NO20051196L - Fremgangsmate og system for overforing av pengemidler. - Google Patents
Fremgangsmate og system for overforing av pengemidler.Info
- Publication number
- NO20051196L NO20051196L NO20051196A NO20051196A NO20051196L NO 20051196 L NO20051196 L NO 20051196L NO 20051196 A NO20051196 A NO 20051196A NO 20051196 A NO20051196 A NO 20051196A NO 20051196 L NO20051196 L NO 20051196L
- Authority
- NO
- Norway
- Prior art keywords
- funds
- cardholder
- payment card
- transferred
- transferring funds
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Engineering & Computer Science (AREA)
- Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Economics (AREA)
- Development Economics (AREA)
- Marketing (AREA)
- Technology Law (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Cash Registers Or Receiving Machines (AREA)
Abstract
Foreliggende oppfinnelse angår handelsområdet og spesielt en fremgangsmåte for overføring av pengemidler ved bruk av et betalingskort. Eksisterende systemer for overføring av pengemidler er beheftet med et antall problemer som f.eks. innbefatter langvarige forsinkelser i forbindelse med levering, høye behandlingskostnader og høye administrasjonskostnader. For å unngå disse vanskelighetene tilveiebringer foreliggende oppfinnelsen en fremgangsmåte for overføring av pengemidler fra en første betalingskortholder til en annen betalingskortholder, omfattende: å motta en konfigurasjon fra den første kortholderen om at en overføring av pengemidler er nødvendig til den andre kortholderen, å generere en første betalingskorttransaksjon mellom en første selger og den første kortholderen for et negativt beløp tilknyttet verdien av midler som skal overføres, og å generere en annen betalingskorttransaksjon mellom en annen selger og den andre kortholderen for et positivt beløp tilknyttet verdien av midler som skal overføres. Den fordel som tilveiebringes av dette arrangementet, er at ved å bruke eksisterende betalingskortsystemer, kan overføringer av pengemidler bevirkes effektivt mellom kortholdere uten særlig forsinkelse.
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
IE20020712A IES20020712A2 (en) | 2002-09-04 | 2002-09-04 | A method and system for transferring funds |
PCT/IE2003/000119 WO2004023407A1 (en) | 2002-09-04 | 2003-09-01 | A method and system for transferring funds |
Publications (1)
Publication Number | Publication Date |
---|---|
NO20051196L true NO20051196L (no) | 2005-06-02 |
Family
ID=31726515
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
NO20051196A NO20051196L (no) | 2002-09-04 | 2005-03-07 | Fremgangsmate og system for overforing av pengemidler. |
Country Status (20)
Country | Link |
---|---|
US (1) | US8719153B2 (no) |
EP (1) | EP1398739A1 (no) |
JP (1) | JP5036131B2 (no) |
KR (1) | KR100883124B1 (no) |
CN (1) | CN1692380A (no) |
AR (1) | AR041128A1 (no) |
AU (1) | AU2003267806B2 (no) |
BR (1) | BR0314465A (no) |
CA (1) | CA2498672C (no) |
EA (1) | EA007646B1 (no) |
EG (1) | EG23456A (no) |
IE (1) | IES20020712A2 (no) |
MX (1) | MXPA05002457A (no) |
MY (1) | MY138473A (no) |
NO (1) | NO20051196L (no) |
NZ (1) | NZ538806A (no) |
PL (1) | PL374726A1 (no) |
TW (1) | TWI302270B (no) |
WO (1) | WO2004023407A1 (no) |
ZA (1) | ZA200502703B (no) |
Families Citing this family (18)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20070033100A1 (en) * | 2005-08-05 | 2007-02-08 | Performance Administration Corp. | Method and apparatus for administering maintenance and loyalty programs |
US20070244809A1 (en) * | 2006-03-24 | 2007-10-18 | Esi Entertainment Systems Inc. | System and Method For E-Commerce |
US8818904B2 (en) | 2007-01-17 | 2014-08-26 | The Western Union Company | Generation systems and methods for transaction identifiers having biometric keys associated therewith |
US7933835B2 (en) | 2007-01-17 | 2011-04-26 | The Western Union Company | Secure money transfer systems and methods using biometric keys associated therewith |
US8504473B2 (en) | 2007-03-28 | 2013-08-06 | The Western Union Company | Money transfer system and messaging system |
US20080243705A1 (en) * | 2007-03-28 | 2008-10-02 | The Western Union Company | Third-Party Gift Registry And Payment System |
US7783571B2 (en) | 2007-05-31 | 2010-08-24 | First Data Corporation | ATM system for receiving cash deposits from non-networked clients |
US20090138255A1 (en) * | 2007-11-26 | 2009-05-28 | First Data Corporation | Customer facing device having language translation capabilities |
US7860772B2 (en) * | 2008-09-30 | 2010-12-28 | Ebay, Inc. | Funding on-line accounts |
WO2012090074A2 (en) * | 2010-12-30 | 2012-07-05 | Kanngard Lars Olof | Terminal authenticity verification |
BR112014002271A2 (pt) * | 2011-07-29 | 2017-02-21 | Hsbc Tech & Services (Usa) Inc | sistemas e métodos para transferências globais |
KR102207251B1 (ko) * | 2012-08-24 | 2021-01-25 | 삼성전자주식회사 | 인터랙션 환경에 기초하여 아이템을 결정하는 방법 및 장치 |
WO2014030876A1 (en) | 2012-08-24 | 2014-02-27 | Samsung Electronics Co., Ltd. | Method and apparatus for determining item based on interaction environment |
US20150112856A1 (en) * | 2013-10-22 | 2015-04-23 | Kouros Ershadi | System and Method for Facilitating International Money Transfers |
US20170345038A1 (en) * | 2016-05-31 | 2017-11-30 | Capital One Services, Llc | Systems and methods for providing a redeemable commerce object |
US11257066B2 (en) | 2016-09-30 | 2022-02-22 | Middleware, Inc. | Automated digital method and system of providing or sharing access |
US10776772B2 (en) | 2016-09-30 | 2020-09-15 | Middleware, Inc. | Automated digital method and system of providing or sharing access |
US10700875B1 (en) | 2017-05-01 | 2020-06-30 | Wells Fargo Bank, N.A. | Systems and methods for value transfers using signcryption |
Family Cites Families (17)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
FR2304965A2 (fr) * | 1974-03-25 | 1976-10-15 | Innovation Ste Int | Procede et dispositif de commande electronique |
US5453601A (en) * | 1991-11-15 | 1995-09-26 | Citibank, N.A. | Electronic-monetary system |
DE4243851A1 (de) * | 1992-12-23 | 1994-06-30 | Deutsche Bundespost Telekom | Verfahren zum Transferieren von Buchgeldbeträgen auf und von Chipkarten |
JPH08214281A (ja) * | 1995-02-06 | 1996-08-20 | Sony Corp | 課金方法および課金システム |
US5659165A (en) * | 1995-07-24 | 1997-08-19 | Citibank. N.A. | Customer-directed, automated process for transferring funds between accounts via a communications network |
US5949044A (en) * | 1997-06-13 | 1999-09-07 | Walker Asset Management Limited Partnership | Method and apparatus for funds and credit line transfers |
DE19881492D2 (de) | 1997-10-15 | 2000-11-16 | Angewandte Digital Elektronik | Verfahren zur Nutzung von Speichereinheiten von Chipkarten |
EP1131759A2 (en) | 1998-11-13 | 2001-09-12 | The Chase Manhattan Bank | System and method for multicurrency and multibank processing over a non-secure network |
EP1131783A4 (en) | 1998-11-20 | 2003-03-12 | Keycorp Ltd | ELECTRONIC CASH SYSTEM WITH MULTIPLE SCHEMES |
CA2366517C (en) * | 1999-04-13 | 2006-11-07 | Orbis Patents Limited | Person-to-person, person-to-business, business-to-person, and business-to-business financial transaction system |
EP1058217A3 (en) * | 1999-05-26 | 2002-08-28 | Citibank, N.A. | Financial services systems and methods for transferring funds |
IES990584A2 (en) * | 1999-07-12 | 2000-07-12 | Mainline Corporate Holdings | Dynamic currency conversion for card payment systems |
CA2313312A1 (en) | 1999-07-27 | 2001-01-27 | Nortel Networks Corporation | System, method, and computer program product for smart card to smart card transactions |
AU2001267188A1 (en) * | 2000-06-06 | 2001-12-17 | Albert D. March | System and method for transferring funds |
AU2700902A (en) * | 2000-11-29 | 2002-06-11 | Andree Michelle Petigny | Electronic funds transfer method and system |
US6993507B2 (en) | 2000-12-14 | 2006-01-31 | Pacific Payment Systems, Inc. | Bar coded bill payment system and method |
US20020107697A1 (en) * | 2001-02-05 | 2002-08-08 | Jensen John Michael | Method and system to enable, to organize, to facilitate, and to transact communications for a fee or cost utilizing a network such as the internet |
-
2002
- 2002-09-04 IE IE20020712A patent/IES20020712A2/en not_active IP Right Cessation
-
2003
- 2003-09-01 MX MXPA05002457A patent/MXPA05002457A/es not_active Application Discontinuation
- 2003-09-01 AU AU2003267806A patent/AU2003267806B2/en not_active Ceased
- 2003-09-01 KR KR1020057003825A patent/KR100883124B1/ko not_active IP Right Cessation
- 2003-09-01 BR BR0314465-8A patent/BR0314465A/pt not_active Application Discontinuation
- 2003-09-01 EA EA200500437A patent/EA007646B1/ru not_active IP Right Cessation
- 2003-09-01 CA CA2498672A patent/CA2498672C/en not_active Expired - Fee Related
- 2003-09-01 US US10/526,815 patent/US8719153B2/en not_active Expired - Fee Related
- 2003-09-01 PL PL03374726A patent/PL374726A1/xx not_active Application Discontinuation
- 2003-09-01 JP JP2004533793A patent/JP5036131B2/ja not_active Expired - Fee Related
- 2003-09-01 CN CNA038243024A patent/CN1692380A/zh active Pending
- 2003-09-01 WO PCT/IE2003/000119 patent/WO2004023407A1/en active Application Filing
- 2003-09-01 NZ NZ538806A patent/NZ538806A/en not_active IP Right Cessation
- 2003-09-02 EP EP20030077748 patent/EP1398739A1/en not_active Ceased
- 2003-09-03 TW TW092124346A patent/TWI302270B/zh not_active IP Right Cessation
- 2003-09-03 AR ARP030103181A patent/AR041128A1/es not_active Application Discontinuation
- 2003-09-03 EG EG2003090867A patent/EG23456A/xx active
- 2003-09-03 MY MYPI20033331A patent/MY138473A/en unknown
-
2005
- 2005-03-07 NO NO20051196A patent/NO20051196L/no not_active Application Discontinuation
- 2005-04-04 ZA ZA200502703A patent/ZA200502703B/en unknown
Also Published As
Publication number | Publication date |
---|---|
KR100883124B1 (ko) | 2009-02-10 |
JP5036131B2 (ja) | 2012-09-26 |
EP1398739A1 (en) | 2004-03-17 |
EA200500437A1 (ru) | 2005-08-25 |
CN1692380A (zh) | 2005-11-02 |
MY138473A (en) | 2009-06-30 |
ZA200502703B (en) | 2006-06-28 |
EA007646B1 (ru) | 2006-12-29 |
PL374726A1 (en) | 2005-10-31 |
EG23456A (en) | 2005-09-27 |
US8719153B2 (en) | 2014-05-06 |
AR041128A1 (es) | 2005-05-04 |
WO2004023407A1 (en) | 2004-03-18 |
IES20020712A2 (en) | 2004-03-10 |
CA2498672A1 (en) | 2004-03-18 |
JP2005538448A (ja) | 2005-12-15 |
TW200411510A (en) | 2004-07-01 |
BR0314465A (pt) | 2005-07-26 |
TWI302270B (en) | 2008-10-21 |
KR20050057211A (ko) | 2005-06-16 |
US20060149667A1 (en) | 2006-07-06 |
CA2498672C (en) | 2016-01-26 |
AU2003267806A1 (en) | 2004-03-29 |
NZ538806A (en) | 2007-04-27 |
AU2003267806B2 (en) | 2008-07-03 |
MXPA05002457A (es) | 2005-09-30 |
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Legal Events
Date | Code | Title | Description |
---|---|---|---|
FC2A | Withdrawal, rejection or dismissal of laid open patent application |