SG11202012220XA - System, method, and apparatus for aggregated authentication - Google Patents

System, method, and apparatus for aggregated authentication

Info

Publication number
SG11202012220XA
SG11202012220XA SG11202012220XA SG11202012220XA SG11202012220XA SG 11202012220X A SG11202012220X A SG 11202012220XA SG 11202012220X A SG11202012220X A SG 11202012220XA SG 11202012220X A SG11202012220X A SG 11202012220XA SG 11202012220X A SG11202012220X A SG 11202012220XA
Authority
SG
Singapore
Prior art keywords
aggregated authentication
aggregated
authentication
Prior art date
Application number
SG11202012220XA
Inventor
Aditya Ashok Kale
Rohit Sukhija
Mohan Babu Nellore
Original Assignee
Visa Int Service Ass
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Visa Int Service Ass filed Critical Visa Int Service Ass
Publication of SG11202012220XA publication Critical patent/SG11202012220XA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/0853—Network architectures or network communication protocols for network security for authentication of entities using an additional device, e.g. smartcard, SIM or a different communication terminal
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3674—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authentication
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3821—Electronic credentials
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4018—Transaction verification using the card verification value [CVV] associated with the card
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L2463/00—Additional details relating to network architectures or network communication protocols for network security covered by H04L63/00
    • H04L2463/102—Additional details relating to network architectures or network communication protocols for network security covered by H04L63/00 applying security measure for e-commerce

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Hardware Design (AREA)
  • Computing Systems (AREA)
  • General Engineering & Computer Science (AREA)
  • Signal Processing (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
SG11202012220XA 2018-06-26 2019-06-25 System, method, and apparatus for aggregated authentication SG11202012220XA (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US16/018,363 US11483308B2 (en) 2018-06-26 2018-06-26 System, method, and apparatus for aggregated authentication
PCT/US2019/038918 WO2020005897A1 (en) 2018-06-26 2019-06-25 System, method, and apparatus for aggregated authentication

Publications (1)

Publication Number Publication Date
SG11202012220XA true SG11202012220XA (en) 2021-01-28

Family

ID=68982234

Family Applications (1)

Application Number Title Priority Date Filing Date
SG11202012220XA SG11202012220XA (en) 2018-06-26 2019-06-25 System, method, and apparatus for aggregated authentication

Country Status (4)

Country Link
US (2) US11483308B2 (en)
CN (1) CN112437937B (en)
SG (1) SG11202012220XA (en)
WO (1) WO2020005897A1 (en)

Families Citing this family (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US11139964B1 (en) * 2018-09-07 2021-10-05 Wells Fargo Bank, N.A. Biometric authenticated biometric enrollment
US20210097527A1 (en) * 2019-10-01 2021-04-01 Shopify Inc. Methods and systems for account creation
US11924351B1 (en) * 2023-02-09 2024-03-05 Hong Kong Applied Science and Technology Research Institute Company Limited Optimizing data transactions and verification on a blockchain network
CN117010897A (en) * 2023-08-02 2023-11-07 深圳市微云信众技术有限公司 Mobile payment security detection method and system thereof

Family Cites Families (14)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP1271434A1 (en) * 2001-06-11 2003-01-02 CMG Finance B.V. Method and system for payment
US20040024698A1 (en) 2002-08-02 2004-02-05 William Hines Method of facilitating charitable contributions using a credit card
US20100063926A1 (en) 2008-09-09 2010-03-11 Damon Charles Hougland Payment application framework
WO2010111661A1 (en) * 2009-03-27 2010-09-30 Mastercard International Incorporated Methods and systems for performing a financial transaction
US9342832B2 (en) 2010-08-12 2016-05-17 Visa International Service Association Securing external systems with account token substitution
US9159084B2 (en) 2011-09-21 2015-10-13 Visa International Service Association Systems and methods to communication via a merchant aggregator
AU2016202045A1 (en) * 2011-09-25 2016-04-28 Theranos Ip Company, Llc Systems and methods for multi-analysis
US20140279474A1 (en) * 2013-03-12 2014-09-18 Visa International Service Association Multi-purse one card transaction apparatuses, methods and systems
EP3028229A4 (en) * 2013-07-31 2016-08-10 Visa Int Service Ass Enabling payments to be processed by only one merchant
US10346816B2 (en) * 2014-07-11 2019-07-09 Mastercard International Incorporated Systems and methods for aggregating consumer-specific transactions associated with a social venture
US10339518B2 (en) * 2014-10-13 2019-07-02 Mastercard International Incorporated Method and system for direct carrier billing
US20160140557A1 (en) 2014-11-19 2016-05-19 Mastercard International Incorporated E-commerce based payment system with authentication of electronic invoices
US11107068B2 (en) * 2017-08-31 2021-08-31 Bank Of America Corporation Inline authorization structuring for activity data transmission
US11080697B2 (en) * 2017-10-05 2021-08-03 Mastercard International Incorporated Systems and methods for use in authenticating users in connection with network transactions

Also Published As

Publication number Publication date
US20190394192A1 (en) 2019-12-26
CN112437937B (en) 2024-06-11
WO2020005897A1 (en) 2020-01-02
US20230012289A1 (en) 2023-01-12
CN112437937A (en) 2021-03-02
US11483308B2 (en) 2022-10-25

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