TW200612291A - Mobile withdrawal system and the method - Google Patents
Mobile withdrawal system and the methodInfo
- Publication number
- TW200612291A TW200612291A TW093131045A TW93131045A TW200612291A TW 200612291 A TW200612291 A TW 200612291A TW 093131045 A TW093131045 A TW 093131045A TW 93131045 A TW93131045 A TW 93131045A TW 200612291 A TW200612291 A TW 200612291A
- Authority
- TW
- Taiwan
- Prior art keywords
- password
- bank
- withdrawal
- issued
- phone number
- Prior art date
Links
Landscapes
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
This invention is about a mobile withdrawal system applied to a mobile withdrawal service both issued by a bank terminal and a mobile communication system terminal. The bank terminal comprises a bank mainframe for saving the relativity of a user's account and an assigned phone number so as to dynamically issue a password that is valid for one time in a period of time, and comprises an ATM that can accept the issued password and confirm the issued password with the bank mainframe, so that the bank can provide financial service for the user's account. The mobile communication system terminal comprises an interactive voice response system (IVR) for receiving the withdrawal request transmitted from an assigned phone number and uses the assigned phone number to ask the bank terminal for issuing a password, and comprises a SMSC for receiving the password issued by the bank terminal and transmitting the password as a text message to the assigned phone number. This invention is the first safe withdrawal method that doesn't not require an IC card by using a certification mechanism based on the withdrawal request transmitted from a user's mobile phone and the dynamically issued password, which is valid for one time in a period of time, such that it can efficiently make sure the validity of the personal information transmitted from a source. This mechanism can make the withdrawal process become convenient and fortify the security of whole withdrawal process.
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
TW093131045A TW200612291A (en) | 2004-10-13 | 2004-10-13 | Mobile withdrawal system and the method |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
TW093131045A TW200612291A (en) | 2004-10-13 | 2004-10-13 | Mobile withdrawal system and the method |
Publications (1)
Publication Number | Publication Date |
---|---|
TW200612291A true TW200612291A (en) | 2006-04-16 |
Family
ID=57807758
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
TW093131045A TW200612291A (en) | 2004-10-13 | 2004-10-13 | Mobile withdrawal system and the method |
Country Status (1)
Country | Link |
---|---|
TW (1) | TW200612291A (en) |
Cited By (7)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN102348204A (en) * | 2010-08-02 | 2012-02-08 | 奚伟祖 | Mobile phone payment user account protection method using triple passwords |
US8582734B2 (en) | 2007-03-20 | 2013-11-12 | Shooter Digital Co., Ltd. | Account administration system and method with security function |
TWI578274B (en) * | 2013-04-28 | 2017-04-11 | A withdrawing system based on near field communication (NFC) function and its withdrawal method and the teller machine | |
TWI598848B (en) * | 2016-06-01 | 2017-09-11 | Suntech Holding Company | Cardless withdrawal system with information security mechanism and its data processing method |
CN107393213A (en) * | 2017-06-29 | 2017-11-24 | 台山市金讯互联网络科技有限公司 | A kind of method withdrawn the money without card |
TWI656489B (en) * | 2017-10-30 | 2019-04-11 | 臺灣銀行股份有限公司 | One-button authentication payment method |
TWI673662B (en) * | 2017-03-27 | 2019-10-01 | 兆豐國際商業銀行股份有限公司 | Cardless withdrawal system and cardless withdrawal method |
-
2004
- 2004-10-13 TW TW093131045A patent/TW200612291A/en unknown
Cited By (7)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US8582734B2 (en) | 2007-03-20 | 2013-11-12 | Shooter Digital Co., Ltd. | Account administration system and method with security function |
CN102348204A (en) * | 2010-08-02 | 2012-02-08 | 奚伟祖 | Mobile phone payment user account protection method using triple passwords |
TWI578274B (en) * | 2013-04-28 | 2017-04-11 | A withdrawing system based on near field communication (NFC) function and its withdrawal method and the teller machine | |
TWI598848B (en) * | 2016-06-01 | 2017-09-11 | Suntech Holding Company | Cardless withdrawal system with information security mechanism and its data processing method |
TWI673662B (en) * | 2017-03-27 | 2019-10-01 | 兆豐國際商業銀行股份有限公司 | Cardless withdrawal system and cardless withdrawal method |
CN107393213A (en) * | 2017-06-29 | 2017-11-24 | 台山市金讯互联网络科技有限公司 | A kind of method withdrawn the money without card |
TWI656489B (en) * | 2017-10-30 | 2019-04-11 | 臺灣銀行股份有限公司 | One-button authentication payment method |
Similar Documents
Publication | Publication Date | Title |
---|---|---|
US9390407B2 (en) | Method and apparatus for providing real time mutable credit card information and for providing timestamp functionality | |
US5740232A (en) | Smart card based system for telephone-securized transactions | |
US9160734B2 (en) | Service activation using algorithmically defined key | |
WO2003046777B1 (en) | Portable messaging device adapted to perform financial transactions | |
ATE357033T1 (en) | POINT OF POINT TRANSACTION SYSTEM WITH VOICE AUTHENTICATION | |
WO2002007110A3 (en) | System and methods of validating an authorized user of a payment card and authorization of a payment card transaction | |
AR047593A1 (en) | SYSTEM AND METHOD TO AUTHENTICATE THE IDENTITY OF A USER | |
US20040193897A1 (en) | Device and method for concealing customer information from a customer service representative | |
EP1544819A3 (en) | Wireless banking system and wireless banking method using mobile phone | |
TW200701732A (en) | Method and system for verifying personal identity in internet trades | |
AU3259101A (en) | Method and device for identification and authentication | |
CN100477579C (en) | Method for registering and enabling PKI functionalities | |
CN105894283A (en) | Mobile payment method and device based on voice control | |
CN105308898A (en) | Systems, methods and devices for performing passcode authentication | |
JP2016103260A (en) | Authentication method using nfc authentication card | |
CN102073803A (en) | Device, method and system for enhancing safety of USBKEY | |
TW200612291A (en) | Mobile withdrawal system and the method | |
KR20120040690A (en) | Method for certificating transaction by using one time sound code | |
US20150127475A1 (en) | Systems and Methods of Voice Authentication in Transactions | |
CN111242768B (en) | Credit card information security acquisition method, device and system | |
WO2002071177A3 (en) | Method and system for substantially secure electronic transactions | |
KR20010114000A (en) | Method and system of authenticating user's identity on atm machine using mobile phone | |
EP1971108A3 (en) | Identification of a user of a mobile terminal and generation of an action authorisation | |
CN1285559A (en) | Radio mobile network point of sale (POS) terminal system and operation method thereof | |
US9646437B2 (en) | Method of generating a temporarily limited and/or usage limited means and/or status, method of obtaining a temporarily limited and/or usage limited means and/or status, corresponding system and computer readable medium |