WO2024114163A1 - 资源转移处理的方法及装置 - Google Patents

资源转移处理的方法及装置 Download PDF

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Publication number
WO2024114163A1
WO2024114163A1 PCT/CN2023/125694 CN2023125694W WO2024114163A1 WO 2024114163 A1 WO2024114163 A1 WO 2024114163A1 CN 2023125694 W CN2023125694 W CN 2023125694W WO 2024114163 A1 WO2024114163 A1 WO 2024114163A1
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Prior art keywords
terminal
resource transfer
terminals
wireless network
data
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PCT/CN2023/125694
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English (en)
French (fr)
Inventor
薛少佳
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支付宝(杭州)信息技术有限公司
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Publication of WO2024114163A1 publication Critical patent/WO2024114163A1/zh

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/02—Services making use of location information
    • H04W4/029—Location-based management or tracking services
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W8/00—Network data management
    • H04W8/02—Processing of mobility data, e.g. registration information at HLR [Home Location Register] or VLR [Visitor Location Register]; Transfer of mobility data, e.g. between HLR, VLR or external networks
    • H04W8/08—Mobility data transfer
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W8/00—Network data management
    • H04W8/18—Processing of user or subscriber data, e.g. subscribed services, user preferences or user profiles; Transfer of user or subscriber data
    • H04W8/20—Transfer of user or subscriber data
    • Y—GENERAL TAGGING OF NEW TECHNOLOGICAL DEVELOPMENTS; GENERAL TAGGING OF CROSS-SECTIONAL TECHNOLOGIES SPANNING OVER SEVERAL SECTIONS OF THE IPC; TECHNICAL SUBJECTS COVERED BY FORMER USPC CROSS-REFERENCE ART COLLECTIONS [XRACs] AND DIGESTS
    • Y02—TECHNOLOGIES OR APPLICATIONS FOR MITIGATION OR ADAPTATION AGAINST CLIMATE CHANGE
    • Y02D—CLIMATE CHANGE MITIGATION TECHNOLOGIES IN INFORMATION AND COMMUNICATION TECHNOLOGIES [ICT], I.E. INFORMATION AND COMMUNICATION TECHNOLOGIES AIMING AT THE REDUCTION OF THEIR OWN ENERGY USE
    • Y02D30/00—Reducing energy consumption in communication networks
    • Y02D30/70—Reducing energy consumption in communication networks in wireless communication networks

Definitions

  • This document relates to the field of data processing technology, and in particular to a method and device for resource transfer processing.
  • One or more embodiments of the present specification provide a resource transfer processing method, including: obtaining wireless network data of two terminals performing resource transfer in a preset time period; the wireless network data is composed of network records at each collection time point in the preset time period. Query whether the wireless network data of the two terminals respectively contain at least one network record recording the location of the network device. If not, detect whether there is a network record of the same wireless network in the wireless network data of the two terminals. If so, perform resource transfer processing for the two terminals.
  • a resource transfer processing device including: a data acquisition module, configured to acquire wireless network data of two terminals performing resource transfer in a preset time period; the wireless network data is composed of network records at each collection time point in the preset time period.
  • a query module configured to query whether the wireless network data of the two terminals respectively contain at least one network record recording the location of a network device. If not, a detection module is run, and the detection module is configured to detect whether there is a network record of the same wireless network in the wireless network data of the two terminals. If so, a processing module is run, and the processing module is configured to perform resource transfer processing for the two terminals.
  • One or more embodiments of the present specification provide a resource transfer processing device, including: a processor; and a memory configured to store computer executable instructions, wherein when the computer executable instructions are executed, the processor: obtains wireless network data of the two terminals performing resource transfer in a preset time period; the wireless network data is composed of network records at each collection time point in the preset time period. Query whether the wireless network data of the two terminals respectively contain at least one network record recording the location of the network device. If not, detect whether there is a network record of the same wireless network in the wireless network data of the two terminals. If so, perform the two terminals transfer. Resource transfer processing.
  • One or more embodiments of the present specification provide a storage medium for storing computer executable instructions, which implement the following process when executed by a processor: obtaining wireless network data of two terminals performing resource transfer in a preset time period; the wireless network data is composed of network records at each collection time point in the preset time period. Query whether the wireless network data of the two terminals respectively contain at least one network record recording the location of the network device. If not, detect whether there is a network record of the same wireless network in the wireless network data of the two terminals. If so, perform resource transfer processing for the two terminals.
  • FIG1 is a processing flow chart of a resource transfer processing method provided by one or more embodiments of this specification.
  • FIG2 is a processing flow chart of a resource transfer processing method applied to a "face-to-face" offline transfer scenario provided by one or more embodiments of this specification;
  • FIG3 is a schematic diagram of a resource transfer processing device provided by one or more embodiments of this specification.
  • FIG. 4 is a schematic diagram of the structure of a resource transfer processing device provided by one or more embodiments of this specification.
  • a method embodiment of resource transfer processing provided in this specification obtains wireless network data of two terminals performing resource transfer in a preset time period to query whether the wireless network data of the two terminals respectively contain at least one network record recording the location of the network device. If the wireless network data of the two terminals do not contain at least one network record recording the location of the network device, then the two terminals are detected. Whether there is a network record of the same wireless network in the wireless network data of the terminal, if so, the resource transfer processing of the terminals of both parties is performed, which enriches the verification scope and method of resource transfer scenarios and improves the accuracy of resource transfer scenario verification, thereby reducing the probability of users being hindered when transferring resources and improving user experience.
  • the resource transfer processing method provided in this embodiment specifically includes steps S102 to S108 .
  • Step S102 obtaining wireless network data of both terminals performing resource transfer in a preset time period.
  • the resource transfer refers to transferring the possession right of a certain amount of resources in a resource account of a terminal to another terminal.
  • the wireless network data includes the status data of the wireless network to which the user terminal is connected in the wireless network environment, and/or the status data of the wireless network detected by the user terminal; optionally, the wireless network data includes the user's Wi-Fi (wireless fidelity, wireless hotspot) data. In addition, the wireless network data also includes data obtained by Bluetooth or other means.
  • Wi-Fi wireless fidelity, wireless hotspot
  • the network record refers to the record of wireless network data, which is generated after the user terminal is connected to the wireless network and/or detects the wireless network; optionally, it includes at least one of the following: a record of the network device location, a record of the network address, and a record of the network identification; wherein the network device location can be the device location coordinates of the wireless network to which the terminal is connected, or the device location coordinates of the wireless network detected by the terminal; the network address can be the Mac address of the wireless network to which the terminal is connected, or the Mac address of the wireless network detected by the terminal; the network identification can be a unique identification that can distinguish a wireless network from other wireless networks.
  • the wireless network data of user A can be represented by a Wi-Fi sequence ⁇ X1, X2, ..., Xm ⁇ , where X1 represents the location of the Wi-Fi device connected to user A at the first time point, the Wi-Fi Mac (Media Access Control) address, and the Wi-Fi ID, or X1 can also represent the location of the Wi-Fi device detected by user A at the first time point, the Wi-Fi Mac address, and the Wi-Fi ID.
  • X1 represents the location of the Wi-Fi device connected to user A at the first time point, the Wi-Fi Mac (Media Access Control) address, and the Wi-Fi ID
  • X1 represents the location of the Wi-Fi device connected to user A at the first time point
  • the Wi-Fi Mac Media Access Control
  • step S102 in order to make the resource transfer process more convenient for users, before executing step S102, it is also possible to directly determine whether to perform resource transfer processing by querying the location data of the two terminals performing resource transfer in a preset time period; optionally, the user's location data is obtained after the user turns on the terminal location collection permission, such as turning on the GPS (Global Positioning System) collection permission, or turning on the LBS (Location Based Services) collection permission.
  • GPS Global Positioning System
  • LBS Location Based Services
  • the resource transfer process is excluded from the risky transfer process to avoid interception of the resource transfer; for example, the resource transfer includes resource transfer through QR code scanning, or resource transfer when the terminal distance between the two terminals is less than a threshold range.
  • step of obtaining the wireless network data of the two terminals performing resource transfer in the preset time period before the step of obtaining the wireless network data of the two terminals performing resource transfer in the preset time period is executed, it also includes: querying the database whether there is the location data of the two terminals in the preset time period; if not, executing step S102; if so, calculating the terminal distance between the two terminals based on the location data of the two terminals in the preset time period.
  • the database stores the location data and/or wireless network data of the user terminal collected by the mobile application terminal program at various time points; the location data includes the location coordinates of the user terminal.
  • the database stores the GPS locations of the terminals of both parties performing resource transfer at each time point within a preset time period.
  • the data collection end collects the location data and/or wireless network data of the user terminal in real time, and uses the data storage service to store the location data and/or wireless network data in the database, so as to query the location data of the terminals of both parties performing resource transfer within a preset time period; wherein, the location data of the user terminal can be stored in the form of a location sequence, for example, if the location collection authority of the terminals of both parties performing resource transfer is enabled, the terminal location data of user A is collected and stored in the form of a location sequence ⁇ X1, X2, ..., Xm ⁇ , and the terminal location data of user B is stored in the form of a location sequence ⁇ Y1, Y2, ..., Yn ⁇ , wherein X1 is the GPS position of user A at the first time point.
  • resource transfer processing is directly performed between the first terminal and the second terminal to reduce the user disturbance rate; in an optional implementation manner provided by this embodiment, if the execution result after executing the step of querying whether there is location data of the two terminals in the preset time period is existence, the following operation is performed: based on the first location data of the first terminal and the second location data of the second terminal in the two terminals, the terminal distance between the first terminal and the second terminal in the preset time period is calculated; if the terminal distance is less than or equal to the preset distance threshold, resource transfer processing is performed between the first terminal and the second terminal.
  • the terminal distance can be obtained by calculating the position distance between the terminal position at each time point in the first position data and the terminal position at each time point in the second position data; in an optional implementation provided by this embodiment, the terminal distance between the first terminal and the second terminal in the preset time period is calculated based on the first position data of the first terminal and the second position data of the second terminal in the terminals of both parties, including: calculating the position distance between the terminal position at each time point in the first position data and the terminal position at each time point in the second position data, and determining the terminal distance based on the calculated position distance.
  • the position distance between the terminal position at each time point in the first position data and the terminal position at each time point in the second position data is calculated, and one of the obtained terminal distances is selected as the terminal distance; optionally, a specific distance among the calculated terminal position distances is used as the position distance, wherein the specific distance may be a minimum distance or other distances.
  • the location data of the first terminal is a location sequence ⁇ X1, X2, ..., X10 ⁇
  • the terminal location data of the second terminal is a location sequence ⁇ Y1, Y2, ..., Y10 ⁇
  • the location distance between the first terminal and the second terminal is calculated by using the GPS position of the first terminal at each of the 10 time points from X1 to X10 and the GPS position of the second terminal at each of the 10 time points from Y1 to Y10, and 100 location distances are obtained, from which the smallest location distance is selected as the terminal distance between the first terminal and the second terminal, where X1 represents the first 1 min, X2 represents the second 1 min, Y1 represents the first 1 min, and Y2 represents the second 1 min.
  • the terminal distance can also be obtained by calculating the location distance between the terminal location at each time point in the first location data and the terminal location at the corresponding time point in the second location data; in another optional implementation provided by this embodiment, the terminal distance between the first terminal and the second terminal in the preset time period is calculated based on the first location data of the first terminal and the second location data of the second terminal in the terminals of both parties, and also includes: calculating the location distance between the terminal location at each time point in the first location data and the terminal location at the corresponding time point in the second location data, and determining the terminal distance based on the calculated location distance.
  • the corresponding time point refers to a time interval that corresponds to a time point in the first position data, for example, a first time interval in the second position data corresponding to a time point in the first position data.
  • the location data of the first terminal is a location sequence ⁇ X1, X2, X3 ⁇ , where X1 represents the first 1 minute, X2 represents the second 1 minute, and X3 represents the third 1 minute;
  • the location data of the upper terminal of the second terminal is a location sequence ⁇ Y1, Y2, Y3 ⁇ , where Y1 represents the first 3 minutes, Y2 represents the second 3 minutes, and Y3 represents the third 3 minutes.
  • the location distance between the first terminal and the second terminal is calculated by the GPS position of the first terminal at the X1 time point and the GPS position of the second terminal in the Y1 time period.
  • 9 corresponding location distances are calculated and the minimum distance is selected from these 9 location distances as the terminal distance.
  • the resource transfer between the first terminal and the second terminal is intercepted; in an optional implementation provided by this embodiment, after the step of calculating the terminal distance between the first terminal and the second terminal in the preset time period based on the first position data of the first terminal and the second position data of the second terminal in the terminals of both parties is executed, it also includes: if the terminal distance is greater than the preset distance threshold, the resource transfer between the first terminal and the second terminal is intercepted.
  • Step S104 querying whether the wireless network data of the two terminals respectively contain at least one network record recording the location of the network device.
  • step S106 is executed to detect whether there is a network record of the same wireless network in the wireless network data of the terminals of both parties.
  • the subsequent operation is determined by judging the relationship between the terminal distance between the first terminal and the second terminal and the threshold; in an optional implementation manner provided by this embodiment, if the execution result after querying whether the wireless network data of the two terminals respectively contain at least one network record recording the location of the network device is included, the following operation is performed: according to the network device location information of the first terminal and the network device location information of the second terminal in the two terminals, the terminal distance between the first terminal and the second terminal in the preset time period is calculated; if the terminal distance is less than or equal to the preset distance threshold, the resource transfer processing of the first terminal
  • the network device location information includes information recording the location of the network device, such as location information recording a Wi-Fi device to which the user terminal is connected.
  • the terminal distance between the first terminal and the second terminal in a preset time period is calculated through the network device location and/or detected network device location of the first terminal on both terminals and the network device location and/or detected network device location of the second terminal on both terminals. If the terminal distance is less than or equal to the preset distance threshold, resource transfer processing is performed; if the terminal distance is greater than the preset distance threshold, interception is performed.
  • the terminal distance can be obtained by calculating the position distance between the terminal position at each time point in the network device location information of the first terminal and the terminal position at each time point in the network device location information of the second terminal, and calculating One of the obtained terminal distances is selected as the terminal distance; optionally, a specific distance among the calculated terminal position distances is used as the position distance, wherein the specific distance may be a minimum distance or other distances.
  • the location information of the Wi-Fi device of the first terminal is a location sequence ⁇ X1, X2, ..., X10 ⁇
  • the location information of the Wi-Fi device of the second terminal is a location sequence ⁇ Y1, Y2, ..., Y10 ⁇
  • the location distance between the first terminal and the second terminal is calculated by using the location information of the Wi-Fi device of the first terminal at each of the 10 time points X1 to X10 and the location information of the Wi-Fi device of the second terminal at each of the 10 time points Y1 to Y10, and 100 location distances are obtained, and the smallest location distance is selected as the terminal distance between the first terminal and the second terminal, where X1 represents the first 1 min, X2 represents the second 1 min, Y1 represents the first 1 min, and Y2 represents the second 1 min.
  • Step S106 Detect whether there is a network record of the same wireless network in the wireless network data of the two terminals.
  • the network address and/or network identifier carried in the network record in the wireless network data of both terminals is read, and it is detected whether the network address and/or network identifier of the same wireless network exists in the network addresses and/or network identifiers of both terminals to determine whether to perform subsequent resource transfer processing; in an optional implementation manner provided by this embodiment, the detection of whether the network records of the same wireless network exist in the wireless network data of the terminals of the two parties includes: reading the network address and/or network identifier carried in the network record in the wireless network data of the terminals of the two parties; and detecting whether the network address and/or network identifier of the same wireless network exists in the network addresses and/or network identifiers of the terminals of the two parties.
  • step S108 executes the following step S108 to perform resource transfer processing of the terminals of both parties; if the execution result of the step of detecting whether there is a network record of the same wireless network in the wireless network data of the terminals of both parties is no, in an optional implementation manner provided by this embodiment, if the execution result of the step of detecting whether there is a network record of the same wireless network in the wireless network data of the terminals of both parties is no, perform the following operation: intercept and process the resource transfer between the first terminal and the second terminal.
  • the terminal distance between the first terminal and the second terminal in the preset time period can also be calculated based on the terminals that contain network device location information and the terminals that do not contain network device location information in the terminals of both parties; in another optional implementation manner provided by this embodiment, the execution result after the step of detecting whether there is a network record of the same wireless network in the wireless network data of the terminals of both parties is not included, and the following operations are performed: based on the first terminal that contains network device location information and the second terminal that contains location data in the terminals of both parties, the terminal distance between the first terminal and the second terminal in the preset time period is calculated; if the terminal distance is less than or equal to the preset distance threshold, the resource transfer processing between the first terminal and the second terminal is performed; if the terminal distance is greater than the preset distance threshold, the resource transfer between the first terminal and the second terminal is intercepted.
  • the intercepting and processing of the resource transfer between the first terminal and the second terminal includes: displaying an identity authentication reminder for verifying the transfer-in user to which the transfer-in terminal belongs on the resource transfer page of the transfer-out terminal in the terminals of both parties; verifying the identity information to be verified submitted through the resource transfer page with the identity information of the transfer-in user; if the verification is successful, performing the resource transfer between the first terminal and the second terminal; if the verification fails, intercepting and processing the resource transfer between the first terminal and the second terminal.
  • the resource transfer page refers to the page displayed on the terminal when the resource transferring terminal transfers resources.
  • a reminder for verifying the identity authentication of the user corresponding to the transferring terminal is displayed on the resource transfer page of the transferring terminal.
  • the last four digits of the identity card of the transferring terminal are displayed on the resource transfer page of the transferring terminal, or the last four digits of the bank card.
  • Step S108 performing resource transfer processing of the terminals of both parties.
  • the resource transfer processing method obtains the wireless network data of the two terminals performing resource transfer in a preset time period to query whether the wireless network data of the two terminals respectively contain at least one network record recording the location of the network device. If the wireless network data of the two terminals do not contain at least one network record recording the location of the network device, it is detected whether there is a network record of the same wireless network in the wireless network data of the two terminals. If it is detected that there is a network record of the same wireless network in the wireless network data of the two terminals, the resource transfer processing of the two terminals is performed, which improves the accuracy and scope of verifying the resource transfer scenario, thereby reducing the probability of users being blocked when performing resource transfer and improving the user experience.
  • the step of obtaining the wireless network data of the two terminals performing resource transfer in a preset time period it also includes: querying a database whether there is location data of the two terminals in the preset time period; if so, calculating the terminal distance between the first terminal and the second terminal in the preset time period based on the first location data of the first terminal and the second location data of the second terminal in the two terminals; if the terminal distance is less than or equal to a preset distance threshold, performing resource transfer processing between the first terminal and the second terminal, thereby reducing the user disturbance rate and making the user's resource transfer processing process more convenient.
  • the resource transfer processing method applied to the "face-to-face” offline transfer scenario specifically includes the following steps.
  • Step S202 Calculate the distance between the GPS position of the first terminal at each time point in the preset time period and the GPS position of the second terminal at each time point in the preset time period.
  • Step S204 taking the minimum position distance among the calculated position distances as the terminal distance.
  • Step S206 If the terminal distance is greater than a preset distance threshold, Wi-Fi data of both terminals performing resource transfer in a preset time period are obtained.
  • Step S208 query whether the Wi-Fi data of both terminals contain at least one network record recording the location of the Wi-Fi device; if not, execute the following step S210; if contained, execute the following steps S216 to S220.
  • Step S210 detect whether there is a Mac address of the same WiFi in the Wi-Fi data of both terminals; if not, execute the following steps S212 to S214; if so, execute the following step S222.
  • Step S212 intercepting the resource transfer between the first terminal and the second terminal.
  • Step S214 Displaying an identity verification reminder of the transfer-in user to which the transfer-in terminal belongs on the resource transfer page of the transfer-out terminal of both terminals.
  • Step S216 calculating the terminal distance between the first terminal and the second terminal in a preset time period according to the Wi-Fi device location of the first terminal and the Wi-Fi device location of the second terminal.
  • Step S218 The minimum distance among the calculated distances is used as the terminal distance
  • Step S220 If the terminal distance is greater than a preset distance threshold, intercepting the resource transfer between the first terminal and the second terminal.
  • Step S222 Perform resource transfer processing on both terminals.
  • step S206 can be replaced by, if the terminal distance is greater than the preset distance threshold, obtaining Wi-Fi data of both terminals performing resource transfer in a preset time period, and forming a new implementation method with other processing steps provided in this embodiment.
  • FIG. 3 it shows a schematic diagram of a device for resource transfer processing provided by this embodiment.
  • the description is relatively simple, and the relevant parts can refer to the corresponding description of the method embodiment provided above.
  • the device embodiment described below is only illustrative.
  • This embodiment provides a resource transfer processing device, including: a data acquisition module 302, configured to acquire wireless network data of two terminals performing resource transfer in a preset time period; the wireless network data is composed of network records at each collection time point within the preset time period; a query module 304, configured to query whether the wireless network data of the two terminals respectively contain at least one network record recording the location of a network device; if not, run a detection module 306, the detection module is configured to detect whether there is a network record of the same wireless network in the wireless network data of the two terminals; if so, run a processing module 308, the processing module is configured to perform resource transfer processing for the two terminals.
  • a data acquisition module 302 configured to acquire wireless network data of two terminals performing resource transfer in a preset time period; the wireless network data is composed of network records at each collection time point within the preset time period
  • a query module 304 configured to query whether the wireless network data of the two terminals respectively contain at least one network record recording the location of a network device; if
  • FIG. 4 is a structural schematic diagram of a resource transfer processing device provided in one or more embodiments of this specification.
  • a resource transfer processing device includes: As shown in FIG. 4, the resource transfer processing device may have relatively large differences due to different configurations or performances, and may include one or more processors 401 and memory 402, and the memory 402 may store one or more storage applications or data. Among them, the memory 402 may be a temporary storage or a permanent storage.
  • the application stored in the memory 402 may include one or more modules (not shown in the figure), and each module may include a series of computer executable instructions in the resource transfer processing device.
  • the processor 401 may be configured to communicate with the memory 402, and execute a series of computer executable instructions in the memory 402 on the resource transfer processing device.
  • the resource transfer processing device may also include one or more power supplies 403, one or more wired or wireless network interfaces 404, one or more input/output interfaces 405, one or more keyboards 406, etc.
  • a resource transfer processing device includes a memory and one or more programs, wherein the one or more programs are stored in the memory, and the one or more programs may include one or more modules, and each module may include a series of computer executable instructions for the resource transfer processing device, and is configured to be executed by one or more processors.
  • the one or more programs include the following computer executable instructions: obtaining wireless network data of two terminals performing resource transfer in a preset time period; the wireless network data is composed of network records at each collection time point within the preset time period; querying whether the wireless network data of the two terminals respectively contain at least one network record recording the location of the network device; if not, detecting whether there is a network record of the same wireless network in the wireless network data of the two terminals; if so, performing resource transfer processing for the two terminals.
  • An embodiment of a storage medium provided in this specification is as follows: Corresponding to the resource transfer processing method described above, based on the same technical concept, one or more embodiments of this specification also provide a storage medium.
  • the storage medium provided in this embodiment is used to store computer-executable instructions, and the computer-executable instructions implement the following process when executed by a processor: obtaining wireless network data of two terminals performing resource transfer in a preset time period; the wireless network data is composed of network records at each collection time point within the preset time period; querying whether the wireless network data of the two terminals respectively contain at least one network record recording the location of a network device; if not, detecting whether there is a network record of the same wireless network in the wireless network data of the two terminals; if so, performing resource transfer processing for the two terminals.
  • PLD programmable A programmable logic device
  • FPGA field programmable gate array
  • HDL There is not only one HDL, but many kinds, such as ABEL (Advanced Boolean Expression Language), AHDL (Altera Hardware Description Language), Confluence, CUPL (Cornell University Programming Language), HDCal, JHDL (Java Hardware Description Language), Lava, Lola, MyHDL, PALASM, RHDL (Ruby Hardware Description Language), etc.
  • ABEL Advanced Boolean Expression Language
  • AHDL Altera Hardware Description Language
  • HDCal JHDL (Java Hardware Description Language), Lava, Lola, MyHDL, PALASM, RHDL (Ruby Hardware Description Language), etc.
  • VHDL Very-High-Speed Integrated Circuit Hardware Description Language
  • Verilog Verilog
  • the controller may be implemented in any suitable manner, for example, the controller may take the form of a microprocessor or processor and a computer readable medium storing a computer readable program code (e.g., software or firmware) executable by the (micro)processor, a logic gate, a switch, an application specific integrated circuit (ASIC), a programmable logic controller, and an embedded microcontroller, examples of which include but are not limited to the following microcontrollers: ARC 625D, Atmel AT91SAM, Microchip PIC18F26K20, and Silicone Labs C8051F320, and the memory controller may also be implemented as part of the control logic of the memory.
  • a computer readable program code e.g., software or firmware
  • the controller may be implemented in the form of a logic gate, a switch, an application specific integrated circuit, a programmable logic controller, and an embedded microcontroller by logically programming the method steps. Therefore, such a controller may be considered as a hardware component, and the means for implementing various functions included therein may also be considered as a structure within the hardware component. Or even, the means for implementing various functions may be considered as both a software module for implementing the method and a structure within the hardware component.
  • a typical implementation device is a computer.
  • the computer may be, for example, a personal computer, a laptop computer, a cellular phone, a camera phone, a smart phone, a personal digital assistant, a media player, a navigation device, an email device, a game console, a tablet computer, a wearable device, or a combination of any of these devices.
  • the above device is described by dividing it into various units according to its functions.
  • the functions of each unit can be implemented in the same or multiple software and/or hardware.
  • one or more embodiments of this specification may be provided as a method, system or computer program product. Therefore, one or more embodiments of this specification may take the form of a complete hardware embodiment, a complete software embodiment, or an embodiment combining software and hardware. Moreover, this specification may take the form of a computer program product implemented on one or more computer-usable storage media (including but not limited to disk storage, CD-ROM, optical storage, etc.) containing computer-usable program code.
  • computer-usable storage media including but not limited to disk storage, CD-ROM, optical storage, etc.
  • These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing device to work in a specific manner, so that the instructions stored in the computer-readable memory produce a manufactured product including an instruction device that implements the functions specified in one or more processes in the flowchart and/or one or more boxes in the block diagram.
  • These computer program instructions may also be loaded onto a computer or other programmable data processing device so that a series of operational steps are executed on the computer or other programmable device to produce a computer-implemented process, whereby the instructions executed on the computer or other programmable device provide steps for implementing the functions specified in one or more processes in the flowchart and/or one or more boxes in the block diagram.
  • a computing device includes one or more processors (CPU), input/output interfaces, network interfaces, and memory.
  • processors CPU
  • input/output interfaces network interfaces
  • memory volatile and non-volatile memory
  • Memory may include non-permanent storage in a computer-readable medium, in the form of random access memory (RAM) and/or non-volatile memory, such as read-only memory (ROM) or flash memory (flash RAM). Memory is an example of a computer-readable medium.
  • RAM random access memory
  • ROM read-only memory
  • flash RAM flash memory
  • Computer-readable media include permanent and non-permanent, removable and non-removable media that can store information by any method or technology.
  • the information can be computer-readable instructions, data structures, program modules or other data.
  • Examples of computer storage media include, but are not limited to, phase change memory (PRAM), static random access memory (SRAM), dynamic random access memory (DRAM), other types of random access memory (RAM), read-only memory (ROM), electrically erasable programmable read-only memory (EEPROM), flash memory or other memory technology, compact disk read-only memory (CD-ROM), digital versatile disk (DVD) or other optical storage, magnetic cassettes, magnetic disk storage or other magnetic storage devices, or any other non-transmission media that can be used to store information that can be accessed by a computing device.
  • computer-readable media does not include transitory media such as modulated data signals and carrier waves.
  • One or more embodiments of the present specification may be described in the general context of computer-executable instructions executed by a computer, such as program modules.
  • program modules include routines, programs, objects, components, data structures, etc. that perform specific tasks or implement specific abstract data types.
  • One or more embodiments of the present specification may also be practiced in distributed computing environments where tasks are performed by remote processing devices connected through a communication network.
  • program modules may be located in local and remote computer storage media, including storage devices.

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Abstract

本说明书实施例提供了资源转移处理的方法及装置，其中，一种资源转移处理的方法包括：获取进行资源转移的双方终端在预设时间段的无线网络数据；所述无线网络数据由所述预设时间段内各采集时间点的网络记录组成；查询所述双方终端的无线网络数据中是否分别包含至少一个记录有网络设备位置的网络记录；若未包含，检测所述双方终端的无线网络数据中是否存在同一无线网络的网络记录；若存在，则进行所述双方终端的资源转移处理。

Description

资源转移处理的方法及装置 技术领域
本文件涉及数据处理技术领域，尤其涉及一种资源转移处理的方法及装置。
背景技术
随着互联网技术的发展和移动终端的普及，越来越多的网络支付***广泛应用的同时，也为用户的日常生活带来了很大便利。用户可以利用网络支付***，完成与其他用户的资源转移，但是在资源转移的过程中，为了保障资源的安全转移，常常因为向用户发送验证信息而中断资源转移过程，降低了用户的使用体验。
发明内容
本说明书一个或多个实施例提供了一种资源转移处理方法，包括：获取进行资源转移的双方终端在预设时间段的无线网络数据；所述无线网络数据由所述预设时间段内各采集时间点的网络记录组成。查询所述双方终端的无线网络数据中是否分别包含至少一个记录有网络设备位置的网络记录。若未包含，检测所述双方终端的无线网络数据中是否存在同一无线网络的网络记录。若存在，则进行所述双方终端的资源转移处理。
本说明书一个或多个实施例提供了一种资源转移处理装置，包括：数据获取模块，被配置为获取进行资源转移的双方终端在预设时间段的无线网络数据；所述无线网络数据由所述预设时间段内各采集时间点的网络记录组成。查询模块，被配置为查询所述双方终端的无线网络数据中是否分别包含至少一个记录有网络设备位置的网络记录。若未包含，运行检测模块，所述检测模块，被配置为检测所述双方终端的无线网络数据中是否存在同一无线网络的网络记录。若存在，则运行处理模块，所述处理模块，被配置为进行所述双方终端的资源转移处理。
本说明书一个或多个实施例提供了一种资源转移处理设备，包括：处理器；以及，被配置为存储计算机可执行指令的存储器，所述计算机可执行指令在被执行时使所述处理器：获取进行资源转移的双方终端在预设时间段的无线网络数据；所述无线网络数据由所述预设时间段内各采集时间点的网络记录组成。查询所述双方终端的无线网络数据中是否分别包含至少一个记录有网络设备位置的网络记录。若未包含，检测所述双方终端的无线网络数据中是否存在同一无线网络的网络记录。若存在，则进行所述双方终端 的资源转移处理。
本说明书一个或多个实施例提供了一种存储介质，用于存储计算机可执行指令，所述计算机可执行指令在被处理器执行时实现以下流程：获取进行资源转移的双方终端在预设时间段的无线网络数据；所述无线网络数据由所述预设时间段内各采集时间点的网络记录组成。查询所述双方终端的无线网络数据中是否分别包含至少一个记录有网络设备位置的网络记录。若未包含，检测所述双方终端的无线网络数据中是否存在同一无线网络的网络记录。若存在，则进行所述双方终端的资源转移处理。
附图说明
为了更清楚地说明本说明书一个或多个实施例中的技术方案，下面将对实施例描述中所需要使用的附图作简单地介绍，显而易见地，下面描述中的附图仅仅是本说明书中记载的一些实施例，对于本领域普通技术人员来讲，在不付出创造性劳动的前提下，还可以根据这些附图获得其他的附图；
图1为本说明书一个或多个实施例提供的一种资源转移处理方法处理流程图；
图2为本说明书一个或多个实施例提供的一种应用于“面对面”线下转账场景的资源转移处理方法处理流程图；
图3为本说明书一个或多个实施例提供的一种资源转移处理装置示意图；
图4为本说明书一个或多个实施例提供的一种资源转移处理设备的结构示意图。
具体实施方式
为了使本技术领域的人员更好地理解本说明书一个或多个实施例中的技术方案，下面将结合本说明书一个或多个实施例中的附图，对本说明书一个或多个实施例中的技术方案进行清楚、完整地描述，显然，所描述的实施例仅仅是本说明书的一部分实施例，而不是全部的实施例。基于本说明书一个或多个实施例，本领域普通技术人员在没有做出创造性劳动前提下所获得的所有其他实施例，都应当属于本文件的保护范围。
本说明书提供的一种资源转移处理的方法实施例：本实施例提供的资源转移处理的方法，通过获取进行资源转移的双方终端在预设时间段的无线网络数据，以查询双方终端的无线网络数据中是否分别包含至少一个记录有网络设备位置的网络记录，若双方终端的无线网络数据中均未包含至少一个记录有网络设备位置的网络记录，则检测双方终 端的无线网络数据中是否存在同一无线网络的网络记录，若存在，则进行双方终端的资源转移处理，丰富了资源转移场景的核验范围和方式，提升了对资源转移场景进行核验的准确率，从而降低用户进行资源转移时受到阻碍的概率，提升用户体验。
参照图1，本实施例提供的资源转移处理方法，所述方法具体包括步骤S102至步骤S108。
步骤S102，获取进行资源转移的双方终端在预设时间段的无线网络数据。
本实施例中，所述资源转移，是指将某终端的资源账户中一定数量的资源的占有权限转移给另一个终端。
所述无线网络数据，包括在无线网络环境中用户终端已连接的无线网络的状态数据，和/或用户终端探测到的无线网络的状态数据；可选的，所述无线网络数据包括用户的Wi-Fi(wireless fidelity，无线热点)数据。此外，所述无线网络数据还包括蓝牙或者其他方式获得的数据。
所述网络记录，是指对无线网络数据的记录，在用户终端连接到无线网络和/或探测到无线网络后产生；可选的，包括下述至少一项：网络设备位置的记录、网络地址的记录、网络标识的记录；其中，网络设备位置可以是终端已连接的无线网络的设备位置坐标，或者终端探测到的无线网络的设备位置坐标；网络地址可以是终端已连接的无线网络的Mac地址，或者终端探测到的无线网络的Mac地址；网络标识可以是能够区别某个无线网络与其他无线网络的唯一标识。
例如，用户A的无线网络数据可以用一个Wi-Fi序列{X1，X2，…，Xm}表示，其中X1代表第一个时间点用户A连接的Wi-Fi设备位置、Wi-Fi Mac(Media Access Control，媒体存取控制)地址、Wi-Fi标识，或者，X1也可以代表第一个时间点用户A探测到的Wi-Fi设备位置、Wi-Fi Mac地址、Wi-Fi标识。
具体实施时，为了使用户的资源转移处理过程更加便捷，在步骤S102执行之前，还可以通过查询进行资源转移的双方终端在预设时间段的位置数据直接判断是否进行资源转移处理；可选的，用户的位置数据在用户开启终端位置采集权限后获得，比如开启GPS(Global Positioning System，全球定位***)采集权限，或者，也可以是开启LBS(Location Based Services，基于位置的服务)采集权限。
具体执行过程中，首先从距离的角度出发，判断进行资源转移的双方终端是否处于一个距离相近的位置，以此来认定双方终端是否正在进行面对面交互，从而将双方终端 的资源转移过程排除在存在风险的转移过程之外，以此避免对资源转移进行拦截；例如，所述资源转移包括通过二维码扫描进行资源转移，或者，双方终端的终端距离小于阈值范围时的资源转移。
本实施例提供的一种可选实施方式中，所述获取进行资源转移的双方终端在预设时间段的无线网络数据步骤执行之前，还包括：查询数据库中是否存在所述双方终端在所述预设时间段的位置数据；若不存在，执行步骤S102；若存在，则基于双方终端在预设时间段的位置数据，计算双方终端的终端距离。
可选的，所述数据库中存放了移动应用端侧程序在各个时间点采集到的用户终端的位置数据和/或无线网络数据；所述位置数据，包括用户终端的位置坐标。例如，数据库中存放了进行资源转移的双方终端在预设时间段内每个时间点的GPS位置。
具体的，在用户终端的采集权限开启之后，数据采集端实时采集用户终端的位置数据和/或无线网络数据，并利用数据存储服务，将位置数据和/或无线网络数据存储到数据库中，以进行查询进行资源转移的双方终端在预设时间段内的位置数据的操作；其中，所述用户终端的位置数据可以以位置序列的形式存放，例如，若进行资源转移的双方终端的位置采集权限都开启，则采集到用户A的终端位置数据并以位置序列{X1，X2，…，Xm}的形式存放，用户B的终端位置数据以位置序列{Y1，Y2，…，Yn}的形式存放，其中X1为第一个时间点的用户A的GPS位置。
本实施例中，在计算获得第一终端与第二终端在预设时间段内的终端距离之后，若终端距离小于或者等于预设阈值，则直接进行第一终端与第二终端的资源转移处理，以降低用户的打扰率；本实施例提供的一种可选实施方式中，若所述查询数据库中是否存在所述双方终端在所述预设时间段的位置数据步骤执行之后的执行结果为存在，执行如下操作：基于所述双方终端中第一终端的第一位置数据以及第二终端的第二位置数据，计算所述第一终端与所述第二终端在所述预设时间段的终端距离；若所述终端距离小于或者等于预设距离阈值，则进行所述第一终端与所述第二终端的资源转移处理。
具体执行过程中，所述终端距离，可以通过计算第一位置数据中各时间点的终端位置与第二位置数据中各时间点的终端位置的位置距离获得；本实施例提供的一种可选实施方式中，所述基于所述双方终端中第一终端的第一位置数据以及第二终端的第二位置数据，计算所述第一终端与所述第二终端在所述预设时间段的终端距离，包括：计算所述第一位置数据中各时间点的终端位置与所述第二位置数据中各时间点的终端位置的位置距离，并根据计算获得的位置距离确定所述终端距离。
具体的，计算第一位置数据中每个时间点的终端位置与所述第二位置数据中每个时间点的终端位置的位置距离，并在获得的终端距离中选择一个作为所述终端距离；可选的，将计算获得的终端位置距离中的特定距离作为所述位置距离，其中，特定距离可以是最小距离，也可以是其他距离。
例如，第一终端的位置数据为位置序列{X1，X2，…，X10}，第二终端的终端位置数据为位置序列{Y1，Y2，…，Y10}，则通过第一终端在X1至X10这10个时间点中每个时间点的GPS位置与第二终端在Y1至Y10这10个时间点中每个时间点的GPS位置计算第一终端与第二终端的位置距离，获得100个位置距离，从中挑选最小的位置距离作为第一终端与第二终端的终端距离，其中，X1表示第一个1min，X2表示第二个1min，Y1表示第一个1min，Y2表示第二个1min。
此外，为了增强位置距离的计算精度，所述终端距离，还可以通过计算第一位置数据中各时间点的终端位置与第二位置数据中对应时间点的终端位置的位置距离获得；本实施例提供的另一种可选实施方式中，所述基于所述双方终端中第一终端的第一位置数据以及第二终端的第二位置数据，计算所述第一终端与所述第二终端在所述预设时间段的终端距离，还包括：计算所述第一位置数据中各时间点的终端位置与所述第二位置数据中对应时间点的终端位置的位置距离，并根据计算获得的位置距离确定所述终端距离。
可选的，所述对应时间点，是指与第一位置数据中某一时间点存在对应关系的时间区间，比如，与第一位置数据中某一时间点的对应的第二位置数据中的第一个时间区间。
例如，第一终端的位置数据为位置序列{X1，X2，X3}，其中，X1代表第一个1min，X2代表第二个1min，X3代表第三个1min；第二终端上位终端位置数据为位置序列{Y1，Y2，Y3}，其中，Y1代表第一个3min，Y2代表第二个3min，Y3代表第三个3min，通过第一终端在X1时间点的GPS位置与第二终端在Y1时间段的GPS位置计算第一终端与第二终端的位置距离，以此类推，计算获得9个对应的位置距离，从这9个位置距离中挑选最小距离作为终端距离。
具体实施时，在计算获得第一终端与第二终端在预设时间段内的终端距离之后，若终端距离大于预设距离阈值，则对第一终端与第二终端的资源转移进行拦截处理；本实施例提供的一种可选实施方式中，所述基于所述双方终端中第一终端的第一位置数据以及第二终端的第二位置数据，计算所述第一终端与所述第二终端在所述预设时间段的终端距离步骤执行之后，还包括：若所述终端距离大于所述预设距离阈值，则对所述第一终端与所述第二终端的资源转移进行拦截处理。
步骤S104，查询所述双方终端的无线网络数据中是否分别包含至少一个记录有网络设备位置的网络记录。
上述在对进行资源转移的双方终端在预设时间段的位置数据进行采集之后，为了使资源转移场景的识别范围更广，基于进行资源转移的双方终端在预设时间段的无线网络数据，进一步判断是否进行双方终端的资源转移处理。
在具体执行过程中，为了提高对用户的资源转移进行处理的效率，首先查询双方终端的无线网络数据中是否分别包含至少一个记录有网络设备位置的网络记录；若不包含，则执行下述步骤S106，检测所述双方终端的无线网络数据中是否存在同一无线网络的网络记录。
本实施例中，在查询所述双方终端的无线网络数据中是否分别包含至少一个记录有网络设备位置的网络记录执行之后的执行结果为包含的情况下，也即是第一终端的无线网络数据中包含已连接的网络设备和/或探测到的网络设备位置的网络记录，以及第二终端的无线网络数据中包含已连接的网络设备和/或探测到的网络设备位置的网络记录，为了使资源转移场景识别更加准确，通过判断第一终端与第二终端的终端距离与阈值的关系，决定后续操作；本实施例提供的一种可选实施方式中，若所述查询所述双方终端的无线网络数据中是否分别包含至少一个记录有网络设备位置的网络记录步骤执行之后的执行结果为包含，执行如下操作：根据所述双方终端中第一终端的网络设备位置信息和第二终端的网络设备位置信息，计算所述第一终端与所述第二终端在所述预设时间段的终端距离；若所述终端距离小于或者等于预设距离阈值，则进行所述第一终端与所述第二终端的资源转移处理；若所述终端距离大于所述预设距离阈值，则对所述第一终端与所述第二终端的资源转移进行拦截处理。
可选的，所述网络设备位置信息，包括记载有网络设备位置的信息，比如记载有用户终端已连接的Wi-Fi设备的位置信息。
具体实施时，通过双方终端中第一终端已连接的网络设备位置和/或探测到的网络设备位置和第二终端已连接的网络设备位置和/或探测到的网络设备位置，计算出第一终端和第二终端在预设时间段的终端距离，若所述终端距离小于或者等于预设距离阈值，则进行资源转移处理，若所述终端距离大于所述预设距离阈值，则进行拦截。
具体的，所述终端距离，可以通过计算第一终端的网络设备位置信息中各时间点的终端位置与第二终端的网络设备位置信息中各时间点的终端位置的位置距离，并在计算 获得的终端距离中选择一个作为所述终端距离；可选的，将计算获得的终端位置距离中的特定距离作为所述位置距离，其中，特定距离可以是最小距离，也可以是其他距离。
例如，第一终端的Wi-Fi设备的位置信息为位置序列{X1，X2，…，X10}，第二终端的Wi-Fi设备的位置信息为位置序列{Y1，Y2，…，Y10}，则通过第一终端在X1至X10这10个时间点中每个时间点的Wi-Fi设备的位置信息与第二终端在Y1至Y10这10个时间点中每个时间点的Wi-Fi设备的位置信息计算第一终端与第二终端的位置距离，获得100个位置距离，从中挑选最小的位置距离作为第一终端与第二终端的终端距离，其中，X1表示第一个1min，X2表示第二个1min，Y1表示第一个1min，Y2表示第二个1min。
步骤S106，检测所述双方终端的无线网络数据中是否存在同一无线网络的网络记录。
上述在查询到双方终端的无线网络数据中未分别包含至少一个记录有网络设备位置的网络记录之后，本步骤中，通过检测双方终端的无线网络数据中是否存在同一无线网络的网络记录，来判断后续是否进行双方终端的资源转移处理。
在具体执行过程中，在双方终端的网络数据中都不包含至少一个记录有网络设备位置的网络记录，或者，双方终端中有一方的网络数据中不包含至少一个记录有网络设备位置的网络记录的情况下，通过读取双方终端的无线网络数据中网络记录携带的网络地址和/或网络标识，检测双方终端的网络地址和/或网络标识中是否存在同一无线网络的网络地址和/或网络标识来判断是否进行后续的资源转移处理；本实施例提供的一种可选实施方式中，所述检测所述双方终端的无线网络数据中是否存在同一无线网络的网络记录，包括：读取所述双方终端的无线网络数据中网络记录携带的网络地址和/或网络标识；检测所述双方终端的网络地址和/或网络标识中是否存在同一无线网络的网络地址和/或网络标识。
在具体执行过程中，为了提高对用户的资源转移场景的识别范围，在检测所述双方终端的无线网络数据中是否存在同一无线网络的网络记录步骤执行结果为存在的情况下，执行下述步骤S108，进行所述双方终端的资源转移处理；若检测所述双方终端的无线网络数据中是否存在同一无线网络的网络记录步骤执行结果为不存在的情况下，本实施例提供的一种可选实施方式中，若所述检测所述双方终端的无线网络数据中是否存在同一无线网络的网络记录步骤执行结果否，执行如下操作：对所述第一终端与所述第二终端的资源转移进行拦截处理。
除此之外，还可以根据双方终端中包含网络设备位置信息的终端和未包含网络设备位置信息的终端，计算所述第一终端与所述第二终端在所述预设时间段的终端距离；本实施例提供的另一种可选实施方式中，所述检测所述双方终端的无线网络数据中是否存在同一无线网络的网络记录步骤执行之后的执行结果为不包含，执行如下操作：根据所述双方终端中包含网络设备位置信息的第一终端和包含位置数据的第二终端，计算所述第一终端与所述第二终端在所述预设时间段的终端距离；若所述终端距离小于或者等于预设距离阈值，则进行所述第一终端与所述第二终端的资源转移处理；若所述终端距离大于所述预设距离阈值，则对所述第一终端与所述第二终端的资源转移进行拦截处理。
本实施例中，在对第一终端与第二终端的资源转移进行拦截处理的过程中，为了进一步增加资源转移场景识别的准确性，通过对转入用户的身份信息进行核验的方式，判断是否进行资源转移；本实施例提供的一种可选实施方式中，所述对所述第一终端与所述第二终端的资源转移进行拦截处理，包括：在所述双方终端中转出终端的资源转移页面上显示核对转入终端所属的转入用户的身份验证提醒；将通过所述资源转移页面提交的待验证身份信息与所述转入用户的身份信息进行核验；若核验通过，进行所述第一终端与所述第二终端的资源转移处理；若核验未通过，则对所述第一终端与所述第二终端的资源转移进行拦截处理。
可选的，所述资源转移页面是指资源转出终端进行资源转出时终端上显示的页面，在转出终端发起资源转移请求时，在转出终端的资源转移页面上显示核对转入终端对应用户的身份验证提醒，比如，在转出终端的资源转移页面上显示核对转入终端的身份证后四位数字，或者，也可以是银行卡后四位数字。
步骤S108，进行所述双方终端的资源转移处理。
上述在检测到双方终端的无线网络数据中存在同一无线网络的网络记录的情况下，进行所述双方终端的资源转移处理。
综上所述，本实施例提供的资源转移处理的方法通过获取进行资源转移的双方终端在预设时间段的无线网络数据，以查询双方终端的无线网络数据中是否分别包含至少一个记录有网络设备位置的网络记录，若双方终端的无线网络数据中均未包含至少一个记录有网络设备位置的网络记录，则检测双方终端的无线网络数据中是否存在同一无线网络的网络记录。若检测到双方终端的无线网络数据中存在同一无线网络的网络记录，则进行双方终端的资源转移处理，提升了核验资源转移场景时的准确率和范围，从而降低用户进行资源转移时受到阻碍的几率，提升了用户体验。
进一步，在获取进行资源转移的双方终端在预设时间段的无线网络数据步骤执行之前，还包括：查询数据库中是否存在所述双方终端在所述预设时间段的位置数据；若存在，基于所述双方终端中第一终端的第一位置数据以及第二终端的第二位置数据，计算所述第一终端与所述第二终端在所述预设时间段的终端距离；若所述终端距离小于或者等于预设距离阈值，则进行所述第一终端与所述第二终端的资源转移处理，从而降低了用户打扰率，使用户的资源转移处理过程更加便捷。
下述以本实施例提供的一种资源转移处理方法在“面对面”线下转账场景的应用为例，结合图2，对本实施例提供的资源转移处理方法进行进一步说明，参见图2，应用于“面对面”线下转账场景的资源转移处理方法，具体包括下述步骤。
步骤S202，计算第一终端在预设时间段中各时间点的GPS位置与第二终端在预设时间段中各时间点的GPS位置的位置距离。
步骤S204，将计算获得的位置距离中的最小位置距离作为终端距离。
步骤S206，若终端距离大于预设距离阈值，获取进行资源转移的双方终端在预设时间段的Wi-Fi数据。
步骤S208，查询双方终端的Wi-Fi数据中是否分别包含至少一个记录有Wi-Fi设备位置的网络记录；若不包含，执行下述步骤S210；若包含，执行下述步骤S216至步骤S220。
步骤S210，检测双方终端的Wi-Fi数据中是否存在同一WiFi的Mac地址；若不存在，执行下述步骤S212至步骤S214；若存在，执行下述步骤S222。
步骤S212，对第一终端与第二终端的资源转移进行拦截处理。
步骤S214，在双方终端中转出终端的资源转移页面上显示核对转入终端所属的转入用户的身份验证提醒。
步骤S216，根据双方终端中第一终端的Wi-Fi设备位置和第二终端的Wi-Fi设备位置，计算第一终端与第二终端在预设时间段的终端距离。
步骤S218，将计算获得的位置距离中的最小位置距离作为终端距离
步骤S220，若终端距离大于预设距离阈值，则对第一终端与第二终端的资源转移进行拦截处理。
步骤S222，进行双方终端的资源转移处理。
其中，步骤S206可以被替换为，若终端距离大于预设距离阈值，获取进行资源转移的双方终端在预设时间段的Wi-Fi数据，并与本实施例提供的其他处理步骤组成新的实现方式。
本说明书提供的一种资源转移处理装置实施例如下：在上述的实施例中，提供了一种资源转移处理的方法，与之相对应的，还提供了一种资源转移处理的装置，下面结合附图进行说明。
参照图3，其示出了本实施例提供的一种资源转移处理的装置示意图。
由于装置实施例对应于方法实施例，所以描述得比较简单，相关的部分请参见上述提供的方法实施例的对应说明即可。下述描述的装置实施例仅仅是示意性的。
本实施例提供一种资源转移处理装置，包括：数据获取模块302，被配置为获取进行资源转移的双方终端在预设时间段的无线网络数据；所述无线网络数据由所述预设时间段内各采集时间点的网络记录组成；查询模块304，被配置为查询所述双方终端的无线网络数据中是否分别包含至少一个记录有网络设备位置的网络记录；若未包含，运行检测模块306，所述检测模块，被配置为检测所述双方终端的无线网络数据中是否存在同一无线网络的网络记录；若存在，则运行处理模块308，所述处理模块，被配置为进行所述双方终端的资源转移处理。
本说明书提供的一种资源转移处理设备实施例如下：对应上述描述的一种资源转移处理的方法，基于相同的技术构思，本说明书一个或多个实施例还提供一种资源转移处理的设备，该资源转移处理的设备用于执行上述提供的资源转移处理的方法，图4为本说明书一个或多个实施例提供的一种资源转移处理的设备的结构示意图。
本实施例提供的一种资源转移处理设备，包括：如图4所示，资源转移处理设备可因配置或性能不同而产生比较大的差异，可以包括一个或一个以上的处理器401和存储器402，存储器402中可以存储有一个或一个以上存储应用程序或数据。其中，存储器402可以是短暂存储或持久存储。存储在存储器402的应用程序可以包括一个或一个以上模块(图示未示出)，每个模块可以包括资源转移处理设备中的一系列计算机可执行指令。更进一步地，处理器401可以设置为与存储器402通信，在资源转移处理设备上执行存储器402中的一系列计算机可执行指令。资源转移处理设备还可以包括一个或一个以上电源403，一个或一个以上有线或无线网络接口404，一个或一个以上输入/输出接口405，一个或一个以上键盘406等。
在一个具体的实施例中，资源转移处理设备包括有存储器，以及一个或一个以上的程序，其中一个或者一个以上程序存储于存储器中，且一个或者一个以上程序可以包括一个或一个以上模块，且每个模块可以包括对资源转移处理设备中的一系列计算机可执行指令，且经配置以由一个或者一个以上处理器执行该一个或者一个以上程序包含用于进行以下计算机可执行指令：获取进行资源转移的双方终端在预设时间段的无线网络数据；所述无线网络数据由所述预设时间段内各采集时间点的网络记录组成；查询所述双方终端的无线网络数据中是否分别包含至少一个记录有网络设备位置的网络记录；若未包含，检测所述双方终端的无线网络数据中是否存在同一无线网络的网络记录；若存在，则进行所述双方终端的资源转移处理。
本说明书提供的一种存储介质实施例如下：对应上述描述的一种资源转移处理方法，基于相同的技术构思，本说明书一个或多个实施例还提供一种存储介质。
本实施例提供的存储介质，用于存储计算机可执行指令，所述计算机可执行指令在被处理器执行时实现以下流程：获取进行资源转移的双方终端在预设时间段的无线网络数据；所述无线网络数据由所述预设时间段内各采集时间点的网络记录组成；查询所述双方终端的无线网络数据中是否分别包含至少一个记录有网络设备位置的网络记录；若未包含，检测所述双方终端的无线网络数据中是否存在同一无线网络的网络记录；若存在，则进行所述双方终端的资源转移处理。
需要说明的是，本说明书中关于存储介质的实施例与本说明书中关于资源转移处理方法的实施例基于同一发明构思，因此该实施例的具体实施可以参见前述对应方法的实施，重复之处不再赘述。
上述对本说明书特定实施例进行了描述。其它实施例在所附权利要求书的范围内。在一些情况下，在权利要求书中记载的动作或步骤可以按照不同于实施例中的顺序来执行并且仍然可以实现期望的结果。另外，在附图中描绘的过程不一定要求示出的特定顺序或者连续顺序才能实现期望的结果。在某些实施方式中，多任务处理和并行处理也是可以的或者可能是有利的。
在20世纪30年代，对于一个技术的改进可以很明显地区分是硬件上的改进(例如，对二极管、晶体管、开关等电路结构的改进)还是软件上的改进(对于方法流程的改进)。然而，随着技术的发展，当今的很多方法流程的改进已经可以视为硬件电路结构的直接改进。设计人员几乎都通过将改进的方法流程编程到硬件电路中来得到相应的硬件电路结构。因此，不能说一个方法流程的改进就不能用硬件实体模块来实现。例如，可编程 逻辑器件(Programmable Logic Device，PLD)(例如现场可编程门阵列(Field Programmable Gate Array，FPGA))就是这样一种集成电路，其逻辑功能由用户对器件编程来确定。由设计人员自行编程来把一个数字***“集成”在一片PLD上，而不需要请芯片制造厂商来设计和制作专用的集成电路芯片。而且，如今，取代手工地制作集成电路芯片，这种编程也多半改用“逻辑编译器(logic compiler)”软件来实现，它与程序开发撰写时所用的软件编译器相类似，而要编译之前的原始代码也得用特定的编程语言来撰写，此称之为硬件描述语言(Hardware Description Language，HDL)，而HDL也并非仅有一种，而是有许多种，如ABEL(Advanced Boolean Expression Language)、AHDL(Altera Hardware Description Language)、Confluence、CUPL(Cornell University Programming Language)、HDCal、JHDL(Java Hardware Description Language)、Lava、Lola、MyHDL、PALASM、RHDL(Ruby Hardware Description Language)等，目前最普遍使用的是VHDL(Very-High-Speed Integrated Circuit Hardware Description Language)与Verilog。本领域技术人员也应该清楚，只需要将方法流程用上述几种硬件描述语言稍作逻辑编程并编程到集成电路中，就可以很容易得到实现该逻辑方法流程的硬件电路。
控制器可以按任何适当的方式实现，例如，控制器可以采取例如微处理器或处理器以及存储可由该(微)处理器执行的计算机可读程序代码(例如软件或固件)的计算机可读介质、逻辑门、开关、专用集成电路(Application Specific Integrated Circuit，ASIC)、可编程逻辑控制器和嵌入微控制器的形式，控制器的例子包括但不限于以下微控制器：ARC 625D、Atmel AT91SAM、Microchip PIC18F26K20以及Silicone Labs C8051F320，存储器控制器还可以被实现为存储器的控制逻辑的一部分。本领域技术人员也知道，除了以纯计算机可读程序代码方式实现控制器以外，完全可以通过将方法步骤进行逻辑编程来使得控制器以逻辑门、开关、专用集成电路、可编程逻辑控制器和嵌入微控制器等的形式来实现相同功能。因此这种控制器可以被认为是一种硬件部件，而对其内包括的用于实现各种功能的装置也可以视为硬件部件内的结构。或者甚至，可以将用于实现各种功能的装置视为既可以是实现方法的软件模块又可以是硬件部件内的结构。
上述实施例阐明的***、装置、模块或单元，具体可以由计算机芯片或实体实现，或者由具有某种功能的产品来实现。一种典型的实现设备为计算机。具体的，计算机例如可以为个人计算机、膝上型计算机、蜂窝电话、相机电话、智能电话、个人数字助理、媒体播放器、导航设备、电子邮件设备、游戏控制台、平板计算机、可穿戴设备或者这些设备中的任何设备的组合。
为了描述的方便，描述以上装置时以功能分为各种单元分别描述。当然，在实施本说明书实施例时可以把各单元的功能在同一个或多个软件和/或硬件中实现。
本领域内的技术人员应明白，本说明书一个或多个实施例可提供为方法、***或计算机程序产品。因此，本说明书一个或多个实施例可采用完全硬件实施例、完全软件实施例、或结合软件和硬件方面的实施例的形式。而且，本说明书可采用在一个或多个其中包含有计算机可用程序代码的计算机可用存储介质(包括但不限于磁盘存储器、CD-ROM、光学存储器等)上实施的计算机程序产品的形式。
本说明书是参照根据本说明书实施例的方法、设备(***)、和计算机程序产品的流程图和/或方框图来描述的。应理解可由计算机程序指令实现流程图和/或方框图中的每一流程和/或方框、以及流程图和/或方框图中的流程和/或方框的结合。可提供这些计算机程序指令到通用计算机、专用计算机、嵌入式处理机或其他可编程数据处理设备的处理器以产生一个机器，使得通过计算机或其他可编程数据处理设备的处理器执行的指令产生用于实现在流程图一个流程或多个流程和/或方框图一个方框或多个方框中指定的功能的装置。
这些计算机程序指令也可存储在能引导计算机或其他可编程数据处理设备以特定方式工作的计算机可读存储器中，使得存储在该计算机可读存储器中的指令产生包括指令装置的制造品，该指令装置实现在流程图一个流程或多个流程和/或方框图一个方框或多个方框中指定的功能。
这些计算机程序指令也可装载到计算机或其他可编程数据处理设备上，使得在计算机或其他可编程设备上执行一系列操作步骤以产生计算机实现的处理，从而在计算机或其他可编程设备上执行的指令提供用于实现在流程图一个流程或多个流程和/或方框图一个方框或多个方框中指定的功能的步骤。
在一个典型的配置中，计算设备包括一个或多个处理器(CPU)、输入/输出接口、网络接口和内存。
内存可能包括计算机可读介质中的非永久性存储器，随机存取存储器(RAM)和/或非易失性内存等形式，如只读存储器(ROM)或闪存(flash RAM)。内存是计算机可读介质的示例。
计算机可读介质包括永久性和非永久性、可移动和非可移动媒体可以由任何方法或技术来实现信息存储。信息可以是计算机可读指令、数据结构、程序的模块或其他数据。 计算机的存储介质的例子包括，但不限于相变内存(PRAM)、静态随机存取存储器(SRAM)、动态随机存取存储器(DRAM)、其他类型的随机存取存储器(RAM)、只读存储器(ROM)、电可擦除可编程只读存储器(EEPROM)、快闪记忆体或其他内存技术、只读光盘只读存储器(CD-ROM)、数字多功能光盘(DVD)或其他光学存储、磁盒式磁带，磁盘存储或其他磁性存储设备或任何其他非传输介质，可用于存储可以被计算设备访问的信息。按照本文中的界定，计算机可读介质不包括暂存电脑可读媒体(transitory media)，如调制的数据信号和载波。
还需要说明的是，术语“包括”、“包含”或者其任何其他变体意在涵盖非排他性的包含，从而使得包括一系列要素的过程、方法、商品或者设备不仅包括那些要素，而且还包括没有明确列出的其他要素，或者是还包括为这种过程、方法、商品或者设备所固有的要素。在没有更多限制的情况下，由语句“包括一个……”限定的要素，并不排除在包括所述要素的过程、方法、商品或者设备中还存在另外的相同要素。
本说明书一个或多个实施例可以在由计算机执行的计算机可执行指令的一般上下文中描述，例如程序模块。一般地，程序模块包括执行特定任务或实现特定抽象数据类型的例程、程序、对象、组件、数据结构等等。也可以在分布式计算环境中实践本说明书的一个或多个实施例，在这些分布式计算环境中，由通过通信网络而被连接的远程处理设备来执行任务。在分布式计算环境中，程序模块可以位于包括存储设备在内的本地和远程计算机存储介质中。
本说明书中的各个实施例均采用递进的方式描述，各个实施例之间相同相似的部分互相参见即可，每个实施例重点说明的都是与其他实施例的不同之处。尤其，对于***实施例而言，由于其基本相似于方法实施例，所以描述的比较简单，相关之处参见方法实施例的部分说明即可。
以上所述仅为本文件的实施例而已，并不用于限制本文件。对于本领域技术人员来说，本文件可以有各种更改和变化。凡在本文件的精神和原理之内所作的任何修改、等同替换、改进等，均应包含在本文件的权利要求范围之内。

Claims (13)

  1. 一种资源转移处理方法，包括：
    获取进行资源转移的双方终端在预设时间段的无线网络数据；所述无线网络数据由所述预设时间段内各采集时间点的网络记录组成；
    查询所述双方终端的无线网络数据中是否分别包含至少一个记录有网络设备位置的网络记录；
    若未包含，检测所述双方终端的无线网络数据中是否存在同一无线网络的网络记录；
    若存在，则进行所述双方终端的资源转移处理。
  2. 根据权利要求1所述的资源转移处理方法，所述获取进行资源转移的双方终端在预设时间段的无线网络数据步骤执行之前，还包括：
    查询数据库中是否存在所述双方终端在所述预设时间段的位置数据；
    若不存在，执行所述获取进行资源转移的双方终端在预设时间段的无线网络数据步骤。
  3. 根据权利要求2所述的资源转移处理方法，若所述查询数据库中是否存在所述双方终端在所述预设时间段的位置数据步骤执行之后的执行结果为存在，执行如下操作：
    基于所述双方终端中第一终端的第一位置数据以及第二终端的第二位置数据，计算所述第一终端与所述第二终端在所述预设时间段的终端距离；
    若所述终端距离小于或者等于预设距离阈值，则进行所述第一终端与所述第二终端的资源转移处理。
  4. 根据权利要求3所述的资源转移处理方法，所述基于所述双方终端中第一终端的第一位置数据以及第二终端的第二位置数据，计算所述第一终端与所述第二终端在所述预设时间段的终端距离，包括：
    计算所述第一位置数据中各时间点的终端位置与所述第二位置数据中各时间点的终端位置的位置距离，并根据计算获得的位置距离确定所述终端距离；
    或者，
    计算所述第一位置数据中各时间点的终端位置与所述第二位置数据中对应时间点的终端位置的位置距离，并根据计算获得的位置距离确定所述终端距离。
  5. 根据权利要求3所述的资源转移处理方法，所述基于所述双方终端中第一终端的第一位置数据以及第二终端的第二位置数据，计算所述第一终端与所述第二终端在所述预设时间段的终端距离步骤执行之后，还包括：
    若所述终端距离大于所述预设距离阈值，则对所述第一终端与所述第二终端的资源 转移进行拦截处理。
  6. 根据权利要求1所述的资源转移处理方法，所述检测所述双方终端的无线网络数据中是否存在同一无线网络的网络记录，包括：
    读取所述双方终端的无线网络数据中网络记录携带的网络地址和/或网络标识；
    检测所述双方终端的网络地址和/或网络标识中是否存在同一无线网络的网络地址和/或网络标识。
  7. 根据权利要求1所述的资源转移处理方法，若所述查询所述双方终端的无线网络数据中是否分别包含至少一个记录有网络设备位置的网络记录步骤执行之后的执行结果为包含，执行如下操作：
    根据所述双方终端中第一终端的网络设备位置信息和第二终端的网络设备位置信息，计算所述第一终端与所述第二终端在所述预设时间段的终端距离；
    若所述终端距离小于或者等于预设距离阈值，则进行所述第一终端与所述第二终端的资源转移处理；
    若所述终端距离大于所述预设距离阈值，则对所述第一终端与所述第二终端的资源转移进行拦截处理。
  8. 根据权利要求1所述的资源转移处理方法，若所述检测所述双方终端的无线网络数据中是否存在同一无线网络的网络记录步骤执行之后的执行结果为否，执行如下操作：
    对第一终端与第二终端的资源转移进行拦截处理。
  9. 根据权利要求8所述的资源转移处理方法，所述对所述第一终端与所述第二终端的资源转移进行拦截处理，包括：
    在所述双方终端中转出终端的资源转移页面上显示核对转入终端所属的转入用户的身份验证提醒；
    将通过所述资源转移页面提交的待验证身份信息与所述转入用户的身份信息进行核验；
    若核验通过，进行所述第一终端与所述第二终端的资源转移处理；
    若核验未通过，则对所述第一终端与所述第二终端的资源转移进行拦截处理。
  10. 根据权利要求2所述的资源转移处理方法，若所述检测所述双方终端的无线网络数据中是否存在同一无线网络的网络记录步骤执行之后的执行结果为不存在，执行如下操作：
    根据所述双方终端中包含网络设备位置信息的第一终端和包含位置数据的第二终 端，计算所述第一终端与所述第二终端在所述预设时间段的终端距离；
    若所述终端距离小于或者等于预设距离阈值，则进行所述第一终端与所述第二终端的资源转移处理；
    若所述终端距离大于所述预设距离阈值，则对所述第一终端与所述第二终端的资源转移进行拦截处理。
  11. 一种资源转移处理装置，包括：
    数据获取模块，被配置为获取进行资源转移的双方终端在预设时间段的无线网络数据；所述无线网络数据由所述预设时间段内各采集时间点的网络记录组成；
    查询模块，被配置为查询所述双方终端的无线网络数据中是否分别包含至少一个记录有网络设备位置的网络记录；
    若未包含，运行检测模块，所述检测模块，被配置为检测所述双方终端的无线网络数据中是否存在同一无线网络的网络记录；
    若存在，则运行处理模块，所述处理模块，被配置为进行所述双方终端的资源转移处理。
  12. 一种资源转移处理设备，包括：
    处理器；以及，被配置为存储计算机可执行指令的存储器，所述计算机可执行指令在被执行时使所述处理器：
    获取进行资源转移的双方终端在预设时间段的无线网络数据；所述无线网络数据由所述预设时间段内各采集时间点的网络记录组成；
    查询所述双方终端的无线网络数据中是否分别包含至少一个记录有网络设备位置的网络记录；
    若未包含，检测所述双方终端的无线网络数据中是否存在同一无线网络的网络记录；
    若存在，则进行所述双方终端的资源转移处理。
  13. 一种存储介质，用于存储计算机可执行指令，所述计算机可执行指令在被处理器执行时实现以下流程：
    获取进行资源转移的双方终端在预设时间段的无线网络数据；所述无线网络数据由所述预设时间段内各采集时间点的网络记录组成；
    查询所述双方终端的无线网络数据中是否分别包含至少一个记录有网络设备位置的网络记录；
    若未包含，检测所述双方终端的无线网络数据中是否存在同一无线网络的网络记录；
    若存在，则进行所述双方终端的资源转移处理。
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