100, operation display part 110, Biont information obtaining section 120, file reading part 130, the portion of facial photography on hand 140, storage part 150, Department of Communication Force 160 and conversation portion 170.
Control part 100 has: it is not shown primary memory that the not shown CPU (Central ProcessingUnit, CPU (central processing unit)) of execution calculation process and this CPU carry out the employed main storage means of calculation process.Primary memory waits and realizes by RAM (Random Access Memory, random access memory).And, in RAM, launching to be stored in the application program in the storage part 150 that constitutes by not shown hard disk etc., CPU realizes various processing by carrying out this application program.And control part 100 has the function that operation display part 110, Biont information obtaining section 120, file reading part 130, the portion of facial photography on hand 140, storage part 150, Department of Communication Force 160 and conversation portion 170 are controlled.
And control part 100 has the function of feature extraction portion 101 and feature comparing section 102, and still, these functions are narrated in the back.
Operation display part 110 has LCD (Liquid Crystal Display, LCD) and CRT display frames such as (Cathode Ray Tube, cathode-ray tube (CRT)s).And, have by being installed in touch panel in this display frame etc. and accept function from client's input.
Biont information obtaining section 120 has the function of the organism data (Biont information) that obtains the personal authentication and use.
File reading part 130 is made of scanner etc., has the needed application form of the contract of reading and has put down in writing the testimonial functions such as driver's license of my mug shot.
140 (photography portions) of facial on hand photography portion are cameras, have the face of the client when taking client operating client terminal K and function on hand.In addition, client's frontal faces and is on hand switched at any time in facial on hand photography portion 140, obtains facial information and information on hand.
Storage part 150 has the function of accumulating needed data of program, executive routine that control part 100 carries out and obtained various information.
Department of Communication Force 160 has the function that communicates via network N and center terminal S and server SS.
Conversation portion 170 has makes the function that operator and client can real-time session.That is, have transmitter (microphone) and receiver (loudspeaker).Conversation portion 170 can communicate via the conversation portion 250 of network N and center terminal S.
Here, describe following by the function shown in the stereographic map shown in Figure 3 in the function of client's terminal K.
Facial at first, on hand photography portion 140 is arranged on the top of client's terminal K.And, can switch client's frontal faces and on hand at any time, obtain facial information and information on hand.But facial on hand photography portion 140 is not limited to the position that is provided with shown in Figure 3, also can be configured to take by each special-purpose camera facial and on hand.
Operation display part 110 is positioned at the position that facial photography portion 140 is easy to take frontal faces on hand and gets final product.
About conversation portion 170, the situation of the hand telephone set with transmitter and receiver is shown.In addition, conversation portion 170 is not limited to hand telephone set shown in Figure 3, also can be equipped with microphone and loudspeaker on the main body of client's terminal K.
File reading part 130 is positioned on the part of platform shape, to be easy to place file.
About Biont information obtaining section 120, suppose to obtain the situation of finger vena as organism data, it is arranged on the part of platform shape, to be easy to place hand.In addition, Biont information obtaining section 120 is not limited to the position that is provided with shown in Figure 3, as long as be arranged on the position that facial photography portion 140 is easy to take on hand and client is easy to catch and touches on hand.
Then, below use Fig. 2 that the function of center terminal S is described.
Center terminal S for example is a personal computer, has: control part 200, input part 210, display part 220, storage part 230, Department of Communication Force 240 and conversation portion 250.
Control part 200 has: it is not shown primary memory that the not shown CPU (Central ProcessingUnit, CPU (central processing unit)) of execution calculation process and this CPU carry out the employed main storage means of calculation process.Primary memory waits and realizes by RAM (Random Access Memory, random access memory).And, in RAM, launching to be stored in the application program in the storage part 230 that constitutes by not shown hard disk etc., CPU realizes various processing by carrying out this application program.And control part 200 has the function that input part 210, display part 220, storage part 230, Department of Communication Force 240 and conversation portion 250 are controlled.
Input part 210 is mouse and keyboard, has at being presented at picture and selecting operator on the display part 230 to the function of the indication of client's terminal K.As indication to client's terminal K, for example be at the indication of the processing of client's terminal K action or will be facial on hand the subject of photography portion 140 suitably switch to face or indication on hand.
Display part 220 has the various information that demonstration sends from client's terminal K or shows the function of selecting the picture of the indication of client's terminal K.
Storage part 230 has the function of accumulating needed data of program, executive routine that control part 200 carries out and obtained various information.
Department of Communication Force 240 has the function that communicates via network N and client's terminal K.And, Department of Communication Force 240 have via in the function that communicates of intracardiac LAN and server S S.
Conversation portion 250 is made of microphone and loudspeaker.And,, have the hardware or the software that carry out encoding process and decoding processing in order to utilize voice to communicate via network N.
Then, below use Fig. 2 that the function of server S S is described.
Server S S for example is a computing machine of carrying out server capability, has: control part 300, storage part 310 and Department of Communication Force 320.
Control part 300 has: it is not shown primary memory that the not shown CPU (Central ProcessingUnit, CPU (central processing unit)) of execution calculation process and this CPU carry out the employed main storage means of calculation process.Primary memory waits and realizes by RAM (Random Access Memory, random access memory).And, in RAM, launching to be stored in the application program in the storage part 310 that constitutes by not shown hard disk etc., CPU realizes various processing by carrying out this application program.And control part 300 has the function that storage part 310 and Department of Communication Force 320 are controlled.
Storage part 310 has the function of accumulating needed data of program, executive routine that control part 300 carries out and obtained various information.
Department of Communication Force 320 has the function that communicates via network N and client's terminal K.And, Department of Communication Force 320 have via in the function that communicates of intracardiac LAN and center terminal S.
Then, use the flow process of Fig. 4, Fig. 5, Fig. 6 explanation processing of execution in automated trading system 1.Fig. 4, Fig. 5, Fig. 6 are the figure that is illustrated in the flow process of the processing of carrying out in the automated trading system.
At first, client's terminal K carries out self-service signatory terminal, waits under the state of the menu of concluding the business new the contracting that can select to comprise loan, and shows initial picture and standby (step S401) on operation display part 110.Then, the control part 100 of client's terminal K accepts to have been selected by client the situation (step S402) of " biosome registration " menu via operation display part 110.Then, control part 100 shows " guiding " (step S403) that " biosome registration " menu is used on operation display part 110.In " guiding " shows, the points for attention when showing this situation of certificate that need put down in writing mug shot in order to carry out me to confirm and organism data registration etc.Then, control part 100 accepts to be used to discern the input of individual name (assumed name), birthdate and telephone number via operation display part 110, and sends it to center terminal S (step S404).Then, the control part 200 of center terminal S shows name (assumed name), birthdate and the telephone number (step S405) that receives on display part 220.Then, the control part 100 of client's terminal K is showing on the operation display part 110 in order to carry out my affirmation and one cover certificate should be placed on the file reading part 130.Then, the cover certificate that control part 100 reads file reading part 130 to be placed sends a cover testimonial information (step S406) via Department of Communication Force 160 to center terminal S.
In addition, during step S402~S406, facial on hand photography portion takes client's face and on hand for more than 140 time.That is, in step S402~S406, the situation that the facial on hand photography 140 shooting clients of portion operate operation display part 110.Then, captured image on hand is stored in (step S411) in the storage part 150.And, send captured facial information from client's terminal K to center terminal S via network N, in the storage part 230 of center terminal S, store (step S412, S413) as facial information.
Then, in center terminal S, on display part 220, show facial information and the testimonial mug shot be stored in the storage part 230, judge both whether consistent (step S407).In addition, the judgement among the step S407 is undertaken by control part 200 executive routines of center terminal S, perhaps also can be undertaken by the operator.
In step S407, (step S407: "No"), center terminal S sends indication to client's terminal K, and client's terminal K carries out NG and handles 1 (step S409) under facial information and the inconsistent situation of testimonial mug shot when being judged to be.And, under the unclear or damaged situation of testimonial mug shot, also be judged to be facial information and testimonial mug shot is inconsistent.
Then, handle in 1 at NG, shown in Fig. 6 (a), the control part 100 of client's terminal K is judged as inconsistent client at this, and will to be judged to be inconsistent number of times be that NG number adds 1 (step S431), judges that NG number is whether below threshold value (predefined stipulated number) (step S432).
In step S432, (step S432: "Yes"), turn back to the B of Fig. 4, control part 100 begins to carry out from step S406 once more under the situation below the threshold value when NG number.
And, in step S432, when NG number is not that (step S432: "No"), client's terminal K shows that on operation display part 110 transaction stops (step S433) under the situation below the threshold value.So client's terminal K does not accept the operation from operation display part 110.
Turn back to Fig. 4, in step S407, (step S407: "Yes"), the control part 200 of center terminal S sends the signal (step S408) that organism data is taken in indication to client's terminal K under the facial information situation consistent with testimonial mug shot when being judged to be.
Then, the control part 100 of client's terminal K is obtained organism data (step S410) by Biont information obtaining section 120.And 140 pairs in facial on hand photography portion is obtaining taking in the process of organism data (step S410) on hand.
Transfer to Fig. 5, the feature extraction portion 101 of client's terminal K carries out each feature extraction of information on hand (step S414) at the information on hand of storing and the information on hand of taking in step S410 in step S411.
In addition, in step S411, take the situation that client operates operation display part 110 in step S402~S406.Therefore, facial on hand photography portion 140 can take on hand.For example, on hand the feature of information be hand size, color, have or not ornament, clothes, have or not nail polish, have or not and tatoo etc.In addition, this feature extraction of information on hand (step S414) is narrated in the back.
Whether the feature comparing section 102 of client's terminal K is judged the feature of the information on hand that obtains and the information on hand of storing in step S411 in step S410 feature consistent (step S415).
Be judged to be in step S415 that (step S415: "No"), control part 100 is carried out NG and handled 2 under the inconsistent situation of feature of information on hand.In addition, " feature of information is inconsistent on hand " is meant that at least more than one is inconsistent in the feature of information on hand.Perhaps, under the situation of using a plurality of features to judge,, also exist several characteristic to obtain the possibility of failure, and allow feature inconsistent of some although consider to be actually same personage's hand.For example, under the situation of using 5 features,, then under the situation that can obtain 3 features and these 3 feature unanimities, can be considered as the feature unanimity of information on hand if allow its detection of 40% failure.
Handle in 2 at NG, shown in Fig. 6 (b), control part 100 shows " can not register (message such as ' owing to confirming as this personal data, so can't register ') " on operation display part 110, and shows that transaction stops (step S441, S442).So client's terminal K does not accept the operation from operation display part 110.
Turn back to Fig. 5, (step S415: "Yes"), control part 100 is sent in the Biont information of obtaining among the step S410 (step S416) to center terminal S under the situation that is judged to be the feature unanimity of information on hand in step S415.
Can the control part 200 of center terminal S shows the Biont information that receives on display part 220, accept the result (step S418) who is judged registering shown Biont information by the operator.
For example, under the situation of the Biont information that will obtain finger vena, when a half of only having obtained all fingers or frame are not known, be judged to be and register.
(step S418: "No"), the control part 200 of center terminal S sends indication to client's terminal K, and the control part 100 of client's terminal K is carried out NG and handled 3 (step S422) under the situation that can not register Biont information when being judged to be in step S418.
Handle in 3 at NG, shown in Fig. 6 (c), the control part 100 of client's terminal K is judged as inconsistent client at this, and will to be judged to be inconsistent number of times be that NG number adds 1 (step S451), and judge that NG number is whether below threshold value (predefined stipulated number) (step S452).
(step S452: "Yes"), turn back to the C of Fig. 4, the control part 100 of client's terminal K begins to carry out from step S410 once more under the situation below the threshold value when be judged to be NG number in step S452.
And (step S452: "No"), client's terminal K shows that transaction stops (step S453) not under the situation below the threshold value when be judged to be NG number in step S452.And client's terminal K does not accept the operation from operation display part 110.
Turn back to Fig. 5, (step S418: "Yes"), the control part 200 of center terminal S is registered Biont informations (step S419) under the situation that can register Biont information when being judged to be in step S418.In addition, the registration of Biont information is meant, the information that is used for discerning client with name, birthdate and telephone number etc. is stored Biont information at the storage part 310 of server S S.
Then, the control part 200 of center terminal S sends the registration indication (step S420) of Biont information to client's terminal K.Then, the control part 100 of client's terminal K is registered in the Biont information of obtaining among the step S410 (step S421) in IC-card.
Thus, the IC-card of having registered Biont information can use.So " biosome registration " menu finishes.
In addition, facial on hand photography portion 140 take on hand with face during (wherein, remove obtain Biont information during) be not limited to obtain Biont information (step S410) before, also can continue afterwards obtaining Biont information (step S410).Promptly, being with the effect of the information of face on hand of obtaining that Biont information (step S410) takes afterwards, the processing of carrying out from C point (Fig. 4) once more for handling 3 (step S422) via NG shown in Figure 5 prevents during step S414~S416, S418 " transposing is other people ".
Here, the feature extraction of the information on hand in the feature extraction portion 101 (step S414 shown in Figure 5) of detailed description client terminal K.On hand the feature of information be hand size, color, have or not ornament, clothes, have or not nail polish, have or not and tatoo etc.
At first, client's feature on hand detects in feature extraction portion 101.
That is, feature extraction portion 101 is at the zone that the portion of facial photography on hand 140 photographs, and obtains the difference between the image of the client's that beats in the image of hand and the hand of not beating in.In addition, the image of the hand of not beating in can with the shooting angle of the portion of facial photography on hand 140 accordingly, the image that use will be taken in advance is stored in the image in the storage part 150.
And, this difference is categorized as: " finger (the maximum 5 thinner parts that are connected with palm (the back of the hand)) ", " palm (the back of the hand) (more space consuming part in the difference) ", " wrist (1 thicker part of stretching out from palm or the back of the hand; Under the as broad as long situation of palm (the back of the hand) and wrist, with about 1.5 times part of the width of thick part as palm (the back of the hand), with in addition part as wrist) ", " right hand or left hand (and in will pointing by an end and with other 4 fingers that separate as thumb, if thumb is positioned at the left side then for the right hand, then is left hand on the contrary) ".In these classification, use brightness, lightness and the chroma of image, extract the profile of hand, described " finger ", " palm (the back of the hand) " and " wrist " are classified.And, because client when client's terminal K operates operation display part 110 and file reading part 130 from above take, so the hand of the image of beating in is followed successively by the order of " finger ", " palm (the back of the hand) " and " wrist " from the side near client's terminal K.
The processing of the size of hand then, is described.
At first, the size with each parts of client's terminal K is stored in the storage part 150.Then, according to the size of the parts of the client's terminal K in the image of taking to the portion of facial photography on hand 140 of beating in, estimate the size of client's hand.Then, storage described " finger ", " palm (the back of the hand) " and " wrist " length and width separately.In addition, wrist is not known length, so storage width only.
Then, account for color, have or not ornament, clothes, have or not nail polish, have or not and tatoo (or mole etc.).
About color, under the situation that facial on hand photography portion 140 takes in the mode of colour, storage finger, palm (the back of the hand) and wrist color separately.In addition, also can be with reference to the crooked situation of finger, difference the back of the hand and palm are stored.
About having or not ornament (ring, bracelet, table etc.), at finger, palm (the back of the hand) and wrist, use brightness, lightness and chroma, detect the different part of color, the part that width sharply broadens.Then, detect which position which hand is these parts be positioned at, with storages such as its shape and size.
About clothes, different with color or exist situations such as pattern to detect by compare thickness with palm (the back of the hand) near wrist, store this pattern.
About having or not nail polish, have under the situation of a great difference in the color (brightness/lightness/chroma or RGB) of the fore-end of finger, be judged to be and smeared nail polish, store its color.
Tatoo about having or not (or mole etc.), under the situation about point existing color and skin color that a great difference is arranged, the width of palm (the back of the hand) and wrist not having the position that changes, be judged to be and tatoo (or mole etc.), its size and dimension stored.
During step S402~S406, show the New Transaction picture or carry out a plurality of timings such as input operation at every turn each, carry out the above-mentioned shooting that is used to extract the feature of described information on hand.Then, captured image is stored in the storage part 150.Then, the project that feature comparing section 102 uses in the feature of the information of being extracted on hand, extract the above same characteristic features of stipulated number is as effective information, and the feature among the execution in step S415 (Fig. 5) relatively.The project of the feature of therefore, using in comparison on hand is at least more than one in the following project: the size of hand; The color of hand; Have or not ornament; The shape of clothes sleeve, color and decorative pattern; Having or not and color of nail polish; Have or not and tatoo or mole.
" variation 1 "
Suppose in step S415 shown in Figure 5, in size, the color of hand, have or not ornament, clothes, have or not nail polish, have or not in the feature of information on hand such as tatoo, have the inconsistent project of feature of information on hand that is judged to be, then client's terminal K (automatic trading apparatus) sends warning message to center terminal S.Then, center terminal S shows the warning message that receives on display part 220.Then, center terminal S is presented at the facial information of storing among the step S413 on display part 220.
The operator is in the moment that confirms warning message, to the client's that photographs by the portion of facial photography on hand 140 facial information and in step S413 in advance the facial information (face-image) of storage compare.Then, under the situation that can't confirm as same personage, center terminal S sends the indication of trading suspension to client's terminal K.Then, client's terminal K goes up in operation display part 110 (Fig. 2) and shows trading suspension, does not accept the input from operation display part 110.
Whether in addition, also can (step S410) take face-image when obtaining Biont information, be same personage to confirm.In addition, also can use the face recognition program to carry out the comparison of facial information.
" variation 2 "
In said embodiment, carry out " comparison between facial information and the testimonial mug shot (the step S407 of Fig. 4) " in center terminal S, relative therewith, in variation 2, difference is, carries out in client's terminal K (automatic trading apparatus).The concrete Fig. 7 that uses describes.Fig. 7 is the figure that is illustrated in the flow process of the processing of carrying out in the variation 2.
In addition, in Fig. 7, step S401~S405 is identical with Fig. 4, therefore omits explanation.
After step S404, the cover certificate (step S501) that the control part 100 of client's terminal K reads file reading part 130 to be placed.
Then, during step S402~S404 and step S501, facial on hand photography more than 140 shooting client's of portion face.That is, during step S402~S404 and step S501, the situation that the facial on hand photography 140 shooting clients of portion operate operation display part 110.Then, captured facial information is stored in the storage part 150 of client's terminal K, as facial information (step S502).
Then, the control part 100 of client's terminal K is judged the facial information that is stored in the storage part 150 and testimonial mug shot whether consistent (step S503).In addition, carry out the face authenticating program, carry out the judgement among the step S503 by control part 100.
The later processing of step S503 is identical with Fig. 4, Fig. 5, therefore omits explanation.
In variation 2, only in client's terminal K, promptly can prevent the devious conduct till obtaining Biont information in order to carry out the personal authentication.
Like this, according to the embodiment of the present invention and variation, the devious conduct in the time of can preventing to register Biont information in order to carry out the personal authentication.In addition, use in organism data under the situation of iris or facial information, be not only face,, thus, also can bring into play same effect by before obtaining organism data, obtaining hair style in advance, the information such as color of glasses-free, skin being arranged.In addition, have the function that embodiments of the present invention and variation are put down in writing, then can prevent to register the devious conduct of Biont information, can have and the artificial identical security in shop via the operator if be arranged at client's terminal K in the self-service Room.
In addition, carry out on hand with the shooting of face and in the server S S of central side or center terminal S, carry out feature extraction on hand and feature relatively, also can bring into play same action effect even constitute by client's terminal K.

Claims (8)

1. an automatic trading apparatus is characterized in that, this automatic trading apparatus has:
The Biont information obtaining section, it obtains the Biont information that the personal authentication uses;
Photography portion, it takes client on hand;
Feature extraction portion, it extracts feature on hand from the image A that photographed by described photography portion and image B, wherein, described image A is to take in described Biont information obtaining section obtains described client's the process of Biont information, and described image B is not take when described Biont information obtaining section obtains described client's Biont information; And
The feature comparing section, whether the described image A that its more described feature extraction portion extracts and the feature on hand of described image B be consistent.
2. automatic trading apparatus according to claim 1 is characterized in that,
Described feature on hand is at least more than one in the following feature: the size of hand; The color of hand; Have or not ornament; The shape of clothes sleeve, color and decorative pattern; Having or not and color of nail polish; And have or not and tatoo or mole.
3. automatic trading apparatus according to claim 2 is characterized in that,
In described feature comparing section, under at least more than one the inconsistent situation in described feature on hand, on display part, show and can't register the content of Biont information, do not accept described client's operation.
4. automatic trading apparatus according to claim 3 is characterized in that,
Described feature comparing section is used the project that extracts the same characteristic features more than the stipulated number in comparison.
5. automated trading system, it connects the client terminal of client operating and the center terminal of operator operation via network in the mode that can communicate by letter in order to carry out financial transaction, it is characterized in that,
Described client's terminal has:
The Biont information obtaining section, it obtains the Biont information that the personal authentication uses;
Photography portion, it takes client on hand;
Feature extraction portion, it extracts feature on hand from the image A that photographed by described photography portion and image B, wherein, described image A is to take in described Biont information obtaining section obtains described client's the process of Biont information, and described image B is not take when described Biont information obtaining section obtains described client's Biont information; And
The feature comparing section, whether the described image A that its more described feature extraction portion is extracted and the feature on hand of described image B be consistent,
Under the inconsistent situation of feature that in described feature comparing section, is judged to be described two images,
Described client's terminal sends warning message to described center terminal.
6. automated trading system according to claim 5 is characterized in that,
Described photography portion is included in face in the reference object takes,
Described client's terminal sends the facial information that described photography portion photographs to described center terminal,
Described center terminal receives described warning message, and the face-image after the Biont information that described Biont information obtaining section obtains face-image before described client's the Biont information and described Biont information obtaining section obtains described client is compared.
7. according to claim 5 or 6 described automated trading systems, it is characterized in that,
Described client's terminal and described center terminal have the function that can communicate with each other.
8. according to each the described automated trading system in the claim 5~7, it is characterized in that,
Described financial transaction is a loan agreement.
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