BRPI0615665A8 - método para usar um número de conta assegurado para processar tipos de proximidade de transações financeiras sem fio, meio legível por computador, computador de servidor, dispositivo de consumidor de proximidade portátil para executar transações sem contato, sistema para executar transações de pagamento, e, método para conduzir transações financeiras sem fio - Google Patents

método para usar um número de conta assegurado para processar tipos de proximidade de transações financeiras sem fio, meio legível por computador, computador de servidor, dispositivo de consumidor de proximidade portátil para executar transações sem contato, sistema para executar transações de pagamento, e, método para conduzir transações financeiras sem fio

Info

Publication number
BRPI0615665A8
BRPI0615665A8 BRPI0615665A BRPI0615665A BRPI0615665A8 BR PI0615665 A8 BRPI0615665 A8 BR PI0615665A8 BR PI0615665 A BRPI0615665 A BR PI0615665A BR PI0615665 A BRPI0615665 A BR PI0615665A BR PI0615665 A8 BRPI0615665 A8 BR PI0615665A8
Authority
BR
Brazil
Prior art keywords
transactions
account number
proximity
wireless financial
financial transaction
Prior art date
Application number
BRPI0615665A
Other languages
English (en)
Inventor
Patterson Barbara
Maw Brian
Faith Patrick
Gauthier Patrick
Original Assignee
Visa Int Service Ass
Visa Usa Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Family has litigation
First worldwide family litigation filed litigation Critical https://patents.darts-ip.com/?family=37831139&utm_source=***_patent&utm_medium=platform_link&utm_campaign=public_patent_search&patent=BRPI0615665(A8) "Global patent litigation dataset” by Darts-ip is licensed under a Creative Commons Attribution 4.0 International License.
Application filed by Visa Int Service Ass, Visa Usa Inc filed Critical Visa Int Service Ass
Publication of BRPI0615665A2 publication Critical patent/BRPI0615665A2/pt
Publication of BRPI0615665A8 publication Critical patent/BRPI0615665A8/pt
Publication of BRPI0615665B1 publication Critical patent/BRPI0615665B1/pt

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/204—Point-of-sale [POS] network systems comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/24—Credit schemes, i.e. "pay after"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/352—Contactless payments by cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Cash Registers Or Receiving Machines (AREA)

Abstract

método para usar um numero de conta assegurado para processar tipos de proximidade de transações financeiras sem fio, meio legível por computador, computador de servidor, dispositivo de consumidor de proximidade portátil para executar transações sem contato, sistema para executar transações de pagamento, e, metodo para conduzir transações financeiras sem fio um método e sistema para usar um número de conta assegurado para processar tipos de proximidade de transações financeiras sem fio associadas com dispositivos de proximidade de consumidor portáteis são expostos. em uma concretização, o método inclui receber um tipo de proximidade de pedido de transação financeira sem fio junto com um número de conta assegurado de um dispositivo de consumidor de proximidade portátil, tal como um cartão inteligente sem contato, converter o número de conta assegurado ao número de conta real do usuário, e transmitir o pedido de transação financeira junto com o número de conta real do usuário para o emissor do número de conta real do usuário para autorização e processamento.
BRPI0615665-7A 2005-09-06 2006-09-05 Método para usar um número de conta assegurado para processar tipos de proximidade de transações financeiras sem fio, meio legível por computador, computador de servidor, dispositivo de consumidor de proximidade portátil para executar transações sem contato, sistema para executar transações de pagamento, e, método para conduzir transações financeiras sem fio BRPI0615665B1 (pt)

Applications Claiming Priority (6)

Application Number Priority Date Filing Date Title
US71463505P 2005-09-06 2005-09-06
US60/714635 2005-09-06
US60/716435 2005-09-06
US11/398887 2006-04-05
US11/398,887 US8762263B2 (en) 2005-09-06 2006-04-05 System and method for secured account numbers in proximity devices
PCT/US2006/034612 WO2007030480A2 (en) 2005-09-06 2006-09-05 System and method for secured account numbers in proximity devices

Publications (3)

Publication Number Publication Date
BRPI0615665A2 BRPI0615665A2 (pt) 2011-05-24
BRPI0615665A8 true BRPI0615665A8 (pt) 2019-01-15
BRPI0615665B1 BRPI0615665B1 (pt) 2019-03-19

Family

ID=37831139

Family Applications (1)

Application Number Title Priority Date Filing Date
BRPI0615665-7A BRPI0615665B1 (pt) 2005-09-06 2006-09-05 Método para usar um número de conta assegurado para processar tipos de proximidade de transações financeiras sem fio, meio legível por computador, computador de servidor, dispositivo de consumidor de proximidade portátil para executar transações sem contato, sistema para executar transações de pagamento, e, método para conduzir transações financeiras sem fio

Country Status (8)

Country Link
US (6) US8762263B2 (pt)
JP (2) JP5199095B2 (pt)
KR (1) KR101379710B1 (pt)
AU (1) AU2006287606B2 (pt)
BR (1) BRPI0615665B1 (pt)
CA (1) CA2621358C (pt)
RU (1) RU2419872C2 (pt)
WO (1) WO2007030480A2 (pt)

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US20140258113A1 (en) 2014-09-11
US20070055630A1 (en) 2007-03-08
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US8762263B2 (en) 2014-06-24
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US20230196350A1 (en) 2023-06-22
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