SG11202004481SA - Fraudulent transaction identification method and apparatus, server, and storage medium - Google Patents

Fraudulent transaction identification method and apparatus, server, and storage medium

Info

Publication number
SG11202004481SA
SG11202004481SA SG11202004481SA SG11202004481SA SG11202004481SA SG 11202004481S A SG11202004481S A SG 11202004481SA SG 11202004481S A SG11202004481S A SG 11202004481SA SG 11202004481S A SG11202004481S A SG 11202004481SA SG 11202004481S A SG11202004481S A SG 11202004481SA
Authority
SG
Singapore
Prior art keywords
server
storage medium
identification method
transaction identification
fraudulent transaction
Prior art date
Application number
SG11202004481SA
Other languages
English (en)
Inventor
Longfei Li
Original Assignee
Alibaba Group Holding Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Alibaba Group Holding Ltd filed Critical Alibaba Group Holding Ltd
Publication of SG11202004481SA publication Critical patent/SG11202004481SA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F18/00—Pattern recognition
    • G06F18/20—Analysing
    • G06F18/21—Design or setup of recognition systems or techniques; Extraction of features in feature space; Blind source separation
    • G06F18/214—Generating training patterns; Bootstrap methods, e.g. bagging or boosting
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06N—COMPUTING ARRANGEMENTS BASED ON SPECIFIC COMPUTATIONAL MODELS
    • G06N3/00—Computing arrangements based on biological models
    • G06N3/02—Neural networks
    • G06N3/04—Architecture, e.g. interconnection topology
    • G06N3/044—Recurrent networks, e.g. Hopfield networks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06N—COMPUTING ARRANGEMENTS BASED ON SPECIFIC COMPUTATIONAL MODELS
    • G06N3/00—Computing arrangements based on biological models
    • G06N3/02—Neural networks
    • G06N3/04—Architecture, e.g. interconnection topology
    • G06N3/049—Temporal neural networks, e.g. delay elements, oscillating neurons or pulsed inputs
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06N—COMPUTING ARRANGEMENTS BASED ON SPECIFIC COMPUTATIONAL MODELS
    • G06N3/00—Computing arrangements based on biological models
    • G06N3/02—Neural networks
    • G06N3/08—Learning methods
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/085—Payment architectures involving remote charge determination or related payment systems
    • G06Q20/0855—Payment architectures involving remote charge determination or related payment systems involving a third party
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • General Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Data Mining & Analysis (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Evolutionary Computation (AREA)
  • Life Sciences & Earth Sciences (AREA)
  • Artificial Intelligence (AREA)
  • General Engineering & Computer Science (AREA)
  • Biophysics (AREA)
  • Computational Linguistics (AREA)
  • Software Systems (AREA)
  • Mathematical Physics (AREA)
  • Health & Medical Sciences (AREA)
  • Biomedical Technology (AREA)
  • Computing Systems (AREA)
  • Molecular Biology (AREA)
  • General Health & Medical Sciences (AREA)
  • Evolutionary Biology (AREA)
  • Bioinformatics & Cheminformatics (AREA)
  • Bioinformatics & Computational Biology (AREA)
  • Computer Vision & Pattern Recognition (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Image Analysis (AREA)
  • Information Retrieval, Db Structures And Fs Structures Therefor (AREA)
SG11202004481SA 2018-03-15 2019-03-15 Fraudulent transaction identification method and apparatus, server, and storage medium SG11202004481SA (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
CN201810214431.6A CN108428132B (zh) 2018-03-15 2018-03-15 欺诈交易识别方法、装置、服务器及存储介质
PCT/US2019/022512 WO2019178501A1 (en) 2018-03-15 2019-03-15 Fraudulent transaction identification method and apparatus, server, and storage medium

Publications (1)

Publication Number Publication Date
SG11202004481SA true SG11202004481SA (en) 2020-06-29

Family

ID=63158702

Family Applications (1)

Application Number Title Priority Date Filing Date
SG11202004481SA SG11202004481SA (en) 2018-03-15 2019-03-15 Fraudulent transaction identification method and apparatus, server, and storage medium

Country Status (5)

Country Link
US (2) US10970719B2 (zh)
CN (1) CN108428132B (zh)
SG (1) SG11202004481SA (zh)
TW (1) TWI706333B (zh)
WO (1) WO2019178501A1 (zh)

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CN108428132B (zh) 2018-03-15 2020-12-29 创新先进技术有限公司 欺诈交易识别方法、装置、服务器及存储介质
CN109657890B (zh) * 2018-09-14 2023-04-25 蚂蚁金服（杭州）网络技术有限公司 一种转账欺诈的风险确定方法及装置
CN110913353B (zh) * 2018-09-17 2022-01-18 阿里巴巴集团控股有限公司 短信的分类方法及装置
CN109670931B (zh) * 2018-09-25 2023-04-18 平安科技（深圳）有限公司 贷款用户的行为检测方法、装置、设备及存储介质
CN109345260B (zh) * 2018-10-09 2021-11-30 北京芯盾时代科技有限公司 一种异常操作行为的检测方法
CN109726239A (zh) * 2018-12-25 2019-05-07 厦门市美亚柏科信息股份有限公司 一种对取证数据进行分析的方法、装置及可读存储介质
CN110084610B (zh) * 2019-04-23 2023-06-23 东华大学 一种基于孪生神经网络的网络交易欺诈检测***
CN110414780B (zh) * 2019-06-18 2023-06-23 东华大学 一种基于生成对抗网络的金融交易数据的欺诈检测方法
CN110276620A (zh) * 2019-06-28 2019-09-24 深圳前海微众银行股份有限公司 一种确定异常交易的方法及装置
CN110399705A (zh) * 2019-07-03 2019-11-01 上海上湖信息技术有限公司 判断欺诈用户的方法、装置、设备、及存储介质
CN110634067A (zh) * 2019-09-25 2019-12-31 上海应用技术大学 银行账户异常交易识别方法
US11687778B2 (en) 2020-01-06 2023-06-27 The Research Foundation For The State University Of New York Fakecatcher: detection of synthetic portrait videos using biological signals
WO2021253223A1 (en) * 2020-06-16 2021-12-23 Paypal, Inc. Training recurrent neural network machine learning model with behavioral data
CN112634026A (zh) * 2020-12-30 2021-04-09 四川新网银行股份有限公司 基于用户页面操作行为的信用欺诈识别方法
US11763803B1 (en) * 2021-07-28 2023-09-19 Asapp, Inc. System, method, and computer program for extracting utterances corresponding to a user problem statement in a conversation between a human agent and a user
US11900385B1 (en) 2022-08-31 2024-02-13 Actimize Ltd. Computerized-method and system for predicting a probability of fraudulent financial-account access

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US5819226A (en) * 1992-09-08 1998-10-06 Hnc Software Inc. Fraud detection using predictive modeling
US5822741A (en) * 1996-02-05 1998-10-13 Lockheed Martin Corporation Neural network/conceptual clustering fraud detection architecture
US7194471B1 (en) * 1998-04-10 2007-03-20 Ricoh Company, Ltd. Document classification system and method for classifying a document according to contents of the document
JP2003529160A (ja) 2000-03-24 2003-09-30 アクセス ビジネス グループ インターナショナル リミテッド ライアビリティ カンパニー 不正取引を検出するシステム及び方法
GB2391373A (en) 2002-07-31 2004-02-04 David Toms A system for the automatic detection of a fraudulent transaction
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US8311907B2 (en) 2005-10-11 2012-11-13 Emc Corporation System and method for detecting fraudulent transactions
US20080162202A1 (en) * 2006-12-29 2008-07-03 Richendra Khanna Detecting inappropriate activity by analysis of user interactions
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WO2010129571A2 (en) * 2009-05-04 2010-11-11 Visa International Service Association Demographic analysis using time-based consumer transaction histories
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CN103544429B (zh) * 2012-07-12 2016-12-21 ***股份有限公司 用于安全性信息交互的异常检测装置及方法
CN104318435A (zh) * 2014-09-25 2015-01-28 同济大学 电子交易过程用户行为模式检测的免疫方法
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US11372956B2 (en) * 2017-04-17 2022-06-28 Splunk Inc. Multiple input neural networks for detecting fraud
CN107785058A (zh) * 2017-07-24 2018-03-09 平安科技（深圳）有限公司 反欺诈识别方法、存储介质和承载平安脑的服务器
CN108428132B (zh) 2018-03-15 2020-12-29 创新先进技术有限公司 欺诈交易识别方法、装置、服务器及存储介质

Also Published As

Publication number Publication date
CN108428132B (zh) 2020-12-29
TW201939412A (zh) 2019-10-01
US20190287114A1 (en) 2019-09-19
US10970719B2 (en) 2021-04-06
TWI706333B (zh) 2020-10-01
US20210224812A1 (en) 2021-07-22
WO2019178501A1 (en) 2019-09-19
US11276068B2 (en) 2022-03-15
CN108428132A (zh) 2018-08-21

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