SG10201800449QA - Systems, methods and computer readable media for creating and processing a digital voucher - Google Patents

Systems, methods and computer readable media for creating and processing a digital voucher

Info

Publication number
SG10201800449QA
SG10201800449QA SG10201800449QA SG10201800449QA SG10201800449QA SG 10201800449Q A SG10201800449Q A SG 10201800449QA SG 10201800449Q A SG10201800449Q A SG 10201800449QA SG 10201800449Q A SG10201800449Q A SG 10201800449QA SG 10201800449Q A SG10201800449Q A SG 10201800449QA
Authority
SG
Singapore
Prior art keywords
digital voucher
creating
methods
computer readable
readable media
Prior art date
Application number
SG10201800449QA
Inventor
Sudhir Gupta
Partho Sarothi Roy
Lloyd Fernandes
Rahul Agrawal
Lakshmi Narasimhan Ramanujam
Krutika Eknath Gonnade
Abhishek Chaturvedi
Ketan Shrikant Joshi
Gaurav K Patni
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Priority to SG10201800449QA priority Critical patent/SG10201800449QA/en
Priority to US16/247,924 priority patent/US20190220881A1/en
Publication of SG10201800449QA publication Critical patent/SG10201800449QA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0215—Including financial accounts
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/045—Payment circuits using payment protocols involving tickets
    • G06Q20/0457—Payment circuits using payment protocols involving tickets the tickets being sent electronically
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3672—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes initialising or reloading thereof
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/387—Payment using discounts or coupons
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Development Economics (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Game Theory and Decision Science (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

SYSTEMS, METHODS AND COMPUTER READABLE MEDIA FOR CREATING AND PROCESSING A DIGITAL VOUCHER 5 The present application provides systems, methods and computer readable media for creating and processing a digital voucher. The methods comprises a method for utilising a funding account of a first user to create a digital voucher having a value for a second user, the digital voucher being usable by the second 10 user for remitting one or more transactions across participating parties that communicate with a payment network, the method comprising: generating, at a server for creating the digital voucher, a unique code of the digital voucher upon verification of a sufficient balance in the funding account, the unique code identifying an issuer party of the funding account and a payment network provider of the 15 payment network, wherein the unique code is associated with a unique identifier of the second user. Fig. 1 20
SG10201800449QA 2018-01-17 2018-01-17 Systems, methods and computer readable media for creating and processing a digital voucher SG10201800449QA (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
SG10201800449QA SG10201800449QA (en) 2018-01-17 2018-01-17 Systems, methods and computer readable media for creating and processing a digital voucher
US16/247,924 US20190220881A1 (en) 2018-01-17 2019-01-15 Systems, methods and computer readable media for creating and processing a digital voucher

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
SG10201800449QA SG10201800449QA (en) 2018-01-17 2018-01-17 Systems, methods and computer readable media for creating and processing a digital voucher

Publications (1)

Publication Number Publication Date
SG10201800449QA true SG10201800449QA (en) 2019-08-27

Family

ID=67214108

Family Applications (1)

Application Number Title Priority Date Filing Date
SG10201800449QA SG10201800449QA (en) 2018-01-17 2018-01-17 Systems, methods and computer readable media for creating and processing a digital voucher

Country Status (2)

Country Link
US (1) US20190220881A1 (en)
SG (1) SG10201800449QA (en)

Families Citing this family (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP3796242A1 (en) * 2019-09-17 2021-03-24 Mastercard International Incorporated Digital pos receipt distribution
US11704687B1 (en) * 2020-01-13 2023-07-18 Wellls Fargo Bank, N.A. Modification of transaction fees
CN118014576A (en) * 2020-08-05 2024-05-10 支付宝（中国）网络技术有限公司 Payment data processing method and device and electronic equipment
CN112085531B (en) * 2020-09-10 2023-06-23 ***股份有限公司 Resource processing method, server, terminal, device, system and storage medium
CN112150155A (en) * 2020-10-19 2020-12-29 福建天晴在线互动科技有限公司 Method and system for verifying account balance to prevent tampering
CN112669023A (en) * 2021-02-03 2021-04-16 三和智控(北京)***集成有限公司 Method and device for constructing credit coupon system or digital currency system
US11989703B2 (en) * 2021-08-02 2024-05-21 Mastercard International Incorporated Method and system of blockchain disbursements

Family Cites Families (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US8438617B2 (en) * 2007-10-29 2013-05-07 Emc Corporation User authentication based on voucher codes
US20110137795A1 (en) * 2009-12-03 2011-06-09 Mastercard International, Inc. Automated teller machine system
US20130091063A1 (en) * 2011-10-06 2013-04-11 Juan Carlos Velten System and method for creating, negotiating, sharing, purchasing and/or redeeming electronic vouchers
US10846672B2 (en) * 2015-05-12 2020-11-24 A La Carte Media, Inc. Kiosks for remote collection of electronic devices for value, and associated mobile application for enhanced diagnostics and services

Also Published As

Publication number Publication date
US20190220881A1 (en) 2019-07-18

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