TWI651013B - Method and system for remotely processing SIM card - Google Patents
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- TWI651013B TWI651013B TW105135514A TW105135514A TWI651013B TW I651013 B TWI651013 B TW I651013B TW 105135514 A TW105135514 A TW 105135514A TW 105135514 A TW105135514 A TW 105135514A TW I651013 B TWI651013 B TW I651013B
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- 238000012545 processing Methods 0.000 title claims abstract description 13
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- 238000012552 review Methods 0.000 claims description 6
- 238000010586 diagram Methods 0.000 description 4
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- 238000010295 mobile communication Methods 0.000 description 1
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
- H04W12/06—Authentication
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Abstract
本發明揭露一種遠端辦理SIM卡的方法和系統，該遠端辦理SIM卡的方法包括以下步驟：資料獲取，運營商提供線上視窗，獲取智慧設備用戶填寫的身份認證資料；審核，該運營商根據用戶填寫的資料生成的訂單對用戶的身份以及號碼進行審核，包括經由影像識別和人臉識別在內的技術進行影像鑒別。經由本發明的技術方案，用戶可以完全在網路上實現開卡和換卡的操作，並且經由身份驗證而提高了安全性。 The invention discloses a method and a system for remotely processing a SIM card. The method for remotely processing a SIM card includes the following steps: data acquisition, an operator provides an online window, and obtains identity authentication data filled by a smart device user; auditing, the operator The user's identity and number are audited based on the orders generated by the information filled in by the user, including image authentication through technologies such as image recognition and face recognition. Through the technical solution of the present invention, the user can completely perform card opening and card replacement operations on the network, and security is improved through identity verification.
Description
本發明關於一種遠端辦理SIM卡的方法和系統，尤其關於遠端開卡和換卡的方法和系統。 The present invention relates to a method and system for remotely processing a SIM card, and in particular, to a method and system for remotely opening and replacing a card.
SIM(Subscriber Identity Module客戶識別模組)卡是一種智慧卡，GSM(Global System for Mobile Communication，全球移動通信系統)數位行動電話必須安裝SIM卡方可使用。SIM卡中存儲了行動電話用戶的資訊、金鑰等內容，這些內容用於對GSM網路用戶身份進行鑒權，並對通話語音進行加密。 A SIM (Subscriber Identity Module) card is a smart card. A GSM (Global System for Mobile Communication) digital mobile phone must be installed with a SIM card before it can be used. The SIM card stores mobile phone user information, keys, and other content, which are used to authenticate the identity of the GSM network user and encrypt the call voice.
中國已經正式實施了手機用戶實名制制度。手機實名是新一代行動商務搜索技術，它將互聯網資訊技術與手機短信功能相結合。在用戶實名註冊後，就將相關資訊存儲在互聯網資料庫上，在需要查詢時，經由手機短信查詢的方式，隨時隨地獲取相關資訊。 China has officially implemented a real-name system for mobile phone users. The real name of the mobile phone is a new generation of mobile business search technology, which combines Internet information technology with the function of mobile phone text messaging. After the user's real name is registered, the relevant information is stored on the Internet database. When inquiries are needed, the relevant information can be obtained at any time and place by means of mobile phone text message inquiry.
然而，為了實現手機實名制，需要將手機號碼與身份證號碼進行對應，從而運營商在發放新SIM卡的時候必須需要認證用戶的資訊。因此，用戶在辦理開卡和換卡等業務時，一般都需要到營業廳去，浪費大量時間。 However, in order to realize the real-name system of mobile phones, it is necessary to correspond the mobile phone number with the ID card number, so that the operator must need to authenticate the user's information when issuing a new SIM card. Therefore, users generally need to go to the business hall when processing services such as card opening and card replacement, which wastes a lot of time.
在申請人為上海易銷電子商務有限公司的申請號為CN201210235000.0的申請案中揭露一種遠端開卡方法，用 戶經由使用終端機來完成選號、資訊認證、開卡等一系列的操作，解決了上述問題。 A remote card opening method is disclosed in an application filed by the applicant as Shanghai Yipin E-commerce Co., Ltd. with the number of CN201210235000.0. The user solves the above problems by using a terminal to complete a series of operations such as number selection, information authentication, and card opening.
然而，這種遠端開卡的方案流程已不符合現在行動互聯網的發展趨勢，不包含支付環節，並且未對身份證持有人進行驗證，存在身份被他人冒用的風險。因此需要一種新的開卡和換卡方法。 However, this remote card issuance scheme process is no longer in line with the current development trend of the mobile Internet. It does not include the payment link, and does not verify the identity card holder. There is a risk that the identity will be misused by others. Therefore, a new method for opening and replacing cards is needed.
本發明提出一種新的遠端開卡和遠端換卡的方法，使得用戶可以足不出戶購買SIM卡或者更新SIM卡的服務。 The invention proposes a new method for remotely opening a card and remotely changing a card, so that a user can purchase a SIM card or update the service of the SIM card without leaving home.
根據本發明的一個方面，提供一種遠端開卡方法，包括：用戶使用智慧設備經由互聯網從運營商獲取可用號碼列表以及需要提供的資料列表；用戶從可用號碼列表中選擇一個號碼並填寫資料列表中的資料；運營商根據用戶提供的資料對用戶的身份進行審核；以及在審核通過的情況下，運營商向用戶郵寄SIM卡。 According to an aspect of the present invention, a method for remotely opening a card is provided, which includes: a user obtains a list of available numbers and a list of materials to be provided from an operator via the Internet using a smart device; the user selects a number from the list of available numbers and fills in the list of materials Information; the operator checks the user ’s identity based on the information provided by the user; and if the verification is passed, the operator mails the SIM card to the user.
根據本發明的另一方面，提供一種遠端換卡方法，包括：用戶使用智慧設備經由互聯網從運營商獲取需要提供的資料列表；運營商對用戶持有的原號碼進行驗證；用戶填寫該資料列表中的資料；運營商根據用戶提供的資料對用戶的身份進行審核；以及在審核通過的情況下，運營商向用戶郵寄SIM卡。 According to another aspect of the present invention, a remote card replacement method is provided, including: a user uses a smart device to obtain a list of materials to be provided from an operator via the Internet; the operator verifies the original number held by the user; and the user fills in the information The information in the list; the operator checks the identity of the user based on the information provided by the user; and if the verification is passed, the operator mails the SIM card to the user.
經由本發明的技術方案，用戶可以完全在網路上實現開卡和換卡的操作，並且經由身份驗證而提高了安全性。 Through the technical solution of the present invention, the user can completely perform card opening and card replacement operations on the network, and security is improved through identity verification.
圖1是根據本發明的遠端開卡方法的流程圖。 FIG. 1 is a flowchart of a remote card opening method according to the present invention.
圖2是根據本發明的遠端開卡系統的框圖。 FIG. 2 is a block diagram of a remote card opening system according to the present invention.
圖3是根據本發明實施例的遠端開卡方法的詳細流程圖。 FIG. 3 is a detailed flowchart of a remote card issuing method according to an embodiment of the present invention.
圖4是根據本發明的遠端換卡方法的流程圖。 FIG. 4 is a flowchart of a remote card replacement method according to the present invention.
圖5是根據本發明的遠端換卡系統的框圖。 5 is a block diagram of a remote card exchange system according to the present invention.
圖6是根據本發明實施例的遠端換卡方法的詳細流程圖。 FIG. 6 is a detailed flowchart of a remote card replacement method according to an embodiment of the present invention.
本發明基於互聯網(尤其是行動互聯網)的對話模式，依託於PC或者行動終端設備(例如，智慧手機、平板電腦等)在運營商和SIM卡用戶之間進行交互，完成資料填寫、身份驗證、付款等操作，滿足用戶遠端開卡、換卡的需求。 The invention is based on the Internet (especially the mobile Internet) dialogue mode, and relies on a PC or a mobile terminal device (for example, a smart phone, a tablet computer, etc.) to interact between an operator and a SIM card user to complete data filling, identity verification, Payment and other operations to meet the needs of users to remotely open a card, change the card.
以下結合圖式詳細描述本發明。 The invention is described in detail below with reference to the drawings.
圖1是根據本發明的遠端開卡方法的流程圖。 FIG. 1 is a flowchart of a remote card opening method according to the present invention.
如圖1所示，本發明的遠端開卡方法包括以下步驟：用戶使用智慧設備經由互聯網從運營商獲取可用號碼列表以及需要提供的資料列表；用戶從可用號碼列表中選擇一個號碼並填寫資料列表中的資料；運營商根據用戶提供的資料對用戶的身份進行審核；以及在審核通過的情況下，運營商向用戶郵寄SIM卡。 As shown in FIG. 1, the remote card issuing method of the present invention includes the following steps: a user uses a smart device to obtain a list of available numbers and a list of materials to be provided from an operator via the Internet; the user selects a number from the list of available numbers and fills in the information The information in the list; the operator checks the identity of the user based on the information provided by the user; and if the verification is passed, the operator mails the SIM card to the user.
圖2是根據本發明的遠端開卡裝置的框圖。 Fig. 2 is a block diagram of a remote card opening device according to the present invention.
如圖2所示，根據本發明的遠端開卡系統包括：獲取裝置，位於智慧設備中，用於根據用戶的操作經由互聯網 從運營商獲取可用號碼列表以及需要提供的資料列表；選擇裝置，位於智慧設備中，用於使用戶從可用號碼列表中選擇一個號碼並填寫資料列表中的資料；審核裝置，由運營商管理，用於根據用戶提供的資料對用戶的身份進行審核；以及郵寄裝置，由運營商管理，用於在審核通過的情況下，運營商向用戶郵寄SIM卡。 As shown in FIG. 2, the remote card-issuing system according to the present invention includes: an acquiring device, which is located in a smart device and is configured to pass the Internet according to a user's operation. Obtain a list of available numbers and the list of materials to be provided from the operator; a selection device, located in the smart device, for the user to select a number from the list of available numbers and fill in the information in the list of materials; the review device is managed by the operator, It is used to verify the identity of the user based on the information provided by the user; and the mailing device, which is managed by the operator, is used by the operator to mail the SIM card to the user if the verification is passed.
在本發明中，需要提供一個互聯網入口(例如，用於給運營商下訂單的app或網頁)，用戶經由此入口選擇將購買的手機號碼或者對現在持有的手機號碼進行短信驗證。 In the present invention, it is necessary to provide an Internet portal (for example, an app or a webpage used to place an order with an operator), and the user selects a mobile phone number to be purchased or performs SMS verification on the mobile phone number currently held through the portal.
然後，用戶根據運營商入口生成的需求資料單進行資料錄入，這通常包括姓名、身份證號碼、家庭住址、聯繫方式、身份證正反面照片、用戶手持身份證照片等。 Then, the user enters the information according to the demand information sheet generated by the operator's entrance, which usually includes name, ID number, home address, contact information, front and back photos of the ID card, photos of the user holding the ID card, etc.
在需要付款的情況下，用戶完成付款並提交訂單給運營商。然後，運營商審核用戶資料，主要是審核身份證資訊、手持身份證是否為身份證所有人等。 In case payment is required, the user completes the payment and submits the order to the operator. Then, the operator reviews the user information, mainly examining the identity card information, whether the handheld ID card is the owner of the ID card, and so on.
如果審核未通過，則駁回用戶開卡或換卡申請；如果通過則郵寄SIM卡到用戶手中。 If the review fails, the user's application for card opening or card replacement is rejected; if it passes, the SIM card is mailed to the user.
以下結合圖3詳細描述本發明的實施例。圖3是根據本發明實施例的遠端開卡方法的詳細流程圖，用戶可以經由網頁或者app等方式進行此流程。 The embodiment of the present invention is described in detail below with reference to FIG. 3. FIG. 3 is a detailed flowchart of a method for remotely opening a card according to an embodiment of the present invention. A user may perform this process through a webpage or an app.
如圖3所示，首先，用戶使用智慧設備經由互聯網從運營商獲取可用號碼的列表以及用戶需要提供的資料列表。然後，用戶從可用號碼的列表中選擇一個意向號碼並填寫所需要提供的資料，生成訂單。其中，用戶需要提供 的資料包括但不限於姓名、身份證號碼、家庭住址、聯繫方式、身份證正反面照片、用戶手持身份證照片等。應該注意，當需要加強資料安全性時，可要求用戶提供附帶時間資訊的照片，例如用戶手持申請當日報紙為背景的照片等等，而一般的用戶只需提供手持身份證的照片即可。 As shown in FIG. 3, first, a user uses a smart device to obtain a list of available numbers and a list of materials that the user needs to provide from an operator via the Internet. Then, the user selects an intent number from the list of available numbers and fills in the required information to generate an order. Among them, users need to provide The information includes, but is not limited to, name, ID number, home address, contact information, front and back photos of the ID card, photos of the user holding the ID card, etc. It should be noted that when it is necessary to enhance the security of the data, the user may be required to provide photos with time information, such as photos held by the newspaper on the day when the user holds the application, and ordinary users only need to provide photos with the ID card.
在該過程中，需要標準化用戶拍攝身份證的照片大小、清晰度等要求，這可以經由向用戶提示相關資訊來實現。此外，用戶手持身份證照片必須清晰分辨用戶人臉資訊和身份證資訊，以便運營商可以經由影像識別和人臉識別等技術進行影像鑒別，這裡的鑒別包括鑒別照片的真假、照片是否經過PS等處理等等，從而消除了身份被別人冒用的風險。 In this process, it is necessary to standardize the requirements such as the size and clarity of the photo taken by the user's ID card, which can be achieved by prompting the user with relevant information. In addition, the user must clearly identify the user's face information and ID information in the hand of the ID card, so that the operator can identify the image through technologies such as image recognition and face recognition. The identification here includes authenticity of the photo and whether the photo passed PS Wait for processing and so on, thereby eliminating the risk of identity fraud.
然後，確定是否需要付款，如果需要付款則用戶進行支付操作，例如用戶可以經由網銀、支付寶等支付方式來付款。 Then, determine whether payment is required. If payment is required, the user performs a payment operation. For example, the user can pay via online banking, Alipay and other payment methods.
然後，運營商對用戶提交訂單的合法性具有審核許可權，對資料不全或者不符合要求的用戶有權利拒絕開卡服務。如上所述，除常規的審核之外，本發明的這種審核還包括使用影像識別和人臉識別等技術對用戶提供的身份證照片和用戶手持身份證照片進行識別。 Then, the operator has the right to review the legitimacy of the order submitted by the user, and the user who has incomplete information or does not meet the requirements has the right to refuse to open the card service. As mentioned above, in addition to the conventional audit, this audit of the present invention includes the use of techniques such as image recognition and face recognition to identify photos of ID cards provided by users and photos of ID cards held by users.
可以看出，本發明實施例的這種開卡方法流程合理、符合用戶交互習慣、獲取用戶資料全面，並且能夠用於審核身份證資訊和操作用戶的關聯性，從而能夠有效防止冒用他人身份證的情況發生。 It can be seen that the card opening method of the embodiment of the present invention has a reasonable process flow, conforms to user interaction habits, comprehensive access to user information, and can be used to verify the identity of the ID card information and operate the user, thereby effectively preventing impersonation of others. Proof of the situation.
圖4是根據本發明的遠端換卡方法的流程圖。 FIG. 4 is a flowchart of a remote card replacement method according to the present invention.
參照圖4，該遠端換卡方法包括以下步驟：用戶使用智慧設備經由互聯網從運營商獲取需要提供的資料列表；運營商對用戶持有的原號碼進行驗證；用戶填寫資料列表中的資料；運營商根據用戶提供的資料對用戶的身份進行審核；以及在審核通過的情況下，運營商向用戶郵寄SIM卡。 Referring to FIG. 4, the remote card replacement method includes the following steps: a user uses a smart device to obtain a list of required materials from an operator via the Internet; the operator verifies the original number held by the user; the user fills in the information in the list of information; The operator verifies the identity of the user based on the information provided by the user; and if the verification is passed, the operator mails the SIM card to the user.
圖5是根據本發明的遠端換卡系統的框圖。 5 is a block diagram of a remote card exchange system according to the present invention.
參照圖5，該遠端換卡系統包括：獲取裝置，位於智慧設備中，用於根據用戶的操作經由互聯網從運營商獲取需要提供的資料列表；驗證裝置，由運營商管理，用於對用戶持有的原號碼進行驗證；填寫裝置，用於使用戶填寫資料列表中的資料；審核裝置，被運營商管理，用於根據用戶提供的資料對用戶的身份進行審核；以及郵寄裝置，被運營商管理，用於在審核通過的情況下，運營商向用戶郵寄SIM卡。 Referring to FIG. 5, the remote card replacement system includes: an obtaining device, located in a smart device, for obtaining a list of materials to be provided from an operator via the Internet according to a user's operation; and a verification device, which is managed by the operator and used for the user The original number held is verified; the filling device is used to enable the user to fill in the information in the list of materials; the verification device is managed by the operator and used to check the identity of the user based on the information provided by the user; and the mail device is operated Provider management, used to mail SIM cards to users in the case of approval.
圖6是根據本發明實施例的遠端換卡方法的詳細流程圖，用戶可以經由網頁或者app等方式進行此流程。 FIG. 6 is a detailed flowchart of a remote card replacement method according to an embodiment of the present invention. A user may perform this process through a webpage or an app.
如圖6所示，首先用戶需要對原有號碼進行驗證，驗證方式包括短信驗證碼、經由原有號碼給服務號碼發送約定格式短信、撥打電話等等，這可以經由入口程式App來實現，可以自動進行也可以提示用戶手動進行。 As shown in Figure 6, first, the user needs to verify the original number. The verification methods include SMS verification code, sending a conventional format text message to the service number via the original number, making a call, etc. This can be achieved through the portal program App. Automatically can also prompt the user to do it manually.
然後，用戶提供運營商要求提供的所需資料來生成訂單。與上述方法類似，用戶需要提供的資料包括但不限於 姓名、身份證號碼、家庭住址、聯繫方式、身份證正反面照片、用戶手持身份證照片等。應該注意，當需要加強資料安全性時，可要求用戶提供附帶時間資訊的照片，例如用戶手持申請當日報紙為背景的照片等等，而一般的用戶只需提供手持身份證的照片即可。 The user then provides the required information required by the operator to generate the order. Similar to the above method, the information that users need to provide includes but is not limited to Name, ID number, home address, contact information, front and back photo of ID card, user holding ID card photo, etc. It should be noted that when it is necessary to enhance the security of the data, the user may be required to provide photos with time information, such as photos held by the newspaper on the day when the user holds the application, and ordinary users only need to provide photos with the ID card.
在該過程中，需要標準化用戶拍攝身份證的照片大小、清晰度等要求，這可以經由向用戶提示相關資訊來實現。此外，用戶手持身份證照片必須清晰分辨用戶人臉資訊和身份證資訊，以便運營商可以經由影像識別和人臉識別等技術進行影像鑒別，這裡的鑒別包括鑒別照片的真假、照片是否經過PS等處理等等，從而消除了身份被別人冒用的風險。 In this process, it is necessary to standardize the requirements such as the size and clarity of the photo taken by the user's ID card, which can be achieved by prompting the user with relevant information. In addition, the user must clearly identify the user's face information and ID information in the hand of the ID card, so that the operator can identify the image through technologies such as image recognition and face recognition. The identification here includes authenticity of the photo and whether the photo passed PS Wait for processing and so on, thereby eliminating the risk of identity fraud.
然後，確定是否需要付款，如果需要付款則用戶進行支付操作，例如用戶可以經由網銀、支付寶等支付方式來付款。 Then, determine whether payment is required. If payment is required, the user performs a payment operation. For example, the user can pay via online banking, Alipay and other payment methods.
然後，運營商對用戶提交訂單的合法性具有審核許可權，對資料不全或者不符合要求的用戶有權利拒絕換卡服務。如上所述，除常規的審核之外，本發明的這種審核還包括使用影像識別和人臉識別等技術對用戶提供的身份證照片和用戶手持身份證照片進行識別，從而有效防止冒用他人身份證的情況發生。 Then, the operator has the right to review the legitimacy of the order submitted by the user, and the user who has incomplete information or does not meet the requirements has the right to refuse the card replacement service. As mentioned above, in addition to the regular audit, this audit of the present invention also includes the use of image recognition and face recognition technology to identify the ID photo provided by the user and the ID photo held by the user, thereby effectively preventing impersonation. The situation with ID cards happened.
與先前技術的方案相比較，本發明所述的製卡操作還是掌握在運營商人員手中並且是在審核用戶提交的資料之後進行，從而對冒用他人身份資訊開卡換卡的情況進行了 限制。此外，本發明的方案流程更符合遠端開卡業務特點，對實名制遠端開卡的業務具有便捷和安全的雙重特性。 Compared with the solutions of the prior art, the card-making operation according to the present invention is still in the hands of the operator and is performed after reviewing the data submitted by the user, so as to open the card and exchange the card by using the identity information of others. limit. In addition, the solution flow of the present invention is more in line with the characteristics of the remote card issuance service, and has the dual characteristics of convenience and security for the real-name system remote card issuance service.
需要說明的是，以上參照圖式所描述的各個實施例僅用以說明本發明而非限制本發明的範圍，本領域的普通技術人員應當理解，在不脫離本發明的精神和範圍的前提下對本發明進行的修改或者等同替換，均應涵蓋在本發明的範圍之內。此外，除上下文另有所指外，以單數形式出現的詞包括複數形式，反之亦然。另外，除非特別說明，那麼任何實施例的全部或一部分可結合任何其它實施例的全部或一部分來使用。 It should be noted that the embodiments described above with reference to the drawings are only used to illustrate the present invention but not to limit the scope of the present invention. Those skilled in the art should understand that without departing from the spirit and scope of the present invention Modifications or equivalent substitutions to the present invention shall all be covered within the scope of the present invention. In addition, words in the singular include the plural unless the context indicates otherwise, and vice versa. In addition, all or part of any embodiment may be used in combination with all or part of any other embodiment, unless specifically stated otherwise.
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| CN107944339B (en) | 2017-10-20 | 2020-01-21 | 阿里巴巴集团控股有限公司 | Certificate verification and identity verification method and device |
| CN110189087A (en) * | 2018-02-22 | 2019-08-30 | 阿里巴巴集团控股有限公司 | A kind of data processing method and calculate equipment |
| RU2709649C2 (en) * | 2018-06-06 | 2019-12-19 | Виталий Борисович Дагиров | Remote registration system for mobile communication users |
| CN109413635B (en) * | 2018-10-12 | 2022-08-09 | 中国联合网络通信有限公司河南省分公司 | Implementation environment structure and optimization method for accepted communication service |
| CN111401999A (en) * | 2020-03-13 | 2020-07-10 | 马健 | Identity verification device and method for hotels and various rented house tenants |
| CN113052585A (en) * | 2021-04-30 | 2021-06-29 | 中国银行股份有限公司 | Method and device for replacing bank card |
| CN113259873B (en) * | 2021-05-20 | 2022-03-25 | 中国银行股份有限公司 | 5G message-based card change reservation method and system and bank terminal |
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- 2016-10-28 WO PCT/CN2016/103750 patent/WO2017076226A1/en active Application Filing
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| CN101656002A (en) * | 2009-08-26 | 2010-02-24 | 北京诺恩开创科技有限公司 | Self-service card selling method and self-service card selling terminal |
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| CN107113614A (en) | 2017-08-29 |
| TW201717665A (en) | 2017-05-16 |
| WO2017076226A1 (en) | 2017-05-11 |
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