WO2003036527A3 - Verfahren zum genehmigen von zahlungen in einem kommunikationsnetz - Google Patents

Verfahren zum genehmigen von zahlungen in einem kommunikationsnetz Download PDF

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Publication number
WO2003036527A3
WO2003036527A3 PCT/DE2002/003853 DE0203853W WO03036527A3 WO 2003036527 A3 WO2003036527 A3 WO 2003036527A3 DE 0203853 W DE0203853 W DE 0203853W WO 03036527 A3 WO03036527 A3 WO 03036527A3
Authority
WO
WIPO (PCT)
Prior art keywords
authorization
payment
service provider
payments
communication network
Prior art date
Application number
PCT/DE2002/003853
Other languages
English (en)
French (fr)
Other versions
WO2003036527A2 (de
Inventor
Karsten Luettge
Original Assignee
Siemens Ag
Karsten Luettge
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Siemens Ag, Karsten Luettge filed Critical Siemens Ag
Priority to US10/492,636 priority Critical patent/US20040249751A1/en
Priority to JP2003538946A priority patent/JP2005506636A/ja
Publication of WO2003036527A2 publication Critical patent/WO2003036527A2/de
Publication of WO2003036527A3 publication Critical patent/WO2003036527A3/de

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/04—Billing or invoicing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/16—Payments settled via telecommunication systems

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Information Transfer Between Computers (AREA)

Abstract

Die Erfindung betrifft ein Verfahren zum Genehmigen von Zah-lungen in einem Kommunikationsnetz, bei dem nach Abforderung eines zu bezahlenden Dienstes durch ein Kommunikationsendge-rät eines Dienstnutzers von dem Kommunikationsendgerät zur Genehmigung einer den Dienst betreffenden Zahlung eine Geneh-migungsnachricht zu einem Zahlungsdienstleister übertragen wird, daraufhin von dem Zahlungsdienstleister eine individu-elle Genehmigungskennung in einem Speicher abgelegt wird, die Genehmigungskennung zu der Diensterbringereinrichtung übertragen wird, daraufhin von der Diensterbringereinrichtung eine die Genehmigungskennung enthaltende Zahlungsanforde-rungsnachricht an den Zahlungsdienstleister gesendet wird, und von dem Zahlungsdienstleister die Zahlung als genehmigt erkannt wird, wenn die Genehmigungskennung der Zahlungsanfor-derungsnachricht in dem Speicher vorliegt.
PCT/DE2002/003853 2001-10-15 2002-10-08 Verfahren zum genehmigen von zahlungen in einem kommunikationsnetz WO2003036527A2 (de)

Priority Applications (2)

Application Number Priority Date Filing Date Title
US10/492,636 US20040249751A1 (en) 2001-10-15 2002-10-08 Method for the authorization of payments in a communication network
JP2003538946A JP2005506636A (ja) 2001-10-15 2002-10-08 通信網における支払い承認方法

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
DE10151213.9 2001-10-15
DE10151213A DE10151213B4 (de) 2001-10-15 2001-10-15 Verfahren zum Genehmigen von Zahlungen in einem Kommunikationsnetz

Publications (2)

Publication Number Publication Date
WO2003036527A2 WO2003036527A2 (de) 2003-05-01
WO2003036527A3 true WO2003036527A3 (de) 2003-08-28

Family

ID=7702771

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/DE2002/003853 WO2003036527A2 (de) 2001-10-15 2002-10-08 Verfahren zum genehmigen von zahlungen in einem kommunikationsnetz

Country Status (4)

Country Link
US (1) US20040249751A1 (de)
JP (1) JP2005506636A (de)
DE (1) DE10151213B4 (de)
WO (1) WO2003036527A2 (de)

Families Citing this family (10)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
DE10310527B4 (de) * 2003-03-11 2008-11-20 Christian Hogl Verfahren zum Initiieren und/oder Durchführen einer Zahlungstransaktion
US8489067B2 (en) 2006-07-06 2013-07-16 Qualcomm Incorporated Methods and systems for distribution of a mobile wallet for a mobile device
US8160959B2 (en) * 2006-07-06 2012-04-17 Firethorn Mobile, Inc. Methods and systems for payment transactions in a mobile environment
US8121945B2 (en) * 2006-07-06 2012-02-21 Firethorn Mobile, Inc. Methods and systems for payment method selection by a payee in a mobile environment
US9911114B2 (en) 2006-07-06 2018-03-06 Qualcomm Incorporated Methods and systems for making a payment via a stored value card in a mobile environment
US8145568B2 (en) * 2006-07-06 2012-03-27 Firethorn Mobile, Inc. Methods and systems for indicating a payment in a mobile environment
US8467766B2 (en) 2006-07-06 2013-06-18 Qualcomm Incorporated Methods and systems for managing payment sources in a mobile environment
US8510220B2 (en) 2006-07-06 2013-08-13 Qualcomm Incorporated Methods and systems for viewing aggregated payment obligations in a mobile environment
US8719049B2 (en) * 2010-06-30 2014-05-06 Greenphire Llc Automated method of reporting payments made to patients for their participation in a clinical study in a blinded manner to the sponsor of the clinical study
US8452837B2 (en) * 2010-11-03 2013-05-28 Google Inc. Data delivery

Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6029150A (en) * 1996-10-04 2000-02-22 Certco, Llc Payment and transactions in electronic commerce system
WO2001045008A1 (en) * 1999-12-16 2001-06-21 Debit.Net, Inc. Secure networked transaction system
EP1128301A2 (de) * 1994-10-24 2001-08-29 Open Market, Inc. Verkaufssystem für ein Netzwerk

Family Cites Families (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CZ20004781A3 (cs) * 1998-06-19 2001-08-15 Protx Limited Ověřený platební systém
US6327578B1 (en) * 1998-12-29 2001-12-04 International Business Machines Corporation Four-party credit/debit payment protocol
JP3387061B2 (ja) * 1999-03-24 2003-03-17 サムソン・エレクトロニクス・カンパニー・リミテッド 特性が半径方向に変わる物質とその製造装置及び調製方法
AU2001236812A1 (en) * 2000-02-09 2001-08-20 Internetcash.Com Method and system for making anonymous electronic payments on the world wide web

Patent Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP1128301A2 (de) * 1994-10-24 2001-08-29 Open Market, Inc. Verkaufssystem für ein Netzwerk
US6029150A (en) * 1996-10-04 2000-02-22 Certco, Llc Payment and transactions in electronic commerce system
WO2001045008A1 (en) * 1999-12-16 2001-06-21 Debit.Net, Inc. Secure networked transaction system

Also Published As

Publication number Publication date
WO2003036527A2 (de) 2003-05-01
US20040249751A1 (en) 2004-12-09
DE10151213A1 (de) 2003-04-24
JP2005506636A (ja) 2005-03-03
DE10151213B4 (de) 2006-03-16

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