WO2015145727A1 - Personal information acquisition system and personal information acquisition method - Google Patents
Personal information acquisition system and personal information acquisition method Download PDFInfo
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- WO2015145727A1 WO2015145727A1 PCT/JP2014/059156 JP2014059156W WO2015145727A1 WO 2015145727 A1 WO2015145727 A1 WO 2015145727A1 JP 2014059156 W JP2014059156 W JP 2014059156W WO 2015145727 A1 WO2015145727 A1 WO 2015145727A1
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- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
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- the present invention relates to a principal information acquisition system and a principal information acquisition method.
- the window terminal stores operation information indicating the fact of the sales product explanation by the person in charge of the window. And a system for printing operation information recorded in this database on a sales product description (see Patent Document 1).
- tablet terminals used at customer sites are portable, so their data processing capacity, storage capacity, and various interface specifications are limited, covering a wide range of events during face-to-face sales, including the important procedures described above. It is difficult to record and output freely.
- an external device such as a biometric reader
- it leads to a loss of portability in the tablet terminal, and to customers during sales dialogue Can cause unnecessary psychological pressure.
- additional costs for introducing external devices also arise, and the labor for device management increases, and problems such as increased operating costs and decreased operating efficiency are likely to occur.
- an object of the present invention is to provide a technique for efficiently obtaining a proof of a predetermined operation of a customer including an intention at a low cost in face-to-face sales using a tablet terminal.
- the identity information acquisition system of the present invention that solves the above problems includes an imaging device, a touch panel, a business flow of face-to-face sales activities related to financial products, and a storage device that stores information corresponding to the business flow,
- a process flow advance / retreat process according to the input event on the touch panel and the process of displaying the content of the procedure reached by the advance process are displayed on the touch panel, the specific procedure in the work flow is reached.
- a tablet terminal that includes a computing device that performs face image shooting of a customer who is a business object on the imaging device and stores the face image in a storage device in association with the specific procedure and the customer information. It is characterized by.
- the personal information acquisition method of the present invention is a tablet including an imaging device and a touch panel, and a storage device storing each information of a business flow of a face-to-face sales activity related to a financial product and content corresponding to the business flow.
- the terminal processes the progress of the business flow according to the input event on the touch panel, the processing of displaying the content of the procedure reached by the forward / backward processing on the touch panel, and the specific procedure in the business flow by the forward / backward processing.
- the face image capturing of the customer who is the sales target is executed by the imaging device, and the face image is stored in the storage device in association with the specific procedure and the customer information. It is characterized by.
- the present invention at the time of face-to-face business using a tablet terminal, it becomes possible to efficiently obtain a proof of a customer's predetermined action including the intention at low cost.
- FIG. 1 It is a figure which shows the network structural example containing the tablet terminal which is the personal information acquisition system of this embodiment. It is a figure which shows the hardware structural example of the tablet terminal of this embodiment. It is a figure which shows the structural example of the application table of this embodiment. It is a figure which shows the structural example of the log table of this embodiment. It is a figure which shows the structural example of the customer table of this embodiment. It is a flowchart which shows the example of a process sequence of the principal information acquisition method of this embodiment. It is a figure showing example 1 of a screen in this embodiment. It is a figure which shows the example 2 of a screen in this embodiment.
- FIG. 1 is a diagram illustrating an example of a network configuration including a tablet terminal 100 which is a personal information acquisition system of the present embodiment.
- a tablet terminal 100 which is the personal information acquisition system shown in FIG. 1 is a computer terminal for efficiently acquiring a proof of a predetermined operation of a customer including an intention at a low cost in face-to-face sales using the tablet terminal 100.
- the tablet terminal 100 is possessed by a person in charge of a financial institution that conducts face-to-face sales activities related to financial products, and is a terminal that is carried to a customer.
- the tablet terminal 100 naturally includes each data of a business flow and content (screen data, audio data, etc.) that are designed in advance for the face-to-face sales activities of financial products, and can be used for operations of a person in charge or a customer. Accordingly, it is possible to control the advance / retreat of the procedure such as advancing or returning the workflow, and the output content switching process associated therewith.
- a business flow and content screen data, audio data, etc.
- the tablet terminal 100 possessed by each person in charge can communicate with the financial institution server 200 via the network 20.
- the communication interface of the tablet terminal 100 and the financial institution server 200 may be directly connected by a communication cable.
- the financial institution server 200 is a server device that is managed and operated at the financial institution store to which the above-mentioned person in charge of the financial institution belongs.
- the financial institution server 200 manages various information (ID, name, address, account number, deposit balance, credit information, etc.) related to each customer in a predetermined storage device and responds to the request to the tablet terminal 100.
- the customer information is read and provided.
- the financial institution server 200 also has a function of acquiring information on the results of face-to-face sales activities at customer sites from the tablet terminal 100 and storing the information in association with the corresponding customer record in the storage device.
- the person in charge of the financial institution who has the above-mentioned tablet terminal 100 and goes to the customer displays the product description information regarding the financial product on the tablet terminal 100 for the customer who meets the customer. Will eventually aim to conclude a contract for the product.
- the sale of such financial products includes specific procedures that are legally required, such as explanation of important matters and final confirmation of customer intentions at the time of contract, and appropriate consideration is required.
- FIG. 2 is a diagram illustrating a hardware configuration example of the tablet terminal 100 according to the present embodiment.
- the tablet terminal 100 according to the present embodiment includes a storage device 101 configured by an appropriate non-volatile storage device such as an SSD (Solid State Drive) and a hard disk drive, a memory 103 configured by a volatile storage device such as a RAM, and a storage device 101.
- An arithmetic device 104 such as a CPU for performing overall control of the terminal itself and executing various determinations, computations and control processing, an imaging device 105 originally provided integrally with the housing, A touch panel 106, a communication device 107 that is connected to the network 10 and performs communication processing with the financial institution server 200, and a microphone 108 (voice input device) are provided.
- the storage device 101 stores data necessary for various processes in addition to the program 102 for implementing functions necessary for the tablet terminal 100 as the personal information acquisition system of the present embodiment.
- the data includes an application table 125, a log table 126, and business flow data 150 (business flow and content corresponding to the business flow). Since the business flow data 150 is the same as that already proposed in the existing sales support system or the like, description of the specific data structure is omitted.
- the application table 125 is a table that stores the contents of each transaction that has reached a specific procedure such as explanation of important matters and final confirmation of customer intention accompanying contract application as the business flow progresses through face-to-face sales activities.
- the application table 125 illustrated in FIG. 3 includes an application ID that is uniquely issued for each transaction that has reached the above-described specific procedure, a transaction ID that identifies the transaction, application data desired by the customer, and a customer face associated with an explanation of important matters.
- Image data customer face image data with final confirmation of customer intention of contract application, electronic signature attached to each face image, matching result with matching reference image, generated between the person in charge and customer at the corresponding face-to-face sales
- Recorded voice data obtained by recording a conversation with the microphone 108 is a set of records in which each data is associated.
- the customer face image “im015.dat” accompanying the explanation of the important items is stored in the record of the application ID “0002”.
- the customer face image accompanying the final confirmation of the customer intention of the contract application is not stored.
- the collation result column with the collation reference image is “NG”. This is important because it is possible to photograph the customer face image accompanying the explanation of the important matter on the tablet terminal 100, but the image does not match the reference image obtained in advance with respect to the customer, and fraud is estimated. This means that the transaction did not proceed to the contract application procedure after the item explanation procedure.
- the log table 126 stores data such as procedure transitions in each transaction, start and end times of each procedure, and customer face image capturing and conversation voice recording status at that time. It is a table that was made. Such a log table 126 uses the occurrence time of each procedure as a key, the corresponding transaction ID, customer ID, procedure, collation reference image, shooting status of customer face image associated with specific procedure, and image file of face image obtained at that time.
- the recording state of the conversation voice between the person in charge and the customer and the voice file obtained at that time are a collection of records associated with each other.
- a record is registered for each transition of the procedure such as “End of important matter explanation” ⁇ “Confirmation button reception / facial image capture” ⁇ “Application content confirmation start” ⁇ .
- the tablet terminal 100 searches the storage device 101 and senses that no collation reference image is held for the customer ID “u001” by that time. In this procedure, it is shown that a reference image is captured and an image file “b001.dat” is obtained. Also, in the “confirmation button reception / face image shooting” procedure, the requirements of the customer face image shooting (all the faces are within the shooting frame line and are in focus) notified to the customer by the tablet terminal 100 are satisfied, and the customer This indicates that the face image “im001.dat” of the customer has been obtained by pressing the intention confirmation button.
- the audio recording with the microphone 108 is “started” and the corresponding data is stored in the audio file “sd001s.dat”.
- the tablet terminal 100 that has received the confirmation button of the customer's intention in the “confirmation button reception / facial image capture” procedure is before the “confirmation button reception / facial image capture” procedure. From the audio file “sd001s.dat” and delete the recording up to the procedure of (the time of the important matter explanation end procedure, that is, the recording before 2013/3/20 10:49) It shows that the recording is continued as a new audio file “sd001.dat” to be recorded only for the subsequent procedures including the procedure.
- the financial institution server 200 has already described managing customer information.
- the financial institution server 200 includes a customer table 225 in its storage device.
- the customer table 225 uses the customer ID as a key and matches the image of the reference image of the face image obtained for the customer, that is, the value of the feature value of the matching reference image and the matching reference image. It is a collection of attached records.
- the matching reference image is the face image data of the corresponding customer taken before the specific procedure (for example, each of the explanation of important matters and the customer's intention confirmation at the time of contract) in the face-to-face sales activities, and the corresponding tablet terminal 100. May be obtained through the network 10 and stored.
- the collation reference image is not stored for the customer with the customer ID “u001”.
- collation reference images have already been stored for other customers with the customer ID “u002” and customer ID “u003”.
- it means that it is necessary to take a reference image on the tablet terminal 100 before the specific procedure described above.
- the tablet terminal 100 executes a process flow advance / retreat process according to an input event on the touch panel 106 and a process for displaying the content of the procedure reached by the advance / retreat process on the touch panel 106 to reach a specific procedure in the work flow.
- the imaging device 105 executes face image shooting of the customer who is a face-to-face sales target, and the face image is received from the person in charge or the customer when starting the business flow.
- the face image described above is stored in a secure storage area provided in the storage device 101 of the tablet terminal 100 so that it cannot be accessed from an application other than the application responsible for the processing in the personal information acquisition method of the present embodiment.
- the management concept of such face images is the same for the handling of matching reference images and their feature amounts in the financial institution server 200.
- the tablet terminal 100 uses a predetermined encryption algorithm for at least the face image of the customer's face image captured by the imaging device 105 as described above, the specific procedure that triggered the face image shooting, and the customer's information. And a function of storing in the application table 125 and the log table 126 of the storage device 101 after performing an encryption process or an electronic certificate attachment process.
- the tablet terminal 100 displays the face image shooting notification information and the shooting frame on the touch panel 106 and is shooting the corresponding customer by the imaging device 105.
- the image is displayed in the shooting frame, and it is determined by the image recognition processing (the existing algorithm may be used) that the face outline of the customer is within the shooting frame and is in focus, the above-mentioned A function of activating an intention confirmation button of the corresponding customer regarding the specific procedure and displaying the button on the touch panel 106 is provided.
- the tablet terminal 100 receives the above-described intention confirmation button from the touch panel 106, the tablet terminal 100 acquires the face image of the customer within the above-described shooting frame from the imaging device 105, and the face image is described above.
- the application table 125 and the log table 126 of the storage device 101 are stored in association with the specific procedure and customer information.
- the tablet terminal 100 captures and acquires the customer's face image by the imaging device 105 at least at any point in time reaching the specific procedure described above, or an external medium or the financial institution described above via a predetermined interface. It has a function of acquiring from the server 200 and storing it in the application table 125 and log table 126 of the storage device 101 as a matching reference image for the customer.
- the tablet terminal 100 collates the corresponding customer's face image obtained by the face image shooting at the time of reaching the specific procedure described above with the matching reference image of the corresponding customer. Is stored in the application table 125 and the log table 126 of the storage device 101 in association with the corresponding specific procedure and the corresponding customer information.
- the tablet terminal 100 continuously records the conversation voice generated between the person in charge of the face-to-face sales and the customer from the start of the above-described business flow or at a predetermined time with the microphone 108, and the recorded voice data Are stored in the application table 125 and the log table 126 of the storage device 101 together with the information of the customer and the recording time, and when the above-described specific procedure is reached, the face image of the customer is executed by the imaging device 105. It has a function to delete the audio data recorded for the customer at the execution time of the procedure before the specific procedure.
- FIG. 6 is a flowchart showing an example of a processing procedure of the principal information acquisition method in the present embodiment.
- the tablet terminal 100 is carried to a customer by a person in charge of a financial institution and the business flow of the face-to-face sales activity with the customer is started.
- the tablet terminal 100 has already received information on the customer in charge, that is, the customer ID, name, and the like, on the touch panel 106 by the person in charge of the financial institution.
- the tablet terminal 100 detects the start and end times of each procedure in the workflow with the start of the workflow, using its clock function, etc., and associates the time information with the corresponding procedure in the log table 126. Shall be stored sequentially.
- the tablet terminal 100 in the situation as described above assigns a transaction ID related to the current face-to-face business with the corresponding customer according to a predetermined algorithm, generates corresponding records in the application table 125 and the log table 126 of the storage device 101, and Furthermore, recording with the microphone 108 is started for conversation voice between the person in charge of the financial institution and the customer (s100). The audio data obtained by this recording is stored in the application table 125 and the log table 126 of the storage device 101 together with the customer ID and recording time information of the corresponding customer.
- the tablet terminal 100 executes a file search for a matching reference image in the storage device 101 of the tablet terminal 100 using the customer ID of the corresponding customer as a key in accordance with step s100 described above, and determines whether the matching reference image of the corresponding customer exists. It is specified (s101). As a result of this processing, if a matching reference image cannot be specified for the customer (s102: n), the tablet terminal 100 activates the imaging device 105, captures the face image of the customer, and uses the captured image as the customer. Is stored in the application table 125 and the log table 126 of the storage device 101 as a matching reference image for use (s103). This reference image capturing process is performed based on a standard required at the time of capturing a customer face image associated with a specific procedure such as “Explanation of important matters” or “Confirmation of customer intention at contract”, which will be described later.
- the tablet terminal 100 repeatedly executes the above-described process flow advance / retreat process according to the input event on the touch panel 106 and the process of displaying the content of the procedure reached by the advance / retreat process on the touch panel 106.
- the product description of the product is completed (s104).
- the customer is determined to apply for a contract for the financial product for which the product description has been received, and issues a start instruction for the contract application on the touch panel 106 of the tablet terminal 100.
- the tablet terminal 100 receives this contract application start instruction, assigns an application ID by a predetermined algorithm, and records the corresponding transaction ID generated in the application table 125 and the log table 126 in step s100 described above. Correlate (s105). Recognizing the situation in which the customer's intention to apply for the contract has been found, the tablet terminal 100 shifts the procedure in the business flow to the procedure for explaining the important matter regarding the corresponding financial product, and displays the content for explaining the important matter on the touch panel 106. (S106).
- the procedure for explaining the important matter is a specific procedure having an important meaning in the workflow
- an identifier such as a flag is set in advance in the workflow data 150 for the procedure. Accordingly, the tablet terminal 100 can confirm by itself that the specific procedure has been reached when the procedure is changed.
- the tablet terminal 100 activates the imaging device 105 along with the transition to the above-described important matter explanation procedure, displays the face image shooting notification information and the shooting frame on the touch panel 106, and displays the corresponding customer's information by the imaging device 105.
- the image being shot is displayed in the shooting frame (s107).
- FIG. 7 shows an example of a display screen 700 including face image shooting notification information 701 and a shooting frame 702 on the touch panel 106.
- This display screen 700 is the above-mentioned notification information 701. “After confirming the explanation of important matters, please stare at the camera so that the face fits within the shooting frame line. And a message such as a photographing frame 702, a customer name 703, a customer ID 704, an address 705, and a target financial product and its important matter explanation 706 are included. Yes.
- the customer browses the display screen 700 and recognizes the notification information 701, the customer reads the important matter explanation 706 and then turns his gaze toward the imaging device 105.
- the tablet terminal 100 captures an image of the corresponding customer with the activated imaging device 105 and displays the captured image in the imaging frame 702. In the example of FIG. 7, only about half of the customer's face is within the imaging frame 702.
- the tablet terminal 100 determines that the face outline of the customer is not within the photographing frame 702 by image recognition processing (the existing algorithm may be used) (s108: n),
- the intention confirmation button 710 relating to the important matter explanation procedure which is a procedure is displayed on the touch panel 106 in an inactivated state (s109).
- the tablet terminal 100 may display an alert such as “Please change the direction of the face so that the face fits in the imaging frame 702” in the display screen 700.
- the tablet terminal 100 determines that the face outline of the customer is within the photographing frame 702 and is in focus by image recognition processing (the existing algorithm may be used) (s108: y).
- the customer's intention confirmation button 710 regarding the important matter explanation procedure is activated and displayed on the touch panel 106 (s110).
- FIG. 8 shows an example of a display screen 800 on which an activated intention confirmation button 710 is displayed.
- the face image contours of the corresponding customer are all contained in the photographing frame 702 and are in focus.
- the intention confirmation button 710 is activated so as to be pressed.
- the tablet terminal 100 waits for a predetermined time to press the intention confirmation button 710, and when there is no pressing event even after the predetermined time has elapsed (s111: n), the face image of the customer in the imaging frame 702 is displayed. The data is deleted (s112), and the current transaction is terminated.
- the tablet terminal 100 captures the face image of the corresponding customer within the above-described shooting frame 702.
- the face image of the corresponding customer obtained here is collated with the collation reference image of the corresponding customer (for example, held in the log table 126) (s113).
- the audio data recorded for the customer at the execution time of the procedure before the procedure for explaining the important matter is deleted (s114).
- the tablet terminal 100 performs an encryption process on the face image of the corresponding customer using a predetermined encryption algorithm, or an electronic certificate.
- the corresponding identification procedure that is, the important matter explanation procedure and the relevant customer information (s116).
- the tablet terminal 100 estimates fraud and ends the subsequent processing.
- the customer's face image stored in the application table 125 and the log table 126 and the data of the comparison result are transmitted to the financial institution server 200 together with the application contents and log data at an appropriate timing.
- the financial institution server 200 stores the customer's face image and the like thus obtained as proof of the customer's intention regarding the transaction, and manages it in preparation for a later situation.
- voice data related to conversation between the financial institution staff and the customer is recorded together with the face image.
- voice data not the voice data but the moving picture data can be similarly processed.
- the present embodiment it is possible to efficiently obtain the proof of the predetermined operation of the customer including the intention at low cost in the face-to-face sales using the tablet terminal.
- the arithmetic device performs an encryption process or a certificate attachment process on at least a face image among the face image, the specific procedure, and the customer information, and stores it therein. It is good also as what is stored in.
- the calculation device when the calculation device reaches the specific procedure by the advance / retreat process, the calculation information is displayed on the touch panel on the touch image, and the photographing of the customer by the imaging device is displayed.
- the image recognition process determines that a middle image is displayed in the shooting frame and the face outline of the customer is within the shooting frame and is in focus
- the customer intention confirmation button for the specific procedure is displayed. Is activated and displayed on the touch panel, and when the intention confirmation button is pressed, the customer's face image within the shooting frame is acquired from the imaging device, and the face image is The specific procedure and the process of storing in the storage device in association with the customer information may be executed.
- the above notice information is displayed and face images are taken with a predetermined accuracy to make the customer clearly aware of the importance and sufficient as evidence. It is possible to control the business flow such as accepting an intention confirmation only when a face image with a high quality can be captured.
- the calculation device captures and acquires the customer's face image by the imaging device at least at any point in time reaching the specific procedure, or via an external medium via a predetermined interface And is stored in a storage device as a matching reference image for the customer, and the customer's face image obtained by photographing the face image when the specific procedure is reached is compared with the matching reference image of the customer And when both images correspond, it is good also as what stores at least the face image of the said face image and the result of said collation with the specific procedure and the said customer's information in a storage device.
- the personal information acquisition system described above further includes a voice input device, and the arithmetic device continuously records voices that are in business with the voice input device from the start of the business flow or from a predetermined time point. Audio data is stored in the storage device together with the customer and recording time information, and when the specific procedure is reached, when the customer's face image shooting is executed by the imaging device, The process of deleting the voice data recorded for the customer at the execution time may be further executed.
- the conversation voice during face-to-face sales can be securely stored as evidence, and for voice data that tends to increase in data size, it is possible to handle only the necessary part.
- reducing the size of the data to be stored can reduce the amount of data that cannot be stored due to the storage capacity during business activities, resulting in a situation in which the business operation itself is delayed. It can be avoided and has great significance.
- Network 100 Tablet terminal (personal information acquisition system) DESCRIPTION OF SYMBOLS 101 Storage device 102 Program 103 Memory 104 Arithmetic device 105 Imaging device 106 Touch panel 107 Communication device 108 Microphone (voice input device) 125 Application table 126 Log table 150 Business flow data 200 Financial institution server 225 Customer table
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Abstract
Description
100 タブレット端末(本人情報取得システム)
101 記憶装置
102 プログラム
103 メモリ
104 演算装置
105 撮像装置
106 タッチパネル
107 通信装置
108 マイク(音声入力装置)
125 申込テーブル
126 ログテーブル
150 業務フローデータ
200 金融機関サーバ
225 顧客テーブル 10
DESCRIPTION OF
125 Application table 126 Log table 150
Claims (6)
- 撮像装置およびタッチパネルと、
金融商品に関する対面営業活動の業務フロー、および前記業務フローに応じたコンテンツ、の各情報を格納した記憶装置と、
前記タッチパネルでの入力事象に応じた前記業務フローの進退処理と、当該進退処理により至った手順のコンテンツを前記タッチパネルで表示する処理とを実行し、前記業務フロー中の特定手順に至った際、対面営業対象である顧客の顔画像撮影を前記撮像装置で実行し、当該顔画像を前記特定手順および前記顧客の情報と対応付けて記憶装置に格納する演算装置と、
を備えたタブレット端末である、
ことを特徴とする本人情報取得システム。 An imaging device and a touch panel;
A storage device storing each information of the business flow of the face-to-face sales activity related to the financial product and the content corresponding to the business flow;
When the process of advancing / retreating according to the input event on the touch panel and the process of displaying the content of the procedure reached by the advancing / retreating process on the touch panel are reached, a specific procedure in the work flow is reached. A computing device that performs face image shooting of a customer who is a face-to-face business with the imaging device, and stores the face image in a storage device in association with the specific procedure and the customer information;
A tablet device with
Personal information acquisition system characterized by this. - 前記演算装置は、
前記顔画像、前記特定手順、および前記顧客の情報のうち少なくとも顔画像について、暗号化処理ないし証明書添付処理を施して記憶装置に格納するものである、
ことを特徴とする請求項1に記載の本人情報取得システム。 The arithmetic unit is:
The face image, the specific procedure, and at least the face image of the customer information are subjected to encryption processing or certificate attachment processing and stored in a storage device.
The personal information acquisition system according to claim 1. - 前記演算装置は、
前記進退処理により前記特定手順に至った際、顔画像撮影の告知情報と撮影枠を前記タッチパネルに表示して、前記撮像装置による前記顧客の撮影中画像を前記撮影枠に表示し、当該撮影枠内に前記顧客の顔輪郭が収まり、かつ合焦状態であることを画像認識処理で判定した場合に、前記特定手順に関する前記顧客の意向確認ボタンを活性化させてタッチパネルに表示する処理と、
前記意向確認ボタンの押下を受けた場合に、前記撮影枠内に収まっている前記顧客の顔画像を前記撮像装置より取得し、当該顔画像を前記特定手順および前記顧客の情報と対応付けて記憶装置に格納する処理と、
を実行するものである、
ことを特徴とする請求項1に記載の本人情報取得システム。 The arithmetic unit is:
When the specific procedure is reached by the advance / retreat process, face image shooting notification information and a shooting frame are displayed on the touch panel, an image of the customer being shot by the imaging device is displayed on the shooting frame, and the shooting frame is displayed. When the image recognition process determines that the customer's face contour is within and is in focus, a process of activating the customer's intention confirmation button related to the specific procedure and displaying it on the touch panel;
When the intention confirmation button is pressed, the customer's face image within the imaging frame is acquired from the imaging device, and the face image is stored in association with the specific procedure and the customer information. Processing stored in the device;
Is to perform
The personal information acquisition system according to claim 1. - 前記演算装置は、
少なくとも前記特定手順に至るいずれかの時点で、前記顧客の顔画像を、前記撮像装置により撮影し取得するか又は所定のインターフェイスを介して外部媒体から取得して、該当顧客用の照合基準画像として記憶装置に格納し、
前記特定手順に至った際の顔画像撮影で得た前記顧客の顔画像と、該当顧客の前記照合基準画像とを照合し、両画像が一致した場合に、前記顔画像および前記照合の結果の少なくとも顔画像を前記特定手順および前記顧客の情報と対応付けて記憶装置に格納する、
ものであることを特徴とする請求項1に記載の本人情報取得システム。 The arithmetic unit is:
At least at any point up to the specific procedure, the customer's face image is captured and acquired by the imaging device or acquired from an external medium via a predetermined interface, and used as a matching reference image for the customer. Stored in a storage device,
The face image of the customer obtained by photographing the face image when the specific procedure is reached and the matching reference image of the corresponding customer are collated, and when both images match, the face image and the result of the collation Storing at least a face image in a storage device in association with the specific procedure and the customer information;
The personal information acquisition system according to claim 1, wherein the personal information acquisition system is one. - 音声入力装置を更に備え、
前記演算装置は、
前記業務フローの開始ないし所定時点から、対面営業中の音声を前記音声入力装置で継続的に収録して、当該収録した音声データを、前記顧客および収録時刻の情報と共に記憶装置に格納し、前記特定手順に至った際に、前記顧客の顔画像撮影を前記撮像装置で実行した場合、前記特定手順以前の手順の実行時刻に前記顧客に関して収録していた音声データを削除する処理を更に実行する、
ものであることを特徴とする請求項1に記載の本人情報取得システム。 A voice input device;
The arithmetic unit is:
From the start of the business flow or from a predetermined time point, the voice input device is continuously recorded with the voice input device, and the recorded voice data is stored in a storage device together with the information of the customer and the recording time, When the customer's face image shooting is executed by the imaging device when the specific procedure is reached, a process of deleting voice data recorded for the customer at the execution time of the procedure before the specific procedure is further executed. ,
The personal information acquisition system according to claim 1, wherein the personal information acquisition system is one. - 撮像装置およびタッチパネルと、金融商品に関する対面営業活動の業務フロー、および前記業務フローに応じたコンテンツ、の各情報を格納した記憶装置と、を備えたタブレット端末が、
前記タッチパネルでの入力事象に応じた前記業務フローの進退処理と、
前記進退処理により至った手順のコンテンツを前記タッチパネルで表示する処理と、
前記進退処理によって前記業務フロー中の特定手順に至った際、対面営業対象である顧客の顔画像撮影を前記撮像装置で実行し、当該顔画像を前記特定手順および前記顧客の情報と対応付けて記憶装置に格納する処理と、
を実行することを特徴とする本人情報取得方法。 A tablet terminal comprising: an imaging device and a touch panel; and a storage device that stores information on a business flow of face-to-face sales activities related to financial products, and content corresponding to the business flow,
Progress / retreat processing of the business flow according to an input event on the touch panel;
A process of displaying the content of the procedure led by the advance / retreat process on the touch panel;
When the specific procedure in the business flow is reached by the advance / retreat process, the face image of the customer who is a face-to-face business is captured by the imaging device, and the face image is associated with the specific procedure and the customer information. Processing to store in a storage device;
The personal information acquisition method characterized by performing this.
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SG11201607248RA SG11201607248RA (en) | 2014-03-28 | 2014-03-28 | Personal information acquisition system and personal information acquisition method |
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