SG11201708124RA - Method and system for transaction security - Google Patents

Method and system for transaction security

Info

Publication number
SG11201708124RA
SG11201708124RA SG11201708124RA SG11201708124RA SG11201708124RA SG 11201708124R A SG11201708124R A SG 11201708124RA SG 11201708124R A SG11201708124R A SG 11201708124RA SG 11201708124R A SG11201708124R A SG 11201708124RA SG 11201708124R A SG11201708124R A SG 11201708124RA
Authority
SG
Singapore
Prior art keywords
transaction security
transaction
security
Prior art date
Application number
SG11201708124RA
Inventor
Antony Smales
Original Assignee
Forticode Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Forticode Ltd filed Critical Forticode Ltd
Publication of SG11201708124RA publication Critical patent/SG11201708124RA/en

Links

Classifications

    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00Network architectures or network communication protocols for network security
    • H04L63/08Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/083Network architectures or network communication protocols for network security for authentication of entities using passwords
    • H04L63/0838Network architectures or network communication protocols for network security for authentication of entities using passwords using one-time-passwords
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/385Payment protocols; Details thereof using an alias or single-use codes
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F9/00Arrangements for program control, e.g. control units
    • G06F9/06Arrangements for program control, e.g. control units using stored programs, i.e. using an internal store of processing equipment to receive or retain programs
    • G06F9/44Arrangements for executing specific programs
    • G06F9/451Execution arrangements for user interfaces
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/42Confirmation, e.g. check or permission by the legal debtor of payment
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00Network architectures or network communication protocols for network security
    • H04L63/10Network architectures or network communication protocols for network security for controlling access to devices or network resources
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00Network architectures or network communication protocols for network security
    • H04L63/18Network architectures or network communication protocols for network security using different networks or channels, e.g. using out of band channels
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L67/00Network arrangements or protocols for supporting network services or applications
    • H04L67/01Protocols
    • H04L67/04Protocols specially adapted for terminals or networks with limited capabilities; specially adapted for terminal portability
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L67/00Network arrangements or protocols for supporting network services or applications
    • H04L67/01Protocols
    • H04L67/12Protocols specially adapted for proprietary or special-purpose networking environments, e.g. medical networks, sensor networks, networks in vehicles or remote metering networks
    • H04L67/125Protocols specially adapted for proprietary or special-purpose networking environments, e.g. medical networks, sensor networks, networks in vehicles or remote metering networks involving control of end-device applications over a network
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/08Key distribution or management, e.g. generation, sharing or updating, of cryptographic keys or passwords
    • H04L9/0861Generation of secret information including derivation or calculation of cryptographic keys or passwords
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/32Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
    • H04L9/3226Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials using a predetermined code, e.g. password, passphrase or PIN
    • H04L9/3228One-time or temporary data, i.e. information which is sent for every authentication or authorization, e.g. one-time-password, one-time-token or one-time-key
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/40Network security protocols

Landscapes

  • Engineering & Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Signal Processing (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Computing Systems (AREA)
  • Theoretical Computer Science (AREA)
  • General Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Computer Hardware Design (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Finance (AREA)
  • Software Systems (AREA)
  • Health & Medical Sciences (AREA)
  • Medical Informatics (AREA)
  • General Health & Medical Sciences (AREA)
  • Human Computer Interaction (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Computer And Data Communications (AREA)
  • Information Transfer Between Computers (AREA)
  • Storage Device Security (AREA)
  • Mobile Radio Communication Systems (AREA)
SG11201708124RA 2015-04-17 2016-04-15 Method and system for transaction security SG11201708124RA (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US201562149270P 2015-04-17 2015-04-17
PCT/AU2016/050279 WO2016164984A1 (en) 2015-04-17 2016-04-15 Method and system for transaction security

Publications (1)

Publication Number Publication Date
SG11201708124RA true SG11201708124RA (en) 2017-11-29

Family

ID=57125452

Family Applications (1)

Application Number Title Priority Date Filing Date
SG11201708124RA SG11201708124RA (en) 2015-04-17 2016-04-15 Method and system for transaction security

Country Status (10)

Country Link
US (1) US20180130056A1 (en)
EP (1) EP3284241A4 (en)
JP (1) JP2018519562A (en)
KR (1) KR20170140215A (en)
CN (1) CN107534668A (en)
AU (1) AU2016250293A1 (en)
CA (1) CA2982865A1 (en)
HK (1) HK1243834A1 (en)
SG (1) SG11201708124RA (en)
WO (1) WO2016164984A1 (en)

Families Citing this family (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2017109994A1 (en) * 2015-12-25 2017-06-29 日立オムロンターミナルソリューションズ株式会社 Automated transaction system
EP3532926A1 (en) * 2016-10-31 2019-09-04 Harman Becker Automotive Systems GmbH Software update mechanism for safety critical systems
KR102447385B1 (en) * 2018-06-03 2022-09-27 애플 인크. User Interfaces for Transfer Accounts
CA3062211A1 (en) * 2018-11-26 2020-05-26 Mir Limited Dynamic verification method and system for card transactions
CN109862562A (en) * 2019-01-02 2019-06-07 武汉极意网络科技有限公司 A kind of dynamic verification code choosing method and system
US11146954B2 (en) 2019-10-08 2021-10-12 The Toronto-Dominion Bank System and method for establishing a trusted session
US20210248600A1 (en) * 2020-02-07 2021-08-12 Mastercard International Incorporated System and method to secure payment transactions
CN112712368B (en) * 2021-02-23 2021-12-14 深圳亚桐荟科技有限公司 Cloud security account management method based on big data and cloud security platform
CN113364777B (en) * 2021-06-07 2022-11-11 中国工商银行股份有限公司 Identity security verification method and system

Family Cites Families (14)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20030149869A1 (en) * 2002-02-01 2003-08-07 Paul Gleichauf Method and system for securely storing and trasmitting data by applying a one-time pad
KR20040103581A (en) * 2003-05-29 2004-12-09 나인섭 Secondary Authentication and gateway System for Banking
JP3996939B2 (en) * 2006-03-30 2007-10-24 株式会社シー・エス・イー Offline user authentication system, method thereof, and program thereof
WO2008013008A1 (en) * 2006-07-26 2008-01-31 Japan Science And Technology Agency Secret communication method and secret communication device thereof
KR20100049882A (en) * 2008-11-04 2010-05-13 (주)에이티솔루션 Method for internet banking using mobile
US20100125635A1 (en) * 2008-11-17 2010-05-20 Vadim Axelrod User authentication using alternative communication channels
CN101540031A (en) * 2009-05-04 2009-09-23 李勇 Confirmation method for ensuring data validity in network electronic trade
KR101232373B1 (en) * 2010-06-11 2013-02-12 주식회사 하나은행 Smart phone with bank security card application, method for providing bank security card usint the smart phone and device of managing security card
CN101950403A (en) * 2010-09-15 2011-01-19 中国工商银行股份有限公司 Data processing method, device and system based on internet banking
US8869255B2 (en) * 2010-11-30 2014-10-21 Forticom Group Ltd Method and system for abstracted and randomized one-time use passwords for transactional authentication
KR101202245B1 (en) * 2011-02-15 2012-11-20 동서대학교산학협력단 System and Method For Transferring Money Using OTP Generated From Account Number
CN102202300B (en) * 2011-06-14 2016-01-20 上海众人网络安全技术有限公司 A kind of based on twin-channel dynamic cipher authentication system and method
WO2014027110A1 (en) * 2012-08-16 2014-02-20 Cargonis Gmbh Authentication method and system
CN110995689A (en) * 2013-06-24 2020-04-10 阿里巴巴集团控股有限公司 Method and device for user identity authentication

Also Published As

Publication number Publication date
JP2018519562A (en) 2018-07-19
EP3284241A1 (en) 2018-02-21
AU2016250293A1 (en) 2019-01-17
CA2982865A1 (en) 2016-10-20
EP3284241A4 (en) 2018-12-19
WO2016164984A1 (en) 2016-10-20
KR20170140215A (en) 2017-12-20
US20180130056A1 (en) 2018-05-10
HK1243834A1 (en) 2018-07-20
CN107534668A (en) 2018-01-02

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