WO2017128084A1 - Statistical method for usage data of human face and credit card matching technology, and verification system - Google Patents

Statistical method for usage data of human face and credit card matching technology, and verification system Download PDF

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Publication number
WO2017128084A1
WO2017128084A1 PCT/CN2016/072251 CN2016072251W WO2017128084A1 WO 2017128084 A1 WO2017128084 A1 WO 2017128084A1 CN 2016072251 W CN2016072251 W CN 2016072251W WO 2017128084 A1 WO2017128084 A1 WO 2017128084A1
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credit card
face image
image information
information
human face
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PCT/CN2016/072251
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French (fr)
Chinese (zh)
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罗剑锋
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罗剑锋
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Priority to PCT/CN2016/072251 priority Critical patent/WO2017128084A1/en
Publication of WO2017128084A1 publication Critical patent/WO2017128084A1/en

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • G06Q20/40145Biometric identity checks

Definitions

  • the invention belongs to the field of security, and particularly relates to a usage data statistical method and a verification system for a face and credit card matching technology.
  • the number of invention patents applied by OPPO in 2014 was 938, while the number of invention patents of Tencent in the same period was 1,447.
  • the inventions of the two companies about 80% of the total number of invention patents related to user experience and direct user operations.
  • similar patent applications, including other companies based on user experience are also of a large order of magnitude, such as Huawei.
  • the patent application process and the post-authorization maintenance process will generate human and financial costs: such as replying to review opinions, paying license fees, etc., for core technologies (such as CDMA underlying technology) or market identification.
  • core technologies such as CDMA underlying technology
  • market identification For relatively high-tech technologies (such as sliding unlocking), the related costs are negligible, and the investment in these technologies is worthwhile, but such technologies are a minority after all, and more technologies have been verified by the market. The user's pain points or itch points cannot be touched, and the patent investment in these technologies is likely to cause cost waste.
  • the embodiment of the invention provides a usage statistics method for face matching and credit card matching technology, and aims to provide a more convenient and safe way to verify that the current credit card security is not high and the credit card information is easily leaked. Credit card consumption, at the same time, through the use of technology after the timely feedback, it is also convenient for manufacturers to collect relevant technology in a timely and effective manner.
  • the present invention is implemented as follows: a usage statistics method for a face and credit card matching technology, comprising the following steps:
  • An embodiment of the present invention further provides a verification system, where the verification system includes:
  • a recording unit configured to record face image information, credit card information corresponding to face image information, and matching relationship between face image information and the credit card information;
  • a detecting unit configured to detect face image information when the user performs card swiping consumption
  • a determining unit wherein the input end is respectively connected to the output end of the recording unit and the output end of the detecting unit, and is configured to determine whether there is credit card information that matches the face image information;
  • a consumption unit connected to the determining unit, for entering a consumption program when there is credit card information matching the face image information;
  • the data sending unit is connected to the consumer unit and configured to send the technical usage data to the data collection end preset by the manufacturer.
  • the invention binds the credit card information to the credit card to ensure that the credit card is consumed by the card holder or the card holder can authorize the consumption, thereby increasing the security of the credit card consumption, and at the same time, after using the technology. Timely feedback also facilitates the timely and effective collection of relevant technologies by manufacturers.
  • FIG. 1 is a schematic flowchart of a usage statistics method for a face and credit card matching technology according to an embodiment of the present invention
  • FIG. 2 is a schematic structural diagram of a verification system according to an embodiment of the present invention.
  • figure 1 It is a schematic flowchart of a usage statistics method for a face and credit card matching technology provided by the embodiment of the present invention. For the convenience of description, only parts related to the embodiment of the present invention are shown.
  • step S101 The face image information, the credit card information corresponding to the face image information, and the matching relationship between the face image information and the credit card information are recorded.
  • step S102 when the user performs card swiping, the face image information is detected.
  • This technology is prior art and judged The position and size of the face and the position information of each major facial organ. Based on this information, the identity features contained in each face are further extracted and compared with known faces to identify the identity of each face.
  • step S103 it is determined whether or not there is credit card information matching the face image information. If no, go to step S104. If the consumption fails, if yes, go to step S105, enter the credit card consumption program, and send the technical usage data to the data collection terminal preset by the manufacturer.
  • the technology uses data for the user to use the data of the technology, that is, the data generated when the method completes the first few steps, the data includes the number of times the user uses the technology (eg, the first time using the technology within a certain period of time) Technology); the specific time point of using the technology; the user's related operations before and after using the technology can help the technology provider to better evaluate the market value of the technology, and better improve the technical data according to the feedback.
  • the invention binds the credit card information to the credit card to ensure that the credit card is consumed by the card holder or the card holder can authorize the consumption, thereby increasing the security of the credit card consumption, and at the same time, after using the technology. Timely feedback also facilitates the timely and effective collection of relevant technologies by manufacturers.
  • FIG. 2 is a schematic structural diagram of a verification system according to an embodiment of the present invention, where the verification system includes:
  • Recording unit 21 And used for recording face image information, credit card information corresponding to face image information, and matching relationship between face image information and the credit card information;
  • the detecting unit 22 is configured to detect face image information when the user performs card swiping consumption.
  • a determining unit 23 having an input end and an output end of the recording unit 21 and the detecting unit 22 The output end is connected to determine whether there is credit card information that matches the face image information;
  • Consumer unit 24, and the judging unit 23 a connection for entering a consumption program when there is credit card information matching the facial image information;
  • the data sending unit 25 is connected to the consuming unit 24 and configured to send technical usage data to a data collection terminal preset by the manufacturer.
  • recording unit 21 The face image information, the credit card information corresponding to the face image information, and the matching relationship between the face image information and the credit card information are recorded, and the detecting unit 22 detects the face image information when the user performs the card consumption, and the determining unit 23, determining whether there is credit card information matching the face image information, and the consumption unit 24 enters the consumption program when the face image information matches the credit card information, and at the same time, the data sending unit 25 Send technical usage data to the data acquisition terminal preset by the manufacturer.
  • the invention binds the credit card information to the credit card to ensure that the credit card is consumed by the card holder or the card holder can authorize the consumption, thereby increasing the security of the credit card consumption, and at the same time, after using the technology. Timely feedback also facilitates the timely and effective collection of relevant technologies by manufacturers.

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  • Accounting & Taxation (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
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Abstract

A statistical method for usage data of a human face and credit card matching technology, and a verification system. The method comprises: recording human face image information, credit card information corresponding to the human face image information, and a matching relation between the human face image information and the credit card information (S101); detecting human face image information when a user pays by card (S102); determining whether credit card information matching the human face image information exists (S103); if not, payment fails (S105); and if yes, entering a credit card payment procedure, and sending technology usage data to a data acquisition end preset by a manufacturer (S104). By binding human face image information with a credit card, the present invention ensures that a payment procedure begins only when a credit card is used by the card owner or used under the authorization of the card owner, thereby improving the security of payment by credit card. In addition, by means of timely feedback after the use of the technology, the manufacturer can also conveniently and effectively acquire usage information of the related technology in time.

Description

人脸与***匹配技术的使用数据统计方法以及验证***  Data statistics method and verification system for face and credit card matching technology 技术领域Technical field
本发明属于安防领域,尤其是涉及一种人脸与***匹配技术的使用数据统计方法以及验证***。 The invention belongs to the field of security, and particularly relates to a usage data statistical method and a verification system for a face and credit card matching technology.
背景技术Background technique
现在企业申请的专利数量越来越多,而且将专利用在市场上、产品中的情形也越来越多。 Nowadays, the number of patents applied by enterprises is increasing, and the use of patents in the market and products is increasing.
根据国家知识产权的数据库显示,OPPO公司在2014年申请的发明专利数为938个,而同期的腾讯公司的发明专利数为1447个。这两家公司的发明中,有关于用户体验和用户直接操作相关的发明专利约占总数的80%左右。当然包括其他以用户体验为主的公司的类似专利申请也是具有很大的数量级,比如小米公司等。 According to the national intellectual property database, the number of invention patents applied by OPPO in 2014 was 938, while the number of invention patents of Tencent in the same period was 1,447. Among the inventions of the two companies, about 80% of the total number of invention patents related to user experience and direct user operations. Of course, similar patent applications, including other companies based on user experience, are also of a large order of magnitude, such as Xiaomi.
考虑到技术使用的同时,专利的申请过程和授权后的维护过程都会产生人力、财力上的成本:如答复审查意见、缴纳授权费等,对于核心技术(如:CDMA的底层技术)或市场认同度比较高的技术(如:滑动解锁)而言,那么相关成本就可以忽略不计,对于这些技术的投入是值得的,但这类技术毕竟是少数,更多的技术经过市场验证后,其实并不能触及用户的痛点或痒点,而对这些技术的专利投入,就容易造成成本的浪费。 Considering the use of technology, the patent application process and the post-authorization maintenance process will generate human and financial costs: such as replying to review opinions, paying license fees, etc., for core technologies (such as CDMA underlying technology) or market identification. For relatively high-tech technologies (such as sliding unlocking), the related costs are negligible, and the investment in these technologies is worthwhile, but such technologies are a minority after all, and more technologies have been verified by the market. The user's pain points or itch points cannot be touched, and the patent investment in these technologies is likely to cause cost waste.
所以需要有一种方法能够通过实在的数据,及时评估相关技术的市场接受度或价值,同时,为了使得本人的上一个申请《 根据人脸识别验证***消费的方法以及验证*** 》中的相关技术得到及时评估,特提出一种技术使用数据的采集/发送的方法。 Therefore, there is a need for a method to timely assess the market acceptance or value of related technologies through real data, and at the same time, in order to make my last application "method for verifying credit card consumption based on face recognition and verification system" The related technology in the paper is evaluated in time, and a method for collecting/sending data using technology is proposed.
技术问题technical problem
本发明实施例提供了一种人脸与***匹配技术的使用数据统计方法,目的在于针对当前***安全性不高、***信息容易泄露的情况,需要提供一种更为便捷、安全的方式来验证***消费,同时,通过使用技术后的及时反馈,也方便厂家及时有效的采集相关技术的使用情况。 The embodiment of the invention provides a usage statistics method for face matching and credit card matching technology, and aims to provide a more convenient and safe way to verify that the current credit card security is not high and the credit card information is easily leaked. Credit card consumption, at the same time, through the use of technology after the timely feedback, it is also convenient for manufacturers to collect relevant technology in a timely and effective manner.
技术解决方案Technical solution
本发明是这样实现的:一种人脸与***匹配技术的使用数据统计方法,包括以下步骤: The present invention is implemented as follows: a usage statistics method for a face and credit card matching technology, comprising the following steps:
记录人脸图像信息、人脸图像信息对应的***信息,以及人脸图像信息与所述***信息的匹配关系; Recording face image information, credit card information corresponding to face image information, and matching relationship between face image information and the credit card information;
当用户进行***时,检测人脸图像信息; When the user performs credit card consumption, detecting face image information;
判断是否存在与所述人脸图像信息相匹配的***信息; Determining whether there is credit card information matching the face image information;
若否,消费失败; If not, consumption fails;
若是,进入***消费程序,并向厂家预设的数据采集端发送技术使用数据。 If yes, enter the credit card consumption program and send the technical usage data to the data collection terminal preset by the manufacturer.
本发明实施例还提供了一种验证***,所述验证***包括: An embodiment of the present invention further provides a verification system, where the verification system includes:
记录单元,用于记录人脸图像信息、人脸图像信息对应的***信息,以及人脸图像信息与所述***信息的匹配关系; a recording unit, configured to record face image information, credit card information corresponding to face image information, and matching relationship between face image information and the credit card information;
检测单元,用于当用户进行***时,检测人脸图像信息; a detecting unit, configured to detect face image information when the user performs card swiping consumption;
判断单元,其输入端分别与所述记录单元输出端及所述检测单元输出端连接,用于判断是否存在与所述人脸图像信息相匹配的***信息; a determining unit, wherein the input end is respectively connected to the output end of the recording unit and the output end of the detecting unit, and is configured to determine whether there is credit card information that matches the face image information;
消费单元,与所述判断单元连接,用于当存在与所述人脸图像信息相匹配的***信息时,进入消费程序; a consumption unit, connected to the determining unit, for entering a consumption program when there is credit card information matching the face image information;
数据发送单元,与所述消费单元连接,用于向厂家预设的数据采集端发送技术使用数据。 The data sending unit is connected to the consumer unit and configured to send the technical usage data to the data collection end preset by the manufacturer.
有益效果Beneficial effect
本发明通过人脸图像信息与***绑定,确保***是由持卡人本人消费或者持卡人本人授权消费时才能进入消费程序,从而增加了***消费的安全性,同时,通过使用技术后的及时反馈,也方便厂家及时有效的采集相关技术的使用情况。 The invention binds the credit card information to the credit card to ensure that the credit card is consumed by the card holder or the card holder can authorize the consumption, thereby increasing the security of the credit card consumption, and at the same time, after using the technology. Timely feedback also facilitates the timely and effective collection of relevant technologies by manufacturers.
附图说明DRAWINGS
图 1 是本发明实施例提供的一种人脸与***匹配技术的使用数据统计方法的流程示意图; 1 is a schematic flowchart of a usage statistics method for a face and credit card matching technology according to an embodiment of the present invention;
图 2 是本发明实施例提供的 验证*** 的结构示意图。 FIG. 2 is a schematic structural diagram of a verification system according to an embodiment of the present invention.
本发明的实施方式Embodiments of the invention
为了使本发明的目的、技术方案及优点更加清楚明白,以下结合附图及实施例,对本发明进行进一步详细说明。应当理解,此处所描述的具体实施例仅仅用以解释本发明,并不用于限定本发明。 The present invention will be further described in detail below with reference to the accompanying drawings and embodiments. It is understood that the specific embodiments described herein are merely illustrative of the invention and are not intended to limit the invention.
图 1 是发明实施例提供的一种人脸与***匹配技术的使用数据统计方法的流程示意图,为了便于说明,只示出了与本发明实施例相关的部分。 figure 1 It is a schematic flowchart of a usage statistics method for a face and credit card matching technology provided by the embodiment of the present invention. For the convenience of description, only parts related to the embodiment of the present invention are shown.
在步骤 S101 中记录人脸图像信息、人脸图像信息对应的***信息,以及人脸图像信息与所述***信息的匹配关系。 In step S101 The face image information, the credit card information corresponding to the face image information, and the matching relationship between the face image information and the credit card information are recorded.
在步骤 S102 中,当用户进行***时,检测人脸图像信息。 In step S102, when the user performs card swiping, the face image information is detected.
该技术为现有技术,通过判断 脸的位置、大小和各个主要面部器官的位置信息。并依据这些信息,进一步提取每个人脸中所蕴涵的身份特征,并将其与已知的人脸进行对比,从而识别每个人脸的身份。 This technology is prior art and judged The position and size of the face and the position information of each major facial organ. Based on this information, the identity features contained in each face are further extracted and compared with known faces to identify the identity of each face.
在步骤 S103 中,判断是否存在与所述人脸图像信息相匹配的***信息。若否,则进入步骤 S104 ,消费失败;若是,进入步骤 S105 ,进入***消费程序,并向厂家预设的数据采集端发送技术使用数据。 In step S103, it is determined whether or not there is credit card information matching the face image information. If no, go to step S104. If the consumption fails, if yes, go to step S105, enter the credit card consumption program, and send the technical usage data to the data collection terminal preset by the manufacturer.
所述技术使用数据为用户使用该技术的数据,即所述方法走完前几个步骤时产生的数据,所述数据包括用户使用该技术的次数(如在一定时间内是第几次使用该技术);使用该技术的具体时间点;使用该技术前后用户的相关操作等有助于技术提供方更好的评价技术的市场价值,并根据所述反馈更好的改进技术的数据。 The technology uses data for the user to use the data of the technology, that is, the data generated when the method completes the first few steps, the data includes the number of times the user uses the technology (eg, the first time using the technology within a certain period of time) Technology); the specific time point of using the technology; the user's related operations before and after using the technology can help the technology provider to better evaluate the market value of the technology, and better improve the technical data according to the feedback.
本发明通过人脸图像信息与***绑定,确保***是由持卡人本人消费或者持卡人本人授权消费时才能进入消费程序,从而增加了***消费的安全性,同时,通过使用技术后的及时反馈,也方便厂家及时有效的采集相关技术的使用情况。 The invention binds the credit card information to the credit card to ensure that the credit card is consumed by the card holder or the card holder can authorize the consumption, thereby increasing the security of the credit card consumption, and at the same time, after using the technology. Timely feedback also facilitates the timely and effective collection of relevant technologies by manufacturers.
图 2 是本发明实施例提供的一种验证***的结构示意图,该验证***包括: 2 is a schematic structural diagram of a verification system according to an embodiment of the present invention, where the verification system includes:
记录单元 21 ,用于记录人脸图像信息、人脸图像信息对应的***信息,以及人脸图像信息与所述***信息的匹配关系; Recording unit 21 And used for recording face image information, credit card information corresponding to face image information, and matching relationship between face image information and the credit card information;
检测单元 22 ,用于当用户进行***时,检测人脸图像信息。 The detecting unit 22 is configured to detect face image information when the user performs card swiping consumption.
判断单元 23 ,其输入端分别与所述记录单元 21 输出端及所述检测单元 22 输出端连接,用于判断是否存在与所述人脸图像信息相匹配的***信息; a determining unit 23 having an input end and an output end of the recording unit 21 and the detecting unit 22 The output end is connected to determine whether there is credit card information that matches the face image information;
消费单元 24 ,与所述判断单元 23 连接,用于当存在与所述人脸图像信息相匹配的***信息时,进入消费程序; Consumer unit 24, and the judging unit 23 a connection for entering a consumption program when there is credit card information matching the facial image information;
数据发送单元 25 ,与所述消费单元 24 连接,用于向厂家预设的数据采集端发送技术使用数据。 The data sending unit 25 is connected to the consuming unit 24 and configured to send technical usage data to a data collection terminal preset by the manufacturer.
其工作原理是:记录单元 21 记录人脸图像信息、人脸图像信息对应的***信息,以及人脸图像信息与所述***信息的匹配关系,检测单元 22 当用户进行***时,检测人脸图像信息,判断单元 23 ,判断是否存在与所述人脸图像信息相匹配的***信息,消费单元 24 在人脸图像信息与***信息匹配时,进入消费程序,同时,数据发送单元 25 向厂家预设的数据采集端发送技术使用数据。 Its working principle is: recording unit 21 The face image information, the credit card information corresponding to the face image information, and the matching relationship between the face image information and the credit card information are recorded, and the detecting unit 22 detects the face image information when the user performs the card consumption, and the determining unit 23, determining whether there is credit card information matching the face image information, and the consumption unit 24 enters the consumption program when the face image information matches the credit card information, and at the same time, the data sending unit 25 Send technical usage data to the data acquisition terminal preset by the manufacturer.
本发明通过人脸图像信息与***绑定,确保***是由持卡人本人消费或者持卡人本人授权消费时才能进入消费程序,从而增加了***消费的安全性,同时,通过使用技术后的及时反馈,也方便厂家及时有效的采集相关技术的使用情况。 The invention binds the credit card information to the credit card to ensure that the credit card is consumed by the card holder or the card holder can authorize the consumption, thereby increasing the security of the credit card consumption, and at the same time, after using the technology. Timely feedback also facilitates the timely and effective collection of relevant technologies by manufacturers.
以上仅为本发明的较佳实施例而已,并不用以限制本发明,凡在本发明的精神和原则之内所作的任何修改、等同替换和改进等,均应包含在本发明的保护范围之内。 The above are only the preferred embodiments of the present invention, and are not intended to limit the present invention. Any modifications, equivalents, and improvements made within the spirit and scope of the present invention should be included in the scope of the present invention. Inside.

Claims (2)

  1. 一种人脸与***匹配技术的使用数据统计方法,其特征在于,所述方法包括如下步骤: A method for collecting data using a face and credit card matching technology, characterized in that the method comprises the following steps:
    记录人脸图像信息、人脸图像信息对应的***信息,以及人脸图像信息与所述***信息的匹配关系;Recording face image information, credit card information corresponding to face image information, and matching relationship between face image information and the credit card information;
    当用户进行***时,检测人脸图像信息;When the user performs credit card consumption, detecting face image information;
    判断是否存在与所述人脸图像信息相匹配的***信息;Determining whether there is credit card information matching the face image information;
    若否,消费失败;If not, consumption fails;
    若是,进入***消费程序,并向厂家预设的数据采集端发送技术使用数据。If yes, enter the credit card consumption program and send the technical usage data to the data collection terminal preset by the manufacturer.
  2. 一种验证***,其特征在于,所述验证***包括:A verification system, characterized in that the verification system comprises:
    记录单元,用于记录人脸图像信息、人脸图像信息对应的***信息,以及人脸图像信息与所述***信息的匹配关系;a recording unit, configured to record face image information, credit card information corresponding to face image information, and matching relationship between face image information and the credit card information;
    检测单元,用于当用户进行***时,检测人脸图像信息;a detecting unit, configured to detect face image information when the user performs card swiping consumption;
    判断单元,其输入端分别与所述记录单元输出端及所述检测单元输出端连接,用于判断是否存在与所述人脸图像信息相匹配的***信息;a determining unit, wherein the input end is respectively connected to the output end of the recording unit and the output end of the detecting unit, and is configured to determine whether there is credit card information that matches the face image information;
    消费单元,与所述判断单元连接,用于当存在与所述人脸图像信息相匹配的***信息时,进入消费程序;a consumption unit, connected to the determining unit, for entering a consumption program when there is credit card information matching the face image information;
    数据发送单元,与所述消费单元连接,用于向厂家预设的数据采集端发送技术使用数据。The data sending unit is connected to the consumer unit and configured to send the technical usage data to the data collection end preset by the manufacturer.
PCT/CN2016/072251 2016-01-26 2016-01-26 Statistical method for usage data of human face and credit card matching technology, and verification system WO2017128084A1 (en)

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