573264 五、發明説明（ 路販賣系統，其備 帳目明細'奸明格由結算資料庫中創造的 ''精明 在扣明帳目明細上的夂 交易曰’特約商店名，產。明，：父易記錄包括 精明帳目明細亦包括每— 訊指標。當使用者 的又易細即共通貧 特定交易n 于幻在釦明帳目明細上所列之某 特疋乂易的父易細目時 款電腦。該付款心自 電腦送一交易細目至付 细目· / 協議f料庫練對應於在交易 細目URL中明列之付 . ^ 勿町貝村’創造一交易明細文 =並达至貝主電腦。交易明細文件顯示有關於包括交 截正曰，物品明細，付款金額，產品領域，商店 名以及地址之資料。❹者亦可要求顯示包括在帳目明 細中的產品，其中買主電腦送一存取URL至商;s電腦。 經濟部智慧財產局員工消費合作社印製573264 V. Description of the invention (Road sales system, the account details of the book, "Yi Mingge" created in the settlement database, "smart transactions on the deducted account details," the name of the special store, produced. Ming ,: The paternity record includes savvy account details and per-indicator indicators. When the user's details are common common specific transactions n when the paternity details of a particular transaction listed on the deducted account details Payment computer from the computer to send a transaction details to the payment details / / agreement f library training corresponding to the payment details listed in the transaction details URL. ^ Bemachi shell village 'create a transaction details = and reach the shell Host computer. The transaction details file shows information including the delivery date, item details, payment amount, product area, store name, and address. The buyer can also request to display the products included in the account details, which the buyer computer sends One access URL to the business's computer. Printed by the Consumer Cooperative of the Intellectual Property Bureau of the Ministry of Economic Affairs
Hogan之美國專利案第5，_，528號揭露一系統， :中帳目明細資料自-帳目明細抓取裝置傳送至一飼服 器電腦’經由它訂購者可接觸並_其帳目明細，並使 用一個或數個帳戶’如信用或支票帳戶付款。付款資料 之U存形式可允許訂購者看到其帳目明細之完整的圖 像，印出或下載其帳目明細扣儲存之用。付款之程序係 .經由伺服器電腦至另一網路或系統’如MasterCard的 銀行網路，MasterCard帳目明細交換系統或一自動交 換站（ACH)作借方及貸方之授權。然後以習知方式執行 清算及付款給適當之受款人。 發明之捅要 本發明之一目的是備置使用電子帳目明細的一商業 本紙張尺度適用中國國家標準（CNS ) A4規格（210X297公釐） 573264Hogan's U.S. Patent No. 5, _, 528 discloses a system that: detailed account details are transferred from a -account details grabbing device to a feeder computer through which subscribers can access and _ their account details And make payments using one or more accounts' such as a credit or checking account. The U deposit form of payment information allows subscribers to see a complete image of their account details, and print or download their account details for storage. The payment process is via the server computer to another network or system 'such as MasterCard's banking network, MasterCard account detail exchange system or an automatic exchange station (ACH) for debit and credit authorization. Clearing and payment are then performed in a conventional manner to the appropriate payee. Summary of the invention One of the purposes of the present invention is to prepare a business using electronic account details. The paper size is applicable to the Chinese National Standard (CNS) A4 specification (210X297 mm) 573264
經濟部智慧財產局員工消費合作社印製 方法，以有利於牽涉到一習知客戶平台的電。’ 依據一實施例，本發明 ° 以利於電子商務的一種李 月、、，田 4一 先及方法。-主機電腦產生包 括一系列以行列出的交易 ^ … 又易物σ口之-電子帳目明細。各行 上列出的物品均包括至少商 _ 今n μ _店貝枓，父易曰期資料以及 金頜貝蚪。至少以行列出 > 勿口口之一可包括一超連 接商店網頁的一連牡。商& 連、、σ商店網頁最好對應於由商店名 資料所界定的商店之雷早命 之電子商業網站。在產生電子帳目明 細明細後，它被傳送至一 冤月肉以加工並顯示電子中 目明細。顧客選擇帳目明細 j、逆坧之一即可讀取並顯 示對應的商店網頁。鈇德，顧旁—λ ^ 供之物品或服務。在一較 筆拎 季乂佳貝施例中，特約商店之網 依據先前的顧客註冊資料分類。 凰式之簡要論ί 本發明之其他目的及優點將配合所附圖式加以 明，其中： 第1Α圖為可用作為本發明中的一使用者終端之 電腦系統。 第1Β圖顯示本發明之網路環境。 第2圖顯示可被一劉覽器程式展示的本發明之例 電子帳目明細。 第3Α - 3C圖顯示本發明之不同的交易協議。 盤隹賁施例 本發明可以如帛1A目中所顯示的一實施例之—電 之 頁 說 不 本紙張尺度適用中國國家標準（CNS ) A4規格（210X 297公釐） 573264 A7 --—___B7_________ 五、發明説明（）4 腦2所執行。該電腦包括一中央處理單元4(CPU)，其 以一系統匯流條或其他連接裝置6連接一通訊界面8， 系統記憶體（rAM)，不可變記憶體l2(R〇M)以及如硬碟 驅動器’碟片驅動器以及CD ROM驅動器之一個或數個 其他儲存裴置14。該電腦亦可包括一内或外數據機（未 顯不）。該電腦亦包括一顯示裝置16，如陰極射線管螢 幕，或LCD顯示器，以及一輸入裝置18，如鍵盤，滑 鼠，筆，接觸式螢幕，或聲音啟動系統。該電腦2儲存 並執行不同的程式，如操作系統及應用程式。該電腦2 可為，譬如，個人電腦，工作站，膝上型電腦，主機或 個人數位助理器。該電腦2亦可為多處理器系統或為譬 如具有一伺服器以及客戶終端機的之一網路系統。 經濟部智慧財產局員工消費合作社印製 在第1β圖中，一通訊網路20連接主機電腦22以 及一個或數個使用者終端機24。該網路20可譬如包括 一個或數個區域網路（LANs)，都會區域網路（MANs)，廣 域網路（WANs)或如網際網路之互連網之集合。網路可為 有線，無線或其結合。一主機電腦22可，譬如，為一 全球資訊網伺服器（網路伺服器）。使用者終端機24可 為，譬如，第1A圖中所示的電腦2之一客戶裝置。 如第1B圖所示，一主機電腦22可包括以一系統匯 流條或其他連接裝置連接至一通訊界面3〇，系統記憶 體32(RAM) .，$可變記憶體⑽M)，卩及一大量錯存裝 置36。該大量儲存裝置36可為，譬如，在一冗餘陳列 的不貝磁㈣統中的磁碟片驅動器。主機電腦U亦可 五、發明説明（）9 如男鞋部）會顯示一芮 之網頁或w可為發卡商店 、- '貝。D。之製造商的網頁ό商店 以及最好盥屌券瞄四々士 ^ σσ 〇原先購貝之商品相關的商品。基本上，商店 、屑頁包括與網頁之超連結 之物實以、線上購貝商品或服務 一…進仃線上交易。顧客藉由選擇購買之商品 購買機會，且選出商品之明細保存在-虛 〜⑽·中。步驟68及7〇。然後，顧客送出其蹲 貝…且交易依據帳目明細發出人之資料而被認可。 步驟72 °此資料基本上包括顧客***號。 在步驟52中選出之超連結可選擇地指向由帳目明 細發送者的網頁。在此狀況下，有關於—個或數個商店 的網頁被其上儲存網頁之網路舰器所擷取，並送到顧 經濟部智慧財產局員工消費合作社印製 客m以展示。步冑56。該網頁最好可實現對應 於選出之超連結46之商店提供之線上購物或服務。然 .而，亦可展示與由不同之商店所提供之相_不相關之 貨品的購物網頁。有了此商店網頁協定，該商店網頁可 展不或引導顧客擁有不同的購物機會。步驟74及68一 72 °該商店網頁亦為顧客展示各種帳務服務。 如上所述，在較佳實施例中選擇步驟52中的一超 連結會造成對應商店網頁伺服器創造依據顧客預先註冊 之資料建立起的顧客個人資料網頁。然後此客戶網頁送 至顧客的m展示。步驟58。—預先註冊之顧客將 會收到-個人化的網頁’提供有關於符合預先註冊資料 上所列個人喜好之商品（譬如，僅顯示Ralph ⑼及 12 本紙張尺度適用中國國家標準（CNS ) A4規格（210X297公缝） A7The Consumer Property Cooperative of the Intellectual Property Bureau of the Ministry of Economic Affairs has printed methods to facilitate the electricity involved in a customer platform. ’According to an embodiment, the present invention is a Li Yue, Tian, Tian Yi method that is beneficial to e-commerce. -The host computer generates a series of transactions listed in a row ^… and the bargain σ-the electronic account details. The items listed on each line include at least the merchant _ 今 n μ _ 店 贝 枓, father Yi date information, and golden jaw shellfish. List at least one line > One of the mouthfuls can include a chain of hyperlinked store pages.商 & 商店, σ shop webpages preferably correspond to the e-commerce website of Lei Zaoyu of the store defined by the store name information. After the electronic account details are generated, it is transmitted to a crescent moon to process and display the electronic middle details. The customer selects one of the account details j, and then reads and displays the corresponding store webpage. Virtue, Gu Pan—λ ^ supplies or services. In a comparative example of Ji Bijiabei, the network of special stores is classified according to the previous customer registration information. Brief description of the Phoenix style Other objects and advantages of the present invention will be explained in conjunction with the accompanying drawings, in which: Figure 1A is a computer system that can be used as a user terminal in the present invention. Figure 1B shows the network environment of the present invention. Fig. 2 shows an example of an electronic account of the present invention which can be displayed by a browser program. Figures 3A-3C show the different transaction protocols of the present invention. Examples of the present invention The present invention can be shown in the first embodiment of the head 1A-the electric page said that the paper size is applicable to the Chinese National Standard (CNS) A4 specification (210X 297 mm) 573264 A7 --- ___B7_________ V. Description of the invention () 4 implemented by Brain 2. The computer includes a central processing unit 4 (CPU), which is connected to a communication interface 8 by a system bus or other connection device 6, a system memory (rAM), an immutable memory 12 (ROM), and a hard disk, for example. Drive's a disc drive and one or more other storage devices of the CD ROM drive. The computer may also include an internal or external modem (not shown). The computer also includes a display device 16, such as a cathode ray tube screen, or an LCD display, and an input device 18, such as a keyboard, mouse, pen, touch screen, or sound activation system. The computer 2 stores and executes different programs such as an operating system and applications. The computer 2 may be, for example, a personal computer, a workstation, a laptop, a host computer or a personal digital assistant. The computer 2 may also be a multi-processor system or a network system such as a server and a client terminal. Printed by the Consumer Cooperative of the Intellectual Property Bureau of the Ministry of Economic Affairs In Figure 1β, a communication network 20 is connected to the host computer 22 and one or more user terminals 24. The network 20 may include, for example, one or more local area networks (LANs), metropolitan area networks (MANs), wide area networks (WANs), or a collection of internets such as the Internet. The network can be wired, wireless, or a combination. A host computer 22 may, for example, be a World Wide Web server (web server). The user terminal 24 may be, for example, a client device of the computer 2 shown in FIG. 1A. As shown in FIG. 1B, a host computer 22 may include a system bus 30 or other connection device connected to a communication interface 30, system memory 32 (RAM), $ variable memory (M), and a A large number of staggered devices 36. The mass storage device 36 may be, for example, a magnetic disk drive in a redundant display magnetic system. The host computer U can also V. Description of the invention () 9 (such as the men's shoes department) will display a Rui's web page or w can be a card issue store,-'Bay. D. The manufacturer ’s website, the best store, and the best coupons for the four men. ^ Σσ 〇 Products related to the original purchase of shellfish. Basically, stores and scrap pages include physical links to webpages, online shopping for goods or services, and ... online transactions. The customer purchases the product by choosing the purchase opportunity, and the details of the selected product are stored in-virtual ~ ⑽ ·. Steps 68 and 70. The customer then submits his squid ... and the transaction is approved based on the account details of the issuer. Step 72 ° This information basically includes the customer credit card number. The hyperlink selected in step 52 may optionally point to a web page sent by the account details sender. In this situation, the webpages of one or several stores were captured by the web-based aircraft on which the webpages were stored, and sent to the Consumer Cooperative of the Intellectual Property Bureau of the Ministry of Economic Affairs to print a guest m for display. Step 56. The webpage preferably enables online shopping or services provided by selected stores corresponding to the hyperlink 46. However, it is also possible to display a shopping webpage of goods that are not related to those provided by different stores. With this store page agreement, the store page can expand or lead customers to different shopping opportunities. Steps 74 and 68-72 ° The store page also shows customers a variety of billing services. As described above, in the preferred embodiment, selecting a hyperlink in step 52 will cause the corresponding store web server to create a customer profile page based on customer pre-registered information. This customer webpage is then sent to the customer's m display. Step 58. -Pre-registered customers will receive-Personalized webpage 'providing products that meet the personal preferences listed in the pre-registration information (for example, only Ralph ⑼ and 12 paper sizes are applicable to Chinese National Standard (CNS) A4 specifications (210X297 cm) A7
573264 五、發明説明（）10573264 V. Description of the invention (10)
Levi's的休閒服及所有商品）。此個人化網頁可顯示或 引V至數個言亥商店及其供應者所能提供之一般性及特殊 的商品或服務。步驟80及86。 顧客選擇其感興趣之商品以獲取資料或購買。數 種商品集中在一、、購物車中。步驟88及90。當準備 購買時，顧客按下、、買，，、、送帳目明細，，，或類似的標示 及所有須要的資料送至商店·。付款之授權可自動地被信 .用卡發卡銀行所備置。步驟92。 备顧客簽名以收到他所備置的電子帳目明細，其 上S列出如編碼名字及密碼的識別資料。顧客被要求提 供此識別資料至具有電子帳目明細的網站。在一實施例 中，此授權可跟隨著顧客及伺服器，以使電子帳目明細 可被收到，並可為在授權期間所作的任何購授權使用存 檔之付款工具。若為***帳目明細，存檔之付款工具 可為與該帳目明細有關之***的***資料。然後， 各父易個別地被發卡單位所授權。購買授權可在習知授 權網路上經由電子錢包伺服器，商店伺服器或第三者而 .完成。 若顧客未向商店註冊，則其可提供可儲存在譬如 商店資料庫42中的註冊資料。步驟80及82。註冊資 科包括顧客名字及其他識別資料，以及個人喜好之資 料’如男性孩童衣服，尺寸，式樣以及喜好之廠商。當 為顧客建立個人此資料時，此資料被商店網路伺服器所 使用。此外，顧客亦可註冊一優惠計劃，依據購買所累 13 本紙張尺度適用中國國家標準（CNS ) M規格（21〇χ297公釐） (請先閲讀背面之士意事項再填寫本頁) -·" 释. 經濟部智慧財產局員工消費合作社印製 573264Levi's casual wear and everything). This personalized webpage can display or lead to general and special goods or services provided by several Yanhai stores and their suppliers. Steps 80 and 86. Customers choose the products they are interested in for information or purchase. Several products are concentrated in one shopping cart. Steps 88 and 90. When ready to purchase, the customer presses ,, buys ,,,, etc. to send the account details, or the like, and all the required information to the store. Payment authorization can be automatically placed by the credit card issuing bank. Step 92. Prepare the customer's signature to receive the electronic account details he has prepared, where S lists identification information such as the coded name and password. Customers are required to provide this identification to a website with electronic account details. In one embodiment, this authorization may follow the customer and the server so that the electronic account details can be received and an archived payment instrument can be used for any purchase authorization made during the authorization period. In the case of credit card account details, the filed payment instrument may be the credit card information of the credit card associated with the account details. Each parent is then individually authorized by the card issuer. Purchase authorization can be completed through the e-wallet server, store server or a third party on the conventional authorized network. If the customer is not registered with the store, he can provide registration information that can be stored in, for example, the store database 42. Steps 80 and 82. Registered assets include customer names and other identifying information, as well as personal preferences' such as men's and children's clothes, sizes, styles, and manufacturers of preferences. This information is used by the store's web server when creating personal information for customers. In addition, customers can also sign up for a preferential plan, according to the 13 paper sizes involved in the purchase, the Chinese National Standard (CNS) M specification (21〇 × 297 mm) is applied (please read the good intentions on the back before filling out this page)-· " Interpretation. Printed by the Consumer Cooperatives of the Intellectual Property Bureau of the Ministry of Economic Affairs 573264
A7 ____B7_A7 ____B7_
發明説明（）U 積之不同商品的點數。 在另-實施例巾，選擇步驟52中的超連結會造成 發出帳目明細者的網路伺服器創造出依據顧客預先註冊 貢料而建立的有關於個人化顧客資料之網頁。然後，此 個人化網頁送至顧客的瀏遭器顯示。步驟6〇。該網頁 •最好可實現對應於選出之超連結46之商店提供之線上 購物或服務。然而，亦可展示與由不同之商店所提供之 相關或不相關之貨品的購物網頁。 註冊之顧客會收到一網頁展示或引導至由該商店 所提供之固定及特別提供之貨品及服務。步驟94及 100。然後，顧客可如前述選擇性地購物。步驟88 —92。 未註冊之顧客亦可輸入識別及個人喜好之資料用於接下 來的顧客個人資料程式。步驟94及96。亦可備置優惠 計劃。步驟98。該商店網頁亦可為顧客展示各種帳務 服務之機會。步驟95。 . 本發明之較佳實施例已如上述，須瞭解的是本發 明可在其他不同的環境下使用，且可在本發明之具進步 性概念的範圍内作改變或改良。 元件標號對照表 2 電腦 10 RAM 4 中央處理單元 12 記憶體 6 連接裝置 14 儲存裝置 8 通訊界面 16 顯示裝置 14 本紙張尺度適用中國國家標準（CNS ) A4規格（210X297公釐） (請先閱t背面之t意事項再填寫本頁)Description of the invention () U points for different products. In another embodiment, selecting the hyperlink in step 52 will cause the web server that issued the account details to create a webpage with personalized customer information created based on the customer's pre-registered tribute. This personalized webpage is then sent to the customer's browser for display. Step 60. This webpage • Ideally enables online shopping or services offered by selected stores corresponding to hyperlink 46. However, it is also possible to display shopping pages related to or not related to the goods offered by different stores. Registered customers will receive a webpage to display or direct to the fixed and specially provided goods and services provided by the store. Steps 94 and 100. The customer can then selectively shop as previously described. Steps 88-92. Unregistered customers can also enter identification and personal preference information for subsequent customer personal data programs. Steps 94 and 96. There are also discount plans available. Step 98. The store page also presents customers with opportunities for various billing services. Step 95. The preferred embodiments of the present invention have been described above. It should be understood that the present invention can be used in other different environments, and can be changed or improved within the scope of the progressive concept of the present invention. Component code comparison table 2 Computer 10 RAM 4 Central processing unit 12 Memory 6 Connection device 14 Storage device 8 Communication interface 16 Display device 14 This paper size applies to China National Standard (CNS) A4 specification (210X297 mm) (Please read t (Please fill in this page on the back of the matter)
573264 A7 B7 五、發明説明（）12 經濟部智慧財產局員工消費合作社印製 18 輸入裝置 帳目明細發單者送至 20 通訊網路 顧客 22 主機電腦 66 顯示購買機會：一般 24 終端機 及特別的供貨 26 CPU 68 顧客回覆購買機會 30 通訊界面 70 儲存選出之商品於 32 系統記憶體 ''購買車〃中 34 ROM 72 顧客選出購物訂單 36 儲存裝置 及購物授權 38 輸入裝置 74 顯示購買機會：一般 40 顯示裝置 及特別的供貨 42 資料庫 76 顯示帳務服務機會 44 帳目明細 80 註冊？ 46 超連結 82 輸入並儲存註冊資料 50 在網路上接收或存 84 輸入並儲存優惠計劃 取電子帳目明細 註冊資料 52 帳目明細接收者選 86 顯示顧客資料之商 擇帳目明細超連結 店網頁 54 商品網頁送至顧客 88 顧客回覆購買機會 56 商店網頁由帳目明 90 儲存選出物品於''購 細發單者送至顧客 買車〃中 58 在商店網站上的顧客資 92 顧客選出購物訂單 料商店網頁送至顧客 及購物授權 60 顧客資料商店網頁由 94 註冊？ 15 —_—^-------------訂—·----^wi (請先閲I背面之义意事項再填寫本頁) 本紙張尺度適用中國國家標準（CNS ) A4規格（210X297公釐） 573264 A7 B7 五、發明説明（）13 95 顯示帳務服務機會 •96 輸入並儲存註冊資料 98 輸入並儲存優惠計劃 註冊資料 100 顯示顧客資料之商 店網頁 ----.------^------1T------^wil· (請先閱讀背面之^·意事項再填寫本頁) 經濟部智慧財產局員工消費合作社印製 本紙張尺度適用中國國家標準（CNS ) A4規格（210X297公釐）573264 A7 B7 V. Description of the invention (12) Printed by the Consumer Cooperative of the Intellectual Property Bureau of the Ministry of Economic Affairs 18 Enter the account details of the device and send it to 20 Communication customers 22 Host computer 66 Display purchase opportunities: General 24 Terminals and special Supply 26 CPU 68 Customer reply purchase opportunity 30 Communication interface 70 Store selected products in 32 system memory `` buy cart 34 ROM 72 '' Customer selects shopping order 36 Storage device and shopping authorization 38 Input device 74 Display purchase opportunity: General 40 Display devices and special supplies 42 Database 76 Display accounting service opportunities 44 Account details 80 Registration? 46 Hyperlink 82 Enter and store registration data 50 Receive or save on the Internet 84 Enter and store preferential plans Get electronic account details Registration information 52 Account details Recipients choose 86 Show customer details Account details Hyperlink store website 54 The product webpage is sent to the customer 88 The customer responds to the purchase opportunity 56 The store webpage is stored in the account book 90 The selected item is stored in the `` purchased fine issuer '' and sent to the customer to buy a car Store page to send to customer and shopping authorization 60 customer profile store page registered by 94? 15 —_— ^ ------------- Order— · ---- ^ wi (Please read the meanings on the back of I before filling out this page) This paper size applies to Chinese national standards ( CNS) A4 specifications (210X297 mm) 573264 A7 B7 V. Description of the invention () 13 95 Display account service opportunities • 96 Enter and store registration information 98 Enter and store discount plan registration information 100 Store page showing customer information --- -.------ ^ ------ 1T ------ ^ wil · (Please read the ^ · Implementation on the back before filling in this page) Printed by the Employees' Cooperative of Intellectual Property Bureau of the Ministry of Economic Affairs This paper size applies to China National Standard (CNS) A4 (210X297 mm)