RU2014107429A - Верификация портативных потребительских устройств - Google Patents
Верификация портативных потребительских устройств Download PDFInfo
- Publication number
- RU2014107429A RU2014107429A RU2014107429/08A RU2014107429A RU2014107429A RU 2014107429 A RU2014107429 A RU 2014107429A RU 2014107429/08 A RU2014107429/08 A RU 2014107429/08A RU 2014107429 A RU2014107429 A RU 2014107429A RU 2014107429 A RU2014107429 A RU 2014107429A
- Authority
- RU
- Russia
- Prior art keywords
- computer
- data processor
- verification
- instructs
- readable medium
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
- G06F21/31—User authentication
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
- G06F21/31—User authentication
- G06F21/34—User authentication involving the use of external additional devices, e.g. dongles or smart cards
- G06F21/35—User authentication involving the use of external additional devices, e.g. dongles or smart cards communicating wirelessly
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/12—Payment architectures specially adapted for electronic shopping systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
- G06Q20/3255—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
- G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
Landscapes
- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Theoretical Computer Science (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Computer Security & Cryptography (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Finance (AREA)
- Computer Hardware Design (AREA)
- Computer Networks & Wireless Communication (AREA)
- Software Systems (AREA)
- General Engineering & Computer Science (AREA)
- Mobile Radio Communication Systems (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Storage Device Security (AREA)
- Telephonic Communication Services (AREA)
Abstract
1. Маркер верификации, содержащий:компьютерно-читаемый носитель;процессор данных, электрически соединенный с интерфейсом и компьютерно-читаемым носителем;код, воплощенный на компьютерно-читаемом носителе, который инструктирует процессор данных передавать, по меньшей мере, часть идентификационной информации в объект, который может предоставлять динамический PAN;код, воплощенный на компьютерно-читаемом носителе, который инструктирует процессор данных принимать, после передачи упомянутой идентификационной информации, динамический PAN из упомянутого объекта; икод, воплощенный на компьютерно-читаемом носителе, который инструктирует процессор данных находить веб-страницу обозревателя на компьютере, которая имеет поле формы, и вводить динамический PAN, принятый из упомянутого объекта, в поле формы.2. Маркер верификации по п. 1, дополнительно содержащий:порядковый номер и ключ шифрования, и причем маркер верификации выполнен с возможностью передавать порядковый номер и сообщение, зашифрованное посредством ключа шифрования, в упомянутый объект, причем порядковый номер и ключ шифрования уникально назначены маркеру верификации.3. Маркер верификации по п. 1, в котором интерфейс является разъемом USB.4. Маркер верификации по п. 1, в котором код, который инструктирует процессор данных принимать динамический PAN изупомянутого объекта, дополнительно инструктирует процессор данных принимать информацию адреса из упомянутого объекта; ипричем маркер верификации дополнительно содержит код, воплощенный на компьютерно-читаемом носителе, который инструктирует процессор данных находить веб-страницу обозревателя на компьютере
Claims (17)
1. Маркер верификации, содержащий:
компьютерно-читаемый носитель;
процессор данных, электрически соединенный с интерфейсом и компьютерно-читаемым носителем;
код, воплощенный на компьютерно-читаемом носителе, который инструктирует процессор данных передавать, по меньшей мере, часть идентификационной информации в объект, который может предоставлять динамический PAN;
код, воплощенный на компьютерно-читаемом носителе, который инструктирует процессор данных принимать, после передачи упомянутой идентификационной информации, динамический PAN из упомянутого объекта; и
код, воплощенный на компьютерно-читаемом носителе, который инструктирует процессор данных находить веб-страницу обозревателя на компьютере, которая имеет поле формы, и вводить динамический PAN, принятый из упомянутого объекта, в поле формы.
2. Маркер верификации по п. 1, дополнительно содержащий:
порядковый номер и ключ шифрования, и причем маркер верификации выполнен с возможностью передавать порядковый номер и сообщение, зашифрованное посредством ключа шифрования, в упомянутый объект, причем порядковый номер и ключ шифрования уникально назначены маркеру верификации.
3. Маркер верификации по п. 1, в котором интерфейс является разъемом USB.
4. Маркер верификации по п. 1, в котором код, который инструктирует процессор данных принимать динамический PAN из
упомянутого объекта, дополнительно инструктирует процессор данных принимать информацию адреса из упомянутого объекта; и
причем маркер верификации дополнительно содержит код, воплощенный на компьютерно-читаемом носителе, который инструктирует процессор данных находить веб-страницу обозревателя на компьютере, которая имеет множество полей формы для информации адреса, и заполнять упомянутые поля соответствующими частями информации адреса, принятой из упомянутого объекта.
5. Маркер верификации по п. 1, дополнительно содержащий:
код, воплощенный на компьютерно-читаемом носителе, который инструктирует процессор данных предлагать пользователю вводить пароль на клавиатуре компьютера, считывать пароль, введенный пользователем, и сравнивать введенный пароль с сохраненным паролем, воплощенным на компьютерно-читаемом носителе.
6. Маркер верификации по п. 1, дополнительно содержащий:
код, воплощенный на компьютерно-читаемом носителе, который инструктирует процессор данных отображать динамический PAN, принятый из упомянутого объекта, пользователю на устройстве отображения компьютера.
7. Маркер верификации по п. 1, дополнительно содержащий:
считыватель портативного платежного устройства, соединенный с процессором данных.
8. Маркер верификации по п. 1, дополнительно содержащий модуль обеспечения безопасности, соединенный с процессором данных.
9. Способ, содержащий этапы, на которых:
передают, посредством процессора данных в маркере верификации, по меньшей мере, часть идентификационной информации в объект, который может предоставлять динамический PAN;
после передачи упомянутой идентификационной информации, принимают динамический PAN из упомянутого объекта;
находят веб-страницу обозревателя на компьютере, которая имеет поле формы для динамического PAN; и
вводят динамический PAN, принятый из упомянутого объекта, в поле формы.
10. Способ по п. 9, дополнительно содержащий этап, на котором:
передают порядковый номер и сообщение, зашифрованное посредством ключа шифрования, в упомянутый объект, причем порядковый номер и ключ шифрования уникально назначены маркеру верификации.
11. Способ по п. 9, в котором интерфейс является разъемом USB.
12. Способ по п. 9, в котором прием динамического PAN из упомянутого объекта дополнительно содержит этап, на котором принимают информацию адреса из упомянутого объекта, и причем способ дополнительно содержит этапы, на которых:
находят веб-страницу обозревателя на компьютере, которая имеет множество полей формы для информации адреса, и
заполняют упомянутые поля соответствующими частями информации адреса, принятой из упомянутого объекта.
13. Способ по п. 9, дополнительно содержащий этапы, на которых:
предлагают пользователю вводить пароль на клавиатуре компьютера,
считывают пароль, введенный пользователем, и
сравнивают введенный пароль с сохраненным паролем.
14. Способ по п. 9, дополнительно содержащий этап, на котором отображают динамический PAN, принятый из упомянутого объекта, пользователю на устройстве отображения компьютера.
15. Способ по п. 9, в котором маркер верификации дополнительно содержит считыватель портативного платежного устройства, соединенный с процессором данных.
16. Способ по п. 9, в котором маркер верификации дополнительно содержит модуль обеспечения безопасности, соединенный с процессором данных.
17. Способ по п. 9, причем способ выполняют посредством компьютера.
Applications Claiming Priority (4)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US17863609P | 2009-05-15 | 2009-05-15 | |
US61/178,636 | 2009-05-15 | ||
US12/712,148 US7891560B2 (en) | 2009-05-15 | 2010-02-24 | Verification of portable consumer devices |
US12/712,148 | 2010-02-24 |
Related Parent Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
RU2011151051/08A Division RU2518680C2 (ru) | 2009-05-15 | 2010-05-14 | Верификация портативных потребительских устройств |
Related Child Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
RU2018105186A Division RU2018105186A (ru) | 2009-05-15 | 2018-02-13 | Верификация портативных потребительских устройств |
Publications (2)
Publication Number | Publication Date |
---|---|
RU2014107429A true RU2014107429A (ru) | 2015-09-10 |
RU2645593C2 RU2645593C2 (ru) | 2018-02-21 |
Family
ID=43069362
Family Applications (3)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
RU2011151051/08A RU2518680C2 (ru) | 2009-05-15 | 2010-05-14 | Верификация портативных потребительских устройств |
RU2014107429A RU2645593C2 (ru) | 2009-05-15 | 2014-02-26 | Верификация портативных потребительских устройств |
RU2018105186A RU2018105186A (ru) | 2009-05-15 | 2018-02-13 | Верификация портативных потребительских устройств |
Family Applications Before (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
RU2011151051/08A RU2518680C2 (ru) | 2009-05-15 | 2010-05-14 | Верификация портативных потребительских устройств |
Family Applications After (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
RU2018105186A RU2018105186A (ru) | 2009-05-15 | 2018-02-13 | Верификация портативных потребительских устройств |
Country Status (8)
Country | Link |
---|---|
US (3) | US7891560B2 (ru) |
EP (2) | EP3454274A1 (ru) |
AU (1) | AU2010248794B2 (ru) |
BR (1) | BRPI1012797A2 (ru) |
CA (2) | CA2937850C (ru) |
MX (1) | MX2011011974A (ru) |
RU (3) | RU2518680C2 (ru) |
WO (1) | WO2010132808A2 (ru) |
Families Citing this family (92)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US7873589B2 (en) | 2001-04-02 | 2011-01-18 | Invivodata, Inc. | Operation and method for prediction and management of the validity of subject reported data |
US7953663B1 (en) | 2003-09-04 | 2011-05-31 | Jpmorgan Chase Bank, N.A. | System and method for financial instrument pre-qualification and offering |
US7866551B2 (en) | 2007-02-15 | 2011-01-11 | Visa U.S.A. Inc. | Dynamic payment device characteristics |
US20140067675A1 (en) * | 2012-09-06 | 2014-03-06 | American Express Travel Related Services Company, Inc. | Authentication using dynamic codes |
WO2010005681A1 (en) * | 2008-06-16 | 2010-01-14 | Visa U.S.A. Inc. | System and method for authorizing financial transactions with online merchants |
US8380531B2 (en) | 2008-07-25 | 2013-02-19 | Invivodata, Inc. | Clinical trial endpoint development process |
US8965811B2 (en) * | 2008-10-04 | 2015-02-24 | Mastercard International Incorporated | Methods and systems for using physical payment cards in secure E-commerce transactions |
US9230259B1 (en) | 2009-03-20 | 2016-01-05 | Jpmorgan Chase Bank, N.A. | Systems and methods for mobile ordering and payment |
US9715681B2 (en) | 2009-04-28 | 2017-07-25 | Visa International Service Association | Verification of portable consumer devices |
US8326759B2 (en) * | 2009-04-28 | 2012-12-04 | Visa International Service Association | Verification of portable consumer devices |
US7891560B2 (en) | 2009-05-15 | 2011-02-22 | Visa International Service Assocation | Verification of portable consumer devices |
US9038886B2 (en) * | 2009-05-15 | 2015-05-26 | Visa International Service Association | Verification of portable consumer devices |
US9105027B2 (en) | 2009-05-15 | 2015-08-11 | Visa International Service Association | Verification of portable consumer device for secure services |
US8534564B2 (en) | 2009-05-15 | 2013-09-17 | Ayman Hammad | Integration of verification tokens with mobile communication devices |
US8602293B2 (en) | 2009-05-15 | 2013-12-10 | Visa International Service Association | Integration of verification tokens with portable computing devices |
US10846683B2 (en) | 2009-05-15 | 2020-11-24 | Visa International Service Association | Integration of verification tokens with mobile communication devices |
US8893967B2 (en) | 2009-05-15 | 2014-11-25 | Visa International Service Association | Secure Communication of payment information to merchants using a verification token |
US8086734B2 (en) | 2009-08-26 | 2011-12-27 | International Business Machines Corporation | Method of autonomic representative selection in local area networks |
US8332325B2 (en) | 2009-11-02 | 2012-12-11 | Visa International Service Association | Encryption switch processing |
US10255591B2 (en) | 2009-12-18 | 2019-04-09 | Visa International Service Association | Payment channel returning limited use proxy dynamic value |
AU2015200701B2 (en) * | 2010-01-12 | 2016-07-28 | Visa International Service Association | Anytime validation for verification tokens |
CN105243313B (zh) | 2010-01-12 | 2018-12-25 | 维萨国际服务协会 | 用于对验证令牌的任何时候确认的方法 |
US9424413B2 (en) | 2010-02-24 | 2016-08-23 | Visa International Service Association | Integration of payment capability into secure elements of computers |
US10255601B2 (en) * | 2010-02-25 | 2019-04-09 | Visa International Service Association | Multifactor authentication using a directory server |
AU2011237715B2 (en) | 2010-04-09 | 2014-12-18 | Visa International Service Association | System and method for securely validating transactions |
US8528810B1 (en) | 2010-06-25 | 2013-09-10 | Jpmorgan Chase Bank, N.A. | System and method for issuance, use, and replacement of multi-purpose devices |
US20120197691A1 (en) * | 2011-01-31 | 2012-08-02 | Bank Of America Corporation | Mobile wallet payment vehicle preferences |
US9886721B2 (en) | 2011-02-18 | 2018-02-06 | Creditregistry Corporation | Non-repudiation process for credit approval and identity theft prevention |
US20130060670A1 (en) * | 2011-02-25 | 2013-03-07 | Clairmail, Inc. | Alert based personal finance management system |
US9075900B2 (en) * | 2011-05-18 | 2015-07-07 | Exco Intouch | Systems, methods and computer program products for providing compliant delivery of content, applications and/or solutions |
US20130254649A1 (en) * | 2011-06-07 | 2013-09-26 | Michael O'Neill | Establishing user consent to cookie storage on user terminal equipment |
US9600808B1 (en) | 2011-06-24 | 2017-03-21 | Epic One Texas, Llc | Secure payment card, method and system |
WO2013019519A1 (en) * | 2011-08-02 | 2013-02-07 | Rights Over Ip, Llc | Rights-based system |
US20130046689A1 (en) * | 2011-08-16 | 2013-02-21 | Bank Of America Corporation | System and Method for Facilitating Transactions |
WO2013028901A2 (en) * | 2011-08-23 | 2013-02-28 | Visa International Service Association | Authentication process for value transfer machine |
US10263782B2 (en) * | 2011-10-12 | 2019-04-16 | Goldkey Corporation | Soft-token authentication system |
EP2587434A1 (en) * | 2011-10-31 | 2013-05-01 | Money and Data Protection Lizenz GmbH & Co. KG | Authentication method |
US11132672B2 (en) * | 2011-11-29 | 2021-09-28 | Cardlogix | Layered security for age verification and transaction authorization |
US10276054B2 (en) | 2011-11-29 | 2019-04-30 | Eresearchtechnology, Inc. | Methods and systems for data analysis |
US20130232072A1 (en) * | 2012-03-01 | 2013-09-05 | Robert D. Fish | Method of Using a Cell Phone to Authenticate a Commercial Transaction |
US10282724B2 (en) | 2012-03-06 | 2019-05-07 | Visa International Service Association | Security system incorporating mobile device |
WO2013192528A1 (en) * | 2012-06-21 | 2013-12-27 | One Mainstream, Inc. | System and method for unified billing |
US8973119B2 (en) * | 2012-08-17 | 2015-03-03 | Scannx, Inc. | Secure method to exchange digital content between a scanning appliance and SMS-enabled device |
US10223688B2 (en) | 2012-09-24 | 2019-03-05 | Samsung Electronics Co., Ltd. | Competing mobile payment offers |
US20140108247A1 (en) | 2012-10-17 | 2014-04-17 | Groupon, Inc. | Peer-To-Peer Payment Processing |
US10235692B2 (en) | 2012-10-17 | 2019-03-19 | Groupon, Inc. | Consumer presence based deal offers |
IN2013DE00375A (ru) * | 2013-02-08 | 2015-06-26 | Anant Kochhar | |
US20140229375A1 (en) * | 2013-02-11 | 2014-08-14 | Groupon, Inc. | Consumer device payment token management |
US9576286B1 (en) | 2013-03-11 | 2017-02-21 | Groupon, Inc. | Consumer device based point-of-sale |
US9852409B2 (en) | 2013-03-11 | 2017-12-26 | Groupon, Inc. | Consumer device based point-of-sale |
US10482511B1 (en) | 2013-03-12 | 2019-11-19 | Groupon, Inc. | Employee profile for customer assignment, analytics and payments |
US20140279566A1 (en) * | 2013-03-15 | 2014-09-18 | Samsung Electronics Co., Ltd. | Secure mobile payment using media binding |
US20140297435A1 (en) * | 2013-03-28 | 2014-10-02 | Hoiling Angel WONG | Bank card secured payment system and method using real-time communication technology |
US20160042343A1 (en) * | 2013-04-30 | 2016-02-11 | Rakuten, Inc. | Information processing apparatus, information processing method and information processing program |
KR102058175B1 (ko) * | 2013-05-15 | 2019-12-20 | 비자 인터네셔널 서비스 어소시에이션 | 모바일 토큰화 허브 |
US11144580B1 (en) * | 2013-06-16 | 2021-10-12 | Imperva, Inc. | Columnar storage and processing of unstructured data |
US10229414B2 (en) * | 2013-06-25 | 2019-03-12 | Square, Inc. | Mirroring a storefront to a social media site |
US9928493B2 (en) | 2013-09-27 | 2018-03-27 | Groupon, Inc. | Systems and methods for providing consumer facing point-of-sale interfaces |
US11164176B2 (en) | 2013-12-19 | 2021-11-02 | Visa International Service Association | Limited-use keys and cryptograms |
US9922322B2 (en) | 2013-12-19 | 2018-03-20 | Visa International Service Association | Cloud-based transactions with magnetic secure transmission |
US9369282B2 (en) | 2014-01-29 | 2016-06-14 | Red Hat, Inc. | Mobile device user authentication for accessing protected network resources |
US10096027B2 (en) * | 2014-03-12 | 2018-10-09 | The Toronto-Dominion Bank | System and method for authorizing a debit transaction without user authentication |
US10176542B2 (en) * | 2014-03-24 | 2019-01-08 | Mastercard International Incorporated | Systems and methods for identity validation and verification |
US11574300B1 (en) * | 2014-04-30 | 2023-02-07 | Wells Fargo Bank, N.A. | Mobile wallet systems and methods using trace identifier using card networks |
US9680942B2 (en) | 2014-05-01 | 2017-06-13 | Visa International Service Association | Data verification using access device |
AU2015264124B2 (en) | 2014-05-21 | 2019-05-09 | Visa International Service Association | Offline authentication |
US9426130B2 (en) | 2014-07-21 | 2016-08-23 | Xiaomi Inc. | Methods, devices and systems for anti-counterfeiting authentication |
CN104158659B (zh) * | 2014-07-21 | 2015-11-11 | 小米科技有限责任公司 | 防伪验证方法、装置和*** |
US9775029B2 (en) | 2014-08-22 | 2017-09-26 | Visa International Service Association | Embedding cloud-based functionalities in a communication device |
AU2015358292B2 (en) * | 2014-12-02 | 2021-09-23 | Bankvault Pty Ltd | Computing systems and methods |
US10187363B2 (en) | 2014-12-31 | 2019-01-22 | Visa International Service Association | Hybrid integration of software development kit with secure execution environment |
SG11201705489TA (en) * | 2015-02-17 | 2017-08-30 | Visa Int Service Ass | Token and cryptogram using transaction specific information |
US10949841B2 (en) | 2015-05-07 | 2021-03-16 | Visa International Service Association | Provisioning of access credentials using device codes |
US20190005496A1 (en) * | 2015-08-14 | 2019-01-03 | Mastercard International Incorporated | Managing customer uniqueness in tokenised systems |
EP3131042A1 (en) | 2015-08-14 | 2017-02-15 | Mastercard International Incorporated | Managing customer uniqueness in tokenised transaction systems |
EP3131043A1 (en) | 2015-08-14 | 2017-02-15 | Mastercard International Incorporated | Managing customer uniqueness in tokenised transaction systems |
CA2930705C (en) * | 2015-08-27 | 2019-06-11 | Samsung Pay, Inc. | Mobile checkout systems and methods |
EP3139329A1 (en) * | 2015-09-03 | 2017-03-08 | Mobile Elements Corp | Contactless mobile payment system |
US10313881B2 (en) * | 2015-09-21 | 2019-06-04 | Lawrence Liu | System and method of authentication by leveraging mobile devices for expediting user login and registration processes online |
US10699268B2 (en) | 2015-12-30 | 2020-06-30 | Thales Dis France Sa | Method, server and system for authorizing a transaction |
US10861019B2 (en) | 2016-03-18 | 2020-12-08 | Visa International Service Association | Location verification during dynamic data transactions |
US9792782B1 (en) | 2016-05-17 | 2017-10-17 | Visa International Service Association | Systems and methods for transferring resource access |
RU170238U1 (ru) * | 2016-11-14 | 2017-04-18 | Закрытое акционерное общество "Региональный научно-исследовательский экспертный центр" | Комплекс для исследования радиоэлектронных устройств |
US11620639B2 (en) * | 2017-03-01 | 2023-04-04 | Jpmorgan Chase Bank, N.A. | Systems and methods for dynamic inclusion of enhanced data in transactions |
GB201805933D0 (en) * | 2018-04-10 | 2018-05-23 | Visa Europe Ltd | Electronic Transaction System |
US11509475B2 (en) * | 2018-06-15 | 2022-11-22 | Proxy, Inc. | Method and apparatus for obtaining multiple user credentials |
US11282066B1 (en) * | 2019-01-18 | 2022-03-22 | Worldpay, Llc | Systems and methods to provide user verification in a shared user environment via a device-specific display |
US11374917B2 (en) | 2020-01-24 | 2022-06-28 | Visa International Service Association | Prevention of token authentication replay attacks system and method |
US11455606B2 (en) * | 2020-04-30 | 2022-09-27 | Capital One Services, Llc | Tap to pay a credit bill via a computing device |
US11941266B2 (en) | 2021-10-20 | 2024-03-26 | Samsung Electronics Co., Ltd. | Resource isolation in computational storage devices |
US11973871B2 (en) | 2022-01-20 | 2024-04-30 | Visa International Service Association | Domain validations using verification values |
CN115242543A (zh) * | 2022-08-04 | 2022-10-25 | 国网山东省电力公司日照供电公司 | 一种数据安全保护方法和数据安全保护装置 |
Family Cites Families (383)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
JPH03180968A (ja) | 1989-12-08 | 1991-08-06 | Hitachi Ltd | データベース検索方法およびこれを用いる書式付き文書出力方法 |
US5640577A (en) | 1991-12-30 | 1997-06-17 | Davox Corporation | Data processing system with automated at least partial forms completion |
US5365586A (en) * | 1993-04-09 | 1994-11-15 | Washington University | Method and apparatus for fingerprinting magnetic media |
US5613012A (en) * | 1994-11-28 | 1997-03-18 | Smarttouch, Llc. | Tokenless identification system for authorization of electronic transactions and electronic transmissions |
US5742845A (en) | 1995-06-22 | 1998-04-21 | Datascape, Inc. | System for extending present open network communication protocols to communicate with non-standard I/O devices directly coupled to an open network |
US5781438A (en) | 1995-12-19 | 1998-07-14 | Pitney Bowes Inc. | Token generation process in an open metering system |
US6044360A (en) * | 1996-04-16 | 2000-03-28 | Picciallo; Michael J. | Third party credit card |
US5794259A (en) | 1996-07-25 | 1998-08-11 | Lextron Systems, Inc | Apparatus and methods to enhance web browsing on the internet |
US5913203A (en) | 1996-10-03 | 1999-06-15 | Jaesent Inc. | System and method for pseudo cash transactions |
KR100213188B1 (ko) | 1996-10-05 | 1999-08-02 | 윤종용 | 사용자 인증 장치 및 방법 |
US5953710A (en) | 1996-10-09 | 1999-09-14 | Fleming; Stephen S. | Children's credit or debit card system |
GB9624127D0 (en) | 1996-11-20 | 1997-01-08 | British Telecomm | Transaction system |
US5949044A (en) * | 1997-06-13 | 1999-09-07 | Walker Asset Management Limited Partnership | Method and apparatus for funds and credit line transfers |
US6163771A (en) | 1997-08-28 | 2000-12-19 | Walker Digital, Llc | Method and device for generating a single-use financial account number |
US7177835B1 (en) | 1997-08-28 | 2007-02-13 | Walker Digital, Llc | Method and device for generating a single-use financial account number |
US6000832A (en) | 1997-09-24 | 1999-12-14 | Microsoft Corporation | Electronic online commerce card with customer generated transaction proxy number for online transactions |
US5883810A (en) * | 1997-09-24 | 1999-03-16 | Microsoft Corporation | Electronic online commerce card with transactionproxy number for online transactions |
US5974430A (en) | 1997-09-30 | 1999-10-26 | Unisys Corp. | Method for dynamically embedding objects stored in a web server within HTML for display by a web browser |
US6014635A (en) * | 1997-12-08 | 2000-01-11 | Shc Direct, Inc. | System and method for providing a discount credit transaction network |
US6980670B1 (en) | 1998-02-09 | 2005-12-27 | Indivos Corporation | Biometric tokenless electronic rewards system and method |
US6636833B1 (en) * | 1998-03-25 | 2003-10-21 | Obis Patents Ltd. | Credit card system and method |
US6422462B1 (en) | 1998-03-30 | 2002-07-23 | Morris E. Cohen | Apparatus and methods for improved credit cards and credit card transactions |
US6421729B1 (en) | 1998-04-14 | 2002-07-16 | Citicorp Development Center, Inc. | System and method for controlling transmission of stored information to internet websites |
US6044349A (en) | 1998-06-19 | 2000-03-28 | Intel Corporation | Secure and convenient information storage and retrieval method and apparatus |
IL125826A (en) | 1998-08-17 | 2001-05-20 | Ur Jonathan Shem | Method for preventing unauthorized use of credit cards in remote payments and an optional supplemental-code card for use therein |
US8799153B2 (en) | 1998-08-31 | 2014-08-05 | Mastercard International Incorporated | Systems and methods for appending supplemental payment data to a transaction message |
US6499042B1 (en) | 1998-10-07 | 2002-12-24 | Infospace, Inc. | Selective proxy approach to filling-in forms embedded in distributed electronic documents |
US7937325B2 (en) | 1998-12-08 | 2011-05-03 | Yodlee.Com, Inc. | Interactive bill payment center |
US6327578B1 (en) | 1998-12-29 | 2001-12-04 | International Business Machines Corporation | Four-party credit/debit payment protocol |
US6571339B1 (en) | 1998-12-30 | 2003-05-27 | Intel Corporation | Use of a processor identification for authentication |
US7111324B2 (en) | 1999-01-15 | 2006-09-19 | Safenet, Inc. | USB hub keypad |
US7334184B1 (en) | 1999-03-10 | 2008-02-19 | American Express Travel Related Services Company, Inc. | Method for online information sharing for completing electronic forms |
US6490601B1 (en) | 1999-01-15 | 2002-12-03 | Infospace, Inc. | Server for enabling the automatic insertion of data into electronic forms on a user computer |
US7571139B1 (en) | 1999-02-19 | 2009-08-04 | Giordano Joseph A | System and method for processing financial transactions |
US6227447B1 (en) * | 1999-05-10 | 2001-05-08 | First Usa Bank, Na | Cardless payment system |
US7194437B1 (en) * | 1999-05-14 | 2007-03-20 | Amazon.Com, Inc. | Computer-based funds transfer system |
US7350139B1 (en) | 2000-06-16 | 2008-03-25 | American Express Travel Related Services Company, Inc. | System and method for utilizing a drag and drop technique to complete electronic forms |
WO2001008066A1 (en) | 1999-07-26 | 2001-02-01 | Iprivacy Llc | Electronic purchase of goods over a communication network including physical delivery while securing private and personal information |
US6873974B1 (en) | 1999-08-17 | 2005-03-29 | Citibank, N.A. | System and method for use of distributed electronic wallets |
US7231045B1 (en) | 1999-08-30 | 2007-06-12 | Intel Corporation | Secure transaction modem storing unique indicia |
RU2252451C2 (ru) | 1999-08-31 | 2005-05-20 | Американ Экспресс Тревл Рилейтед Сервисиз Компани, Инк. | Способ проведения трансакций, компьютеризованный способ защиты сетевого сервера, трансакционная система, сервер электронного бумажника, компьютеризованный способ выполнения онлайновых покупок (варианты) и компьютеризованный способ контроля доступа |
US7343351B1 (en) | 1999-08-31 | 2008-03-11 | American Express Travel Related Services Company, Inc. | Methods and apparatus for conducting electronic transactions |
US7216292B1 (en) | 1999-09-01 | 2007-05-08 | Microsoft Corporation | System and method for populating forms with previously used data values |
US6748367B1 (en) | 1999-09-24 | 2004-06-08 | Joonho John Lee | Method and system for effecting financial transactions over a public network without submission of sensitive information |
US6589290B1 (en) | 1999-10-29 | 2003-07-08 | America Online, Inc. | Method and apparatus for populating a form with data |
WO2001035304A1 (en) | 1999-11-10 | 2001-05-17 | Krasnyansky Serge M | On-line payment system |
US20030130955A1 (en) | 1999-12-17 | 2003-07-10 | Hawthorne William Mcmullan | Secure transaction systems |
WO2001050429A1 (en) | 2000-01-05 | 2001-07-12 | American Express Travel Related Services Company, Inc. | Smartcard internet authorization system |
AUPQ564400A0 (en) | 2000-02-16 | 2000-03-09 | Ong, Yong Kin (Michael) | Electronic credit card-ecc |
US8949608B2 (en) | 2000-02-18 | 2015-02-03 | Vasco Data Security, Inc. | Field programmable smart card terminal and token device |
WO2001065502A2 (en) | 2000-02-29 | 2001-09-07 | E-Scoring, Inc. | Systems and methods enabling anonymous credit transactions |
TW550477B (en) | 2000-03-01 | 2003-09-01 | Passgate Corp | Method, system and computer readable medium for Web site account and e-commerce management from a central location |
US7865414B2 (en) * | 2000-03-01 | 2011-01-04 | Passgate Corporation | Method, system and computer readable medium for web site account and e-commerce management from a central location |
AU2001243473A1 (en) | 2000-03-07 | 2001-09-17 | American Express Travel Related Services Company, Inc. | System for facilitating a transaction |
JP2003534585A (ja) * | 2000-03-15 | 2003-11-18 | マスターカード インターナシヨナル インコーポレーテツド | コンピュータネットワークを越える安全な支払い方法およびそのシステム |
US6990470B2 (en) * | 2000-04-11 | 2006-01-24 | Mastercard International Incorporated | Method and system for conducting secure payments over a computer network |
US20100223186A1 (en) | 2000-04-11 | 2010-09-02 | Hogan Edward J | Method and System for Conducting Secure Payments |
US7177848B2 (en) * | 2000-04-11 | 2007-02-13 | Mastercard International Incorporated | Method and system for conducting secure payments over a computer network without a pseudo or proxy account number |
US20100228668A1 (en) | 2000-04-11 | 2010-09-09 | Hogan Edward J | Method and System for Conducting a Transaction Using a Proximity Device and an Identifier |
US7379919B2 (en) | 2000-04-11 | 2008-05-27 | Mastercard International Incorporated | Method and system for conducting secure payments over a computer network |
US8046256B2 (en) | 2000-04-14 | 2011-10-25 | American Express Travel Related Services Company, Inc. | System and method for using loyalty rewards as currency |
CA2305249A1 (en) | 2000-04-14 | 2001-10-14 | Branko Sarcanin | Virtual safe |
US20070129955A1 (en) | 2000-04-14 | 2007-06-07 | American Express Travel Related Services Company, Inc. | System and method for issuing and using a loyalty point advance |
US6592044B1 (en) | 2000-05-15 | 2003-07-15 | Jacob Y. Wong | Anonymous electronic card for generating personal coupons useful in commercial and security transactions |
AU2001265107A1 (en) * | 2000-05-26 | 2001-12-11 | Interchecks, Llc | Methods and systems for network based electronic purchasing system |
EP1168265A1 (en) * | 2000-06-26 | 2002-01-02 | Covadis SA | Device for carrying out secure transactions in a communications network |
US7257581B1 (en) | 2000-08-04 | 2007-08-14 | Guardian Networks, Llc | Storage, management and distribution of consumer information |
US6938019B1 (en) | 2000-08-29 | 2005-08-30 | Uzo Chijioke Chukwuemeka | Method and apparatus for making secure electronic payments |
US20020029193A1 (en) * | 2000-09-01 | 2002-03-07 | Infospace, Inc. | Method and system for facilitating the transfer of funds utilizing a telephonic identifier |
US20020073045A1 (en) | 2000-10-23 | 2002-06-13 | Rubin Aviel D. | Off-line generation of limited-use credit card numbers |
US7996288B1 (en) | 2000-11-15 | 2011-08-09 | Iprivacy, Llc | Method and system for processing recurrent consumer transactions |
US6931382B2 (en) | 2001-01-24 | 2005-08-16 | Cdck Corporation | Payment instrument authorization technique |
GB2372616A (en) | 2001-02-23 | 2002-08-28 | Hewlett Packard Co | Transaction method and apparatus using two part tokens |
US7292999B2 (en) * | 2001-03-15 | 2007-11-06 | American Express Travel Related Services Company, Inc. | Online card present transaction |
EP1381987A4 (en) | 2001-03-26 | 2010-09-22 | 3M Future Ltd | TRANSACTION AUTHORIZATION SYSTEM |
US20020147913A1 (en) | 2001-04-09 | 2002-10-10 | Lun Yip William Wai | Tamper-proof mobile commerce system |
US7650314B1 (en) * | 2001-05-25 | 2010-01-19 | American Express Travel Related Services Company, Inc. | System and method for securing a recurrent billing transaction |
US8060448B2 (en) | 2001-05-30 | 2011-11-15 | Jones Thomas C | Late binding tokens |
JP4363800B2 (ja) * | 2001-06-11 | 2009-11-11 | ソニー株式会社 | 電子商取引支援装置,電子商取引支援方法およびコンピュータプログラム |
US7533063B2 (en) | 2001-06-14 | 2009-05-12 | Silicon Storage Technology, Inc. | Smart memory card wallet |
US20060237528A1 (en) | 2001-07-10 | 2006-10-26 | Fred Bishop | Systems and methods for non-traditional payment |
US7805378B2 (en) | 2001-07-10 | 2010-09-28 | American Express Travel Related Servicex Company, Inc. | System and method for encoding information in magnetic stripe format for use in radio frequency identification transactions |
US8737954B2 (en) | 2001-08-21 | 2014-05-27 | Bookit Oy Ajanvarauspalvelu | Managing recurring payments from mobile terminals |
US7444676B1 (en) | 2001-08-29 | 2008-10-28 | Nader Asghari-Kamrani | Direct authentication and authorization system and method for trusted network of financial institutions |
US7103576B2 (en) | 2001-09-21 | 2006-09-05 | First Usa Bank, Na | System for providing cardless payment |
EP1497801A2 (en) * | 2001-10-15 | 2005-01-19 | Chequepoint Franchise Corporation | A computerized money transfer system and method |
US6901387B2 (en) | 2001-12-07 | 2005-05-31 | General Electric Capital Financial | Electronic purchasing method and apparatus for performing the same |
US7805376B2 (en) | 2002-06-14 | 2010-09-28 | American Express Travel Related Services Company, Inc. | Methods and apparatus for facilitating a transaction |
US20030115142A1 (en) | 2001-12-12 | 2003-06-19 | Intel Corporation | Identity authentication portfolio system |
US7159180B2 (en) | 2001-12-14 | 2007-01-02 | America Online, Inc. | Proxy platform integration system |
US7904360B2 (en) | 2002-02-04 | 2011-03-08 | Alexander William EVANS | System and method for verification, authentication, and notification of a transaction |
US7890393B2 (en) * | 2002-02-07 | 2011-02-15 | Ebay, Inc. | Method and system for completing a transaction between a customer and a merchant |
AUPS087602A0 (en) | 2002-03-04 | 2002-03-28 | Ong, Yong Kin (Michael) | Electronic fund transfer system |
US20040210498A1 (en) | 2002-03-29 | 2004-10-21 | Bank One, National Association | Method and system for performing purchase and other transactions using tokens with multiple chips |
GB2387253B (en) | 2002-04-03 | 2004-02-18 | Swivel Technologies Ltd | System and method for secure credit and debit card transactions |
US20030191709A1 (en) | 2002-04-03 | 2003-10-09 | Stephen Elston | Distributed payment and loyalty processing for retail and vending |
US7707120B2 (en) | 2002-04-17 | 2010-04-27 | Visa International Service Association | Mobile account authentication service |
EP1504393A4 (en) | 2002-04-23 | 2008-03-19 | Clearing House Service Company | PAYMENT IDENTIFICATION CODE AND PAYMENT SYSTEM THEREWITH |
US8412623B2 (en) * | 2002-07-15 | 2013-04-02 | Citicorp Credit Services, Inc. | Method and system for a multi-purpose transactional platform |
US20040127256A1 (en) | 2002-07-30 | 2004-07-01 | Scott Goldthwaite | Mobile device equipped with a contactless smart card reader/writer |
US7606560B2 (en) | 2002-08-08 | 2009-10-20 | Fujitsu Limited | Authentication services using mobile device |
US7353382B2 (en) | 2002-08-08 | 2008-04-01 | Fujitsu Limited | Security framework and protocol for universal pervasive transactions |
US7801826B2 (en) | 2002-08-08 | 2010-09-21 | Fujitsu Limited | Framework and system for purchasing of goods and services |
US7512975B2 (en) | 2002-08-16 | 2009-03-31 | Intel Corporation | Hardware-assisted credential validation |
US7210169B2 (en) | 2002-08-20 | 2007-04-24 | Intel Corporation | Originator authentication using platform attestation |
US20050044385A1 (en) | 2002-09-09 | 2005-02-24 | John Holdsworth | Systems and methods for secure authentication of electronic transactions |
US6805287B2 (en) * | 2002-09-12 | 2004-10-19 | American Express Travel Related Services Company, Inc. | System and method for converting a stored value card to a credit card |
US20070005685A1 (en) * | 2002-09-16 | 2007-01-04 | Wunchun Chau | Browser-based payment system |
US7356706B2 (en) | 2002-09-30 | 2008-04-08 | Intel Corporation | Personal authentication method and apparatus sensing user vicinity |
US7496527B2 (en) | 2002-11-05 | 2009-02-24 | Barmonger, Llc | Remote purchasing system, method and program |
US7346587B2 (en) | 2002-12-06 | 2008-03-18 | Aol Llc | Intelligent method of order completion in an e-commerce environment based on availability of stored billing information |
GB2396472A (en) * | 2002-12-18 | 2004-06-23 | Ncr Int Inc | System for cash withdrawal |
US7827101B2 (en) | 2003-01-10 | 2010-11-02 | First Data Corporation | Payment system clearing for transactions |
TW200412524A (en) | 2003-01-15 | 2004-07-16 | Lee Fung Chi | A small amount paying/receiving system |
US6983882B2 (en) | 2003-03-31 | 2006-01-10 | Kepler, Ltd. | Personal biometric authentication and authorization device |
US8082210B2 (en) | 2003-04-29 | 2011-12-20 | The Western Union Company | Authentication for online money transfers |
US7437575B2 (en) | 2003-05-29 | 2008-10-14 | Dell Products L.P. | Low power mode for device power management |
US20040248554A1 (en) | 2003-06-09 | 2004-12-09 | Khan Mohammad Ather | Method of paying from an account by a customer having a mobile user terminal, and a customer authenticating network |
US7483845B2 (en) | 2003-06-24 | 2009-01-27 | Nokia Corporation | Methods, system, and computer readable medium for user data entry, at a terminal, for communication to a remote destination |
GB0318000D0 (en) * | 2003-07-31 | 2003-09-03 | Ncr Int Inc | Mobile applications |
US7275263B2 (en) | 2003-08-11 | 2007-09-25 | Intel Corporation | Method and system and authenticating a user of a computer system that has a trusted platform module (TPM) |
US7761374B2 (en) * | 2003-08-18 | 2010-07-20 | Visa International Service Association | Method and system for generating a dynamic verification value |
US7740168B2 (en) | 2003-08-18 | 2010-06-22 | Visa U.S.A. Inc. | Method and system for generating a dynamic verification value |
US7273168B2 (en) | 2003-10-10 | 2007-09-25 | Xilidev, Inc. | Point-of-sale billing via hand-held devices |
US20050199709A1 (en) | 2003-10-10 | 2005-09-15 | James Linlor | Secure money transfer between hand-held devices |
US20050080730A1 (en) | 2003-10-14 | 2005-04-14 | First Data Corporation | System and method for secure account transactions |
US7567936B1 (en) | 2003-10-14 | 2009-07-28 | Paradox Technical Solutions Llc | Method and apparatus for handling pseudo identities |
US20050108178A1 (en) | 2003-11-17 | 2005-05-19 | Richard York | Order risk determination |
US7543739B2 (en) * | 2003-12-17 | 2009-06-09 | Qsecure, Inc. | Automated payment card fraud detection and location |
CN1914895B (zh) | 2004-01-20 | 2018-03-09 | 黄金富 | 利用电话进行安全金钱支付带锁银行电脑帐务***和方法 |
US7580898B2 (en) | 2004-03-15 | 2009-08-25 | Qsecure, Inc. | Financial transactions with dynamic personal account numbers |
US7584153B2 (en) * | 2004-03-15 | 2009-09-01 | Qsecure, Inc. | Financial transactions with dynamic card verification values |
US7574600B2 (en) | 2004-03-24 | 2009-08-11 | Intel Corporation | System and method for combining user and platform authentication in negotiated channel security protocols |
GB0407369D0 (en) | 2004-03-31 | 2004-05-05 | British Telecomm | Trust tokens |
WO2005109360A1 (en) * | 2004-05-10 | 2005-11-17 | Hani Girgis | Secure pin entry using personal computer |
US7660779B2 (en) | 2004-05-12 | 2010-02-09 | Microsoft Corporation | Intelligent autofill |
WO2005119607A2 (en) | 2004-06-03 | 2005-12-15 | Tyfone, Inc. | System and method for securing financial transactions |
WO2005119608A1 (en) | 2004-06-03 | 2005-12-15 | Tyfone, Inc. | System and method for securing financial transactions |
US7293117B2 (en) * | 2004-06-10 | 2007-11-06 | Microsoft Corporation | Self-installing peripheral device with memory wherein in response to user request for additional storage peripheral device being configured to remove installation software stored on memory |
US8412837B1 (en) | 2004-07-08 | 2013-04-02 | James A. Roskind | Data privacy |
US7264154B2 (en) | 2004-07-12 | 2007-09-04 | Harris David N | System and method for securing a credit account |
US20060016879A1 (en) * | 2004-07-26 | 2006-01-26 | First Data Corporation | Presentation instrument security arrangement and methods |
US7287692B1 (en) | 2004-07-28 | 2007-10-30 | Cisco Technology, Inc. | System and method for securing transactions in a contact center environment |
GB0420409D0 (en) | 2004-09-14 | 2004-10-20 | Waterleaf Ltd | Online commercial transaction system and method of operation thereof |
US7051929B2 (en) | 2004-10-18 | 2006-05-30 | Gongling Li | Secure credit card having daily changed security number |
US20060131390A1 (en) | 2004-12-16 | 2006-06-22 | Kim Mike I | Method and system for providing transaction notification and mobile reply authorization |
US7548889B2 (en) | 2005-01-24 | 2009-06-16 | Microsoft Corporation | Payment information security for multi-merchant purchasing environment for downloadable products |
US20060168653A1 (en) | 2005-01-27 | 2006-07-27 | Contrera Suzanne H | Personal network security token |
US8820637B1 (en) | 2005-02-26 | 2014-09-02 | James A. Roskind | Time-varying security code for enabling authorizations and other uses of financial accounts |
KR20060096821A (ko) | 2005-03-04 | 2006-09-13 | 주식회사 비즈모델라인 | 결제처리 방법 및 시스템과 이를 위한 기록매체 |
MX2007012648A (es) | 2005-04-19 | 2007-12-13 | Microsoft Corp | Transacciones comerciales de red. |
US20060235795A1 (en) | 2005-04-19 | 2006-10-19 | Microsoft Corporation | Secure network commercial transactions |
US7849020B2 (en) | 2005-04-19 | 2010-12-07 | Microsoft Corporation | Method and apparatus for network transactions |
US7533047B2 (en) | 2005-05-03 | 2009-05-12 | International Business Machines Corporation | Method and system for securing card payment transactions using a mobile communication device |
US7793851B2 (en) * | 2005-05-09 | 2010-09-14 | Dynamics Inc. | Dynamic credit card with magnetic stripe and embedded encoder and methods for using the same to provide a copy-proof credit card |
US20080035738A1 (en) | 2005-05-09 | 2008-02-14 | Mullen Jeffrey D | Dynamic credit card with magnetic stripe and embedded encoder and methods for using the same to provide a copy-proof credit card |
WO2006135779A2 (en) | 2005-06-10 | 2006-12-21 | American Express Travel Related Services Company, Inc. | System and method for mass transit merchant payment |
US7347361B2 (en) | 2005-06-13 | 2008-03-25 | Robert Lovett | System, method and program product for account transaction validation |
US20060294023A1 (en) | 2005-06-25 | 2006-12-28 | Lu Hongqian K | System and method for secure online transactions using portable secure network devices |
US8352376B2 (en) | 2005-10-11 | 2013-01-08 | Amazon Technologies, Inc. | System and method for authorization of transactions |
US8205791B2 (en) | 2005-10-11 | 2012-06-26 | National Payment Card Association | Payment system and methods |
US8245292B2 (en) * | 2005-11-16 | 2012-08-14 | Broadcom Corporation | Multi-factor authentication using a smartcard |
US7853995B2 (en) | 2005-11-18 | 2010-12-14 | Microsoft Corporation | Short-lived certificate authority service |
US7568631B2 (en) | 2005-11-21 | 2009-08-04 | Sony Corporation | System, apparatus and method for obtaining one-time credit card numbers using a smart card |
US20070130463A1 (en) * | 2005-12-06 | 2007-06-07 | Eric Chun Wah Law | Single one-time password token with single PIN for access to multiple providers |
US20070136193A1 (en) | 2005-12-13 | 2007-06-14 | Bellsouth Intellectual Property Corporation | Methods, transactional cards, and systems using account identifers customized by the account holder |
US7664699B1 (en) | 2005-12-21 | 2010-02-16 | Symantec Corporation | Automatic generation of temporary credit card information |
US8275312B2 (en) * | 2005-12-31 | 2012-09-25 | Blaze Mobile, Inc. | Induction triggered transactions using an external NFC device |
US8352323B2 (en) | 2007-11-30 | 2013-01-08 | Blaze Mobile, Inc. | Conducting an online payment transaction using an NFC enabled mobile communication device |
US20070170247A1 (en) | 2006-01-20 | 2007-07-26 | Maury Samuel Friedman | Payment card authentication system and method |
US20070179885A1 (en) | 2006-01-30 | 2007-08-02 | Cpni Inc. | Method and system for authorizing a funds transfer or payment using a phone number |
US8934865B2 (en) * | 2006-02-02 | 2015-01-13 | Alcatel Lucent | Authentication and verification services for third party vendors using mobile devices |
KR20080107400A (ko) | 2006-03-02 | 2008-12-10 | 비자 인터내셔날 써비스 어쏘시에이션 | 통신 판매 및 전화 판매 트랜잭션에서 2개의 팩터 인증을 실행하는 방법 및 시스템 |
US8225385B2 (en) | 2006-03-23 | 2012-07-17 | Microsoft Corporation | Multiple security token transactions |
US7331518B2 (en) | 2006-04-04 | 2008-02-19 | Factortrust, Inc. | Transaction processing systems and methods |
US7818264B2 (en) * | 2006-06-19 | 2010-10-19 | Visa U.S.A. Inc. | Track data encryption |
US20070245414A1 (en) | 2006-04-14 | 2007-10-18 | Microsoft Corporation | Proxy Authentication and Indirect Certificate Chaining |
WO2007148234A2 (en) | 2006-04-26 | 2007-12-27 | Yosef Shaked | System and method for authenticating a customer's identity and completing a secure credit card transaction without the use of a credit card number |
US20070291995A1 (en) | 2006-06-09 | 2007-12-20 | Rivera Paul G | System, Method, and Apparatus for Preventing Identity Fraud Associated With Payment and Identity Cards |
US20080015988A1 (en) * | 2006-06-28 | 2008-01-17 | Gary Brown | Proxy card authorization system |
US20090313165A1 (en) | 2006-08-01 | 2009-12-17 | Qpay Holdings Limited | Transaction authorisation system & method |
US10019708B2 (en) * | 2006-08-25 | 2018-07-10 | Amazon Technologies, Inc. | Utilizing phrase tokens in transactions |
US7469151B2 (en) | 2006-09-01 | 2008-12-23 | Vivotech, Inc. | Methods, systems and computer program products for over the air (OTA) provisioning of soft cards on devices with wireless communications capabilities |
US20080071681A1 (en) * | 2006-09-15 | 2008-03-20 | Khalid Atm Shafiqul | Dynamic Credit and Check Card |
US20080228646A1 (en) | 2006-10-04 | 2008-09-18 | Myers James R | Method and system for managing a non-changing payment card account number |
US10068220B2 (en) | 2006-10-11 | 2018-09-04 | Visa International Service Association | Systems and methods for brokered authentication express seller links |
US20100223184A1 (en) | 2006-10-11 | 2010-09-02 | Visa International Service Association | Sponsored Accounts For Computer-Implemented Payment System |
US7716596B2 (en) | 2006-11-08 | 2010-05-11 | International Business Machines Corporation | Dynamic input field protection |
US9251637B2 (en) | 2006-11-15 | 2016-02-02 | Bank Of America Corporation | Method and apparatus for using at least a portion of a one-time password as a dynamic card verification value |
KR20160011698A (ko) | 2006-11-16 | 2016-02-01 | 네트 1 유이피에스 테크놀로지스, 인코포레이티드 | 비밀 금융거래 |
US20090006262A1 (en) * | 2006-12-30 | 2009-01-01 | Brown Kerry D | Financial transaction payment processor |
US8281375B2 (en) * | 2007-01-05 | 2012-10-02 | Ebay Inc. | One time password authentication of websites |
US20080177796A1 (en) | 2007-01-19 | 2008-07-24 | Eldering Charles A | Method of Distributing Contact Information to Merchant Websites |
US7841539B2 (en) | 2007-02-15 | 2010-11-30 | Alfred Hewton | Smart card with random temporary account number generation |
US20080201264A1 (en) | 2007-02-17 | 2008-08-21 | Brown Kerry D | Payment card financial transaction authenticator |
US20080243702A1 (en) | 2007-03-30 | 2008-10-02 | Ricoh Company, Ltd. | Tokens Usable in Value-Based Transactions |
US7938318B2 (en) | 2007-04-03 | 2011-05-10 | Intellectual Ventures Holding 32 Llc | System and method for controlling secured transaction using directionally coded account identifiers |
US7896238B2 (en) | 2007-04-03 | 2011-03-01 | Intellectual Ventures Holding 32 Llc | Secured transaction using color coded account identifiers |
US7784685B1 (en) | 2007-04-26 | 2010-08-31 | United Services Automobile Association (Usaa) | Secure card |
US8109436B1 (en) * | 2007-04-26 | 2012-02-07 | United Services Automobile Association (Usaa) | Secure card |
US7959076B1 (en) | 2007-04-26 | 2011-06-14 | United Services Automobile Association (Usaa) | Secure card |
US8255696B2 (en) * | 2007-05-01 | 2012-08-28 | Microsoft Corporation | One-time password access to password-protected accounts |
TW200845690A (en) | 2007-05-14 | 2008-11-16 | David Chiu | Business protection system in internet |
US7891563B2 (en) * | 2007-05-17 | 2011-02-22 | Shift4 Corporation | Secure payment card transactions |
US7770789B2 (en) | 2007-05-17 | 2010-08-10 | Shift4 Corporation | Secure payment card transactions |
CA2688762C (en) | 2007-05-17 | 2016-02-23 | Shift4 Corporation | Secure payment card transactions |
US7841523B2 (en) | 2007-05-17 | 2010-11-30 | Shift4 Corporation | Secure payment card transactions |
US8121956B2 (en) * | 2007-06-25 | 2012-02-21 | Visa U.S.A. Inc. | Cardless challenge systems and methods |
US20090006646A1 (en) | 2007-06-26 | 2009-01-01 | Data Frenzy, Llc | System and Method of Auto Populating Forms on Websites With Data From Central Database |
JP2009015548A (ja) * | 2007-07-04 | 2009-01-22 | Omron Corp | 運転支援装置および方法、並びに、プログラム |
US8326758B2 (en) * | 2007-08-06 | 2012-12-04 | Enpulz, L.L.C. | Proxy card representing many monetary sources from a plurality of vendors |
US8494959B2 (en) * | 2007-08-17 | 2013-07-23 | Emc Corporation | Payment card with dynamic account number |
WO2009025605A2 (en) * | 2007-08-19 | 2009-02-26 | Yubico Ab | Device and method for generating dynamic credit card data |
US7849014B2 (en) | 2007-08-29 | 2010-12-07 | American Express Travel Related Services Company, Inc. | System and method for facilitating a financial transaction with a dynamically generated identifier |
US9747598B2 (en) | 2007-10-02 | 2017-08-29 | Iii Holdings 1, Llc | Dynamic security code push |
US8565723B2 (en) | 2007-10-17 | 2013-10-22 | First Data Corporation | Onetime passwords for mobile wallets |
US8095113B2 (en) * | 2007-10-17 | 2012-01-10 | First Data Corporation | Onetime passwords for smart chip cards |
US20090106160A1 (en) | 2007-10-19 | 2009-04-23 | First Data Corporation | Authorizations for mobile contactless payment transactions |
US20090106138A1 (en) | 2007-10-22 | 2009-04-23 | Smith Steven E | Transaction authentication over independent network |
WO2009052634A1 (en) | 2007-10-24 | 2009-04-30 | Securekey Technologies Inc. | Method and system for effecting secure communication over a network |
CN101425894B (zh) | 2007-10-30 | 2012-03-21 | 阿里巴巴集团控股有限公司 | 一种业务实现***及方法 |
US8249985B2 (en) * | 2007-11-29 | 2012-08-21 | Bank Of America Corporation | Sub-account mechanism |
US20090157555A1 (en) | 2007-12-12 | 2009-06-18 | American Express Travel Related Services Company, | Bill payment system and method |
US8117129B2 (en) | 2007-12-21 | 2012-02-14 | American Express Travel Related Services Company, Inc. | Systems, methods and computer program products for performing mass transit merchant transactions |
US11238329B2 (en) | 2007-12-24 | 2022-02-01 | Dynamics Inc. | Payment cards and devices with gift card, global integration, and magnetic stripe reader communication functionality |
US8224702B2 (en) | 2007-12-28 | 2012-07-17 | Ebay, Inc. | Systems and methods for facilitating financial transactions over a network |
WO2009089099A1 (en) * | 2008-01-04 | 2009-07-16 | M2 International Ltd. | Dynamic card verification value |
FR2926938B1 (fr) * | 2008-01-28 | 2010-03-19 | Paycool Dev | Procede d'authentification et de signature d'un utilisateur aupres d'un service applicatif, utilisant un telephone mobile comme second facteur en complement et independamment d'un premier facteur |
US8255971B1 (en) | 2008-03-03 | 2012-08-28 | Jpmorgan Chase Bank, N.A. | Authentication system and method |
EP2098985A3 (en) | 2008-03-03 | 2012-11-07 | Broadcom Corporation | Secure financial reader architecture |
US8578176B2 (en) * | 2008-03-26 | 2013-11-05 | Protegrity Corporation | Method and apparatus for tokenization of sensitive sets of characters |
US20090248583A1 (en) | 2008-03-31 | 2009-10-01 | Jasmeet Chhabra | Device, system, and method for secure online transactions |
US20090327131A1 (en) | 2008-04-29 | 2009-12-31 | American Express Travel Related Services Company, Inc. | Dynamic account authentication using a mobile device |
US20090276347A1 (en) | 2008-05-01 | 2009-11-05 | Kargman James B | Method and apparatus for use of a temporary financial transaction number or code |
US8651374B2 (en) * | 2008-06-02 | 2014-02-18 | Sears Brands, L.L.C. | System and method for payment card industry enterprise account number elimination |
US20090307140A1 (en) | 2008-06-06 | 2009-12-10 | Upendra Mardikar | Mobile device over-the-air (ota) registration and point-of-sale (pos) payment |
WO2010005681A1 (en) * | 2008-06-16 | 2010-01-14 | Visa U.S.A. Inc. | System and method for authorizing financial transactions with online merchants |
US8898089B2 (en) * | 2008-06-24 | 2014-11-25 | Visa U.S.A. Inc. | Dynamic verification value system and method |
US9269010B2 (en) * | 2008-07-14 | 2016-02-23 | Jumio Inc. | Mobile phone payment system using integrated camera credit card reader |
US8090650B2 (en) | 2008-07-24 | 2012-01-03 | At&T Intellectual Property I, L.P. | Secure payment service and system for interactive voice response (IVR) systems |
US9053474B2 (en) | 2008-08-04 | 2015-06-09 | At&T Mobility Ii Llc | Systems and methods for handling point-of-sale transactions using a mobile device |
US8403211B2 (en) | 2008-09-04 | 2013-03-26 | Metabank | System, program product and methods for retail activation and reload associated with partial authorization transactions |
US8965811B2 (en) | 2008-10-04 | 2015-02-24 | Mastercard International Incorporated | Methods and systems for using physical payment cards in secure E-commerce transactions |
US20100094755A1 (en) | 2008-10-09 | 2010-04-15 | Nelnet Business Solutions, Inc. | Providing payment data tokens for online transactions utilizing hosted inline frames |
US20100106644A1 (en) | 2008-10-23 | 2010-04-29 | Diversinet Corp. | System and Method for Authorizing Transactions Via Mobile Devices |
CA2742963A1 (en) | 2008-11-06 | 2010-05-14 | Visa International Service Association | Online challenge-response |
US8126449B2 (en) | 2008-11-13 | 2012-02-28 | American Express Travel Related Services Company, Inc. | Servicing attributes on a mobile device |
US8196813B2 (en) | 2008-12-03 | 2012-06-12 | Ebay Inc. | System and method to allow access to a value holding account |
US8838503B2 (en) | 2008-12-08 | 2014-09-16 | Ebay Inc. | Unified identity verification |
US8060449B1 (en) | 2009-01-05 | 2011-11-15 | Sprint Communications Company L.P. | Partially delegated over-the-air provisioning of a secure element |
US10354321B2 (en) | 2009-01-22 | 2019-07-16 | First Data Corporation | Processing transactions with an extended application ID and dynamic cryptograms |
US10037524B2 (en) | 2009-01-22 | 2018-07-31 | First Data Corporation | Dynamic primary account number (PAN) and unique key per card |
US8606638B2 (en) | 2009-03-02 | 2013-12-10 | First Data Corporation | Systems, methods and apparatus for facilitating transactions using a mobile device |
US20100235284A1 (en) | 2009-03-13 | 2010-09-16 | Gidah, Inc. | Method and systems for generating and using tokens in a transaction handling system |
US8595098B2 (en) | 2009-03-18 | 2013-11-26 | Network Merchants, Inc. | Transmission of sensitive customer information during electronic-based transactions |
US8567670B2 (en) | 2009-03-27 | 2013-10-29 | Intersections Inc. | Dynamic card verification values and credit transactions |
US8584251B2 (en) | 2009-04-07 | 2013-11-12 | Princeton Payment Solutions | Token-based payment processing system |
US20100258620A1 (en) | 2009-04-10 | 2010-10-14 | Denise Torreyson | Methods and systems for linking multiple accounts |
EP2419888A4 (en) | 2009-04-16 | 2017-03-08 | Telefonaktiebolaget LM Ericsson (publ) | Method, server, computer program and computer program product for communicating with secure element |
US9715681B2 (en) | 2009-04-28 | 2017-07-25 | Visa International Service Association | Verification of portable consumer devices |
US8326759B2 (en) | 2009-04-28 | 2012-12-04 | Visa International Service Association | Verification of portable consumer devices |
EP2425386A2 (en) | 2009-04-30 | 2012-03-07 | Donald Michael Cardina | Systems and methods for randomized mobile payment |
US8725122B2 (en) | 2009-05-13 | 2014-05-13 | First Data Corporation | Systems and methods for providing trusted service management services |
US7891560B2 (en) | 2009-05-15 | 2011-02-22 | Visa International Service Assocation | Verification of portable consumer devices |
US9038886B2 (en) | 2009-05-15 | 2015-05-26 | Visa International Service Association | Verification of portable consumer devices |
US20100306076A1 (en) | 2009-05-29 | 2010-12-02 | Ebay Inc. | Trusted Integrity Manager (TIM) |
TWI402775B (zh) * | 2009-07-16 | 2013-07-21 | Mxtran Inc | 金融交易系統、自動櫃員機、與操作自動櫃員機的方法 |
US8799666B2 (en) | 2009-10-06 | 2014-08-05 | Synaptics Incorporated | Secure user authentication using biometric information |
US8447699B2 (en) | 2009-10-13 | 2013-05-21 | Qualcomm Incorporated | Global secure service provider directory |
CN102598046A (zh) | 2009-10-13 | 2012-07-18 | 平方股份有限公司 | 通过小型化读卡器进行金融交易的***和方法 |
BR112012008846A2 (pt) | 2009-10-16 | 2019-09-24 | Visa Int Service Ass | método e sistema anti-fraude por indução |
US20110246317A1 (en) | 2009-10-23 | 2011-10-06 | Apriva, Llc | System and device for facilitating a transaction through use of a proxy account code |
US8296568B2 (en) * | 2009-10-27 | 2012-10-23 | Google Inc. | Systems and methods for authenticating an electronic transaction |
US8739262B2 (en) | 2009-12-18 | 2014-05-27 | Sabre Glbl Inc. | Tokenized data security |
US9324066B2 (en) | 2009-12-21 | 2016-04-26 | Verizon Patent And Licensing Inc. | Method and system for providing virtual credit card services |
US8788429B2 (en) | 2009-12-30 | 2014-07-22 | First Data Corporation | Secure transaction management |
US8615468B2 (en) | 2010-01-27 | 2013-12-24 | Ca, Inc. | System and method for generating a dynamic card value |
US9501773B2 (en) | 2010-02-02 | 2016-11-22 | Xia Dai | Secured transaction system |
US8510816B2 (en) | 2010-02-25 | 2013-08-13 | Secureauth Corporation | Security device provisioning |
US8458487B1 (en) | 2010-03-03 | 2013-06-04 | Liaison Technologies, Inc. | System and methods for format preserving tokenization of sensitive information |
US20110238511A1 (en) | 2010-03-07 | 2011-09-29 | Park Steve H | Fuel dispenser payment system and method |
US20110238573A1 (en) | 2010-03-25 | 2011-09-29 | Computer Associates Think, Inc. | Cardless atm transaction method and system |
US8380177B2 (en) | 2010-04-09 | 2013-02-19 | Paydiant, Inc. | Mobile phone payment processing methods and systems |
US8442914B2 (en) | 2010-07-06 | 2013-05-14 | Mastercard International Incorporated | Virtual wallet account with automatic-loading |
US8571939B2 (en) | 2010-07-07 | 2013-10-29 | Toshiba Global Commerce Solutions Holdings Corporation | Two phase payment link and authorization for mobile devices |
US8635157B2 (en) * | 2010-07-19 | 2014-01-21 | Payme, Inc. | Mobile system and method for payments and non-financial transactions |
US20120028609A1 (en) * | 2010-07-27 | 2012-02-02 | John Hruska | Secure financial transaction system using a registered mobile device |
US9342832B2 (en) * | 2010-08-12 | 2016-05-17 | Visa International Service Association | Securing external systems with account token substitution |
CN101938520B (zh) | 2010-09-07 | 2015-01-28 | 中兴通讯股份有限公司 | 一种基于移动终端签名的远程支付***及方法 |
US20120066078A1 (en) | 2010-09-10 | 2012-03-15 | Bank Of America Corporation | Overage service using overage passcode |
US8898086B2 (en) | 2010-09-27 | 2014-11-25 | Fidelity National Information Services | Systems and methods for transmitting financial account information |
US9558481B2 (en) | 2010-09-28 | 2017-01-31 | Barclays Bank Plc | Secure account provisioning |
US20120095852A1 (en) | 2010-10-15 | 2012-04-19 | John Bauer | Method and system for electronic wallet access |
US20120095865A1 (en) | 2010-10-15 | 2012-04-19 | Ezpayy, Inc. | System And Method For Mobile Electronic Purchasing |
US10176477B2 (en) | 2010-11-16 | 2019-01-08 | Mastercard International Incorporated | Methods and systems for universal payment account translation |
US8577336B2 (en) | 2010-11-18 | 2013-11-05 | Mobilesphere Holdings LLC | System and method for transaction authentication using a mobile communication device |
WO2012073014A1 (en) | 2010-11-29 | 2012-06-07 | Mobay Technologies Limited | A system for verifying electronic transactions |
US9141945B2 (en) | 2010-12-02 | 2015-09-22 | Appmobi Iplc, Inc. | Secure distributed single action payment system |
US8762284B2 (en) | 2010-12-16 | 2014-06-24 | Democracyontheweb, Llc | Systems and methods for facilitating secure transactions |
US8196131B1 (en) | 2010-12-17 | 2012-06-05 | Google Inc. | Payment application lifecycle management in a contactless smart card |
WO2012085675A2 (en) | 2010-12-20 | 2012-06-28 | Eram Antonio Claudiu | System, method and apparatus for mobile payments enablement and order fulfillment |
US20120173431A1 (en) | 2010-12-30 | 2012-07-05 | First Data Corporation | Systems and methods for using a token as a payment in a transaction |
US20120185386A1 (en) | 2011-01-18 | 2012-07-19 | Bank Of America | Authentication tool |
WO2012098555A1 (en) | 2011-01-20 | 2012-07-26 | Google Inc. | Direct carrier billing |
US8725644B2 (en) | 2011-01-28 | 2014-05-13 | The Active Network, Inc. | Secure online transaction processing |
US20120203664A1 (en) | 2011-02-09 | 2012-08-09 | Tycoon Unlimited, Inc. | Contactless wireless transaction processing system |
US20120203666A1 (en) | 2011-02-09 | 2012-08-09 | Tycoon Unlimited, Inc. | Contactless wireless transaction processing system |
US8751381B2 (en) | 2011-02-23 | 2014-06-10 | Mastercard International Incorporated | Demand deposit account payment system |
US20120233004A1 (en) | 2011-03-11 | 2012-09-13 | James Bercaw | System for mobile electronic commerce |
US20120231844A1 (en) | 2011-03-11 | 2012-09-13 | Apriva, Llc | System and device for facilitating a transaction by consolidating sim, personal token, and associated applications for electronic wallet transactions |
US20120246071A1 (en) | 2011-03-21 | 2012-09-27 | Nikhil Jain | System and method for presentment of nonconfidential transaction token identifier |
WO2012142370A2 (en) | 2011-04-15 | 2012-10-18 | Shift4 Corporation | Method and system for enabling merchants to share tokens |
US9256874B2 (en) | 2011-04-15 | 2016-02-09 | Shift4 Corporation | Method and system for enabling merchants to share tokens |
US9818111B2 (en) | 2011-04-15 | 2017-11-14 | Shift4 Corporation | Merchant-based token sharing |
US8688589B2 (en) | 2011-04-15 | 2014-04-01 | Shift4 Corporation | Method and system for utilizing authorization factor pools |
US20120271770A1 (en) | 2011-04-20 | 2012-10-25 | Visa International Service Association | Managing electronic tokens in a transaction processing system |
WO2012151590A2 (en) | 2011-05-05 | 2012-11-08 | Transaction Network Services, Inc. | Systems and methods for enabling mobile payments |
US20130204793A1 (en) | 2011-05-17 | 2013-08-08 | Kevin S. Kerridge | Smart communication device secured electronic payment system |
US9106633B2 (en) | 2011-05-26 | 2015-08-11 | First Data Corporation | Systems and methods for authenticating mobile device communications |
US8943574B2 (en) | 2011-05-27 | 2015-01-27 | Vantiv, Llc | Tokenizing sensitive data |
US10395256B2 (en) | 2011-06-02 | 2019-08-27 | Visa International Service Association | Reputation management in a transaction processing system |
US8577803B2 (en) | 2011-06-03 | 2013-11-05 | Visa International Service Association | Virtual wallet card selection apparatuses, methods and systems |
US8538845B2 (en) | 2011-06-03 | 2013-09-17 | Mozido, Llc | Monetary transaction system |
AU2012363110A1 (en) | 2011-06-07 | 2013-12-12 | Visa International Service Association | Payment Privacy Tokenization apparatuses, methods and systems |
US10318932B2 (en) | 2011-06-07 | 2019-06-11 | Entit Software Llc | Payment card processing system with structure preserving encryption |
WO2012167941A1 (en) | 2011-06-09 | 2012-12-13 | Gemalto Sa | Method to validate a transaction between a user and a service provider |
US20130054337A1 (en) * | 2011-08-22 | 2013-02-28 | American Express Travel Related Services Company, Inc. | Methods and systems for contactless payments for online ecommerce checkout |
AU2012301897B2 (en) * | 2011-08-30 | 2017-04-13 | Ov Loop Inc. | Systems and methods for authorizing a transaction with an unexpected cryptogram |
US20130339253A1 (en) | 2011-08-31 | 2013-12-19 | Dan Moshe Sincai | Mobile Device Based Financial Transaction System |
US8171525B1 (en) | 2011-09-15 | 2012-05-01 | Google Inc. | Enabling users to select between secure service providers using a central trusted service manager |
US8453223B2 (en) | 2011-09-23 | 2013-05-28 | Jerome Svigals | Method, device and system for secure transactions |
CN103890793A (zh) | 2011-10-01 | 2014-06-25 | 英特尔公司 | 基于云的***仿真 |
BR112014008941A2 (pt) | 2011-10-12 | 2017-05-02 | C-Sam Inc | plataforma que habilita transações móveis seguras de múltiplas camadas |
KR101826275B1 (ko) | 2011-11-01 | 2018-02-06 | 구글 엘엘씨 | 다수의 서비스 제공자 신뢰된 서비스 관리자 및 보안 요소와 인터페이싱하기 위한 시스템, 방법 및 컴퓨터 프로그램 제품 |
US9830596B2 (en) | 2011-11-01 | 2017-11-28 | Stripe, Inc. | Method for conducting a transaction between a merchant site and a customer's electronic device without exposing payment information to a server-side application of the merchant site |
US20130124364A1 (en) | 2011-11-13 | 2013-05-16 | Millind Mittal | System and method of electronic payment using payee provided transaction identification codes |
US8606720B1 (en) | 2011-11-13 | 2013-12-10 | Google Inc. | Secure storage of payment information on client devices |
WO2013086048A1 (en) | 2011-12-05 | 2013-06-13 | Visa International Service Association | Dynamic network analytic system |
US8972719B2 (en) | 2011-12-06 | 2015-03-03 | Wwpass Corporation | Passcode restoration |
US8555079B2 (en) | 2011-12-06 | 2013-10-08 | Wwpass Corporation | Token management |
US8656180B2 (en) * | 2011-12-06 | 2014-02-18 | Wwpass Corporation | Token activation |
US20130159178A1 (en) | 2011-12-14 | 2013-06-20 | Firethorn Mobile, Inc. | System and Method For Loading A Virtual Token Managed By A Mobile Wallet System |
US20140040139A1 (en) * | 2011-12-19 | 2014-02-06 | Sequent Software, Inc. | System and method for dynamic temporary payment authorization in a portable communication device |
EP2795549A4 (en) | 2011-12-21 | 2015-09-23 | Mastercard International Inc | METHOD AND SYSTEMS FOR PROVIDING A PAYMENT ACCOUNT WITH ADAPTIVE REPLACEMENT |
US9077769B2 (en) | 2011-12-29 | 2015-07-07 | Blackberry Limited | Communications system providing enhanced trusted service manager (TSM) verification features and related methods |
US20130254117A1 (en) | 2011-12-30 | 2013-09-26 | Clay W. von Mueller | Secured transaction system and method |
US8566168B1 (en) | 2012-01-05 | 2013-10-22 | Sprint Communications Company L.P. | Electronic payment using a proxy account number stored in a secure element |
US10643191B2 (en) | 2012-01-27 | 2020-05-05 | Visa International Service Association | Mobile services remote deposit capture |
US8595850B2 (en) * | 2012-01-30 | 2013-11-26 | Voltage Security, Inc. | System for protecting sensitive data with distributed tokenization |
EP2624190A1 (en) | 2012-02-03 | 2013-08-07 | Pieter Dubois | Authentication of payment transactions using an alias |
US9218624B2 (en) | 2012-02-03 | 2015-12-22 | Paypal, Inc. | Adding card to mobile/cloud wallet using NFC |
US20130212024A1 (en) | 2012-02-10 | 2013-08-15 | Protegrity Corporation | Tokenization in distributed payment environments |
US20130212017A1 (en) | 2012-02-14 | 2013-08-15 | N.B. Development Services Inc. | Transaction system and method of conducting a transaction |
US20130226813A1 (en) | 2012-02-23 | 2013-08-29 | Robert Matthew Voltz | Cyberspace Identification Trust Authority (CITA) System and Method |
US9105021B2 (en) | 2012-03-15 | 2015-08-11 | Ebay, Inc. | Systems, methods, and computer program products for using proxy accounts |
US9092776B2 (en) | 2012-03-15 | 2015-07-28 | Qualcomm Incorporated | System and method for managing payment in transactions with a PCD |
US20130246259A1 (en) | 2012-03-15 | 2013-09-19 | Firethorn Mobile, Inc. | System and method for managing payment in transactions with a pcd |
US20130246267A1 (en) | 2012-03-15 | 2013-09-19 | Ebay Inc. | Systems, Methods, and Computer Program Products for Using Proxy Accounts |
US20130254102A1 (en) | 2012-03-20 | 2013-09-26 | First Data Corporation | Systems and Methods for Distributing Tokenization and De-Tokenization Services |
US9818098B2 (en) | 2012-03-20 | 2017-11-14 | First Data Corporation | Systems and methods for facilitating payments via a peer-to-peer protocol |
US20130254028A1 (en) | 2012-03-22 | 2013-09-26 | Corbuss Kurumsal Telekom Hizmetleri A.S. | System and method for conducting mobile commerce |
US20130262315A1 (en) | 2012-03-30 | 2013-10-03 | John Hruska | System for Secure Purchases Made by Scanning Barcode Using a Registered Mobile Phone Application Linked to a Consumer-Merchant Closed Loop Financial Proxy Account System |
WO2013151807A1 (en) | 2012-04-02 | 2013-10-10 | Jvl Ventures, Llc | Systems, methods, and computer program products for provisioning payment accounts into mobile wallets and managing events |
US10515359B2 (en) | 2012-04-02 | 2019-12-24 | Mastercard International Incorporated | Systems and methods for processing mobile payments by provisioning credentials to mobile devices without secure elements |
EP2836971B1 (en) | 2012-04-13 | 2017-12-13 | Mastercard International, Inc. | Systems, methods, and computer readable media for conducting a transaction using cloud based credentials |
KR101671457B1 (ko) | 2012-04-18 | 2016-11-01 | 구글 인코포레이티드 | 보안 요소를 갖지 않는 지불 거래들의 처리 |
US20130282588A1 (en) | 2012-04-22 | 2013-10-24 | John Hruska | Consumer, Merchant and Mobile Device Specific, Real-Time Dynamic Tokenization Activation within a Secure Mobile-Wallet Financial Transaction System |
US10275764B2 (en) | 2012-05-04 | 2019-04-30 | Mastercard International Incorporated | Transaction data tokenization |
US9521548B2 (en) | 2012-05-21 | 2016-12-13 | Nexiden, Inc. | Secure registration of a mobile device for use with a session |
US20130311382A1 (en) | 2012-05-21 | 2013-11-21 | Klaus S. Fosmark | Obtaining information for a payment transaction |
WO2013179271A2 (en) | 2012-06-01 | 2013-12-05 | Mani Venkatachalam Sthanu Subra | Method and system for human assisted secure payment by phone to an insecure third-party service provider |
US9524501B2 (en) | 2012-06-06 | 2016-12-20 | Visa International Service Association | Method and system for correlating diverse transaction data |
US20140007213A1 (en) * | 2012-06-29 | 2014-01-02 | Wepay, Inc. | Systems and methods for push notification based application authentication and authorization |
US9059972B2 (en) * | 2012-07-03 | 2015-06-16 | International Business Machines Corporation | Issuing, presenting and challenging mobile device identification documents |
US20140025581A1 (en) * | 2012-07-19 | 2014-01-23 | Bank Of America Corporation | Mobile transactions using authorized tokens |
US9043609B2 (en) * | 2012-07-19 | 2015-05-26 | Bank Of America Corporation | Implementing security measures for authorized tokens used in mobile transactions |
US20140025585A1 (en) * | 2012-07-19 | 2014-01-23 | Bank Of America Corporation | Distributing authorized tokens to conduct mobile transactions |
US9846861B2 (en) * | 2012-07-25 | 2017-12-19 | Visa International Service Association | Upstream and downstream data conversion |
US10339524B2 (en) * | 2012-07-31 | 2019-07-02 | Worldpay, Llc | Systems and methods for multi-merchant tokenization |
US10346838B2 (en) * | 2012-07-31 | 2019-07-09 | Worldpay, Llc | Systems and methods for distributed enhanced payment processing |
US10152711B2 (en) * | 2012-07-31 | 2018-12-11 | Worldpay, Llc | Systems and methods for arbitraged enhanced payment processing |
PL2885904T3 (pl) * | 2012-08-03 | 2018-09-28 | Vasco Data Security International Gmbh | Dogodny dla użytkownika sposób uwierzytelniania i urządzenie stosujące mobilną aplikację uwierzytelniania |
CN104813349A (zh) * | 2012-08-17 | 2015-07-29 | 谷歌公司 | 无线读取器和支付交易终端功能 |
-
2010
- 2010-02-24 US US12/712,148 patent/US7891560B2/en active Active
- 2010-05-11 US US12/778,019 patent/US8020766B2/en active Active
- 2010-05-14 BR BRPI1012797A patent/BRPI1012797A2/pt not_active Application Discontinuation
- 2010-05-14 EP EP18203568.3A patent/EP3454274A1/en not_active Withdrawn
- 2010-05-14 EP EP10775620.7A patent/EP2430602B1/en active Active
- 2010-05-14 MX MX2011011974A patent/MX2011011974A/es active IP Right Grant
- 2010-05-14 WO PCT/US2010/034960 patent/WO2010132808A2/en active Application Filing
- 2010-05-14 CA CA2937850A patent/CA2937850C/en active Active
- 2010-05-14 CA CA2760938A patent/CA2760938C/en active Active
- 2010-05-14 RU RU2011151051/08A patent/RU2518680C2/ru active
- 2010-05-14 AU AU2010248794A patent/AU2010248794B2/en active Active
-
2011
- 2011-01-20 US US13/010,564 patent/US8827154B2/en active Active
-
2014
- 2014-02-26 RU RU2014107429A patent/RU2645593C2/ru active
-
2018
- 2018-02-13 RU RU2018105186A patent/RU2018105186A/ru not_active Application Discontinuation
Also Published As
Publication number | Publication date |
---|---|
CA2937850A1 (en) | 2010-11-18 |
US20100293381A1 (en) | 2010-11-18 |
EP3454274A1 (en) | 2019-03-13 |
BRPI1012797A2 (pt) | 2018-03-13 |
CA2937850C (en) | 2020-09-15 |
EP2430602A2 (en) | 2012-03-21 |
EP2430602A4 (en) | 2014-01-15 |
RU2645593C2 (ru) | 2018-02-21 |
US8020766B2 (en) | 2011-09-20 |
WO2010132808A2 (en) | 2010-11-18 |
US7891560B2 (en) | 2011-02-22 |
EP2430602B1 (en) | 2018-11-28 |
RU2018105186A (ru) | 2019-08-13 |
AU2010248794B2 (en) | 2013-12-05 |
CA2760938C (en) | 2016-09-27 |
CA2760938A1 (en) | 2010-11-18 |
WO2010132808A3 (en) | 2011-02-17 |
US20110108623A1 (en) | 2011-05-12 |
AU2010248794A1 (en) | 2011-12-08 |
RU2011151051A (ru) | 2013-06-20 |
MX2011011974A (es) | 2011-11-29 |
US20100293189A1 (en) | 2010-11-18 |
RU2518680C2 (ru) | 2014-06-10 |
US8827154B2 (en) | 2014-09-09 |
Similar Documents
Publication | Publication Date | Title |
---|---|---|
RU2014107429A (ru) | Верификация портативных потребительских устройств | |
US9147092B2 (en) | Anti-counterfeiting system and method of e-ticket | |
WO2016065861A1 (zh) | 时钟同步型动态口令防伪标签合法性实时验证***及方法 | |
US20140357187A1 (en) | Devices and Methods for Identification, Authentication and Signing Purposes | |
MX2013000279A (es) | Sistema para pago seguro sobre una red de comunicacion inalambrica. | |
JP2015503147A5 (ru) | ||
WO2009111348A3 (en) | Method and apparatus for secure transactions | |
US20160055473A1 (en) | Transaction device, transaction system using the same and transaction method using the same | |
CN103607284A (zh) | 身份认证方法及设备、服务器 | |
CN107992759A (zh) | 实现电子***的装置、方法及计算机可读存储介质 | |
US20160048825A1 (en) | System and method for a secure electronic transaction using a universal portable card reader device | |
GB201301328D0 (en) | Use of exercise equipment | |
CN102624529A (zh) | 动态令牌密钥因子的设置方法和装置 | |
CN103810588A (zh) | 电子******及电子*** | |
GB201119593D0 (en) | A payment system for conducting a cashless transaction using a handheld mobile communications device | |
CN103532960A (zh) | 文本加密交互方法、加密方法及装置、解密方法及装置 | |
RU2016137338A (ru) | Проверка пользователя транспортной системы | |
CA2864494A1 (en) | Matrix obtaining method, character display device and system and electronic signature tool | |
Tandon et al. | QR Code based secure OTP distribution scheme for Authentication in Net-Banking | |
RU2011133532A (ru) | Способ организации системы формирования продажи виртуальных билетов и проверки их действительности | |
KR20190023323A (ko) | Qr 코드 위변조 탐지 시스템 | |
JP2012027530A (ja) | ワンタイムパスワード生成装置、サーバー装置、認証システム、方法、プログラム、記録媒体 | |
CN102571341A (zh) | 一种基于动态图像的认证***及认证方法 | |
CN101593279A (zh) | 动态条码显示与认证方法 | |
Bae et al. | FASE: Fast authentication system for e-health |