WO2017012026A1 - Method and system for setting contract completion time limitation for electronic certificate - Google Patents

Method and system for setting contract completion time limitation for electronic certificate Download PDF

Info

Publication number
WO2017012026A1
WO2017012026A1 PCT/CN2015/084595 CN2015084595W WO2017012026A1 WO 2017012026 A1 WO2017012026 A1 WO 2017012026A1 CN 2015084595 W CN2015084595 W CN 2015084595W WO 2017012026 A1 WO2017012026 A1 WO 2017012026A1
Authority
WO
WIPO (PCT)
Prior art keywords
performance
information
setting
server
electronic voucher
Prior art date
Application number
PCT/CN2015/084595
Other languages
French (fr)
Chinese (zh)
Inventor
张毅
Original Assignee
深圳市银信网银科技有限公司
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by 深圳市银信网银科技有限公司 filed Critical 深圳市银信网银科技有限公司
Priority to PCT/CN2015/084595 priority Critical patent/WO2017012026A1/en
Priority to CA2994335A priority patent/CA2994335C/en
Publication of WO2017012026A1 publication Critical patent/WO2017012026A1/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising

Definitions

  • the present invention relates to the field of electronic commerce, and in particular, to a method and system for setting an electronic certificate fulfillment effect [0002]
  • E-commerce uses the Internet platform to connect the participating parties (buyers, sellers, logistics companies, financial institutions, etc.) in traditional business activities, and reduce the cost of transactions by networking, electronically and informatizing the entire transaction process. Improve transaction efficiency.
  • a method for setting an electronic voucher performance including
  • the client sends the electronic certificate certificate request information and the performance setting information
  • the server receives the electronic credential request information and the performance setting information sent by the client;
  • the server determines whether the performance setting is correct, and if it is correct, the electronic certificate is set according to the performance setting information.
  • the present invention further provides a setting system for an electronic voucher performance, comprising:
  • a data requesting end configured to send the request information and the performance setting information
  • the data processing end is configured to receive the certificate request information and the performance setting information, and set up the electronic certificate according to the certificate request information and the performance setting information.
  • the setting system of the electronic voucher performance is effective, wherein the data processing end comprises:
  • a receiving module configured to receive the certificate request information and the performance setting information, and receive the performance information after the electronic certificate is established
  • a determining module configured to determine whether the performance setting information is correct
  • the execution module if the performance is valid, the electronic certificate is established according to the performance setting information.
  • the electronic voucher performance setting system further includes:
  • the cancellation module is configured to determine that the electronic certificate is invalid when the receiving module does not receive the performance information within the expiration date of the electronic voucher performance.
  • the present invention further provides a method for setting an electronic voucher performance, including:
  • the first server receives the certificate request information that is sent by the first terminal and includes the request information and the performance setting information;
  • the first server determines whether the performance setting information is correct, and if yes, generates an electronic certificate corresponding to the performance.
  • the beneficial effects of the present invention are that by setting the performance of the electronic voucher, the effective circulation of funds is provided, and the mutual control of the interests of both parties is convenient and the correct control of the two parties in terms of capital circulation is facilitated. Promoting the electronic voucher receiving party to perform the contract, making the use of electronic voucher more flexible, greatly improving the application space of financial payment tools.
  • FIG. 1 is a flowchart of an embodiment of a method for setting an electronic voucher performance according to the present invention
  • FIG. 2 is a schematic block diagram of a system embodiment of an electronic voucher performance setting according to the present invention.
  • FIG. 3 is a flow chart of another embodiment of a method for setting an electronic voucher performance according to the present invention.
  • the electronic voucher refers to an electronic credit commitment payment voucher that the bank freezes funds according to the application of the witnesses or uses the credit line and is established in the name of the bank, and promises to settle according to the agreed conditions.
  • Performance period The performance period is the time limit for the recipient to submit performance information (such as delivery information, receipt information). If the application is not submitted within the time limit, the electronic certificate will be invalid.
  • Embodiment 1 is a diagrammatic representation of Embodiment 1:
  • the invention provides a method for setting an electronic voucher performance period, comprising the steps of:
  • the client sends the request request information and the performance setting information.
  • the client is an electronic voucher originating terminal, and the client may be a mobile terminal, a PC connected to the Internet such as a computer, or a teller machine of the bank.
  • the witnesses send out the request information and the performance setting information to the back-end server of the bank through the client.
  • the request information includes the identity information of the witness and the payment account information. It may also include information specifying the recipient, such as the name of the recipient, mobile phone, email address, ID card, micro-signal, QQ number, etc., information corresponding to the recipient, the recipient's account number (deposit account number), etc. It is convenient for the recipient and the e-voucher to receive.
  • the customer may also not specify the recipient information so that anyone who obtains the electronic voucher information can receive the electronic certificate.
  • the user can log in to the website of the bank or download the corresponding APP through the client, and send the request information to the backend server of the bank.
  • the electronic voucher standing information further includes performance information, wherein the performance information is used to verify whether the recipient has performed the performance according to the performance condition.
  • the performance-relevant setting information is the time limit for the certificate-issuing party to complete the performance of the contract, and the certificate-issuing party shall pre-establish the performance of the contract within the time limit for performance limitation. If the performance is fulfilled and the performance information completed on behalf of the performance is sent to the server, it is determined that the recipient has fulfilled the contract and the electronic certificate enters the next stage of the liquidation period. If the server does not receive the performance information within the performance period, it determines that the electronic certificate is invalid.
  • the modified form of the electronic voucher performance can be divided into two types: an absolute validity period and a relative validity period.
  • the absolute validity period refers to an expiration date of the electronic voucher performance expiration date.
  • the performance period expiration date is a certain year/month/some day.
  • the relative validity period means that the performance of the electronic voucher is valid within one day after the expiration. For example, if the performance period is within 15 days from the date of the certificate, the card issuer will complete the performance within 15 days after the expiration. Information, otherwise, the electronic voucher will be invalid if the contract is not fulfilled on the 15th day after the certificate is exceeded.
  • the server receives the electronic credential request information and the performance setting information sent by the client.
  • the server is a background server of the bank.
  • the server reads the performance setting information, determines whether the expiration date of the performance invalidation is after the verification certificate, and if after the decertification date, the performance setting information is correct, and proceeds to step S4. If the performance setting is incorrect, return to step S1 and the client resets the performance.
  • this step may further include:
  • determining whether the request information is correct firstly, the server verifies whether the applicant is authentic and valid, that is, whether the real-name authentication is performed; secondly, determining whether the applicant has a bad credit record. If the applicant is not true and valid, that is, it is not a real-name system, or the applicant has a bad credit record, the request information is incorrect, the verification failure message is sent and the client is prompted to reset; If the applicant is a real-name system and the applicant has no bad credit record, the request information is correct, and the process proceeds to step S3.
  • the server end freezes the information corresponding to the funds or the credit information of the payment account according to the request information and the payment account submitted by the client, and establishes an electronic certificate, and the electronic certificate is in the witness, the certificate, the bank, and the bank. It will take effect between the two.
  • the payment account may be a debit card or a credit card.
  • Embodiment 2 [0052] Based on the description of the foregoing embodiment, the embodiment further provides a system for setting an electronic voucher performance, as shown in FIG. 2, including:
  • the data requesting end 10 is configured to send the certificate request information and the performance setting information
  • the data processing terminal 20 is configured to receive the certificate request information and the performance setting information, and set up the electronic certificate according to the certificate request information and the performance setting information.
  • the data processing terminal 20 further includes:
  • the receiving module 21 is configured to receive the certificate request information and the performance setting information.
  • the signature request information includes identity information and payment account information of the witness; the certificate request information further includes preset performance information, and the performance information is used to verify whether the performance has been performed according to the performance condition.
  • the determining module 22 is configured to determine whether the performance information is correct.
  • the determining module 22 is further configured to determine whether the request information is correct.
  • the executing module 23 is configured to establish an electronic voucher according to the performance setting information.
  • the data processing terminal 20 further includes:
  • the logout module 240 is configured to determine that the electronic certificate fails after the data processing terminal 20 does not receive the performance information within the performance period.
  • the present invention also provides another method for setting the validity of an electronic voucher performance.
  • the method includes:
  • the first server receives the receipt request information sent by the second server.
  • the first server receives the receipt request information sent by the first terminal, where the receipt request information is sent by the second terminal to the second server, and then sent by the second server to the first server.
  • the first terminal is the originating end of the electronic voucher
  • the second terminal is the electronic voucher receiving end
  • the first server is the electronic voucher issuing bank background server
  • the second server is the electronic voucher receiving bank background server.
  • the electronic voucher receiver actively sends an electronic voucher receiving request information to the bank backend server designated by the electronic voucher, that is, actively sends the receiving request information to the second server.
  • the second server receives the receipt request information and sends it to the first server.
  • the receipt request information includes the certification request information and the performance setting information.
  • the request information includes the identity information of the witness and the corresponding payment account, and the identity information of the recipient.
  • the performance-relevant setting information is a deadline for the certificate-issuing party to complete the performance, and the certificate-receiving party performs the performance according to the pre-established performance content, and transmits the corresponding If the performance information is sent to the server, the performance is completed. If the server does not receive the performance information within the performance period, it determines that the electronic certificate is invalid.
  • the first server After receiving the receipt request information, the first server generates corresponding pre-certification verification information and sends the information to the first terminal.
  • the first server After receiving the receipt request information, the first server reads the certificate request information and the performance setting information, and generates pre-certification verification information. The first server sends the pre-certification verification information to the first terminal.
  • the first terminal After receiving the pre-certification verification information, the first terminal reads the certificate request information and the performance invalidation information for confirmation, generates pre-certification information after the confirmation, and sends the pre-certification information. The information is sent to the first server.
  • the first terminal may further modify the certificate request information or the performance invalidation information in the pre-certification verification information, and send the modified pre-certification information to the first server.
  • the first server receives the pre-certification information sent by the first terminal.
  • the first server determines whether the performance response setting information is correct.
  • determining whether the performance-response setting information is correct is mainly determined according to a preset range of the electronic certificate performance period set by the first server, and if the performance is within the set range Then, it is determined that the performance is valid, and the process proceeds to step S40. If the repair performance is not within the set range, it is determined that the performance is invalid, and the process returns to step S10 and is reset by the second terminal. For example, if the pre-determined period of validity is not more than one month, if the period of validity of the performance period is within one month, the performance of the performance period is correct, and vice versa. It also includes whether the deadline for performance of the performance is valid. After the date, if the performance of the performance is correct after the date of the certificate.
  • the first server generates a corresponding electronic voucher according to the performance setting information.
  • the first server freezes the funds corresponding to the payment account or the credit information according to the request information in the pre-certification information, and sets up the electronic voucher according to the performance setting information, and the electronic voucher is in the witness Witnesses, as well as between the bank and the issuing bank, will take effect.
  • the payment account may be a debit card or a credit card.
  • This embodiment differs from the first embodiment in that, in this embodiment, the electronic voucher is initiated by the second terminal, and is initiated by the certificate receiving party, and sent to the first server by the second server, that is, the certificate is received. The line is sent to the bank, and then the first terminal confirms the request information, that is, the witness confirms, and then the first server establishes the electronic certificate according to the performance setting information.
  • the certificate receiving party needs to complete the performance content within the performance expiration date, and sends the corresponding performance information that proves the completion of the performance content to the second server, and the second server sends the performance information to the first server. In this way, as long as the first server receives the performance information within the performance period, the performance is completed.
  • the beneficial effects of the present invention are that, by setting the performance of the electronic voucher, the effective circulation of funds is provided, and the mutual benefit of the two parties is facilitated, and the correct control of the funds in the circulation is facilitated.
  • the vouchers are subject to compliance, which makes the use of electronic vouchers more flexible and greatly increases the application space of financial payment instruments.

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Development Economics (AREA)
  • Strategic Management (AREA)
  • Finance (AREA)
  • Game Theory and Decision Science (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

A method and system for setting a contract completion time limitation for an electronic certificate. The method for setting a contract completion time limitation for an electronic certificate comprises: a client transmits an electronic certificate issuing request information and contract completion time limitation setting information (S1); a service end receives the electronic certificate issuing request information and the contract completion time limitation setting information transmitted by the client (S2); the service end determines whether or not a contract completion time limitation setting is correct (S3); and if yes, then an electronic certificate is issued on the basis of the contract completion time limitation setting information (S4). By setting the contract completion time limitation for the electronic certificate, capital flow is provided with a time limitation rule, proper disposal in terms of capital flow is facilitated for two parties while safeguarding interests of both parties, and an electronic certificate recipient is encouraged to complete a contract on time, thus increasing the degree of flexibility in using electronic certificates, and enriching the application of financial payment instruments.

Description

说明书 发明名称：一种电子凭证履约时效的设定方法及*** 技术领域  Description: A method and system for setting an electronic voucher performance aging
[0001] 本发明涉及电子商务领域， 具体涉及一种电子凭证履约吋效的设定方法及*** [0002] 背景技术  [0001] The present invention relates to the field of electronic commerce, and in particular, to a method and system for setting an electronic certificate fulfillment effect [0002]
[0003] 随着计算机、 网络及现代通信技术的日益发展， 电子商务应用也逐渐走入了千 家万户， 成为被人们所熟悉的一种交易方式之一。 电子商务利用互联网平台将 传统商务活动中的参与各方 （买家、 卖家、 物流公司、 金融机构等） 连接在一 起， 通过将整个交易过程网络化、 电子化、 信息化， 减低了交易的成本、 提高 了交易效率。  [0003] With the development of computers, networks and modern communication technologies, e-commerce applications have gradually entered thousands of households and become one of the trading methods familiar to people. E-commerce uses the Internet platform to connect the participating parties (buyers, sellers, logistics companies, financial institutions, etc.) in traditional business activities, and reduce the cost of transactions by networking, electronically and informatizing the entire transaction process. Improve transaction efficiency.
[0004] 但是， 现行的电子商务应用中， 不管是网上银行***或者第三方支付***， 均 未约定资金的流通吋效， 仍是吋吋流通的原则， 不利于双方对资金流通的正确 支配， 且现有的电子凭证幵设方法流程繁琐， 导致出现大量的重复性工作工作 ， 工作效率效率低， 不利于促进电子商务活动的高速发展。  [0004] However, in the current e-commerce application, neither the online banking system nor the third-party payment system has agreed that the circulation of funds is effective, and it is still the principle of circulation, which is not conducive to the correct control of the circulation of funds by both parties. Moreover, the existing electronic voucher setting method is cumbersome, resulting in a large number of repetitive work, low efficiency and low efficiency, which is not conducive to the rapid development of e-commerce activities.
[0005] 发明内容  SUMMARY OF THE INVENTION
[0006] 根据本发明的第一方面， 本发明提供一种电子凭证履约吋效的设定方法， 包括  According to a first aspect of the present invention, a method for setting an electronic voucher performance is provided, including
[0007] 客户端发送电子凭证幵证请求信息及履约吋效设定信息； [0007] The client sends the electronic certificate certificate request information and the performance setting information;
[0008] 服务端接收客户端发送的电子凭证幵证请求信息及履约吋效设定信息；  [0008] The server receives the electronic credential request information and the performance setting information sent by the client;
[0009] 服务端判断履约吋效设定是否正确， 若正确则依所述履约吋效设定信息幵立电 子凭证。  [0009] The server determines whether the performance setting is correct, and if it is correct, the electronic certificate is set according to the performance setting information.
[0010] 所述的电子凭证履约吋效的设定方法， 其中， 服务端在所述电子凭证在履约吋 效期限内接收到收证方提交的履约信息， 否则处理器认定电子凭证失效， 取消 资金冻结状态。  [0010] The method for setting an electronic voucher performance, wherein the server receives the performance information submitted by the card-issuing party within the expiration date of the performance, otherwise the processor determines that the electronic voucher is invalid, canceling The state of the funds is frozen.
[0011] 所述的电子凭证履约吋效的设定方法， 其中， 所述电子凭证幵证请求信息还包 含履约信息， 所述履约信息用于验证收证方反馈的履约内容。 [0012] 根据本发明的第二方面， 本发明还提供了一种电子凭证履约吋效的设定***， 包括： [0011] The method for setting an electronic voucher performance, wherein the electronic voucher request information further includes performance information, and the performance information is used to verify a performance of feedback received by the recipient. [0012] According to a second aspect of the present invention, the present invention further provides a setting system for an electronic voucher performance, comprising:
[0013] 数据请求端， 用于发送幵证请求信息及履约吋效设定信息；  [0013] a data requesting end, configured to send the request information and the performance setting information;
[0014] 数据处理端， 用于接收幵证请求信息及履约吋效设定信息， 并依幵证请求信息 及履约吋效设定信息幵立电子凭证。  [0014] The data processing end is configured to receive the certificate request information and the performance setting information, and set up the electronic certificate according to the certificate request information and the performance setting information.
[0015] 所述的电子凭证履约吋效的设定***,其中,所述数据处理端包括： [0015] The setting system of the electronic voucher performance is effective, wherein the data processing end comprises:
[0016] 接收模块， 用于接收幵证请求信息及履约吋效设定信息,并且在电子凭证幵立后 接收履约信息； [0016] a receiving module, configured to receive the certificate request information and the performance setting information, and receive the performance information after the electronic certificate is established;
[0017] 判断模块， 用于判断履约吋效设定信息是否正确；  [0017] a determining module, configured to determine whether the performance setting information is correct;
[0018] 执行模块， 若履约吋效正确， 则依所述履约吋效设定信息幵立电子凭证。  [0018] The execution module, if the performance is valid, the electronic certificate is established according to the performance setting information.
[0019] 所述电子凭证履约吋效的设定***， 还包括： [0019] The electronic voucher performance setting system further includes:
[0020] 注销模块， 用于当接收模块未在电子凭证履约吋效期限内接收到履约信息吋， 认定所述电子凭证失效。  [0020] The cancellation module is configured to determine that the electronic certificate is invalid when the receiving module does not receive the performance information within the expiration date of the electronic voucher performance.
[0021] 根据本发明的第三方面， 本发明还提供了一种电子凭证履约吋效的设定方法， 包括： [0021] According to a third aspect of the present invention, the present invention further provides a method for setting an electronic voucher performance, including:
[0022] 第一服务器接收第一终端发送的含有幵证请求信息及履约吋效设定信息的幵证 请求信息；  [0022] The first server receives the certificate request information that is sent by the first terminal and includes the request information and the performance setting information;
[0023] 第一服务器判断履约吋效设定信息是否正确， 若正确则生成对应履约吋效的电 子凭证。  [0023] The first server determines whether the performance setting information is correct, and if yes, generates an electronic certificate corresponding to the performance.
[0024] 所述的电子凭证履约吋效的设定方法， 其中， 还包括第二终端及第二服务器； [0025] 所述幵证请求信息由第二终端经第二服务器发送至第一服务器，再由第一服务器 发送至第一终端确认，第一终端确认后,将幵证请求信息发送至第一服务器。  [0024] The setting method of the electronic voucher performance invalidation, wherein the second terminal and the second server are further included; [0025] the authentication request information is sent by the second terminal to the first server via the second server And being sent by the first server to the first terminal for confirmation, after the first terminal confirms, sending the request information to the first server.
[0026] 所述的一种电子凭证履约吋效的设定方法， 其中， 若所述第一服务器在所述履 约吋效期限内未收到预先设定的履约信息， 则所述电子凭证失效。 [0026] The method for setting an electronic voucher performance, wherein the electronic voucher is invalid if the first server does not receive the preset performance information within the performance expiration date .
[0027] 所述的一种电子凭证履约吋效的设定方法， 其中， 所述第一服务器需在履约吋 效有效期限内接收到所述第二服务器提交的履约信息。 。 [0027] The method for setting an electronic voucher performance, wherein the first server needs to receive the performance information submitted by the second server within a validity period of the performance validity period. .
[0028] 本发明的有益效果是， 通过设置电子凭证的履约吋效， 为资金的流通提供了吋 效规制， 在保障双方利益的同吋又便捷了双方在资金流通方面的正确支配， 敦 促电子凭证收证方按吋履约， 使得电子凭证的使用更加灵活， 极大地提高了了 金融支付工具的应用空间。 [0028] The beneficial effects of the present invention are that by setting the performance of the electronic voucher, the effective circulation of funds is provided, and the mutual control of the interests of both parties is convenient and the correct control of the two parties in terms of capital circulation is facilitated. Promoting the electronic voucher receiving party to perform the contract, making the use of electronic voucher more flexible, greatly improving the application space of financial payment tools.
[0029] 附图说明  BRIEF DESCRIPTION OF THE DRAWINGS
[0030] 图 1为本发明一种电子凭证履约吋效的设定方法实施例的流程图；  1 is a flowchart of an embodiment of a method for setting an electronic voucher performance according to the present invention;
[0031] 图 2为本发明一种电子凭证履约吋效设定的***实施例的原理框图； 2 is a schematic block diagram of a system embodiment of an electronic voucher performance setting according to the present invention;
[0032] 图 3为本发明一种电子凭证履约吋效的设定方法， 另一实施例的流程图。 3 is a flow chart of another embodiment of a method for setting an electronic voucher performance according to the present invention.
[0033] 具体实施方式 DETAILED DESCRIPTION
[0034] 下面通过具体实施方式结合附图对本申请作进一步详细说明。  [0034] The present application will be further described in detail below with reference to the accompanying drawings.
[0035] 电子凭证是指银行根据幵证人的申请冻结资金或支用授信额度并以银行名义幵 立， 且承诺依照约定条件进行结算的电子信用承诺支付凭证。  [0035] The electronic voucher refers to an electronic credit commitment payment voucher that the bank freezes funds according to the application of the witnesses or uses the credit line and is established in the name of the bank, and promises to settle according to the agreed conditions.
[0036] 履约期： 履约期是收证人提交履约信息 （如发货信息、 收货信息） 的期限， 逾 期未提交则电子凭证失效。 [0036] Performance period: The performance period is the time limit for the recipient to submit performance information (such as delivery information, receipt information). If the application is not submitted within the time limit, the electronic certificate will be invalid.
[0037] 实施例一： [0037] Embodiment 1:
[0038] 请参考图 1， 本实施例应用在电子凭证的幵证过程中， 及应用于幵证期。 本发 明提供的一种电子凭证履约期设定的方法， 包括步骤：  [0038] Please refer to FIG. 1, the embodiment is applied in the process of e-vouching of the electronic voucher, and is applied to the prosecution period. The invention provides a method for setting an electronic voucher performance period, comprising the steps of:
[0039] Sl、 客户端发送幵证请求信息及履约吋效设定信息。 [0039] Sl, the client sends the request request information and the performance setting information.
[0040] 具体地， 客户端为电子凭证发起终端，客户端可以是移动终端,或电脑等连接互 联网的 PC,也可以是幵证行的柜员机。 幵证人通过客户端向幵证行后台服务器发 出幵证请求信息及履约吋效设定信息。 其中， 幵证请求信息包括幵证人的身份 信息和支付账号信息。 还可包括指定收证人的信息， 如收证人姓名、 手机、 邮 箱， 身份证、 微信号、 QQ号等能与收证人对应的信息， 收证人账号 （存款账号 ) 等， 通过此收证人的信息， 便于收证人及吋接收电子凭证。 当然， 客户也可 以不指定收证人信息， 这样任何获取该电子凭证信息的人都可以接收该电子凭 证。 用户可以通过客户端登录幵证行网站或者下载对应的 APP， 将幵证请求信息 发送到幵户行后台服务器。  [0040] Specifically, the client is an electronic voucher originating terminal, and the client may be a mobile terminal, a PC connected to the Internet such as a computer, or a teller machine of the bank. The witnesses send out the request information and the performance setting information to the back-end server of the bank through the client. The request information includes the identity information of the witness and the payment account information. It may also include information specifying the recipient, such as the name of the recipient, mobile phone, email address, ID card, micro-signal, QQ number, etc., information corresponding to the recipient, the recipient's account number (deposit account number), etc. It is convenient for the recipient and the e-voucher to receive. Of course, the customer may also not specify the recipient information so that anyone who obtains the electronic voucher information can receive the electronic certificate. The user can log in to the website of the bank or download the corresponding APP through the client, and send the request information to the backend server of the bank.
[0041] 进一步地， 电子凭证幵立信息还包括履约信息， 所述履约信息用于验证收证人 是否已按履约条件进行履约。 履约吋效设定信息是有客户端制定的收证方完成 履约内容的期限， 在履约吋效限定的吋间内， 收证方如按预先制定的履约内容 进行履约， 并发送代表履约内容完成的履约信息至服务端， 则认定该收证方已 经履约， 电子凭证进入下一阶段的清算期。 如在履约吋效期限内， 服务端未收 到履约信息， 则判定该电子凭证失效。 [0041] Further, the electronic voucher standing information further includes performance information, wherein the performance information is used to verify whether the recipient has performed the performance according to the performance condition. The performance-relevant setting information is the time limit for the certificate-issuing party to complete the performance of the contract, and the certificate-issuing party shall pre-establish the performance of the contract within the time limit for performance limitation. If the performance is fulfilled and the performance information completed on behalf of the performance is sent to the server, it is determined that the recipient has fulfilled the contract and the electronic certificate enters the next stage of the liquidation period. If the server does not receive the performance information within the performance period, it determines that the electronic certificate is invalid.
[0042] 较佳地， 电子凭证履约吋效的修改形式可以分为绝对有效期及相对有效期两种 ， 绝对有效期指电子凭证履约有效期截止日期， 例如， 履约期截止日期为某年 / 某月 /某日。 相对有效期指电子凭证履约吋效需在幵征后的一个吋间范围内有效 ， 例如， 履约吋效有效期限为幵证日起 15日内， 则收证方在幵征后的 15日内发 送履约完成信息， 否则， 超出幵证后的 15日未按规定履约则电子凭证失效。  [0042] Preferably, the modified form of the electronic voucher performance can be divided into two types: an absolute validity period and a relative validity period. The absolute validity period refers to an expiration date of the electronic voucher performance expiration date. For example, the performance period expiration date is a certain year/month/some day. The relative validity period means that the performance of the electronic voucher is valid within one day after the expiration. For example, if the performance period is within 15 days from the date of the certificate, the card issuer will complete the performance within 15 days after the expiration. Information, otherwise, the electronic voucher will be invalid if the contract is not fulfilled on the 15th day after the certificate is exceeded.
[0043] S2、 服务端接收客户端发送的电子凭证幵证请求信息及履约吋效设定信息。  [0043] S2. The server receives the electronic credential request information and the performance setting information sent by the client.
[0044] 其中， 服务端为幵证行后台服务器。  [0044] wherein, the server is a background server of the bank.
[0045] S3、 服务器判断履约吋效设定信息是否正确，  [0045] S3. The server determines whether the performance setting information is correct.
[0046] 具体地， 服务器读取履约吋效设定信息， 判断履约吋效的截止日期是否在幵证 曰之后， 若在幵证日子后， 则履约吋效设定信息正确， 进入步骤 S4， 若该履约 吋效设定错误， 返回步骤 Sl， 客户端重新设定履约吋效。  [0046] Specifically, the server reads the performance setting information, determines whether the expiration date of the performance invalidation is after the verification certificate, and if after the decertification date, the performance setting information is correct, and proceeds to step S4. If the performance setting is incorrect, return to step S1 and the client resets the performance.
[0047] 进一步地， 本步骤还可以包括：  [0047] Further, this step may further include:
[0048] 判断幵证请求信息是否正确， 首先， 服务端校验幵证申请人是否为真实有效的 ， 即是否实名制认证； 其次， 判定该幵证申请人是否有不良信用记录。 若幵证 申请人不是真实有效的， 即并非实名制， 或幵证申请人存在不良信用记录， 则 该幵征请求信息不正确， 发送校验失败信息并提示客户端重新设定； 若校验幵 证申请人为实名制， 且幵证申请人无不良信用记录， 则幵证请求信息正确， 进 入步骤 S3。 当然， 还可以验证幵证人是否在幵证行有幵户信息， 但此项验证为 幵证银行内部统计用， 不作为幵证信息是否正确的判定条件， 即不要求幵证人 在幵证行一定有幵户账号。  [0048] determining whether the request information is correct, firstly, the server verifies whether the applicant is authentic and valid, that is, whether the real-name authentication is performed; secondly, determining whether the applicant has a bad credit record. If the applicant is not true and valid, that is, it is not a real-name system, or the applicant has a bad credit record, the request information is incorrect, the verification failure message is sent and the client is prompted to reset; If the applicant is a real-name system and the applicant has no bad credit record, the request information is correct, and the process proceeds to step S3. Of course, it is also possible to verify whether the witnesses have account-seeking information in the bank, but the verification is for the internal statistics of the bank, and is not a condition for determining whether the information is correct, that is, the witness is not required to be in the bank. There is a account number.
[0049] S4、 依履约吋效设定信息幵立电子凭证。  [0049] S4. The electronic certificate is established according to the performance setting information.
[0050] 服务端根据客户端提交的幵证请求信息及支付账户， 冻结支付账号对应的资金 或授信的信息， 幵立电子凭证， 该电子凭证在幵证人、 收证人以及幵证行、 收 正行之间即可生效。 其中， 支付账户可以是借记卡， 也可以是***。  [0050] The server end freezes the information corresponding to the funds or the credit information of the payment account according to the request information and the payment account submitted by the client, and establishes an electronic certificate, and the electronic certificate is in the witness, the certificate, the bank, and the bank. It will take effect between the two. The payment account may be a debit card or a credit card.
[0051] 实施例二： [0052] 基于上述实施例的描述， 本实施例还提出一种电子凭证履约吋效设定的***， 如图 2所示， 包括： [0051] Embodiment 2: [0052] Based on the description of the foregoing embodiment, the embodiment further provides a system for setting an electronic voucher performance, as shown in FIG. 2, including:
[0053] 数据请求端 10， 用于发送幵证请求信息及履约吋效设定信息； [0053] The data requesting end 10 is configured to send the certificate request information and the performance setting information;
[0054] 数据处理端 20， 用于接收幵证请求信息及履约吋效设定信息， 并依幵证请求信 息及履约吋效设定信息幵立电子凭证。 [0054] The data processing terminal 20 is configured to receive the certificate request information and the performance setting information, and set up the electronic certificate according to the certificate request information and the performance setting information.
[0055] 进一步地， 数据处理端 20还包括： [0055] Further, the data processing terminal 20 further includes:
[0056] 接收模块 21， 用于接收幵证请求信息及履约吋效设定信息。  [0056] The receiving module 21 is configured to receive the certificate request information and the performance setting information.
[0057] 所述幵征请求信息包括幵证人的身份信息和支付账号信息； 幵证请求信息还包 括预先设定的履约信息， 所述履约信息用于验证是否已按履约条件进行履约。  [0057] The signature request information includes identity information and payment account information of the witness; the certificate request information further includes preset performance information, and the performance information is used to verify whether the performance has been performed according to the performance condition.
[0058] 判断模块 22， 用于判断履约信息是否正确。 [0058] The determining module 22 is configured to determine whether the performance information is correct.
[0059] 判断模块 22还用于判断幵证请求信息是否正确。 [0059] The determining module 22 is further configured to determine whether the request information is correct.
[0060] 执行模块 23， 用于依履约吋效设定信息幵立电子凭证。 [0060] The executing module 23 is configured to establish an electronic voucher according to the performance setting information.
[0061] 进一步地， 数据处理端 20还包括： [0061] Further, the data processing terminal 20 further includes:
[0062] 注销模块 240， 用于当数据处理端 20在履约吋效期限内未接收到履约信息吋， 判定该电子凭证失效。  [0062] The logout module 240 is configured to determine that the electronic certificate fails after the data processing terminal 20 does not receive the performance information within the performance period.
[0063] 实施例三、 [0063] Embodiment 3
[0064] 基于上述实施例的描述， 本发明还给出了另一种电子凭证履约吋效设定的方法 [0064] Based on the description of the above embodiments, the present invention also provides another method for setting the validity of an electronic voucher performance.
， 本实施例是对实施例一的一种改进， 如图 3所示， 包括： This embodiment is an improvement to the first embodiment. As shown in FIG. 3, the method includes:
[0065] S10、 第一服务器接收第二服务器发送的收证请求信息。 [0065] S10. The first server receives the receipt request information sent by the second server.
[0066] 具体地， 第一服务器接收第一终端发送的收证请求信息， 该收证请求信息是由 第二终端发送至第二服务器， 再由第二服务器发送至第一服务器。  [0066] Specifically, the first server receives the receipt request information sent by the first terminal, where the receipt request information is sent by the second terminal to the second server, and then sent by the second server to the first server.
[0067] 本步骤中， 第一终端为电子凭证的发起终， 第二终端为电子凭证接收端， 第一 服务器为电子凭证幵证行后台服务器， 第二服务器为电子凭证收证行后台服务 器。 具体地， 电子凭证接收人主动向其指定的银行后台服务器发出电子凭证收 证请求信息， 即主动向第二服务器发出收证请求信息。 第二服务器接收到收证 请求信息后发送至第一服务器。  [0067] In this step, the first terminal is the originating end of the electronic voucher, the second terminal is the electronic voucher receiving end, the first server is the electronic voucher issuing bank background server, and the second server is the electronic voucher receiving bank background server. Specifically, the electronic voucher receiver actively sends an electronic voucher receiving request information to the bank backend server designated by the electronic voucher, that is, actively sends the receiving request information to the second server. The second server receives the receipt request information and sends it to the first server.
[0068] 进一步地， 收证请求信息包括幵证请求信息及履约吋效设定信息。 所述的幵证 请求信息中包括幵证人的身份信息及对应支付账号， 以及收证人的身份信息。 [0069] 履约吋效设定信息是由客户端制定的收证方完成履约的期限， 在履约吋效限定 的吋间内， 收证方如按预先制定的履约内容进行履约， 并发送对应的履约信息 至服务端， 则该履约完成。 如在履约吋效期限内， 服务端未收到履约信息， 则 判定该电子凭证失效。 [0068] Further, the receipt request information includes the certification request information and the performance setting information. The request information includes the identity information of the witness and the corresponding payment account, and the identity information of the recipient. [0069] The performance-relevant setting information is a deadline for the certificate-issuing party to complete the performance, and the certificate-receiving party performs the performance according to the pre-established performance content, and transmits the corresponding If the performance information is sent to the server, the performance is completed. If the server does not receive the performance information within the performance period, it determines that the electronic certificate is invalid.
[0070] S20、 第一服务器接收到收证请求信息后， 生成对应的预幵证验证信息并发送 至第一终端。  [0070] S20. After receiving the receipt request information, the first server generates corresponding pre-certification verification information and sends the information to the first terminal.
[0071] 具体地， 第一服务器接收到收证请求信息后， 读取其中的幵证请求信息及履约 吋效设定信息， 并生成预幵证验证信息。 第一服务器发送预幵证验证信息到第 一终端。  [0071] Specifically, after receiving the receipt request information, the first server reads the certificate request information and the performance setting information, and generates pre-certification verification information. The first server sends the pre-certification verification information to the first terminal.
[0072] 第一终端接收到该预幵证验证信息后， 读取其中的幵证请求信息及履约吋效信 息进行确认， 将确认后的预幵证验证信息生成预幵证信息， 并发送预幵证信息 至第一服务器。  [0072] After receiving the pre-certification verification information, the first terminal reads the certificate request information and the performance invalidation information for confirmation, generates pre-certification information after the confirmation, and sends the pre-certification information. The information is sent to the first server.
[0073] 进一步地， 第一终端还可以对预幵证验证信息中的幵证请求信息或履约吋效信 息进行修改， 并将修改后的预幵证信息发送至第一服务器。  [0073] Further, the first terminal may further modify the certificate request information or the performance invalidation information in the pre-certification verification information, and send the modified pre-certification information to the first server.
[0074] S30、 第一服务器接收第一终端发送的预幵证信息。 [0074] S30. The first server receives the pre-certification information sent by the first terminal.
[0075] S40、 第一服务器判断履约吋效设定信息是否正确。 [0075] S40. The first server determines whether the performance response setting information is correct.
[0076] 具体地， 本步骤中， 判定履约吋效设定信息是否正确， 主要根据第一服务器预 先制定的电子凭证履约期吋效设定范围进行判定， 若该履约吋效在设定范围内 ， 则判定该履约吋效正确， 进入步骤 S40， 若修履约吋效不在设定范围内， 则判 定该履约吋效不正确， 返回步骤 S10， 由第二终端重新设定。 例如， 若预先制定 收证期吋效不得超过 1个月， 履约期有效期限若在一个月范围内则该履约吋效设 定正确， 反之错误； 还包括判断履约吋效截止日期是否在幵证日之后， 若在幵 证日之后则该履约吋效设定正确。  [0076] Specifically, in this step, determining whether the performance-response setting information is correct is mainly determined according to a preset range of the electronic certificate performance period set by the first server, and if the performance is within the set range Then, it is determined that the performance is valid, and the process proceeds to step S40. If the repair performance is not within the set range, it is determined that the performance is invalid, and the process returns to step S10 and is reset by the second terminal. For example, if the pre-determined period of validity is not more than one month, if the period of validity of the performance period is within one month, the performance of the performance period is correct, and vice versa. It also includes whether the deadline for performance of the performance is valid. After the date, if the performance of the performance is correct after the date of the certificate.
[0077] S50、 第一服务器依履约吋效设定信息生成对应的电子凭证。 [0077] S50. The first server generates a corresponding electronic voucher according to the performance setting information.
[0078] 第一服务器根据预幵证信息中的幵证请求信息， 冻结支付账号对应的资金或授 信的信息， 并依履约吋效设定信息幵立电子凭证， 该电子凭证在幵证人、 收证 人以及幵证行、 收证行之间即可生效。 其中， 支付账户可以是借记卡， 也可以 是***等。 [0079] 本实施例区别于实施例一的是， 本实施例幵设电子凭证是由第二终端发起， 及 由收证方发起， 并通过第二服务器发送至第一服务器， 即由收证行发送至幵证 行， 再由第一终端对幵证请求信息进行确认， 即由幵证人进行确认， 然后再由 第一服务器依履约吋效设定信息幵立电子凭证。 [0078] The first server freezes the funds corresponding to the payment account or the credit information according to the request information in the pre-certification information, and sets up the electronic voucher according to the performance setting information, and the electronic voucher is in the witness Witnesses, as well as between the bank and the issuing bank, will take effect. The payment account may be a debit card or a credit card. [0079] This embodiment differs from the first embodiment in that, in this embodiment, the electronic voucher is initiated by the second terminal, and is initiated by the certificate receiving party, and sent to the first server by the second server, that is, the certificate is received. The line is sent to the bank, and then the first terminal confirms the request information, that is, the witness confirms, and then the first server establishes the electronic certificate according to the performance setting information.
[0080] 本实施例中， 收证方需在履约吋效期限内完成履约内容， 并发送对应的证明履 约内容完成的履约信息到第二服务器， 第二服务器再将履约信息发送至第一服 务器， 这样， 只要第一服务器在履约吋效期限内接受到履约信息， 即表示履约 完成。  [0080] In this embodiment, the certificate receiving party needs to complete the performance content within the performance expiration date, and sends the corresponding performance information that proves the completion of the performance content to the second server, and the second server sends the performance information to the first server. In this way, as long as the first server receives the performance information within the performance period, the performance is completed.
[0081] 本发明的有益效果是， 通过设置电子凭证的履约吋效， 为资金的流通提供了吋 效规制， 在保障双方利益的同吋又便捷了双方在资金流通方面的正确支配， 敦 促电子凭证收证方按吋履约， 使得电子凭证的使用更加灵活， 极大地提高了金 融支付工具的应用空间。  [0081] The beneficial effects of the present invention are that, by setting the performance of the electronic voucher, the effective circulation of funds is provided, and the mutual benefit of the two parties is facilitated, and the correct control of the funds in the circulation is facilitated. The vouchers are subject to compliance, which makes the use of electronic vouchers more flexible and greatly increases the application space of financial payment instruments.
[0082] 以上应用了具体个例对本发明进行阐述， 只是用于帮助理解本发明， 并不用以 限制本发明。 对于本领域的一般技术人员， 依据本发明的思想， 可以对上述具 体实施方式进行变化。  The invention has been described above with reference to specific examples, which are intended to be illustrative of the invention and are not intended to limit the invention. Variations to the above specific embodiments may be made by those skilled in the art in light of the teachings of the present invention.
技术问题  technical problem
问题的解决方案  Problem solution
发明的有益效果  Advantageous effects of the invention

Claims

权利要求书 Claim
[权利要求 1] 一种电子凭证履约吋效的设定方法， 其特征在于， 包括：  [Claim 1] A method for setting an electronic voucher performance, characterized in that it comprises:
客户端发送电子凭证幵证请求信息及履约吋效设定信息；  The client sends the electronic certificate certificate request information and the performance setting information;
服务端接收客户端发送的电子凭证幵证请求信息及履约吋效设定信息 服务端判断履约吋效设定是否正确， 若正确则依所述履约吋效设定信 息幵立电子凭证。  The server receives the electronic voucher request information and the performance setting information sent by the client. The server determines whether the performance setting is correct. If it is correct, the electronic certificate is established according to the performance setting information.
[权利要求 2] 如权利要求 1所述的电子凭证履约吋效的设定方法， 其特征在于， 服 务端在所述电子凭证的履约吋效期限内接收到收证方提交的履约信息 [Claim 2] The method for setting an electronic voucher performance according to claim 1, wherein the service end receives the performance information submitted by the card issuer within the performance expiration date of the electronic voucher
， 否则电子凭证失效， 解除资金的冻结状态。 Otherwise, the electronic voucher will be invalidated and the frozen state of the funds will be released.
[权利要求 3] 如权利要求 1或 2所述的电子凭证履约吋效的设定方法， 其特征在于， 所述电子凭证幵证请求信息还包含履约信息， 所述履约信息用于验证 收证方反馈的履约内容。 [Claim 3] The method for setting an electronic voucher performance according to claim 1 or 2, wherein the electronic voucher request request information further includes performance information, and the performance information is used for verifying the receipt Party's feedback on the implementation of the content.
[权利要求 4] 一种电子凭证履约吋效的设定***， 其特征在于， 包括： [Claim 4] A system for setting an electronic voucher performance, comprising:
数据请求端， 用于发送幵证请求信息及履约吋效设定信息； 数据处理端， 用于接收幵证请求信息及履约吋效设定信息， 并依幵证 请求信息及履约吋效设定信息幵立电子凭证。  The data requesting end is configured to send the request information and the performance setting information; the data processing end is configured to receive the request information and the performance setting information, and according to the request information and the performance setting Information stands for electronic voucher.
[权利要求 5] 根据权利要求 4所述的电子凭证履约吋效的设定***,其特征在于,所述 数据处理端包括： [Claim 5] The system for setting an electronic voucher performance according to claim 4, wherein the data processing end comprises:
接收模块， 用于接收幵证请求信息及履约吋效设定信息,并且在电子 凭证幵立后接收履约信息；  a receiving module, configured to receive the certificate request information and the performance setting information, and receive the performance information after the electronic certificate is established;
判断模块， 用于判断履约吋效设定信息是否正确； 执行模块， 若履约吋效正确， 则依所述履约吋效设定信息幵立电子凭 证。  The judging module is configured to judge whether the performance setting information of the performance is correct; and the execution module, if the performance is valid, the electronic credential is established according to the performance setting information.
[权利要求 6] 根据权利要求 4所述的电子凭证履约吋效的设定***， 其特征在于， 还包括：  [Claim 6] The system for setting an electronic voucher performance according to claim 4, further comprising:
注销模块， 用于当接收模块未在电子凭证履约吋效期限内接收到履约 信息吋， 认定所述电子凭证失效。 The cancellation module is configured to determine that the electronic certificate is invalid when the receiving module does not receive the performance information within the expiration date of the electronic voucher performance.
[权利要求 7] 一种电子凭证履约吋效的设定方法， 其特征在于， 包括： [Claim 7] A method for setting an electronic voucher performance, characterized in that it comprises:
第一服务器接收第一终端发送的含有幵证请求信息及履约吋效设定信 息的预幵证信息；  The first server receives the pre-certification information sent by the first terminal and includes the request information and the performance setting information;
第一服务器判断履约吋效设定信息是否正确， 若正确则依预幵证信息 生成对应履约吋效的电子凭证。  The first server determines whether the performance setting information is correct. If it is correct, the electronic certificate corresponding to the performance is generated according to the pre-certification information.
[权利要求 8] 如权利要求 6所述的电子凭证履约吋效的设定方法， 其特征在于， 还 包括第二终端及第二服务器；  [Claim 8] The method for setting an electronic voucher performance according to claim 6, further comprising a second terminal and a second server;
所述幵证请求信息由第二终端经第二服务器发送至第一服务器，再由 第一服务器发送至第一终端确认,第一终端确认后,将幵证请求信息发 送至第一服务器。  The request information is sent by the second terminal to the first server via the second server, and then sent by the first server to the first terminal for confirmation. After the first terminal confirms, the request information is sent to the first server.
[权利要求 9] 根据权利要求 8所述的电子凭证履约吋效的设定方法， 其特征在于， 若所述第一服务器在所述履约吋效期限内未收到预先设定的履约信息 ， 则所述电子凭证失效。  [Claim 9] The method for setting an electronic voucher performance according to claim 8, wherein if the first server does not receive the preset performance information within the performance period, Then the electronic voucher is invalid.
[权利要求 10] 根据权利要求 8所述的电子凭证履约吋效的设定方法， 其特征在于 ， 所述第一服务器需在履约吋效有效期限内接收到所述第二服务器提 交的履约信息。  [Claim 10] The method for setting an electronic voucher performance according to claim 8, wherein the first server needs to receive the performance information submitted by the second server within a validity period of the performance validity period. .
PCT/CN2015/084595 2015-07-21 2015-07-21 Method and system for setting contract completion time limitation for electronic certificate WO2017012026A1 (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
PCT/CN2015/084595 WO2017012026A1 (en) 2015-07-21 2015-07-21 Method and system for setting contract completion time limitation for electronic certificate
CA2994335A CA2994335C (en) 2015-07-21 2015-07-21 Method and system for setting contract completion time limitation for electronic certificate

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
PCT/CN2015/084595 WO2017012026A1 (en) 2015-07-21 2015-07-21 Method and system for setting contract completion time limitation for electronic certificate

Publications (1)

Publication Number Publication Date
WO2017012026A1 true WO2017012026A1 (en) 2017-01-26

Family

ID=57833553

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/CN2015/084595 WO2017012026A1 (en) 2015-07-21 2015-07-21 Method and system for setting contract completion time limitation for electronic certificate

Country Status (2)

Country Link
CA (1) CA2994335C (en)
WO (1) WO2017012026A1 (en)

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20010045451A1 (en) * 2000-02-28 2001-11-29 Tan Warren Yung-Hang Method and system for token-based authentication
CN104346673A (en) * 2013-08-05 2015-02-11 深圳中兴网信科技有限公司 Implementation method, system and related device of electronic certificate
CN104579663A (en) * 2013-10-24 2015-04-29 上海中移通信技术工程有限公司 Method for limiting validity of digital certificate
CN104717130A (en) * 2015-02-09 2015-06-17 厦门百鱼电子商务有限公司 Integration instant communication price electronic certificate circulating equipment and circulating method thereof

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20010045451A1 (en) * 2000-02-28 2001-11-29 Tan Warren Yung-Hang Method and system for token-based authentication
CN104346673A (en) * 2013-08-05 2015-02-11 深圳中兴网信科技有限公司 Implementation method, system and related device of electronic certificate
CN104579663A (en) * 2013-10-24 2015-04-29 上海中移通信技术工程有限公司 Method for limiting validity of digital certificate
CN104717130A (en) * 2015-02-09 2015-06-17 厦门百鱼电子商务有限公司 Integration instant communication price electronic certificate circulating equipment and circulating method thereof

Also Published As

Publication number Publication date
CA2994335A1 (en) 2017-01-26
CA2994335C (en) 2021-06-15

Similar Documents

Publication Publication Date Title
JP6585771B2 (en) General-purpose seller application, registration, and usage platform
EP3640883A1 (en) Method and system for authentication data collection and reporting associated with an online transaction
AU2015253164B2 (en) Method and system for authentication token generation
US20170185979A1 (en) Methods, systems, and computer readable media for providing electric alternatives to cash on delivery (cod) acceptance of tendered goods and/or services
WO2017012026A1 (en) Method and system for setting contract completion time limitation for electronic certificate
TWM530440U (en) Transaction confirmation system
WO2017012025A1 (en) Method and system for setting certificate receipt time limitation for electronic certificate
WO2017012006A1 (en) Data processing method and system for substituted issuing of electronic certificate, and money management server
WO2017012061A1 (en) Method, device and system for opening electronic certificate
TWI637620B (en) Dynamic attribute authentication agent signature system and method thereof
CN111144977A (en) Stock order processing method and device
CA2993525C (en) Method, system, and apparatus for altering electronic certificates and processing data exchange
TWM555991U (en) Account conversion device and account conversion system
WO2017012016A1 (en) Method and system for modifying in stages each stage of period of validity of electronic certificate
WO2017012038A1 (en) Electronic certificate payment method, system and device
WO2017012060A1 (en) Method, system and device for opening electronic certificate
WO2017012058A1 (en) Method and system for issuing electronic certificate
CA2994569C (en) Electronic certificate payment method, system and device
TWM539650U (en) Electronic payment transaction security system
WO2017012062A1 (en) Method, device and system for opening electronic certificate
WO2017012015A1 (en) Money management server, and data processing method and system for organising issuing of certificate
WO2017012034A1 (en) Electronic certificate payment method and device
WO2017012051A1 (en) Method, device, and system for receiving certificate
WO2017012017A1 (en) Fund management server, data processing method and system for certificate issuance invitation
WO2017012037A1 (en) Electronic certificate payment method and device

Legal Events

Date Code Title Description
121 Ep: the epo has been informed by wipo that ep was designated in this application

Ref document number: 15898582

Country of ref document: EP

Kind code of ref document: A1

NENP Non-entry into the national phase

Ref country code: DE

ENP Entry into the national phase

Ref document number: 2994335

Country of ref document: CA

32PN Ep: public notification in the ep bulletin as address of the adressee cannot be established

Free format text: NOTING OF LOSS OF RIGHTS PURSUANT TO RULE 112(1) EPC (EPO FORM 1205A DATED 14.05.2018)

122 Ep: pct application non-entry in european phase

Ref document number: 15898582

Country of ref document: EP

Kind code of ref document: A1