TWM598464U

TWM598464U - Electronic foreign exchange batch trading system

Info

Publication number: TWM598464U
Application number: TW109204651U
Authority: TW
Inventors: 徐家堃
Original assignee: 臺灣土地銀行股份有限公司
Priority date: 2020-04-20
Filing date: 2020-04-20
Publication date: 2020-07-11

Abstract

一種外匯電子化整批交易系統，提供外部的一付款人帳務系統傳輸及接收交易資料，該外匯電子化整批系統包括一伺服主機包括一接收模組及一交易模組。接收模組從該付款人帳務系統接收多個交易資料。交易模組將該交易資料整合成一交易資料封包。銀行帳務主機通訊連接至該伺服主機，接收該交易資料封包，並根據其中的該交易資料執行交易，之後產生一交易憑證資料。其中，該伺服主機還包括一銷帳模組，適於接收該交易憑證資料，產生一銷帳資訊並傳送至該付款人帳務系統。 A foreign exchange electronic batch transaction system provides an external payer accounting system to transmit and receive transaction data. The foreign exchange electronic batch system includes a server host including a receiving module and a transaction module. The receiving module receives multiple transaction data from the payer's accounting system. The transaction module integrates the transaction data into a transaction data package. The bank account host is communicatively connected to the server host, receives the transaction data packet, executes the transaction according to the transaction data therein, and then generates a transaction certificate data. Wherein, the server host further includes an account cancellation module, which is adapted to receive the transaction certificate data, generate an account cancellation information, and send it to the payer's accounting system.

Description

外匯電子化整批交易系統 Foreign exchange electronic batch trading system

一種交易系統，特別是一種外匯電子化整批交易系統。 A trading system, especially a foreign exchange electronic batch trading system.

現代社會資訊技術發達，國際貿易已是許多企業經營的常態，並且某些大型企業會引入ERP系統(Enterprise Resource Planning；企業資源規劃)來管理每一筆生意，特別是國際貿易涉及到有關外匯的業務，更需要ERP系統管理。 In modern society, with advanced information technology, international trade has become the norm for many enterprises, and some large enterprises will introduce ERP (Enterprise Resource Planning) to manage every business, especially international trade involving foreign exchange business. , More need ERP system management.

然而，傳統上ERP系統和銀行系統是脫鉤的，當企業需要進行外匯交易時，是透過網路銀行逐筆進行交易，並且完成交易後仍需透過人工的方式在企業自身的ERP系統上逐筆銷帳，相當於同樣的交易內容卻需要紀錄兩次。進一步的，受款人也無法第一時間得知外匯是否入帳。 However, traditionally the ERP system and the banking system are decoupled. When companies need to conduct foreign exchange transactions, they use online banking to conduct transactions one by one, and after completing the transaction, they still need to manually use the company's own ERP system. Writing off accounts is equivalent to recording the same transaction content twice. Furthermore, the beneficiary cannot immediately know whether the foreign exchange is credited.

因此，如何解決上述問題，便是本領域具通常知識者值得思量的。 Therefore, how to solve the above problems is worth considering for those with ordinary knowledge in this field.

本創作提供一種外匯電子化整批交易系統，整合客戶自身的ERP系統，辦理外匯時可同步讓ERP系統進行銷帳，不再需要額外登載。 This creation provides a foreign exchange electronic batch trading system that integrates the customer's own ERP system. When handling foreign exchange, the ERP system can be synchronized to cancel the account without additional posting.

本創作提供一種外匯電子化整批交易系統，提供外部的一付款人帳務系統傳輸及接收交易資料，該外匯電子化整批系統包括一伺服主機包括一接收模組及一交易模組。接收模組從該付款人帳務系統接收多個交易資料。交易模組將該交易資料整合成一交易資料封包。銀行帳務主機通訊連接至該伺服主機，接收該交易資料封包，並根據其中的該交易資料執行交易，之後產生一交易憑證資料。其中，該伺服主機還包括一銷帳模組，適於接收該交易憑證資料，產生一銷帳資訊並傳送至該付款人帳務系統。 This creation provides a foreign exchange electronic batch transaction system, which provides an external payer accounting system to transmit and receive transaction data. The foreign exchange electronic batch system includes a server host including a receiving module and a transaction module. The receiving module receives multiple transaction data from the payer's accounting system. The transaction module integrates the transaction data into a transaction data package. The bank account host communication is connected to the server host, and then Receive the transaction data packet, execute the transaction according to the transaction data in it, and then generate a transaction voucher data. Wherein, the server host further includes an account cancellation module, which is adapted to receive the transaction certificate data, generate an account cancellation information, and send it to the payer's accounting system.

上述之外匯電子化整批交易系統，其中，還包括至少一收款人裝置，是通訊連接至該伺服主機並接收該交易憑證資料。 The above-mentioned electronic batch transaction system for foreign exchange further includes at least one beneficiary device which is communicatively connected to the server host and receives the transaction certificate data.

上述之外匯電子化整批交易系統，其中，該收款人裝置，是傳送一查詢訊息至該伺服主機，該伺服主機接收該查詢訊息後傳送該交易憑證資料至該收款人裝置。 In the aforementioned foreign exchange electronic batch transaction system, the payee device sends an inquiry message to the server host, and the server host receives the inquiry message and sends the transaction certificate data to the payee device.

上述之外匯電子化整批交易系統，其中，該交易資料中包括一受款人資料，該伺服主機還包括一通知模組，收到該交易憑證資料後，該通知模組根據該受款人資料發送一通知訊息至該收款人裝置。 In the above-mentioned foreign exchange electronic batch transaction system, the transaction data includes a beneficiary data, and the server host also includes a notification module. After receiving the transaction voucher data, the notification module is based on the beneficiary The data sends a notification message to the payee device.

上述之外匯電子化整批交易系統，其中，該伺服主機還包括一編輯模組，適於從該付款人帳務系統接收一編輯指令，該通知模組根據該編輯指令產生該通知訊息。 In the aforementioned foreign exchange electronic batch transaction system, the server host further includes an editing module adapted to receive an editing command from the payer accounting system, and the notification module generates the notification message according to the editing command.

10:付款人帳務系統 10: Payer's accounting system

100:外匯電子化整批交易系統 100: Foreign exchange electronic batch trading system

110:伺服主機 110: Servo host

111:接收模組 111: receiving module

112:交易模組 112: Trading Module

113:銷帳模組 113: account write-off module

114:通知模組 114: Notification Module

115:編輯模組 115: Edit Module

120:銀行帳務主機 120: Bank account host

130:收款人裝置 130: Payee device

圖1所繪示為本創作之外匯電子化整批交易系統架構圖。 Figure 1 shows the architecture diagram of the foreign exchange electronic batch trading system created by this author.

本創作提供一種外匯電子化整批交易系統，是連接至付款人帳務系統(即企業自身的ERP系統)，讓使用者能夠在自身的ERP系統上直接辦理外匯交易與銷帳。 This creation provides a foreign exchange electronic batch transaction system, which is connected to the payer's accounting system (ie the enterprise's own ERP system), allowing users to directly handle foreign exchange transactions and write-offs on their own ERP system.

請參閱圖1，圖1所繪示為本創作之外匯電子化整批交易系統架構圖。外匯電子化整批交易系統100是連接至外部的付款人帳務系統10，其中付款人帳務系統10即是企業付款人自身所使用的ERP系統。而使用者(付款人)可透付款人帳務系統10輸入多個交易資料，這些交易資料中包括了交易金額、幣別、收款人資料與交易時間等資訊。 Please refer to Figure 1. Figure 1 shows the architecture diagram of the foreign exchange electronic batch trading system created by this creation. The foreign exchange electronic batch transaction system 100 is connected to an external payer accounting system 10, where the payer accounting system 10 is the ERP system used by the enterprise payer itself. The user (payer) can enter multiple transaction data through the payer accounting system 10, and the transaction data includes information such as transaction amount, currency, payee information, and transaction time.

本創作之外匯電子化整批交易系統100包括一伺服主機110、一銀行帳務主機120與多個收款人裝置130。其中伺服主機110為外匯電子化整批交易系統100的主要運算裝置，可為單一伺服器，也可為多個伺服器聯合運算。伺服主機110包括了一接收模組111、一交易模組112、一銷帳模組113、一編輯模組114與一通知模組115。接收模組111適於接收來自付款人帳務系統10的多筆交易資料，並暫存這些交易資料。 The foreign exchange electronic batch transaction system 100 of the present invention includes a server host 110, a bank account host 120 and multiple payee devices 130. The server host 110 is the main computing device of the foreign exchange electronic batch trading system 100, which can be a single server or multiple servers for joint computing. The server host 110 includes a receiving module 111, a transaction module 112, an account cancellation module 113, an editing module 114, and a notification module 115. The receiving module 111 is adapted to receive multiple transaction data from the payer's accounting system 10 and temporarily store these transaction data.

而交易模組112則適於將接收模組111所接收的交易資料整合成一交易資料封包。也就是說，當付款人輸入了多筆交易資料需要一次進行多筆交易，這些交易資料能夠整合成一個資料封包。而交易模組112則會將交易資料封包傳送至銀行帳務主機120。 The transaction module 112 is adapted to integrate the transaction data received by the receiving module 111 into a transaction data package. In other words, when the payer enters multiple transaction data and needs to perform multiple transactions at once, these transaction data can be integrated into a data package. The transaction module 112 transmits the transaction data packet to the bank account host 120.

銷帳模組113適於從銀行帳務主機120接收一交易憑證資料，交易憑證資料表示對應的交易已完成，此時銷帳模組113會產生一銷帳資訊，並且將銷帳資訊傳送至付款人帳務系統10，而付款人帳務系統10接收銷帳資訊後即可進行銷帳，也就是將這筆支出的外匯存入ERP系統中。 The account cancellation module 113 is adapted to receive a transaction voucher data from the bank account host 120. The transaction voucher data indicates that the corresponding transaction has been completed. At this time, the account cancellation module 113 generates an account cancellation information and sends the account cancellation information to The payer's accounting system 10, and the payer's accounting system 10 can perform account cancellation after receiving the cancellation information, that is, deposit the foreign exchange of this expenditure into the ERP system.

通知模組114適於傳送一通知訊息至收款人裝置130。特別是當銷帳模組113收到交易憑證資料後，通知模組114根據交易資料中的收款人資料傳送通知訊息至對應的收款人裝置130中，例如是透過電子郵件、推播或傳真的方式傳送通知訊息。透過通知訊息通知收款人交易已完成。 The notification module 114 is adapted to send a notification message to the payee device 130. Especially when the cancellation module 113 receives the transaction voucher data, the notification module 114 sends a notification message to the corresponding payee device 130 according to the payee data in the transaction data, for example, via email, push or Send notification messages by fax. Notify the payee that the transaction has been completed through a notification message.

編輯模組115適於從客戶帳務系統10接收一編輯指令，而通知模組114會根據通知編輯指令產生通知訊息。換言之，付款人可透過付款人帳務系統10編輯通知訊息的內容，包括通知訊息的樣板格式，例如可在通知訊息中***付款人所屬企業的商標圖案，象徵通知訊息為付款人所發出。 The editing module 115 is adapted to receive an editing command from the customer accounting system 10, and the notification module 114 generates a notification message according to the notification editing command. In other words, the payer can edit the content of the notification message through the payer’s accounting system 10, including the template format of the notification message. For example, the payer’s company logo can be inserted into the notification message to symbolize that the notification message is sent by the payer.

銀行帳務主機120是通訊連接至伺服主機110。銀行帳務主機120是銀行單位實際執行交易的裝置。銀行帳務主機120從交易模組112接收到交易資料封包後，便會根據交易資料封包中的交易資料執行交易，例如將外匯款項匯入指定的帳戶中。完成交易後，銀行帳務主機120會產生交易憑證資料，並將交易憑證資料回傳至伺服主機110中。 The bank account host 120 is communicatively connected to the server host 110. The bank account host 120 is a device for the bank to actually execute transactions. After the bank account host 120 receives the transaction data package from the transaction module 112, it executes the transaction based on the transaction data in the transaction data package, for example, remits foreign exchange funds to a designated account. After the transaction is completed, the bank account host 120 will generate transaction certificate data and send the transaction certificate data back to the server host 110.

收款人裝置130是通訊連接至伺服主機110，收款人裝置130則為收款人所使用的裝置，例如為智慧型手機或個人電腦。在本實施例中，收款人裝置130適於接收通知訊息，因此收款人便可透過收款人裝置130接收通知訊息，並可得知款項已匯入帳戶。 The payee device 130 is communicatively connected to the server host 110, and the payee device 130 is a device used by the payee, such as a smart phone or a personal computer. In this embodiment, the payee device 130 is adapted to receive the notification message, so the payee can receive the notification message through the payee device 130 and know that the money has been transferred to the account.

在一實施例中，收款人裝置130還適於傳送一查詢訊息至伺服主機110。而伺服主機110在收到查詢訊息後，便會將對應的交易憑證資料傳送至收款人裝置130。也就是說，收款人還能夠利用收款人裝置130登入至外匯電子化整批交易系統100中查詢款項的狀態。 In an embodiment, the payee device 130 is further adapted to send a query message to the server host 110. After receiving the inquiry message, the server host 110 transmits the corresponding transaction certificate data to the payee device 130. In other words, the payee can also use the payee device 130 to log in to the foreign exchange electronic batch transaction system 100 to check the status of the payment.

外匯電子化整批交易系統100個別的元件說明如上，以下說明具體操作方式。首先收付款人可透過自身企業的ERP系統(即付款人帳戶系統)輸入交易資料，即是要進行付款的相關資料，這些交易資料會由伺服主機110的接收模組111接收。接下來，付款人所輸入的交易資料可批次由交易模組112轉換成交易資料封包，並且交易模組112將交易資料封包傳送至銀行帳務主機120，讓銀行帳務主機120執行交易而產生交易憑證資料。 The individual components of the foreign exchange electronic bulk trading system 100 are described above, and the specific operation methods are described below. First, the payee and the payee can input transaction data through the ERP system of their own enterprise (namely, the payer account system), that is, the relevant data to be paid. These transaction data will be received by the receiving module 111 of the server host 110. Next, the transaction data entered by the payer can be converted into transaction data packets by the transaction module 112 in batches, and the transaction module 112 transmits the transaction data packets to the bank account host 120 so that the bank account host 120 executes the transaction. Generate transaction certificate data.

接著，交易憑證資料會還傳至伺服主機110，伺服主機110的銷帳模組113接收交易憑證資料後，則產生對應的銷帳資料，並將銷帳資料傳送至付款人帳務系統10中。而付款人帳務系統10接收到銷帳資料後，便可直接帶入帳務完成銷帳，付款人便不需自行在付款人帳務系統10輸入銷帳的資料。 Then, the transaction voucher data will be transmitted to the server host 110. After receiving the transaction voucher data, the account cancellation module 113 of the server host 110 generates corresponding account cancellation data, and sends the account cancellation data to the payer's accounting system 10 . After the payer's accounting system 10 receives the account cancellation information, it can directly bring the account into account to complete the account cancellation, and the payer does not need to enter the account cancellation information in the payer's account system 10 by itself.

另一方面，伺服主機110會透過通知模組114傳送一通知訊息至對應的收款人裝置130，通知收款人130交易已完成。而收款人也能透過收款人裝置130登入外匯電子化整批交易系統100查詢交易狀態與交易紀錄。 On the other hand, the server host 110 sends a notification message to the corresponding payee device 130 through the notification module 114 to notify the payee 130 that the transaction has been completed. The beneficiary can also log in the foreign exchange electronic batch transaction system 100 through the beneficiary device 130 to query the transaction status and transaction records.

本創作之外匯電子化整批交易系統100連接了付款人的付款人帳務系統10，讓付款人可在自身的ERP系統上直接操作外匯交易同步銷帳，不需要在各別操作網路銀行與ERP系統。並且外匯電子化整批交易系統100提供批次交易的功能，付款人可一次執行多筆交易，並且在ERP系統上同步銷帳，可省去逐筆登載的人力與時間。對銀行而言，也能夠吸引使用者辦理外匯業務。 The foreign exchange electronic batch transaction system 100 of this creation is connected to the payer’s payer accounting system 10, allowing the payer to directly operate foreign exchange transactions on their own ERP system and simultaneously write off accounts, without the need to operate separate online banking With ERP system. In addition, the foreign exchange electronic batch transaction system 100 provides a batch transaction function. The payer can execute multiple transactions at a time and write off accounts synchronously on the ERP system, which can save the manpower and time of posting each transaction. For banks, it can also attract users to handle foreign exchange business.

本創作以實施例說明如上，然其並非用以限定本創作所主張之專利權利範圍。其專利保護範圍當視後附之申請專利範圍及其等同領域而定。凡本領域具有通常知識者，在不脫離本專利精神或範圍內，所作之更動或潤飾，均屬於本創作所揭示精神下所完成之等效改變或設計，且應包含在下述之申請專利範圍內。 This creation is illustrated above with examples, but they are not used to limit the scope of patent rights claimed by this creation. The scope of its patent protection shall be determined by the attached scope of patent application and its equivalent fields. Any person with general knowledge in the field, without departing from the spirit or scope of this patent, makes changes or modifications that belong to this The equivalent change or design completed under the spirit of the creation should be included in the scope of the following patent application.

10:付款人帳務系統 10: Payer's accounting system

110:伺服主機 110: Servo host

111:接收模組 111: receiving module

112:交易模組 112: Trading Module

113:銷帳模組 113: account write-off module

114:通知模組 114: Notification Module

115:編輯模組 115: Edit Module

120:銀行帳務主機 120: Bank account host

130:收款人裝置 130: Payee device

Claims

一種外匯電子化整批交易系統，連接至外部的一付款人帳務系統，該外匯電子化整批系統包括：一伺服主機，包括：一接收模組，從該付款人帳務系統接收多個交易資料；及一交易模組，將該交易資料整合成一交易資料封包；及一銀行帳務主機，通訊連接至該伺服主機，接收該交易資料封包，並根據其中的該交易資料執行交易，之後產生一交易憑證資料；其中，該伺服主機還包括一銷帳模組，適於接收該交易憑證資料，產生一銷帳資訊並傳送至該付款人帳務系統。 A foreign exchange electronic batch transaction system, which is connected to an external payer’s accounting system. The foreign exchange electronic batch system includes: a server host, including: a receiving module, which receives multiple data from the payer’s accounting system Transaction data; and a transaction module, which integrates the transaction data into a transaction data package; and a bank account host, which is communicatively connected to the server host, receives the transaction data package, and executes the transaction according to the transaction data therein, and then Generate a transaction voucher data; wherein, the server host further includes a debit module, which is suitable for receiving the transaction credential data, generates a debit information, and sends it to the payer's accounting system.

如申請專利範圍第1項所述之外匯電子化整批交易系統，其中，還包括至少一收款人裝置，是通訊連接至該伺服主機並接收該交易憑證資料。 For example, the electronic batch transaction system for foreign exchange as described in item 1 of the scope of patent application, which also includes at least one payee device, which is communicatively connected to the server host and receives the transaction certificate data.

如申請專利範圍第2項所述之外匯電子化整批交易系統，其中，該收款人裝置，是傳送一查詢訊息至該伺服主機，該伺服主機接收該查詢訊息後傳送該交易憑證資料至該收款人裝置。 For example, in the foreign exchange electronic batch transaction system described in item 2 of the scope of patent application, the payee device sends an inquiry message to the server host, and the server host sends the transaction certificate data to the server after receiving the inquiry message The payee device.

如申請專利範圍第2項所述之外匯電子化整批交易系統，其中，該交易資料中包括一受款人資料，該伺服主機還包括一通知模組，收到該交易憑證資料後，該通知模組根據該受款人資料發送一通知訊息至該收款人裝置。 For example, in the foreign exchange electronic bulk trading system described in item 2 of the scope of patent application, the transaction data includes a beneficiary data, and the server host also includes a notification module. After receiving the transaction certificate data, the The notification module sends a notification message to the payee device based on the payee data.

如申請專利範圍第4項所述之外匯電子化整批交易系統，其中，該伺服主機還包括一編輯模組，適於從該付款人帳務系統接收一編輯指令，該通知模組根據該編輯指令產生該通知訊息。 For example, in the foreign exchange electronic bulk trading system described in item 4 of the scope of patent application, the server host further includes an editing module adapted to receive an editing command from the payer’s accounting system, and the notification module is based on the The edit command generates the notification message.