TWM537684U - System of combining merchandise transaction and charitable donation - Google Patents
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本創作係關於一種商品交易之系統，其特徵在於將商品買賣與慈善捐贈進行整合的系統。 This creation is about a system of commodity transactions that is characterized by a system that integrates the sale of goods with charitable donations.
房仲交易、保險交易及汽車交易買賣已行之有年，而不論是公司或業務員都可透過商品交易獲得一筆可觀的利潤或佣金，因此公司或個人或多或少會將所得捐贈給慈善機構，以幫助其他需要幫助的人。然而並未出現一個良好的營運模式將購買與慈善捐贈做有效結合運用。 Housing transactions, insurance transactions and auto trading have been in business for a long time, and both companies and salesmen can obtain a substantial profit or commission through commodity trading, so companies or individuals will donate more or less to charity. Institutions to help others who need help. However, there is no good operating model to effectively combine purchases with charitable donations.
Amazon在2013年推出了另一個獨立的網路購物平台Amazon Smile，將網路購物交易與慈善捐贈結合，其作法是將客戶在網站購物金額的0.5%，捐贈給客戶指定的慈善機構，而捐贈名義人則為Amazon Smile。但是這個作法有一個固定捐贈金額為交易額0.5%的缺陷，導致交易結合捐贈的運作效率未能充分發揮。 In 2013, Amazon launched another independent online shopping platform, Amazon Smile, which combines online shopping transactions with charitable donations by donating 0.5% of the amount of shopping on the website to a designated charity. The nominal person is Amazon Smile. However, this practice has a defect that the fixed donation amount is 0.5% of the transaction amount, which results in the inefficient operation of the transaction combined with the donation.
因為捐贈金額是依據交易所獲得的利益而來，所以捐贈金額的高低應該與交易內容充分連結，才能發揮更大的經濟效益。其連結的層面包括了3個主要面向： (1)商品面：不同商品的交易獲利不盡相同，因此捐贈金額也應隨交易獲利的高低來決定，所以不同商品交易所對應的捐贈金額應該不同，兩者的相關程度越高，運作效率越高；(2)商家面：不同商家因為成本結構不同，或是因為營業規模不同，亦或是因為對捐贈行為的認同度不同等原因造成捐贈金額的不同，所以不同商家面願意提供交易獲利來捐贈的金額也會有所不同；及(3)交易金額面：成交金額越大，商家因交易獲得的利益越高，所以可捐贈金額佔交易總額的百分比應可隨之提高。 Because the donation amount is based on the benefits obtained by the exchange, the amount of the donation should be fully linked to the transaction content in order to exert greater economic benefits. The level of its links includes three main areas: (1) Commodity: The profit of different commodities is not the same. Therefore, the donation amount should also be determined according to the profit of the transaction. Therefore, the amount of donation corresponding to different commodity exchanges should be different. The higher the correlation between the two, The higher the operational efficiency; (2) Business side: Different merchants are willing to provide different amounts of donations due to different cost structures, or because of different business scales or because of different approvals for donations. The amount of the proceeds from the transaction will be different; and (3) the transaction amount: the greater the transaction amount, the higher the profit the merchant receives from the transaction, so the percentage of the donation amount to the total transaction amount should be increased.
因此商家若能針對交易的內容，而彈性調整慈善捐贈金額，不但能誘發消費者的購買意願，亦能提高商家之商品的販賣績效，使買家、賣家及慈善機構三方獲益，將是一個嶄新的商業營運模式。 Therefore, if the merchant can flexibly adjust the amount of charitable donations according to the content of the transaction, it will not only induce consumers' willingness to purchase, but also improve the sales performance of the merchant's goods, so that the buyers, sellers and charities will benefit, it will be a A new business operation model.
故本創作人有鑑於此，乃思及創作的意念，遂以多年的經驗加以設計，經多方探討及多次修正改良，乃推出本創作以解決上述問題。 Therefore, in view of this, the creator of this creator has created the idea of creation and has been designed with many years of experience. After many discussions and revisions and improvements, it is the creation of this creation to solve the above problems.
本文中的用語「一」或「一種」係用以敘述本發明之元件及成分。此術語僅為了敘述方便及給予本發明之基本觀念。此敘述應被理解為包括一種或至少一種，且除非明顯地另有所指，表示單數時亦包括複數。於申請專利範圍中和”包含”一詞一起使用時，該用語「一」可意謂一個或超過一個。 The articles "a" or "an" are used herein to describe the elements and compositions of the invention. This terminology is only for convenience of description and the basic idea of the invention. This description is to be construed as inclusive of the singular When used in conjunction with the word "comprising", the term "a" may mean one or more than one.
本文中的用語「或」其意同「及/或」。 The term "or" in this document means "and/or".
本創作提供一種結合商品買賣及慈善捐贈之系統，其包含：一客戶端平台，其包含一使用者介面元件，其中該使用者介面元件包含一商品服務模組及一需求單位模組，其中該商品服務模組提供一商品服務的選項列表，其中該商品服務的選項列表包含至少一種商品服務的資訊，其中該至少一種商品服務的資訊包含一商品服務之內容及一業務人員名單，其中該商品服務包含房屋買賣服務、汽車買賣服務及金融保險服務，其中該業務人員名單用以顯示一業務人員的資料及其對該商品服務之交易成功後要捐贈的一獎金之資訊，讓一客戶選定該業務人員進行聯絡，而該需求單位模組提供一需求單位的選項列表，其包含至少一個需求單位的資訊，用以讓該客戶指定該獎金捐贈至一需求單位；一業務人員端平台，其與該客戶端平台連接，其包含一業務操作介面元件，其中該業務操作介面元件包含一客戶聯絡模組及一獎金捐贈模組，其中該客戶聯絡模組用以與該客戶聯絡，其中該獎金捐贈模組具有匯款功能，用以將獎金進行匯款；以及一第三方支付平台，其與該客戶端平台及該業務人員端平台連接，用以接收該業務人員透過該業務人員端平台中的該獎金捐贈模組所匯款的獎金，並確認當該商品服務之交易完成後，就依據該客戶端平台中的該需求單位模組所指定的該需求單位，將該獎金捐贈該需求單位。 The present invention provides a system for combining commodity sales and charitable donation, comprising: a client platform, comprising a user interface component, wherein the user interface component comprises a commodity service module and a demand unit module, wherein the The merchandise service module provides a list of options for the merchandise service, wherein the option list of the merchandise service includes information of at least one merchandise service, wherein the information of the at least one merchandise service includes a content of the merchandise service and a list of business personnel, wherein the merchandise The service includes a home trading service, a car trading service and a financial insurance service, wherein the business personnel list is used to display information of a business person and a bonus to be donated after successful transaction of the goods, so that a customer selects the The business personnel contact, and the demand unit module provides a list of options for the demand unit, which includes information of at least one demand unit, so that the customer can designate the bonus to be donated to a demand unit; a business personnel platform, and The client platform connection, which includes a business operation interface element The service operation interface component includes a customer contact module and a bonus donation module, wherein the customer contact module is configured to contact the customer, wherein the bonus donation module has a remittance function for remittance of the bonus; And a third-party payment platform, which is connected to the client platform and the business personnel platform, and receives a bonus sent by the business personnel through the bonus donation module in the business personnel platform, and confirms that the product is After the transaction of the service is completed, the bonus is donated to the demand unit according to the demand unit specified by the demand unit module in the client platform.
本創作的結合商品買賣及慈善捐贈之系統主要應用於房屋買賣服務、汽車買賣服務及金融保險服務，這三類服務的特色在於商品的交易金額相對較高；且業務人員可從中獲取佣金或獎金，因此會積極販售商品而求取績效，而透過本創作之系統結合慈善捐贈將有助於績效的提升。 The system of combining the sale of goods and charitable donations of this creation is mainly used in housing trading services, automobile trading services and financial insurance services. The three types of services are characterized by relatively high transaction amount of goods; and business personnel can obtain commissions or bonuses from them. Therefore, it will actively sell goods for performance, and the combination of charitable donations through this creative system will contribute to performance improvement.
於一具體實施例中，該客戶端平台、該業務人員端平台及該第三方支付平台以有線或無限的方式進行連接。 In a specific embodiment, the client platform, the business personnel platform, and the third party payment platform are connected in a wired or infinite manner.
於另一具體實施例中，該使用者介面元件進一步包含一帳號登入元件，用以記錄該客戶的帳號及密碼，以讓該客戶登入進個人的該使用者介面元件。因此客戶可於本創作之該結合商品買賣及慈善捐贈之系統上進行帳號註冊，之後便可透過該帳號登入元件登入進該客戶端平台下之個人帳號。於一具體實施例中，該使用者介面元件進一步包含一客戶管理元件，用以儲存一個人資料及一交易記錄。客戶可於該客戶管理元件進行個人資料的填寫。 In another embodiment, the user interface component further includes an account login component for recording the client's account number and password to allow the client to log into the user interface component of the individual. Therefore, the customer can register the account on the system of the product purchase and charitable donation of the creation, and then log in to the personal account under the client platform through the account login component. In one embodiment, the user interface component further includes a client management component for storing a person profile and a transaction record. The customer can fill in the personal data in the customer management component.
於一具體實施例中，該商品服務為一金融保險服務。於一較佳具體實施例中，該商品服務為一保險商品。於一更佳具體實施例中，該商品服務為一保單。 In one embodiment, the merchandise service is a financial insurance service. In a preferred embodiment, the merchandise service is an insurance product. In a more preferred embodiment, the merchandise service is a policy.
於另一具體實施例中，該商品服務之內容包含一商品服務的名稱、一商品服務的說明及一商品服務的價格。以保險商品為例，會顯示該商品服務為人壽保險，進一步揭露保險的額度、保險範圍以及保費等資訊。 In another embodiment, the content of the merchandise service includes a name of the merchandise service, a description of the merchandise service, and a price of the merchandise service. Taking insurance products as an example, it will show that the goods service is life insurance, and further disclose information such as the amount of insurance, insurance coverage and premiums.
於一具體實施例中，該商品服務之內容與該業務人員名單彼此連結，其中該業務人員名單為負責該商品服務之業務人員名單。因此讓客戶於瀏覽某一商品服務時，可以同時看到負責該商品服務之業務人員有哪些，同時顯示該些業務人員對該商品服務之交易成功後要捐贈的獎金金額多寡，作為挑選業務人員的依據。於另一具體實施例中，該業務人員的 資料進一步顯示一業務人員的個人介紹、一業務人員的聯絡方式、一業務人員的評比資料及一業務人員的績效排行榜。因此客戶進一步從該業務人員的其他資訊來對業務人員作評估。 In one embodiment, the content of the merchandise service and the list of business personnel are linked to each other, wherein the business personnel list is a list of business personnel responsible for the merchandise service. Therefore, when the customer browses a certain product service, he can simultaneously see which business personnel are responsible for the goods service, and at the same time, display the amount of bonuses that the business personnel must donate after the transaction of the goods service is successful, as the selection business personnel. Basis. In another embodiment, the business person's The data further shows the personal introduction of a business person, the contact information of a business person, the evaluation information of a business person, and the performance ranking of a business person. Therefore, the customer further evaluates the business personnel from other information of the business personnel.
在該業務人員名單中的業務人員，均要於該第三方支付平台下之帳戶寄存或信託一定的保證金，該業務人員方能在該業務人員名單中出現；而該保證金至少需高於該商品服務之交易成功後要捐贈的獎金金額加系統手續費，以確保在成交後會對該需求單位進行支付。故該業務人員可先透過該獎金捐贈模組進行一定金額匯款於該第三方支付平台中寄存或信託，以確保之後捐贈事宜。 The business personnel in the business personnel list must deposit or trust a certain margin in the account under the third-party payment platform, and the business personnel can appear in the business personnel list; and the margin must be at least higher than the commodity. The amount of the bonus to be donated after the successful transaction of the service plus the system fee will be paid to ensure that the demand unit will be paid after the transaction. Therefore, the business personnel can first deposit or trust a certain amount of money in the third-party payment platform through the bonus donation module to ensure the subsequent donation.
本文中「個人介紹」一詞包含但不限於學歷、相關工作經驗及專業證照。本文中「評比資料」一詞包含但不限於其他客戶的評價。 The term "individual introduction" in this article includes, but is not limited to, academic qualifications, relevant work experience and professional licenses. The term "comparison data" in this article includes but is not limited to the evaluation of other customers.
此處所用「獎金」一詞包含但不限於佣金、抽成或績效獎勵金。該獎金於該業務人員名單的顯示方式可以是實際的捐贈金額表示(例如捐2萬)或是以商品販售金額的百分之幾(%)表示(例如首年度保費的5%)。 The term "bonus" as used herein includes, but is not limited to, commissions, draws or performance bonuses. The bonus can be displayed on the list of business personnel in the form of an actual donation amount (for example, 20,000 donations) or a few percent (%) of the amount of merchandise sold (for example, 5% of the first year premium).
於一具體實施例中，該至少一個需求單位的資訊包含一需求單位的單位名稱、一需求單位的基本介紹及一需求單位的需求。由於客戶可以把業務人員的獎金捐贈給自行指定的需求單位，因此透過該至少一個需求單位的資訊的介紹，可讓客戶知道有哪些需求單位以及其需求是什麼，讓客戶自行決定要幫助的需求單位。 In a specific embodiment, the information of the at least one demand unit includes a unit name of a demand unit, a basic introduction of a demand unit, and a demand unit requirement. Since the customer can donate the bonus of the business person to the self-designated demand unit, the introduction of the information of the at least one demand unit can let the customer know what the demand unit and the demand are, and let the customer decide the demand for help. unit.
本文中「需求單位」一詞包含但不限於一需要幫助的個人、團體或公司。該需求單位包含自然人、法人、公司或機關。因此不論是個人或慈善機構都可透過本創作的結合商品買賣及慈善捐贈之系統尋求捐贈協助。於一較佳具體實施例中，該需求單位為一慈善機構。 The term "demand unit" in this article includes, but is not limited to, an individual, group, or company that needs help. The demand unit includes a natural person, legal person, company or agency. Therefore, both individuals and charities can seek donation assistance through the creation of a system that combines the sale of goods and charitable donations. In a preferred embodiment, the demand unit is a charity.
於一具體實施例中，該業務人員名單進一步包含一通知構件，與該客戶聯絡模組連接，用以通知被選定的業務人員。於一較佳具體實施例中，該通知構件為一通訊軟體。於一更佳具體實施例中，該通知構件為一數位助理軟體，用以約定時間和地點。因此客戶可和被選定的業務人員線上聯絡，進行初步接觸及進一步的洽談。此外，由於該業務人員的資料中亦有業務人員的聯絡方式，故客戶也可透過電話或簡訊與業務人員聯絡。 In a specific embodiment, the business personnel list further includes a notification component coupled to the customer contact module for notifying the selected business personnel. In a preferred embodiment, the notification component is a communication software. In a more preferred embodiment, the notification component is a digital assistant software for agreeing on time and location. Therefore, the customer can communicate with the selected business personnel online for initial contact and further negotiation. In addition, since the business staff also has contact information for business people, customers can also contact business staff by phone or SMS.
於另一具體實施例中，該客戶聯絡模組能夠接收該通知構件的通知。因此若是該客戶是透過本創作的該結合商品買賣及慈善捐贈之系統與業務人員進行線上聯絡，該系統會遮罩該客戶的個人資料，以保有客戶隱私，直到客戶決定要跟選定的業務人員見面洽談時，才透過數位助理軟體安排面談事宜。 In another embodiment, the customer contact module is capable of receiving notification of the notification component. Therefore, if the customer communicates online with the business personnel through the system of the combined product sale and charitable donation, the system will mask the customer's personal information to maintain customer privacy until the customer decides to contact the selected business personnel. During the meeting, the interviews were arranged through digital assistant software.
於一具體實施例中，該第三方支付平台包含但不限以信用狀或信託形式成立。 In a specific embodiment, the third party payment platform includes, but is not limited to, a letter of credit or a trust.
於一具體實施例中，該客戶聯絡模組進一步包含一交易確認元件，用以發送該商品服務交易完成通知給該客戶端平台及該第三方支付平台。該客戶確認要購買或申購該商品服務後，業務人員也確認該商品服 務完成且確認拿到獎金/佣金的情況下，再通知該第三方支付平台去進行捐贈的作業。例如，由於保險商品有10日猶豫期，實際執行捐款的日期將等待猶豫期過後，故待業務人員確定可以拿到獎金/佣金交易所得的情況下，再透過該第三方支付平台之帳戶捐出獎金給客戶指定的需求單位。 In a specific embodiment, the customer contact module further includes a transaction confirmation component for transmitting the commodity service transaction completion notification to the client platform and the third party payment platform. After the customer confirms that he wants to purchase or purchase the goods and services, the business personnel also confirm the goods. In the event that the bonus/commission is received and confirmed, the third-party payment platform is notified to perform the donation. For example, since the insurance product has a hesitation period of 10 days, the actual execution date of the donation will wait for the hesitation period, so if the business personnel determine that the bonus/commission transaction income can be obtained, then the account of the third-party payment platform will be donated. The bonus is given to the customer's specified demand unit.
於另一具體實施例中，該第三方支付平台進一步具有一捐贈通知元件，用以發送該獎金已捐贈該慈善機構完成通知給該客戶端平台及該業務人員端平台。該第三方支付平台將獎金捐給客戶指定的需求單位後，會透過該捐贈通知元件通知客戶和業務人員，捐贈已經完成。此外，該需求單位會將慈善捐款的收據交給業務人員，以利業務人員申報抵減所得稅，亦會發封感謝函給客戶。 In another embodiment, the third party payment platform further has a donation notification component for transmitting the bonus to the charity to complete the notification to the client platform and the business personnel platform. After the third-party payment platform donates the bonus to the customer's designated demand unit, the customer and the business personnel are notified through the donation notification component, and the donation has been completed. In addition, the demand unit will hand over the receipt of the charitable donation to the business personnel, in order to facilitate the business personnel to declare the deduction of income tax, and will also send a thank-you letter to the customer.
此外，該客戶可從該客戶管理元件中該交易記錄看到過往的商品服務的交易資訊，例如曾經購買哪些商品服務和其內容，以及曾經捐贈的需求單位。而若是購買保單的情況，由於保單要逐年繳保費，該客戶管理元件亦會定期通知該客戶繳納保費。 In addition, the customer can see transaction information of past product services from the transaction record in the customer management component, such as which goods service and its content have been purchased, and the demand units that have been donated. In the case of a policy purchase, the customer management component will periodically notify the customer to pay the premium because the policy is to pay the premium annually.
於一具體實施例中，該客戶端平台、該業務人員端平台及該第三方支付平台係執行於一計算機裝置中。於一較佳具體實施例中，該計算機裝置為一電腦主機。於一最佳具體實施例中，該計算機裝置為一個人電腦、一筆記型電腦、一平板電腦或一智慧型手機。於另一具體實施例中，該使用者介面元件及該業務操作介面元件於一顯示構件中顯示。於一較佳具體實施例中，該顯示構件為一電腦螢幕。 In a specific embodiment, the client platform, the business personnel platform, and the third party payment platform are executed in a computer device. In a preferred embodiment, the computer device is a computer host. In a preferred embodiment, the computer device is a personal computer, a notebook computer, a tablet computer or a smart phone. In another embodiment, the user interface component and the business operation interface component are displayed in a display component. In a preferred embodiment, the display member is a computer screen.
本創作所提供之結合商品買賣及慈善捐贈之系統，與其他習 用技術相互比較時，更具有下列之優點：(1)本創作之結合商品買賣及慈善捐贈之系統是基於從事房屋買賣服務、汽車買賣服務及金融保險服務這三類的業務人員因可從商品交易績效中獲取佣金/獎金，因此將獎金捐出作公益，會容易吸引客戶購買商品服務，利於商品服務的販賣，除了可顯著提升業務人員的績效，亦可幫助社會上許多需要幫助的人；以及(2)一般客戶可能僅認識知名或大型的慈善基金會或機構，也大多向這些機構進行捐款，但是社會上還是有很多小型機構或、家庭或個人都需要社會的幫助，因此本創作之結合商品買賣及慈善捐贈之系統上會開放各種需求單位進行登錄，將其放進該需求單位的選項列表中，讓客戶知道各種需求單位的資訊，從中挑選自己想要幫助的需求單位，而不是一昧只有向大型的慈善機構捐款。 The system of combining commodity sales and charitable donations provided by this creation, and other When comparing technologies with each other, it has the following advantages: (1) The system of combining the sale of goods and charitable donations of this creation is based on the three types of business personnel engaged in housing trading services, automobile trading services and financial insurance services. In the transaction performance, the commission/bonus is obtained. Therefore, donating the bonus as a public interest will easily attract customers to purchase goods and services, which is conducive to the sale of goods and services. In addition to significantly improving the performance of business personnel, it can also help many people in the society who need help; And (2) the average customer may only know well-known or large-scale charitable foundations or institutions, and most of them donate to these institutions. However, there are still many small organizations or families or individuals in the society who need social assistance. In conjunction with the system of merchandise trading and charitable donation, various demand units will be opened to log in, put into the list of options of the demand unit, let the customer know the information of various demand units, and select the demand units that they want to help, instead of Once you donate to a large charity.
10‧‧‧結合商品買賣及慈善捐贈之系統 10‧‧‧Combined system of commodity trading and charitable donations
110‧‧‧客戶端平台 110‧‧‧Client Platform
111‧‧‧使用者介面元件 111‧‧‧User interface components
112‧‧‧商品服務模組 112‧‧‧Commodity Service Module
113‧‧‧需求單位模組 113‧‧‧Required unit module
114‧‧‧商品服務的選項列表 114‧‧‧List of options for commodity services
115‧‧‧需求單位的選項列表 115‧‧‧List of options for demand units
120‧‧‧業務人員端平台 120‧‧‧Business Staff Platform
121‧‧‧業務操作介面元件 121‧‧‧Business operation interface components
122‧‧‧客戶聯絡模組 122‧‧‧Customer Contact Module
123‧‧‧獎金捐贈模組 123‧‧‧ Bonus Donation Module
130‧‧‧第三方支付平台 130‧‧‧ Third Party Payment Platform
第1圖為本創作之結合商品買賣及慈善捐贈之系統的架構示意圖。 The first picture is a schematic diagram of the structure of the system of combining commodity trading and charitable donation.
本創作可能以不同的形式來實施，並不僅限於下列文中所提及的實施例。下列實施例僅作為本創作不同態樣及特點中的代表。所述實施例不限制在申請權利範圍中所描述的本創作的範圍。 This creation may be implemented in different forms and is not limited to the embodiments mentioned below. The following examples are merely representative of the different aspects and features of the present invention. The described embodiments are not intended to limit the scope of the present invention as described in the claims.
如第1圖所示，為本創作結合商品買賣及慈善捐贈之系統 10的架構示意圖，該結合商品買賣及慈善捐贈之系統10，其包含：(1)一客戶端平台110，其包含一使用者介面元件111，其中該使用者介面元件111包含一商品服務模組112及一需求單位模組113，其中該商品服務模組112提供一商品服務的選項列表114，其中該商品服務的選項列表114包含至少一種商品服務的資訊，其中該至少一種商品服務的資訊包含一商品服務之內容及一業務人員名單，其中該業務人員名單用以顯示一業務人員的資料及其對該商品服務之交易成功後要捐贈的一獎金之資訊，讓一客戶選定該業務人員進行聯絡，而該需求單位模組113提供一需求單位的選項列表115，其包含至少一個需求單位的資訊，用以讓該客戶指定該獎金捐贈至一需求單位；(2)一業務人員端平台120，其與該客戶端平台110連接，其包含一業務操作介面元件121，其中該業務操作介面元件121包含一客戶聯絡模組122及一獎金捐贈模組123，其中該客戶聯絡模組122用以與該客戶聯絡，其中該獎金捐贈模組123具有匯款功能，用以將獎金進行匯款；以及(3)一第三方支付平台130，其與該客戶端平台110及該業務人員端平台120連接，用以接收該業務人員透過該業務人員端平台120中的該獎金捐贈模組123所捐贈的該獎金，並確認當該商品服務之交易完成後，就依據該客戶端平台110中的該需求單位模組113所指定的該需求單位，將該獎金捐贈該需求單位。 As shown in Figure 1, this is a system that combines the sale of goods and charitable donations. 10 is a schematic diagram of a system 10 for combining commodity sales and charitable donation, comprising: (1) a client platform 110, comprising a user interface component 111, wherein the user interface component 111 comprises a commodity service module 112 and a demand unit module 113, wherein the product service module 112 provides a product service option list 114, wherein the product service option list 114 includes at least one product service information, wherein the at least one product service information includes a product service content and a list of business personnel, wherein the business personnel list is used to display information of a business person and a bonus to be donated after successful transaction of the product service, so that a customer selects the business personnel to perform Contact, and the demand unit module 113 provides a demand list 115 of demand units, which includes information of at least one demand unit for the customer to designate the bonus donation to a demand unit; (2) a business personnel platform 120 Connected to the client platform 110, which includes a service operation interface component 121, wherein the service operation interface component 121 includes a customer contact module 122 and a bonus donation module 123, wherein the customer contact module 122 is configured to contact the customer, wherein the bonus donation module 123 has a money transfer function for remittance of the bonus; 3) a third-party payment platform 130, which is connected to the client platform 110 and the business personnel platform 120, and is configured to receive the donated by the business personnel through the bonus donation module 123 in the business staff platform 120. The bonus is confirmed, and after the transaction of the commodity service is completed, the bonus is donated to the demand unit according to the demand unit specified by the demand unit module 113 in the client platform 110.
該商品服務包含但不限於房屋買賣服務、汽車買賣服務及金 融保險服務。此外，該商品服務之內容包含一商品服務的名稱、一商品服務的說明及一商品服務的價格。 This merchandise service includes, but is not limited to, home buying and selling services, car trading services and gold Financial insurance services. In addition, the content of the merchandise service includes the name of a merchandise service, a description of a merchandise service, and the price of a merchandise service.
而該業務人員的資料進一步顯示一業務人員的個人介紹、一業務人員的聯絡方式、一業務人員的評比資料及一業務人員的績效排行榜。該業務人員名單進一步包含一通知構件，與該客戶聯絡模組122連接，用以通知被選定的業務人員。另外，該至少一個需求單位的資訊包含一需求單位的單位名稱、一需求單位的基本介紹及一需求單位的需求。 The information of the business personnel further shows the personal introduction of a business person, the contact information of a business person, the evaluation information of a business person, and the performance ranking of a business person. The business personnel list further includes a notification component coupled to the customer contact module 122 for notifying the selected business personnel. In addition, the information of the at least one demand unit includes a unit name of a demand unit, a basic introduction of a demand unit, and a demand unit demand.
該客戶端平台110之該使用者介面元件111進一步包含一帳號登入元件，用以記錄該客戶的帳號及密碼，以讓該客戶登入進個人的該使用者介面元件111。此外，該使用者介面元件111亦進一步包含一客戶管理元件，用以儲存一個人資料及一交易記錄。 The user interface component 111 of the client platform 110 further includes an account login component for recording the client's account number and password to allow the client to log into the user interface component 111 of the individual. In addition, the user interface component 111 further includes a client management component for storing a person profile and a transaction record.
因此，以一金融保險服務為例，如買保險商品，首先一客戶於本創作之該結合商品買賣及慈善捐贈之系統10註冊帳號後，以後便可透過該帳號登入元件，登入進該結合商品買賣及慈善捐贈之系統10之該客戶端平台110。在該客戶端平台110中，該客戶可於該商品服務模組112中瀏覽該商品服務的選項列表114以尋找有興趣的保險商品，當點選某一保險商品後，會呈現該保險商品的內容，包含保險商品的名稱、保險商品的說明及保險商品的價格等，同時可以看到負責該保險商品的該業務人員名單，該業務人員名單會顯示每個業務人員對該保險商品交易成功後要捐贈的獎金額度，例如，業務人員A對保險商品A之捐贈金額為該保險商品首年度保費繳付金額的5%，而業務人員B對該保險商品首年度保費繳付金額 為3%，而不同保險商品的捐贈金額亦可能不同，例如：保險商品B的捐贈金額為首年度保費繳付金額的8%；因此該客戶可在向業務人員申購保險商品時，可以順便做善事，將業務人員的獎金捐贈一需求單位。此外，該業務人員名單亦會顯示業務人員的資料，例如該業務人員的個人介紹(含學歷、相關工作經驗及專業證照等)、聯絡方式、評比資料(含其他客戶的評價)及業務人員的績效排行榜等。而在該業務人員名單中的業務人員都是要於該第三方支付平台130信託一定的保證金，該業務人員方能在該業務人員名單中出現；而該保證金至少需高於該保險商品之交易成功後要捐贈的獎金金額。如該客戶欲購買保險商品A的額度為保額120萬、年繳保費20萬、繳付6年，而業務人員A對該保險商品A之捐贈金額為保險商品A首年度保費繳付金額的5%，即1萬元的捐贈(首年度保費20萬的5%)，業務人員A須透過該業務人員端平台120中的該獎金捐贈模組123在該第三方支付平台130之交易帳戶中信託金額至少要超過新台幣11,000元(捐贈金額1萬元加上系統手續費1000元)，以確保在成交後會如數支付。 Therefore, taking a financial insurance service as an example, if an insurance product is purchased, first, after the customer registers the account with the system 10 of the product purchase and charitable donation, the user can log in to the component through the account and log in to the combined product. The client platform 110 of the system 10 for buying and selling and charitable donations. In the client platform 110, the customer can browse the option list 114 of the product service in the product service module 112 to find an insurance product of interest. When an insurance product is clicked, the insurance product is presented. The content includes the name of the insurance product, the description of the insurance product, and the price of the insurance product. At the same time, the list of the business personnel responsible for the insurance product can be seen. The business personnel list shows that each business person has successfully traded the insurance product. The amount of the prize to be donated, for example, the amount of donation of the business person A to the insurance product A is 5% of the first year premium payment amount of the insurance product, and the business person B pays the first year premium for the insurance product. For 3%, the amount of donation for different insurance products may also be different. For example, the amount of donation of insurance product B is 8% of the premium payment for the first year; therefore, the customer can do good deeds when purchasing insurance products from business personnel. Donate the bonus of the business personnel to a demand unit. In addition, the business personnel list will also display the information of the business personnel, such as the personal introduction of the business personnel (including academic qualifications, relevant work experience and professional licenses, etc.), contact information, evaluation materials (including evaluations of other customers) and business personnel. Performance rankings, etc. The business personnel in the business personnel list are required to deposit a certain margin on the third-party payment platform 130, and the business personnel can appear in the business personnel list; and the security deposit must be at least higher than the insurance commodity transaction. The amount of bonus to be donated after success. If the customer wants to purchase the insurance product A, the amount of the insurance is 1.2 million, the annual premium is 200,000, and the payment is 6 years, and the amount of the business person A’s donation to the insurance product A is the first annual premium payment amount of the insurance product A. 5%, that is, a donation of 10,000 yuan (5% of the first annual premium of 200,000), and the business person A must use the bonus donation module 123 in the business personnel platform 120 in the transaction account of the third party payment platform 130. The amount of the trust must exceed NT$11,000 (donation amount of 10,000 yuan plus system handling fee of 1,000 yuan) to ensure that it will be paid after the transaction.
而該客戶除了要選擇保險商品及負責的業務人員外，須另外從該需求單位模組113之該需求單位的選項列表115中挑選捐贈對象，該需求單位的選項列表115會呈現各個需求單位，可以是個人、慈善機構或基金會等，該客戶可以進一步看到該需求單位的基本介紹，及目前的需求或慈善活動，例如慈濟基金會目前為賑災募款，故該客戶自行選定的捐贈對象為慈濟基金會。 In addition to selecting the insurance product and the responsible business personnel, the customer must additionally select a donation object from the option list 115 of the demand unit of the demand unit module 113, and the demand unit 115 of the demand unit presents each demand unit. It can be an individual, a charity or a foundation. The client can further see the basic introduction of the demand unit and the current needs or charity activities. For example, the Tzu Chi Foundation currently raises funds for the disaster relief, so the customer chooses the donation. The object is the Tzu Chi Foundation.
由於該客戶可先於該客戶端平台110上之一客戶管理元 件，填寫個人資料，並透過該業務人員名單內的該通知構件，其與該客戶聯絡模組122連接，可先與三個業務人員A、B及C進行聯絡及初步接觸。該通知構件可為一通訊軟體。另外，該客戶亦可透過業務人員所留的聯絡方式進行聯絡，如電話或簡訊等。若該客戶是透過本創作的該結合商品買賣及慈善捐贈之系統10進行與業務人員進行聯絡，該系統亦會遮罩該客戶的個人資料，以保有客戶隱私，直到客戶決定要跟選定的業務人員見面洽談時，才透過數位助理軟體安排面談事宜。 Since the customer can precede one of the client management elements on the client platform 110 The personal information is filled in, and through the notification component in the business personnel list, it is connected with the customer contact module 122, and can first contact and contact the three business personnel A, B and C. The notification component can be a communication software. In addition, the customer can also contact through the contact information left by the business staff, such as telephone or newsletter. If the customer communicates with the business person through the system 10 of the combined product sale and charitable donation, the system will also mask the customer's personal information to maintain customer privacy until the customer decides to follow the selected business. When the personnel meet and negotiate, they will arrange interviews through digital assistant software.
經過初步接觸後，該客戶選定業務人員A，並透過該通知構件約定見面的時間與地點。見面過後，該客戶如計畫申購保險商品A(保額120萬、6年繳費、每年保費20萬)，業務人員A也在保險公司承保後，並且確定可以拿到獎金的情況下，就要捐出當初約定的保險商品A首年度保費繳付金額的5%(即1萬元)，該業務人員A可透過該客戶聯絡模組之一交易確認元件通知由該第三方支付平台130確認交易完成，由該第三方支付平台130的交易帳戶捐出1萬元給該客戶指定的慈濟基金會，同時該第三方支付平台130亦會透過一捐贈通知元件，用以發送該獎金已捐贈該慈善機構完成通知給該客戶端平台110及該業務人員端平台120，通知客戶和業務人員A，以完成整個商品交易及慈善捐贈的程序。此外，慈濟基金會會將慈善捐款的收據交給業務人員A，以利業務人員A申報抵減所得稅，亦會發封感謝函給該客戶。 After initial contact, the customer selects the business person A and, through the notification component, agrees on the time and place of the meeting. After the meeting, the customer plans to purchase insurance products A (protection amount of 1.2 million, 6 years of payment, annual premium of 200,000), business personnel A also after the insurance company underwriting, and determined that they can get bonuses, it is necessary Donating 5% of the initial premium payment amount of the insurance product A (that is, 10,000 yuan), the business person A can notify the third-party payment platform 130 of the transaction through the transaction confirmation component of the customer contact module. Upon completion, the transaction account of the third-party payment platform 130 donates 10,000 yuan to the Tzu Chi Foundation designated by the customer, and the third-party payment platform 130 also sends a donation notification component to send the bonus. The charity completes the notification to the client platform 110 and the business personnel platform 120, notifying the customer and the business person A to complete the entire commodity transaction and charity donation process. In addition, the Tzu Chi Foundation will hand over the receipt of charitable donations to the business personnel A, in order to facilitate the business personnel A to declare the deduction of income tax, and will also send a thank-you letter to the customer.
最後，該客戶可從該客戶管理元件之該交易記錄看到此次交易，會記錄此次購買商品服務和其內容，以及所捐贈的需求單位。而對業 務人員A來說，保險商品A的首年度佣金率為保費的8%，第二到第四年佣金率各2%。業務人員A仍可謀生，而捐贈金額與平台手續費的開支可當做尋找準客戶的成本。 Finally, the customer can see the transaction from the transaction record of the customer management component, which records the purchase of the merchandise service and its content, as well as the unit of demand donated. And the industry For the staff member A, the first-year commission rate of insurance commodity A is 8% of the premium, and the commission rate for the second to fourth year is 2% each. Business Person A can still earn a living, and the amount of donation and platform fees can be used as a cost to find prospective customers.
10‧‧‧結合商品買賣及慈善捐贈之系統 10‧‧‧Combined system of commodity trading and charitable donations
110‧‧‧客戶端平台 110‧‧‧Client Platform
111‧‧‧使用者介面元件 111‧‧‧User interface components
112‧‧‧商品服務模組 112‧‧‧Commodity Service Module
113‧‧‧需求單位模組 113‧‧‧Required unit module
114‧‧‧商品服務的選項列表 114‧‧‧List of options for commodity services
115‧‧‧需求單位的選項列表 115‧‧‧List of options for demand units
120‧‧‧業務人員端平台 120‧‧‧Business Staff Platform
121‧‧‧業務操作介面元件 121‧‧‧Business operation interface components
122‧‧‧客戶聯絡模組 122‧‧‧Customer Contact Module
123‧‧‧獎金捐贈模組 123‧‧‧ Bonus Donation Module
130‧‧‧第三方支付平台 130‧‧‧ Third Party Payment Platform
Claims (10)
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| TW105207475U TWM537684U (en) | 2016-05-20 | 2016-05-20 | System of combining merchandise transaction and charitable donation |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| TW105207475U TWM537684U (en) | 2016-05-20 | 2016-05-20 | System of combining merchandise transaction and charitable donation |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| TWM537684U true TWM537684U (en) | 2017-03-01 |
Family
ID=58775698
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| TW105207475U TWM537684U (en) | 2016-05-20 | 2016-05-20 | System of combining merchandise transaction and charitable donation |
Country Status (1)
| Country | Link |
|---|---|
| TW (1) | TWM537684U (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN111476584A (en) * | 2020-04-08 | 2020-07-31 | 杭州复杂美科技有限公司 | Public welfare consumption method, equipment and storage medium |
-
2016
- 2016-05-20 TW TW105207475U patent/TWM537684U/en not_active IP Right Cessation
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN111476584A (en) * | 2020-04-08 | 2020-07-31 | 杭州复杂美科技有限公司 | Public welfare consumption method, equipment and storage medium |
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| MM4K | Annulment or lapse of a utility model due to non-payment of fees |