SG11202110104QA - Transaction selection mechanism - Google Patents

Transaction selection mechanism

Info

Publication number
SG11202110104QA
SG11202110104QA SG11202110104QA SG11202110104QA SG11202110104QA SG 11202110104Q A SG11202110104Q A SG 11202110104QA SG 11202110104Q A SG11202110104Q A SG 11202110104QA SG 11202110104Q A SG11202110104Q A SG 11202110104QA SG 11202110104Q A SG11202110104Q A SG 11202110104QA
Authority
SG
Singapore
Prior art keywords
selection mechanism
transaction selection
transaction
selection
Prior art date
Application number
SG11202110104QA
Inventor
Patrik Smets
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Publication of SG11202110104QA publication Critical patent/SG11202110104QA/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • G06Q20/204Point-of-sale [POS] network systems comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06NCOMPUTING ARRANGEMENTS BASED ON SPECIFIC COMPUTATIONAL MODELS
    • G06N3/00Computing arrangements based on biological models
    • G06N3/02Neural networks
    • G06N3/04Architecture, e.g. interconnection topology
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/227Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223Realising banking transactions through M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3278RFID or NFC payments by means of M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/353Payments by cards read by M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405Establishing or using transaction specific rules

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Biophysics (AREA)
  • General Engineering & Computer Science (AREA)
  • Artificial Intelligence (AREA)
  • Computational Linguistics (AREA)
  • Data Mining & Analysis (AREA)
  • Evolutionary Computation (AREA)
  • General Health & Medical Sciences (AREA)
  • Molecular Biology (AREA)
  • Computing Systems (AREA)
  • Biomedical Technology (AREA)
  • Mathematical Physics (AREA)
  • Software Systems (AREA)
  • Life Sciences & Earth Sciences (AREA)
  • Health & Medical Sciences (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Cash Registers Or Receiving Machines (AREA)
SG11202110104QA 2019-04-04 2020-03-17 Transaction selection mechanism SG11202110104QA (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
EP19167451.4A EP3719727A1 (en) 2019-04-04 2019-04-04 Transaction selection mechanism
PCT/US2020/023070 WO2020205221A1 (en) 2019-04-04 2020-03-17 Transaction selection mechanism

Publications (1)

Publication Number Publication Date
SG11202110104QA true SG11202110104QA (en) 2021-10-28

Family

ID=66101867

Family Applications (1)

Application Number Title Priority Date Filing Date
SG11202110104QA SG11202110104QA (en) 2019-04-04 2020-03-17 Transaction selection mechanism

Country Status (4)

Country Link
US (1) US20200320507A1 (en)
EP (1) EP3719727A1 (en)
SG (1) SG11202110104QA (en)
WO (1) WO2020205221A1 (en)

Families Citing this family (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2022099563A1 (en) * 2020-11-12 2022-05-19 深圳市汇顶科技股份有限公司 Card selection method for nfc card simulation mode, chip, terminal, and storage medium
WO2023234943A1 (en) * 2022-06-03 2023-12-07 Visa International Service Association Systems, methods, and computer program products for automatically selecting a card for contactless payment
WO2024050597A1 (en) * 2022-09-05 2024-03-14 Bano Pty Ltd Autonomously adaptable payment transactions and interfaces

Family Cites Families (12)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101553838A (en) * 2006-07-06 2009-10-07 火棘控股有限公司 Methods and systems for financial transactions in a mobile environment
US9710807B2 (en) * 2011-08-18 2017-07-18 Visa International Service Association Third-party value added wallet features and interfaces apparatuses, methods and systems
RU2504006C1 (en) * 2012-06-05 2014-01-10 Александр Николаевич Цуриков Method of training artificial neural network
US20140012704A1 (en) * 2012-07-05 2014-01-09 Google Inc. Selecting a preferred payment instrument based on a merchant category
US20140025567A1 (en) * 2012-07-20 2014-01-23 Mark Rigby Payment system pre-selection environment processing
US10332106B2 (en) * 2012-07-31 2019-06-25 Worldpay, Llc Systems and methods for expedited automated merchant boarding
US10346822B2 (en) * 2013-08-23 2019-07-09 Visa International Service Association Dynamic account selection
US10445718B2 (en) * 2013-12-27 2019-10-15 Visa International Service Association Processing a transaction using multiple application identifiers
EP3007122A1 (en) * 2014-10-07 2016-04-13 Nxp B.V. Method for facilitating the selection of a virtual card for an NFC transaction
US10387882B2 (en) * 2015-07-01 2019-08-20 Klarna Ab Method for using supervised model with physical store
SG10201703868PA (en) * 2017-05-11 2018-12-28 Mastercard International Inc Mobile payment system and process
WO2019046770A1 (en) * 2017-08-31 2019-03-07 Jpmorgan Chase Bank, N.A. Systems and methods for mobile wallet payments

Also Published As

Publication number Publication date
US20200320507A1 (en) 2020-10-08
WO2020205221A1 (en) 2020-10-08
EP3719727A1 (en) 2020-10-07

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