BRPI0915027A2 - sistema e método para financiar um cartão de transição financeira, e, meio de armazenamento legível por computador - Google Patents

sistema e método para financiar um cartão de transição financeira, e, meio de armazenamento legível por computador

Info

Publication number
BRPI0915027A2
BRPI0915027A2 BRPI0915027A BRPI0915027A BRPI0915027A2 BR PI0915027 A2 BRPI0915027 A2 BR PI0915027A2 BR PI0915027 A BRPI0915027 A BR PI0915027A BR PI0915027 A BRPI0915027 A BR PI0915027A BR PI0915027 A2 BRPI0915027 A2 BR PI0915027A2
Authority
BR
Brazil
Prior art keywords
financing
financial
storage medium
computer readable
readable storage
Prior art date
Application number
BRPI0915027A
Other languages
English (en)
Inventor
Ross Baumgartner David Iv
Original Assignee
Visa Usa Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Visa Usa Inc filed Critical Visa Usa Inc
Publication of BRPI0915027A2 publication Critical patent/BRPI0915027A2/pt

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/354—Card activation or deactivation
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/105—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/04—Billing or invoicing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/03—Credit; Loans; Processing thereof
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/12—Accounting

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
BRPI0915027A 2008-06-10 2009-06-09 sistema e método para financiar um cartão de transição financeira, e, meio de armazenamento legível por computador BRPI0915027A2 (pt)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US6032508P 2008-06-10 2008-06-10
PCT/US2009/046768 WO2009152163A1 (en) 2008-06-10 2009-06-09 Fund on activation

Publications (1)

Publication Number Publication Date
BRPI0915027A2 true BRPI0915027A2 (pt) 2017-06-20

Family

ID=41401169

Family Applications (1)

Application Number Title Priority Date Filing Date
BRPI0915027A BRPI0915027A2 (pt) 2008-06-10 2009-06-09 sistema e método para financiar um cartão de transição financeira, e, meio de armazenamento legível por computador

Country Status (6)

Country Link
US (2) US8620781B2 (pt)
JP (1) JP5481474B2 (pt)
AU (3) AU2009257546A1 (pt)
BR (1) BRPI0915027A2 (pt)
CA (1) CA2727570A1 (pt)
WO (1) WO2009152163A1 (pt)

Families Citing this family (21)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9721238B2 (en) 2009-02-13 2017-08-01 Visa U.S.A. Inc. Point of interaction loyalty currency redemption in a transaction
US9031859B2 (en) 2009-05-21 2015-05-12 Visa U.S.A. Inc. Rebate automation
US8438073B2 (en) * 2009-06-23 2013-05-07 At&T Mobility Ii Llc Flexible mobile gift cards
US8463706B2 (en) 2009-08-24 2013-06-11 Visa U.S.A. Inc. Coupon bearing sponsor account transaction authorization
US8284048B2 (en) 2010-03-22 2012-10-09 Visa International Service Association Auto activation of a mobile device
US10223707B2 (en) 2011-08-19 2019-03-05 Visa International Service Association Systems and methods to communicate offer options via messaging in real time with processing of payment transaction
US10360578B2 (en) * 2012-01-30 2019-07-23 Visa International Service Association Systems and methods to process payments based on payment deals
US9460436B2 (en) 2012-03-16 2016-10-04 Visa International Service Association Systems and methods to apply the benefit of offers via a transaction handler
US8880431B2 (en) 2012-03-16 2014-11-04 Visa International Service Association Systems and methods to generate a receipt for a transaction
US9922338B2 (en) 2012-03-23 2018-03-20 Visa International Service Association Systems and methods to apply benefit of offers
US9495690B2 (en) 2012-04-04 2016-11-15 Visa International Service Association Systems and methods to process transactions and offers via a gateway
US9864988B2 (en) 2012-06-15 2018-01-09 Visa International Service Association Payment processing for qualified transaction items
US9626678B2 (en) 2012-08-01 2017-04-18 Visa International Service Association Systems and methods to enhance security in transactions
US10438199B2 (en) 2012-08-10 2019-10-08 Visa International Service Association Systems and methods to apply values from stored value accounts to payment transactions
US10685367B2 (en) 2012-11-05 2020-06-16 Visa International Service Association Systems and methods to provide offer benefits based on issuer identity
US9990646B2 (en) 2013-10-24 2018-06-05 Visa International Service Association Systems and methods to provide a user interface for redemption of loyalty rewards
US10489754B2 (en) 2013-11-11 2019-11-26 Visa International Service Association Systems and methods to facilitate the redemption of offer benefits in a form of third party statement credits
US9672516B2 (en) 2014-03-13 2017-06-06 Visa International Service Association Communication protocols for processing an authorization request in a distributed computing system
US10354268B2 (en) 2014-05-15 2019-07-16 Visa International Service Association Systems and methods to organize and consolidate data for improved data storage and processing
SG11201803010UA (en) * 2015-10-14 2018-05-30 Cambridge Blockchain Llc Systems and methods for managing digital identities
US11847634B2 (en) * 2020-01-30 2023-12-19 Jacob James Nicks Systems and methods for conditionally gifting funds

Family Cites Families (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5477038A (en) * 1993-10-25 1995-12-19 Visa International Method and apparatus for distributing currency
US6636833B1 (en) * 1998-03-25 2003-10-21 Obis Patents Ltd. Credit card system and method
US20030144935A1 (en) * 2002-01-30 2003-07-31 Sobek Michael F. Methods and systems for processing, accounting, and administration of stored value cards
US7191939B2 (en) * 2004-03-12 2007-03-20 American Express Travel Related Services Company, Inc. Systems, methods, and devices for selling transaction instruments via web-based tool
US20080029608A1 (en) * 2006-03-13 2008-02-07 Patent Navigation Inc. Biometric session activation and control for a transaction card
US20080162339A1 (en) * 2006-12-27 2008-07-03 Tabbatha Christie Lawe System and method for creating, funding and using a dedicated bank account for a specific subsequent transaction
US20090055317A1 (en) * 2007-08-22 2009-02-26 Andalib A Hamid Method and System of Distributing and Activating Storage Value Cards

Also Published As

Publication number Publication date
AU2009257546A1 (en) 2009-12-17
CA2727570A1 (en) 2009-09-17
JP5481474B2 (ja) 2014-04-23
AU2016203258A1 (en) 2016-06-09
US8620781B2 (en) 2013-12-31
US20090307118A1 (en) 2009-12-10
US10169755B2 (en) 2019-01-01
WO2009152163A1 (en) 2009-12-17
US20130110711A1 (en) 2013-05-02
AU2018203819A1 (en) 2018-06-21
JP2011523154A (ja) 2011-08-04

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Legal Events

Date Code Title Description
B08F Application dismissed because of non-payment of annual fees [chapter 8.6 patent gazette]
B08K Patent lapsed as no evidence of payment of the annual fee has been furnished to inpi [chapter 8.11 patent gazette]