TWI541739B - Online transaction payment system and payment process - Google Patents
Online transaction payment system and payment process Download PDFInfo
- Publication number
- TWI541739B TWI541739B TW100144324A TW100144324A TWI541739B TW I541739 B TWI541739 B TW I541739B TW 100144324 A TW100144324 A TW 100144324A TW 100144324 A TW100144324 A TW 100144324A TW I541739 B TWI541739 B TW I541739B
- Authority
- TW
- Taiwan
- Prior art keywords
- module
- payment
- online transaction
- web interface
- image
- Prior art date
Links
Landscapes
- Cash Registers Or Receiving Machines (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Description
本發明係關於一種線上交易支付系統及支付流程，尤其是一種能夠提供消費者於網路上消費購物之特殊商品支付模式。 The present invention relates to an online transaction payment system and a payment process, and more particularly to a special product payment mode capable of providing consumers with shopping on the Internet.
由於網路的盛行，使得整體的消費習慣亦相對產生極大的變化，因此網路購物可以不出門而挑盡各式商品，故有愈來愈多的人喜歡於電腦上直接點選購物，而現今電腦網路交易購物，消費者能夠於家用電腦連接上網路商店，並點選所需之商品後，即可以信用交易模式(***)進行付款，直接於線上與金流公司做信用付款之登錄，並在取得付款銀行的授權同意後，即可稱為一完整的交易程序，最近再由網路商店透過郵寄或到店取貨等方式，消費者即可完成購物與取物的動作。 Due to the prevalence of the Internet, the overall consumption habits have also undergone tremendous changes. Therefore, online shopping can pick up all kinds of products without going out, so more and more people like to directly click on the computer to shop. Nowadays, computer online transactions and shopping, consumers can connect to the online store on the home computer, and click on the desired goods, then they can make a payment in the credit transaction mode (credit card), and directly log in to the online company to make a credit payment. After obtaining the authorization of the payment bank, it can be called a complete transaction procedure. Recently, the online store can complete the shopping and taking action by mailing or picking up the goods.
但於網路商店上使用***付款的方式，其中有一個潛在的危機是交易的認證安全性，由於必須揭露足夠資料才能夠進行付款，若是不慎被網路駭客盜取資料而導致***資訊外洩，則很容易被他人蓄意盜刷或盜用身份做交易；因此這樣的交易模式對於消費者來講，仍然是存在一定的風險性，因此有廠商開發出了門市代繳的服務，能夠於網路商店上訂購之後，再到門市進行付款的流程，這樣的交易模式將能夠避免資訊外洩的風險，不過則必須麻煩消費者進入實體門市中才能進行付款，對於消費者來講，這樣的交易模式仍然是有一定程度的不便利性。 However, in the online store, the method of using credit card payment, one of the potential crises is the authentication security of the transaction, because it is necessary to expose enough information to be able to make payment, if it is accidentally stolen by the Internet hacker, the credit card information Exclusion, it is easy for others to deliberately steal or steal identity to trade; therefore, such a transaction model is still a certain risk for consumers, so some manufacturers have developed a service that the store pays, can After ordering on the online store, and then going to the store to make the payment process, such a transaction mode will be able to avoid the risk of information leakage, but it must be troublesome for consumers to enter the physical store to make payments, for consumers, such The trading model still has a certain degree of inconvenience.
因此，若能夠當消費者於網路上確定購物後，消費者能夠直接掃描一支付工具來進行付款，因此消費者除了不需輸入多餘的資訊，同時本人不 需移動到門市，即可於手機上或電腦前進行付款，如此應為一最佳解決方案。 Therefore, if the consumer can directly scan a payment tool to make a payment after the consumer determines the purchase on the Internet, the consumer does not need to input redundant information, and at the same time, If you need to move to the store, you can make a payment on your mobile phone or in front of your computer. This should be the best solution.
本發明之目的即在於提供一種線上交易支付系統及支付流程，係能夠讓消費者於網路商店上確認購物之時，能夠直接掃描一支付工具來進行付款，因此消費者除了不需輸入多餘的資訊，同時本人不需移動到門市，即可於手機上或電腦前進行付款，因此能夠安全而便利地完成交易。 The object of the present invention is to provide an online transaction payment system and a payment process, which enable a consumer to directly scan a payment instrument for payment when confirming shopping on an online store, so that the consumer does not need to input redundant information. Information, and I don't need to move to the store, I can make payments on my mobile phone or in front of the computer, so I can complete the transaction safely and conveniently.
可達成上述發明目的之線上交易支付系統及支付流程，係由一具有影像掃描模組之行動裝置或電腦讓消費者能夠登入網路平台之網頁，並於選擇購物商品之後，能夠使用一具有條碼(一維條碼、二維條碼、或更多型式的條碼)、文字及數字之支付工具來進行付款，而確定要使用該支付工具進行付款時，消費者能夠經由影像掃描模組來掃描該支付工具之條碼，並傳送至該網路平台中，而該網路平台則會進行辨識與確認該支付工具的正確性與可行性之後，再於支付工具上進行購物商品金額的扣款，以完成最終付款的程序；因此使用具有條碼之支付工具來進行付款，除了消費者不需要提供私人資料之外，也不需要至門市進行付款，如此將能夠增加消費者付款的便利性與安全性。 An online transaction payment system and a payment process that can achieve the above object is a mobile device having a video scanning module or a computer that allows a consumer to log in to a webpage of the network platform, and after selecting a shopping item, can use a barcode. (1D barcode, 2D barcode, or more type of barcode), text and digital payment tools to make payment, and when determining to use the payment instrument to make payment, the consumer can scan the payment via the image scanning module The barcode of the tool is transmitted to the network platform, and the network platform identifies and confirms the correctness and feasibility of the payment instrument, and then debits the amount of the shopping item on the payment instrument to complete The final payment process; therefore, the use of bar code payment tools to make payments, in addition to the consumer does not need to provide private information, there is no need to pay to the store, which will increase the convenience and security of consumer payments.
更具體的說，所述網路平台係包含有一網頁介面模組、一會員登入模組、一商品選購模組、一付款確認模組及一資料庫模組，而該支付工具能夠透過一電信網路登入該網頁介面模組中，並將該支付工具之條碼的影像輸入該付款確認模組中，以經由該付款確認模組及該資料庫模組辨識與確認該支付工具的正確性與可行性之後，即可於支付工具上進行購物商品金 額的扣款。 More specifically, the network platform includes a web interface module, a member login module, a product purchasing module, a payment confirmation module, and a database module, and the payment tool can pass through a The telecommunications network is logged into the web interface module, and the image of the barcode of the payment instrument is input into the payment confirmation module to identify and confirm the correctness of the payment instrument via the payment confirmation module and the database module. After the feasibility, you can make purchases on the payment instrument. Deduction of the amount.
更具體的說，所述行動裝置係具有一影像掃描模組、一輸入模組及一行動通訊模組，該輸入模組及影像掃描模組係與該行動通訊模組相連接，因此該行動裝置能夠透過該行動通訊模組連接該電信網路，以使該輸入模組所輸入的資料或是該影像掃描模組所掃描的影像能夠傳送進入該網路平台中。 More specifically, the mobile device has an image scanning module, an input module, and a mobile communication module, and the input module and the image scanning module are connected to the mobile communication module, so the action The device can be connected to the telecommunication network through the mobile communication module, so that the data input by the input module or the image scanned by the image scanning module can be transmitted into the network platform.
更具體的說，所述行動裝置係具有至少一個攝影鏡頭，而該攝影鏡頭能夠配合該影像掃描模組，以進行掃瞄該支付工具之條碼(一維條碼、二維條碼、或更多型式的條碼)的影像；而該攝影鏡頭係能夠為CCD或是CMOS。 More specifically, the mobile device has at least one photographic lens, and the photographic lens can cooperate with the image scanning module to scan a barcode of the payment tool (one-dimensional barcode, two-dimensional barcode, or more) The image of the bar code; and the photographic lens can be CCD or CMOS.
更具體的說，所述電腦係具有一影像掃描模組、一輸入模組及一網際網路模組，該輸入模組及影像掃描模組係與該網際網路模組相連接，因此該電腦能夠透過該網際網路模組連接該網際網路，以使該輸入模組所輸入的資料或是該影像掃描模組所掃描的影像能夠傳送進入該網路平台中。 More specifically, the computer has an image scanning module, an input module, and an internet module, and the input module and the image scanning module are connected to the internet module, so The computer can connect to the Internet through the Internet module, so that the data input by the input module or the image scanned by the image scanning module can be transmitted into the network platform.
更具體的說，所述電腦係具有至少一個攝影鏡頭，而該攝影鏡頭能夠配合該影像掃描模組，以進行掃瞄該支付工具之條碼(一維條碼、條碼、或更多型式的條碼)的影像；而該攝影鏡頭係能夠為CCD或是CMOS。 More specifically, the computer has at least one photographic lens, and the photographic lens can cooperate with the image scanning module to scan the barcode of the payment tool (a one-dimensional barcode, barcode, or more type of barcode) Image; the camera lens can be CCD or CMOS.
更具體的說，所述網頁介面模組係與該會員登入模組相連接，因此藉由該會員登入模組登入該網路平台之資訊，能夠顯示於該網頁介面模組上。 More specifically, the web interface module is connected to the member login module. Therefore, the member login module can be displayed on the web interface module by logging in the information of the web platform.
更具體的說，所述網頁介面模組係與該商品選購模組相連接，因此藉由該商品選購模組選擇購物商品之資訊，能夠顯示於該網頁介面模組上。 More specifically, the web interface module is connected to the product purchasing module. Therefore, the merchandise purchasing module can select the information of the shopping item to be displayed on the web interface module.
更具體的說，所述付款確認模組係與該網頁介面模組相連接，因此藉 由該付款確認模組所確認付款模式之資訊，能夠顯示於該網頁介面模組上。 More specifically, the payment confirmation module is connected to the web interface module, so The information of the payment mode confirmed by the payment confirmation module can be displayed on the web interface module.
更具體的說，所述付款確認模組係與該網頁介面模組及資料庫模組相連接，因此藉由該付款確認模組及該資料庫模組辨識與確認該支付工具之資訊，能夠顯示於該網頁介面模組上。 More specifically, the payment confirmation module is connected to the web interface module and the database module, so that the payment confirmation module and the database module can identify and confirm the information of the payment instrument. Displayed on the web interface module.
更具體的說，所述付款確認模組係更能夠連接一電子收據傳送模組，用以將該付款確認模組所處理購物商品金額的扣款收據傳送至指定的電子信箱內。 More specifically, the payment confirmation module is further capable of connecting to an electronic receipt delivery module for transmitting the debit receipt of the amount of the shopping item processed by the payment confirmation module to the designated electronic mailbox.
另外，本發明線上交易支付流程，其主要步驟為：(1)先由消費者進入網路平台之網頁中，並登入網路平台之會員；(2)於選擇購物商品之後，使用一支付工具來進行付款；(3)由消費者掃描該支付工具之條碼，並傳送至該網路平台中，而該網路平台則會進行辨識與確認該支付工具的正確性與可行性；以及(4)最後，確認支付工具可進行扣款後，能夠於支付工具上進行購物商品金額的扣款，以完成最終付款的程序。 In addition, the main steps of the online transaction payment process of the present invention are: (1) first entering the webpage of the network platform by the consumer and logging in to the member of the network platform; (2) using a payment tool after selecting the shopping item. To pay for the payment; (3) the barcode of the payment instrument is scanned by the consumer and transmitted to the network platform, and the network platform identifies and confirms the correctness and feasibility of the payment instrument; and (4) Finally, after confirming that the payment instrument can make a deduction, it can deduct the amount of the shopping item on the payment instrument to complete the final payment procedure.
更具體的說，所述消費者進入網路平台之網頁所使用的裝置為一能夠連接網路之行動裝置或電腦。 More specifically, the device used by the consumer to access the webpage of the web platform is a mobile device or computer capable of connecting to the network.
更具體的說，當進行最終付款的程序之後，能夠再發送電子收據至會員指定的電子信箱內。 More specifically, after the final payment process is performed, the electronic receipt can be resent to the member's designated e-mail address.
更具體的說，所述行動裝置進行掃瞄該支付工具時，除了能夠掃瞄條碼的影像之外，更能夠掃描支付工具上的文字和數字來辨識該支付工具之卡號和密碼。 More specifically, when the mobile device scans the payment tool, in addition to being able to scan the image of the barcode, the mobile device can scan the text and number on the payment instrument to identify the card number and password of the payment instrument.
有關於本發明之前述及其他技術內容、特點與功效，在以下配合參考圖式之較佳實施例的詳細說明中，將可清楚的呈現。 The above and other technical contents, features and advantages of the present invention will be apparent from the following detailed description of the preferred embodiments.
請參閱圖一及圖二，為本發明一種線上交易支付系統及支付流程之第一實施例架構圖及支付工具示意圖，該線上交易支付系統係由消費者1透過一具有影像掃描模組23、一輸入模組21及一行動通訊模組22之行動裝置2連接透過一電信網路3，以進入該網路平台4中，其中該網路平台4係包含有一網頁介面模組41、一會員登入模組42、一商品選購模組43、一付款確認模組44及一資料庫模組45，其中當該消費者1進入該網頁介面模組41後，可經由該會員登入模組42登入該網路平台4中，並再藉由該商品選購模組43選擇購物商品後，則能夠再藉由該付款確認模組44所確認付款模式，並由消費者1掃瞄該支付工具5之條碼51,52的影像後(本實施例所使用的條碼51,52係為二維條碼，而除了二維條碼之外，亦能夠用於掃瞄一維條碼或更多型式的條碼)，再將該支付工具5之條碼51,52的影像透過一電信網路3輸入該付款確認模組44中，以經由該付款確認模組44及該資料庫模組45辨識與確認該支付工具5的正確性與可行性之後，即可於支付工具5上進行購物商品金額的扣款，以完成最終付款的程序。 Please refer to FIG. 1 and FIG. 2 , which are schematic diagrams of a first embodiment of an online transaction payment system and a payment process according to the present invention. The online transaction payment system is implemented by the consumer 1 through an image scanning module 23 . An input module 21 and a mobile device 2 of the mobile communication module 22 are connected to the telecommunication network 3 to enter the network platform 4. The network platform 4 includes a web interface module 41 and a member. The login module 42 , a product purchase module 43 , a payment confirmation module 44 , and a database module 45 , wherein the consumer 1 can access the module 4 via the member login module 42 After logging in to the network platform 4 and selecting the shopping item by the product purchasing module 43, the payment mode can be confirmed by the payment confirmation module 44, and the payment tool is scanned by the consumer 1. After the image of the bar code 51, 52 (the bar code 51, 52 used in this embodiment is a two-dimensional bar code, in addition to the two-dimensional bar code, it can also be used to scan a one-dimensional bar code or more types of bar code) , then the image of the bar code 51, 52 of the payment instrument 5 After the telecommunications network 3 is input into the payment confirmation module 44, after the payment confirmation module 44 and the database module 45 are used to identify and confirm the correctness and feasibility of the payment instrument 5, the payment tool can be used. 5 The deduction of the amount of the shopping item is performed to complete the final payment process.
另外，當行動裝置2進行掃瞄該支付工具5時，除了能夠掃瞄條碼51,52的影像之外，更能夠掃描支付工具5上的文字和數字來辨識該支付工具5之卡號和密碼。 In addition, when the mobile device 2 scans the payment tool 5, in addition to being able to scan the images of the barcodes 51, 52, it is possible to scan the characters and numbers on the payment instrument 5 to recognize the card number and password of the payment instrument 5.
另外，該付款確認模組44係更能夠連接一電子收據傳送模組46，用以將該付款確認模組44所處理購物商品金額的扣款收據傳送至指定的電子 信箱內。另外，如圖二所示，該支付工具5上係具有兩條條碼51,52，用以做為識別碼以及登入密碼使用，因此只要該網路平台4接收到該支付工具5之條碼51,52的影像，並進入資料庫模組45確認資料的正確性與可行性之後，即可使用該支付工具5進行付款。 In addition, the payment confirmation module 44 is further capable of connecting to an electronic receipt delivery module 46 for transmitting the debit receipt of the shopping item amount processed by the payment confirmation module 44 to the designated electronic Inside the mailbox. In addition, as shown in FIG. 2, the payment tool 5 has two barcodes 51, 52 for use as an identification code and a login password. Therefore, as long as the network platform 4 receives the barcode 51 of the payment instrument 5, After the image of 52, and entering the database module 45 to confirm the correctness and feasibility of the data, the payment tool 5 can be used for payment.
因此，如圖三A所示，當消費者1使用行動裝置2上網進行網路商店的網頁中，則必須先登入網路平台4之會員才能夠進行購物，而當登入會員之後，如圖三B所示，能夠選擇欲購買之商品，並於確認購物之後，如圖三C所示，能夠選擇欲付款的模式，而消費者1則能夠按壓支付工具的選項，如圖三D所示，消費者1則能夠使用該行動裝置2上的攝影鏡頭24並配合該影像掃描模組23來掃描該支付工具5之條碼51,52的影像，並透過該行動裝置2之行動通訊模組22連接一電信網路3，將該支付工具5之條碼51,52的影像輸入該付款確認模組44中，並由該付款確認模44組進入資料庫模組45確認資料的正確性與可行性之後，如圖三E所示，即可使用該支付工具5進行付款，以完成最終付款的程序。而消費者1除了能夠使用行動裝置2上網進行網路商店的網頁之外，更能夠使用其他能夠上網的裝置來進入網路商店的網頁，因此本發明提供了第二個實施例，消費者1可使用電腦6來進行網路商店的網頁中，與第一實施例不同之處是進入網頁的裝置不同，如圖四所示，該電腦係具有一影像掃描模組63、一輸入模組61及一網際網路模組62，該輸入模組61及影像掃描模組63係與該網際網路模組62相連接，因此該電腦6能夠透過該網際網路模組62連接該網際網路7，以使該輸入模組61所輸入的資料或是該影像掃描模組63所掃描的影像能夠傳送進入該網路平台4中。 Therefore, as shown in FIG. 3A, when the consumer 1 uses the mobile device 2 to access the webpage of the online store, the member of the online platform 4 must be logged in to purchase, and when the member is logged in, as shown in FIG. As shown in B, it is possible to select the item to be purchased, and after confirming the purchase, as shown in FIG. 3C, the mode of payment can be selected, and the consumer 1 can press the option of the payment instrument, as shown in FIG. 3D. The consumer 1 can scan the image of the bar code 51, 52 of the payment instrument 5 by using the photographic lens 24 on the mobile device 2 and the image scanning module 23, and connect through the mobile communication module 22 of the mobile device 2. A telecommunications network 3 inputs the image of the barcode 51, 52 of the payment instrument 5 into the payment confirmation module 44, and after the payment confirmation module 44 enters the database module 45 to confirm the correctness and feasibility of the data. As shown in FIG. 3E, the payment instrument 5 can be used for payment to complete the final payment process. In addition to being able to use the mobile device 2 to access the webpage of the online store, the consumer 1 can use other devices capable of accessing the Internet to access the webpage of the online store. Therefore, the present invention provides a second embodiment, the consumer 1 The computer 6 can be used to make a webpage of the online store. The difference from the first embodiment is that the device for entering the webpage is different. As shown in FIG. 4, the computer has an image scanning module 63 and an input module 61. And an internet module 62, the input module 61 and the image scanning module 63 are connected to the internet module 62, so that the computer 6 can connect to the internet through the internet module 62. 7. The data input by the input module 61 or the image scanned by the image scanning module 63 can be transmitted into the network platform 4.
而實際的運作方式如圖五A所示，當消費者1使用電腦6上網進行網路商店的網頁中，則必須先登入網路平台4之會員才能夠進行購物，而當登入會員之後，如圖五B所示，能夠選擇欲購買之商品，並於確認購物之後，如圖五C所示，能夠選擇欲付款的模式，而消費者1則能夠按壓支付工具的選項，如圖五D所示，消費者1則能夠使用該電腦6上的攝影鏡頭64並配合該影像掃描模組63，進行掃瞄該支付工具5之條碼51,52的影像(本實施例所使用的條碼51,52係為二維條碼，而除了二維條碼之外，亦能夠用於掃瞄一維條碼或更多型式的條碼)，並透過該電腦6之網際網路模組62連接一網際網路7，將該支付工具5之條碼51,52的影像輸入該付款確認模組44中，並由該付款確認模組44進入資料庫模組45確認資料的正確性與可行性之後，如圖五E所示，即可使用該支付工具5進行付款，以完成最終付款的程序。 The actual operation mode is shown in Figure 5A. When the consumer 1 uses the computer 6 to access the webpage of the online store, the member of the online platform 4 must first log in to purchase, and when logging in, As shown in FIG. 5B, the item to be purchased can be selected, and after confirming the purchase, as shown in FIG. 5C, the mode of payment can be selected, and the consumer 1 can press the option of the payment instrument, as shown in FIG. 5D. The consumer 1 can use the photographic lens 64 on the computer 6 and cooperate with the image scanning module 63 to scan the image of the barcode 51, 52 of the payment tool 5 (the barcode 51, 52 used in this embodiment) It is a two-dimensional bar code, and in addition to the two-dimensional bar code, it can also be used to scan a one-dimensional bar code or more types of bar codes), and is connected to an Internet 7 through the Internet module 62 of the computer 6. The image of the barcode 51, 52 of the payment instrument 5 is input into the payment confirmation module 44, and after the payment confirmation module 44 enters the database module 45 to confirm the correctness and feasibility of the data, as shown in FIG. 5E. Show, you can use the payment instrument 5 to make a payment. The final payment procedures.
另外，當使用行動裝置2上掃瞄該支付工具5時，除了能夠掃瞄條碼51,52的影像之外，更能夠掃描支付工具5上的文字和數字來辨識該支付工具5之卡號和密碼。 In addition, when the payment tool 5 is scanned on the mobile device 2, in addition to being able to scan the images of the barcodes 51, 52, the characters and numbers on the payment instrument 5 can be scanned to identify the card number and password of the payment instrument 5. .
由上述兩個實施例可知，本發明之線上交易支付流程，如圖六所示，其主要步驟為：(1)先由消費者進入網路平台之網頁中，並登入網路平台之會員601；(2)於選擇購物商品之後，使用一支付工具來進行付款602；(3)由消費者掃描該支付工具之條碼，並傳送至該網路平台中，而該網路平台則會進行辨識與確認該支付工具的正確性與可行性603；以及 (4)最後，確認支付工具可進行扣款後，能夠於支付工具上進行購物商品金額的扣款，以完成最終付款的程序604。 As can be seen from the above two embodiments, the online transaction payment process of the present invention is as shown in FIG. 6. The main steps are as follows: (1) First, the consumer enters the webpage of the network platform, and logs in to the member of the network platform 601. (2) after selecting the shopping item, using a payment tool to make payment 602; (3) scanning the barcode of the payment instrument by the consumer and transmitting it to the network platform, and the network platform will identify And confirming the correctness and feasibility of the payment instrument 603; (4) Finally, after confirming that the payment instrument can perform the deduction, the debit of the amount of the shopping item can be deducted on the payment instrument to complete the final payment procedure 604.
另外，當進行最終付款的程序之後，該網路平台4能夠再發送電子收據至會員指定的電子信箱內。 In addition, after the final payment process is performed, the network platform 4 can resend the electronic receipt to the member-designated electronic mailbox.
本發明所提供之一種線上交易支付系統及支付流程，與其他習用技術相互比較時，更具備下列優點： The online transaction payment system and the payment process provided by the invention have the following advantages when compared with other conventional technologies:
1.本發明係讓消費者於網路平台上確認購物之時，能夠直接掃描一支付工具來進行付款，因此消費者除了不需輸入多餘的資訊，同時本人不需移動到門市，即可於手機上或電腦前進行付款，因此能夠安全而便利地完成交易。 1. The invention allows a consumer to directly scan a payment instrument for payment when confirming the purchase on the network platform, so the consumer does not need to input redundant information, and the user does not need to move to the store. Payments are made on the phone or in front of the computer, so transactions can be completed safely and conveniently.
2.本發明能夠避免於網路平台上使用***容易輸入錯誤、容易造成***資訊外洩或是***盜刷等問題發生。 2. The invention can avoid problems such as easy to input errors on the credit card on the network platform, easy leakage of credit card information or credit card theft.
藉由以上較佳具體實施例之詳述，係希望能更加清楚描述本發明之特徵與精神，而並非以上述所揭露的較佳具體實施例來對本發明之範疇加以限制。相反地，其目的是希望能涵蓋各種改變及具相等性的安排於本發明所欲申請之專利範圍的範疇內。 The features and spirit of the present invention will be more apparent from the detailed description of the preferred embodiments. On the contrary, the intention is to cover various modifications and equivalents within the scope of the invention as claimed.
1‧‧‧消費者 1‧‧‧ Consumers
2‧‧‧行動裝置 2‧‧‧Mobile devices
21‧‧‧輸入模組 21‧‧‧ Input Module
22‧‧‧行動通訊模組 22‧‧‧Mobile communication module
23‧‧‧影像掃描模組 23‧‧‧Image scanning module
24‧‧‧攝影鏡頭 24‧‧‧Photographic lens
3‧‧‧電信網路 3‧‧‧Telecom network
4‧‧‧網路平台 4‧‧‧Network platform
41‧‧‧網頁介面模組 41‧‧‧Web interface module
42‧‧‧會員登入模組 42‧‧‧Member Login Module
43‧‧‧商品選購模組 43‧‧‧Commodity purchase module
44‧‧‧付款確認模組 44‧‧‧ Payment Confirmation Module
45‧‧‧資料庫模組 45‧‧‧Database module
46‧‧‧電子收據傳送模組 46‧‧‧Electronic Receipt Transfer Module
5‧‧‧支付工具 5‧‧‧Payment tools
51‧‧‧條碼 51‧‧‧ barcode
52‧‧‧條碼 52‧‧‧ barcode
6‧‧‧電腦 6‧‧‧ computer
61‧‧‧輸入模組 61‧‧‧Input module
62‧‧‧網際網路模組 62‧‧‧Internet Module
63‧‧‧影像掃描模組 63‧‧‧Image scanning module
64‧‧‧攝影鏡頭 64‧‧‧Photographic lens
7‧‧‧網際網路 7‧‧‧Internet
圖一為本發明線上交易支付系統及支付流程之第一實施例架構圖；圖二為本發明線上交易支付系統及支付流程之支付工具示意圖；圖三A至圖三E為本發明線上交易支付系統及支付流程之第一實施例操作示意圖；圖四為本發明線上交易支付系統及支付流程之第二實施例架構圖； 圖五A至圖五E為本發明線上交易支付系統及支付流程之第二實施例操作示意圖；以及圖六為本發明線上交易支付系統及支付流程之步驟流程圖。 1 is an architectural diagram of a first embodiment of an online transaction payment system and a payment process of the present invention; FIG. 2 is a schematic diagram of a payment tool for an online transaction payment system and a payment process of the present invention; and FIG. 3A to FIG. A schematic diagram of the operation of the first embodiment of the system and the payment process; FIG. 4 is a structural diagram of the second embodiment of the online transaction payment system and payment process of the present invention; 5A to FIG. 5E are schematic diagrams showing the operation of the second embodiment of the online transaction payment system and the payment process of the present invention; and FIG. 6 is a flow chart of the steps of the online transaction payment system and the payment process of the present invention.
1‧‧‧消費者 1‧‧‧ Consumers
2‧‧‧行動裝置 2‧‧‧Mobile devices
21‧‧‧輸入模組 21‧‧‧ Input Module
22‧‧‧行動通訊模組 22‧‧‧Mobile communication module
23‧‧‧影像掃描模組 23‧‧‧Image scanning module
3‧‧‧電信網路 3‧‧‧Telecom network
4‧‧‧網路平台 4‧‧‧Network platform
41‧‧‧網頁介面模組 41‧‧‧Web interface module
42‧‧‧會員登入模組 42‧‧‧Member Login Module
43‧‧‧商品選購模組 43‧‧‧Commodity purchase module
44‧‧‧付款確認模組 44‧‧‧ Payment Confirmation Module
45‧‧‧資料庫模組 45‧‧‧Database module
46‧‧‧電子收據傳送模組 46‧‧‧Electronic Receipt Transfer Module
5‧‧‧支付工具 5‧‧‧Payment tools
Claims (24)
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| TW100144324A TWI541739B (en) | 2011-12-02 | 2011-12-02 | Online transaction payment system and payment process |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| TW100144324A TWI541739B (en) | 2011-12-02 | 2011-12-02 | Online transaction payment system and payment process |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| TW201324399A TW201324399A (en) | 2013-06-16 |
| TWI541739B true TWI541739B (en) | 2016-07-11 |
Family
ID=49033033
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| TW100144324A TWI541739B (en) | 2011-12-02 | 2011-12-02 | Online transaction payment system and payment process |
Country Status (1)
| Country | Link |
|---|---|
| TW (1) | TWI541739B (en) |
Families Citing this family (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105574940B (en) * | 2014-10-09 | 2018-11-27 | ***股份有限公司 | A kind of no-stop charging system |
| TWI546756B (en) * | 2015-05-29 | 2016-08-21 | 禾聯碩股份有限公司 | Interaction shopping guide system and using of the system thereof |
| CN106896996B (en) * | 2015-12-21 | 2020-05-05 | 阿里巴巴集团控股有限公司 | Information image display method and device |
-
2011
- 2011-12-02 TW TW100144324A patent/TWI541739B/en active
Also Published As
| Publication number | Publication date |
|---|---|
| TW201324399A (en) | 2013-06-16 |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| US10740829B2 (en) | Actions using encoded unique product identifiers | |
| CN105164707B (en) | Facilitating mobile device payments using mobile payment accounts, mobile barcodes, and universal digital mobile currency | |
| CN107408170B (en) | Authentication-activated augmented reality display device | |
| US20160005027A1 (en) | Method and apparatus for automated ordering and payment | |
| US20120284130A1 (en) | Barcode checkout at point of sale | |
| US20180197176A1 (en) | In-store mobile payment | |
| US20120290480A1 (en) | Electronic payment using transaction identity codes | |
| EP2843605A1 (en) | Method for authenticating transactions | |
| US20130018715A1 (en) | Facilitating mobile device payments using product code scanning to enable self checkout | |
| CN108027925B (en) | Card-free payment method and system using two-dimensional code | |
| US20180247298A1 (en) | Methods and systems for communicating scanned item information between merchant equipment for scanning or selecting an item and a mobile device | |
| US20210097526A1 (en) | Transaction system and method | |
| WO2020191048A1 (en) | Frictionless shopping method and system | |
| TWI541739B (en) | Online transaction payment system and payment process | |
| US20210357969A1 (en) | Multi-action transaction system and method | |
| KR20120088965A (en) | Method and apparatus for payment using mobile phone | |
| KR20160002623A (en) | Method for managing payment between mobile terminal | |
| US20170186076A1 (en) | Product tracking and management using image recognition | |
| US9613348B2 (en) | Methods, systems, and media for conducting transactions using transaction codes | |
| US20120226580A1 (en) | Gift transactions via a client device | |
| KR20110112142A (en) | Mobile e-payment service using a reference string and method | |
| US10268851B2 (en) | Method for interaction between a data processing device and a mobile device, and arrangement for carrying out the method | |
| KR20150013099A (en) | Method for managing payment between mobile terminal | |
| KR20150012375A (en) | Method for managing payment between mobile terminal | |
| TWM472262U (en) | Trading system of commodity |