TW200612291A - Mobile withdrawal system and the method - Google Patents

Mobile withdrawal system and the method

Info

Publication number
TW200612291A
TW200612291A TW093131045A TW93131045A TW200612291A TW 200612291 A TW200612291 A TW 200612291A TW 093131045 A TW093131045 A TW 093131045A TW 93131045 A TW93131045 A TW 93131045A TW 200612291 A TW200612291 A TW 200612291A
Authority
TW
Taiwan
Prior art keywords
password
bank
withdrawal
issued
phone number
Prior art date
Application number
TW093131045A
Other languages
Chinese (zh)
Inventor
rui-qi Tan
De-Jin Ruan
Original Assignee
Taiwan Mobile Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Taiwan Mobile Co Ltd filed Critical Taiwan Mobile Co Ltd
Priority to TW093131045A priority Critical patent/TW200612291A/en
Publication of TW200612291A publication Critical patent/TW200612291A/en

Links

Landscapes

  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

This invention is about a mobile withdrawal system applied to a mobile withdrawal service both issued by a bank terminal and a mobile communication system terminal. The bank terminal comprises a bank mainframe for saving the relativity of a user's account and an assigned phone number so as to dynamically issue a password that is valid for one time in a period of time, and comprises an ATM that can accept the issued password and confirm the issued password with the bank mainframe, so that the bank can provide financial service for the user's account. The mobile communication system terminal comprises an interactive voice response system (IVR) for receiving the withdrawal request transmitted from an assigned phone number and uses the assigned phone number to ask the bank terminal for issuing a password, and comprises a SMSC for receiving the password issued by the bank terminal and transmitting the password as a text message to the assigned phone number. This invention is the first safe withdrawal method that doesn't not require an IC card by using a certification mechanism based on the withdrawal request transmitted from a user's mobile phone and the dynamically issued password, which is valid for one time in a period of time, such that it can efficiently make sure the validity of the personal information transmitted from a source. This mechanism can make the withdrawal process become convenient and fortify the security of whole withdrawal process.
TW093131045A 2004-10-13 2004-10-13 Mobile withdrawal system and the method TW200612291A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
TW093131045A TW200612291A (en) 2004-10-13 2004-10-13 Mobile withdrawal system and the method

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
TW093131045A TW200612291A (en) 2004-10-13 2004-10-13 Mobile withdrawal system and the method

Publications (1)

Publication Number Publication Date
TW200612291A true TW200612291A (en) 2006-04-16

Family

ID=57807758

Family Applications (1)

Application Number Title Priority Date Filing Date
TW093131045A TW200612291A (en) 2004-10-13 2004-10-13 Mobile withdrawal system and the method

Country Status (1)

Country Link
TW (1) TW200612291A (en)

Cited By (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN102348204A (en) * 2010-08-02 2012-02-08 奚伟祖 Mobile phone payment user account protection method using triple passwords
US8582734B2 (en) 2007-03-20 2013-11-12 Shooter Digital Co., Ltd. Account administration system and method with security function
TWI578274B (en) * 2013-04-28 2017-04-11 A withdrawing system based on near field communication (NFC) function and its withdrawal method and the teller machine
TWI598848B (en) * 2016-06-01 2017-09-11 Suntech Holding Company Cardless withdrawal system with information security mechanism and its data processing method
CN107393213A (en) * 2017-06-29 2017-11-24 台山市金讯互联网络科技有限公司 A kind of method withdrawn the money without card
TWI656489B (en) * 2017-10-30 2019-04-11 臺灣銀行股份有限公司 One-button authentication payment method
TWI673662B (en) * 2017-03-27 2019-10-01 兆豐國際商業銀行股份有限公司 Cardless withdrawal system and cardless withdrawal method

Cited By (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8582734B2 (en) 2007-03-20 2013-11-12 Shooter Digital Co., Ltd. Account administration system and method with security function
CN102348204A (en) * 2010-08-02 2012-02-08 奚伟祖 Mobile phone payment user account protection method using triple passwords
TWI578274B (en) * 2013-04-28 2017-04-11 A withdrawing system based on near field communication (NFC) function and its withdrawal method and the teller machine
TWI598848B (en) * 2016-06-01 2017-09-11 Suntech Holding Company Cardless withdrawal system with information security mechanism and its data processing method
TWI673662B (en) * 2017-03-27 2019-10-01 兆豐國際商業銀行股份有限公司 Cardless withdrawal system and cardless withdrawal method
CN107393213A (en) * 2017-06-29 2017-11-24 台山市金讯互联网络科技有限公司 A kind of method withdrawn the money without card
TWI656489B (en) * 2017-10-30 2019-04-11 臺灣銀行股份有限公司 One-button authentication payment method

Similar Documents

Publication Publication Date Title
US9390407B2 (en) Method and apparatus for providing real time mutable credit card information and for providing timestamp functionality
US5740232A (en) Smart card based system for telephone-securized transactions
US9160734B2 (en) Service activation using algorithmically defined key
WO2003046777B1 (en) Portable messaging device adapted to perform financial transactions
ATE357033T1 (en) POINT OF POINT TRANSACTION SYSTEM WITH VOICE AUTHENTICATION
WO2002007110A3 (en) System and methods of validating an authorized user of a payment card and authorization of a payment card transaction
AR047593A1 (en) SYSTEM AND METHOD TO AUTHENTICATE THE IDENTITY OF A USER
US20040193897A1 (en) Device and method for concealing customer information from a customer service representative
EP1544819A3 (en) Wireless banking system and wireless banking method using mobile phone
TW200701732A (en) Method and system for verifying personal identity in internet trades
AU3259101A (en) Method and device for identification and authentication
CN100477579C (en) Method for registering and enabling PKI functionalities
CN105894283A (en) Mobile payment method and device based on voice control
CN105308898A (en) Systems, methods and devices for performing passcode authentication
JP2016103260A (en) Authentication method using nfc authentication card
CN102073803A (en) Device, method and system for enhancing safety of USBKEY
TW200612291A (en) Mobile withdrawal system and the method
KR20120040690A (en) Method for certificating transaction by using one time sound code
US20150127475A1 (en) Systems and Methods of Voice Authentication in Transactions
CN111242768B (en) Credit card information security acquisition method, device and system
WO2002071177A3 (en) Method and system for substantially secure electronic transactions
KR20010114000A (en) Method and system of authenticating user's identity on atm machine using mobile phone
EP1971108A3 (en) Identification of a user of a mobile terminal and generation of an action authorisation
CN1285559A (en) Radio mobile network point of sale (POS) terminal system and operation method thereof
US9646437B2 (en) Method of generating a temporarily limited and/or usage limited means and/or status, method of obtaining a temporarily limited and/or usage limited means and/or status, corresponding system and computer readable medium