WO2004038666B1 - System architecture enabling communication between intelligent and other electronic card handling devices and central servers on data transfer networks - Google Patents

System architecture enabling communication between intelligent and other electronic card handling devices and central servers on data transfer networks

Info

Publication number
WO2004038666B1
WO2004038666B1 PCT/HU2003/000086 HU0300086W WO2004038666B1 WO 2004038666 B1 WO2004038666 B1 WO 2004038666B1 HU 0300086 W HU0300086 W HU 0300086W WO 2004038666 B1 WO2004038666 B1 WO 2004038666B1
Authority
WO
WIPO (PCT)
Prior art keywords
electronic card
card handling
server
intelligent
central server
Prior art date
Application number
PCT/HU2003/000086
Other languages
French (fr)
Other versions
WO2004038666A1 (en
Inventor
Zoltan Gulyas
Zsolt Erdei
Garbor Unyi
Original Assignee
Comfort Netshare Kft
Zoltan Gulyas
Zsolt Erdei
Garbor Unyi
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Comfort Netshare Kft, Zoltan Gulyas, Zsolt Erdei, Garbor Unyi filed Critical Comfort Netshare Kft
Priority to EP03809381A priority Critical patent/EP1570444A1/en
Priority to AU2003276491A priority patent/AU2003276491A1/en
Publication of WO2004038666A1 publication Critical patent/WO2004038666A1/en
Publication of WO2004038666B1 publication Critical patent/WO2004038666B1/en

Links

Classifications

    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/18Payment architectures involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409Device specific authentication in transaction processing
    • G06Q20/4097Device specific authentication in transaction processing using mutual authentication between devices and transaction partners
    • G06Q20/40975Device specific authentication in transaction processing using mutual authentication between devices and transaction partners using encryption therefor
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20Automatic teller machines [ATMs]
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20Automatic teller machines [ATMs]
    • G07F19/206Software aspects at ATMs
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20Automatic teller machines [ATMs]
    • G07F19/211Software architecture within ATMs or in relation to the ATM network
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0806Details of the card
    • G07F7/0833Card having specific functional components
    • G07F7/084Additional components relating to data transfer and storing, e.g. error detection, self-diagnosis

Landscapes

  • Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Software Systems (AREA)
  • Computer And Data Communications (AREA)

Abstract

The subject of this invention is a system architecture linking intelligent and other electronic card handling devices to central servers on data transfer networks, consisting of at least one electronic card handling device possessing an alterable operating program and a central server. Characteristic of the invention are the features that the electronic card handling device (K1) is connected through a serial interface (S) to a device server (B1) with an independent, internally known IP address and an alterable operating program, which is thus capable of handling special data communications and protocols; that the device server (B1) is connected through a network communications link (H) to a central server (SZ), which also possesses an alterable operating program and which supports IP or TCP/IP protocols; and that a data communications management program is operated between the electronic card handling device (K1) and the device server (B1) through a serial interface (S) and between the device server (B1) and the central server (SZ) through a network communications link (H).

Claims

AMENDED CLAIMS[received by the International Bureau on 21 May 2004 (21.05.2004); original claim 1, amended; remaining claims unchanged ( 1 page )]CLAIMS
1.) A system architecture for enabling communication between intelligent and other electronic card handling devices to a central server on data transfer networks, which consists of at least one electronic card handling device possessing an alterable operating program and a central server- characterised by the electronic card handling device (Kl) is connected through a serial interface (S) to a device server (Bl) with an internally known, independent TP address and an alterable operating program that is thus capable of handling special data commqirications and protocols; the device server (Bl) is connected through a network communications link (H) to a central server identifying electronic and intelligent card, enabling card transactions handling, initiating and guiding banking financial movements (SZ) that also possesses an alterable operating program and that supports IP or TCP/IP protocols; and a data communications management program is operated through a serial interface (S) between the electronic card handling device (Kl) and the device server (Bl) and across a network communications link (H) between the device server (Bl) and the central server (SZ).
PCT/HU2003/000086 2002-10-28 2003-10-28 System architecture enabling communication between intelligent and other electronic card handling devices and central servers on data transfer networks WO2004038666A1 (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
EP03809381A EP1570444A1 (en) 2002-10-28 2003-10-28 System architecture enabling communication between intelligent and other electronic card handling devices and central servers on data transfer networks
AU2003276491A AU2003276491A1 (en) 2002-10-28 2003-10-28 System architecture enabling communication between intelligent and other electronic card handling devices and central servers on data transfer networks

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
HU0203634A HU224671B1 (en) 2002-10-28 2002-10-28 Systems technology arrangement for connecting devices serving electronic and intelligent cards to the central server computer by data tramsmission network
HUP0203634 2002-10-28

Publications (2)

Publication Number Publication Date
WO2004038666A1 WO2004038666A1 (en) 2004-05-06
WO2004038666B1 true WO2004038666B1 (en) 2004-07-15

Family

ID=89980878

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/HU2003/000086 WO2004038666A1 (en) 2002-10-28 2003-10-28 System architecture enabling communication between intelligent and other electronic card handling devices and central servers on data transfer networks

Country Status (4)

Country Link
EP (1) EP1570444A1 (en)
AU (1) AU2003276491A1 (en)
HU (1) HU224671B1 (en)
WO (1) WO2004038666A1 (en)

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7124171B1 (en) * 2002-05-23 2006-10-17 Emc Corporation In a networked computing cluster storage system and plurality of servers sharing files, in the event of server unavailability, transferring a floating IP network address from first server to second server to access area of data
EP2620902A1 (en) * 2011-09-30 2013-07-31 Netlock Kft. Central security device, system and method for smart cards

Family Cites Families (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6539361B1 (en) 1996-11-27 2003-03-25 Die{grave over (b)}old, Incorporated Automated banking machine system using plural communication formats
US7542944B1 (en) * 1999-02-17 2009-06-02 Diebold, Incorporated Method and system for connecting services to an automated transaction machine
EP0953947A3 (en) 1998-04-29 2003-05-21 Ncr International Inc. Self service terminal
EP0953946A3 (en) 1998-04-29 2004-05-06 Ncr International Inc. Transaction networks
EP1030276A3 (en) 1998-05-27 2004-06-30 Diebold, Incorporated Using server ATM to present device status messages and accessing/operating devices for service activity with browser interface
US6414958B1 (en) * 1998-11-30 2002-07-02 Electronic Data Systems Corporation Four-port secure ethernet VLAN switch supporting SNMP and RMON
US7133939B1 (en) * 2000-11-20 2006-11-07 Symbol Technologies, Inc. Distributed-service architecture at the point of sale or service

Also Published As

Publication number Publication date
HU224671B1 (en) 2005-12-28
HU0203634D0 (en) 2003-01-28
EP1570444A1 (en) 2005-09-07
WO2004038666A1 (en) 2004-05-06
HUP0203634A2 (en) 2004-05-28
AU2003276491A1 (en) 2004-05-13

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