ZA200207252B - Electronic funds transfers-zipfund. - Google Patents
Electronic funds transfers-zipfund. Download PDFInfo
- Publication number
- ZA200207252B ZA200207252B ZA200207252A ZA200207252A ZA200207252B ZA 200207252 B ZA200207252 B ZA 200207252B ZA 200207252 A ZA200207252 A ZA 200207252A ZA 200207252 A ZA200207252 A ZA 200207252A ZA 200207252 B ZA200207252 B ZA 200207252B
- Authority
- ZA
- South Africa
- Prior art keywords
- zipfund
- account
- transaction
- user
- financial
- Prior art date
Links
- 238000000034 method Methods 0.000 claims description 19
- 238000012546 transfer Methods 0.000 claims description 9
- 238000010200 validation analysis Methods 0.000 claims description 7
- RWSOTUBLDIXVET-UHFFFAOYSA-N Dihydrogen sulfide Chemical compound S RWSOTUBLDIXVET-UHFFFAOYSA-N 0.000 claims description 2
- 238000013461 design Methods 0.000 claims description 2
- 238000012545 processing Methods 0.000 claims description 2
- 230000003993 interaction Effects 0.000 claims 1
- 230000035515 penetration Effects 0.000 claims 1
- 238000012550 audit Methods 0.000 description 1
- 238000013480 data collection Methods 0.000 description 1
- 238000013502 data validation Methods 0.000 description 1
- 238000007726 management method Methods 0.000 description 1
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/12—Payment architectures specially adapted for electronic shopping systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
- G06Q20/3674—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authentication
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3821—Electronic credentials
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Finance (AREA)
- General Physics & Mathematics (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Computer Networks & Wireless Communication (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Marketing (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
- Ink Jet (AREA)
- Other Investigation Or Analysis Of Materials By Electrical Means (AREA)
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
AUPQ5566A AUPQ556600A0 (en) | 2000-02-14 | 2000-02-14 | Electronic funds transfers-zipfund |
Publications (1)
Publication Number | Publication Date |
---|---|
ZA200207252B true ZA200207252B (en) | 2003-01-28 |
Family
ID=3819685
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
ZA200207252A ZA200207252B (en) | 2000-02-14 | 2002-09-10 | Electronic funds transfers-zipfund. |
Country Status (13)
Country | Link |
---|---|
US (1) | US7849005B2 (zh) |
EP (2) | EP1275066A4 (zh) |
JP (2) | JP2003523017A (zh) |
KR (1) | KR100841750B1 (zh) |
CN (2) | CN1422409A (zh) |
AU (1) | AUPQ556600A0 (zh) |
CA (1) | CA2399608A1 (zh) |
HK (1) | HK1052068A1 (zh) |
NZ (2) | NZ521239A (zh) |
RU (1) | RU2281555C2 (zh) |
SG (1) | SG130035A1 (zh) |
WO (1) | WO2001059630A1 (zh) |
ZA (1) | ZA200207252B (zh) |
Families Citing this family (24)
Publication number | Priority date | Publication date | Assignee | Title |
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US20030195974A1 (en) * | 1998-12-04 | 2003-10-16 | Ronning Joel A. | Apparatus and method for scheduling of search for updates or downloads of a file |
US7058597B1 (en) * | 1998-12-04 | 2006-06-06 | Digital River, Inc. | Apparatus and method for adaptive fraud screening for electronic commerce transactions |
US7617124B1 (en) * | 1998-12-04 | 2009-11-10 | Digital River, Inc. | Apparatus and method for secure downloading of files |
AUPQ556600A0 (en) | 2000-02-14 | 2000-03-02 | Ong, Yong Kin (Michael) | Electronic funds transfers-zipfund |
US20030126075A1 (en) * | 2001-11-15 | 2003-07-03 | First Data Corporation | Online funds transfer method |
AUPS087602A0 (en) * | 2002-03-04 | 2002-03-28 | Ong, Yong Kin (Michael) | Electronic fund transfer system |
WO2003098560A1 (en) * | 2002-04-30 | 2003-11-27 | S.A.I.V. International Limited | Customer funds transfer system and method |
NL1022105C1 (nl) * | 2002-05-31 | 2003-12-02 | Marter B V | Werkwijze voor het verrichten van digitale transacties, computerprogramma, en computer. |
US7765153B2 (en) * | 2003-06-10 | 2010-07-27 | Kagi, Inc. | Method and apparatus for verifying financial account information |
US9542671B2 (en) * | 2004-05-12 | 2017-01-10 | Paypal, Inc. | Method and system to facilitate securely processing a payment for an online transaction |
US20060026097A1 (en) * | 2004-07-30 | 2006-02-02 | Kagi, Inc. | Method and apparatus for verifying a financial instrument |
US7588181B2 (en) | 2005-09-07 | 2009-09-15 | Ty Shipman | Method and apparatus for verifying the legitamacy of a financial instrument |
US8239330B2 (en) * | 2005-09-28 | 2012-08-07 | Saf-T-Pay, Inc. | Payment system and clearinghouse of internet transactions |
WO2008014321A2 (en) * | 2006-07-26 | 2008-01-31 | Joseph Sally | System for managing multiple credit accounts |
US20080059370A1 (en) * | 2006-08-30 | 2008-03-06 | Cardit, Llc | System and Method for Third Party Payment Processing of Credit Cards |
WO2008113093A1 (en) * | 2007-03-16 | 2008-09-25 | Txn Pty Ltd | Payment transaction system |
GB2466676A (en) | 2009-01-06 | 2010-07-07 | Visa Europe Ltd | A method of processing payment authorisation requests |
GB2466810A (en) | 2009-01-08 | 2010-07-14 | Visa Europe Ltd | Processing payment authorisation requests |
US8336088B2 (en) | 2010-04-19 | 2012-12-18 | Visa International Service Association | Alias management and value transfer claim processing |
US9953309B2 (en) | 2010-09-21 | 2018-04-24 | Visa International Service Association | Third party integrated security system |
US9940608B2 (en) * | 2013-05-16 | 2018-04-10 | Mts Holdings, Inc. | Real time EFT network-based person-to-person transactions |
CN105279682B (zh) | 2014-07-21 | 2021-08-27 | 阿里巴巴集团控股有限公司 | 商品对象的交易信息处理方法及装置 |
CN104951256B (zh) * | 2015-04-28 | 2018-03-13 | 珠海街邻网络有限公司 | 一种打印方法、打印机及服务器 |
WO2018207140A1 (en) * | 2017-05-11 | 2018-11-15 | Gaurav Sharma | Safepay process |
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US671279A (en) | 1898-12-23 | 1901-04-02 | Gen Elecric Company | Measuring instrument. |
JP3367675B2 (ja) * | 1993-12-16 | 2003-01-14 | オープン マーケット インコーポレイテッド | オープンネットワーク販売システム及び取引トランザクションのリアルタイムでの承認を行う方法 |
US5590038A (en) | 1994-06-20 | 1996-12-31 | Pitroda; Satyan G. | Universal electronic transaction card including receipt storage and system and methods of conducting electronic transactions |
CA2194015C (en) | 1994-06-20 | 2007-06-05 | Satyan Pitroda | Universal electronic transaction card and system and methods of conducting electronic transactions |
US6925439B1 (en) | 1994-06-20 | 2005-08-02 | C-Sam, Inc. | Device, system and methods of conducting paperless transactions |
CA2193819C (en) | 1994-06-24 | 2006-09-12 | Bjorn Erik Rutger Jonsson | User authentication method and apparatus |
US5715314A (en) * | 1994-10-24 | 1998-02-03 | Open Market, Inc. | Network sales system |
US6950810B2 (en) | 1994-11-28 | 2005-09-27 | Indivos Corporation | Tokenless biometric electronic financial transactions via a third party identicator |
US5546523A (en) | 1995-04-13 | 1996-08-13 | Gatto; James G. | Electronic fund transfer system |
US5657389A (en) | 1995-05-08 | 1997-08-12 | Image Data, Llc | Positive identification system and method |
US5748740A (en) * | 1995-09-29 | 1998-05-05 | Dallas Semiconductor Corporation | Method, apparatus, system and firmware for secure transactions |
JP3337892B2 (ja) * | 1996-01-31 | 2002-10-28 | キヤノン株式会社 | 電子商取引システム及び通信装置 |
US5822737A (en) * | 1996-02-05 | 1998-10-13 | Ogram; Mark E. | Financial transaction system |
US5987132A (en) * | 1996-06-17 | 1999-11-16 | Verifone, Inc. | System, method and article of manufacture for conditionally accepting a payment method utilizing an extensible, flexible architecture |
US6029150A (en) | 1996-10-04 | 2000-02-22 | Certco, Llc | Payment and transactions in electronic commerce system |
EA001552B1 (ru) * | 1996-11-20 | 2001-04-23 | Тексек, Инкорпорейтед | Криптографический носитель информации |
JP3919041B2 (ja) * | 1997-02-06 | 2007-05-23 | 富士通株式会社 | 決済システム |
US6338049B1 (en) * | 1997-03-05 | 2002-01-08 | Walker Digital, Llc | User-generated traveler's checks |
US5903721A (en) | 1997-03-13 | 1999-05-11 | cha|Technologies Services, Inc. | Method and system for secure online transaction processing |
US6317729B1 (en) * | 1997-04-08 | 2001-11-13 | Linda J. Camp | Method for certifying delivery of secure electronic transactions |
GB9713743D0 (en) * | 1997-06-27 | 1997-09-03 | Nat Westminster Bank Plc | A cryptographic authentication process |
JPH1139401A (ja) * | 1997-07-16 | 1999-02-12 | Nippon Shinpan Kk | クレジットカードシステムおよびネットワークにおけるクレジットカードの利用方法 |
AUPO817797A0 (en) * | 1997-07-22 | 1997-08-14 | Cummins, Arnold Joseph | Accounting system and method |
CN1267380A (zh) * | 1997-07-29 | 2000-09-20 | 净益有限公司 | 执行电子商务交易的方法和*** |
JPH1153444A (ja) * | 1997-08-08 | 1999-02-26 | Hitachi Software Eng Co Ltd | 電子現金による通信販売方法およびシステム |
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US5883810A (en) | 1997-09-24 | 1999-03-16 | Microsoft Corporation | Electronic online commerce card with transactionproxy number for online transactions |
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GB2338381A (en) | 1998-06-10 | 1999-12-15 | Barclays Bank Plc | Cryptographic authentication for internet using two servers |
CN1213915A (zh) | 1998-08-31 | 1999-04-14 | 海南三富计算机网络工程有限公司 | 一种商品动态交易网络及其生成方法 |
US6327578B1 (en) * | 1998-12-29 | 2001-12-04 | International Business Machines Corporation | Four-party credit/debit payment protocol |
US6324526B1 (en) * | 1999-01-15 | 2001-11-27 | D'agostino John | System and method for performing secure credit card purchases |
CA2366517C (en) * | 1999-04-13 | 2006-11-07 | Orbis Patents Limited | Person-to-person, person-to-business, business-to-person, and business-to-business financial transaction system |
WO2001013275A1 (en) | 1999-08-13 | 2001-02-22 | Fleetboston Financial Corporation | Proxy system for customer confidentiality |
US6332134B1 (en) | 1999-11-01 | 2001-12-18 | Chuck Foster | Financial transaction system |
WO2001045008A1 (en) | 1999-12-16 | 2001-06-21 | Debit.Net, Inc. | Secure networked transaction system |
AUPQ556600A0 (en) | 2000-02-14 | 2000-03-02 | Ong, Yong Kin (Michael) | Electronic funds transfers-zipfund |
US6598031B1 (en) | 2000-07-31 | 2003-07-22 | Edi Secure Lllp | Apparatus and method for routing encrypted transaction card identifying data through a public telephone network |
AU2002345935A1 (en) | 2001-06-26 | 2003-03-03 | Enterprises Solutions, Inc. | Transaction verification system and method |
US7269737B2 (en) | 2001-09-21 | 2007-09-11 | Pay By Touch Checking Resources, Inc. | System and method for biometric authorization for financial transactions |
AUPS087602A0 (en) | 2002-03-04 | 2002-03-28 | Ong, Yong Kin (Michael) | Electronic fund transfer system |
US20040103060A1 (en) | 2002-11-22 | 2004-05-27 | Pitney Bowes Incorporated | Secure payment system and method having one-time use authorization |
CN1806705A (zh) | 2006-01-22 | 2006-07-26 | 刘郑华 | 功能雨衣、雨披 |
-
2000
- 2000-02-14 AU AUPQ5566A patent/AUPQ556600A0/en not_active Abandoned
-
2001
- 2001-02-14 JP JP2001558888A patent/JP2003523017A/ja active Pending
- 2001-02-14 KR KR1020027010623A patent/KR100841750B1/ko not_active IP Right Cessation
- 2001-02-14 CA CA002399608A patent/CA2399608A1/en not_active Abandoned
- 2001-02-14 SG SG200405955-6A patent/SG130035A1/en unknown
- 2001-02-14 EP EP01905485A patent/EP1275066A4/en not_active Withdrawn
- 2001-02-14 CN CN01806708A patent/CN1422409A/zh active Pending
- 2001-02-14 CN CNA2009101269067A patent/CN101593326A/zh active Pending
- 2001-02-14 RU RU2002124618/09A patent/RU2281555C2/ru not_active IP Right Cessation
- 2001-02-14 NZ NZ521239A patent/NZ521239A/en not_active IP Right Cessation
- 2001-02-14 WO PCT/AU2001/000137 patent/WO2001059630A1/en active IP Right Grant
- 2001-02-14 US US10/203,736 patent/US7849005B2/en not_active Expired - Fee Related
- 2001-02-14 NZ NZ538320A patent/NZ538320A/en not_active IP Right Cessation
- 2001-02-14 EP EP10183719A patent/EP2284813A3/en not_active Withdrawn
-
2002
- 2002-09-10 ZA ZA200207252A patent/ZA200207252B/en unknown
-
2003
- 2003-06-18 HK HK03104370.9A patent/HK1052068A1/zh unknown
-
2011
- 2011-09-12 JP JP2011198442A patent/JP2012014723A/ja active Pending
Also Published As
Publication number | Publication date |
---|---|
CN1422409A (zh) | 2003-06-04 |
AUPQ556600A0 (en) | 2000-03-02 |
US7849005B2 (en) | 2010-12-07 |
WO2001059630B1 (en) | 2001-11-22 |
HK1052068A1 (zh) | 2003-08-29 |
RU2281555C2 (ru) | 2006-08-10 |
JP2012014723A (ja) | 2012-01-19 |
US20030055781A1 (en) | 2003-03-20 |
SG130035A1 (en) | 2007-03-20 |
JP2003523017A (ja) | 2003-07-29 |
EP1275066A1 (en) | 2003-01-15 |
CN101593326A (zh) | 2009-12-02 |
KR100841750B1 (ko) | 2008-06-27 |
WO2001059630A1 (en) | 2001-08-16 |
CA2399608A1 (en) | 2001-08-16 |
EP2284813A2 (en) | 2011-02-16 |
EP2284813A3 (en) | 2012-03-07 |
RU2002124618A (ru) | 2004-02-27 |
EP1275066A4 (en) | 2006-06-14 |
KR20020093810A (ko) | 2002-12-16 |
NZ521239A (en) | 2005-04-29 |
NZ538320A (en) | 2006-10-27 |
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