WO2018058615A1 - 基于数据中转中心的数据传输方法及*** - Google Patents
基于数据中转中心的数据传输方法及*** Download PDFInfo
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- WO2018058615A1 WO2018058615A1 PCT/CN2016/101280 CN2016101280W WO2018058615A1 WO 2018058615 A1 WO2018058615 A1 WO 2018058615A1 CN 2016101280 W CN2016101280 W CN 2016101280W WO 2018058615 A1 WO2018058615 A1 WO 2018058615A1
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Definitions
- the invention relates to a data transmission method and system based on a data transfer center.
- the query requesting party for example, the lending institution
- the query requesting party directly requests the data platform to query the credit degree of the client, and often exposes the information of the query requester itself, and there is a certain information security risk.
- the embodiment of the invention provides a data transmission method and system based on a data transfer center, wherein the data transfer center completes the data transfer task between the query requester and the data platform, and after the data transfer, the data platform will not obtain the query request.
- the information of the party itself can be completed to complete the credit inquiry of the person being inquired without exposing the information of the query requester itself.
- the present invention provides a data transmission method based on a data transfer center, comprising: querying a requesting terminal to send a query request and a query type to a data transfer center; and the data transfer center separately sends the query request to the data transfer center. All data platforms; the data platform receives the query request and sends the feedback result data to the data relay center; The heart sends the feedback result data to the query requesting terminal according to the query type and a preset rule.
- the data transfer center is used as a third party to complete the transfer of data between the query requester and the data platform, so that the data platform can not obtain the information of the query requester itself.
- each data platform that accesses the data transfer ZTE can be used as a query requester to send a query request to the data transfer center.
- the platform based on the data transfer center can achieve a win-win situation without revealing the internal information of either party.
- the query requesting terminal sends the query request to the data transfer center, specifically, the query requesting terminal copies the query request into N shares, and adds pre-stored different headers to the N query requests, and adds all of them.
- the query request of the header is packaged into a query request packet and sent to the data transfer center, where N is the number of data platforms accessing the data transfer center, and each header uniquely corresponds to one data platform; the data transfer center will query the request
- the data is sent to all the data platforms that are connected to the data transfer center, and specifically includes: the data transfer center decompresses the query request data packet to obtain all the query requests with the header added, and sends each query request to the corresponding one according to the header. Data platform.
- the effect of adding a header to each query request is that the data relay center can quickly send the query request to the corresponding data platform.
- the feedback result data includes whether it is a blacklist, whether there is a loan, whether there are multiple loans, the loan time, the loan amount, whether there is overdue behavior, and whether there are multiple overdue behaviors within three months.
- the query type includes a blacklist query and a multi-loan query.
- the multi-loan query is to query whether a lender has made a loan in multiple institutions.
- the data transfer center sends the feedback result data corresponding to the fastest data platform to the query request terminal; when the query type is multi-loan query, the data transfer center will feed back the previous T data platforms.
- the returned feedback result data is packaged and sent to the query requesting terminal, where T is a preset threshold.
- the present invention provides a data transmission system based on a data transfer center, including: a query requesting terminal sends a query request and a query type to a data transfer center; and a data transfer center is configured to separately send the query request to the access All data platforms of the data transfer center; the data platform is used to receive the query request and send the feedback result data to the data transfer center; the data transfer center is also used to send the feedback result data to the query according to the query type and the preset rules.
- Request a terminal.
- the query requesting terminal is specifically configured to copy the query request into N shares, add pre-stored different headers to the N query requests, and package all the header-added query requests into one query request packet.
- Send to the data transfer center where N is the number of data platforms accessing the data transfer center, and each header uniquely corresponds to one data platform; the data transfer center is specifically used to decompress the query request data packet to obtain all A query request for the header is added, and each query request is separately sent to the corresponding data platform according to the header.
- the feedback result data includes whether it is a blacklist, whether there is a loan, whether there are multiple loans, the loan time, the loan amount, whether there is overdue behavior, and whether there are multiple overdue behaviors within three months.
- the query type includes a blacklist query and a multi-loan query.
- the data transfer center is specifically used to send the feedback result data corresponding to the fastest feedback data platform to the query request terminal; when the query type is multi-loan query, the data transfer center is used.
- the feedback result data fed back from the previous T data platforms is packaged and sent to the query requesting terminal, where T is a preset threshold.
- the query requesting party initiates a query request to the data transfer center by querying the request terminal, and sends the query request to the data transfer center, and the data transfer center completes the query requester and Data transfer task between data platforms, after data transfer, the data platform will not get the query requester
- the information of the self can complete the credit inquiry of the inquired person without exposing the information of the query requester itself.
- FIG. 1 is a flow chart of a data transfer method based on a data transfer center provided by the present invention
- FIG. 2 is a block diagram of a data transfer system based on a data transfer center provided by the present invention.
- the data transmission method based on the data transfer center 2 provided by the embodiment includes:
- Step S1 the query requesting terminal 1 sends the query request and the query type to the data transfer center 2;
- Step S2 the data transfer center 2 sends the query request to all the data platforms 3 connected to the data transfer center 2;
- Step S3 the data platform 3 receives the query request and sends the feedback result data to the data transfer center 2;
- Step S4 The data relay center 2 transmits the feedback result data to the query requesting terminal 1 according to the query type and a preset rule.
- the query requesting party initiates a query request to the data transfer center 2 through the query requesting terminal 1, and sends the query request to the data transfer center 2, and the data transfer center 2 Completing the data transfer task between the query requester and the data platform 3, after performing the data transfer, the data platform 3 will obtain Without querying the information of the requesting party itself, it is possible to complete the credit inquiry of the queried person without exposing the information of the query requesting party itself.
- the query requesting terminal 1 sends the query request to the data relay center 2, specifically, the query requesting terminal 1 copies the query request into N shares, and adds pre-stored different headers to the N query requests, and All the query requests with the header added are packaged as a query request packet and sent to the data relay center 2, where N is the number of data platforms 3 connected to the data relay center 2, and each header uniquely corresponds to one data platform 3
- the data transfer center 2 sends the query request to all the data platforms 3 connected to the data transfer center 2, specifically, the data transfer center 2 decompresses the query request data packet to obtain all the query requests with the added header, and according to The header sends each query request to the corresponding data platform 3 separately.
- the data transfer center 2 directly sends the query request to each data platform 3 through the header of each query request, wherein the data transfer center 2 is automatically when the data platform 3 accesses the data transfer center 2
- the data platform 3 assigns number information, and one header uniquely corresponds to one data platform 3.
- the data transfer center 2 only completes the forwarding of data, and does not intercept any data during the period.
- the requester only knows a bunch of headers corresponding to the data platform 3, and Knowing the specific information of the data platform 3, and the data platform 3 can only receive the query request sent by the data transfer center 2, but the information of the query requester itself is not known, that is, the requester and the data platform 3 They don't know each other, and they can guarantee that the information of both the requester and the data platform 3 will not be leaked.
- the feedback result data includes whether it is a blacklist, whether there is a loan, whether it is in a plurality of loans, a loan time, a loan amount, whether there is an overdue behavior, and whether there are multiple overdue behaviors within three months.
- This embodiment is the feedback result data corresponding to the credit inquiry.
- the feedback result data is not limited to the amount of information listed above, and can be specifically combined with actual needs. set up.
- the query type includes a blacklist query and a multi-loan query.
- the query type is the key query target.
- the query type is not limited to the two listed above, and can be specifically set according to actual needs.
- the data transfer center 2 sends the feedback result data corresponding to the fastest data platform 3 to the query request terminal 1; when the query type is a multi-loan query, the data transfer center 2 will be The feedback result data fed back by the T data platforms 3 is packaged and sent to the query requesting terminal 1, wherein T is a preset threshold.
- the embodiment provides a data transmission system based on the data transfer center 2, including:
- the query requesting terminal 1 is configured to send the query request and the query type to the data transfer center 2;
- the data transfer center 2 is configured to separately send the query request to all the data platforms 3 connected to the data transfer center 2;
- the data platform 3 is configured to receive a query request and send the feedback result data to the data relay center 2;
- the data transfer center 2 is further configured to send the feedback result data to the query requesting terminal 1 according to the query type and a preset rule.
- the query requesting party initiates a query request to the data transfer center 2 through the query requesting terminal 1, and sends the query request to the data transfer center 2, and the data transfer center 2
- the data platform 3 may not obtain the information of the query requester itself, and may implement the information without exposing the query requester itself. Complete the credit inquiry for the person being queried.
- the query requesting terminal 1 is specifically configured to copy the query request into N shares, add pre-stored different headers to the N query requests, and package all the header-added query requests into one query request data.
- the packet is sent to the data relay center 2, where N is the number of data platforms 3 connected to the data relay center 2, and each header uniquely corresponds to one data platform 3; the data transfer center 2 is specifically used for requesting data for the query.
- the package is decompressed to obtain all the query requests with the header added, and each query request is sent to the corresponding data platform 3 according to the header.
- the data transfer center 2 directly sends the query request to each data platform 3 through the header of each query request, wherein the data transfer center 2 is automatically when the data platform 3 accesses the data transfer center 2
- the data platform 3 assigns number information, and one header uniquely corresponds to one data platform 3.
- the data transfer center 2 only completes the forwarding of data, and does not intercept any data during the period.
- the requester only knows a bunch of headers corresponding to the data platform 3, and Knowing the specific information of the data platform 3, and the data platform 3 can only receive the query request sent by the data transfer center 2, but the information of the query requester itself is not known, that is, the requester and the data platform 3 They don't know each other, and they can guarantee that the information of both the requester and the data platform 3 will not be leaked.
- the feedback result data includes whether it is a blacklist, whether there is a loan, whether it is in a plurality of loans, a loan time, a loan amount, whether there is an overdue behavior, and whether there are multiple overdue behaviors within three months.
- This embodiment is the feedback result data corresponding to the credit inquiry.
- the feedback result data is not limited to the amount of information listed above, and can be specifically set in combination with actual needs.
- the query type includes a blacklist query and a multi-loan query.
- the query type is the key query target.
- the query type is not limited to the two listed above, and can be specifically set according to actual needs.
- the data transfer center 2 is specifically configured to send the feedback result data corresponding to the fastest feedback data platform 3 to the query request terminal 1; when the query type is a multi-loan query, the data is transferred.
- the center 2 is specifically configured to package and send the feedback result data fed back by the previous T data platforms 3 to the query requesting terminal 1 , where T is a preset threshold.
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Abstract
一种基于数据中转中心的数据传输方法及***,其中,方法包括:查询请求终端将查询请求以及查询类型发送给数据中转中心;数据中转中心将查询请求分别发送给接入到数据中转中心的所有数据平台;数据平台接收查询请求并将反馈结果数据发送给数据中转中心;数据中转中心根据查询类型和预先设定的规则将反馈结果数据发送给查询请求终端。基于数据中转中心的数据传输方法及***,由数据中转中心完成查询请求方与数据平台间的数据中转任务,在进行数据中转之后,数据平台将获取不到查询请求方本身的信息,可实现在不暴露查询请求方本身的信息的前提下,完成对被查询人的信用度查询。
Description
本发明涉及一种基于数据中转中心的数据传输方法及***。
发明背景
目前,许多机构经常需要对自己的客户进行信用度查询,例如,银行和一些P2P公司在对客户进行放贷之前,通常会对该客户进行信贷查询,以确保贷款安全。但是,现有的信用度查询的方式中,查询请求方(例如,放贷机构)直接向数据平台请求对其客户的信用度进行查询,往往会暴露该查询请求方本身的信息,存在一定的信息安全隐患。
发明内容
本发明实施例提供一种基于数据中转中心的数据传输方法及***,由数据中转中心完成查询请求方与数据平台之间的数据中转任务,在进行数据中转之后,数据平台将获取不到查询请求方本身的信息,可以实现在不暴露查询请求方本身的信息的前提下,完成对被查询人的信用度查询。
本发明实施例的技术方案是这样实现的:
一方面,本发明提供一种基于数据中转中心的数据传输方法,包括:查询请求终端将查询请求以及查询类型发送给数据中转中心;数据中转中心将查询请求分别发送给接入到数据中转中心的所有数据平台;数据平台接收查询请求并将反馈结果数据发送给数据中转中心;数据中转中
心根据查询类型和预先设定的规则将反馈结果数据发送给查询请求终端。采用数据中转中心作为第三方,以完成数据在查询请求方与数据平台之间的转接,可以使得数据平台将获取不到查询请求方本身的信息。此外,每一个接入到数据中转中兴的数据平台都可以作为查询请求方,向数据中转中心发送查询请求,基于数据中转中心的平台可以在***露任一方内部信息的同时实现共赢。
进一步地,查询请求终端将查询请求发送给数据中转中心,具体包括,查询请求终端将查询请求复制成N份,并给这N份查询请求添加预先存储的各异的报头,并将所有添加了报头的查询请求打包为一个查询请求数据包发送给数据中转中心,其中,N为接入到数据中转中心的数据平台的数量,且每一个报头唯一对应于一个数据平台;数据中转中心将查询请求分别发送给接入到数据中转中心的所有数据平台,具体包括,数据中转中心对查询请求数据包解压,以获得所有添加了报头的查询请求,并根据报头将每一份查询请求分别发送给对应的数据平台。对每个查询请求添加报头的作用在于,可以使得数据中转中心快速地将查询请求发送给对应的数据平台。
进一步地,反馈结果数据包括,是否是黑名单,是否有贷款,是否在多家贷款,贷款时间,贷款金额,是否有逾期行为,是否在三个月内有多次逾期行为。
进一步地,查询类型包括,黑名单查询,多贷查询。多贷查询在于查询某个被贷款人是否在多家机构进行过贷款。
进一步地,查询类型为黑名单查询时,数据中转中心将反馈最快的数据平台对应的反馈结果数据发送给查询请求终端;查询类型为多贷查询时,数据中转中心将前T个数据平台反馈回的反馈结果数据打包发送给查询请求终端,其中,T为预先设定的阈值。
另一方面,本发明提供一种基于数据中转中心的数据传输***,包括:查询请求终端将查询请求以及查询类型发送给数据中转中心;数据中转中心,用于将查询请求分别发送给接入到数据中转中心的所有数据平台;数据平台,用于接收查询请求并将反馈结果数据发送给数据中转中心;数据中转中心,还用于根据查询类型和预先设定的规则将反馈结果数据发送给查询请求终端。
进一步地,查询请求终端,具体用于将查询请求复制成N份,并给这N份查询请求添加预先存储的各异的报头,并将所有添加了报头的查询请求打包为一个查询请求数据包发送给数据中转中心,其中,N为接入到数据中转中心的数据平台的数量,且每一个报头唯一对应于一个数据平台;数据中转中心,具体用于对查询请求数据包解压,以获得所有添加了报头的查询请求,并根据报头将每一份查询请求分别发送给对应的数据平台。
进一步地,反馈结果数据包括,是否是黑名单,是否有贷款,是否在多家贷款,贷款时间,贷款金额,是否有逾期行为,是否在三个月内有多次逾期行为。
进一步地,查询类型包括,黑名单查询,多贷查询。
进一步地,查询类型为黑名单查询时,数据中转中心,具体用于将反馈最快的数据平台对应的反馈结果数据发送给查询请求终端;查询类型为多贷查询时,数据中转中心,具体用于将前T个数据平台反馈回的反馈结果数据打包发送给查询请求终端,其中,T为预先设定的阈值。
本发明提供的基于数据中转中心的数据传输方法及***,查询请求方通过查询请求终端向数据中转中心发起查询请求,并将查询请求发送给数据中转中心,并由数据中转中心完成查询请求方与数据平台之间的数据中转任务,在进行数据中转之后,数据平台将获取不到查询请求方
本身的信息,可以实现在不暴露查询请求方本身的信息的前提下,完成对被查询人的信用度查询。
附图简要说明
图1是本发明提供的基于数据中转中心的数据传输方法的流程图;
图2是本发明提供的基于数据中转中心的数据传输***的框图。
实施本发明的方式
为使本发明的目的、技术方案和优点更加清楚明白,以下举实施例,并参照附图,对本发明进一步详细说明。
实施例一
结合图1,本实施例提供的基于数据中转中心2的数据传输方法,包括:
步骤S1:查询请求终端1将查询请求以及查询类型发送给数据中转中心2;
步骤S2:数据中转中心2将查询请求分别发送给接入到数据中转中心2的所有数据平台3;
步骤S3:数据平台3接收查询请求并将反馈结果数据发送给数据中转中心2;
步骤S4:数据中转中心2根据查询类型和预先设定的规则将反馈结果数据发送给查询请求终端1。
本发明实施例提供的基于数据中转中心2的数据传输方法,查询请求方通过查询请求终端1向数据中转中心2发起查询请求,并将查询请求发送给数据中转中心2,并由数据中转中心2完成查询请求方与数据平台3之间的数据中转任务,在进行数据中转之后,数据平台3将获取
不到查询请求方本身的信息,可以实现在不暴露查询请求方本身的信息的前提下,完成对被查询人的信用度查询。
优选地,查询请求终端1将查询请求发送给数据中转中心2,具体包括,查询请求终端1将查询请求复制成N份,并给这N份查询请求添加预先存储的各异的报头,并将所有添加了报头的查询请求打包为一个查询请求数据包发送给数据中转中心2,其中,N为接入到数据中转中心2的数据平台3的数量,且每一个报头唯一对应于一个数据平台3;数据中转中心2将查询请求分别发送给接入到数据中转中心2的所有数据平台3,具体包括,数据中转中心2对查询请求数据包解压,以获得所有添加了报头的查询请求,并根据报头将每一份查询请求分别发送给对应的数据平台3。
本实施例中,数据中转中心2通过每一个查询请求的报头直接将查询请求对应发送给每一个数据平台3,其中,报头为数据平台3接入到数据中转中心2时数据中转中心2自动为该数据平台3分配的编号信息,且一个报头唯一对应于一个数据平台3。整个数据的转发过程中,数据中转中心2只是完成对数据的转发,期间不截留任何数据,此外,在整个数据的传输过程中,请求方只知道一堆对应于数据平台3的报头,并不知道数据平台3的具体信息,且数据平台3也只能接收到数据中转中心2发过来的查询请求,而对查询请求方本身的信息并不知悉,也就是说,请求方和数据平台3之间彼此互不相知,可以保障请求方和数据平台3两方的信息均不会有所泄露。
进一步优选地,反馈结果数据包括,是否是黑名单,是否有贷款,是否在多家贷款,贷款时间,贷款金额,是否有逾期行为,是否在三个月内有多次逾期行为。本实施例为信贷查询对应的反馈结果数据。此外,反馈结果数据并不限于以上所列举的信息量,可结合实际需求进行具体
设定。
优选地,查询类型包括,黑名单查询,多贷查询。查询类型为重点查询目标,此外,查询类型不限于以上所列的两种,可以根据实际需求进行具体设定。
进一步优选地,查询类型为黑名单查询时,数据中转中心2将反馈最快的数据平台3对应的反馈结果数据发送给查询请求终端1;查询类型为多贷查询时,数据中转中心2将前T个数据平台3反馈回的反馈结果数据打包发送给查询请求终端1,其中,T为预先设定的阈值。
实施例二
结合图2,本实施例提供一种基于数据中转中心2的数据传输***,包括:
查询请求终端1,用于将查询请求以及查询类型发送给数据中转中心2;
数据中转中心2,用于将查询请求分别发送给接入到数据中转中心2的所有数据平台3;
数据平台3,用于接收查询请求并将反馈结果数据发送给数据中转中心2;
数据中转中心2,还用于根据查询类型和预先设定的规则将反馈结果数据发送给查询请求终端1。
本发明实施例提供的基于数据中转中心2的数据传输***,查询请求方通过查询请求终端1向数据中转中心2发起查询请求,并将查询请求发送给数据中转中心2,并由数据中转中心2完成查询请求方与数据平台3之间的数据中转任务,在进行数据中转之后,数据平台3将获取不到查询请求方本身的信息,可以实现在不暴露查询请求方本身的信息的前提下,完成对被查询人的信用度查询。
优选地,查询请求终端1,具体用于将查询请求复制成N份,并给这N份查询请求添加预先存储的各异的报头,并将所有添加了报头的查询请求打包为一个查询请求数据包发送给数据中转中心2,其中,N为接入到数据中转中心2的数据平台3的数量,且每一个报头唯一对应于一个数据平台3;数据中转中心2,具体用于对查询请求数据包解压,以获得所有添加了报头的查询请求,并根据报头将每一份查询请求分别发送给对应的数据平台3。
本实施例中,数据中转中心2通过每一个查询请求的报头直接将查询请求对应发送给每一个数据平台3,其中,报头为数据平台3接入到数据中转中心2时数据中转中心2自动为该数据平台3分配的编号信息,且一个报头唯一对应于一个数据平台3。整个数据的转发过程中,数据中转中心2只是完成对数据的转发,期间不截留任何数据,此外,在整个数据的传输过程中,请求方只知道一堆对应于数据平台3的报头,并不知道数据平台3的具体信息,且数据平台3也只能接收到数据中转中心2发过来的查询请求,而对查询请求方本身的信息并不知悉,也就是说,请求方和数据平台3之间彼此互不相知,可以保障请求方和数据平台3两方的信息均不会有所泄露。
进一步优选地,反馈结果数据包括,是否是黑名单,是否有贷款,是否在多家贷款,贷款时间,贷款金额,是否有逾期行为,是否在三个月内有多次逾期行为。本实施例为信贷查询对应的反馈结果数据。此外,反馈结果数据并不限于以上所列举的信息量,可结合实际需求进行具体设定。
优选地,查询类型包括,黑名单查询,多贷查询。查询类型为重点查询目标,此外,查询类型不限于以上所列的两种,可以根据实际需求进行具体设定。
进一步优选地,查询类型为黑名单查询时,数据中转中心2,具体用于将反馈最快的数据平台3对应的反馈结果数据发送给查询请求终端1;查询类型为多贷查询时,数据中转中心2,具体用于将前T个数据平台3反馈回的反馈结果数据打包发送给查询请求终端1,其中,T为预先设定的阈值。
尽管本发明已进行了一定程度的描述,明显地,在不脱离本发明的精神和范围的条件下,可进行各个条件的适当变化。可以理解,本发明不限于所述实施方案,而归于权利要求的范围,其包括所述每个因素的等同替换。
Claims (10)
- 一种基于数据中转中心的数据传输方法,其特征在于,包括:查询请求终端将查询请求以及查询类型发送给所述数据中转中心;所述数据中转中心将所述查询请求分别发送给接入到所述数据中转中心的所有数据平台;所述数据平台接收所述查询请求并将反馈结果数据发送给所述数据中转中心;所述数据中转中心根据查询类型和预先设定的规则将所述反馈结果数据发送给所述查询请求终端。
- 根据权利要求1所述的基于数据中转中心的数据传输方法,其特征在于,所述查询请求终端将查询请求发送给所述数据中转中心,具体包括,所述查询请求终端将所述查询请求复制成N份,并给所述N份查询请求添加预先存储的各异的报头,并将所有添加了报头的查询请求打包为一个查询请求数据包发送给所述数据中转中心,其中,N为接入到所述数据中转中心的所述数据平台的数量,且所述每一个报头唯一对应于一个数据平台;所述数据中转中心将所述查询请求分别发送给接入到所述数据中转中心的所有数据平台,具体包括,所述数据中转中心对所述查询请求数据包解压,以获得所有所述添加了报头的查询请求,并根据报头将所述每一份查询请求分别发送给对应的数据平台。
- 根据权利要求1或2所述的基于数据中转中心的数据传输方法, 其特征在于,所述反馈结果数据包括,是否是黑名单,是否有贷款,是否在多家贷款,贷款时间,贷款金额,是否有逾期行为,是否在三个月内有多次逾期行为。
- 根据权利要求1或2所述的基于数据中转中心的数据传输方法,其特征在于,所述查询类型包括,黑名单查询,多贷查询。
- 根据权利要求4所述的基于数据中转中心的数据传输方法,其特征在于,所述查询类型为黑名单查询时,所述数据中转中心将反馈最快的数据平台对应的反馈结果数据发送给所述查询请求终端;所述查询类型为多贷查询时,所述数据中转中心将前T个数据平台反馈回的反馈结果数据打包发送给所述查询请求终端,其中,T为预先设定的阈值。
- 一种基于数据中转中心的数据传输***,其特征在于,包括:查询请求终端,用于将查询请求以及查询类型发送给数据中转中心;所述数据中转中心,用于将所述查询请求分别发送给接入到所述数据中转中心的所有数据平台;所述数据平台,用于接收所述查询请求并将反馈结果数据发送给所述数据中转中心;所述数据中转中心,还用于根据查询类型和预先设定的规则将所述反馈结果数据发送给所述查询请求终端。
- 根据权利要求6所述的基于数据中转中心的数据传输***,其特征在于,所述查询请求终端,具体用于将所述查询请求复制成N份,并给所述N份查询请求添加预先存储的各异的报头,并将所有添加了报头的查 询请求打包为一个查询请求数据包发送给所述数据中转中心,其中,N为接入到所述数据中转中心的所述数据平台的数量,且所述每一个报头唯一对应于一个数据平台;所述数据中转中心,具体用于对所述查询请求数据包解压,以获得所有所述添加了报头的查询请求,并根据报头将所述每一份查询请求分别发送给对应的数据平台。
- 根据权利要求6或7所述的基于数据中转中心的数据传输***,其特征在于,所述反馈结果数据包括,是否是黑名单,是否有贷款,是否在多家贷款,贷款时间,贷款金额,是否有逾期行为,是否在三个月内有多次逾期行为。
- 根据权利要求6或7所述的基于数据中转中心的数据传输***,其特征在于,所述查询类型包括,黑名单查询,多贷查询。
- 根据权利要求9所述的基于数据中转中心的数据传输***,其特征在于,所述查询类型为黑名单查询时,所述数据中转中心,具体用于将反馈最快的数据平台对应的反馈结果数据发送给所述查询请求终端;所述查询类型为多贷查询时,所述数据中转中心,具体用于将前T个数据平台反馈回的反馈结果数据打包发送给所述查询请求终端,其中,T为预先设定的阈值。
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