TWI682324B - Mobile payment reserve card - Google Patents

Mobile payment reserve card Download PDF

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TWI682324B
TWI682324B TW107117980A TW107117980A TWI682324B TW I682324 B TWI682324 B TW I682324B TW 107117980 A TW107117980 A TW 107117980A TW 107117980 A TW107117980 A TW 107117980A TW I682324 B TWI682324 B TW I682324B
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card
unit
processor
mobile payment
fingerprint
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TW107117980A
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Chinese (zh)
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TW202004567A (en
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鄭孟仁
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第一美卡事業股份有限公司
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Abstract

本發明係提供一種行動支付之預備卡，包含卡片本體、設於卡片本體之處理器、設於卡片本體且電路連接處理器之電力單元、設於卡片本體且電路連接處理器之指紋接收單元、設於卡片本體且電路連接處理器之顯示單元、及設於卡片本體且電路連接處理器之無線通訊單元。藉此，可將行動通訊設備中之行動支付資訊儲存於預備卡，使持卡者可直接以存有行動支付資訊之預備卡進行交易，以避免行動通訊設備因電力不足或訊號不良造成交易失效，且可不需將行動通訊設備與預備卡交付他人，而達到提升交易安全、確保個人隱私以及增加行動支付之便利性。 The invention provides a preparatory card for mobile payment, which includes a card body, a processor provided on the card body, a power unit provided on the card body and connected to the processor with a circuit, a fingerprint receiving unit provided on the card body and connected to the processor with the circuit, A display unit provided on the card body and connected to the processor by the circuit, and a wireless communication unit provided on the card body and connected to the processor by the circuit. In this way, the mobile payment information in the mobile communication device can be stored in the reserve card, so that the cardholder can directly conduct the transaction with the reserve card containing the mobile payment information, to avoid the transaction invalidation caused by the lack of power or the bad signal of the mobile communication device And, it is not necessary to deliver the mobile communication equipment and the reserve card to others, so as to improve transaction security, ensure personal privacy and increase the convenience of mobile payment.

Description

行動支付之預備卡 Mobile payment reserve card

本發明係關於一種行動支付之預備卡，尤指一種可作為行動支付交易之預備卡使用者。 The invention relates to a reserve card for mobile payment, especially a user who can be used as a reserve card for mobile payment transactions.

由於目前資訊與通訊產業發達，多數民眾皆已具有智慧型手機，使得消費者藉由智慧型手機進行行動支付之行為已日益普及。 Due to the current development of the information and communication industry, most people already have smartphones, and consumers' mobile payment via smartphones has become increasingly popular.

因智慧型手機大多具有NFC通訊介面，故使用時係將行動電話置於感應器模組前便可直行支付之動作，大多數之交易並不需要額外授權，支付的款項可由預付帳戶或銀行帳戶中扣除，或計入電信費用中收取。由於具有便利性而受到廣大消費者之使用。 Most smartphones have an NFC communication interface, so when you use it, you can place the mobile phone in front of the sensor module to pay directly. Most transactions do not require additional authorization. The payment can be made by a prepaid account or a bank account. Deducted or included in the telecommunications charges. Because of its convenience, it is used by consumers.

然而，當以智慧型手機進行行動支付時，消費者必須將智慧型手機交由商家進行感應，而當消費者將智慧型手機交由他人時，便會使得交易時之安全性及個人隱私大打折扣。此外，智慧型手更會因電力不足或訊號不良造成交易失效。 However, when mobile payment is made with a smartphone, consumers must give the smartphone to the merchant for induction, and when the consumer gives the smartphone to others, it will make the transaction safe and personal privacy great discount. In addition, the smart hand will cause the transaction to fail due to insufficient power or poor signal.

因此，如何發明出一種行動支付之預備卡，以使其達到可將行動通訊設備中之行動支付資訊儲存於預備卡，可直接以存有行動支付資訊之預備卡進行交易，以避免行動通訊設備因電力不足或訊號不良造成交易失效，且可不需將行動通訊設備與預備卡交付他人，而達到提升交易安全、確保個人隱私以及 增加行動支付之便利性，藉以有效改善習用之缺失，將是本發明所欲積極揭露之處。 Therefore, how to invent a reserve card for mobile payment so that it can store the payment information of the mobile communication device in the reserve card, and the transaction can be directly carried out with the reserve card containing the payment information to avoid the mobile communication device The transaction is invalid due to insufficient power or bad signal, and the mobile communication equipment and reserve card can be delivered to others, so as to improve transaction security, ensure personal privacy and Increasing the convenience of mobile payment, thereby effectively improving the lack of practice, will be actively disclosed by the present invention.

有鑑於上述習知技術之缺憾，發明人有感其未臻於完善，遂竭其心智悉心研究克服，進而研發出一種行動支付之預備卡，以期可將行動通訊設備中之行動支付資訊儲存於預備卡，使持卡者可直接以存有行動支付資訊之預備卡進行交易，以避免行動通訊設備因電力不足或訊號不良造成交易失效，且可不需將行動通訊設備與預備卡交付他人，而達到提升交易安全、確保個人隱私以及增加行動支付之便利性的目的。 In view of the shortcomings of the above-mentioned conventional technology, the inventor felt that it was not perfect, so he exhausted his mind to study and overcome it, and then developed a reserve card for mobile payment, in order to store the mobile payment information in the mobile communication device in Reserve card, so that cardholders can directly use the reserve card with mobile payment information to avoid transaction failure due to lack of power or bad signal, and there is no need to deliver the mobile communication device and reserve card to others. To achieve the purpose of enhancing transaction security, ensuring personal privacy and increasing the convenience of mobile payment.

為達上述目的及其他目的，本發明係提供一種行動支付之預備卡，其包含有：一卡片本體、設於該卡片本體之一處理器、設於該卡片本體且電路連接該處理器之一電力單元、設於該卡片本體且電路連接該處理器之一指紋接收單元、設於該卡片本體且電路連接該處理器之一顯示單元、及設於該卡片本體且電路連接該處理器之一無線通訊單元；該處理器係儲存使用者之指紋資料、個人資料、行動支付資訊以及交易資料；該電力單元係供應電力；該指紋接收單元係接收使用者之指紋資料供該處理器辨識；該顯示單元係於指紋辨識、行動支付資訊儲存以及行動支付資訊交易時進行提示；該無線通訊單元係與一行動通訊設備連結，以儲存行動支付資訊於該處理器。 In order to achieve the above object and other objects, the present invention provides a reserve card for mobile payment, which includes: a card body, a processor provided on the card body, one provided on the card body and connected to the processor with a circuit A power unit, a fingerprint receiving unit provided on the card body and the circuit connected to the processor, a display unit provided on the card body and the circuit connected to the processor, and a display unit provided on the card body and the circuit connected to the processor Wireless communication unit; the processor stores the user's fingerprint data, personal data, mobile payment information and transaction data; the power unit supplies power; the fingerprint receiving unit receives the user's fingerprint data for identification by the processor; The display unit prompts during fingerprint identification, mobile payment information storage, and mobile payment information transactions; the wireless communication unit is connected to a mobile communication device to store mobile payment information in the processor.

上述之行動支付之預備卡中，該處理器係包括有一安全模組、一驗證單元及一儲存單元。 In the above mobile payment preparation card, the processor includes a security module, a verification unit and a storage unit.

上述之行動支付之預備卡中，該電力單元係為二次電池或一次電池。 In the reserve card for action payment mentioned above, the power unit is a secondary battery or a primary battery.

上述之行動支付之預備卡中，該指紋接收單元係為硬式指紋接收單元或可撓式指紋接收單元。 In the above-mentioned mobile payment preparation card, the fingerprint receiving unit is a hard fingerprint receiving unit or a flexible fingerprint receiving unit.

上述之行動支付之預備卡中，該顯示單元係具有一可撓性顯示器、至少一發光體或其組合。 In the above preparation card for mobile payment, the display unit has a flexible display, at least one illuminant, or a combination thereof.

上述之行動支付之預備卡中，該無線通訊單元係具有一第一通訊介面及一第二通訊介面。 In the above preparation card for mobile payment, the wireless communication unit has a first communication interface and a second communication interface.

上述之行動支付之預備卡中，該第一通訊介面係為藍芽通訊協定。 In the above preparation card for mobile payment, the first communication interface is the Bluetooth communication protocol.

上述之行動支付之預備卡中，該第二通訊介面係為NFC通訊協定。 In the above preparatory card for mobile payment, the second communication interface is the NFC communication protocol.

上述之行動支付之預備卡中，更進一步包含有一整流穩壓單元，其係設於該卡片本體且電路連接於該處理器及該電力單元與該無線通訊單元之間。 The above preparatory card for mobile payment further includes a rectifying and stabilizing unit, which is provided on the card body and has a circuit connected between the processor and the power unit and the wireless communication unit.

上述之行動支付之預備卡中，更進一步包含有一輸入單元，該輸入單元係設於該卡片本體且電路連接該處理器，該輸入單元為彈片開關、電阻式觸碰開關、電容式觸碰開關或指紋開關。 The above preparatory card for mobile payment further includes an input unit, which is provided on the card body and connected to the processor by the circuit. The input unit is a dome switch, a resistive touch switch, and a capacitive touch switch. Or fingerprint switch.

藉此，本發明之行動支付之預備卡，可將行動通訊設備中之行動支付資訊儲存於預備卡，使持卡者可直接以存有行動支付資訊之預備卡進行交易，以避免行動通訊設備因電力不足或訊號不良造成交易失效，且可不需將行動 通訊設備與預備卡交付他人，而達到提升交易安全、確保個人隱私以及增加行動支付之便利性的目的。 In this way, the preparatory card for mobile payment of the present invention can store the mobile payment information in the mobile communication device in the preparatory card, so that the cardholder can directly conduct the transaction with the prepaid card containing the mobile payment information to avoid the mobile communication device The transaction is invalid due to insufficient power or bad signal, and no action is required The communication equipment and reserve card are delivered to others to achieve the purpose of enhancing transaction security, ensuring personal privacy and increasing convenience of mobile payment.

1‧‧‧預備卡 1‧‧‧ Reserve card

11‧‧‧卡片本體 11‧‧‧ Card body

12‧‧‧處理器 12‧‧‧ processor

121‧‧‧安全模組 121‧‧‧ Security Module

122‧‧‧驗證單元 122‧‧‧Verification unit

123‧‧‧儲存單元 123‧‧‧ storage unit

13‧‧‧電力單元 13‧‧‧Power unit

14‧‧‧指紋接收單元 14‧‧‧Fingerprint receiving unit

15‧‧‧顯示單元 15‧‧‧Display unit

151‧‧‧可撓性顯示器 151‧‧‧ Flexible display

152‧‧‧發光體 152‧‧‧ luminous body

16‧‧‧無線通訊單元 16‧‧‧Wireless communication unit

161‧‧‧第一通訊介面 161‧‧‧First communication interface

162‧‧‧第二通訊介面 162‧‧‧Second communication interface

17‧‧‧整流穩壓單元 17‧‧‧Rectifying and stabilizing unit

18‧‧‧輸入單元 18‧‧‧Input unit

2‧‧‧行動通訊設備 2‧‧‧Mobile communication equipment

3‧‧‧感應設備 3‧‧‧Induction equipment

[圖1]係本發明較佳具體實施例之外觀示意圖。 [FIG. 1] It is a schematic view of the appearance of a preferred embodiment of the present invention.

[圖2]係本發明較佳具體實施例之方塊示意圖。 [FIG. 2] It is a block diagram of a preferred embodiment of the present invention.

[圖3]係本發明較佳具體實施例之儲存狀態示意圖。 [FIG. 3] It is a schematic diagram of the storage state of a preferred embodiment of the present invention.

[圖4]係本發明較佳具體實施例之交易狀態示意圖。 [FIG. 4] A schematic diagram of the transaction status of a preferred embodiment of the present invention.

為充分瞭解本發明之目的、特徵及功效，茲藉由下述具體之實施例，並配合所附之圖式，對本發明做一詳細說明，說明如後：請參閱圖1至圖4，如圖所示：本發明係一種行動支付之預備卡，該預備卡1包含一卡片本體11、一處理器12、一電力單元13、一指紋接收單元14、一顯示單元15及一無線通訊單元16。 In order to fully understand the purpose, features and effects of the present invention, the following specific embodiments and the accompanying drawings are used to make a detailed description of the present invention. The description is as follows: Please refer to FIGS. 1 to 4, as The figure shows: the present invention is a reserve card for mobile payment. The reserve card 1 includes a card body 11, a processor 12, a power unit 13, a fingerprint receiving unit 14, a display unit 15 and a wireless communication unit 16 .

該卡片本體11係承載該處理器12、該電力單元13、該指紋接收單元14、該顯示單元15及該無線通訊單元16。 The card body 11 carries the processor 12, the power unit 13, the fingerprint receiving unit 14, the display unit 15 and the wireless communication unit 16.

該處理器可12係設於該卡片本體11，該處理器可12係儲存使用者之指紋資料、個人資料、行動支付資訊以及交易資料，並作為指紋辨識、行動支付資訊儲存以及行動支付資訊交易時之運算處理。 The processor 12 may be provided on the card body 11, and the processor 12 may store the user's fingerprint data, personal data, mobile payment information and transaction data, and serve as fingerprint identification, mobile payment information storage and mobile payment information transaction Time arithmetic processing.

該電力單元13係設於該卡片本體11且電路連接該處理器12，該電力單元13可為二次電池或一次電池，該電力單元13係作為該處理器12、該指紋接收單元14、該顯示單元15及該無線通訊單元16運作時之電力來源。 The power unit 13 is disposed on the card body 11 and is connected to the processor 12 through a circuit. The power unit 13 may be a secondary battery or a primary battery. The power unit 13 serves as the processor 12, the fingerprint receiving unit 14, and the The power source of the display unit 15 and the wireless communication unit 16 during operation.

該指紋接收單元14係設於該卡片本體11且電路連接該處理器12，該指紋接收單元14係接收使用者之指紋資料供處理器12辨識。 The fingerprint receiving unit 14 is disposed on the card body 11 and is electrically connected to the processor 12. The fingerprint receiving unit 14 receives fingerprint data of a user for the processor 12 to recognize.

該顯示單元15係設於該卡片本體11且電路連接該處理器12，該顯示單元15係於指紋辨識、行動支付資訊儲存以及行動支付資訊交易時以不同之顯示模式進行提示。 The display unit 15 is provided on the card body 11 and is connected to the processor 12 through a circuit. The display unit 15 is prompted in different display modes during fingerprint identification, mobile payment information storage, and mobile payment information transactions.

該無線通訊單元16係設於該卡片本體且電路連接該處理器，該無線通訊單元16係與一行動通訊設備2連結，以儲存行動支付資訊於該處理器12。 The wireless communication unit 16 is provided on the card body and is electrically connected to the processor. The wireless communication unit 16 is connected to a mobile communication device 2 to store mobile payment information in the processor 12.

當欲儲存行動通訊設備2中之行動支付資訊時，係以持卡者將手指(已完成指紋設定之手指)接觸於該預備卡1之指紋接收單元14，使該指紋接收單元14接收指紋後，經由該處理器12進行之辨識與驗證，當確認該指紋為持卡者本人時，則由該顯示單元15輸出確認之訊息(如：各式燈號或文字訊息)，並使該處理器12啟動該無線通訊單元16與該行動通訊設備2進行連結，讓該預備卡1與該行動通訊設備2進行交握溝通，進而將該行動通訊設備2中之行動支付資訊儲存於該處理器12中，且由該顯示單元15輸出儲存狀態之訊息(如：各式燈號或文字訊息)，以告知持卡者行動支付資訊正在儲存中或已儲存完成。如此，便可將該行動通訊設備2中之行動支付資訊儲存於該預備卡1之處理器12。 When the mobile payment information in the mobile communication device 2 is to be stored, the card holder touches the finger (finger that has completed the fingerprint setting) to the fingerprint receiving unit 14 of the preparatory card 1, so that the fingerprint receiving unit 14 receives the fingerprint Through the identification and verification by the processor 12, when the fingerprint is confirmed to be the cardholder, the display unit 15 outputs the confirmation message (such as various lights or text messages) and causes the processor 12 Start the wireless communication unit 16 to connect with the mobile communication device 2 to allow the preparatory card 1 to communicate with the mobile communication device 2 and then store the mobile payment information in the mobile communication device 2 in the processor 12 , And the display unit 15 outputs a storage status message (such as various lights or text messages) to inform the cardholder that the mobile payment information is being stored or has been stored. In this way, the mobile payment information in the mobile communication device 2 can be stored in the processor 12 of the reserve card 1.

當該預備卡1欲進行行動支付資訊之交易時，持卡者係手持該預備卡1並置於商家之感應設備3前，且持卡者係將手指(已完成指紋設定之手指)接 觸於該預備卡1之指紋接收單元14，使該指紋接收單元14接收指紋後，經由該處理器12進行之辨識與驗證，當確認該指紋為持卡者本人時，則由該顯示單元15輸出確認之訊息(如：各式燈號或文字訊息)，並使該處理器12啟動該無線通訊單元16與該感應設備3進行連結，讓該預備卡1與該感應設備3進行交握溝通，並以該處理器12中之行動支付資訊進行付款，且由該顯示單元15輸出交易狀態之訊息(如：各式燈號或文字訊息)，以告知持卡者行動支付資訊之交易完成。如此，便可由該預備卡1直接進行行動支付之交易，除可避免行動通訊設備2因電力不足或訊號不良造成交易失效，且可不需將行動通訊設備2與該預備卡1交付他人，而達到提升交易安全、確保個人隱私以及增加行動支付之便利性。 When the reserve card 1 wants to conduct a transaction of mobile payment information, the cardholder holds the reserve card 1 and places it in front of the merchant's sensing device 3, and the cardholder connects the finger (finger that has completed the fingerprint setting) Touching the fingerprint receiving unit 14 of the preparatory card 1, after the fingerprint receiving unit 14 receives the fingerprint, it is identified and verified by the processor 12, and when the fingerprint is confirmed to be the card holder, the display unit 15 Output confirmation messages (such as various lights or text messages), and enable the processor 12 to activate the wireless communication unit 16 to connect with the sensing device 3, so that the preparatory card 1 communicates with the sensing device 3 , And use the mobile payment information in the processor 12 to make the payment, and the display unit 15 outputs the transaction status information (such as various lights or text messages) to inform the cardholder that the transaction of the mobile payment information is completed. In this way, the mobile payment transaction can be directly performed by the reserve card 1, except that the mobile communication device 2 can avoid the transaction failure due to insufficient power or poor signal, and the mobile communication device 2 and the reserve card 1 can be delivered to others without reaching Improve transaction security, ensure personal privacy, and increase the convenience of mobile payments.

上述行動支付資訊之儲存或交易時，若經該指紋接收單元14確認該指紋為非持卡者本人時，則由該處理器12發出錯誤訊息，並該顯示單元15自動輸出錯誤之訊息(如：各式燈號或文字訊息)，且使該處理器12不產生任何動作，或關閉該處理器12，而達到提升交易時之安全性。 During the storage or transaction of the above mobile payment information, if the fingerprint receiving unit 14 confirms that the fingerprint is the non-cardholder, the processor 12 issues an error message, and the display unit 15 automatically outputs the error message (such as : Various types of lights or text messages), and the processor 12 does not produce any action, or the processor 12 is turned off, so as to improve the security of the transaction.

於本發明之一實施例中，該處理器12係包括有一安全模組121、一驗證單元122及一儲存單元123，該安全模組121係作為指紋辨識、行動支付資訊儲存以及行動支付交易時之運算處理，該驗證單元122係配合該安全模組121接收來自指紋接收單元14之指紋資料並進行驗證，而該儲存單元123儲存使用者之指紋資料、個人資料、行動支付資訊以及交易資料。而可提升行動支付資訊儲存與行動支付交易時之安全性。 In one embodiment of the present invention, the processor 12 includes a security module 121, a verification unit 122 and a storage unit 123. The security module 121 is used for fingerprint identification, mobile payment information storage and mobile payment transactions For the calculation process, the verification unit 122 cooperates with the security module 121 to receive and verify the fingerprint data from the fingerprint receiving unit 14, and the storage unit 123 stores the user's fingerprint data, personal data, mobile payment information, and transaction data. And can improve the security of mobile payment information storage and mobile payment transactions.

於本發明之一實施例中，該指紋接收單元14係為硬式指紋接收單元或可撓式指紋接收單元。進而可搭配不同之卡片本體11或依所需進行運用，藉以使本發明能更符合實際使用之所需。 In an embodiment of the invention, the fingerprint receiving unit 14 is a hard fingerprint receiving unit or a flexible fingerprint receiving unit. Furthermore, it can be matched with different card bodies 11 or used as required, so that the present invention can be more in line with the needs of actual use.

於本發明之一實施例中，該顯示單元15具有一可撓性顯示器151、至少一發光體152或其組合，本發明中係以同時具有可撓性顯示器151及至少一發光體152為實施例。使用時係可於該處理器12之儲存單元123中預先設定該可撓性顯示器151之顯示模式，以利用該可撓性顯示器151輸出相關之文字訊息，而該發光體152可為LED，且當製作時，係可於該處理器12之儲存單元123中預先設定該發光體152之顯示模式，例如：恆亮、閃爍、循環發亮或變換燈色等模式，以利用該發光體152輸出相關訊息；以因應不同使用顯示狀態之需求。 In one embodiment of the present invention, the display unit 15 has a flexible display 151, at least one luminous body 152, or a combination thereof. In the present invention, the flexible display 151 and at least one luminous body 152 are both implemented example. When in use, the display mode of the flexible display 151 can be preset in the storage unit 123 of the processor 12 to use the flexible display 151 to output related text messages, and the light-emitting body 152 can be an LED, and At the time of production, the display mode of the light-emitting body 152 can be preset in the storage unit 123 of the processor 12, such as: constant light, blinking, circular lighting, or changing the color of the light, etc., to use the light-emitting body 152 to output Relevant information; to meet the needs of different display status.

於本發明之一實施例中，該無線通訊單元16係具有一第一通訊介面161及一第二通訊介面162，該第一通訊介面161係為藍芽通訊協定，而該第二通訊介面162係為NFC通訊協定。藉此，可由該第一通訊介面161與該行動通訊設備2連結進行行動支付資訊之儲存，而該第二通訊介面162則與該感應設備3連結進行行動支付之交易；以因應不同連結方式之需求。 In an embodiment of the invention, the wireless communication unit 16 has a first communication interface 161 and a second communication interface 162, the first communication interface 161 is a Bluetooth communication protocol, and the second communication interface 162 It is the NFC communication protocol. In this way, the first communication interface 161 can be connected to the mobile communication device 2 to store mobile payment information, and the second communication interface 162 can be connected to the sensing device 3 to perform mobile payment transactions; in response to different connection methods demand.

於本發明之一實施例中，更進一步包含有一整流穩壓單元17，其係設於該卡片本體11且電路連接於該處理器11及該電力單元13與該無線通訊單元16之間，該整流穩壓單元17係用以穩定該電力單元13使用時之電壓，避免電壓不穩定導致該處理器12損壞。 In one embodiment of the present invention, it further includes a rectifying and stabilizing unit 17, which is disposed on the card body 11 and has a circuit connected between the processor 11 and the power unit 13 and the wireless communication unit 16, the The rectifying and voltage stabilizing unit 17 is used to stabilize the voltage of the power unit 13 during use, so as to avoid damage to the processor 12 due to voltage instability.

於本發明之一實施例中，更進一步包含有一輸入單元18，該輸入單元18係設於該卡片本體11且電路連接該處理器12，而該輸入單元18可為彈 片開關、電阻式觸碰開關、電容式觸碰開關或指紋開關。除可於取得電力後啟動該處理器12與該指紋接收單元14，用以作為指紋辨識時之控制之外，更可藉由該輸入單元18作為該處理器12之相關使用設定。藉以因應不同使用狀態與製作需求。 In one embodiment of the present invention, it further includes an input unit 18, which is disposed on the card body 11 and is connected to the processor 12 with a circuit, and the input unit 18 may be a spring Chip switch, resistive touch switch, capacitive touch switch or fingerprint switch. In addition to the fact that the processor 12 and the fingerprint receiving unit 14 can be activated after acquiring power for controlling fingerprint identification, the input unit 18 can also be used as the relevant use setting of the processor 12. In order to meet different usage conditions and production needs.

本發明在上文中已以較佳實施例揭露，然熟習本項技術者應理解的是，該實施例僅用於描繪本發明，而不應解讀為限制本發明之範圍。應注意的是，舉凡與該實施例等效之變化與置換，均應設為涵蓋於本發明之範疇內。因此，本發明之保護範圍當以申請專利範圍所界定者為準。 The present invention has been disclosed in the above with preferred embodiments, but those skilled in the art should understand that this embodiment is only used to depict the present invention and should not be interpreted as limiting the scope of the present invention. It should be noted that all changes and substitutions equivalent to this embodiment should be included within the scope of the present invention. Therefore, the scope of protection of the present invention shall be subject to those defined in the scope of patent application.

1‧‧‧預備卡 1‧‧‧ Reserve card

11‧‧‧卡片本體 11‧‧‧ Card body

12‧‧‧處理器 12‧‧‧ processor

121‧‧‧安全模組 121‧‧‧ Security Module

122‧‧‧驗證單元 122‧‧‧Verification unit

123‧‧‧儲存單元 123‧‧‧ storage unit

13‧‧‧電力單元 13‧‧‧Power unit

14‧‧‧指紋接收單元 14‧‧‧Fingerprint receiving unit

15‧‧‧顯示單元 15‧‧‧Display unit

151‧‧‧可撓性顯示器 151‧‧‧ Flexible display

152‧‧‧發光體 152‧‧‧ luminous body

16‧‧‧無線通訊單元 16‧‧‧Wireless communication unit

161‧‧‧第一通訊介面 161‧‧‧First communication interface

162‧‧‧第二通訊介面 162‧‧‧Second communication interface

17‧‧‧整流穩壓單元 17‧‧‧Rectifying and stabilizing unit

18‧‧‧輸入單元 18‧‧‧Input unit

Claims (9)

一種行動支付之預備卡，係包含：一卡片本體；一處理器，係設於該卡片本體，該處理器係儲存使用者之指紋資料、個人資料、行動支付資訊以及交易資料；一電力單元，係設於該卡片本體且電路連接該處理器，該電力單元係供應電力；一指紋接收單元，係設於該卡片本體且電路連接該處理器，該指紋接收單元係接收使用者之指紋資料供該處理器辨識；一顯示單元，係設於該卡片本體且電路連接該處理器，該顯示單元係於指紋辨識、行動支付資訊儲存以及行動支付資訊交易時進行提示；以及一無線通訊單元，係設於該卡片本體且電路連接該處理器，該無線通訊單元係與一行動通訊設備連結，以儲存行動支付資訊於該處理器，該無線通訊單元係具有一第一通訊介面及一第二通訊介面，該第一通訊介面與該行動通訊設備連結進行行動支付資訊之儲存，而該第二通訊介面則與一感應設備連結進行行動支付之交易。 A preparatory card for mobile payment includes: a card body; a processor provided on the card body; the processor stores user's fingerprint data, personal data, mobile payment information, and transaction data; and a power unit, It is installed on the card body and the circuit is connected to the processor, and the power unit supplies power; a fingerprint receiving unit is installed on the card body and the circuit is connected to the processor, and the fingerprint receiving unit receives the user's fingerprint data for The processor is identified; a display unit is provided on the card body and the circuit is connected to the processor, the display unit is used to prompt fingerprint identification, mobile payment information storage and mobile payment information transactions; and a wireless communication unit is Located on the card body and connected to the processor by the circuit, the wireless communication unit is connected to a mobile communication device to store mobile payment information in the processor, and the wireless communication unit has a first communication interface and a second communication Interface, the first communication interface is connected to the mobile communication device to store mobile payment information, and the second communication interface is connected to a sensor device to perform mobile payment transactions. 如請求項1所述之行動支付之預備卡，其中該處理器係包括有一安全模組、一驗證單元及一儲存單元。 The reserve card for mobile payment as described in claim 1, wherein the processor includes a security module, a verification unit and a storage unit. 如請求項1所述之行動支付之預備卡，其中該電力單元係為二次電池或一次電池。 The reserve card for action payment as described in claim 1, wherein the power unit is a secondary battery or a primary battery. 如請求項1所述之行動支付之預備卡，其中該指紋接收單元係為硬式指紋接收單元或可撓式指紋接收單元。 The reserve card for mobile payment as described in claim 1, wherein the fingerprint receiving unit is a hard fingerprint receiving unit or a flexible fingerprint receiving unit. 如請求項1所述之行動支付之預備卡，其中該顯示單元係具有一可撓性顯示器、至少一發光體或其組合。 The reserve card for action payment as described in claim 1, wherein the display unit has a flexible display, at least one illuminant, or a combination thereof. 如請求項1所述之行動支付之預備卡，其中該第一通訊介面係為藍芽通訊協定。 The reserve card for action payment as described in claim 1, wherein the first communication interface is a Bluetooth communication protocol. 如請求項1所述之行動支付之預備卡，其中該第二通訊介面係為NFC通訊協定。 The reserve card for mobile payment as described in claim 1, wherein the second communication interface is an NFC communication protocol. 如請求項1所述之行動支付之預備卡，其中更進一步包含有一整流穩壓單元，其係設於該卡片本體且電路連接於該處理器及該電力單元與該無線通訊單元之間。 The reserve card for mobile payment as described in claim 1, further comprising a rectifying and stabilizing unit, which is provided in the card body and has a circuit connected between the processor and the power unit and the wireless communication unit. 如請求項1所述之行動支付之預備卡，其中更進一步包含有一輸入單元，該輸入單元係設於該卡片本體且電路連接該處理器，該輸入單元為彈片開關、電阻式觸碰開關、電容式觸碰開關或指紋開關。 The reserve card for mobile payment as described in claim 1, further comprising an input unit, the input unit is provided on the card body and the circuit is connected to the processor, the input unit is a shrapnel switch, a resistive touch switch, Capacitive touch switch or fingerprint switch.
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