WO2012091349A3 - System and method for managing mobile wallet and its related credentials - Google Patents

System and method for managing mobile wallet and its related credentials Download PDF

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Publication number
WO2012091349A3
WO2012091349A3 PCT/KR2011/009866 KR2011009866W WO2012091349A3 WO 2012091349 A3 WO2012091349 A3 WO 2012091349A3 KR 2011009866 W KR2011009866 W KR 2011009866W WO 2012091349 A3 WO2012091349 A3 WO 2012091349A3
Authority
WO
WIPO (PCT)
Prior art keywords
contactless card
wallet
card applet
mobile wallet
widget
Prior art date
Application number
PCT/KR2011/009866
Other languages
French (fr)
Other versions
WO2012091349A2 (en
Inventor
Yong Sung Kwon
Hyung Joon HONG
Ji Won Kang
Hyun Jin Kim
Original Assignee
Sk C&C Co., Ltd.
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US13/310,091 external-priority patent/US8843125B2/en
Application filed by Sk C&C Co., Ltd. filed Critical Sk C&C Co., Ltd.
Priority to AU2011350195A priority Critical patent/AU2011350195A1/en
Priority to CN2011800616376A priority patent/CN103270526A/en
Priority to EP11852431.3A priority patent/EP2659445A4/en
Priority to KR1020157021098A priority patent/KR20150094792A/en
Priority to KR1020137019718A priority patent/KR20130116905A/en
Priority to SG2013042981A priority patent/SG190987A1/en
Publication of WO2012091349A2 publication Critical patent/WO2012091349A2/en
Publication of WO2012091349A3 publication Critical patent/WO2012091349A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3227—Aspects of commerce using mobile devices [M-devices] using secure elements embedded in M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G06Q20/3267—In-app payments
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/28—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP with meter at substation or with calculation of charges at terminal
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/28—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP with meter at substation or with calculation of charges at terminal
    • H04M15/30—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP with meter at substation or with calculation of charges at terminal the meter or calculation of charges not being controlled from an exchange
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/24—Accounting or billing
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W60/00—Affiliation to network, e.g. registration; Terminating affiliation with the network, e.g. de-registration
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W8/00—Network data management
    • H04W8/22—Processing or transfer of terminal data, e.g. status or physical capabilities
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W8/00—Network data management
    • H04W8/22—Processing or transfer of terminal data, e.g. status or physical capabilities
    • H04W8/24—Transfer of terminal data

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • General Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Signal Processing (AREA)
  • Telephone Function (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

A method for provisioning a contactless card applet in a mobile device with a mobile wallet application, including activating the mobile wallet application, connecting to a Trusted Service Manager (TSM) system, synchronizing the mobile wallet application with the TSM system, displaying a contactless card applet based on attributes of the mobile device, receiving a selection of a contactless card applet, retrieving a widget and a wallet management applet (WMA) corresponding to the contactless card applet, and provisioning the selected contactless card applet, the widget, and the WMA. A wallet management system (WMS) in a non-transitory storage medium to store and manage mobile wallet account information including a wallet client management component, a widget management component, a device profile management component, and a rule engine.
PCT/KR2011/009866 2010-12-30 2011-12-20 System and method for managing mobile wallet and its related credentials WO2012091349A2 (en)

Priority Applications (6)

Application Number Priority Date Filing Date Title
AU2011350195A AU2011350195A1 (en) 2010-12-30 2011-12-20 System and method for managing mobile wallet and its related credentials
CN2011800616376A CN103270526A (en) 2010-12-30 2011-12-20 System and method for managing mobile wallet and its related credentials
EP11852431.3A EP2659445A4 (en) 2010-12-30 2011-12-20 System and method for managing mobile wallet and its related credentials
KR1020157021098A KR20150094792A (en) 2010-12-30 2011-12-20 System and method for managing mobile wallet and its related credentials
KR1020137019718A KR20130116905A (en) 2010-12-30 2011-12-20 System and method for managing mobile wallet and its related credentials
SG2013042981A SG190987A1 (en) 2010-12-30 2011-12-20 System and method for managing mobile wallet and its related credentials

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
US201061428846P 2010-12-30 2010-12-30
US61/428,846 2010-12-30
US13/310,091 2011-12-02
US13/310,091 US8843125B2 (en) 2010-12-30 2011-12-02 System and method for managing mobile wallet and its related credentials

Publications (2)

Publication Number Publication Date
WO2012091349A2 WO2012091349A2 (en) 2012-07-05
WO2012091349A3 true WO2012091349A3 (en) 2012-10-04

Family

ID=46383643

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/KR2011/009866 WO2012091349A2 (en) 2010-12-30 2011-12-20 System and method for managing mobile wallet and its related credentials

Country Status (6)

Country Link
EP (1) EP2659445A4 (en)
KR (2) KR20150094792A (en)
CN (1) CN103270526A (en)
AU (1) AU2011350195A1 (en)
SG (1) SG190987A1 (en)
WO (1) WO2012091349A2 (en)

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Also Published As

Publication number Publication date
CN103270526A (en) 2013-08-28
WO2012091349A2 (en) 2012-07-05
AU2011350195A1 (en) 2013-06-20
KR20130116905A (en) 2013-10-24
SG190987A1 (en) 2013-07-31
EP2659445A2 (en) 2013-11-06
EP2659445A4 (en) 2016-10-12
KR20150094792A (en) 2015-08-19

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