SE512748C2 - Förfarande, aktivt kort, system samt användning av aktivt kort för att genomföra en elektronisk transaktion - Google Patents
Förfarande, aktivt kort, system samt användning av aktivt kort för att genomföra en elektronisk transaktionInfo
- Publication number
- SE512748C2 SE512748C2 SE9701814A SE9701814A SE512748C2 SE 512748 C2 SE512748 C2 SE 512748C2 SE 9701814 A SE9701814 A SE 9701814A SE 9701814 A SE9701814 A SE 9701814A SE 512748 C2 SE512748 C2 SE 512748C2
- Authority
- SE
- Sweden
- Prior art keywords
- card
- transaction message
- transaction
- message
- sender
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3226—Use of secure elements separate from M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
- G06Q20/3255—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/346—Cards serving only as information carrier of service
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/363—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes with the personal data of a user
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0806—Details of the card
- G07F7/0813—Specific details related to card security
- G07F7/082—Features insuring the integrity of the data on or in the card
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
Landscapes
- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Accounting & Taxation (AREA)
- Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Computer Networks & Wireless Communication (AREA)
- Finance (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Computer Security & Cryptography (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Glass Compositions (AREA)
- Organic Low-Molecular-Weight Compounds And Preparation Thereof (AREA)
- Mechanical Treatment Of Semiconductor (AREA)
- Credit Cards Or The Like (AREA)
- Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
- Information Transfer Between Computers (AREA)
Priority Applications (17)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
SE9701814A SE512748C2 (sv) | 1997-05-15 | 1997-05-15 | Förfarande, aktivt kort, system samt användning av aktivt kort för att genomföra en elektronisk transaktion |
CN98805151.6A CN1218261C (zh) | 1997-05-15 | 1998-05-14 | 智能卡及利用该卡处理交易报文的方法和相应的通信装置 |
EP98923270A EP0981804B1 (en) | 1997-05-15 | 1998-05-14 | Electronic transaction and smart card for a electronic transaction |
RU99127302/09A RU99127302A (ru) | 1997-05-15 | 1998-05-14 | Электронная сделка |
HU0001872A HU224268B1 (hu) | 1997-05-15 | 1998-05-14 | Eljárás elektronikus tranzakciók végrehajtására, továbbá chipkártya, valamint chipkártyát és felhasználó által vezérelt kommunikációs egységet tartalmazó rendszer |
IL13268998A IL132689A0 (en) | 1997-05-15 | 1998-05-14 | Method and device for electronic transaction |
US09/423,511 US7254561B1 (en) | 1997-05-15 | 1998-05-14 | Method and device for performing electronic transactions |
AT98923270T ATE300770T1 (de) | 1997-05-15 | 1998-05-14 | Elektronische transaktion und chipkarte für eine elektronische transaktion |
PL98336938A PL336938A1 (en) | 1997-05-15 | 1998-05-14 | Electronic transaction |
PCT/SE1998/000897 WO1998052151A1 (en) | 1997-05-15 | 1998-05-14 | Electronic transaction |
DE69830993T DE69830993T2 (de) | 1997-05-15 | 1998-05-14 | Elektronische transaktion und chipkarte für eine elektronische transaktion |
CA002288727A CA2288727C (en) | 1997-05-15 | 1998-05-14 | Electronic transaction |
NZ501074A NZ501074A (en) | 1997-05-15 | 1998-05-14 | Electric transaction |
AU75602/98A AU741873C (en) | 1997-05-15 | 1998-05-14 | Electronic transaction |
JP54915498A JP2001525093A (ja) | 1997-05-15 | 1998-05-14 | 電子取引 |
NO995529A NO337079B1 (no) | 1997-05-15 | 1999-11-12 | Elektronisk transaksjon |
HK00105461A HK1026286A1 (en) | 1997-05-15 | 2000-08-31 | Electronic transaction and smart card for a electronic transaction |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
SE9701814A SE512748C2 (sv) | 1997-05-15 | 1997-05-15 | Förfarande, aktivt kort, system samt användning av aktivt kort för att genomföra en elektronisk transaktion |
Publications (3)
Publication Number | Publication Date |
---|---|
SE9701814D0 SE9701814D0 (sv) | 1997-05-15 |
SE9701814L SE9701814L (sv) | 1998-11-16 |
SE512748C2 true SE512748C2 (sv) | 2000-05-08 |
Family
ID=20406952
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
SE9701814A SE512748C2 (sv) | 1997-05-15 | 1997-05-15 | Förfarande, aktivt kort, system samt användning av aktivt kort för att genomföra en elektronisk transaktion |
Country Status (17)
Country | Link |
---|---|
US (1) | US7254561B1 (zh) |
EP (1) | EP0981804B1 (zh) |
JP (1) | JP2001525093A (zh) |
CN (1) | CN1218261C (zh) |
AT (1) | ATE300770T1 (zh) |
AU (1) | AU741873C (zh) |
CA (1) | CA2288727C (zh) |
DE (1) | DE69830993T2 (zh) |
HK (1) | HK1026286A1 (zh) |
HU (1) | HU224268B1 (zh) |
IL (1) | IL132689A0 (zh) |
NO (1) | NO337079B1 (zh) |
NZ (1) | NZ501074A (zh) |
PL (1) | PL336938A1 (zh) |
RU (1) | RU99127302A (zh) |
SE (1) | SE512748C2 (zh) |
WO (1) | WO1998052151A1 (zh) |
Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US7333637B2 (en) | 2000-04-28 | 2008-02-19 | Precise Biometrics Ab | Biometric identity check |
Families Citing this family (41)
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WO2000031699A1 (en) * | 1998-11-22 | 2000-06-02 | Easy Charge Cellular (Pty) Limited | Method of, and apparatus for, conducting electronic transactions |
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DE19903822C2 (de) * | 1999-02-02 | 2001-09-20 | Mathias Entenmann | Verfahren zur Durchführung bargeldloser Zahlungen und System zur Durchführung des Verfahrens |
FI105364B (fi) * | 1999-02-09 | 2000-07-31 | Sonera Oyj | Menetelmä ja järjestelmä sanomien välitykseen |
IL144713A0 (en) * | 1999-02-18 | 2002-06-30 | Orbis Patents Ltd | Credit card system and method |
US7437560B1 (en) | 1999-07-23 | 2008-10-14 | Cubic Corporation | Method and apparatus for establishing a secure smart card communication link through a communication network |
US7729986B1 (en) | 1999-07-30 | 2010-06-01 | Visa International Service Association | Smart card transactions using wireless telecommunications network |
DE19964080A1 (de) * | 1999-12-29 | 2001-12-13 | Mannesmann Ag | Virtuelle Bank |
RU2162245C1 (ru) * | 2000-04-14 | 2001-01-20 | Пригоровнер Геннадий Ефимович | Способ оплаты и получения услуг и товаров с использованием идентификационнных кодов и система для осуществления способа |
WO2001080193A1 (en) * | 2000-04-17 | 2001-10-25 | Cardsoft International Pty Limited | Communications device with card facility |
JP5025875B2 (ja) * | 2000-04-24 | 2012-09-12 | ビザ・インターナショナル・サービス・アソシエーション | オンラインの支払人認証サービスの方法 |
DE10022774A1 (de) * | 2000-05-10 | 2001-12-06 | Mueller Judex Donald | Mobilfunksystem |
AT501457A1 (de) * | 2000-12-06 | 2006-09-15 | Schwab Thomas | Anlage für einen elektronischen zahlungsverkehr |
WO2002048974A1 (en) * | 2000-12-15 | 2002-06-20 | Bording Data A/S | A method for communicating a transaction between a payment terminal and at least one acquirer |
EP1229467A1 (de) | 2001-02-06 | 2002-08-07 | Wincor Nixdorf GmbH & Co KG | Bezahlsystem mit einem mobilen Gerät |
SE521195C2 (sv) * | 2001-02-19 | 2003-10-07 | Telia Ab | Avtalshantering |
FR2825543B1 (fr) * | 2001-06-01 | 2003-09-26 | Radiotelephone Sfr | Procede et dispositif de certification d'une transaction |
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DE10136414A1 (de) | 2001-07-26 | 2003-02-20 | Giesecke & Devrient Gmbh | Verfahren zum Bezug einer über ein Datennetz angebotenen Leistung |
SE524514C2 (sv) * | 2002-12-23 | 2004-08-17 | Telia Ab | Metod och system för överföring av data |
DE102004041356B4 (de) * | 2004-08-25 | 2006-12-07 | Claudia Von Heesen | Verfahren und System zur sicheren Abwicklung von elektronischen Finanzdienstleistungen mithilfe einer elektronischen Finanzdienstleistungsvermittlungseinrichtung |
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JP4979912B2 (ja) * | 2005-08-31 | 2012-07-18 | フェリカネットワークス株式会社 | 情報処理システム,クライアント,サーバ,プログラム,情報処理方法 |
KR100763793B1 (ko) | 2006-10-12 | 2007-10-05 | 주식회사 하이스마텍 | 다기능 이동통신단말기 및 이를 이용한 통신방법 |
EP2369811B1 (en) * | 2008-11-04 | 2016-03-23 | SecureKey Technologies Inc. | System and methods for online authentication |
EP2401838B1 (en) | 2009-02-19 | 2013-12-11 | SecureKey Technologies Inc. | System and methods for online authentication |
EP2507935B1 (en) * | 2009-12-01 | 2020-04-29 | SecureKey Technologies Inc. | System and methods for identity attribute validation |
CN101982989A (zh) * | 2010-10-29 | 2011-03-02 | 蒋晴琴 | 一种基于涂层防伪技术的加密*** |
CA2848418C (en) | 2011-09-26 | 2019-08-13 | Cubic Corporation | Personal point of sale |
US10019704B2 (en) | 2011-09-26 | 2018-07-10 | Cubic Corporation | Personal point of sale |
US9473295B2 (en) | 2011-09-26 | 2016-10-18 | Cubic Corporation | Virtual transportation point of sale |
US8959034B2 (en) | 2012-02-29 | 2015-02-17 | Google Inc. | Transaction signature for offline payment processing system |
US8898088B2 (en) | 2012-02-29 | 2014-11-25 | Google Inc. | In-card access control and monotonic counters for offline payment processing system |
US9020858B2 (en) | 2012-02-29 | 2015-04-28 | Google Inc. | Presence-of-card code for offline payment processing system |
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CN103699991A (zh) * | 2012-09-27 | 2014-04-02 | 黄金富 | 电子支票***和相应方法 |
CN102968865B (zh) * | 2012-11-23 | 2016-08-31 | 易联支付有限公司 | 一种移动支付的认证方法及*** |
US10192214B2 (en) | 2013-03-11 | 2019-01-29 | Google Llc | Pending deposit for payment processing system |
CN103560890A (zh) * | 2013-11-18 | 2014-02-05 | 黄燕平 | 基于移动终端的网络交易***和方法 |
US11334881B2 (en) * | 2019-01-28 | 2022-05-17 | Bank Of America Corporation | Security tool |
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-
1997
- 1997-05-15 SE SE9701814A patent/SE512748C2/sv not_active IP Right Cessation
-
1998
- 1998-05-14 JP JP54915498A patent/JP2001525093A/ja active Pending
- 1998-05-14 IL IL13268998A patent/IL132689A0/xx unknown
- 1998-05-14 HU HU0001872A patent/HU224268B1/hu active IP Right Grant
- 1998-05-14 US US09/423,511 patent/US7254561B1/en not_active Expired - Lifetime
- 1998-05-14 AU AU75602/98A patent/AU741873C/en not_active Expired
- 1998-05-14 WO PCT/SE1998/000897 patent/WO1998052151A1/en active IP Right Grant
- 1998-05-14 CA CA002288727A patent/CA2288727C/en not_active Expired - Lifetime
- 1998-05-14 PL PL98336938A patent/PL336938A1/xx unknown
- 1998-05-14 AT AT98923270T patent/ATE300770T1/de not_active IP Right Cessation
- 1998-05-14 CN CN98805151.6A patent/CN1218261C/zh not_active Expired - Lifetime
- 1998-05-14 NZ NZ501074A patent/NZ501074A/en not_active IP Right Cessation
- 1998-05-14 EP EP98923270A patent/EP0981804B1/en not_active Revoked
- 1998-05-14 RU RU99127302/09A patent/RU99127302A/ru not_active Application Discontinuation
- 1998-05-14 DE DE69830993T patent/DE69830993T2/de not_active Expired - Lifetime
-
1999
- 1999-11-12 NO NO995529A patent/NO337079B1/no not_active IP Right Cessation
-
2000
- 2000-08-31 HK HK00105461A patent/HK1026286A1/xx not_active IP Right Cessation
Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US7333637B2 (en) | 2000-04-28 | 2008-02-19 | Precise Biometrics Ab | Biometric identity check |
Also Published As
Publication number | Publication date |
---|---|
CA2288727C (en) | 2006-07-11 |
SE9701814D0 (sv) | 1997-05-15 |
IL132689A0 (en) | 2001-03-19 |
EP0981804A1 (en) | 2000-03-01 |
ATE300770T1 (de) | 2005-08-15 |
PL336938A1 (en) | 2000-07-17 |
RU99127302A (ru) | 2001-09-27 |
NO995529L (no) | 2000-01-10 |
CA2288727A1 (en) | 1998-11-19 |
CN1256775A (zh) | 2000-06-14 |
HU224268B1 (hu) | 2005-07-28 |
HK1026286A1 (en) | 2000-12-08 |
NZ501074A (en) | 2002-02-01 |
HUP0001872A2 (hu) | 2000-09-28 |
AU7560298A (en) | 1998-12-08 |
AU741873C (en) | 2004-07-08 |
SE9701814L (sv) | 1998-11-16 |
AU741873B2 (en) | 2001-12-13 |
DE69830993D1 (de) | 2005-09-01 |
EP0981804B1 (en) | 2005-07-27 |
JP2001525093A (ja) | 2001-12-04 |
US7254561B1 (en) | 2007-08-07 |
CN1218261C (zh) | 2005-09-07 |
WO1998052151A1 (en) | 1998-11-19 |
DE69830993T2 (de) | 2006-04-13 |
NO995529D0 (no) | 1999-11-12 |
NO337079B1 (no) | 2016-01-18 |
HUP0001872A3 (en) | 2002-02-28 |
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NUG | Patent has lapsed |