TW202011308A - Transaction device, method, and apparatus, server, and storage medium - Google Patents

Transaction device, method, and apparatus, server, and storage medium Download PDF

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TW202011308A
TW202011308A TW108122544A TW108122544A TW202011308A TW 202011308 A TW202011308 A TW 202011308A TW 108122544 A TW108122544 A TW 108122544A TW 108122544 A TW108122544 A TW 108122544A TW 202011308 A TW202011308 A TW 202011308A
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transaction
switch
page
code
account
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杜志文
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香港商阿里巴巴集團服務有限公司
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3274Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3276Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device

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  • Business, Economics & Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
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  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Embodiments of the present invention provide a transaction device, a transaction method and apparatus at a transaction device side, and a storage medium. The transaction device comprises a device shell, a memory, a communication module, a display screen, and a processor. The processor is used for implementing the following steps when executing a computer program: invoking the display screen to display a code scanning transaction page after the transaction device is powered on or a transaction switch is triggered or a transaction application is invoked, wherein the transaction switch is mounted on the surface of the device shell or is a virtual switch displayed on the display screen; and by means of the communication module, obtaining a transaction result generated based on the code scanning transaction page, and according to the transaction result, invoking the display screen to display a transaction result page. The embodiments of the present invention further provide a server, a transaction method and apparatus at a server side, and a storage medium. The embodiments of the present invention improve the convenience of a transaction.

Description

交易設備、方法、裝置、伺服器及儲存媒體Transaction equipment, method, device, server and storage medium

本說明書實施例涉及移動支付技術領域,尤其涉及一種交易設備、方法、裝置、伺服器及儲存媒體。The embodiments of the present specification relate to the technical field of mobile payment, and in particular, to a transaction device, method, device, server, and storage medium.

隨著智慧移動終端的普及和移動通信技術的發展,移動支付得以推廣,出現了諸如支付寶、微信、百度錢包等支援移動支付的應用(以下簡稱交易應用)。 其中,交易可分為支付和收款。以支付為例,常見的掃碼支付方式分為正掃和反掃。“正掃”是指使用者打開交易應用,找到呼叫掃碼頁面的按鈕,點擊該按鈕以便交易應用呼叫掃碼頁面對收款設備顯示的收款識別碼進行掃描,從而完成支付;“反掃”是指使用者打開交易應用,找到呼叫支付識別碼頁面的按鈕,點擊該按鈕以便交易應用呼叫支付識別碼頁面,由收款設備掃描該支付識別碼頁面顯示的支付識別碼,從而完成支付。 需要提供一種操作更便捷、簡單的交易方案。With the popularization of smart mobile terminals and the development of mobile communication technology, mobile payment has been promoted, and applications such as Alipay, WeChat, and Baidu Wallet that support mobile payment (hereinafter referred to as transaction applications) have appeared. Among them, transactions can be divided into payment and collection. Taking payment as an example, common scan code payment methods are divided into forward scan and reverse scan. "Sweeping" means that the user opens the trading application and finds the button to call the code scanning page, and clicks the button to allow the trading application to call the code scanning page to scan the payment identification code displayed on the collection device to complete the payment; "Means that the user opens the transaction application, finds the button to call the payment identification code page, and clicks the button to allow the transaction application to call the payment identification code page, and the payment device scans the payment identification code displayed on the payment identification code page to complete the payment. Need to provide a more convenient and simple trading solution.

本說明書實施例提供及一種交易設備、方法、裝置、伺服器及電腦可讀儲存媒體,使得移動支付操作更便捷、簡單,進而提高了移動支付的效率。 第一態樣,本說明書實施例提供一種交易設備,包括: 設備外殼;安裝於所述設備外殼內部的記憶體,用於儲存電腦程式;安裝於所述設備外殼內部的通信模組,用於根據處理器的控制接收或發送資料;安裝於所述設備外殼表面的顯示螢幕,用於根據處理器的控制進行顯示;安裝於所述設備外殼內部的處理器,用於執行所述電腦程式時實現如下步驟: 在所述交易設備開機或交易開關被觸發或交易應用被呼叫後,呼叫所述顯示螢幕顯示掃碼交易頁面,所述交易開關安裝於所述設備外殼表面或者是顯示於所述顯示螢幕的虛擬開關; 通過所述通信模組獲取基於掃碼交易頁面產生的交易結果,並根據所述交易結果呼叫所述顯示螢幕顯示交易結果頁面。 第二態樣,本說明書實施例提供一種交易方法,包括: 在交易設備開機或交易開關被觸發或交易應用被呼叫後,顯示掃碼交易頁面,所述交易開關為安裝於所述交易設備的硬體開關或者為所述交易應用中的虛擬開關; 獲取基於所述掃碼交易頁面產生的交易結果,並根據所述交易結果顯示交易結果頁面。 第三態樣,本說明書實施例提供一種電腦可讀儲存媒體,其上儲存有電腦程式,所述電腦程式被處理器執行時實現如下步驟: 在交易設備開機或交易開關被觸發或交易應用被呼叫後,顯示掃碼交易頁面,所述交易開關為安裝於所述交易設備的硬體開關或者為所述交易應用中的虛擬開關; 獲取基於所述掃碼交易頁面產生的交易結果,並根據所述交易結果顯示交易結果頁面。 第四態樣,本說明書實施例提供一種交易方法,包括: 獲取第一交易設備或第二交易設備基於掃碼交易頁面產生的支付請求,所述掃碼交易頁面由所述第一交易設備在開機或者交易開關被觸發或者交易應用被呼叫後顯示,所述交易開關為安裝於所述第一交易設備的硬體開關或者為所述交易應用中的虛擬開關; 根據所述支付請求進行交易操作,並發送交易結果。 第五態樣,本說明書實施例提供一種交易裝置,包括: 支付請求獲取模組,用於獲取第一交易設備或第二交易設備基於掃碼交易頁面產生的支付請求,所述掃碼交易頁面由所述第一交易設備在開機或者交易開關被觸發或者交易應用被呼叫後顯示,所述交易開關為安裝於所述交易設備的硬體開關或者為所述交易應用中的虛擬開關; 交易操作模組,用於根據所述支付請求進行交易操作; 交易結果發送模組,用於發送交易結果。 第六態樣,本說明書實施例還提供一種伺服器,包括: 記憶體,用於儲存電腦程式; 處理器,用於執行所述電腦程式時實現如下步驟: 獲取第一交易設備或第二交易設備基於掃碼交易頁面產生的支付請求,所述掃碼交易頁面由所述第一交易設備在開機或者交易開關被觸發或者交易應用被呼叫後顯示,所述交易開關為安裝於所述第一交易設備的硬體開關或者為所述交易應用中的虛擬開關; 根據所述支付請求進行交易操作,並發送交易結果。 第七態樣,本說明書實施例還提供一種電腦可讀儲存媒體,其上儲存有電腦程式,所述電腦程式被處理器執行時實現如下步驟: 獲取第一交易設備或第二交易設備基於掃碼交易頁面產生的支付請求,所述掃碼交易頁面由所述第一交易設備在開機或者交易開關被觸發或者交易應用被呼叫後顯示,所述交易開關為安裝於所述第一交易設備的硬體開關或者為所述交易應用中的虛擬開關; 根據所述支付請求進行交易操作,並發送交易結果。 本說明書實施例有益效果如下: 在檢測到交易設備開機或者交易開關被觸發或者交易應用被呼叫,顯示掃碼交易介面。這意味著,只要交易設備開機,或者使用者按下交易開關,或者使用者打開交易應用,即自動顯示掃碼交易介面,並顯示交易結果。使用者無需在交易應用中的眾多功能中尋找交易按鈕,簡化了交易操作,使得交易操作更便捷。The embodiments of the present specification provide and a transaction device, method, device, server, and computer-readable storage medium, which make mobile payment operations more convenient and simple, thereby improving the efficiency of mobile payment. In a first aspect, an embodiment of this specification provides a transaction device, including: Device housing; memory installed inside the device housing for storing computer programs; communication module installed inside the device housing for receiving or sending data under the control of the processor; installed in the device housing The display screen on the surface is used to display according to the control of the processor; the processor installed inside the device casing is used to implement the following steps when executing the computer program: After the transaction device is turned on or the transaction switch is triggered or the transaction application is called, the display screen is called to display a scan code transaction page, the transaction switch is installed on the surface of the device casing or is displayed on the virtual display screen switch; Obtain the transaction result based on the scan code transaction page through the communication module, and call the display screen to display the transaction result page according to the transaction result. In a second aspect, an embodiment of this specification provides a transaction method, including: After the transaction device is turned on or the transaction switch is triggered or the transaction application is called, a scan code transaction page is displayed, where the transaction switch is a hardware switch installed in the transaction device or a virtual switch in the transaction application; Obtain the transaction result generated based on the scan code transaction page, and display the transaction result page according to the transaction result. In a third aspect, an embodiment of the present specification provides a computer-readable storage medium on which a computer program is stored, and when the computer program is executed by a processor, the following steps are realized: After the transaction device is turned on or the transaction switch is triggered or the transaction application is called, a scan code transaction page is displayed, where the transaction switch is a hardware switch installed in the transaction device or a virtual switch in the transaction application; Obtain the transaction result generated based on the scan code transaction page, and display the transaction result page according to the transaction result. In a fourth aspect, the embodiments of the present specification provide a transaction method, including: Acquiring a payment request generated by the first transaction device or the second transaction device based on a scan code transaction page, the scan code transaction page is displayed by the first transaction device after the power is turned on or a transaction switch is triggered or a transaction application is called, the The transaction switch is a hardware switch installed in the first transaction device or a virtual switch in the transaction application; Perform a transaction operation according to the payment request, and send the transaction result. In a fifth aspect, an embodiment of this specification provides a transaction device, including: The payment request acquisition module is used to acquire the payment request generated by the first transaction device or the second transaction device based on the scan code transaction page, the scan code transaction page is triggered by the first transaction device or the transaction switch is triggered or the transaction After the application is called, it is displayed that the transaction switch is a hardware switch installed in the transaction device or a virtual switch in the transaction application; The transaction operation module is used to perform transaction operations according to the payment request; The transaction result sending module is used to send the transaction result. In a sixth aspect, an embodiment of this specification further provides a server, including: Memory for storing computer programs; The processor is used to implement the following steps when executing the computer program: Acquiring a payment request generated by the first transaction device or the second transaction device based on a scan code transaction page, the scan code transaction page is displayed by the first transaction device after the power is turned on or a transaction switch is triggered or a transaction application is called, the The transaction switch is a hardware switch installed in the first transaction device or a virtual switch in the transaction application; Perform a transaction operation according to the payment request, and send the transaction result. In a seventh aspect, an embodiment of the present specification also provides a computer-readable storage medium on which a computer program is stored, and when the computer program is executed by a processor, the following steps are implemented: Acquiring a payment request generated by the first transaction device or the second transaction device based on a scan code transaction page, the scan code transaction page is displayed by the first transaction device after the power is turned on or a transaction switch is triggered or a transaction application is called, the The transaction switch is a hardware switch installed in the first transaction device or a virtual switch in the transaction application; Perform a transaction operation according to the payment request, and send the transaction result. The beneficial effects of the embodiments of this specification are as follows: When it is detected that the transaction device is turned on or the transaction switch is triggered or the transaction application is called, the scan code transaction interface is displayed. This means that as soon as the transaction device is turned on, or the user presses the transaction switch, or the user opens the transaction application, the scan code transaction interface is automatically displayed, and the transaction result is displayed. The user does not need to search for trading buttons among the many functions in the trading application, which simplifies trading operations and makes trading operations more convenient.

為了更好的理解上述技術方案,下面通過附圖以及具體實施例對本說明書實施例的技術方案做詳細的說明,應當理解本說明書實施例以及實施例中的具體特徵是對本說明書實施例技術方案的詳細的說明,而不是對本說明書技術方案的限定,在不衝突的情況下,本說明書實施例以及實施例中的技術特徵可以相互組合。 本說明書實施例提供的交易設備、交易方法及伺服器可以但不僅限應用於圖1所示的系統。在圖1所示的系統中,可以使用本說明書實施例提供的專用硬體(交易設備101)實現便捷交易,也可以在移動終端102上通過本說明書實施例提供的方法實現便捷交易。其中,交易既可以是支付,也可以是收款。以使用交易設備101進行支付操作為例,當其開機或者交易開關被觸發,該交易設備101的處理器即呼叫顯示螢幕顯示掃碼交易頁面,以便掃描POS機103上的識別碼(或移動終端102上的識別碼或識別碼標貼104),通過伺服器105完成付款,或者以便POS機102(或移動終端102)掃描該掃碼交易頁面上的識別碼,通過伺服器105完成付款。以在移動終端102上使用本說明書實施例提供的方法進行支付操作為例,當該移動終端102上的交易應用被呼叫,即呼叫顯示螢幕顯示掃碼交易頁面,以便掃描POS機103上的識別碼(或交易設備101上的識別碼或或其他移動終端上的識別碼或識別碼標貼104),通過伺服器105完成付款,或者以便POS機102(或交易設備101或其他移動終端)掃描該掃碼交易頁面上的識別碼,通過伺服器105完成付款。 其中,伺服器105可以包括獨立伺服器,也可以包括多個伺服器組成的伺服器組。若包括多個伺服器,其拓撲既可以包括集中式伺服器組,也可以包括分散式伺服器組(例如伺服器集群、雲端伺服器等)。 其中,移動終端102可以但不僅限於包括智慧型手機、掌上型電腦、平板電腦等等。 結合圖1所示的系統場景,第一態樣,本說明書實施例提供一種交易設備,請參考圖2和圖3,該交易設備包括:設備外殼201、記憶體202、通信模組203、顯示螢幕204、處理器205。 其中,記憶體202安裝於設備外殼201內部,用於儲存電腦程式;通信模組203安裝於設備外殼201內部,用於根據處理器的控制接收或發送資料;顯示螢幕204安裝於設備外殼201表面,用於根據處理器的控制進行顯示;處理器205安裝於設備外殼內部,用於執行電腦程式時實現如下步驟: 在交易設備開機或交易開關被觸發或交易應用被呼叫後,呼叫顯示螢幕204顯示掃碼交易頁面,其中,交易開關可以是安裝於設備外殼201表面的硬體開關206,也可以是顯示於顯示螢幕204的虛擬開關; 通過通信模組203獲取基於掃碼交易頁面產生的交易結果,並根據該交易結果呼叫顯示螢幕204顯示交易結果頁面。 在實際應用中,電腦程式可以被配置為單一觸發條件,即交易設備開機,或交易開關被觸發或交易應用被呼叫;電腦程式也可以被配置為多個觸發條件,當滿足其中一個觸發條件即顯示掃碼交易頁面。 其中,可以通過現有實現手段檢測交易設備是否開機,可以通過現有實現手段檢測交易開關被觸發,可以通過現有實現手段檢測交易應用被呼叫,本說明書實施例對此不做限定。 其中,交易應用被呼叫既可以是指交易應用啟動,也可以是指交易應用從後臺運行切換到前臺。 本說明書實施例中,若交易設備僅有上述交易應用一個應用程式,且在交易設備開機後自動啟動該交易應用,則“交易設備開機”和“交易應用被呼叫”這兩個觸發條件配置其中一個即可。 其中,交易結果用來指示交易成功或失敗。應當指出的是,根據交易結果顯示交易結果頁面,並不意味著所有交易結果均需要進行顯示。例如,當交易成功,可以預設不進行顯示,相應的,當交易結果為交易失敗時,顯示表示交易失敗的交易結果頁面。 其中,記憶體202、通信模組203、顯示螢幕204均與處理器205電連接,更具體的,這些模組可以但不僅限於通過系統匯流排與處理器205電連接。 應當指出的是,圖2和圖3所示的結構僅為描述上述交易過程所涉及的結構,並不意味著交易設備僅包括這些結構,也不意味著交易設備必然包括上述全部結構,例如,若交易開關為虛擬開關,則交易設備可以不設置硬體開關作為交易開關。 本說明書實施例提供的交易設備,在檢測到交易設備開機或者交易開關被觸發或者交易應用被呼叫,顯示掃碼交易介面。這意味著,只要交易設備開機,或者使用者按下交易開關,或者使用者打開交易應用,即自動顯示掃碼交易介面,並顯示交易結果。使用者無需在交易應用中的眾多功能中尋找交易按鈕,簡化了交易操作,使得交易操作更便捷。 如上所述,交易可分為支付和收款,本說明書實施例提供的交易設備可以僅支援支付功能,也可以既支援支付功能也支援收款功能。 通常,掃碼支付可分為“正掃”和“反掃”,掃碼收款通常是產生收款識別碼頁面供付款方掃碼,當然也不排除通過掃碼的方式實現收款。 本說明書實施例提供的交易設備可以既支援“正掃”也支援“反掃”,當然也可以僅支援“正掃”或“反掃”。對於“正掃”,需要呼叫攝影鏡頭的拍攝功能,相應的,交易設備還需要包括安裝於設備外殼表面的攝影鏡頭,用於根據處理器的控制進行拍攝。以掃碼支付為例,若交易設備既支援“正掃”也支持“反掃”,為了實現“正掃”、“反掃”的切換,可以設置兩個交易開關,即第一交易開關和第二交易開關;也可以僅設置一個交易開關,通過該交易開關不同的觸發方式實現“正掃”、“反掃”的切換。下面結合附圖進行具體說明: 切換實現方式一: 設置兩個交易開關,第一交易開關用於呼叫正掃功能,第二交易開關用於呼叫反掃功能。當檢測到第一交易開關被觸發,呼叫攝影鏡頭進行拍攝,並呼叫顯示螢幕顯示根據拍攝結果產生的掃碼頁面;當檢測到第二交易開關被觸發,呼叫顯示螢幕顯示交易碼頁面。 應當指出的是,第一交易開關和第二交易開關並非呼叫正掃功能和反掃功能的唯一手段。假設配置的觸發條件有兩個:交易設備開機和交易開關被觸發,預設交易設備開機後顯示掃碼頁面,那麼,當檢測到交易設備開機,顯示掃碼頁面,當檢測到第二交易開關被觸發,則切換到交易碼頁面,當檢測到第一交易開關被觸發,則再一次切換到掃碼頁面。 其中,交易碼頁面用於顯示支付碼(也稱支付識別碼)和/或收款碼(也稱收款識別碼)。 第一交易開關和第二交易開關可以是顯示於顯示螢幕204的虛擬開關,為了進一步簡化操作,第一交易開關和第二交易開關也可以是硬體開關。 若交易設備既支援支付功能,又支援收款功能,收款方式可以是掃碼收款,也可以是顯示收款碼收款。那麼,可以不增加新的交易開關,仍然是第一交易開關用於呼叫正掃功能,通過掃描並解析識別碼判斷是支付還是收款,並進行相應的操作;仍然是第二交易開關用於反掃功能,既顯示付款碼也顯示收款碼;還可以不增加新的交易開關,仍然是第一交易開關用於呼叫正掃功能,通過第一交易開關的不同觸發方式判斷是支付還是收款,並進行相應的操作,以硬體開關為例,不同的觸發方式可以是長按與短按的區別,也可以是按下次數的區別,等等,以虛擬開關為例,不同的觸發方式可以但不僅限於是將交易開關拖拽到不同的功能區域;還可以增加新的交易開關以實現收款功能。 更進一步的,為了操作更加簡單、便捷,上述顯示螢幕204可以包括第一顯示螢幕和第二顯示螢幕,其中,第一顯示螢幕用於顯示掃碼頁面,第二顯示螢幕用於顯示交易碼頁面。 為了避免誤操作,提高交易過程的穩定性,可以在掃碼頁面被呼叫時,關閉第二顯示螢幕或交易碼頁面,以兩個開關為例,在第一交易開關被觸發後,關閉第二顯示螢幕或關閉交易碼頁面;以交易開關的不同觸發狀態為例,在檢測到交易開關的第一觸發狀態時,關閉第二顯示螢幕或關閉交易碼頁面。相應的,在交易碼頁面被呼叫時,關閉第一顯示螢幕或交易碼頁面,其實現方式可參照上述描述,此處不再贅述。 本說明書實施例中,兩個顯示螢幕可以設置在設備外殼的同一表面。為了進一步避免誤操作,較佳地,兩個顯示螢幕分別設置在設備外殼相對的平面上,相應的,若有兩個交易開關,則如圖4a所示第一交易開關2061與第一顯示螢幕2041同面(稱為設備外殼201的正面),如圖4b所示第二交易開關與第二顯示螢幕同面(稱為設備外殼201的背面)。 切換實現方式二: 交易開關可分為不同的觸發方式,例如,“正掃”對應第一觸發方式,“反掃”對應第二觸發方式。若交易開關為硬體開關,不同的觸發方式可以是長按與短按的區別,也可以是按下次數的區別,等等。若交易開關為虛擬開關,如圖5所示,不同的觸發方式可以但不僅限於是將交易開關拖拽到不同的功能區域。 在檢測到交易開關的第一觸發方式後,呼叫攝影鏡頭進行拍攝,並呼叫顯示螢幕顯示根據拍攝結果產生的掃碼頁面;在檢測到交易開關的第二觸發方式後,呼叫顯示螢幕顯示交易碼頁面。 若交易設備僅支援支付功能,則交易碼頁面顯示支付碼。 若交易設備既支援支付功能,又支援收款功能。那麼,在呼叫正掃功能後,可以通過掃描並解析識別碼判斷是支付還是收款,並進行相應的操作,在呼叫反掃功能後,既顯示付款碼也顯示收款碼;或者,增加交易開關的觸發方式,以實現收款功能。 在該實現方式中,為了操作更加簡單、便捷,上述顯示螢幕204也可以包括第一顯示螢幕和第二顯示螢幕,其中,第一顯示螢幕用於顯示掃碼頁面,第二顯示螢幕用於顯示交易碼頁面。 為了避免誤操作,提高交易過程的穩定性,可以在掃碼頁面被呼叫時,關閉第二顯示螢幕或交易碼頁面,以交易開關的不同觸發狀態為例,在檢測到交易開關的第一觸發狀態時,關閉第二顯示螢幕或關閉交易碼頁面。相應的,在交易碼頁面被呼叫時,關閉第一顯示螢幕或交易碼頁面,其實現方式可參照上述描述,此處不再贅述。 本說明書實施例中,兩個顯示螢幕可以設置在設備外殼的同一表面。為了進一步避免誤操作,較佳地,兩個顯示螢幕分別設置在設備外殼相對的平面上。 基於上述任意設備實施例,交易設備進行交易所使用的交易帳戶可以是使用交易設備的使用者所擁有的獨立帳戶。隨著支付場景的增加,出現了共用支付功能,例如親密付、親情付等等,相應的,交易設備進行交易所使用的交易帳戶也可以是向使用交易設備的使用者提供資金的資金提供者的帳戶。為了提高交易的安全性、隔離性,較佳地,本說明書實施例為交易設備建立交易帳戶,該交易帳戶與資金提供者的主帳戶關聯。相應的,上述處理器還用於執行上述電腦程式時實現如下步驟:呼叫顯示螢幕顯示交易設備的設備識別碼,設備識別碼中攜帶交易設備的標識資訊,用於根據所述交易設備的標識資訊建立與主帳戶關聯的所述交易設備的交易帳戶。 更具體的,在主帳戶所在的交易系統中為交易設備建立交易帳戶。例如,主帳戶為支付寶帳戶,則在支付寶中為交易設備建立交易帳戶。更進一步的,可以在主帳戶所在的交易系統中為交易設備建立獨立的交易帳戶,也可以在主帳戶所在的交易系統中為交易設備在主帳戶下建立子帳戶。 相應的,對於“正掃”,呼叫所述顯示螢幕顯示掃碼交易頁面(即掃碼頁面)後,根據掃碼結果獲取待交易金額資料;發送交易確認訊息,所述交易確認訊息中攜帶表示同意或拒絕交易的資訊,所述交易確認訊息用於在攜帶表示同意交易的資訊時,由伺服器對上述交易帳戶進行交易操作。 相應的,對於“反掃”,所述掃碼交易頁面顯示交易碼,所述交易碼包括上述交易帳戶的資訊,用於伺服器對所述交易帳戶進行交易操作。 下面結合具體應用場景,對本說明書實施例提供的交易設備結構及業務流程進行具體說明。 如圖3和圖4a、4b所示,本實施例中,交易設備包括設備外殼201、設置於設備外殼內的記憶體202、通信模組203和處理器205,設置於外殼第一表面(本實施例中稱為正面)的第一顯示螢幕2041、第一交易開關2061、確認按鍵207和取消按鍵208,設置於與第一表面相對的第二表面(本實施例中稱為反面)的第二顯示螢幕2042、第二交易開關2062、更新按鍵209和攝影鏡頭210。 在該實施例中,交易設備所採用的支付方式為共用支付,即為該交易設備創建交易帳戶,並將該交易帳戶與資金提供方的主帳戶進行綁定,通過主帳戶向交易帳戶儲值,交易設備進行的交易通過交易帳戶進行支付或收款。 其中,綁定過程如圖6所示,包括如下操作: 步驟601、交易設備開機。 步驟602、交易設備初始化後連接網路; 其中,可以***SIM卡並通過GPRS方式連接網路,也可以綁定手機藍牙的方式連接網路,還可以通過WIFI連接網路,或者通過其他方式連接網路。 步驟603、交易設備檢測到初次使用該設備,在背面的第二顯示螢幕上顯示交易設備的唯一識別碼(即設備識別碼); 其中,初次使用設備可以是指設備出廠後首次使用,也可以是指設備格式化之後首次使用。 其中,該步驟也可以是交易設備檢測到未創建交易帳戶,或者收到綁定新的主帳戶的指令後,顯示交易設備的唯一識別碼。 應當指出的是,交易設備的唯一識別碼還可以印刷或黏貼在交易設備的表面。 步驟604、資金提供方打開手機支付寶app,使用掃一掃功能掃描交易設備的唯一識別碼。 步驟605、手機支付寶app提示資金提供方確認綁定交易設備。 步驟606、手機支付寶獲取資金提供方輸入圈存的儲值金額、選擇支付工具。 步驟607、伺服器完成支付,並推送資訊到交易設備完成綁定。 其中,所謂圈存即交易設備的帳戶,伺服器可以為交易設備建立獨立的支付寶帳戶,並將交易設備的唯一識別碼、交易設備的支付寶帳戶的帳戶資訊和資金提供方的支付寶帳戶(主帳戶)的帳戶資訊關聯保存;也可以在資金提供方的支付寶帳戶中建立子帳戶條目,該子帳戶條目與交易設備的唯一識別碼綁定。 步驟608、交易設備顯示可用金額。 其中,支付過程如圖7所示,包括如下步驟: 步驟701、交易設備開機。 步驟702、交易設備初始化後設備連接網路。 步驟703、根據第一交易開關、第二交易開關的觸發情況呼叫第一顯示螢幕顯示掃碼頁面或者呼叫第二顯示螢幕顯示支付頁面。 即選擇正掃或反掃。 如果選擇正掃,執行步驟704、在掃描完後展示付款金額。 步驟705、使用者通過按下確認鍵確認付款後扣減圈存資金餘額完成支付。 其中,如果餘額不足,則提示支付失敗。 其中,具體是由交易設備向伺服器發送付款請求,伺服器從交易設備的支付寶帳戶或者資金提供方的主帳戶下、交易設備對應的子帳戶中扣減付款金額。 如果選擇反掃,執行步驟706、呼叫第二顯示螢幕展示付款碼和可用餘額。 商家掃碼後,扣減圈存資金餘額完成支付。 步驟707、在資金提供方的主帳戶的支付寶帳單中記錄這筆交易。 上述圈存方案,可進一步支持重複儲值,在出資人支付寶app中可保留該圈存帳戶。當餘額不足時,可選擇圈存新的資金用於支付。如果發生交易設備丟失,可在出資人支付寶app選擇設備解綁或者將圈存資金進行轉出。 通過硬體操作實現支付,使用者無需註冊支付寶等交易應用的帳戶即可進行交易,其操作方式較之軟體操作簡單、便捷。 由於本實施例提供的交易設備的交易帳戶與其他帳戶隔離,保證了其他帳戶的資金安全,特別適用於金融抗風險意識和金融風險教育普遍較弱的中老年、青少年等雙端人群;又由於其操作的便捷性,特別適用於中老年人群。 第二態樣,基於同一發明構思,本說明書實施例提供一種交易方法,如圖8所示,包括: 步驟801、在交易設備開機或交易開關被觸發或交易應用被呼叫後,顯示掃碼交易頁面,所述交易開關為安裝於所述交易設備的硬體開關或者為所述交易應用中的虛擬開關。 步驟803、獲取基於所述掃碼交易頁面產生的交易結果,並根據所述交易結果顯示交易結果頁面。 應當指出的是,本說明書實施例提供的方法不僅適用於上述交易設備,也可以通過移動終端中的應用程式實現。 若本說明書實施例提供的方法應用於上述交易設備,該方法的具體實現方式可以參照上述交易設備側的描述,此處不再贅述。 若本說明書實施例提供的方法應用於移動終端上的應用程式,那麼,在該應用程式被呼叫後,顯示掃碼交易頁面。更具體的,該應用程式被呼叫後,在顯示介面上可以顯示第一交易開關和第二交易開關;在所述第一交易開關被觸發後,呼叫所述交易設備的攝影鏡頭進行拍攝;上述步驟801中具體顯示的是根據拍攝結果產生的掃碼頁面;在所述第二交易開關被觸發後,上述步驟801中具體顯示的是交易碼頁面。 又或者,該應用程式被呼叫後,在顯示介面上可以顯示交易開關,且該交易開關具有不同的觸發方式,在檢測到所述交易開關的第一觸發方式後,呼叫所述交易設備的攝影鏡頭進行拍攝,上述步驟801中具體顯示的是根據拍攝結果產生的掃碼頁面;在檢測到所述交易開關的第二觸發方式後,上述步驟801中具體顯示交易碼頁面。 若採用共用支付方式,更進一步的,還需要綁定資金提供方的主帳戶。具體的,顯示所述交易設備的設備識別碼,所述設備識別碼中攜帶所述交易設備的標識資訊,用於根據所述交易設備的標識資訊在主帳戶下建立與所述交易設備關聯的附屬帳戶。 對於正掃,顯示掃碼交易頁面後,根據掃碼結果獲取待交易金額資料;發送交易確認訊息,所述交易確認訊息中攜帶表示同意或拒絕交易的資訊,所述交易確認訊息用於在攜帶表示同意交易的資訊時,由伺服器對所述附屬帳戶進行交易操作。 對於反掃,所述掃碼交易頁面顯示交易碼,所述交易碼包括交易帳戶的資訊,用於伺服器對所述附屬帳戶進行交易操作。 基於與方法同樣的發明構思,第三態樣,本說明書實施例提供一種電腦可讀儲存媒體,其上儲存有電腦程式,所述電腦程式被處理器執行時實現如下步驟: 在交易設備開機或交易開關被觸發或交易應用被呼叫後,顯示掃碼交易頁面,所述交易開關為安裝於所述交易設備的硬體開關或者為所述交易應用中的虛擬開關; 獲取基於所述掃碼交易頁面產生的交易結果,並根據所述交易結果顯示交易結果頁面。 可選的,所述交易開關包括第一交易開關和第二交易開關,所述電腦程式被處理器執行時還實現如下步驟:在所述第一交易開關被觸發後,呼叫所述交易設備的攝影鏡頭進行拍攝;所述掃碼交易頁面包括掃碼頁面和交易碼頁面,所述在所述共用交易設備開機或交易開關被觸發或交易應用被呼叫後,所述顯示掃碼交易頁面的步驟包括:在所述第一交易開關被觸發後,顯示根據拍攝結果產生的掃碼頁面;在所述第二交易開關被觸發後,顯示交易碼頁面。 可選的,所述交易設備包括第一顯示螢幕和第二顯示螢幕,所述電腦程式被處理器執行時還實現如下步驟: 在所述第一交易開關被觸發後,關閉用於顯示交易碼頁面的第二顯示螢幕或關閉所述交易碼頁面; 在所述第二交易開關被觸發後,關閉用於顯示掃碼頁面的第一顯示螢幕或關閉所述掃碼頁面。 可選的,所述電腦程式被處理器執行時還實現如下步驟:在檢測到所述交易開關的第一觸發方式後,呼叫所述交易設備的攝影鏡頭進行拍攝;所述掃碼交易頁面包括掃碼頁面和交易碼頁面,所述在所述共用交易設備開機或交易開關被觸發或交易應用被呼叫後,顯示掃碼交易頁面的步驟包括:在檢測到所述交易開關的第一觸發方式後,顯示根據拍攝結果產生的掃碼頁面;在檢測到所述交易開關的第二觸發方式後,顯示交易碼頁面。 基於上述任意電腦可讀儲存媒體實施例,可選的,所述電腦程式被處理器執行時還實現如下步驟: 顯示所述交易設備的設備識別碼,所述設備識別碼中攜帶所述交易設備的標識資訊,用於根據所述交易設備的標識資訊在主帳戶下建立與所述交易設備關聯的附屬帳戶。 可選的,顯示掃碼交易頁面後,所述電腦程式被處理器執行時還實現如下步驟: 根據掃碼結果獲取待交易金額資料; 發送交易確認訊息,所述交易確認訊息中攜帶表示同意或拒絕交易的資訊,所述交易確認訊息用於在攜帶表示同意交易的資訊時,由伺服器對所述附屬帳戶進行交易操作。 可選的,所述掃碼交易頁面顯示交易碼,所述交易碼包括交易帳戶的資訊,用於伺服器對所述附屬帳戶進行交易操作。 第四態樣,本說明書實施例提供一種交易方法,該方法應用於伺服器側,如圖9所示,包括如下步驟: 步驟901、獲取第一交易設備或第二交易設備基於掃碼交易頁面產生的支付請求,所述掃碼交易頁面由所述第一交易設備在開機或者交易開關被觸發或者交易應用被呼叫後顯示,所述交易開關為安裝於所述第一交易設備的硬體開關或者為所述交易應用中的虛擬開關。 其中,第一交易設備是指本說明書實施例提供的交易設備,也可以是指使用上述本說明書實施例提供的方法的交易設備。 第二交易設備是指與第一交易設備進行交易的設備,如POS機、移動終端等等。 步驟902、根據所述支付請求進行交易操作,並發送交易結果。 若採用共用支付方式,相應的,還需要為第一交易設備綁定資金提供方的主帳戶。具體的,接收所述第一交易設備或者主帳戶發送的綁定請求,所述綁定請求包括所述第一交易設備的標識資訊和所述主帳戶的帳戶資訊;根據所述第一交易設備的標識資訊和所述主帳戶的帳戶資訊,為第一交易設備建立與主帳戶關聯的交易帳戶。 本說明書中,主帳戶是資金提供方的帳戶,是相對於第一交易設備的交易帳戶而言的。 相應的,根據所述支付請求進行交易操作具體可以是:根據所述支付請求查找所述交易帳戶;在確認所述交易帳戶的餘額不小於所述支付請求指示的待交易金額後,從所述交易帳戶進行扣款操作,並產生表示交易成功的交易結果;在確認所述交易帳戶的餘額小於所述支付請求指示的待交易金額後,產生表示交易失敗的交易結果。 其中,支付請求中可以攜帶交易帳戶的資訊,也可以攜帶交易設備的資訊。 採用這種交易操作方式,可以將交易帳戶與主帳戶隔離,確保了主帳戶資金的安全性。具體的,交易設備的交易只能通過交易帳戶進行,若交易帳戶餘額不足,無法從主帳戶扣款。 第五態樣,本說明書實施例提供一種交易裝置,如圖10所示,包括: 支付請求獲取模組1001,用於獲取第一交易設備或第二交易設備基於掃碼交易頁面產生的支付請求,所述掃碼交易頁面由所述第一交易設備在開機或者交易開關被觸發或者交易應用被呼叫後顯示,所述交易開關為安裝於所述交易設備的硬體開關或者為所述交易應用中的虛擬開關; 交易操作模組1002,用於根據所述支付請求進行交易操作; 交易結果發送模組1003,用於發送交易結果。 可選的,所述裝置還包括帳戶綁定模組,用於接收所述第一交易設備或者主帳戶發送的綁定請求,所述綁定請求包括所述第一交易設備的標識資訊和所述主帳戶的帳戶資訊;根據所述第一交易設備的標識資訊和所述主帳戶的帳戶資訊,在所述主帳戶下建立與所述第一交易設備關聯的附屬帳戶。 可選的,所述交易操作模組用於: 根據所述支付請求查找所述附屬帳戶; 在確認所述附屬帳戶的餘額不小於所述支付請求指示的待交易金額後,從所述附屬帳戶進行扣款操作,並產生表示交易成功的交易結果; 在確認所述附屬帳戶的餘額小於所述支付請求指示的待交易金額後,產生表示交易失敗的交易結果。 第六態樣,本說明書實施例還提供一種伺服器,包括: 記憶體,用於儲存電腦程式; 處理器,用於執行所述電腦程式時實現如下步驟: 獲取第一交易設備或第二交易設備基於掃碼交易頁面產生的支付請求,所述掃碼交易頁面由所述第一交易設備在開機或者交易開關被觸發或者交易應用被呼叫後顯示,所述交易開關為安裝於所述第一交易設備的硬體開關或者為所述交易應用中的虛擬開關; 根據所述支付請求進行交易操作,並發送交易結果。 可選的,所述處理器還用於執行所述電腦程式時實現如下步驟: 接收所述第一交易設備或者主帳戶發送的綁定請求,所述綁定請求包括所述第一交易設備的標識資訊和所述主帳戶的帳戶資訊; 根據所述第一交易設備的標識資訊和所述主帳戶的帳戶資訊,在所述主帳戶下建立與所述第一交易設備關聯的附屬帳戶。 可選的,所述根據所述支付請求進行交易操作的步驟包括: 根據所述支付請求查找所述附屬帳戶; 在確認所述附屬帳戶的餘額不小於所述支付請求指示的待交易金額後,從所述附屬帳戶進行扣款操作,並產生表示交易成功的交易結果; 在確認所述附屬帳戶的餘額小於所述支付請求指示的待交易金額後,產生表示交易失敗的交易結果。 第七態樣,本說明書實施例還提供一種電腦可讀儲存媒體,其上儲存有電腦程式,所述電腦程式被處理器執行時實現如下步驟: 獲取第一交易設備或第二交易設備基於掃碼交易頁面產生的支付請求,所述掃碼交易頁面由所述第一交易設備在開機或者交易開關被觸發或者交易應用被呼叫後顯示,所述交易開關為安裝於所述第一交易設備的硬體開關或者為所述交易應用中的虛擬開關; 根據所述支付請求進行交易操作,並發送交易結果。 可選的,所述電腦程式被處理器執行時實現如下步驟: 接收所述第一交易設備或者主帳戶發送的綁定請求,所述綁定請求包括所述第一交易設備的標識資訊和所述主帳戶的帳戶資訊; 根據所述第一交易設備的標識資訊和所述主帳戶的帳戶資訊,在所述主帳戶下建立與所述第一交易設備關聯的附屬帳戶。 可選的,所述根據所述支付請求進行交易操作的步驟包括: 根據所述支付請求查找所述附屬帳戶; 在確認所述附屬帳戶的餘額不小於所述支付請求指示的待交易金額後,從所述附屬帳戶進行扣款操作,並產生表示交易成功的交易結果; 在確認所述附屬帳戶的餘額小於所述支付請求指示的待交易金額後,產生表示交易失敗的交易結果。 本說明書實施例有益效果如下: 在檢測到交易設備開機或者交易開關被觸發或者交易應用被呼叫,顯示掃碼交易介面。這意味著,只要交易設備開機,或者使用者按下交易開關,或者使用者打開交易應用,即自動顯示掃碼交易介面,並顯示交易結果。使用者無需在交易應用中的眾多功能中尋找交易按鈕,簡化了交易操作,使得交易操作更便捷。 本說明書實施例中所述支付涉及的技術載體,例如可以包括近場通信(Near Field Communication, NFC)、WIFI、3G/4G/5G,POS機刷卡技術、二維碼掃碼技術、條碼掃碼技術、藍牙、紅外線、短訊息(Short Message Service, SMS)、多媒體訊息(Multimedia Message Service, MMS)等。 本說明書是參照根據本說明書實施例的方法、設備(系統)、和電腦程式產品的流程圖和/或方塊圖來描述的。應理解可由電腦程式指令實現流程圖和/或方塊圖中的每一流程和/或方塊、以及流程圖和/或方塊圖中的流程和/或方塊的結合。可提供這些電腦程式指令到通用電腦、專用電腦、嵌入式處理機或其他可編程資料處理設備的處理器以產生一個機器,使得通過電腦或其他可編程資料處理設備的處理器執行的指令產生用於實現在流程圖一個流程或多個流程和/或方塊圖一個方塊或多個方塊中指定的功能的設備。 這些電腦程式指令也可儲存在能引導電腦或其他可編程資料處理設備以特定方式工作的電腦可讀記憶體中,使得儲存在該電腦可讀記憶體中的指令產生包括指令設備的製造品,該指令設備實現在流程圖一個流程或多個流程和/或方塊圖一個方塊或多個方塊中指定的功能。 這些電腦程式指令也可裝載到電腦或其他可編程資料處理設備上,使得在電腦或其他可編程設備上執行一系列操作步驟以產生電腦實現的處理,從而在電腦或其他可編程設備上執行的指令提供用於實現在流程圖一個流程或多個流程和/或方塊圖一個方塊或多個方塊中指定的功能的步驟。 儘管已描述了本說明書的較佳實施例,但本領域內的技術人員一旦得知了基本進步性概念,則可對這些實施例作出另外的變更和修改。所以,所附申請專利範圍意欲解釋為包括較佳實施例以及落入本說明書範圍的所有變更和修改。 顯然,本領域的技術人員可以對本說明書進行各種改動和變型而不脫離本說明書的精神和範圍。這樣,倘若本說明書的這些修改和變型屬於本說明書申請專利範圍及其等同技術的範圍之內,則本說明書也意圖包含這些改動和變型在內。In order to better understand the above technical solutions, the following describes the technical solutions of the embodiments of the present specification in detail through the drawings and specific embodiments. It should be understood that the embodiments of the present specification and the specific features in the embodiments are the technical solutions of the embodiments of the present specification The detailed description, rather than the limitation on the technical solutions of this specification, the embodiments of this specification and the technical features in the embodiments can be combined with each other without conflict. The transaction equipment, transaction method, and server provided by the embodiments of the present specification can be applied to the system shown in FIG. 1 but not limited to. In the system shown in FIG. 1, the dedicated hardware (transaction device 101) provided by the embodiment of the present specification can be used to realize convenient transactions, or the mobile terminal 102 can be used to implement the convenient transaction by the method provided by the embodiment of the present specification. Among them, the transaction can be either payment or collection. Taking the payment operation using the transaction device 101 as an example, when it is turned on or the transaction switch is triggered, the processor of the transaction device 101 calls the display screen to display the scan code transaction page in order to scan the identification code on the POS machine 103 (or mobile terminal The identification code or identification code label 104 on 102) completes the payment through the server 105, or allows the POS machine 102 (or the mobile terminal 102) to scan the identification code on the scan code transaction page and complete the payment through the server 105. Taking the payment operation performed on the mobile terminal 102 using the method provided in the embodiment of the present specification as an example, when the transaction application on the mobile terminal 102 is called, the call display screen displays a scan code transaction page to scan the identification on the POS machine 103 Code (or the identification code on the transaction device 101 or the identification code or identification code sticker 104 on the other mobile terminal), complete the payment through the server 105, or allow the POS machine 102 (or the transaction device 101 or other mobile terminal) to scan The identification code on the scan code transaction page completes payment through the server 105. The server 105 may include an independent server, or a server group composed of multiple servers. If multiple servers are included, the topology can include either centralized server groups or distributed server groups (such as server clusters, cloud servers, etc.). Among them, the mobile terminal 102 may include, but not limited to, a smart phone, a palmtop computer, a tablet computer, and so on. With reference to the system scenario shown in FIG. 1, in the first aspect, the embodiment of the present specification provides a transaction device, please refer to FIGS. 2 and 3, the transaction device includes: a device casing 201, a memory 202, a communication module 203, a display Screen 204, processor 205. Among them, the memory 202 is installed inside the device casing 201 for storing computer programs; the communication module 203 is installed inside the device casing 201 for receiving or sending data according to the control of the processor; the display screen 204 is installed on the surface of the device casing 201 , Used to display according to the control of the processor; the processor 205 is installed inside the device casing and used to execute the following steps when executing computer programs: After the transaction device is turned on or the transaction switch is triggered or the transaction application is called, the call display screen 204 displays a scan code transaction page, where the transaction switch may be a hardware switch 206 installed on the surface of the device casing 201, or may be displayed on the display Virtual switch of screen 204; The communication module 203 obtains the transaction result generated based on the scan code transaction page, and calls the display screen 204 to display the transaction result page according to the transaction result. In practical applications, the computer program can be configured as a single trigger condition, that is, the trading device is turned on, or the transaction switch is triggered or the transaction application is called; the computer program can also be configured as multiple trigger conditions, when one of the trigger conditions is met The scan code transaction page is displayed. Among them, the existing implementation means can be used to detect whether the trading device is turned on, the existing implementation means can be used to detect that the transaction switch is triggered, and the existing implementation means can be used to detect that the transaction application is called, which is not limited in the embodiments of this specification. Among them, the trading application being called may refer to the launching of the trading application, or the switching of the trading application from the background to the foreground. In the embodiment of this specification, if the transaction device has only one application of the above-mentioned transaction application, and the transaction application is automatically started after the transaction device is turned on, the two trigger conditions of “transaction device startup” and “transaction application called” are configured. One is enough. Among them, the transaction result is used to indicate the success or failure of the transaction. It should be noted that displaying the trading results page based on the trading results does not mean that all trading results need to be displayed. For example, when the transaction is successful, it may be preset not to display. Correspondingly, when the transaction result is a transaction failure, a transaction result page indicating that the transaction failed is displayed. The memory 202, the communication module 203, and the display screen 204 are all electrically connected to the processor 205. More specifically, these modules may be, but not limited to, electrically connected to the processor 205 through a system bus. It should be noted that the structures shown in FIGS. 2 and 3 are only the structures involved in describing the above-mentioned transaction process, and it does not mean that the transaction device includes only these structures, nor does it mean that the transaction device necessarily includes all the above-mentioned structures, for example, If the transaction switch is a virtual switch, the transaction device may not set a hardware switch as a transaction switch. The transaction device provided by the embodiment of the present specification displays the code scanning transaction interface when it is detected that the transaction device is turned on or the transaction switch is triggered or the transaction application is called. This means that as soon as the transaction device is turned on, or the user presses the transaction switch, or the user opens the transaction application, the scan code transaction interface is automatically displayed, and the transaction result is displayed. The user does not need to search for trading buttons among the many functions in the trading application, which simplifies trading operations and makes trading operations more convenient. As described above, transactions can be divided into payment and payment. The transaction device provided in the embodiments of the present specification may support only the payment function, or may support both the payment function and the payment function. Generally, scan code payment can be divided into "forward scan" and "reverse scan". Scan code collection is usually to generate a payment identification code page for the payer to scan the code. Of course, it does not exclude payment by scanning the code. The transaction equipment provided in the embodiments of the present specification may support both "forward scanning" and "reverse scanning", and of course, may only support "forward scanning" or "reverse scanning". For "forward scanning", the shooting function of the photographic lens needs to be called, and accordingly, the transaction device also needs to include a photographic lens mounted on the surface of the device casing, which is used for photographing according to the control of the processor. Taking scan code payment as an example, if the transaction device supports both "forward scan" and "reverse scan", in order to realize the switch between "forward scan" and "reverse scan", two transaction switches, namely the first transaction switch and The second transaction switch; it is also possible to set only one transaction switch, and realize the switching between "forward scan" and "reverse scan" through different trigger modes of the transaction switch. The following is a detailed description with reference to the drawings: Switching mode 1: Two transaction switches are provided. The first transaction switch is used to call the forward scan function, and the second transaction switch is used to call the reverse scan function. When it is detected that the first transaction switch is triggered, the camera lens is called for shooting, and the scan code page generated according to the shooting result is called on the display screen; when the second transaction switch is detected, the transaction code page is displayed on the call display screen. It should be noted that the first transaction switch and the second transaction switch are not the only means of calling the forward scan function and the reverse scan function. Assume that there are two triggering conditions configured: the trading device is turned on and the transaction switch is triggered. The default scan code page is displayed after the trading device is turned on. Then, when the trading device is detected to be turned on, the scan code page is displayed. When the second transaction switch is detected If it is triggered, it will switch to the transaction code page. When it is detected that the first transaction switch is triggered, it will switch to the scan code page again. Among them, the transaction code page is used to display a payment code (also called a payment identification code) and/or a payment code (also called a payment identification code). The first transaction switch and the second transaction switch may be virtual switches displayed on the display screen 204. To further simplify the operation, the first transaction switch and the second transaction switch may also be hardware switches. If the transaction device supports both the payment function and the collection function, the collection method can be scan code collection or display collection code collection. Then, it is not necessary to add a new transaction switch. The first transaction switch is still used to call the forward scan function, and the identification code is determined by scanning and parsing, and the corresponding operation is performed; the second transaction switch is still used Anti-scanning function, displaying both payment code and payment code; it is not necessary to add a new transaction switch, the first transaction switch is still used to call the forward scan function, and the first transaction switch is used to determine whether it is paid or received And carry out the corresponding operation, taking the hardware switch as an example, the different triggering methods can be the difference between long press and short press, or the difference of the number of presses, etc. Taking the virtual switch as an example, different triggers The method can be, but not limited to, dragging the transaction switch to different functional areas; a new transaction switch can also be added to realize the collection function. Furthermore, for simpler and more convenient operation, the display screen 204 may include a first display screen and a second display screen, wherein the first display screen is used to display a code scanning page, and the second display screen is used to display a transaction code page . In order to avoid misoperation and improve the stability of the transaction process, you can close the second display screen or the transaction code page when the scan code page is called. Take two switches as an example, after the first transaction switch is triggered, close the second display Screen or close the transaction code page; taking the different trigger states of the transaction switch as an example, when the first trigger state of the transaction switch is detected, the second display screen is closed or the transaction code page is closed. Correspondingly, when the transaction code page is called, the first display screen or the transaction code page is closed, the implementation of which can refer to the above description, and will not be repeated here. In the embodiment of this specification, the two display screens may be disposed on the same surface of the device casing. To further avoid misoperation, preferably, the two display screens are respectively arranged on opposite surfaces of the device casing. Correspondingly, if there are two transaction switches, the first transaction switch 2061 and the first display screen 2041 are shown in FIG. 4a. On the same side (referred to as the front of the device casing 201), as shown in FIG. 4b, the second transaction switch is on the same side as the second display screen (referred to as the back of the device casing 201). Switching mode two: Trading switches can be divided into different triggering modes, for example, "forward scan" corresponds to the first trigger mode, and "reverse scan" corresponds to the second trigger mode. If the transaction switch is a hardware switch, the different triggering methods can be the difference between long press and short press, or the difference in the number of presses, and so on. If the transaction switch is a virtual switch, as shown in FIG. 5, different triggering methods may be, but not limited to, dragging the transaction switch to different functional areas. After detecting the first trigger mode of the transaction switch, call the camera lens to shoot, and call the display screen to display the scan code page generated according to the shooting result; after detecting the second trigger mode of the transaction switch, the call display screen displays the transaction code page. If the transaction device only supports the payment function, the transaction code page displays the payment code. If the transaction device supports both the payment function and the collection function. Then, after calling the forward scan function, you can scan and analyze the identification code to determine whether it is payment or payment, and perform the corresponding operation. After calling the reverse scan function, both the payment code and the payment code are displayed; or, the transaction is added The trigger mode of the switch to realize the collection function. In this implementation, in order to make the operation easier and more convenient, the display screen 204 may also include a first display screen and a second display screen, where the first display screen is used to display a code scanning page, and the second display screen is used to display Transaction code page. In order to avoid misoperation and improve the stability of the transaction process, you can close the second display screen or the transaction code page when the scan code page is called. Taking the different trigger states of the transaction switch as an example, the first trigger state of the transaction switch is detected , Close the second display screen or close the transaction code page. Correspondingly, when the transaction code page is called, the first display screen or the transaction code page is closed, the implementation of which can refer to the above description, and will not be repeated here. In the embodiment of this specification, the two display screens may be disposed on the same surface of the device casing. In order to further avoid misoperation, preferably, the two display screens are respectively arranged on opposite planes of the device casing. Based on any of the above device embodiments, the transaction account used by the transaction device for the exchange may be an independent account owned by the user who uses the transaction device. With the increase in payment scenarios, shared payment functions have emerged, such as intimate payment, family payment, etc. Correspondingly, the trading account used by the trading device for the exchange can also be a fund provider that provides funds to users using the trading device Account. In order to improve the security and isolation of the transaction, preferably, the embodiment of the present specification establishes a transaction account for the transaction device, and the transaction account is associated with the main account of the fund provider. Correspondingly, the above processor is also used to implement the following steps when executing the above computer program: call the display screen to display the device identification code of the transaction device, and the device identification code carries the identification information of the transaction device, which is used to identify the transaction device according to the identification information Establish a transaction account of the transaction device associated with the main account. More specifically, a trading account is established for the trading device in the trading system where the main account is located. For example, if the main account is an Alipay account, a transaction account is established for the transaction device in Alipay. Furthermore, an independent trading account can be established for the trading device in the trading system where the main account is located, or a sub-account can be established for the trading device under the main account in the trading system where the main account is located. Correspondingly, for "scanning", after calling the display screen to display the scan code transaction page (ie, scan code page), obtain the amount of data to be traded according to the scan code result; send a transaction confirmation message, and the transaction confirmation message carries a representation Information for approving or rejecting the transaction. The transaction confirmation message is used for carrying out the transaction operation on the above transaction account by the server when carrying the information indicating the approval of the transaction. Correspondingly, for "anti-scanning", the scan code transaction page displays a transaction code, and the transaction code includes the information of the above transaction account, which is used by the server to perform a transaction operation on the transaction account. The following specifically describes the structure of the transaction device and the business process provided by the embodiments of the present specification in conjunction with specific application scenarios. As shown in FIGS. 3 and 4a and 4b, in this embodiment, the transaction device includes a device housing 201, a memory 202 provided in the device housing, a communication module 203, and a processor 205, which are provided on the first surface of the housing (this The first display screen 2041, the first transaction switch 2061, the confirmation button 207, and the cancel button 208 in the embodiment are referred to as the front surface), and are provided on the second surface (referred to as the reverse surface in this embodiment) opposite to the first surface. The second display screen 2042, the second transaction switch 2062, the update button 209 and the camera lens 210. In this embodiment, the payment method used by the transaction device is shared payment, that is, a transaction account is created for the transaction device, and the transaction account is bound to the main account of the fund provider, and the value is stored in the transaction account through the main account , The transaction carried out by the transaction equipment is paid or received through the transaction account. Among them, the binding process is shown in Figure 6, including the following operations: Step 601, the trading device is turned on. Step 602: After the transaction device is initialized, connect to the network; Among them, you can insert a SIM card and connect to the Internet through GPRS, you can also connect to the Internet by binding the phone's Bluetooth, you can also connect to the Internet through WIFI, or connect to the Internet through other methods. Step 603: The transaction device detects that the device is used for the first time, and displays the unique identification code (ie, device identification code) of the transaction device on the second display screen on the back; Among them, the initial use of the device may refer to the first use after the device leaves the factory, or the first use after the device is formatted. Wherein, this step may also be that the transaction device detects that the transaction account has not been created, or after receiving an instruction to bind a new master account, it displays the unique identification code of the transaction device. It should be noted that the unique identification code of the transaction device can also be printed or pasted on the surface of the transaction device. Step 604: The fund provider opens the mobile Alipay app and scans the unique identification code of the transaction device using the scan function. Step 605: The mobile Alipay app prompts the fund provider to confirm the binding transaction device. Step 606: Mobile Alipay obtains the stored value of the input from the fund provider and selects a payment tool. Step 607: The server completes the payment and pushes the information to the transaction device to complete the binding. Among them, the so-called loading is the account of the transaction device, the server can establish an independent Alipay account for the transaction device, and the unique identification code of the transaction device, the account information of the Alipay account of the transaction device and the Alipay account of the fund provider (main account ) Account information is stored in association; a sub-account entry can also be created in the Alipay account of the fund provider, and the sub-account entry is bound to the unique identification code of the transaction device. Step 608: The transaction device displays the available amount. Among them, the payment process is shown in Figure 7 and includes the following steps: Step 701, the trading device is turned on. Step 702, the device is connected to the network after the transaction device is initialized. Step 703: Call the first display screen to display the code scanning page or call the second display screen to display the payment page according to the trigger conditions of the first transaction switch and the second transaction switch. That is, select forward scan or reverse scan. If the scan is selected, step 704 is executed to display the payment amount after the scan. Step 705: The user deducts the balance of the deposited funds after completing the payment by pressing the confirmation key to confirm the payment. Among them, if the balance is insufficient, it will prompt failure to pay. Specifically, the transaction device sends a payment request to the server, and the server deducts the payment amount from the Alipay account of the transaction device or the main account of the fund provider and the sub-account corresponding to the transaction device. If reverse scan is selected, go to step 706 and call the second display screen to display the payment code and available balance. After the merchant scans the code, the balance of the deposited funds is deducted to complete the payment. Step 707: Record this transaction in the Alipay bill of the main account of the fund provider. The above loading scheme can further support repeated stored value, and the loading account can be retained in the investor Alipay app. When the balance is insufficient, you can choose to deposit new funds for payment. If the transaction equipment is lost, the investor Alipay app can choose to unbind the equipment or transfer the deposited funds. The payment is realized through hardware operation, and users can conduct transactions without registering accounts of transaction applications such as Alipay. The operation method is simpler and more convenient than that of software. Since the trading account of the trading device provided in this embodiment is isolated from other accounts, it guarantees the fund security of other accounts, and is particularly suitable for the double-end population such as the middle-aged, elderly, and young people with weak financial anti-risk awareness and financial risk education. The convenience of its operation is especially suitable for middle-aged and elderly people. In the second aspect, based on the same inventive concept, the embodiments of the present specification provide a transaction method, as shown in FIG. 8, including: Step 801: After the trading device is turned on or the transaction switch is triggered or the transaction application is called, a scan code transaction page is displayed. The transaction switch is a hardware switch installed in the transaction device or a virtual switch in the transaction application . Step 803: Obtain the transaction result generated based on the scan code transaction page, and display the transaction result page according to the transaction result. It should be noted that the method provided by the embodiment of the present specification is not only applicable to the above-mentioned transaction device, but can also be implemented by an application program in a mobile terminal. If the method provided in the embodiment of the present specification is applied to the above-mentioned transaction device, the specific implementation of the method can refer to the description on the side of the above-mentioned transaction device, which is not repeated here. If the method provided by the embodiment of the present specification is applied to an application program on a mobile terminal, then after the application program is called, a scan code transaction page is displayed. More specifically, after the application is called, the first transaction switch and the second transaction switch can be displayed on the display interface; after the first transaction switch is triggered, the camera lens of the transaction device is called for shooting; Step 801 specifically displays the scan code page generated according to the shooting result; after the second transaction switch is triggered, the transaction code page is specifically displayed in step 801 above. Or, after the application is called, a transaction switch can be displayed on the display interface, and the transaction switch has different triggering modes. After detecting the first triggering mode of the transaction switch, the photography of the transaction device is called The lens is used for shooting. The above step 801 specifically displays the scan code page generated according to the shooting result; after detecting the second trigger mode of the transaction switch, the above step 801 specifically displays the transaction code page. If the shared payment method is adopted, further, the main account of the fund provider needs to be bound. Specifically, the device identification code of the transaction device is displayed, and the device identification code carries the identification information of the transaction device, and is used to establish an association with the transaction device under the master account according to the identification information of the transaction device Subsidiary account. For the forward scan, after displaying the scan code transaction page, obtain the data of the amount to be traded according to the scan code result; send a transaction confirmation message, the transaction confirmation message carries information indicating approval or rejection of the transaction, and the transaction confirmation message is used to carry When expressing the information of agreeing to the transaction, the server performs the transaction operation on the subsidiary account. For anti-scanning, the scan code transaction page displays a transaction code, and the transaction code includes transaction account information, which is used by the server to perform transaction operations on the subsidiary account. Based on the same inventive concept as the method, in a third aspect, an embodiment of the present specification provides a computer-readable storage medium on which a computer program is stored, and when the computer program is executed by a processor, the following steps are realized: After the transaction device is turned on or the transaction switch is triggered or the transaction application is called, a scan code transaction page is displayed, where the transaction switch is a hardware switch installed in the transaction device or a virtual switch in the transaction application; Obtain the transaction result generated based on the scan code transaction page, and display the transaction result page according to the transaction result. Optionally, the transaction switch includes a first transaction switch and a second transaction switch. When the computer program is executed by the processor, the following steps are also implemented: after the first transaction switch is triggered, call the transaction device The camera lens is used for shooting; the scan code transaction page includes a scan code page and a transaction code page, and the step of displaying the scan code transaction page after the shared transaction device is turned on or a transaction switch is triggered or a transaction application is called It includes: after the first transaction switch is triggered, displaying the scan code page generated according to the shooting result; after the second transaction switch is triggered, displaying the transaction code page. Optionally, the transaction device includes a first display screen and a second display screen. When the computer program is executed by the processor, the following steps are also implemented: After the first transaction switch is triggered, close the second display screen for displaying the transaction code page or close the transaction code page; After the second transaction switch is triggered, the first display screen for displaying the code scanning page is closed or the code scanning page is closed. Optionally, when the computer program is executed by the processor, the following steps are also implemented: after detecting the first trigger mode of the transaction switch, the camera lens of the transaction device is called to shoot; the code scanning transaction page includes A code scanning page and a transaction code page, the step of displaying the code scanning transaction page after the shared transaction device is turned on or the transaction switch is triggered or the transaction application is called includes: upon detecting the first trigger mode of the transaction switch Then, the scan code page generated according to the shooting result is displayed; after detecting the second trigger mode of the transaction switch, the transaction code page is displayed. Based on any of the foregoing computer-readable storage media embodiments, optionally, when the computer program is executed by the processor, the following steps are also implemented: The device identification code of the transaction device is displayed, and the device identification code carries identification information of the transaction device, and is used to establish a subsidiary account associated with the transaction device under the main account according to the identification information of the transaction device. Optionally, after the scan code transaction page is displayed, the computer program is also executed as follows when executed by the processor: Obtain the amount of data to be traded according to the result of scanning the code; A transaction confirmation message is sent, and the transaction confirmation message carries information indicating approval or rejection of the transaction, and the transaction confirmation message is used for carrying out transaction operations on the subsidiary account by the server when carrying information indicating approval of the transaction. Optionally, the scan code transaction page displays a transaction code, and the transaction code includes information of a transaction account, which is used by the server to perform transaction operations on the subsidiary account. In a fourth aspect, the embodiment of the present specification provides a transaction method, which is applied to the server side, as shown in FIG. 9, and includes the following steps: Step 901: Obtain a payment request generated by a first transaction device or a second transaction device based on a scan code transaction page, which is displayed by the first transaction device when the power is turned on or a transaction switch is triggered or a transaction application is called The transaction switch is a hardware switch installed in the first transaction device or a virtual switch in the transaction application. Wherein, the first transaction device refers to the transaction device provided by the embodiment of this specification, and may also refer to the transaction device using the method provided by the above embodiment of this specification. The second transaction device refers to a device that performs transactions with the first transaction device, such as a POS machine, a mobile terminal, and so on. Step 902: Perform a transaction operation according to the payment request, and send a transaction result. If a common payment method is adopted, correspondingly, the primary account of the fund provider needs to be bound to the first transaction device. Specifically, receiving a binding request sent by the first transaction device or the master account, the binding request includes identification information of the first transaction device and account information of the master account; according to the first transaction device And the account information of the master account establish a transaction account associated with the master account for the first transaction device. In this specification, the main account is the account of the fund provider, relative to the transaction account of the first transaction device. Correspondingly, the transaction operation according to the payment request may specifically be: look up the transaction account according to the payment request; after confirming that the balance of the transaction account is not less than the amount to be traded indicated by the payment request, from the The transaction account performs a deduction operation and generates a transaction result indicating that the transaction is successful; after confirming that the balance of the transaction account is less than the amount to be traded indicated by the payment request, a transaction result indicating that the transaction has failed is generated. Among them, the payment request may carry the information of the transaction account or the information of the transaction equipment. Using this transaction operation method, the transaction account can be isolated from the main account, ensuring the security of the main account funds. Specifically, the transaction of the trading device can only be carried out through the trading account. If the balance of the trading account is insufficient, the main account cannot be deducted. In a fifth aspect, an embodiment of this specification provides a transaction device, as shown in FIG. 10, including: The payment request acquisition module 1001 is used to acquire the payment request generated by the first transaction device or the second transaction device based on the scan code transaction page, the scan code transaction page is triggered when the first transaction device is turned on or the transaction switch is activated or After the transaction application is called, it is displayed that the transaction switch is a hardware switch installed in the transaction device or a virtual switch in the transaction application; The transaction operation module 1002 is used to perform transaction operations according to the payment request; The transaction result sending module 1003 is used to send the transaction result. Optionally, the apparatus further includes an account binding module, configured to receive a binding request sent by the first transaction device or the master account, where the binding request includes identification information of the first transaction device and The account information of the master account; based on the identification information of the first transaction device and the account information of the master account, a subsidiary account associated with the first transaction device is established under the master account. Optionally, the transaction operation module is used to: Search the subsidiary account according to the payment request; After confirming that the balance of the subsidiary account is not less than the amount to be traded indicated by the payment request, perform a deduction operation from the subsidiary account and generate a transaction result indicating that the transaction was successful; After confirming that the balance of the subsidiary account is less than the amount to be traded indicated by the payment request, a transaction result indicating that the transaction has failed is generated. In a sixth aspect, an embodiment of this specification further provides a server, including: Memory for storing computer programs; The processor is used to implement the following steps when executing the computer program: Acquiring a payment request generated by the first transaction device or the second transaction device based on a scan code transaction page, the scan code transaction page is displayed by the first transaction device after the power is turned on or a transaction switch is triggered or a transaction application is called, the The transaction switch is a hardware switch installed in the first transaction device or a virtual switch in the transaction application; Perform a transaction operation according to the payment request, and send the transaction result. Optionally, the processor is also used to implement the following steps when executing the computer program: Receiving a binding request sent by the first trading device or the master account, where the binding request includes identification information of the first trading device and account information of the master account; According to the identification information of the first transaction device and the account information of the master account, a subsidiary account associated with the first transaction device is established under the master account. Optionally, the step of performing a transaction operation according to the payment request includes: Search the subsidiary account according to the payment request; After confirming that the balance of the subsidiary account is not less than the amount to be traded indicated by the payment request, perform a deduction operation from the subsidiary account and generate a transaction result indicating that the transaction was successful; After confirming that the balance of the subsidiary account is less than the amount to be traded indicated by the payment request, a transaction result indicating that the transaction has failed is generated. In a seventh aspect, an embodiment of the present specification also provides a computer-readable storage medium on which a computer program is stored, and when the computer program is executed by a processor, the following steps are implemented: Acquiring a payment request generated by the first transaction device or the second transaction device based on a scan code transaction page, the scan code transaction page is displayed by the first transaction device after the power is turned on or a transaction switch is triggered or a transaction application is called, the The transaction switch is a hardware switch installed in the first transaction device or a virtual switch in the transaction application; Perform a transaction operation according to the payment request, and send the transaction result. Optionally, when the computer program is executed by the processor, the following steps are implemented: Receiving a binding request sent by the first trading device or the master account, where the binding request includes identification information of the first trading device and account information of the master account; According to the identification information of the first transaction device and the account information of the master account, a subsidiary account associated with the first transaction device is established under the master account. Optionally, the step of performing a transaction operation according to the payment request includes: Search the subsidiary account according to the payment request; After confirming that the balance of the subsidiary account is not less than the amount to be traded indicated by the payment request, perform a deduction operation from the subsidiary account and generate a transaction result indicating that the transaction was successful; After confirming that the balance of the subsidiary account is less than the amount to be traded indicated by the payment request, a transaction result indicating that the transaction failed is generated. The beneficial effects of the embodiments of this specification are as follows: When it is detected that the transaction device is turned on or the transaction switch is triggered or the transaction application is called, the scan code transaction interface is displayed. This means that as soon as the transaction device is turned on, or the user presses the transaction switch, or the user opens the transaction application, the scan code transaction interface is automatically displayed, and the transaction result is displayed. The user does not need to search for trading buttons among the many functions in the trading application, which simplifies trading operations and makes trading operations more convenient. The technical carriers involved in the payment described in the embodiments of this specification may include, for example, Near Field Communication (NFC), WIFI, 3G/4G/5G, POS card swipe technology, QR code scanning technology, and barcode scanning code. Technology, Bluetooth, infrared, Short Message Service (SMS), Multimedia Message Service (MMS), etc. This specification is described with reference to the flowcharts and/or block diagrams of the method, device (system), and computer program product according to the embodiments of this specification. It should be understood that each flow and/or block in the flowchart and/or block diagram and a combination of the flow and/or block in the flowchart and/or block diagram can be implemented by computer program instructions. These computer program instructions can be provided to the processor of a general-purpose computer, special-purpose computer, embedded processor or other programmable data processing equipment to produce a machine that allows the generation of instructions executed by the processor of the computer or other programmable data processing equipment A device for realizing the functions specified in one block or multiple blocks of a flowchart or a multiple flow and/or block diagram. These computer program instructions can also be stored in a computer readable memory that can guide the computer or other programmable data processing equipment to work in a specific manner, so that the instructions stored in the computer readable memory produce manufactured products including the instruction equipment, The instruction device implements the functions specified in one block or multiple blocks in a flowchart or a flow and/or block diagram. These computer program instructions can also be loaded on a computer or other programmable data processing device, so that a series of operating steps can be performed on the computer or other programmable device to generate computer-implemented processing, which can be executed on the computer or other programmable device The instructions provide steps for implementing the functions specified in one block or multiple blocks of the flowchart one flow or multiple flows and/or block diagrams. Although the preferred embodiments of the present specification have been described, those skilled in the art can make additional changes and modifications to these embodiments once they learn the basic progressive concept. Therefore, the scope of the attached patent application is intended to be interpreted as including the preferred embodiments and all changes and modifications falling within the scope of this specification. Obviously, those skilled in the art can make various modifications and variations to this description without departing from the spirit and scope of this description. In this way, if these modifications and variations of this specification fall within the scope of the patent application of this specification and the scope of its equivalent technology, this specification is also intended to include these modifications and variations.

101:交易設備 102:移動終端 103:POS機 104:識別碼或識別碼標貼 105:伺服器 201:設備外殼 202:記憶體 203:通信模組 204:顯示幕 205:處理器 206:硬體開關 207:確認按鍵 208:取消按鍵 209:更新按鍵 210:攝影鏡頭 1001:支付請求獲取模組 1002:交易操作模組 1003:交易結果發送模組 2041:第一顯示幕 2042:第二顯示幕 2061:第一交易開關 2062:第二交易開關101: Trading equipment 102: mobile terminal 103: POS machine 104: Identification code or identification code label 105: server 201: device housing 202: memory 203: Communication module 204: display 205: processor 206: hardware switch 207: Confirm button 208: Cancel button 209: Update button 210: photographic lens 1001: Payment request acquisition module 1002: Trading operation module 1003: Transaction result sending module 2041: First display 2042: Second display 2061: The first trading switch 2062: Second transaction switch

圖1為本說明書實施例提供的應用場景示意圖; 圖2為本說明書實施例提供的交易設備結構示意圖; 圖3為本說明書實施例提供的交易設備內部結構示意圖; 圖4a為本說明書實施例提供的交易設備正面結構示意圖; 圖4b為本說明書實施例提供的交易設備背面結構示意圖; 圖5為本說明書實施例提供的交易設備的虛擬開關觸發方式示意圖; 圖6為本說明書實施例提供的設備綁定流程示意圖; 圖7為本說明書實施例提供的支付流程示意圖; 圖8為本說明書實施例提供的終端側的交易方法流程示意圖; 圖9為本說明書實施例提供的伺服器側的交易方法流程示意圖; 圖10為本說明書實施例提供的交易裝置示意圖。FIG. 1 is a schematic diagram of an application scenario provided by an embodiment of this specification; 2 is a schematic structural diagram of a transaction device provided by an embodiment of this specification; 3 is a schematic diagram of the internal structure of a transaction device provided by an embodiment of this specification; 4a is a schematic diagram of the front structure of a transaction device provided by an embodiment of the specification; 4b is a schematic diagram of the back structure of a transaction device provided by an embodiment of the specification; 5 is a schematic diagram of a virtual switch triggering mode of a transaction device provided by an embodiment of the specification; 6 is a schematic diagram of a device binding process provided by an embodiment of this specification; 7 is a schematic diagram of a payment process provided by an embodiment of this specification; 8 is a schematic flowchart of a terminal-side transaction method provided by an embodiment of the present specification; 9 is a schematic flowchart of a server-side transaction method provided by an embodiment of this specification; 10 is a schematic diagram of a transaction device provided by an embodiment of the specification.

201:設備外殼 201: device housing

207:確認按鍵 207: Confirm button

208:取消按鍵 208: Cancel button

2041:第一顯示幕 2041: First display

2061:第一交易開關 2061: The first trading switch

Claims (24)

一種交易設備,其特徵在於,包括: 設備外殼; 安裝於所述設備外殼內部的記憶體,用於儲存電腦程式; 安裝於所述設備外殼內部的通信模組,用於根據處理器的控制接收或發送資料; 安裝於所述設備外殼表面的顯示螢幕,用於根據處理器的控制進行顯示; 安裝於所述設備外殼內部的處理器,用於執行所述電腦程式時實現如下步驟: 在所述交易設備開機或交易開關被觸發或交易應用被呼叫後,呼叫所述顯示螢幕顯示掃碼交易頁面,所述交易開關安裝於所述設備外殼表面或者是顯示於所述顯示螢幕的虛擬開關; 通過所述通信模組獲取基於掃碼交易頁面產生的交易結果,並根據所述交易結果呼叫所述顯示螢幕顯示交易結果頁面。A transaction device, characterized in that it includes: Equipment shell A memory installed inside the device casing for storing computer programs; The communication module installed inside the device casing is used to receive or send data according to the control of the processor; A display screen mounted on the surface of the device casing, used for displaying according to the control of the processor; The processor installed inside the device casing is used to execute the following steps when executing the computer program: After the transaction device is turned on or the transaction switch is triggered or the transaction application is called, the display screen is called to display a scan code transaction page, the transaction switch is installed on the surface of the device casing or is displayed on the virtual display screen switch; Obtain the transaction result based on the scan code transaction page through the communication module, and call the display screen to display the transaction result page according to the transaction result. 根據申請專利範圍第1項所述的設備,其中,所述交易設備還包括安裝於所述設備外殼表面的攝影鏡頭,用於根據處理器的控制進行拍攝; 所述設備外殼表面設置有第一交易開關和第二交易開關; 所述處理器還用於執行所述電腦程式時實現如下步驟:在所述第一交易開關被觸發後,呼叫所述攝影鏡頭進行拍攝; 所述掃碼交易頁面包括掃碼頁面和交易碼頁面,所述在所述共用交易設備開機或交易開關被觸發或交易應用被呼叫後,呼叫所述顯示螢幕顯示掃碼交易頁面的步驟包括: 在所述第一交易開關被觸發後,呼叫所述顯示螢幕顯示根據拍攝結果產生的掃碼頁面; 在所述第二交易開關被觸發後,呼叫所述顯示螢幕顯示交易碼頁面。The device according to item 1 of the scope of the patent application, wherein the transaction device further includes a photographic lens mounted on the surface of the housing of the device, used for shooting according to the control of the processor; A first transaction switch and a second transaction switch are provided on the surface of the device casing; The processor is also used to implement the following steps when executing the computer program: after the first transaction switch is triggered, the camera lens is called to shoot; The scan code transaction page includes a scan code page and a transaction code page. The step of calling the display screen to display the scan code transaction page after the shared transaction device is turned on or a transaction switch is triggered or a transaction application is called includes: After the first transaction switch is triggered, the display screen is called to display a code scanning page generated according to the shooting result; After the second transaction switch is triggered, the display screen is called to display a transaction code page. 根據申請專利範圍第2項所述的設備,其中,所述顯示螢幕包括第一顯示螢幕和第二顯示螢幕;所述處理器還用於執行所述電腦程式時實現如下步驟: 在所述第一交易開關被觸發後,關閉用於顯示交易碼頁面的第二顯示螢幕或關閉所述交易碼頁面; 在所述第二交易開關被觸發後,關閉用於顯示掃碼頁面的第一顯示螢幕或關閉所述掃碼頁面。The device according to item 2 of the patent application scope, wherein the display screen includes a first display screen and a second display screen; the processor is further configured to execute the following steps when executing the computer program: After the first transaction switch is triggered, close the second display screen for displaying the transaction code page or close the transaction code page; After the second transaction switch is triggered, the first display screen for displaying the code scanning page is closed or the code scanning page is closed. 根據申請專利範圍第3項所述的設備,其中,所述第一顯示螢幕和第一交易開關安裝於所述設備外殼的第一表面,所述第二顯示螢幕和第二交易開關安裝於與所述第一表面相對的所述設備外殼的第二表面。The device according to item 3 of the patent application scope, wherein the first display screen and the first transaction switch are installed on the first surface of the device casing, and the second display screen and the second transaction switch are installed on the The second surface of the device casing opposite the first surface. 根據申請專利範圍第1項所述的設備,其中,所述交易設備還包括安裝於所述設備外殼表面的攝影鏡頭,用於根據處理器的控制進行拍攝; 所述處理器還用於執行所述電腦程式時實現如下步驟:在檢測到所述交易開關的第一觸發方式後,呼叫所述攝影鏡頭進行拍攝; 所述掃碼交易頁面包括掃碼頁面和交易碼頁面,所述在所述共用交易設備開機或交易開關被觸發或交易應用被呼叫後,呼叫所述顯示螢幕顯示掃碼交易頁面步驟包括: 在檢測到所述交易開關的第一觸發方式後,呼叫所述顯示螢幕顯示根據拍攝結果產生的掃碼頁面; 在檢測到所述交易開關的第二觸發方式後,呼叫所述顯示螢幕顯示碼頁面。The device according to item 1 of the scope of the patent application, wherein the transaction device further includes a photographic lens mounted on the surface of the housing of the device, used for shooting according to the control of the processor; The processor is also used to implement the following steps when executing the computer program: after detecting the first trigger mode of the transaction switch, calling the camera lens to shoot; The scan code transaction page includes a scan code page and a transaction code page. The step of calling the display screen to display the scan code transaction page after the shared transaction device is turned on or a transaction switch is triggered or a transaction application is called includes: After detecting the first trigger mode of the transaction switch, call the display screen to display a code scanning page generated according to the shooting result; After detecting the second trigger mode of the transaction switch, call the display screen to display the code page. 根據申請專利範圍第1~5項中任一項所述的設備,其中,所述處理器還用於執行所述電腦程式時實現如下步驟: 呼叫所述顯示螢幕顯示所述交易設備的設備識別碼,所述設備識別碼中攜帶所述交易設備的標識資訊,用於根據所述交易設備的標識資訊建立與主帳戶關聯的所述交易設備的交易帳戶。The device according to any one of items 1 to 5 of the patent application scope, wherein the processor is further used to execute the following steps when executing the computer program: Call the display screen to display the device identification code of the transaction device, the device identification code carries identification information of the transaction device, and is used to establish the transaction device associated with the main account according to the identification information of the transaction device Trading account. 根據申請專利範圍第6項所述的設備,其中,呼叫所述顯示螢幕顯示掃碼交易頁面後,所述處理器還用於執行所述電腦程式時實現如下步驟: 根據掃碼結果獲取待交易金額資料; 發送交易確認訊息,所述交易確認訊息中攜帶表示同意或拒絕交易的資訊,所述交易確認訊息用於在攜帶表示同意交易的資訊時,由伺服器對所述交易帳戶進行交易操作。The device according to item 6 of the patent application scope, wherein, after calling the display screen to display the scan code transaction page, the processor is also used to execute the following steps when executing the computer program: Obtain the amount of data to be traded according to the result of scanning the code; A transaction confirmation message is sent, and the transaction confirmation message carries information indicating approval or rejection of the transaction, and the transaction confirmation message is used for carrying out a transaction operation on the transaction account by the server when carrying information indicating approval of the transaction. 根據申請專利範圍第6項所述的設備,其中,所述掃碼交易頁面顯示交易碼,所述交易碼包括附屬帳戶的資訊,用於伺服器對所述交易帳戶進行交易操作。The device according to item 6 of the patent application scope, wherein the scan code transaction page displays a transaction code, and the transaction code includes information of an auxiliary account, and is used by a server to perform a transaction operation on the transaction account. 一種交易方法,其特徵在於,包括: 在交易設備開機或交易開關被觸發或交易應用被呼叫後,顯示掃碼交易頁面,所述交易開關為安裝於所述交易設備的硬體開關或者為所述交易應用中的虛擬開關; 獲取基於所述掃碼交易頁面產生的交易結果,並根據所述交易結果顯示交易結果頁面。A transaction method, characterized in that it includes: After the transaction device is turned on or the transaction switch is triggered or the transaction application is called, a scan code transaction page is displayed, where the transaction switch is a hardware switch installed in the transaction device or a virtual switch in the transaction application; Obtain the transaction result generated based on the scan code transaction page, and display the transaction result page according to the transaction result. 根據申請專利範圍第9項所述的方法,其中,所述交易開關包括第一交易開關和第二交易開關,該方法還包括:在所述第一交易開關被觸發後,呼叫所述交易設備的攝影鏡頭進行拍攝; 所述掃碼交易頁面包括掃碼頁面和交易碼頁面,所述在所述共用交易設備開機或交易開關被觸發或交易應用被呼叫後,所述顯示掃碼交易頁面包括: 在所述第一交易開關被觸發後,顯示根據拍攝結果產生的掃碼頁面; 在所述第二交易開關被觸發後,顯示交易碼頁面。The method according to item 9 of the patent application scope, wherein the transaction switch includes a first transaction switch and a second transaction switch, the method further includes: after the first transaction switch is triggered, calling the transaction device Of the camera lens; The scan code transaction page includes a scan code page and a transaction code page. After the shared transaction device is turned on or a transaction switch is triggered or a transaction application is called, the displayed scan code transaction page includes: After the first transaction switch is triggered, a code scanning page generated according to the shooting result is displayed; After the second transaction switch is triggered, a transaction code page is displayed. 根據申請專利範圍第10項所述的方法,其中,所述交易設備包括第一顯示螢幕和第二顯示螢幕,該方法還包括: 在所述第一交易開關被觸發後,關閉用於顯示交易碼頁面的第二顯示螢幕或關閉所述交易碼頁面; 在所述第二交易開關被觸發後,關閉用於顯示掃碼頁面的第一顯示螢幕或關閉所述掃碼頁面。The method according to item 10 of the patent application scope, wherein the transaction device includes a first display screen and a second display screen, the method further includes: After the first transaction switch is triggered, close the second display screen for displaying the transaction code page or close the transaction code page; After the second transaction switch is triggered, the first display screen for displaying the code scanning page is closed or the code scanning page is closed. 根據申請專利範圍第9項所述的方法,其中,該方法還包括:在檢測到所述交易開關的第一觸發方式後,呼叫所述交易設備的攝影鏡頭進行拍攝; 所述掃碼交易頁面包括掃碼頁面和交易碼頁面,所述在所述共用交易設備開機或交易開關被觸發或交易應用被呼叫後,顯示掃碼交易頁面包括: 在檢測到所述交易開關的第一觸發方式後,顯示根據拍攝結果產生的掃碼頁面; 在檢測到所述交易開關的第二觸發方式後,顯示交易碼頁面。The method according to item 9 of the patent application scope, wherein the method further comprises: after detecting the first triggering mode of the transaction switch, calling a photographing lens of the transaction device to shoot; The scan code transaction page includes a scan code page and a transaction code page. The display of the scan code transaction page after the shared transaction device is turned on or a transaction switch is triggered or a transaction application is called includes: After detecting the first trigger mode of the transaction switch, display a code scanning page generated according to the shooting result; After detecting the second trigger mode of the transaction switch, the transaction code page is displayed. 根據申請專利範圍第9~12項中任一項所述的方法,其中,該方法還包括: 顯示所述交易設備的設備識別碼,所述設備識別碼中攜帶所述交易設備的標識資訊,用於根據所述交易設備的標識資訊建立與主帳戶關聯的所述交易設備的交易帳戶。The method according to any one of items 9 to 12 of the patent application range, wherein the method further comprises: The device identification code of the transaction device is displayed, and the device identification code carries identification information of the transaction device, and is used to establish a transaction account of the transaction device associated with the main account according to the identification information of the transaction device. 根據申請專利範圍第13項所述的方法,其中,顯示掃碼交易頁面後,該方法還包括: 根據掃碼結果獲取待交易金額資料; 發送交易確認訊息,所述交易確認訊息中攜帶表示同意或拒絕交易的資訊,所述交易確認訊息用於在攜帶表示同意交易的資訊時,由伺服器對所述交易帳戶進行交易操作。The method according to item 13 of the patent application scope, wherein, after displaying the scan code transaction page, the method further includes: Obtain the amount of data to be traded according to the result of scanning the code; A transaction confirmation message is sent, and the transaction confirmation message carries information indicating approval or rejection of the transaction, and the transaction confirmation message is used for carrying out a transaction operation on the transaction account by the server when carrying information indicating approval of the transaction. 根據申請專利範圍第13項所述的方法,其中,所述掃碼交易頁面顯示交易碼,所述交易碼包括交易帳戶的資訊,用於伺服器對所述交易帳戶進行交易操作。The method according to item 13 of the patent application scope, wherein the scan code transaction page displays a transaction code, the transaction code includes information of a transaction account, and is used by a server to perform a transaction operation on the transaction account. 一種電腦可讀儲存媒體,其上儲存有電腦程式,其特徵在於,所述電腦程式被處理器執行時實現申請專利範圍第9~15項中任一項所述的方法的步驟。A computer-readable storage medium on which a computer program is stored, characterized in that, when the computer program is executed by a processor, the steps of the method described in any of items 9 to 15 of the patent application range are realized. 一種交易方法,其特徵在於,包括: 獲取第一交易設備或與所述第一交易設備進行交易的第二交易設備基於掃碼交易頁面產生的支付請求,所述掃碼交易頁面由所述第一交易設備在開機或者交易開關被觸發或者交易應用被呼叫後顯示,所述交易開關為安裝於所述第一交易設備的硬體開關或者為所述交易應用中的虛擬開關; 根據所述支付請求進行交易操作,並發送交易結果。A transaction method, characterized in that it includes: Acquiring a payment request generated by a first transaction device or a second transaction device that deals with the first transaction device based on a scan code transaction page, the scan code transaction page is triggered when the first transaction device is turned on or a transaction switch is triggered Or the transaction application is displayed after being called, and the transaction switch is a hardware switch installed in the first transaction device or a virtual switch in the transaction application; Perform a transaction operation according to the payment request, and send the transaction result. 根據申請專利範圍第17項所述的方法,其中,該方法還包括: 接收所述第一交易設備或者主帳戶發送的綁定請求,所述綁定請求包括所述第一交易設備的標識資訊和所述主帳戶的帳戶資訊; 根據所述第一交易設備的標識資訊和所述主帳戶的帳戶資訊,建立與主帳戶關聯的第一交易設備的交易帳戶。The method according to item 17 of the patent application scope, wherein the method further comprises: Receiving a binding request sent by the first trading device or the master account, where the binding request includes identification information of the first trading device and account information of the master account; According to the identification information of the first transaction device and the account information of the master account, a transaction account of the first transaction device associated with the master account is established. 根據申請專利範圍第18項所述的方法,其中,所述根據所述支付請求進行交易操作,包括: 根據所述支付請求查找所述交易帳戶; 在確認所述交易帳戶的餘額不小於所述支付請求指示的待交易金額後,從所述交易帳戶進行扣款操作,並產生表示交易成功的交易結果; 在確認所述交易帳戶的餘額小於所述支付請求指示的待交易金額後,產生表示交易失敗的交易結果。The method according to item 18 of the patent application scope, wherein the transaction operation according to the payment request includes: Search the transaction account according to the payment request; After confirming that the balance of the transaction account is not less than the amount to be traded indicated by the payment request, perform a deduction operation from the transaction account and generate a transaction result indicating that the transaction was successful; After confirming that the balance of the transaction account is less than the amount of the transaction indicated by the payment request, a transaction result indicating that the transaction has failed is generated. 一種交易裝置,其特徵在於,包括: 支付請求獲取模組,用於獲取第一交易設備或第二交易設備基於掃碼交易頁面產生的支付請求,所述掃碼交易頁面由所述第一交易設備在開機或者交易開關被觸發或者交易應用被呼叫後顯示,所述交易開關為安裝於所述交易設備的硬體開關或者為所述交易應用中的虛擬開關; 交易操作模組,用於根據所述支付請求進行交易操作; 交易結果發送模組,用於發送交易結果。A transaction device, characterized in that it includes: The payment request acquisition module is used to acquire the payment request generated by the first transaction device or the second transaction device based on the scan code transaction page, which is triggered or traded by the first transaction device when the first transaction device is turned on or a transaction switch After the application is called, it is displayed that the transaction switch is a hardware switch installed in the transaction device or a virtual switch in the transaction application; The transaction operation module is used to perform transaction operations according to the payment request; The transaction result sending module is used to send the transaction result. 根據申請專利範圍第20項所述的裝置,其中,所述裝置還包括帳戶綁定模組,用於接收所述第一交易設備或者主帳戶發送的綁定請求,所述綁定請求包括所述第一交易設備的標識資訊和所述主帳戶的帳戶資訊;根據所述第一交易設備的標識資訊和所述主帳戶的帳戶資訊,建立與主帳戶關聯的第一交易設備的交易帳戶。The device according to item 20 of the patent application scope, wherein the device further includes an account binding module for receiving a binding request sent by the first transaction device or the main account, the binding request includes all The identification information of the first transaction device and the account information of the master account; based on the identification information of the first transaction device and the account information of the master account, a transaction account of the first transaction device associated with the master account is established. 根據申請專利範圍第21項所述的裝置,其中,所述交易操作模組用於: 根據所述支付請求查找所述交易帳戶; 在確認所述附屬帳戶的餘額不小於所述支付請求指示的待交易金額後,從所述交易帳戶進行扣款操作,並產生表示交易成功的交易結果; 在確認所述交易帳戶的餘額小於所述支付請求指示的待交易金額後,產生表示交易失敗的交易結果。The device according to item 21 of the patent application scope, wherein the transaction operation module is used for: Search the transaction account according to the payment request; After confirming that the balance of the subsidiary account is not less than the amount to be traded indicated by the payment request, perform a deduction operation from the trading account and generate a transaction result indicating that the transaction was successful; After confirming that the balance of the transaction account is less than the amount of the transaction indicated by the payment request, a transaction result indicating that the transaction has failed is generated. 一種伺服器,其特徵在於,包括: 記憶體,用於儲存電腦程式; 處理器,用於執行所述電腦程式時實現申請專利範圍第17~19項中任一項所述方法的步驟。A server, characterized in that it includes: Memory for storing computer programs; The processor is used for implementing the steps of the method described in any one of the items 17 to 19 of the patent application scope when the computer program is executed. 一種電腦可讀儲存媒體,其上儲存有電腦程式,其特徵在於,所述電腦程式被處理器執行時實現申請專利範圍第17~19項中任一項所述的方法的步驟。A computer-readable storage medium on which a computer program is stored, characterized in that, when the computer program is executed by a processor, the steps of the method described in any one of the items 17 to 19 of the patent application range are realized.
TW108122544A 2018-08-31 2019-06-27 Transaction device, method, and apparatus, server, and storage medium TW202011308A (en)

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