SG128516A1 - Updating a mobile payment device - Google Patents

Updating a mobile payment device

Info

Publication number
SG128516A1
SG128516A1 SG200504124A SG200504124A SG128516A1 SG 128516 A1 SG128516 A1 SG 128516A1 SG 200504124 A SG200504124 A SG 200504124A SG 200504124 A SG200504124 A SG 200504124A SG 128516 A1 SG128516 A1 SG 128516A1
Authority
SG
Singapore
Prior art keywords
payment device
mobile payment
message
authentication server
encrypted
Prior art date
Application number
SG200504124A
Inventor
Tat Meng Nicholas Lee
Kim Leong Yin
Original Assignee
Ez Link Pte Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Ez Link Pte Ltd filed Critical Ez Link Pte Ltd
Priority to SG200504124A priority Critical patent/SG128516A1/en
Priority to PCT/SG2006/000179 priority patent/WO2007001239A1/en
Priority to CN2006800235369A priority patent/CN101223729B/en
Publication of SG128516A1 publication Critical patent/SG128516A1/en
Priority to HK08111307.7A priority patent/HK1116959A1/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3823—Payment protocols; Details thereof insuring higher security of transaction combining multiple encryption tools for a transaction

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

A method for updating a mobile payment device (5) of a user via an insecure network, the mobile payment device (5) storing value and enabling the user to perform cashless transactions with participating merchants (50, 60, 70, 80), the method comprising: transmitting identification information relating to the mobile payment device (5) to an authentication server (20); authenticating the mobile payment device (5) with the authentication server (20); and selecting a transaction type and transaction amount for a transaction; wherein authentication comprises: transmitting an encrypted first message from the authentication server (20) to the mobile payment device (5), and an encrypted second message from the mobile payment device (5) to the authentication server (20); decrypting the encrypted first and second messages; transmitting an encrypted third message based on the first message from the mobile payment device (5) to the authentication server (20), and an encrypted fourth message based on the second message from the authentication server (20) to the mobile payment device (5); decrypting the encrypted third and fourth messages; and comparing the first message with the third message and the second message with the fourth message, where if they match, the identity of the mobile payment device (5) and the authentication server(20) are authenticated with each other to enable updating of the mobile payment device (5) in accordance with the transaction.
SG200504124A 2005-06-28 2005-06-28 Updating a mobile payment device SG128516A1 (en)

Priority Applications (4)

Application Number Priority Date Filing Date Title
SG200504124A SG128516A1 (en) 2005-06-28 2005-06-28 Updating a mobile payment device
PCT/SG2006/000179 WO2007001239A1 (en) 2005-06-28 2006-06-28 Updating a mobile payment device
CN2006800235369A CN101223729B (en) 2005-06-28 2006-06-28 Updating a mobile payment device
HK08111307.7A HK1116959A1 (en) 2005-06-28 2008-10-13 Updating a mobile payment device

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
SG200504124A SG128516A1 (en) 2005-06-28 2005-06-28 Updating a mobile payment device

Publications (1)

Publication Number Publication Date
SG128516A1 true SG128516A1 (en) 2007-01-30

Family

ID=37595395

Family Applications (1)

Application Number Title Priority Date Filing Date
SG200504124A SG128516A1 (en) 2005-06-28 2005-06-28 Updating a mobile payment device

Country Status (4)

Country Link
CN (1) CN101223729B (en)
HK (1) HK1116959A1 (en)
SG (1) SG128516A1 (en)
WO (1) WO2007001239A1 (en)

Families Citing this family (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN102955700A (en) * 2011-08-18 2013-03-06 腾讯科技（深圳）有限公司 System and method for upgrading software
CN103905388A (en) * 2012-12-26 2014-07-02 ***通信集团广东有限公司 Authentication method, authentication device, smart card, and server
CN103544418B (en) * 2013-11-05 2017-08-08 电子科技大学 A kind of authentication device based on electronic transaction, system and method
US10277559B2 (en) * 2014-05-21 2019-04-30 Excalibur Ip, Llc Methods and systems for data traffic control and encryption
TW201619880A (en) * 2014-11-26 2016-06-01 hong-jian Zhou Network authentication method using card device
GB2542572A (en) * 2015-09-22 2017-03-29 Silverleap Tech Ltd Method and system for updating a contactless smartcard and a computer readable medium for performing said method
CN109416799B (en) 2016-05-13 2022-06-28 曼内理方案公司 Device and method for payment processing
CN111815318A (en) * 2020-06-17 2020-10-23 衡水海博云科技有限公司 Equipment, system and method for aggregated payment

Family Cites Families (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6073236A (en) * 1996-06-28 2000-06-06 Sony Corporation Authentication method, communication method, and information processing apparatus
US7103575B1 (en) * 2000-08-31 2006-09-05 International Business Machines Corporation Enabling use of smart cards by consumer devices for internet commerce
US7076666B2 (en) * 2002-10-17 2006-07-11 Sony Corporation Hard disk drive authentication for personal video recorder

Also Published As

Publication number Publication date
CN101223729A (en) 2008-07-16
HK1116959A1 (en) 2009-01-02
CN101223729B (en) 2012-05-16
WO2007001239A1 (en) 2007-01-04

Similar Documents

Publication Publication Date Title
US11521194B2 (en) Trusted service manager (TSM) architectures and methods
US20160241549A1 (en) Method and apparatus for the secure authentication of a web site
JP2018522353A (en) Authentication system and method for server-based payment
US20130226812A1 (en) Cloud proxy secured mobile payments
CA2914956C (en) System and method for encryption
US20120191977A1 (en) Secure transaction facilitator
US20150142666A1 (en) Authentication service
US20150142669A1 (en) Virtual payment chipcard service
SG128516A1 (en) Updating a mobile payment device
CN101770619A (en) Multiple-factor authentication method for online payment and authentication system
US20150142667A1 (en) Payment authorization system
US11974127B2 (en) Systems and methods for cryptographic authentication of contactless cards
US20200111095A1 (en) Systems and methods for amplifying the strength of cryptographic algorithms
WO2015055120A1 (en) Device for secure information exchange
US10867326B2 (en) Reputation system and method
CN111709747B (en) Intelligent terminal authentication method and system
CN102332068A (en) On-line logistics encryption, authentication and storage system using universal serial bus key (USBKEY)
US10771253B2 (en) Systems and methods for cryptographic authentication of contactless cards
Jayasinghe et al. Extending emv tokenised payments to offline-environments
Dass et al. Security framework for addressing the issues of trust on mobile financial services
CN2938239Y (en) Dynamic cipher providing system and dynamic cipher providing equipment
Trümmel EasyPay-a novel approach to mobile payment