TWI542071B - External card and memory card with dual sensor antenna structure - Google Patents

External card and memory card with dual sensor antenna structure Download PDF

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TWI542071B
TWI542071B TW103105374A TW103105374A TWI542071B TW I542071 B TWI542071 B TW I542071B TW 103105374 A TW103105374 A TW 103105374A TW 103105374 A TW103105374 A TW 103105374A TW I542071 B TWI542071 B TW I542071B
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card
smart chip
connection terminal
external
sensing
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TW103105374A
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Chinese (zh)
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TW201533967A (en
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yong-hua Zhou
ming-cheng Tang
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Priority to TW103105374A priority Critical patent/TWI542071B/en
Priority to CN201420113269.6U priority patent/CN203882333U/en
Priority to CN201410091872.3A priority patent/CN103886364B/en
Publication of TW201533967A publication Critical patent/TW201533967A/en
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具雙感應天線結構的外插卡及記憶卡 Out-of-band card and memory card with dual sensing antenna structure

本發明係關於一種外插卡及記憶卡,更特別的是關於一種具雙感應天線結構的外插卡及記憶卡。 The present invention relates to an external insertion card and a memory card, and more particularly to an external insertion card and a memory card having a dual sensing antenna structure.

隨著行動通訊技術的發展,例如:3G(3rd-Generation)、WiMAX(Worldwide Interoperability for Microwave Access)、LTE(Long Term Evolution)等行動通訊技術的開發,以及隨著無線通訊技術的發展,例如:近場無線傳輸(Near Field Communication,NFC)的技術,因而發展出一種行動支付機制(Mobile Payment),讓使用者能便於支付來達到行動消費的目的,因而各種實現行動支付機制的行動支付裝置、支付媒體也因此被不斷地開發出來。 With the development of mobile communication technologies, such as 3G (3rd-Generation), WiMAX (Worldwide Interoperability for Microwave Access), LTE (Long Term Evolution) and other mobile communication technologies, and with the development of wireless communication technologies, for example: Near Field Communication (NFC) technology, thus developing a mobile payment mechanism (Mobile Payment), allowing users to easily pay for mobile consumption purposes, and thus various mobile payment mechanisms that implement mobile payment mechanisms, Payment media has therefore been continuously developed.

記憶卡(如安全數位卡,即SD卡)係為一種基於半導體存儲技術的記憶裝置,具有高記憶容量、資料傳輸快、體積小而便於攜帶及高安全性等特點,被廣泛的運用於可擕式電子裝置上使用。現有的一種智慧SD卡(Smart SD卡)是將智慧卡晶片和儲存功能結合在一起,行動通訊裝置可藉由SWP(Single Wire Protocol,單線連接協定)及CLF(Contactless Frontend,非接觸通訊模組)進行與該智慧SD卡的通信,然而使用此種智慧SD卡,行動通訊裝置就必須具備CLF和天線,也無法通過外接設備(例如:7816-3IC讀取設備)來實現接觸式交易,更無法在行動通訊裝置電力不足時完成非接觸式交易。 Memory card (such as secure digital card, ie SD card) is a memory device based on semiconductor storage technology. It has high memory capacity, fast data transmission, small size, easy portability and high security. It is widely used. Used on portable electronic devices. An existing smart SD card (Smart SD card) combines a smart card chip and a storage function, and the mobile communication device can be connected by SWP (Single Wire Protocol) and CLF (Contactless Frontend). ) to communicate with the smart SD card, however, with such a smart SD card, the mobile communication device must have a CLF and an antenna, and it is not possible to implement contact transactions through an external device (for example, a 7816-3IC reading device). It is not possible to complete a contactless transaction when the mobile communication device is underpowered.

另一種的智慧SD卡是將智慧卡晶片、儲存功能、天線及SD控制器都放置在一張SD卡上,這樣做可降低對行動通訊裝置的要求,但是對於金屬 外殼手機或者是其他SD卡配置於電池下方的手機結構來說,卻常是會大幅衰減了非接觸訊號的強度,造成讀取困難,因而常無法完成非接觸交易。 Another smart SD card is to place the smart card chip, storage function, antenna and SD controller on an SD card, which can reduce the requirements for mobile communication devices, but for metal The structure of the mobile phone or other mobile phone with the SD card disposed under the battery often greatly attenuates the strength of the non-contact signal, which makes reading difficult, and thus often cannot complete non-contact transactions.

本發明之一目的在於改善外插卡的無線感應能力。 One of the objects of the present invention is to improve the wireless sensing capability of an add-in card.

本發明之另一目的在於使結合智慧晶片之外插卡除本身具有非接觸式的通訊能力外更可適用於既有之智慧晶片讀卡設備。 Another object of the present invention is to make the card integrated with the smart chip more suitable for the existing smart chip card reading device than the non-contact communication capability itself.

為達上述目的及其他目的,本發明提出一種具雙感應天線結構的外插卡,係用於插接至手持式電子裝置,包含一基板及設置於該基板上的一智慧晶片、一外插卡控制器及一外插卡標準連接端子組,其特徵在於:該基板上係設置有與該智慧晶片連接的一天線訊號處理模組,該天線訊號處理模組係連接二感應天線模組,該二感應天線模組係具有不同的感應軸向。 To achieve the above and other objects, the present invention provides an external add-in card having a dual-inductance antenna structure for plugging into a handheld electronic device, including a substrate and a smart chip disposed on the substrate, and an extrapolation. The card controller and an external card standard connection terminal group are characterized in that: an antenna signal processing module connected to the smart chip is disposed on the substrate, and the antenna signal processing module is connected to the second sensing antenna module. The two sensing antenna modules have different sensing axes.

於本發明之一實施例中,該二感應天線模組的感應軸向係互相垂直。 In an embodiment of the invention, the sensing axes of the two inductive antenna modules are perpendicular to each other.

於本發明之一實施例中,該外插卡之外型係呈一扁平狀,其中該二感應天線模組的其一感應軸向係垂直於該外插卡的扁平面。 In an embodiment of the present invention, the outer card has a flat shape, and an inductive axial direction of the two inductive antenna modules is perpendicular to a flat surface of the outer card.

於本發明之一實施例中,該基板上係更設置有符合該智慧晶片之通訊協定的一智慧晶片連接端子組,其中,該智慧晶片連接端子組係連接該智慧晶片,該智慧晶片係連接該記憶卡控制器,該記憶卡標準連接端子組及該智慧晶片連接端子組係外露於該外插卡。 In an embodiment of the present invention, the smart circuit chip connection terminal set corresponding to the smart chip communication protocol is further disposed on the substrate, wherein the smart chip connection terminal group is connected to the smart chip, and the smart chip system is connected. The memory card controller, the memory card standard connection terminal group and the smart chip connection terminal group are exposed on the external insertion card.

於本發明之一實施例中,該外插卡標準連接端子組係為符合安全數位(SD)卡、迷你SD卡及微SD卡之其中一種的端子規範。 In an embodiment of the present invention, the external connection card standard connection terminal group is a terminal specification conforming to one of a safety digital (SD) card, a mini SD card, and a micro SD card.

為達上述目的及其他目的,本發明復提出一種具行動支付功能的記憶卡,係包含一基板及設置於該基板上的一智慧晶片、一記憶卡控制器及一記憶卡標準連接端子組,其特徵在於:該基板上係設置有與該智慧晶片連接的一天線訊號處理模組,該天線訊號處理模組係連接二感應天線模組,該二感應天線模組係具有不同的感應軸向。 To achieve the above and other objects, the present invention further provides a memory card with a mobile payment function, comprising a substrate, a smart chip disposed on the substrate, a memory card controller, and a memory card standard connection terminal group. The antenna signal processing module is connected to the smart chip, and the antenna signal processing module is connected to two sensing antenna modules, and the two sensing antenna modules have different sensing axial directions. .

藉此,本發明在外接卡上進行感應軸向不同之雙天線結構的配置下,手持式電子裝置將可具有雙軸向的感應方向,進而當手持式電子裝置的殼體或其他配置遮蔽了其中一軸向的感應磁場進而造成接收困難時,另一感應軸向即會自動彌補來進行感應磁場的感應與資料存取,以達到多向感測的能力,進而克服習知的缺失,更進一步地,在本發明之智慧晶片連接端子組的配置下,更可讓本發明之外插卡或記憶卡具有透過外接的轉接器而轉接為一般尺寸之晶片卡(例如:IC金融卡、悠遊卡等),讓非接觸感應技術(如RFID、NFC)具有更廣泛的應用空間。 Therefore, the present invention can have a biaxial sensing direction in the configuration of the dual antenna structure with different axial sensing on the external card, thereby shielding the housing or other configuration of the handheld electronic device. When one of the axial induced magnetic fields causes difficulty in receiving, the other sensing axis automatically compensates for the sensing and data access of the induced magnetic field to achieve the multi-directional sensing capability, thereby overcoming the conventional missing and more Further, in the configuration of the smart chip connection terminal group of the present invention, the external card or the memory card of the present invention can be transferred to a general-sized wafer card through an external adapter (for example, an IC financial card). , leisure card, etc.), let non-contact sensing technology (such as RFID, NFC) have a wider application space.

100‧‧‧外插卡 100‧‧‧Extension card

101‧‧‧基板 101‧‧‧Substrate

110‧‧‧智慧晶片 110‧‧‧Smart Wafer

112‧‧‧智慧晶片連接端子組 112‧‧‧Smart chip connection terminal set

120‧‧‧外插卡控制器 120‧‧‧Extra Card Controller

122‧‧‧外插卡標準連接端子組 122‧‧‧External card standard connection terminal set

130‧‧‧記憶體模組 130‧‧‧ memory module

140‧‧‧天線訊號處理模組 140‧‧‧Antenna Signal Processing Module

141‧‧‧第一感應天線模組 141‧‧‧First Induction Antenna Module

142‧‧‧第二感應天線模組 142‧‧‧Second Inductive Antenna Module

200‧‧‧手持式電子裝置 200‧‧‧Handheld electronic devices

161‧‧‧第一感應軸向 161‧‧‧First induction axis

162‧‧‧第二感應軸向 162‧‧‧Second induction axis

第1圖係為本發明一實施例中具雙感應天線結構之外插卡的功能方塊示意圖。 FIG. 1 is a functional block diagram of a card with a dual sensing antenna structure according to an embodiment of the present invention.

第2圖係為本發明另一實施例中具雙感應天線結構之外插卡的功能方塊示意圖。 FIG. 2 is a functional block diagram of a card with a dual sensing antenna structure according to another embodiment of the present invention.

第3圖係為插接具雙感應天線結構之外插卡之手持式電子裝置的示意圖。 Figure 3 is a schematic diagram of a handheld electronic device with a card inserted outside of the dual inductive antenna structure.

為充分瞭解本發明之目的、特徵及功效,茲藉由下述具體之實施例,並配合所附之圖式,對本發明做一詳細說明,說明如後: In order to fully understand the objects, features and advantages of the present invention, the present invention will be described in detail by the following specific embodiments and the accompanying drawings.

首先請參閱第1圖,係為本發明一實施例中具雙感應天線結構之外插卡的功能方塊示意圖。 First, please refer to FIG. 1 , which is a functional block diagram of a card with a dual sensing antenna structure according to an embodiment of the present invention.

具雙感應天線結構的外插卡為一基板101加上外殼體而成為一個可插接至手持式電子裝置(例如:智慧型手機、平板電腦等)的卡片式產品,其係可插接至手持式電子裝置的記憶卡插槽或其他外接卡的插槽中,因此該外接卡產品係可為各種適用於手持式電子裝置之記憶卡插槽的卡片式產品,例如:安全數位卡(SD)、迷你SD卡(Mini SD)及微SD卡(Micro SD)等,於本發明中係以微SD卡作為示例。 The external card with dual sensing antenna structure is a substrate 101 plus an outer casing and becomes a card type product that can be plugged into a handheld electronic device (for example, a smart phone, a tablet computer, etc.), which can be plugged into The memory card slot of the handheld electronic device or the slot of other external cards, so the external card product can be a variety of card products suitable for the memory card slot of the handheld electronic device, for example: a secure digital card (SD) ), a mini SD card (Mini SD), a micro SD card (Micro SD), etc., in the present invention, a micro SD card is taken as an example.

於本發明之實施例中,該基板101上係包含:智慧晶片110、外插卡控制器120、外插卡標準連接端子組122、天線訊號處理模組140、第一感應天線模組141及第二感應天線模組142,其中該二感應天線模組141、142係具有不同的感應軸向,外插卡標準連接端子組122係連接該外插卡控制器120,該智慧晶片110係連接該外插卡控制器120。第一感應天線模組141及第二感應天線模組142係透過該天線訊號處理模組140間接連接至該智慧晶片110,以將感應訊號饋入該智慧晶片110,進而與外部感應設備進行資料存取。其中該天線訊號處理模組140係用於處理該第一感應天線模組141及該第二感應天線模組142所接收之訊號,舉例來說,由於記憶卡上之內部的感應天線會較小,該天線訊號處理模組140內可包含一前級處理放大器,用以放大該第一感應天線模組141及該第二感應天線模組142所接收之訊號,此外,該天線訊號處理模組140並連接該外插卡控制器120以進一步可透過該外插卡標準連接端子組122向外傳輸訊號。 In the embodiment of the present invention, the substrate 101 includes: a smart chip 110, an external card controller 120, an external card standard connection terminal group 122, an antenna signal processing module 140, a first sensing antenna module 141, and The second sensing antenna module 142, wherein the two sensing antenna modules 141 and 142 have different sensing axes, and the external card standard connection terminal group 122 is connected to the external card controller 120, and the smart chip 110 is connected. The add-in card controller 120. The first inductive antenna module 141 and the second inductive antenna module 142 are indirectly connected to the smart chip 110 through the antenna signal processing module 140 to feed the sensing signal to the smart chip 110, thereby performing data with the external sensing device. access. The antenna signal processing module 140 is configured to process the signals received by the first inductive antenna module 141 and the second inductive antenna module 142. For example, the internal sensing antenna on the memory card is smaller. The antenna signal processing module 140 can include a pre-processing amplifier for amplifying signals received by the first inductive antenna module 141 and the second inductive antenna module 142. In addition, the antenna signal processing module The external card controller 120 is connected to the external card controller 120 to further transmit signals through the external card standard connection terminal group 122.

由於本發明之外插卡係具有智慧晶片110,因此可將此外插卡視為可進行支付交易的一種小型化的金融IC卡或感應卡等,使得使用者於其手持式電子裝置插接本發明之外插卡後可進行無線感應式的支付交易行為,進一步地,因有該智慧晶片110的存在,個人憑證資料得以被使用,更可讓使用者在網際網路上進行需要金融憑證的各種交易行為,大幅提高便利性。更進一步地,本發明之外插卡可應用成具行動支付功能的記憶卡,進而可適用於可攜式或穿戴式的電子裝置(如智慧手錶等),達到更進一步的應用。 Since the plug-in card of the present invention has the smart chip 110, the add-in card can be regarded as a miniaturized financial IC card or a proximity card for performing payment transactions, so that the user inserts the notebook in the handheld electronic device. In addition to the invention, the wireless inductive payment transaction behavior can be performed after the card is inserted. Further, due to the presence of the smart chip 110, the personal voucher data can be used, and the user can perform various kinds of financial documents on the Internet. Trading behavior greatly improves convenience. Further, the external card of the present invention can be applied to a memory card with a mobile payment function, and thus can be applied to a portable or wearable electronic device (such as a smart watch, etc.) to achieve further applications.

於一較佳實施態樣中,該二感應天線模組141、142的感應軸向係互相垂直,例如該二感應天線模組141、142的其中一個感應軸向係垂直於扁平狀外形之外插卡的扁平面,如此將使得另一個感應軸向係位於扁平狀外形之外插卡的側邊(即表示出外插卡厚度的邊)。 In a preferred embodiment, the sensing axes of the two inductive antenna modules 141 and 142 are perpendicular to each other. For example, one of the sensing antenna modules 141 and 142 is perpendicular to the flat shape. The flat face of the card will be such that the other inductive axis is located on the side of the card outside the flat profile (ie, the edge that represents the thickness of the add-in card).

本發明實施例中採用之感應天線模組141、142係可採用一般之磁體外繞感應線圈或平面式感應線圈的方式來進行,舉例來說,本發明的兩組感應天線模組141、142中,至少一組為磁體外繞感應線圈的方式,以提供垂直於扁平狀外形之外插卡的扁平面的感應軸向,至於另一組感應天線模組則可為磁體外繞感應線圈或平面式感應線圈。然而,於此僅為示例性的說明,本發明並不以此為限,能產生不同軸向(較佳係近似垂直)之感應軸向的感應天線皆可適用本發明。其中,該二感應天線模組係為符合無線射頻識別(radio-frequency identification,RFID)或近距離通訊技術(Near Field Communication,NFC)規範下的感應天線。 The inductive antenna modules 141 and 142 used in the embodiments of the present invention can be implemented by means of a general magnet outer wound induction coil or a planar induction coil. For example, the two sets of inductive antenna modules 141 and 142 of the present invention. At least one of the magnets is wound around the induction coil to provide an inductive axis perpendicular to the flat surface of the card outside the flat profile, and the other set of inductive antenna modules may be an outer coil of the magnet or Flat induction coil. However, the present invention is by way of example only, and the invention is not limited thereto, and an inductive antenna capable of generating different axial (preferably approximately vertical) inductive axes is applicable to the present invention. The two sensing antenna modules are inductive antennas conforming to radio-frequency identification (RFID) or Near Field Communication (NFC) specifications.

接著請參閱第2圖,係為本發明另一實施例中具雙感應天線結構之外插卡的功能方塊示意圖。與第1圖之實施例的差別在於:該基板101上係更設置有符合該智慧晶片110之通訊協定的一智慧晶片連接端子組112,其中,該智慧晶片連接端子組112係連接該智慧晶片110,該外插卡標準連接端子組112及 該智慧晶片連接端子組122係外露於該外插卡。於第1圖中雖無法顯示出來,但是該外插卡標準連接端子組122及該智慧晶片連接端子組112係外露於該外插卡,使得該外插卡標準連接端子組122,舉例來說為記憶卡的標準連接端子組時,即可對記憶體模組130發揮原有存取功能。該智慧晶片連接端子組112則可供外接轉接卡將該等端子導接至原智慧晶片卡之智慧晶片所位處的位置,另一方面,該智慧晶片連接端子組112亦可直接排列成智慧晶片之各接觸端子的位置,而可在接上轉接卡後無需再將該等端子導接而可直接被使用,此係為外接轉卡的實施態樣,該基板101上之該智慧晶片連接端子組112係為符合該智慧晶片110之通訊協定規範下所設置的連接端子,舉例來說,當具智慧晶片的外插卡為微SD卡時,該智慧晶片連接端子組112係由VCC端子、RST端子、CLK端子、IO端子及GND端子所組成。 2 is a functional block diagram of a card with a dual sensing antenna structure according to another embodiment of the present invention. The difference from the embodiment of FIG. 1 is that the substrate 101 is further provided with a smart chip connection terminal group 112 conforming to the communication protocol of the smart chip 110, wherein the smart chip connection terminal group 112 is connected to the smart chip. 110, the external card standard connection terminal group 112 and The smart chip connection terminal group 122 is exposed to the external insertion card. Although not shown in FIG. 1, the external card standard connection terminal group 122 and the smart chip connection terminal group 112 are exposed to the external card, so that the external card standard connection terminal group 122, for example, When the standard connection terminal group of the memory card is used, the original access function of the memory module 130 can be exerted. The smart chip connection terminal group 112 can be used for the external adapter card to connect the terminals to the position of the smart chip of the original smart chip card. On the other hand, the smart chip connection terminal group 112 can also be directly arranged. The position of each contact terminal of the smart chip can be directly used after connecting the riser card without connecting the terminals, which is an implementation aspect of the external transfer card, and the wisdom on the substrate 101 The chip connection terminal group 112 is a connection terminal disposed under the communication protocol specification of the smart chip 110. For example, when the external chip of the smart chip is a micro SD card, the smart chip connection terminal group 112 is It consists of VCC terminal, RST terminal, CLK terminal, IO terminal and GND terminal.

接著請參閱第3圖,係為插接具雙感應天線結構之外插卡之手持式電子裝置的示意圖。當手持式電子裝置200插接本發明之外插卡100後,即可使用無線感應功能進行支付交易,一般來說使用者一開始皆會以手持式電子裝置200的平面(如大約平行於紙面的方向)進行感應,而當手持式電子裝置200因內部結構或電子元件的干擾造成感應困難(第一感應軸向161)時,另一感應軸向(第二感應軸向162)即可進行感應來自動彌補第一感應軸向的感應困難,如此將可大幅提高使用上的便利性。 Next, please refer to FIG. 3, which is a schematic diagram of a handheld electronic device with a card inserted outside the dual sensing antenna structure. When the handheld electronic device 200 is plugged into the card 100 of the present invention, the wireless sensing function can be used for the payment transaction. Generally, the user initially uses the plane of the handheld electronic device 200 (eg, approximately parallel to the paper surface). Inductively, while the handheld electronic device 200 is difficult to sense due to interference from internal structures or electronic components (first sensing axis 161), the other sensing axis (second sensing axis 162) can be performed. Induction to automatically compensate for the difficulty of sensing the first inductive axis, which will greatly improve the convenience of use.

綜合上述,透過本發明之外插卡或用於具行動支付功能之記憶卡,當手持式電子裝置的殼體或其他配置遮蔽了其中一軸向的感應磁場進而造成接收困難時,另一感應軸向即會自動彌補來進行感應磁場的感應與資料存取,以達到多向感測的能力,進而克服習知的缺失。另一方面,在本發明之智慧晶片連接端子組的配置下即可供外接的轉接器將記憶卡轉接成大卡,無需額 外使用新的設備來讀取,亦解決了現有智慧SD卡無法相容於既有之接觸式讀取設備的問題,擴大了智慧SD卡的使用範圍。 In summary, through the external card of the present invention or the memory card with a mobile payment function, when the housing or other configuration of the handheld electronic device shields one of the axial induced magnetic fields and causes reception difficulties, another induction The axial direction is automatically compensated for the induction and data access of the induced magnetic field to achieve the multi-directional sensing capability, thereby overcoming the lack of knowledge. On the other hand, in the configuration of the smart chip connection terminal group of the present invention, the external adapter can be used to transfer the memory card into a large card without using the amount. The use of new devices for reading also solves the problem that the existing smart SD card cannot be compatible with the existing contact reading device, and expands the use range of the smart SD card.

本發明在上文中已以較佳實施例揭露,然熟習本項技術者應理解的是,該實施例僅用於描繪本發明,而不應解讀為限制本發明之範圍。應注意的是,舉凡與該實施例等效之變化與置換,均應設為涵蓋於本發明之範疇內。因此,本發明之保護範圍當以申請專利範圍所界定者為準。 The invention has been described above in terms of the preferred embodiments, and it should be understood by those skilled in the art that the present invention is not intended to limit the scope of the invention. It should be noted that variations and permutations equivalent to those of the embodiments are intended to be included within the scope of the present invention. Therefore, the scope of protection of the present invention is defined by the scope of the patent application.

101‧‧‧基板 101‧‧‧Substrate

110‧‧‧智慧晶片 110‧‧‧Smart Wafer

120‧‧‧外插卡控制器 120‧‧‧Extra Card Controller

122‧‧‧外插卡標準連接端子組 122‧‧‧External card standard connection terminal set

130‧‧‧記憶體模組 130‧‧‧ memory module

140‧‧‧天線訊號處理模組 140‧‧‧Antenna Signal Processing Module

141‧‧‧第一感應天線模組 141‧‧‧First Induction Antenna Module

142‧‧‧第二感應天線模組 142‧‧‧Second Inductive Antenna Module

Claims (6)

一種具雙感應天線結構的外插卡,係用於插接至手持式電子裝置,包含一基板及設置於該基板上的一智慧晶片、一外插卡控制器及一外插卡標準連接端子組,其特徵在於:該基板上係設置有與該智慧晶片連接的一天線訊號處理模組,該天線訊號處理模組係連接二感應天線模組,該二感應天線模組係具有不同的感應軸向,其中,該基板上係更設置有符合該智慧晶片之通訊協定的一智慧晶片連接端子組,該智慧晶片連接端子組係連接該智慧晶片,該智慧晶片係連接該外插卡控制器,該外插卡標準連接端子組及該智慧晶片連接端子組係外露於該外插卡,該外插卡之外型係呈一扁平狀,其中該二感應天線模組的其一感應軸向係垂直於該外插卡的扁平面。 An external insertion card with a dual sensing antenna structure for plugging into a handheld electronic device, comprising a substrate and a smart chip, an external card controller and an external card standard connection terminal disposed on the substrate The group is characterized in that: an antenna signal processing module connected to the smart chip is disposed on the substrate, and the antenna signal processing module is connected to two sensing antenna modules, and the two sensing antenna modules have different sensing In the axial direction, the smart circuit chip connection terminal group corresponding to the smart chip communication protocol is further disposed on the substrate, the smart chip connection terminal group is connected to the smart chip, and the smart chip is connected to the external card controller The external connection card terminal assembly and the smart chip connection terminal group are exposed on the external insertion card, and the external insertion card has a flat shape, wherein the two sensing antenna modules have an inductive axial direction It is perpendicular to the flat surface of the add-in card. 如請求項第1項所述之外插卡,其中該二感應天線模組的感應軸向係互相垂直。 The card is inserted as described in claim 1, wherein the sensing axes of the two sensing antenna modules are perpendicular to each other. 如請求項第1項所述之外插卡,其中該外插卡標準連接端子組係為符合安全數位(SD)卡、迷你SD卡及微SD卡之其中一種的端子規範。 The card is inserted as described in Item 1 of the claim, wherein the external card terminal connection terminal group is a terminal specification conforming to one of a security digital (SD) card, a mini SD card, and a micro SD card. 一種具行動支付功能的記憶卡,係包含一基板及設置於該基板上的一智慧晶片、一記憶卡控制器及一記憶卡標準連接端子組,其特徵在於:該基板上係設置有與該智慧晶片連接的一天線訊號處 理模組,該天線訊號處理模組係連接二感應天線模組,該二感應天線模組係具有不同的感應軸向,其中,該基板上係更設置有符合該智慧晶片之通訊協定的一智慧晶片連接端子組,該智慧晶片連接端子組係連接該智慧晶片,該智慧晶片係連接該記憶卡控制器,該記憶卡標準連接端子組及該智慧晶片連接端子組係外露於該記憶卡,其中該記憶卡之外型係呈一扁平狀,該二感應天線模組的其一感應軸向係垂直於該記憶卡的扁平面。 A memory card with a mobile payment function includes a substrate and a smart chip disposed on the substrate, a memory card controller and a memory card standard connection terminal group, wherein the substrate is provided with An antenna signal connected to the smart chip The antenna module is connected to the two sensing antenna modules, and the two sensing antenna modules have different sensing axes, wherein the substrate is further provided with a communication protocol conforming to the smart chip. a smart chip connection terminal group, the smart chip connection terminal group is connected to the smart chip, the smart chip is connected to the memory card controller, and the memory card standard connection terminal group and the smart chip connection terminal group are exposed on the memory card, The external appearance of the memory card is flat, and an inductive axial direction of the two inductive antenna modules is perpendicular to a flat surface of the memory card. 如請求項第4項所述之記憶卡,其中該二感應天線模組的感應軸向係互相垂直。 The memory card of claim 4, wherein the sensing axes of the two inductive antenna modules are perpendicular to each other. 如請求項第4項所述之記憶卡,其中該二感應天線模組係為符合無線射頻識別(radio-frequency identification,RFID)或近距離通訊技術(Near Field Communication,NFC)規範下的感應天線。 The memory card of claim 4, wherein the two sensing antenna modules are inductive antennas conforming to radio-frequency identification (RFID) or Near Field Communication (NFC) specifications. .
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