TR202018286A2 - A LOCATION-BASED SUGGESTION SYSTEM - Google Patents

A LOCATION-BASED SUGGESTION SYSTEM

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Publication number
TR202018286A2
TR202018286A2 TR2020/18286A TR202018286A TR202018286A2 TR 202018286 A2 TR202018286 A2 TR 202018286A2 TR 2020/18286 A TR2020/18286 A TR 2020/18286A TR 202018286 A TR202018286 A TR 202018286A TR 202018286 A2 TR202018286 A2 TR 202018286A2
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TR
Turkey
Prior art keywords
user
location
bank
home
address
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TR2020/18286A
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Turkish (tr)
Inventor
Yilmaz İrem
Original Assignee
Tuerkiye Garanti Bankasi Anonim Sirketi
Türki̇ye Garanti̇ Bankasi Anoni̇m Şi̇rketi̇
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Priority to TR2020/18286A priority Critical patent/TR202018286A2/en
Publication of TR202018286A2 publication Critical patent/TR202018286A2/en
Priority to PCT/TR2021/051198 priority patent/WO2022103373A2/en

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    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W4/00Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/02Services making use of location information
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/02Marketing; Price estimation or determination; Fundraising
    • G06Q30/0241Advertisements
    • G06Q30/0251Targeted advertisements
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02Banking, e.g. interest calculation or account maintenance

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  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Accounting & Taxation (AREA)
  • Development Economics (AREA)
  • Finance (AREA)
  • Economics (AREA)
  • Game Theory and Decision Science (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Marketing (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Signal Processing (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

Bu buluş müşterilerin konumlarının tespit edilerek ilgili konumdaki müşterinin kullanabileceği ürünler, hizmetler ile ilgili tekliflerin müşterilere iletilmesini sağlayan bir sistem (1) ile ilgilidir. Bu buluşun amacı müşterinin konum bilgisinin ev adresi ve iş adresi bilgileriyle karşılaştırılarak söz konusu müşterinin ev adresi veya iş adresi bölgesinde bulunup bulunmadığının tespit edilmesini, ev adresi veya iş adresi civarında konumu tespit edilen müşterilere ilgili konumdaki bankacılık işlemleri ile ilgili önerilerin bildirilmesi işlemlerinin askıya alınmasını, ev ve iş adresi dışındaki bölgede bulunan müşterilere bankacılık faaliyetleri ile ilgili önerilerin bildirilmesini otomatik biçimde sağlayan, konum bazlı bir öneri sistemi (1) gerçekleştirmektir.The present invention relates to a system (1) that enables the customers to identify the locations of the customers and transmit the offers related to the products and services that can be used by the customer in the relevant location. The purpose of this invention is to compare the customer's location information with the home address and work address information, to determine whether the customer is in the home address or work address area, to suspend the transactions of notifying the customers, whose location is located around their home address or work address, regarding banking transactions in the relevant location, and to implement a location-based recommendation system (1), which automatically provides notification of recommendations regarding banking activities to customers located in the region other than their business address.

Description

TARIFNAME KONUM BAZLI BIR ÖNERI SISTEMI Teknik Alan Bu bulus müsterilerin konumlarinin tespit edilerek ilgili konumdaki müsterinin kullanabilecegi ürünler, hizmetler ile ilgili tekliflerin müsterilere iletilmesini saglayan bir sistem ile ilgilidir. Önceki Teknik Günümüzde firmalar müsterilerine ürünlerini, hizmetlerini satmak için çesitli yollar gelistirmektedir. Müsterilerin geçmis satin alma verileri, demografik verileri analiz edilerek müsteriler siniflandirilmaktadir. Firmalar siniflandirilan müsteri gruplarina özel çesitli reklam ve kampanya hazirlayarak çagri, e-posta, anlik mesajlasma biçimindeki çesitli iletisim kanallarini kullanarak önceden hazirladiklari reklamlari, kampanyalari uygun müsteri sinifinda yer alan kullanicilara iletmektedir. Ayrica mevcut teknikte müsterilerin konum bilgileri kullanilarak müsterinin bulundugu konumdaki olaylar ile ilgili bilgiler müsteriye iletilmektedir. Ancak müsteriler ev ve is adreslerinin bulundugu bölgelerdeki banka ile iliskili kampanyalari, firsatlari bilmektedir. Bankalar müsterilerin yasadiklari bölgelerdeki bankacilik firsatlarini ilgili bölgede yasayan veya çalisan müsterilere bildirdikleri zaman müsterilerin büyük bir bölümü ilgili banka için olumsuz yorumlar getirebilmektedir. Mevcut teknikte müsterinin konum bilgisinin müsterinin ev adresi ve is adresi bilgileriyle karsilastirilarak söz konusu müsterinin ev adresi veya is adresi bölgesinde bulunup bulunmadiginin tespit edilmesini, ev adresi ve is adresi civarinda konumu tespit edilen müsterilere bankacilik faaliyetleri ile ilgili öneri islemlerinin askiya alinmasini, ev ve is yeri adresi disindaki bölgede bulunan müsterilere bankacilik faaliyetleri ile ilgili önerilerin bildirilmesini otomatik biçimde saglayan bir çözüme rastlanilmamistir. Yukarida bahsedilen nedenden dolayi müsterinin konum bilgisinin ev adresi ve is adresi bilgileriyle karsilastirilarak söz konusu müsterinin ev adresi veya is adresi bölgesinde bulunup bulunmadiginin tespit edilmesini, ev adresi veya is adresi civarinda konumu tespit edilen müsterilere ilgili konumdaki bankacilik islemleri ile ilgili önerilerin bildirilmesi islemlerinin askiya alinmasini, ev ve is yeri adresi disindaki bölgede bulunan müsterilere bankacilik faaliyetleri ile ilgili önerilerin bildirilmesini otomatik biçimde saglayan, konum bazli bir öneri sistemine ihtiyaç duyulmaktadir. patent dokümaninda banka müsterilerinin satin alim verilerinden ve harici ölçüm verilerinden bayes agi kullanilarak demografik verilerinin belirlenmesini saglayan bir yöntemden bahsedilmektedir. Söz konusu bulustaki yöntemde market taramasi ve geçmis satin alim verilerinin derlenmesi ile belli bir demografik karakteristik için müsterilerin satin alim verilerinin olusturulmasi, hedeflenen demografik karakteristige sahip müsterilerin bayes inanç agi modeline göre belirlenmesi için öncü] olasiliklarin belirlenmesi, müsterilerin satin alim verilerinin bayes inanç agi modeliyle islenerek demografik karakteristik gruplarina ayrilmasi ve her demografik karakteristik grubuna uygun ürün ve hizmet reklamlarinin ve firsatlarinin belirlenerek ilgili demografik karakteristik grubuna yerlestirilen müsterilere sunulmasi adimlari yürütülmektedir, Bulusun Kisa Açiklamasi Bu bulusun amaci müsterinin konum bilgisinin ev adresi ve is adresi bilgileriyle karsilastirilarak söz konusu müsterinin ev adresi veya is adresi bölgesinde bulunup bulunmadiginin tespit edilmesini, ev adresi veya is adresi civarinda konumu tespit edilen müsterilere ilgili konumdaki bankacilik islemleri ile ilgili önerilerin bildirilmesi islemlerinin askiya alinmasini, ev ve is adresi disindaki bölgede bulunan müsterilere bankacilik faaliyetleri ile ilgili önerilerin bildirilmesini otomatik biçimde saglayan, konum bazli bir öneri sistemi gerçeklestirmektir. Bulusun Ayrintili Açiklamasi Bu bulusun amacina ulasmak için gerçeklestirilen "Konum Bazli Bir Öneri Sistemi" sekille gösterilmis olup, bu sekil; Sekil-l Bulus konusu konum bazli bir öneri sisteminin sematik görünüsüdür. Sekilde yer alan parçalar tek tek numaralandirilmis olup, bu numaralarin karsiliklari asagida verilmistir. 1 Siüem 2. ElekUOnikcihaz . Veritabani 4. Sunucu U. Kullanici Müsterilerin konumlarinin tespit edilerek ilgili konumdaki müsterinin kullanabilecegi ürünler, hizmetler ile ilgili tekliflerin müsterilere iletilmesini saglayan, bulus konusu konum bazli bir öneri sistemi (1); - kullanicinin (U) konum verisini tespit eden kullanicinin (U) diger kisiler ile iletisim kurmasini saglamak üzere yapilandirilan en az bir elektronik cihaz (2), - kullanicinin (U) banka müsterisi olurken belirledigi ev ve is adreslerine ait verileri üzerinde depolamak üzere yapilandirilan en az bir veritabani (3) ve - veritabani (3) ve elektronik cihaz (2) ile iletisim halinde olan, kullanicinin (U) mevcut konumunu veritabaninda (3) depolanan ev ve is adres bilgilerine göre sorgulayarak, kullanicinin (U) ev adresinde veya is adresinde bulundugunu tespit ettiginde kullanicinin (U) müsterisi oldugu banka (B) hizmetleri ile ilgili öneri islemlerinin elektronik cihaza (2] iletilmesini engellemek, kullanicinin (U) ev ve is adresi disindaki konumda bulundugu tespit edildiginde kullaniciya (U) ilgili lokasyona uygun banka (B) hizmetlerinin önerilmesini saglamak üzere yapilandirilan en az bir sunucu (4) içermektedir. Bulus konusu sistemde (1) yer alan elektronik Cihaz (2) kullanici (U) tarafindan kullanilan, kullanicinin (Ul diger kisiler ile iletisim kurmasini saglamak üzere yapilandirilan cep telefonu, tablet veya bilgisayar seklinde akilli bir cihazdir. Bulusun bir uygulamasinda elektronik cihaz (2) üzerinde banka (B) uygulamasini çalistirarak kullanicinin (U) finansal islemler gerçeklestirrnesini saglamak, kullanicinin (U) ev adresi ve is adresi bilgilerini girerek banka (A) uygulamasina kaydetmesini saglamak üzere yapilandirilmaktadir. Elektronik cihaz (2) kullanicinin (U) banka (A) uygulamasi üzerinde gerçeklestirdigi finansal islemleri, ev adresi ve is adresi bilgilerine ait verileri veritabanina (3) iletmek üzere yapilandirilmaktadir. Bulus konusu sistemde (1) yer alan veritabani (3) banka (B) müsterisi kullanicilarin (U) elektronik cihazlarindan (2) iletilen verileri konum bilgisi ile iliskilendirerek kullanicilarin (U) ev ve is adreslerine ait olmayan konumlar civarinda hangi finansal islemleri gerçeklestirdigini liste biçiminde depolamak üzere yapilandirilmaktadir. Bulus konusu sistemde (1) yer alan sunucu (4) banka (B) müsterisi kullanicinin (U) mevcut konum bilgisine elektronik cihaz (2) üzerinden, ev ve is adresine veritabani (3] üzerinden erismek üzere yapilandirilmaktadir. Sunucu (4) banka (B) müsterisi kullanicinin (U) mevcut konum verisini ev ve is adresindeki konum verileriyle karsilastirarak söz konusu kullanicinin (U) mevcut konumunun ev ve is adresi civarinda olup olmadigini tespit etmek, ev veya is adresi civarinda bulunan kullanicinin (U) elektronik cihazina (2) banka (B) hizmetleri ile ilgili öneri bilgilendirmelerinin iletilmesini engellemek üzere yapilandirilmaktadir. Sunucu (4) kullanicinin (U) mevcut konumunun ev ve is adresi disindaki bölgede oldugunu tespit ettigi zaman, ilgili konumda diger banka (B) müsterilerinin hangi islemleri gerçeklestirdigini: hangi magazalardan alisveris yaptiklarini içeren öneri iletilerini söz konusu kullanicinin (U) elektronik cihazindaki (2) banka (B) uygulamasina iletmek üzere yapilandirilmaktadir. Bulus konusu sistemde (l) elektronik Cihaz (2) Ile kullanici (U) banka (B) uygulamasini kullanarak ev ve is adreslerinin bilgilerini veritabanina (3) iletmektedir. Veritabani (3) üzerinde depolanan kullaniciya (U) ait ev ve is adreslerinin konum verileri sunucuya (4) iletilmektedir. Sunucu (4) kullanicinin (U) elektronik cihaziyla (2) baglanti kurarak kullanicinin (U) mevcut konum bilgisine erismektedir. Sunucu (4) kullanicinin (U) mevcut konum verisini veritabani (3) üzerindeki ev ve is adresi bilgilerindeki konum verileriyle karsilastirarak, söz konusu kullanicinin (U) mevcut durumda ev adresinde veya is adresinde bulunup bulunmadigini tespit etmektedir. Sunucu (4) kullanicinin (U) ev veya is adresinde bulundugunu tespit ettigi zaman, kullanicinin (U) elektronik cihazina (2) banka (B) hizmetleri ile ilgili öneri bilgilendirmelerinin iletilmesini engellemektedir. B ununla birlikte sunucu (4) kullanicinin (U) ev ve is adresinde bulunmadigini tespit ettigi zaman, kullanicinin (U) elektronik cihazina (2) ilgili konumda diger banka (B) müsterilerinin hangi islemleri gerçeklestirdigini, hangi magazalardan alisveris yaptiklarini içeren öneri iletilerini göndermektedir. Bulus konusu Sistem (1) ile müsterinin konum bilgisinin ev adresi ve is adresi bilgileriyle karsilastirilarak söz konusu müsterinin ev adresi ve is adresi bölgesinde bulunup bulunmadiginin tespit edilmesi, ev adresi veya is adresi civarinda konumu tespit edilen müsterilere ilgili konumdaki bankacilik islemleri ile ilgili önerilerin bildirilmesi islemlerinin askiya alinmasi, ev ve is adresi disindaki bölgede bulunan müsterilere bankacilik faaliyetleri ile ilgili önerilerin bildirilmesi saglanmaktadir. Bulus konusu konum bazli bir öneri sisteminin (1) çok çesitli uygulamalarinin gelistirilmesi mümkün olup, bulus burada açiklanan örneklerle sinirlandirilamaz, esas olarak istemlerde belirtildigi gibidir. TR TR DESCRIPTION A LOCATION BASED RECOMMENDATION SYSTEM Technical Field This invention relates to a system that detects the locations of customers and ensures that offers regarding products and services that the customers in the relevant location can use are delivered to the customers. Prior Art Nowadays, companies develop various ways to sell their products and services to their customers. Customers are classified by analyzing their past purchase data and demographic data. Companies prepare various advertisements and campaigns specifically for classified customer groups and deliver the advertisements and campaigns they have prepared in advance to users in the appropriate customer class, using various communication channels such as calls, e-mails and instant messaging. In addition, in the current technique, information about events in the customer's location is transmitted to the customer by using the location information of the customers. However, customers know about the campaigns and opportunities associated with the bank in the regions where their home and work addresses are located. When banks inform customers living or working in the relevant region about banking opportunities in the regions where the customers live, a large portion of the customers may make negative comments about the relevant bank. In the current technique, the customer's location information is compared with the customer's home address and business address information to determine whether the customer in question is located in the home address or business address area, and to suspend recommendation transactions regarding banking activities to customers whose location is determined around the home address and business address. No solution has been found that automatically provides notification of suggestions regarding banking activities to customers in a region other than the address. For the above-mentioned reason, the customer's location information is compared with the home address and business address information to determine whether the customer in question is located in the home address or business address area, and the process of notifying customers whose location is determined around the home address or business address of suggestions regarding banking transactions in the relevant location is suspended, There is a need for a location-based suggestion system that automatically provides suggestions regarding banking activities to customers who are in a region other than their home or workplace address. The patent document mentions a method that enables the determination of demographic data of bank customers using a Bayesian network from purchase data and external measurement data. In the method of the invention in question, the purchase data of customers for a certain demographic characteristic is created by market scanning and compilation of past purchase data, determining the leading probabilities for determining the customers with the targeted demographic characteristic according to the Bayesian belief network model, and processing the purchase data of the customers with the Bayesian belief network model. The steps of dividing them into demographic characteristic groups and determining the product and service advertisements and opportunities suitable for each demographic characteristic group and presenting them to the customers placed in the relevant demographic characteristic group are carried out. Brief Description of the Invention The purpose of this invention is to compare the customer's location information with the home address and business address information of the customer in question. It is a location-based system that automatically detects whether the customer is in the address area, suspends the notification of suggestions regarding banking transactions in the relevant location to customers whose location is determined around the home address or business address, and notifies customers who are located in the region other than the home or business address with recommendations regarding banking activities. To implement a recommendation system. Detailed Description of the Invention "A Location-Based Recommendation System" implemented to achieve the purpose of this invention is shown in the figure; Figure-1 is the schematic view of a location-based recommendation system that is the subject of the invention. The parts in the figure are numbered one by one, and the equivalents of these numbers are given below. 1 Siüem 2. ElekUonikdevice . Database 4. Server U. User A location-based suggestion system (1) that is the subject of the invention, which enables the locations of the customers to be determined and offers to be forwarded to the customers regarding the products and services that the customers in the relevant location can use; - at least one electronic device (2) configured to detect the location data of the user (U) and enable the user (U) to communicate with other people, - the device configured to store the data of the home and work addresses determined by the user (U) while becoming a bank customer. - communicating with at least one database (3) and the electronic device (2), by querying the current location of the user (U) according to the home and work address information stored in the database (3), at the user's (U) home address or work address. To prevent the recommendation transactions regarding the services of the bank (B) of which the user (U) is a customer, from being transmitted to the electronic device (2), when it is determined that the user (U) is located at a location other than his home and work address, to send the user (U) to the bank (B) appropriate to the relevant location. ) contains at least one server (4) configured to ensure that services are recommended. The electronic device (2) included in the system (1) subject to the invention is a mobile phone, tablet used by the user (U), configured to enable the user (U) to communicate with other people. or a smart device in the form of a computer. In an embodiment of the invention, it is configured to enable the user (U) to perform financial transactions by running the bank (B) application on the electronic device (2), and to enable the user (U) to enter his home address and business address information and save it to the bank (A) application. The electronic device (2) is configured to transmit data regarding the financial transactions made by the user (U) on the bank (A) application, home address and business address information to the database (3). The database (3) in the system subject to the invention (1) correlates the data transmitted from the electronic devices (2) of the bank (B) customer users (U) with the location information and lists in a list format which financial transactions the users (U) carried out around locations that do not belong to their home and work addresses. It is configured for storage. The server (4) in the system (1) subject to the invention is configured to access the current location information of the bank (B) customer, the user (U), via the electronic device (2), and the home and work address via the database (3). B) By comparing the current location data of the customer user (U) with the location data at his home and work address, to determine whether the current location of the user (U) in question is around the home and work address, to the electronic device (2) of the user (U) located around the home or work address. It is configured to prevent the transmission of recommendation information regarding bank (B) services. When the server (4) detects that the current location of the user (U) is in a region other than the home and work address, it detects which transactions other bank (B) customers carried out in the relevant location: which stores they shopped at. It is configured to transmit suggestion messages containing the actions of the user (U) to the bank (B) application on the electronic device (2) of the user (U). In the system subject to the invention (1), with the electronic Device (2), the user (U) transmits the information of his home and work addresses to the database (3) using the bank (B) application. The location data of the home and work addresses of the user (U) stored on the database (3) are transmitted to the server (4). The server (4) connects with the user's (U) electronic device (2) and accesses the user's (U) current location information. The server (4) compares the current location data of the user (U) with the location data in the home and work address information on the database (3), and determines whether the user (U) in question is currently at his home address or work address. When the server (4) detects that the user (U) is at his home or work address, it prevents the transmission of recommendation information regarding bank (B) services to the electronic device (2) of the user (U). However, when the server (4) detects that the user (U) is not at his home or work address, it sends recommendation messages to the electronic device (2) of the user (U), including which transactions the other bank (B) customers carried out in the relevant location and which stores they shopped at. With the System (1) subject to the invention, the process of comparing the customer's location information with the home address and business address information, determining whether the customer in question is located in the home address and business address area, and notifying the customers whose location is determined around the home address or business address, with suggestions regarding banking transactions in the relevant location. suspension, it is ensured that suggestions regarding banking activities are notified to customers in the region other than their home and work addresses. It is possible to develop various applications of a location-based recommendation system (1) that is the subject of the invention, and the invention cannot be limited to the examples explained here, it is essentially as stated in the claims. TR TR

Claims (8)

ISTEMLER 1. Müsterilerin konumlarinin tespit edilerek ilgili konumdaki müsterinin kullanabilecegi ürünler, hizmetler ile ilgili tekliflerin müsterilere iletilmesini saglayan; - kullanicinin (U) konum verisini tespit eden kullanicinin (U) diger kisiler ile iletisim kurmasini saglamak üzere yapilandirilan en az bir elektronik cihaz (2), - kullanicinin (U) banka müsterisi olurken belirledigi ev ve is adreslerine ait verileri üzerinde depolamak üzere yapilandirilan en az bir veritabani (3) içeren ve - veritabani (3) ve elektronik cihaz (2) ile iletisim halinde olan, kullanicinin (U) mevcut konumunu veritabaninda (3) depolanan eV ve is adres bilgilerine göre sorgulayarak, kullanicinin (U) ev adresinde veya is adresinde bulundugunu tespit ettiginde kullanicinin (U) müsterisi oldugu banka (B) hizmetleri ile ilgili öneri islemlerinin elektronik cihaza (2) iletilmesini engellemek, kullanicinin (U) ev ve is adresi disindaki konumda bulundugu tespit edildiginde kullaniciya (U) ilgili lokasyona uygun banka (B) hizmetlerinin önerilmesini saglamak üzere yapilandirilan en az bir sunucu (4) ile karakterize edilen konum bazli bir öneri1. Ensuring that the locations of the customers are determined and offers regarding the products and services that the customers in the relevant location can use are conveyed to the customers; - at least one electronic device (2) configured to detect the location data of the user (U) and enable the user (U) to communicate with other people, - the device configured to store the data of the home and work addresses determined by the user (U) while becoming a bank customer. containing at least a database (3) and - in communication with the database (3) and the electronic device (2), by querying the current location of the user (U) according to the eV and work address information stored in the database (3), at the home address of the user (U) or To prevent the recommendation transactions regarding the services of the bank (B) of which the user (U) is a customer, from being transmitted to the electronic device (2) when it is detected that the user (U) is at his/her work address, and to send the user (U) to the bank (B) appropriate to the relevant location, when it is determined that the user (U) is at a location other than his/her home and work address. B) a location-based recommendation characterized by at least one server (4) configured to ensure that its services are recommended 2. Kullanici (U) tarafindan kullanilan, kullanicinin (U) diger kisiler ile iletisim kurmasini saglamak üzere yapilandirilan cep telefonu, tablet veya bilgisayar seklinde akilli bir cihaz olan elektronik cihaz (2) ile karakterize edilen Isteni l”deki gibi konum bazli bir öneri sistemi (1).2. A location-based recommendation system as in Request 1, characterized by an electronic device (2), which is a smart device in the form of a mobile phone, tablet or computer, used by the user (U) and configured to enable the user (U) to communicate with other people. (one). 3. Üzerinde banka (B) uygulamasini çalistirarak kullanicinin (U) finansal islemler gerçeklestirmesini saglamak, kullanicinin (U) eV adresi ve is adresi bilgilerini girerek banka (A) uygulamasina kaydetmesini saglamak üzere yapilandirilan elektronik cihaz (2] ile karakterize edilen Istem 1 veya 2”deki gibi konum bazli bir öneri sistemi (1).3. Request 1 or 2, characterized by an electronic device (2) configured to enable the user (U) to carry out financial transactions by running the bank (B) application on it, and to enable the user (U) to enter his eV address and business address information and save it to the bank (A) application. A location-based recommendation system as in (1). 4. Kullanicinin (U) banka (A) uygulamasi üzerinde gerçeklestirdigi finansal islemleri, ev adresi ve is adresi bilgilerine ait verileri veritabanina (3) iletmek üzere yapilandirilan elektronik cihaz (2) ile karakterize edilen yukaridaki istemlerden herhangi birindeki gibi konum bazli bir öneri sistemi (1).4. A location-based recommendation system (as in any of the above claims) characterized by an electronic device (2) configured to transmit the financial transactions carried out by the user (U) on the bank (A) application, home address and business address information to the database (3). one). 5. Banka (B) müsterisi kullanicilarin (U) elektronik cihazlarindan (2) iletilen verileri konum bilgisi ile iliskilendirerek kullanicilarin (U) ev ve is adreslerine ait olmayan konumlar civarinda hangi finansal islemleri gerçeklestirdigini liste biçiminde depolamak üzere yapilandirilan veritabani (3) ile karakterize edilen yukaridaki istemlerden herhangi birindeki gibi konum bazli bir öneri sistemi (1).5. Characterized by the database (3) configured to store in list form which financial transactions the users (U) have performed around locations that do not belong to the home and work addresses of the users (U) by associating the data transmitted from the electronic devices (2) of the customers (U) of the Bank (B) with location information. a location-based recommendation system (1) as in any of the above claims. 6. Banka (B) müsterisi kullanicinin (U) mevcut konum bilgisine elektronik cihaz (2) üzerinden, ev ve is adresine veritabani (3) üzerinden erismek üzere yapilandirilan sunucu (4) ile karakterize edilen yukaridaki istemlerden herhangi birindeki gibi konum bazli bir Öneri sistemi (1).6. A location-based Suggestion system as in any of the above claims, characterized by the server (4) configured to access the current location information of the bank (B) customer user (U) via the electronic device (2) and his home and work address via the database (3). (one). 7. Banka (B) müsterisi kullanicinin (U) mevcut konum verisini ev ve is adresindeki konum verileriyle karsilastirarak söz konusu kullanicinin (U) mevcut konumunun ev ve is adresi civarinda olup olmadigini tespit etmek, ev veya is adresi civarinda bulunan kullanicinin (U) elektronik cihazina (2) banka (B) hizmetleri ile ilgili öneri bilgilendirrnelerinin iletilmesini engellemek üzere yapilandirilan sunucu (4) ile karakterize edilen yukaridaki istemlerden herhangi birindeki gibi konum bazli bir öneri sistemi (1).7. By comparing the current location data of the user (U), the customer of the Bank (B), with the location data at his home and work address, to determine whether the current location of the user (U) is in the vicinity of his home and work address, A location-based recommendation system (1) as in any of the above claims, characterized by the server (4) configured to prevent the transmission of recommendation notifications regarding bank (B) services to the device (2). 8. Kullanicinin (U) mevcut konumunun ev ve is adresi disindaki bölgede oldugunu tespit ettigi zaman, ilgili konumda diger banka (B) müsterilerinin hangi islemleri gerçeklestirdigini, hangi magazalardan alisveris yaptiklarini içeren öneri iletilerini söz konusu kullanicinin (U) elektronik cihazindaki (2) banka (B) uygulamasina iletmek üzere yapilandirilan sunucu (4) ile karakterize edilen yukaridaki istemlerden herhangi birindeki gibi konum bazli bir öneri sistemi (1).8. When it detects that the current location of the user (U) is in a region other than his home and work address, he sends recommendation messages including which transactions the other bank (B) customers carried out in the relevant location and which stores they shopped from, to the bank (2) on the electronic device of the user (U). A location-based recommendation system (1) as in any of the above claims, characterized by the server (4) configured to transmit to the application (B).
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