TWI514295B - Transactional device having unit for confirming wireless sensing - Google Patents

Transactional device having unit for confirming wireless sensing Download PDF

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TWI514295B
TWI514295B TW102136500A TW102136500A TWI514295B TW I514295 B TWI514295 B TW I514295B TW 102136500 A TW102136500 A TW 102136500A TW 102136500 A TW102136500 A TW 102136500A TW I514295 B TWI514295 B TW I514295B
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financial
light
processor
intensity
light emitting
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TW102136500A
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TW201514880A (en
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Hung Chun Lin
Kai Yu Cheng
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Castles Technology Co Ltd
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Description

具確認無線感應的元件之金融交易裝置Financial transaction device with components for confirming wireless sensing

本發明是有關於具確認無線感應的元件之金融交易裝置,尤指一種可進行金融交易的積體電路卡(Integrated Circuits Card;ICC)讀卡設備,具有確認是否進行無線感應之元件的裝置及其使用方法。The present invention relates to a financial transaction device having an element for confirming wireless sensing, and more particularly to an integrated circuit card (ICC) card reading device capable of performing financial transactions, and an apparatus for confirming whether or not to perform wireless sensing. How to use it.

一個健康的經濟發展,必定會伴隨一定程度的通膨,持續的通膨,造成物價不斷上揚,商品的單價當然就相對提高。對於消費者而言,商品的單價提高意味著需要更多的現金方可完成交易,但是,當現金量過大時,消費者就不方便攜帶了。此外,在健全的經濟制度下,借貸是維持經濟運轉重要的行為,沒有借貸,便沒有通膨,沒有通膨,便沒有經濟成長。為此,便發展出金融交易卡,不僅方便進行現金量過大的金融交易,同時也提升借貸的便利性。A healthy economic development will surely be accompanied by a certain degree of inflation, continuous inflation, resulting in rising prices, and the unit price of goods will of course increase relatively. For consumers, an increase in the unit price of a commodity means that more cash is needed to complete the transaction, but when the amount of cash is too large, the consumer is not convenient to carry. In addition, under a sound economic system, borrowing is an important behavior to maintain economic operations. Without borrowing, there is no inflation, and without inflation, there is no economic growth. To this end, the development of financial transaction cards not only facilitates the financial transactions with excessive cash, but also enhances the convenience of borrowing.

金融交易卡的交易方式目前比較常見的有磁條刷卡形式以及無線交易形式,其中,所謂的磁條刷卡形 式,是在金融交易卡上形成磁條,使用時,手持金融交易卡於金融交易裝置上刷動,讓金融交易裝置讀取金融交易卡上磁條的資料,以進行金融交易;而所謂的無線交易形式,則是在金融交易卡內嵌入無線傳輸晶片,使用時,手持金融交易卡靠近金融交易裝置,讓金融交易裝置讀取金融交易卡內無線傳輸晶片的資料,以進行金融交易。兩種方式皆有其便利性,後來發展出複合式的金融交易卡,可進行磁條刷卡,也可進行無線交易。The trading method of financial transaction cards is currently more common in the form of magnetic stripe card swiping and wireless transaction, in which the so-called magnetic stripe card shape The method is to form a magnetic strip on the financial transaction card. When used, the handheld financial transaction card is swiped on the financial transaction device, so that the financial transaction device reads the data of the magnetic stripe on the financial transaction card to conduct the financial transaction; In the form of wireless transaction, a wireless transmission chip is embedded in the financial transaction card. When in use, the handheld financial transaction card is close to the financial transaction device, and the financial transaction device reads the data of the wireless transmission chip in the financial transaction card for financial transaction. Both methods have their convenience, and later developed a composite financial transaction card, which can be used for magnetic stripe card printing and wireless transactions.

複合式的金融交易卡在進行無線交易時,一樣手持金融交易卡靠近金融交易裝置,讓金融交易裝置讀取金融交易卡內無線傳輸晶片的資料,來進行金融交易。然而,當複合式的金融交易卡在進行磁條刷卡時,同時也是手持金融交易卡靠近金融交易裝置,因此時常發生誤感應,或是重複感應,造成金融交易異常。When a composite financial transaction card performs a wireless transaction, the same financial transaction card is placed close to the financial transaction device, and the financial transaction device reads the data of the wireless transmission chip in the financial transaction card to perform the financial transaction. However, when the composite financial transaction card is in the process of magnetic stripping, and the handheld financial transaction card is close to the financial transaction device, mis-sensing or repeated sensing often occurs, resulting in abnormal financial transactions.

金融交易異常所產生的問題相當繁複,首先是消費者需要指出錯誤的金融程序,確認該金融程序造成重複感應,再確認重複付款的金額,才能取回重複付款。由於此缺點,複合式的金融交易卡一直無法廣泛地被使用,金融交易卡的便利性受到阻礙。The problems caused by financial transaction anomalies are quite complicated. First, consumers need to point out the wrong financial procedures, confirm that the financial procedures cause repetitive sensing, and then confirm the amount of duplicate payments in order to get back the duplicate payments. Due to this shortcoming, the composite financial transaction card has not been widely used, and the convenience of the financial transaction card has been hindered.

有鑑於此,習用金融交易裝置或是金融交易卡的設計仍有諸多缺點,為了改善缺失,提升便利性,本案之發明人係極力研究,嘗試不同的方法,以及一連串測 試,並考慮到成本,終於研究出本發明之一種具確認無線感應的元件之金融交易裝置。In view of this, there are still many shortcomings in the design of conventional financial transaction devices or financial transaction cards. In order to improve the lack and improve convenience, the inventors of this case tried their best to try different methods and a series of tests. Trying, and taking into account the cost, finally developed a financial transaction device with a component for confirming wireless sensing of the present invention.

本發明的主要目的,在於提供一種具確認無線感應的元件之金融交易裝置,具有光線發射元件,能夠判斷金融交易卡是否在正確位置,如此,金融交易裝置之磁條讀取器讀取資料時,無線資料讀取器不會讀取資料,避免資料重複讀取。The main object of the present invention is to provide a financial transaction device with components for confirming wireless sensing, having a light emitting component capable of determining whether a financial transaction card is in the correct position, and thus, when the magnetic stripe reader of the financial transaction device reads the data The wireless data reader does not read the data and avoids repeated reading of the data.

為了達到本發明的目的,本發明人係發明了一種具確認無線感應的元件之金融交易裝置,並提供一第一實施例,包括:一外殼;一金融處理器,係容置於該外殼內,並透過網際網路連接一金融交易中心;一磁條讀取器,係設置於該外殼之側面,並電性連接該金融處理器,可自磁條讀取一第一金融資訊,並將該第一金融資訊傳送至該金融處理器,其中,該金融處理器係對該第一金融資訊進行加密,並傳送至該金融交易中心;一無線資料讀取器,係設置於該外殼,並電性連接該金融處理器,被該金融處理器啟動後,可透過無線傳輸的方式讀取一第二金融資訊,並將該第二金融資訊傳送至該金融處理器,其中,該金融處理器係對該第二金融資訊進行加密,並傳送至該金融交易中心;以及一第一光線發射與接收器,係設置於該外殼,並連接該金融處理器, 可發射一光線,並同時接收該光線;其中,該金融處理器係可得知該第一光線發射與接收器所接收該光線的強度,而當該光線的強度大於一預設值時,該金融處理器係開啟該無線資料讀取器。In order to achieve the object of the present invention, the inventor has invented a financial transaction device having an element for confirming wireless sensing, and provides a first embodiment comprising: a housing; a financial processor, the system is housed in the housing And connecting to a financial transaction center through the Internet; a magnetic strip reader is disposed on the side of the casing and electrically connected to the financial processor, and can read a first financial information from the magnetic strip, and Transmitting the first financial information to the financial processor, wherein the financial processor encrypts the first financial information and transmits the first financial information to the financial transaction center; a wireless data reader is disposed in the outer casing, and Electrically connecting the financial processor, after being activated by the financial processor, reading a second financial information by wireless transmission, and transmitting the second financial information to the financial processor, wherein the financial processor The second financial information is encrypted and transmitted to the financial transaction center; and a first light emitting and receiving device is disposed in the outer casing and connected to the financial processor. Transmitting a light and receiving the light at the same time; wherein the financial processor can know the intensity of the light received by the first light and the receiver, and when the intensity of the light is greater than a predetermined value, The financial processor turns on the wireless data reader.

接續上述,為了操作第一實施例,本發明一種具確認無線感應的元件之金融交易裝置,係可以下列步驟***作:(S11)金融處理器判斷第一光線發射與接收器所接收的光線強度是否大於一預設值,若是,則執行步驟(S12),若否,則執行步驟(S14);(S12)金融處理器開啟無線資料讀取器;(S13)金融處理器接收無線資料讀取器所讀取的第二金融資訊,並在加密後,傳送至金融交易中心,然後,執行步驟(S11);(S14)金融處理器判斷是否自磁條讀取器接收第一金融資訊,若是,則執行步驟(S15),若否,則執行步驟(S11);(S15)金融處理器接收磁條讀取器所讀取的第一金融資訊,並在加密後,傳送至金融交易中心。Following the above, in order to operate the first embodiment, a financial transaction apparatus having an element for confirming wireless sensing can be operated by the following steps: (S11) The financial processor determines the intensity of light received by the first light emitter and the receiver. Whether it is greater than a preset value, if yes, step (S12) is performed; if not, step (S14) is performed; (S12) the financial processor turns on the wireless data reader; (S13) the financial processor receives wireless data reading The second financial information read by the device is transmitted to the financial transaction center after encryption, and then the step (S11) is performed; (S14) the financial processor determines whether the first financial information is received from the magnetic stripe reader, if Then, the step (S15) is performed, and if not, the step (S11) is performed; (S15) the financial processor receives the first financial information read by the magnetic stripe reader, and after being encrypted, transmits to the financial transaction center.

為了達到本發明的目的,本發明人係發明了一種具確認無線感應的元件之金融交易裝置,並提供一第二實施例,包括:一外殼;一金融處理器,係容置於該外殼內,並透過網際網路連接一金融交易中心;一磁條讀取器,係設置於該外殼之側面,並電性連接該金融處理器,可自磁條讀取一第一金融資訊,並將該第一金融資 訊傳送至該金融處理器,其中,該金融處理器係對該第一金融資訊進行加密,並傳送至該金融交易中心;一無線資料讀取器,係設置於該外殼,並電性連接該金融處理器,可透過無線傳輸的方式讀取一第二金融資訊,並將該第二金融資訊傳送至該金融處理器,其中,該金融處理器係對該第二金融資訊進行加密,並傳送至該金融交易中心;以及一第一光線發射與接收器,係設置於該外殼,並連接該金融處理器,可發射一光線,並同時接收該光線;其中,該金融處理器係可得知該第一光線發射與接收器所接收該光線的強度,而當該光線的強度大於一預設值時,該金融處理器係開始接收該第二金融資訊。In order to achieve the object of the present invention, the inventor has invented a financial transaction device having an element for confirming wireless sensing, and provides a second embodiment comprising: a housing; a financial processor, the system is housed in the housing And connecting to a financial transaction center through the Internet; a magnetic strip reader is disposed on the side of the casing and electrically connected to the financial processor, and can read a first financial information from the magnetic strip, and The first financial financing Transmitting to the financial processor, wherein the financial processor encrypts the first financial information and transmits the first financial information to the financial transaction center; a wireless data reader is disposed in the outer casing and electrically connected to the The financial processor can read a second financial information by wireless transmission and transmit the second financial information to the financial processor, wherein the financial processor encrypts and transmits the second financial information And to the financial transaction center; and a first light emitting and receiving device disposed in the outer casing and connected to the financial processor to emit a light and simultaneously receive the light; wherein the financial processor is known The first light emits and receives the intensity of the light, and when the intensity of the light is greater than a predetermined value, the financial processor begins to receive the second financial information.

接續上述,為了操作第一實施例,本發明一種具確認無線感應的元件之金融交易裝置,係可以下列步驟***作:(S21)金融處理器判斷第一光線發射與接收器所接收的光線強度是否大於一預設值,若是,則執行步驟(S22),若否,則執行步驟(S23);(S22)金融處理器開始接收無線資料讀取器所讀取的第二金融資訊,並在加密後,傳送至金融交易中心,接著,執行步驟(S21);(S23)金融處理器判斷是否自磁條讀取器接收第一金融資訊,若是,則執行步驟(S24),若否,則執行步驟(S21);以及(S24)金融處理器接收磁條讀取器所讀取的第一金 融資訊,並在加密後,傳送至金融交易中心。Following the foregoing, in order to operate the first embodiment, the financial transaction apparatus of the present invention having the component for confirming wireless sensing can be operated by the following steps: (S21) the financial processor determines the intensity of light received by the first light emitter and the receiver. Whether it is greater than a preset value, if yes, the step (S22) is performed; if not, the step (S23) is performed; (S22) the financial processor starts to receive the second financial information read by the wireless data reader, and After being encrypted, the method is transmitted to the financial transaction center, and then the step (S21) is performed; (S23) the financial processor determines whether the first financial information is received from the magnetic stripe reader, and if so, the step (S24) is performed, and if not, then Performing step (S21); and (S24) the financial processor receiving the first gold read by the magnetic stripe reader Information is transmitted and transmitted to the financial transaction center after encryption.

〔本發明〕〔this invention〕

11‧‧‧金融處理器11‧‧‧ financial processor

111‧‧‧第一時間111‧‧‧First time

112‧‧‧第二時間112‧‧‧ second time

113‧‧‧第三時間113‧‧‧ third time

12‧‧‧磁條讀取器12‧‧‧Magnetic strip reader

13‧‧‧無線資料讀取器13‧‧‧Wireless Data Reader

14‧‧‧第一光線發射與接收器14‧‧‧First Light Emitter and Receiver

15‧‧‧確認按鈕15‧‧‧Confirm button

16‧‧‧第二光線發射與接收器16‧‧‧Second light emission and receiver

17‧‧‧光線判斷單元17‧‧‧ray judgment unit

21‧‧‧外殼21‧‧‧ Shell

3‧‧‧金融交易卡3‧‧‧Financial Transaction Card

31‧‧‧透明孔31‧‧‧ Transparent holes

32‧‧‧第一反射部32‧‧‧First reflection

33‧‧‧第二反射部33‧‧‧Second reflection

34‧‧‧第三反射部34‧‧‧ Third reflection

4‧‧‧金融交易中心4‧‧‧Financial Trading Center

步驟(S11)~步驟(S15)‧‧‧係本發明具確認無線感應的元件之金融交易裝置之第一實施例操作流程Step (S11) to Step (S15) ‧‧‧ is the operational flow of the first embodiment of the financial transaction apparatus of the present invention having the component for confirming wireless sensing

步驟(S21)~步驟(S24)‧‧‧係本發明具確認無線感應的元件之金融交易裝置之第四實施例操作流程Step (S21) to Step (S24) ‧‧‧ is an operational flow of the fourth embodiment of the financial transaction apparatus of the present invention having the component for confirming wireless sensing

第1圖係本發明具確認無線感應的元件之金融交易裝置之第一方塊圖;第2圖係本發明具確認無線感應的元件之金融交易裝置之第一實施例實施態樣圖;第3圖係本發明具確認無線感應的元件之金融交易裝置之第一實施例操作流程圖;第4圖係本發明具確認無線感應的元件之金融交易裝置之第二實施例操作流程圖;第5圖係本發明具確認無線感應的元件之金融交易裝置之第二方塊圖;第6圖係本發明具確認無線感應的元件之金融交易裝置之第三實施例實施態樣圖;第7圖係本發明具確認無線感應的元件之金融交易裝置之第三實施例側視圖;第8圖係本發明具確認無線感應的元件之金融交易裝置之第四實施例實施態樣圖;第9圖係本發明具確認無線感應的元件之金融交易裝置之第四實施例側視圖; 第10圖係本發明之金融交易裝置搭配特製金融交易卡之實施態樣俯視圖;第11圖係本發明之金融交易裝置搭配特製金融交易卡之實施態樣側視圖;第12圖係本發明之金融交易裝置搭配表面不平整的金融交易卡之實施態樣側視圖;第13圖係本發明之金融交易裝置具有複數個無線資料讀取器的方塊圖;第14圖係本發明之金融交易裝置具有複數個無線資料讀取器的實施態樣圖;第15圖係本發明之金融交易裝置之第一光線發射與接收器以陣列方式排列的實施態樣圖。1 is a first block diagram of a financial transaction device having an element for confirming wireless sensing of the present invention; and FIG. 2 is a view showing an embodiment of a first embodiment of a financial transaction device having a component for confirming wireless sensing; BRIEF DESCRIPTION OF THE DRAWINGS FIG. 4 is a flow chart showing the operation of a first embodiment of a financial transaction device having a component for confirming wireless sensing; FIG. 4 is a flow chart showing the operation of a second embodiment of a financial transaction device having a component for confirming wireless sensing; Figure 2 is a second block diagram of a financial transaction device having an element for confirming wireless sensing; Figure 6 is a view showing an embodiment of a third embodiment of a financial transaction device having a component for confirming wireless sensing; A side view of a third embodiment of a financial transaction device having an element for confirming wireless sensing; FIG. 8 is a view showing an embodiment of a fourth embodiment of a financial transaction device having an element for confirming wireless sensing; A side view of a fourth embodiment of the financial transaction apparatus of the present invention having an element for confirming wireless sensing; 10 is a top view of an embodiment of a financial transaction device of the present invention with a special financial transaction card; FIG. 11 is a side view of an embodiment of the financial transaction device of the present invention with a special financial transaction card; FIG. 12 is a view of the present invention; A side view of a financial transaction device with a financial transaction card having an uneven surface; FIG. 13 is a block diagram of a financial transaction device of the present invention having a plurality of wireless data readers; and FIG. 14 is a financial transaction device of the present invention An embodiment of a plurality of wireless data readers; and FIG. 15 is an embodiment of an embodiment in which the first light emitting and receiving devices of the financial transaction apparatus of the present invention are arranged in an array.

為了能夠更清楚地描述本發明所提出之一種具確認無線感應的元件之金融交易裝置,以下將配合圖式,詳盡說明本發明之較佳實施例。In order to more clearly describe the financial transaction apparatus of the present invention having a component for confirming wireless sensing, a preferred embodiment of the present invention will be described in detail below with reference to the drawings.

請參考第1圖至第2圖,其中,第1圖係本發明具確認無線感應的元件之金融交易裝置之第一方塊圖,而第2圖係本發明具確認無線感應的元件之金融交易裝置之第一實施例實施態樣圖。如第1圖以及第2圖所示,本發明係一種具確認無線感應的元件之金融交易裝置,包括:一外殼21;一金融處理器11,係容置於該 外殼21內,並透過網際網路連接一金融交易中心4;一磁條讀取器12,係設置於該外殼21之側面,並電性連接該金融處理器11,可自磁條讀取一第一金融資訊,並將該第一金融資訊傳送至該金融處理器11,其中,該金融處理器11係對該第一金融資訊進行加密,並傳送至該金融交易中心4;一無線資料讀取器13,係設置於該外殼21,並電性連接該金融處理器11,被該金融處理器11啟動後,可透過無線傳輸的方式讀取一第二金融資訊,並將該第二金融資訊傳送至該金融處理器11,其中,該金融處理器11係對該第二金融資訊進行加密,並傳送至該金融交易中心4;以及一第一光線發射與接收器14,係設置於該外殼21,並連接該金融處理器11,可發射一光線,並同時接收該光線;其中,該金融處理器11係可得知該第一光線發射與接收器14所接收該光線的強度,而當該光線的強度大於一預設值時,該金融處理器11係開啟該無線資料讀取器13。在本發明中,金融交易中心4可以是商家、銷售端甚至銀行等商業機構,而金融交易中心4在接收到第一金融資訊或是第二金融資訊時,能夠判別消費者的個人資訊以及商品的名稱和價格,並回傳適當的訊息至本發明之金融交易裝置,以進行金融交易行為。Please refer to FIG. 1 to FIG. 2 , wherein FIG. 1 is a first block diagram of a financial transaction device of the present invention having a component for confirming wireless sensing, and FIG. 2 is a financial transaction of the component for confirming wireless sensing of the present invention. A first embodiment of the apparatus is embodied in an embodiment. As shown in FIG. 1 and FIG. 2, the present invention is a financial transaction device having an element for confirming wireless sensing, comprising: a casing 21; a financial processor 11 The inside of the casing 21 is connected to the financial transaction center 4 through the Internet; a magnetic strip reader 12 is disposed on the side of the casing 21 and electrically connected to the financial processor 11 to read from the magnetic strip. First financial information, and transmitting the first financial information to the financial processor 11, wherein the financial processor 11 encrypts the first financial information and transmits it to the financial transaction center 4; The device 13 is disposed in the outer casing 21 and electrically connected to the financial processor 11. After being activated by the financial processor 11, the second financial information can be read by wireless transmission, and the second financial information is read. The information is transmitted to the financial processor 11, wherein the financial processor 11 encrypts the second financial information and transmits it to the financial transaction center 4; and a first light emitting and receiving unit 14 is disposed at the The housing 21 is connected to the financial processor 11 to emit a light and receive the light at the same time; wherein the financial processor 11 can know the intensity of the light received by the first light and the receiver 14, and When the light When the intensity is greater than a predetermined value, the financial processor 11 turns on the wireless data reader 13. In the present invention, the financial transaction center 4 can be a commercial institution such as a merchant, a sales terminal or even a bank, and the financial transaction center 4 can discriminate the personal information and the commodity of the consumer when receiving the first financial information or the second financial information. The name and price, and return the appropriate message to the financial transaction device of the present invention for financial transaction behavior.

接續上述,在本發明中,當本發明之金融交易裝置 與該金融交易中心4進行交易時,如果該第一光線發射與接收器14所接收該光線的強度小於預設值時,就表示進行交易的金融交易卡3位置偏離,未在該無線資料讀取器13上方正確位置,未遮斷該第一光線發射與接收器14所發射的光線,因此視為交易失敗,該金融處理器11係關閉該無線資料讀取器13,並傳送一中斷交易訊息至金融交易中心4,以中斷正在進行的金融交易行為;為了達成此目的,該金融處理器11內存有一第一時間111、一第二時間112以及一第三時間113;當該第一光線發射與接收器14所接收該光線的強度大於一預設值時,並經過該第一時間111後,該金融處理器11係開啟該無線資料讀取器13,以進行交易;如果進行金融交易行為超過第二時間112,可能是金融交易中心4未回應等情況,則表示交易失敗,該金融處理器11係關閉該無線資料讀取器13,並傳送一中斷交易訊息至金融交易中心4,以中斷交易;此外,如果進行金融交易行為在第二時間112內,該第一光線發射與接收器14所接收該光線的強度小於預設值超過該第三時間113,表示交易到一半,金融交易卡3位置偏離,視為交易失敗,該金融處理器11係關閉該無線資料讀取器13,並傳送一中斷交易訊息至金融交易中心4,以中斷交易。Following the above, in the present invention, when the financial transaction device of the present invention When the transaction is performed with the financial transaction center 4, if the intensity of the light received by the first light emitting and receiving unit 14 is less than a preset value, it indicates that the financial transaction card 3 that is trading has a positional deviation, and is not read in the wireless data. The correct position above the picker 13 does not interrupt the light emitted by the first light emitting and receiving unit 14, and thus is regarded as a transaction failure. The financial processor 11 closes the wireless data reader 13 and transmits an interrupted transaction. Sending a message to the financial transaction center 4 to interrupt the ongoing financial transaction behavior; to achieve this, the financial processor 11 has a first time 111, a second time 112, and a third time 113; when the first light When the intensity of the light received by the transmitter and receiver 14 is greater than a predetermined value, and after the first time 111, the financial processor 11 turns on the wireless data reader 13 to conduct a transaction; if a financial transaction is performed If the behavior exceeds the second time 112, it may be that the financial transaction center 4 does not respond, etc., it means that the transaction fails, the financial processor 11 closes the wireless data reader 13, and transmits Interrupting the transaction message to the financial transaction center 4 to interrupt the transaction; further, if the financial transaction is performed in the second time 112, the intensity of the light received by the first light emission and receiver 14 is less than a preset value exceeding the first At time 113, indicating that the transaction is halfway, the financial transaction card 3 is deviated, and the transaction is deemed to be a failure. The financial processor 11 closes the wireless data reader 13 and transmits an interrupt transaction message to the financial transaction center 4 to interrupt. transaction.

請參考第3圖,係本發明具確認無線感應的元件之 金融交易裝置之第一實施例操作流程圖。如第3圖所示,本發明一種具確認無線感應的元件之金融交易裝置,係可以下列步驟***作:(S11)金融處理器判斷第一光線發射與接收器所接收的光線強度是否大於一預設值,若是,則執行步驟(S12),若否,則執行步驟(S14);(S12)金融處理器開啟無線資料讀取器;(S13)金融處理器接收無線資料讀取器所讀取的第二金融資訊,並在加密後,傳送至金融交易中心,然後,執行步驟(S11);(S14)金融處理器判斷是否自磁條讀取器接收第一金融資訊,若是,則執行步驟(S15),若否,則執行步驟(S11);(S15)金融處理器接收磁條讀取器所讀取的第一金融資訊,並在加密後,傳送至金融交易中心。Please refer to FIG. 3, which is an element for confirming wireless sensing of the present invention. A flow chart of the operation of the first embodiment of the financial transaction device. As shown in FIG. 3, the financial transaction device with the component for confirming wireless sensing can be operated by the following steps: (S11) The financial processor determines whether the intensity of light received by the first light emitter and the receiver is greater than one. a preset value, if yes, performing step (S12), if not, executing step (S14); (S12) the financial processor turning on the wireless data reader; (S13) receiving the wireless data reader by the financial processor Taking the second financial information, and after encrypting, transmitting to the financial transaction center, and then performing the step (S11); (S14) the financial processor determines whether the first financial information is received from the magnetic stripe reader, and if so, executing Step (S15), if not, executing step (S11); (S15) the financial processor receives the first financial information read by the magnetic stripe reader and, after being encrypted, transmits to the financial transaction center.

接續上述,本發明之金融交易裝置也包含密碼輸入等等常見的習用功能,在此不贅述。在本發明中,該第一光線發射與接收器14所接收該光線的強度小於一預設值時,表示金融交易卡3沒有在無線資料讀取器13上方,為了避免資料重複讀取,無線資料讀取器13被關閉。無線資料讀取器13不使用時係關閉,可節省電力消耗。第一實施例提供本發明的最少必要元件,磁條讀取器12較常被應用,但在本發明中,可替換為其他可讀取金融交易卡資料的機器。Following the above, the financial transaction device of the present invention also includes common usage functions such as password input, and will not be described herein. In the present invention, when the intensity of the light received by the first light emitting and receiving unit 14 is less than a predetermined value, it indicates that the financial transaction card 3 is not above the wireless data reader 13, in order to avoid repeated reading of data, wireless The data reader 13 is turned off. When the wireless data reader 13 is not used, it is turned off, which saves power consumption. The first embodiment provides the minimum necessary components of the present invention, and the magnetic strip reader 12 is more commonly used, but in the present invention, it can be replaced with other machines that can read financial transaction card data.

請再參考第1圖以及第2圖,本發明無線資料讀取 器更可包括一確認按鈕15,係電性連接該金融處理器11;其中,當該確認按鈕15被按壓時,該金融處理器11係忽略該第一光線發射與接收器所接收的光線強度是否大於該預設值,並關閉該無線資料讀取器13;在圖中,該確認按鈕15設置於該外殼21之側面,事實上,該確認按鈕15可設置在該外殼21的側邊或是上方,任何便於按壓的位置;如果該第一光線發射與接收器14所發射的光線在非預期的情況下被遮住,該第一光線發射與接收器14所接收的光線就會大於預設值,如此,資料可能會重複讀取,為了避免這個情況,按壓該確認按鈕15可強制關閉無線資料讀取器13,以避免資料重複讀取。Please refer to FIG. 1 and FIG. 2 again to read the wireless data of the present invention. The device further includes a confirmation button 15 electrically connected to the financial processor 11; wherein, when the confirmation button 15 is pressed, the financial processor 11 ignores the light intensity received by the first light emitter and the receiver Whether it is greater than the preset value, and the wireless data reader 13 is turned off; in the figure, the confirmation button 15 is disposed on the side of the outer casing 21, in fact, the confirmation button 15 can be disposed on the side of the outer casing 21 or Above, any position that is convenient for pressing; if the first light emission and the light emitted by the receiver 14 are unintentionally blocked, the first light emitting and receiving light received by the receiver 14 is greater than the pre-light If the value is set, the data may be read repeatedly. To avoid this situation, pressing the confirmation button 15 can forcibly turn off the wireless data reader 13 to avoid repeated reading of the data.

接續上述,該確認按鈕15被觸發後,該金融處理器11係關閉該無線資料讀取器13,經過一固定時間後,才再度開啟該無線資料讀取器13;該固定時間可依照需求調整,比方10秒、9秒等。此外,該確認按鈕15也可設計成只在被觸發時,才關閉該無線資料讀取器13。After the confirmation button 15 is triggered, the financial processor 11 turns off the wireless data reader 13, and after a fixed time, the wireless data reader 13 is turned on again; the fixed time can be adjusted according to requirements. , for example, 10 seconds, 9 seconds, and so on. Furthermore, the confirmation button 15 can also be designed to close the wireless data reader 13 only when triggered.

本發明還更具有第二實施例,請再參考第1圖,本發明之第二實施例的元件係與第一實施例相同,差異在於該無線資料讀取器13持續開啟,並持續讀取第二金融資訊,當該第一光線發射與接收器14所接收該光線的強度大於一預設值時,金融處理器11係開始接收該 第二金融資訊,進行加密,並傳送至該金融交易中心4。相較於第一實施例,在第二實施例中,無線資料讀取器13持續開啟,並持續讀取第二金融資訊,可增加作業速度。The present invention further has a second embodiment. Referring again to FIG. 1, the components of the second embodiment of the present invention are the same as the first embodiment, with the difference that the wireless data reader 13 is continuously turned on and continuously reads. The second financial information, when the intensity of the light received by the first light emitting and receiving unit 14 is greater than a predetermined value, the financial processor 11 begins to receive the The second financial information is encrypted and transmitted to the financial transaction center 4. Compared with the first embodiment, in the second embodiment, the wireless data reader 13 is continuously turned on, and continuously reads the second financial information, which can increase the work speed.

請參考第4圖,係本發明具確認無線感應的元件之金融交易裝置之第二實施例操作流程圖。如第4圖所示,本發明之第二實施例係可以下列步驟***作:(S21)金融處理器判斷第一光線發射與接收器所接收的光線強度是否大於一預設值,若是,則執行步驟(S22),若否,則執行步驟(S23);(S22)金融處理器開始接收無線資料讀取器所讀取的第二金融資訊,並在加密後,傳送至金融交易中心,接著,執行步驟(S21);(S23)金融處理器判斷是否自磁條讀取器接收第一金融資訊,若是,則執行步驟(S24),若否,則執行步驟(S21);然後,(S24)金融處理器接收磁條讀取器所讀取的第一金融資訊,並在加密後,傳送至金融交易中心。Please refer to FIG. 4, which is a flow chart showing the operation of the second embodiment of the financial transaction apparatus of the present invention having the component for confirming wireless sensing. As shown in FIG. 4, the second embodiment of the present invention can be operated in the following steps: (S21) the financial processor determines whether the light intensity received by the first light emission and the receiver is greater than a predetermined value, and if so, Executing step (S22), if not, executing step (S23); (S22) the financial processor starts to receive the second financial information read by the wireless data reader, and after being encrypted, transmits to the financial transaction center, and then transmits Step S21 is performed; (S23) the financial processor determines whether the first financial information is received from the magnetic stripe reader, and if so, the step (S24) is performed, and if not, the step (S21) is performed; then, (S24) The financial processor receives the first financial information read by the magnetic stripe reader and, after being encrypted, transmits to the financial transaction center.

接著介紹本發明之第三實施例,請參考第5圖以及第6圖,其中,第5圖係本發明具確認無線感應的元件之金融交易裝置之第二方塊圖,而第6圖係本發明具確認無線感應的元件之金融交易裝置之第三實施例實施態樣圖。如第5圖和第6圖所示,本發明第三實施例相較於第一實施例,係還包括二第二光線發射與接收器 16,設置於該外殼21,可發射一光線,並同時接收該光線;以及一光線判斷單元17,係容置於該外殼21,連接該第一光線發射與接收器14、該第二光線發射與接收器16以及該金融處理器11,並可判斷該第一光線發射與接收器14以及該第二光線發射與接收器16所接收該光線的強度,並傳送一確認訊息或是一中斷訊息至該金融處理器11。其中,該第一光線發射與接收器141以及該第二光線發射與接收器16所發射之光線為紅外線,且該第二光線發射與接收器16可依照需求改變數量,實際上,第二光線發射與接收器16可以只有一個。Next, a third embodiment of the present invention will be described. Referring to FIG. 5 and FIG. 6, FIG. 5 is a second block diagram of the financial transaction apparatus of the present invention having the component for confirming wireless sensing, and FIG. An embodiment of a third embodiment of a financial transaction device having an element for confirming wireless sensing is invented. As shown in FIG. 5 and FIG. 6, the third embodiment of the present invention further includes two second light emitting and receiving devices as compared with the first embodiment. 16. The housing 21 is disposed to emit a light and receive the light at the same time; and a light judging unit 17 is disposed in the housing 21 to connect the first light emitting and receiving unit 14 and the second light emitting And the receiver 16 and the financial processor 11 can determine the intensity of the light received by the first light emitting and receiving unit 14 and the second light emitting and receiving unit 16 and transmit a confirmation message or an interrupt message. To the financial processor 11. The first light emitting and receiving unit 141 and the light emitted by the second light emitting and receiving unit 16 are infrared rays, and the second light emitting and receiving unit 16 can change the quantity according to requirements. In fact, the second light is There can be only one transmitter and receiver 16.

接續上述,當該第一光線發射與接收器14與該第二光線發射與接收器16所接收該光線的強度大於一預設值時,並經過該第一時間111後,該光線判斷單元17係傳送確認訊息至該金融處理器11,而該金融處理器11係開啟該無線資料讀取器13;開啟該無線資料讀取器13後,在該第二時間112內,該光線判斷單元17判斷該第一光線發射與接收器14與該第二光線發射與接收器16其中任一所接收該光線的強度小於一預設值時,並超過該第三時間113,係傳送一中斷訊息至該金融處理器11,該金融處理器11係關閉該無線資料讀取器13,並傳送一中斷交易訊息至金融交易中心4。In the above, when the intensity of the light received by the first light emitting and receiving unit 14 and the second light emitting and receiving unit 16 is greater than a predetermined value, and after the first time 111, the light determining unit 17 Sending a confirmation message to the financial processor 11, and the financial processor 11 turns on the wireless data reader 13; after the wireless data reader 13 is turned on, the light determining unit 17 is in the second time 112. Determining that the intensity of the light received by the first light emitting and receiving unit 14 and the second light emitting and receiving unit 16 is less than a predetermined value, and exceeding the third time 113, transmitting an interrupt message to The financial processor 11 is configured to close the wireless data reader 13 and transmit an interrupt transaction message to the financial transaction center 4.

接續上述,並請參考第7圖,係本發明具確認無線 感應的元件之金融交易裝置之第三實施例側視圖。在第三實施例中,金融交易卡3需要同時遮斷該第一光線發射與接收器14與該第二光線發射與接收器16所發射的光線,讓第一光線發射與接收器14與該第二光線發射與接收器16所接收該光線的強度大於一預設值,否則該光線判斷單元17不會傳送確認訊息至該金融處理器11,該金融處理器11不會開啟無線資料讀取器13,交易無法進行。本發明在第三實施例中係新增一光線判斷單元17來分擔金融處理器11的工作,該金融處理器11透過該光線判斷單元17所傳送的確認訊息以及中斷訊息來開啟或關閉該無線資料讀取器13。Continued above, and please refer to Figure 7, which is a confirmation wireless A side view of a third embodiment of a financial transaction device for inductive components. In the third embodiment, the financial transaction card 3 needs to simultaneously block the light emitted by the first light emitting and receiving unit 14 and the second light emitting and receiving unit 16 so that the first light emitting and receiving unit 14 The intensity of the light received by the second light emitting and receiving unit 16 is greater than a predetermined value. Otherwise, the light determining unit 17 does not transmit a confirmation message to the financial processor 11, and the financial processor 11 does not turn on the wireless data reading. 13, the transaction could not be performed. In the third embodiment, a light judging unit 17 is added to share the work of the financial processor 11, and the financial processor 11 turns on or off the wireless through the confirmation message and the interrupt message transmitted by the light judging unit 17. Data reader 13.

接下來請看第8圖以及第9圖,分別係本發明具確認無線感應的元件之金融交易裝置之第四實施例實施態樣圖,以及本發明具確認無線感應的元件之金融交易裝置之第四實施例側視圖。第四實施例的元件與第三實施例皆相同,不同在於光線判斷單元17的運作方式,其中,當該第一光線發射與接收器14所接收該光線的強度大於一預設值,同時,該第二光線發射與接收器16所接收該光線的強度小於該預設值,並經過該第一時間111後,該光線判斷單元17係傳送確認訊息至該金融處理器11,而該金融處理器11係開啟該無線資料讀取器13;開啟該無線資料讀取器13後,在該第二時間112 內,該光線判斷單元17判斷該第一光線發射與接收器14所接收該光線的強度小於一預設值,以及該第二光線發射與接收器16所接收該光線的強度大於該預設值,其中任一發生,並超過該第三時間113時,係傳送一中斷訊息至該金融處理器11,該金融處理器11係關閉該無線資料讀取器13,並傳送一中斷交易訊息至金融交易中心4。從圖中可知,在第四實施例中,金融交易卡3僅遮住該第一光線發射與接收器141,並未遮住該第二光線發射與接收器16,使得該第一光線發射與接收器14所接收該光線的強度大於一預設值,同時,該第二光線發射與接收器16所接收該光線的強度小於該預設值。相較於第三實施例,第四實施例金融交易卡3的位置需要比較精確。Next, please refer to FIG. 8 and FIG. 9 , which are respectively a fourth embodiment of the financial transaction device with the component for confirming wireless sensing, and the financial transaction device of the present invention having the component for confirming wireless sensing. A side view of the fourth embodiment. The components of the fourth embodiment are the same as the third embodiment, except that the light judging unit 17 operates in a manner in which the intensity of the light received by the first light emitting and receiving unit 14 is greater than a predetermined value. The intensity of the light received by the second light emitting and receiving unit 16 is less than the preset value, and after the first time 111, the light determining unit 17 transmits a confirmation message to the financial processor 11, and the financial processing The device 11 turns on the wireless data reader 13; after the wireless data reader 13 is turned on, at the second time 112 The light judging unit 17 determines that the intensity of the light received by the first light emitting and receiving unit 14 is less than a preset value, and the intensity of the light received by the second light emitting and receiving unit 16 is greater than the preset value. When any one occurs and exceeds the third time 113, an interrupt message is transmitted to the financial processor 11, the financial processor 11 turns off the wireless data reader 13, and transmits an interrupt transaction message to the financial Trading Center 4. As can be seen from the figure, in the fourth embodiment, the financial transaction card 3 only covers the first light emitting and receiving unit 141, and does not block the second light emitting and receiving unit 16, so that the first light is emitted and The intensity of the light received by the receiver 14 is greater than a predetermined value, and the intensity of the light received by the second light and the receiver 16 is less than the preset value. Compared to the third embodiment, the position of the financial transaction card 3 of the fourth embodiment needs to be relatively accurate.

由上述可知,本發明第三實施例與第四實施例的差異在於光線判斷單元17的運作方式,其中,更換該光線判斷單元17即可改變該第一光線發射與接收器14與該第二光線發射與接收器16所接收的光線的判斷方式,無須更換該金融處理器11,相較於第一實施例,第三實施例與第四實施例的產品可有更多元化的發展。此外,第三實施例與第四實施例,金融處理器11收到中斷訊息後,可以選擇地停止接收無線資料讀取器所讀取的第二金融資訊,不一定要關閉無線資料讀取器。It can be seen from the above that the difference between the third embodiment and the fourth embodiment of the present invention lies in the operation mode of the light judging unit 17, wherein the first light emitting and receiving unit 14 and the second can be changed by replacing the light judging unit 17. The light emission and the light received by the receiver 16 can be judged in a manner that does not require replacement of the financial processor 11. Compared to the first embodiment, the products of the third embodiment and the fourth embodiment can be more diversified. In addition, in the third embodiment and the fourth embodiment, after receiving the interrupt message, the financial processor 11 can selectively stop receiving the second financial information read by the wireless data reader, and does not necessarily need to turn off the wireless data reader. .

本發明可以有多種不同態樣以及應用,請參考第10圖以及第11圖,分別係本發明之金融交易裝置搭配特製金融交易卡之實施態樣俯視圖,以及本發明之金融交易裝置搭配特製金融交易卡之實施態樣側視圖,並搭配第4圖。如第10圖以及第11圖所示,特製的金融交易卡3具有一透明孔31,而光線判斷單元17的設定係被重新設定,當該第一光線發射與接收器14所接收該光線的強度小於一預設值,同時,二第二光線發射與接收器16所接收該光線的強度大於該預設值,也就是該第一光線發射與接收器14不被遮斷,二第二光線發射與接收器16皆被遮斷的情況下,光線判斷單元17才傳送確認訊息至金融處理器11;特製的金融交易卡3具有一透明孔31,使用時,讓該透明孔31對準該第一光線發射與接收器14,讓金融交易卡3其他部分遮住二第二光線發射與接收器16。當然,光線判斷單元17的設定可以有兩種,當該第一光線發射與接收器14所接收該光線的強度大於一預設值,同時,二第二光線發射與接收器16所接收該光線的強度小於該預設值時,光線判斷單元17判別為一般普通金融交易卡,當該第一光線發射與接收器14所接收該光線的強度小於一預設值,同時,二第二光線發射與接收器16所接收該光線的強度大於該預設值時,光線判斷單元17判別為特製的金 融交易卡。如此,本發明之金融交易裝置可因卡片不同,而提供不同的交易,例如特製的金融交易卡可以打折,或是可額外追加點數等服務。The present invention can have a variety of different aspects and applications, please refer to FIG. 10 and FIG. 11 , which are respectively a top view of the implementation of the financial transaction device of the present invention with a special financial transaction card, and the financial transaction device of the present invention with special finance. A side view of the implementation of the trading card, with a picture of Figure 4. As shown in Figs. 10 and 11, the special financial transaction card 3 has a transparent aperture 31, and the setting of the light judging unit 17 is reset, when the first light is transmitted and received by the receiver 14. The intensity is less than a preset value. At the same time, the intensity of the light received by the second light ray and the receiver 16 is greater than the preset value, that is, the first light ray and the receiver 14 are not blocked, and the second light is In the case that both the transmitting and receiving units 16 are blocked, the light judging unit 17 transmits a confirmation message to the financial processor 11; the special financial transaction card 3 has a transparent hole 31, and in use, the transparent hole 31 is aligned with the transparent hole 31. The first light emitting and receiving unit 14 causes the other portion of the financial transaction card 3 to block the second second light emitting and receiving unit 16. Certainly, the setting of the light judging unit 17 may be two. When the intensity of the light received by the first light emitting and receiving unit 14 is greater than a preset value, the second light emitting and receiving light is received by the receiver 16. When the intensity is less than the preset value, the light judging unit 17 discriminates as a general ordinary financial transaction card, when the intensity of the light received by the first light emitting and receiving unit 14 is less than a preset value, and at the same time, the second light emitting When the intensity of the light received by the receiver 16 is greater than the preset value, the light judging unit 17 discriminates as a special gold. Trading card. Thus, the financial transaction device of the present invention can provide different transactions depending on the card, for example, a special financial transaction card can be discounted, or an additional number of points can be added.

接續上述,除此之外,也可改變第一光線發射與接收器14所接收的光線與第二光線發射與接收器16所接收的光線的差值在預定範圍內,光線判斷單元17才傳送確認訊息至金融處理器11。請參考第12圖,係本發明之金融交易裝置搭配表面不平整的金融交易卡之實施態樣側視圖。如第12圖所示,金融交易卡3具有第一反射部32、第二反射部33以及第三反射部34,使用時,第一反射部32要對準其中一個第二光線發射與接收器16,第二反射部33要對準另一個第二光線發射與接收器16,第三反射部34對準第一光線發射與接收器14,接著,光線判斷單元17計算接收的光線差值,再比對是否在預定範圍內,在預定範圍內才傳送確認訊息至金融處理器11。如此,配合上述,光線判斷單元17具有多種不同的設定,可判別多種不同的金融交易卡片,讓交易更多樣化。In addition to the above, in addition, the difference between the first light emission and the light received by the receiver 14 and the second light emission and the light received by the receiver 16 may be changed within a predetermined range, and the light judging unit 17 transmits. The confirmation message is sent to the financial processor 11. Please refer to FIG. 12, which is a side view of an embodiment of the financial transaction device of the present invention with a financial transaction card having an uneven surface. As shown in FIG. 12, the financial transaction card 3 has a first reflecting portion 32, a second reflecting portion 33, and a third reflecting portion 34. In use, the first reflecting portion 32 is aligned with one of the second light emitting and receiving devices. 16. The second reflecting portion 33 is aligned with the other second light emitting and receiving unit 16, the third reflecting portion 34 is aligned with the first light emitting and receiving unit 14, and then the light determining unit 17 calculates the received light difference value. Further, whether or not the comparison is within the predetermined range, the confirmation message is transmitted to the financial processor 11 within the predetermined range. Thus, in conjunction with the above, the light judging unit 17 has a plurality of different settings, and can discriminate a plurality of different financial transaction cards to make the transaction more diversified.

請參考第13圖以及第14圖,分別係本發明之金融交易裝置具有複數個無線資料讀取器的方塊圖,以及本發明之金融交易裝置具有複數個無線資料讀取器的實施態樣圖。如第13圖及第14圖所示,金融交易裝置具 有二個無線資料讀取器13及二個光線判斷單元17,每一個無線資料讀取器13各對應一個光線判斷單元17,每一個光線判斷單元17各連接一個第一光線發射與接收器14以及二第二光線發射與接收器16,當一金融交易卡3符合光線判斷單元17的設定而遮蔽第一光線發射與接收器14以及第二光線發射與接收器16,另一個無線資料讀取器13所對應的光線判斷單元17並不會傳送確認訊號至金融處理器11。由此可知,當本發明之金融交易裝置可避免二個無線資料讀取器13重複讀取資料。Please refer to FIG. 13 and FIG. 14 , which are respectively a block diagram of a financial transaction apparatus of the present invention having a plurality of wireless data readers, and an embodiment of the financial transaction apparatus of the present invention having a plurality of wireless data readers. . As shown in Figures 13 and 14, financial trading equipment There are two wireless data readers 13 and two light judging units 17, each of which corresponds to a light judging unit 17, and each of the light judging units 17 is connected to a first light emitting and receiving unit 14 And the second second light emitting and receiving unit 16 shields the first light emitting and receiving unit 14 and the second light emitting and receiving unit 16 when the financial transaction card 3 meets the setting of the light determining unit 17, and the other wireless data reading The light judging unit 17 corresponding to the device 13 does not transmit the confirmation signal to the financial processor 11. It can be seen that the financial transaction apparatus of the present invention can prevent the two wireless data readers 13 from repeatedly reading data.

請參考第15圖,係本發明之金融交易裝置之第一光線發射與接收器以陣列方式排列的實施態樣圖。如第15圖所示,第一光線發射與接收器14以陣列的方式排列,如此,尺寸比較小的金融交易卡3所能遮斷的第一光線發射與接收器14會比較少,相對的,尺寸比較大的金融交易卡3就能遮斷所有第一光線發射與接收器14。金融交易裝置能夠判別金融交易卡3的形狀或大小,並依照其差異,讓交易更多樣化。Please refer to FIG. 15 , which is an embodiment of an embodiment of the financial transaction apparatus of the present invention in which an array of first light emitters and receivers are arranged in an array. As shown in Fig. 15, the first light emitting and receiving units 14 are arranged in an array manner, so that the first light emitting and receiving unit 14 which can be interrupted by the relatively small size financial transaction card 3 will be relatively small, as opposed to The relatively large size of the financial transaction card 3 can block all of the first light emitters and receivers 14. The financial transaction device can discriminate the shape or size of the financial transaction card 3 and make the transaction more diverse according to the difference.

經由上述詳細說明後,已清楚了解本發明的結構,並可得知,本發明之具確認無線感應的元件之金融交易裝置,具有光線發射元件,能夠判斷金融交易卡是否在正確位置,如此,金融交易裝置之磁條讀取器讀取資料 時,無線資料讀取器不會讀取資料,避免資料重複讀取。After the above detailed description, the structure of the present invention is clearly understood, and it can be seen that the financial transaction device of the present invention having the component for confirming wireless sensing has a light emitting element capable of judging whether the financial transaction card is in the correct position, and thus, Magnetic stripe reader of financial transaction device reads data When the wireless data reader does not read the data, it avoids repeated reading of the data.

上述之詳細說明係針對本發明可行實施例之具體說明,惟該實施例並非用以限制本發明之專利範圍,凡未脫離本發明精神所為之等效實施或變更,均應包含於本案之專利範圍中。The detailed description of the present invention is intended to be illustrative of the preferred embodiments of the present invention, and is not intended to limit the scope of the present invention. In the scope.

11‧‧‧金融處理器11‧‧‧ financial processor

111‧‧‧第一時間111‧‧‧First time

112‧‧‧第二時間112‧‧‧ second time

113‧‧‧第三時間113‧‧‧ third time

12‧‧‧磁條讀取器12‧‧‧Magnetic strip reader

13‧‧‧無線資料讀取器13‧‧‧Wireless Data Reader

14‧‧‧第一光線發射與接收器14‧‧‧First Light Emitter and Receiver

15‧‧‧確認按鈕15‧‧‧Confirm button

4‧‧‧金融交易中心4‧‧‧Financial Trading Center

Claims (13)

一種具確認無線感應的元件之金融交易裝置,係包括:一外殼;一金融處理器,係容置於該外殼內,並透過網際網路連接一金融交易中心,其中,該金融處理器內存有一第一時間、一第二時間以及一第三時間;一磁條讀取器,係設置於該外殼之側面,並電性連接該金融處理器,可自磁條讀取一第一金融資訊,並將該第一金融資訊傳送至該金融處理器,其中,該金融處理器係對該第一金融資訊進行加密,並傳送至該金融交易中心;一無線資料讀取器,係設置於該外殼,並電性連接該金融處理器,被該金融處理器啟動後,可透過無線傳輸的方式讀取一第二金融資訊,並將該第二金融資訊傳送至該金融處理器,其中,該金融處理器係對該第二金融資訊進行加密,並傳送至該金融交易中心;以及一第一光線發射與接收器,係設置於該外殼,並連接該金融處理器,可發射一光線,並同時接收該光線;其中,該金融處理器係可得知該第一光線發射與接收器所接收該光線的強度,而當該光線的強度大於一預設值時,該金融處理器係開啟該無線資料讀取器;其中,當該第一光線發射與接收器所接收該光線的強度 大於一預設值時,並經過該第一時間後,該金融處理器係開啟該無線資料讀取器;並且,開啟該無線資料讀取器後超過該第二時間時,該第一光線發射與接收器所接收該光線的強度大於預設值,該金融處理器係關閉該無線資料讀取器,並傳送一中斷交易訊息至金融交易中心;此外,在該第二時間內,該第一光線發射與接收器所接收該光線的強度小於預設值,並超過該第三時間,該金融處理器係關閉該無線資料讀取器,並傳送一中斷交易訊息至金融交易中心。 A financial transaction device having a component for confirming wireless sensing includes: a casing; a financial processor, the system is disposed in the casing, and is connected to a financial transaction center through an internet, wherein the financial processor has a memory a first time, a second time, and a third time; a magnetic strip reader is disposed on a side of the outer casing and electrically connected to the financial processor, and can read a first financial information from the magnetic strip, Transmitting the first financial information to the financial processor, wherein the financial processor encrypts the first financial information and transmits the first financial information to the financial transaction center; a wireless data reader is disposed in the outer casing And electrically connecting the financial processor, after being activated by the financial processor, reading a second financial information by wireless transmission, and transmitting the second financial information to the financial processor, wherein the financial The processor encrypts the second financial information and transmits the financial information to the financial transaction center; and a first light emitting and receiving device is disposed in the outer casing and connected to the financial office The device can emit a light and receive the light at the same time; wherein the financial processor can know the intensity of the light received by the first light and the receiver, and when the intensity of the light is greater than a preset value The financial processor turns on the wireless data reader; wherein, when the first light is emitted and the receiver receives the intensity of the light When the first time is exceeded, the financial processor turns on the wireless data reader; and when the wireless data reader is turned on, the first light is emitted after the second time is exceeded. And the intensity of the light received by the receiver is greater than a preset value, the financial processor turns off the wireless data reader, and transmits an interrupt transaction message to the financial transaction center; and, in the second time, the first The intensity of the light received by the light emitter and the receiver is less than a preset value, and after the third time, the financial processor closes the wireless data reader and transmits an interrupt transaction message to the financial transaction center. 如申請專利範圍第1項所述之一種具確認無線感應的元件之金融交易裝置,係以下列步驟***作:(S11)金融處理器判斷第一光線發射與接收器所接收的光線強度是否大於一預設值,若是,則執行步驟(S12),若否,則執行步驟(S14);(S12)金融處理器開啟無線資料讀取器;(S13)金融處理器接收無線資料讀取器所讀取的第二金融資訊,並在加密後,傳送至金融交易中心,然後,執行步驟(S11);(S14)金融處理器判斷是否自磁條讀取器接收第一金融資訊,若是,則執行步驟(S15),若否,則執行步驟(S11);以及 (S15)金融處理器接收磁條讀取器所讀取的第一金融資訊,並在加密後,傳送至金融交易中心。 The financial transaction device with the component for confirming wireless sensing according to claim 1 is operated by the following steps: (S11) the financial processor determines whether the intensity of light received by the first light emission and the receiver is greater than a predetermined value, if yes, performing step (S12), if not, performing step (S14); (S12) the financial processor turning on the wireless data reader; (S13) receiving the wireless data reader by the financial processor Reading the second financial information, and after encrypting, transmitting to the financial transaction center, and then performing the step (S11); (S14) the financial processor determines whether the first financial information is received from the magnetic stripe reader, and if so, Performing step (S15), and if not, performing step (S11); (S15) The financial processor receives the first financial information read by the magnetic stripe reader and, after being encrypted, transmits to the financial transaction center. 如申請專利範圍第1項所述之一種具確認無線感應的元件之金融交易裝置,更可包括:一確認按鈕,係設置於該外殼,電性連接該金融處理器;其中,當該確認按鈕被按壓時,該金融處理器係忽略該第一光線發射與接收器所接收的光線強度是否大於該預設值,並關閉該無線資料讀取器;一第二光線發射與接收器,係設置於該外殼,可發射一光線,並同時接收該光線;以及一光線判斷單元,係容置於該外殼內,連接該第一光線發射與接收器、該第二光線發射與接收器以及該金融處理器,並可判斷該第一光線發射與接收器以及該第二光線發射與接收器所接收該光線的強度,並傳送一確認訊息以及一中斷訊息至該金融處理器。 The financial transaction device with the component for confirming wireless sensing, as described in claim 1, further comprising: a confirmation button disposed in the outer casing and electrically connected to the financial processor; wherein, the confirmation button When pressed, the financial processor ignores whether the intensity of light received by the first light emitting and receiving device is greater than the preset value, and turns off the wireless data reader; a second light emitting and receiving device is set In the outer casing, a light is emitted and simultaneously received; and a light judging unit is disposed in the casing, connecting the first light emitting and receiving device, the second light emitting and receiving device, and the financial The processor can determine the intensity of the light received by the first light emitting and receiving device and the second light emitting and receiving device, and transmit an acknowledgement message and an interrupt message to the financial processor. 如申請專利範圍第5項所述之一種具確認無線感應的元件之金融交易裝置,其中,當該第一光線發射與接收器與該第二光線發射與接收器所接收該光線的強度大於一預設值時,並經過該第一時間後,該光線判斷單元係傳 送該確認訊息至該金融處理器,而該金融處理器係開啟該無線資料讀取器;開啟該無線資料讀取器後,在該第二時間內,該光線判斷單元判斷該第一光線發射與接收器與該第二光線發射與接收器其中任一所接收該光線的強度小於一預設值時,並超過該第三時間,係傳送一中斷訊息至該金融處理器,該金融處理器係關閉該無線資料讀取器,並傳送一中斷交易訊息至金融交易中心。 The financial transaction device with the component for confirming wireless sensing, as described in claim 5, wherein the intensity of the light received by the first light emitting and receiving device and the second light emitting and receiving device is greater than one When the preset value is passed, and after the first time, the light judging unit transmits Sending the confirmation message to the financial processor, and the financial processor turns on the wireless data reader; after the wireless data reader is turned on, the light determining unit determines the first light emission during the second time And when the intensity of the light received by the receiver and the second light emitting and receiving device is less than a predetermined value, and exceeds the third time, transmitting an interrupt message to the financial processor, the financial processor The wireless data reader is turned off and an interrupt transaction message is transmitted to the financial transaction center. 如申請專利範圍第5項所述之一種具確認無線感應的元件之金融交易裝置,其中,當該第一光線發射與接收器所接收該光線的強度大於一預設值,同時,該第二光線發射與接收器所接收該光線的強度小於該預設值,並經過該第一時間後,該光線判斷單元係傳送確認訊息至該金融處理器,而該金融處理器係開啟該無線資料讀取器;開啟該無線資料讀取器後,在該第二時間內,該光線判斷單元判斷該第一光線發射與接收器所接收該光線的強度小於一預設值,以及該第二光線發射與接收器所接收該光線的強度大於該預設值,其中任一發生,並超過該第三時間時,係傳送一中斷訊息至該金融處理器,該金融處理器係關閉該無線資料讀取器,並傳送一中斷交易 訊息至金融交易中心。 The financial transaction device of claim 5, wherein the intensity of the light received by the first light emitting and receiving device is greater than a predetermined value, and the second The light emission and the intensity of the light received by the receiver are less than the preset value, and after the first time, the light judging unit transmits a confirmation message to the financial processor, and the financial processor turns on the wireless data reading. After the wireless data reader is turned on, the light judging unit determines that the intensity of the light received by the first light emitting and receiving receiver is less than a preset value, and the second light emitting And the intensity of the light received by the receiver is greater than the preset value, and any one of them occurs, and when the third time is exceeded, an interrupt message is sent to the financial processor, and the financial processor turns off the wireless data reading. And send an interrupt transaction Message to the financial trading center. 如申請專利範圍第5項所述之一種具確認無線感應的元件之金融交易裝置,其中,該第一光線發射與接收器以及該第二光線發射與接收器所發射之光線為紅外線。 A financial transaction device with a component for confirming wireless sensing according to claim 5, wherein the first light emitting and receiving device and the light emitted by the second light emitting and receiving device are infrared rays. 如申請專利範圍第5項所述之一種具確認無線感應的元件之金融交易裝置,其中,該確認按鈕被觸發後,該金融處理器係關閉該無線資料讀取器,經過一固定時間後,才再度開啟該無線資料讀取器。 The financial transaction device of claim 5, wherein the financial processor closes the wireless data reader after a confirmation time is triggered, after a fixed time period, The wireless data reader is turned on again. 一種具確認無線感應的元件之金融交易裝置,係包括:一外殼;一金融處理器,係容置於該外殼內,並透過網際網路連接一金融交易中心,其中,該金融處理器內存有一第一時間、一第二時間以及一第三時間;一磁條讀取器,係設置於該外殼之側面,並電性連接該金融處理器,可自磁條讀取一第一金融資訊,並將該第一金融資訊傳送至該金融處理器,其中,該金融處理器係對該第一金融資訊進行加密,並傳送至該金融交易中心;一無線資料讀取器,係設置於該外殼,並電性連接該金 融處理器,可透過無線傳輸的方式讀取一第二金融資訊,並將該第二金融資訊傳送至該金融處理器,其中,該金融處理器係對該第二金融資訊進行加密,並傳送至該金融交易中心;以及一第一光線發射與接收器,係設置於該外殼,並連接該金融處理器,可發射一光線,並同時接收該光線;其中,該金融處理器係可得知該第一光線發射與接收器所接收該光線的強度,而當該光線的強度大於一預設值時,該金融處理器係開始接收該第二金融資訊;其中,當該第一光線發射與接收器所接收該光線的強度大於一預設值時,並經過該第一時間後,該金融處理器係開始接收該第二金融資訊;並且,當超過該第二時間,該第一光線發射與接收器所接收該光線的強度大於預設值,該金融處理器係停止接收該第二金融資訊,並傳送一中斷交易訊息至金融交易中心;此外,當在該第二時間內,該第一光線發射與接收器所接收該光線的強度小於預設值,並超過該第三時間,該金融處理器係停止接收該第二金融資訊,並傳送一中斷交易訊息至金融交易中心。 A financial transaction device having a component for confirming wireless sensing includes: a casing; a financial processor, the system is disposed in the casing, and is connected to a financial transaction center through an internet, wherein the financial processor has a memory a first time, a second time, and a third time; a magnetic strip reader is disposed on a side of the outer casing and electrically connected to the financial processor, and can read a first financial information from the magnetic strip, Transmitting the first financial information to the financial processor, wherein the financial processor encrypts the first financial information and transmits the first financial information to the financial transaction center; a wireless data reader is disposed in the outer casing And electrically connected to the gold The processor can read a second financial information by wireless transmission and transmit the second financial information to the financial processor, wherein the financial processor encrypts and transmits the second financial information And to the financial transaction center; and a first light emitting and receiving device disposed in the outer casing and connected to the financial processor to emit a light and simultaneously receive the light; wherein the financial processor is known The first light emission and the intensity of the light received by the receiver, and when the intensity of the light is greater than a predetermined value, the financial processor starts to receive the second financial information; wherein, when the first light is emitted When the intensity of the light received by the receiver is greater than a predetermined value, and after the first time, the financial processor starts receiving the second financial information; and, when the second time is exceeded, the first light is emitted. And the intensity of the light received by the receiver is greater than a preset value, the financial processor stops receiving the second financial information, and transmits an interrupt transaction message to the financial transaction center; And, during the second time, the first light emitting and the intensity of the light received by the receiver are less than a preset value, and exceed the third time, the financial processor stops receiving the second financial information, and transmits Interrupt the trading message to the financial trading center. 如申請專利範圍第10項所述之一種具確認無線感應的元件之金融交易裝置係以下列步驟***作: (S21)金融處理器判斷第一光線發射與接收器所接收的光線強度是否大於一預設值,若是,則執行步驟(S22),若否,則執行步驟(S23);(S22)金融處理器開始接收無線資料讀取器所讀取的第二金融資訊,並在加密後,傳送至金融交易中心,接著,執行步驟(S21);(S23)金融處理器判斷是否自磁條讀取器接收第一金融資訊,若是,則執行步驟(S24),若否,則執行步驟(S21);以及(S24)金融處理器接收磁條讀取器所讀取的第一金融資訊,並在加密後,傳送至金融交易中心。 A financial transaction device having an element for confirming wireless sensing as described in claim 10 is operated by the following steps: (S21) The financial processor determines whether the light intensity received by the first light emission and the receiver is greater than a predetermined value, and if yes, performs step (S22), if not, performs step (S23); (S22) financial processing The device starts to receive the second financial information read by the wireless data reader, and after being encrypted, transmits the information to the financial transaction center, and then performs the step (S21); (S23) the financial processor determines whether the self-magnetic strip reader Receiving the first financial information, if yes, performing step (S24), if not, performing step (S21); and (S24) receiving, by the financial processor, the first financial information read by the magnetic stripe reader and encrypting After that, it will be sent to the financial transaction center. 如申請專利範圍第10項所述之一種具確認無線感應的元件之金融交易裝置,更可包括:一確認按鈕,係電性連接該金融處理器;其中,當該確認按鈕被按壓時,該金融處理器係忽略該第一光線發射與接收器所接收的光線強度是否大於該預設值,並開始接收無線資料讀取器所讀取的第二金融資訊;一第二光線發射與接收器,係可發射一光線,並同時接收該光線;以及一光線判斷單元,係容置於該外殼內,連接該第一光線發射與接收器、該第二光線發射與接收器以及該金融處 理器,並可判斷該第一光線發射與接收器以及該第二光線發射與接收器所接收該光線的強度,並傳送一確認訊息以及一中斷訊息至該金融處理器。 The financial transaction device of claim 10, further comprising: a confirmation button electrically connected to the financial processor; wherein, when the confirmation button is pressed, the The financial processor ignores whether the intensity of the light received by the first light emitting and receiving device is greater than the preset value, and starts to receive the second financial information read by the wireless data reader; a second light emitting and receiving device And emitting a light and receiving the light at the same time; and a light judging unit is disposed in the casing, connecting the first light emitting and receiving device, the second light emitting and receiving device, and the financial office And determining the intensity of the light received by the first light emitting and receiving device and the second light emitting and receiving device, and transmitting a confirmation message and an interrupt message to the financial processor. 如申請專利範圍第14項所述之一種具確認無線感應的元件之金融交易裝置,其中,當該第一光線發射與接收器與該第二光線發射與接收器所接收該光線的強度大於一預設值時,並經過該第一時間後,該光線判斷單元係傳送確認訊息至該金融處理器,而該金融處理器係開始接收無線資料讀取器所讀取的第二金融資訊;開啟該無線資料讀取器後,在該第二時間內,該光線判斷單元判斷該第一光線發射與接收器與該第二光線發射與接收器其中任一所接收該光線的強度小於一預設值,並經過該第三時間時,係傳送一中斷訊息至該金融處理器,該金融處理器係停止接收無線資料讀取器所讀取的第二金融資訊,並傳送一中斷交易訊息至金融交易中心。 The financial transaction device with the component for confirming wireless sensing according to claim 14, wherein the intensity of the light received by the first light emitting and receiving device and the second light emitting and receiving device is greater than one After the preset time, after the first time, the light judging unit transmits a confirmation message to the financial processor, and the financial processor starts to receive the second financial information read by the wireless data reader; After the wireless data reader, the light judging unit determines that the intensity of the light received by the first light emitting and receiving device and the second light emitting and receiving device is less than a preset in the second time. And after the third time, an interrupt message is sent to the financial processor, the financial processor stops receiving the second financial information read by the wireless data reader, and transmits an interrupt transaction message to the financial Trading Center. 如申請專利範圍第14項所述之一種具確認無線感應的元件之金融交易裝置,其中,當該第一光線發射與接收器14所接收該光線的強度大於一預設值,同時,該第二光線發射與接收器所接收該光線的強度小於該預設值, 並經過該第一時間後,該光線判斷單元係傳送確認訊息至該金融處理器,而該金融處理器係開始接收無線資料讀取器所讀取的第二金融資訊;開啟該無線資料讀取器後,在該第二時間內,該光線判斷單元判斷該第一光線發射與接收器所接收該光線的強度小於一預設值,並經過該第三時間時,以及該第二光線發射與接收器所接收該光線的強度大於該預設值,其中任一發生時,係傳送一中斷訊息至該金融處理器,該金融處理器係停止接收無線資料讀取器所讀取的第二金融資訊,並傳送一中斷交易訊息至金融交易中心。 The financial transaction device with the component for confirming wireless sensing, as described in claim 14, wherein the intensity of the light received by the first light emitting and receiving unit 14 is greater than a predetermined value, and the The intensity of the light received by the two light emitters and the receiver is less than the preset value, After the first time, the light judging unit transmits a confirmation message to the financial processor, and the financial processor starts to receive the second financial information read by the wireless data reader; and the wireless data reading is started. After the second time, the light judging unit judges that the intensity of the light received by the first light and the receiver is less than a preset value, and after the third time, and the second light emission The intensity of the light received by the receiver is greater than the preset value, and when any one occurs, an interrupt message is transmitted to the financial processor, and the financial processor stops receiving the second financial read by the wireless data reader. Information and send an interrupted trading message to the financial trading center. 如申請專利範圍第10項所述之一種具確認無線感應的元件之金融交易裝置,其中,該第一光線發射與接收器以及該第二光線發射與接收器所發射之光線為紅外線。The financial transaction device of claim 10, wherein the first light emitting and receiving device and the light emitted by the second light emitting and receiving device are infrared rays.
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Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
TWM295291U (en) * 2006-02-16 2006-08-01 Chi-Ching Chen Goods trade apparatus and goods information processor thereof
US20070085157A1 (en) * 2005-09-30 2007-04-19 Fadell Anthony M Integrated proximity sensor and light sensor

Patent Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20070085157A1 (en) * 2005-09-30 2007-04-19 Fadell Anthony M Integrated proximity sensor and light sensor
TWM295291U (en) * 2006-02-16 2006-08-01 Chi-Ching Chen Goods trade apparatus and goods information processor thereof

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