NL1024345C2 - PIN card, has information stored on it enabling its use as bank pass and credit card in combination with e.g. loyalty cards, identity card, membership cards and tickets - Google Patents

PIN card, has information stored on it enabling its use as bank pass and credit card in combination with e.g. loyalty cards, identity card, membership cards and tickets Download PDF

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Publication number
NL1024345C2
NL1024345C2 NL1024345A NL1024345A NL1024345C2 NL 1024345 C2 NL1024345 C2 NL 1024345C2 NL 1024345 A NL1024345 A NL 1024345A NL 1024345 A NL1024345 A NL 1024345A NL 1024345 C2 NL1024345 C2 NL 1024345C2
Authority
NL
Netherlands
Prior art keywords
card
cards
company
information stored
ticket
Prior art date
Application number
NL1024345A
Other languages
Dutch (nl)
Other versions
NL1024345A1 (en
Inventor
Dariush Oranghi
Original Assignee
Dariush Oranghi
Namen Niels Van
Julsingha Michel Van
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Dariush Oranghi, Namen Niels Van, Julsingha Michel Van filed Critical Dariush Oranghi
Priority to NL1024345A priority Critical patent/NL1024345C2/en
Publication of NL1024345A1 publication Critical patent/NL1024345A1/en
Application granted granted Critical
Publication of NL1024345C2 publication Critical patent/NL1024345C2/en

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Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/357—Cards having a plurality of specified features
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/357—Cards having a plurality of specified features
    • G06Q20/3576—Multiple memory zones on card

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  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

The card has information stored on it to enable it to be used as a bank pass and credit card, in addition to one or more of the following : smart card, petrol station account card, travel card, digital wallet, video rental card, book club card, insurance card, frequent flyer card, car service card, motoring association card, clothes shop card, cash and carry card, air miles card, shop loyalty card, driving license, passport, (company) identity card, company meal card, company credit card, gift card, sports card, education card, company guest visitor card, car park ticket, museum ticket, theatre ticket or football ticket. An independent claim is also included for the so- called EasyPinBox (EPB), which is a software-based device for reading information stored on the card.

Description

Een kaart en apparaat om meerdere functies van meerdere (pin)kaarten samen ie voegen op 1 kaartA card and device to merge multiple functions of multiple (pin) cards together on 1 card

BESCHRIJVINGDESCRIPTION

55

DoelTarget

Het doel van de EasyPInCard (EPC) is het verhogen van gebruiksgemak van kaarten en pasjes gebruikers. De EPC zal met name de hoeveelheid aan kaarten in je portemonnee terug brengen naar 1 unieke kaart en zal de snelheid van het afhandelen van transactie met 10 diverse pasjes versnellen.The purpose of the EasyPInCard (EPC) is to increase the ease of use of cards and card users. In particular, the EPC will reduce the amount of cards in your wallet to 1 unique card and will speed up the processing of transactions with 10 different passes.

Kijk in je eigen portemonnee en zie hoeveel kaarten er eigenlijk in zitten. Je stelt jezelf de vraag: zou het niet gemakkelijk zijn om één centrale kaart te hebben in plaats van al deze losse pasjes. Het antwoord hierop is volgens de uitvinders: JA!!.Look in your own wallet and see how many cards are actually in it. You ask yourself: would it not be easy to have one central card instead of all these loose cards. According to the inventors, the answer to this is: YES !!.

15 Begrippenlijst15 Glossary

Persoonsgebonden kaarten: met andere woorden loyaliteit kaarten.Personal cards: in other words, loyalty cards.

• Bankpas • Giropas • Creditcard 20 · Smartcard • Tankpas/Travelcard • Chipknip/Chippas • Lidmaatschap Videotheek • Lidmaatschap Boekenclub 25 · Verzekeringskaart/Travelpas • Frequent Flyer Kaart • Auto Service Kaart • ANWB lidmaatschapskaart • Kledingskaart 30 · Groothandelpas (Makro, Sligro, cetera) • Air-Mïles pas • Supermarkt Bonus Kaart • Rijbewijs • Paspoort 35 · Identiteitskaart • Bedrijfstoegangskaart • Bedrijfscateringkaart • Bedrijfscreditcard • Cadeaukaart 40 · Clubkaart voor sport• Bank card • Giropas • Credit card 20 · Smart card • Fuel card / Travel card • Chipknip / Chippas • Membership Video library • Membership Book club 25 · Insurance card / Travel card • Frequent Flyer Card • Car Service Card • ANWB membership card • Clothing card 30 · Wholesale card (Makro, Sligro, cetera ) • Air-Mïles pass • Supermarket Bonus Card • Driving license • Passport 35 · Identity card • Company access card • Company catering card • Company credit card • Gift card 40 · Club card for sport

*t rvo λ o λ C* t rvo λ o λ C

Η · Clubkaart voor educatie H Niet persoonsgebonden kaarten H · Gasten bedrijfstoegangskaart H S · Toegangskaart Parkeergarage · Toegangskaart Musea · Toegangskaart Theater · Toegangskaart Voetbal 10 PartijenΗ · Club card for education H Non-personal cards H · Guest company access card H S · Entrance card Parking garage · Entrance card Museums · Entrance card Theater · Entrance card Football 10 Parties

Consumenten, Bedrijven, Particulieren en Instellingen I EasyPinCarü (EPC)Consumers, Companies, Individuals and Institutions I EasyPinCarü (EPC)

Dat is een unieke kaart die alle opgeslagen informatie op persoonsgebonden- of niet- 15 persoonsgebonden kaarten die in alledaags en reguliere betaling- en/of informatie- verkeer tussen alle partijen gebmikt worden samenbrengt op 1 kaart (zie figuur 1). De EPC heeft exact dezelfde functie als een op zichzelf functionerende kaart. De beveiliging van de kaart is I hetzelfde als de beveiliging van de individuele kaart. De opslagcapaciteit van de EPC hangt af van de aanwezige technische mogelijkheden. In principe kan de opslagcapaciteit 20 onbeperkt zijn.This is a unique card that brings together all stored information on personal or non-personal cards that are used in everyday and regular payment and / or information traffic between all parties on 1 card (see Figure 1). The EPC has exactly the same function as a self-functioning card. The security of the card is the same as the security of the individual card. The storage capacity of the EPC depends on the available technical options. In principle, the storage capacity can be unlimited.

I EasyPinBox (EPB) I Dat is een apparaat die de handeling mogelijk maakt ten behoeve van het overzetten van I informatie van afzonderlijke genoemde kaarten op de EPC. Door middel van specifieke 25 software vindt deze activiteit plaats. Tevens zal de herkenning tussen de EPC en de apparaten van derden middels softwarecommunicatie plaatsvinden (zie figuur 2).I EasyPinBox (EPB) I This is a device that makes the operation possible for transferring I information from individual named cards to the EPC. This activity takes place through specific software. The recognition between the EPC and third-party devices will also take place via software communication (see Figure 2).

I 1 Π ? 4 3 A SI 1 Π? 4 3 A S

Claims (3)

1. De uitvinding heeft betrekking op een EPC die vergelijkbaar is met bestaande kaarten zoals bankpassen en creditcards die in de beschrijving zijn verwoord, met het kenmerk dat 5 deze kaart de functionaliteit van eerder genoemde kaarten samenvoegt. Kenmerkend aan de EPC is dat die alle opgeslagen informatie op alle denkbare persoonsgebonden of niet-persoonsgebonden kaarten die in alledaags en reguliere betalings- en/of informatieverkeer tussen alle partijen gebruikt worden samenbrengt op 1 unieke kaart.1. The invention relates to an EPC that is comparable to existing cards such as bank cards and credit cards that are worded in the description, characterized in that this card combines the functionality of the aforementioned cards. Characteristic of the EPC is that it brings together all stored information on all conceivable personal or non-personal cards that are used in everyday and regular payment and / or information traffic between all parties on one unique card. 2. De EPB is een technisch samengestelde apparaat, die de activitett van het overzetten c.q. kopiëren van de informatie van afzonderlijke kaarten, op de unieke EPC mogelijk maakt. Kenmerkend aan de EPB is dat het apparaat het op unieke wijze mogelijk maakt om de gegevens van de in principe onbeperkt aantal afzonderlijke kaarten uit de beschrijving over kan zetten c.q. te kopiëren op de unieke EPC. 152. The EPB is a technically assembled device that enables the transfer or copying of information from individual cards on the unique EPC. Characteristic of the EPB is that the device makes it possible in a unique way to transfer or copy the data of the in principle unlimited number of individual cards from the description to the unique EPC. 15 1 Pk O / O λ c1 Hp O / O λ c
NL1024345A 2003-09-23 2003-09-23 PIN card, has information stored on it enabling its use as bank pass and credit card in combination with e.g. loyalty cards, identity card, membership cards and tickets NL1024345C2 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
NL1024345A NL1024345C2 (en) 2003-09-23 2003-09-23 PIN card, has information stored on it enabling its use as bank pass and credit card in combination with e.g. loyalty cards, identity card, membership cards and tickets

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
NL1024345 2003-09-23
NL1024345A NL1024345C2 (en) 2003-09-23 2003-09-23 PIN card, has information stored on it enabling its use as bank pass and credit card in combination with e.g. loyalty cards, identity card, membership cards and tickets

Publications (2)

Publication Number Publication Date
NL1024345A1 NL1024345A1 (en) 2004-01-06
NL1024345C2 true NL1024345C2 (en) 2004-08-19

Family

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Family Applications (1)

Application Number Title Priority Date Filing Date
NL1024345A NL1024345C2 (en) 2003-09-23 2003-09-23 PIN card, has information stored on it enabling its use as bank pass and credit card in combination with e.g. loyalty cards, identity card, membership cards and tickets

Country Status (1)

Country Link
NL (1) NL1024345C2 (en)

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
NL9301540A (en) * 1993-09-06 1995-04-03 Nedap Nv Chipcard with more than one chip and combined I/O line
GB2298505A (en) * 1995-02-28 1996-09-04 Taylor Douglas C Data card
US5923884A (en) * 1996-08-30 1999-07-13 Gemplus S.C.A. System and method for loading applications onto a smart card
EP1004992A2 (en) * 1997-03-24 2000-05-31 Visa International Service Association A system and method for a multi-application smart card which can facilitate a post-issuance download of an application onto the smart card
US20020040438A1 (en) * 2000-05-05 2002-04-04 Fisher David Landis Method to securely load and manage multiple applications on a conventional file system smart card

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
NL9301540A (en) * 1993-09-06 1995-04-03 Nedap Nv Chipcard with more than one chip and combined I/O line
GB2298505A (en) * 1995-02-28 1996-09-04 Taylor Douglas C Data card
US5923884A (en) * 1996-08-30 1999-07-13 Gemplus S.C.A. System and method for loading applications onto a smart card
EP1004992A2 (en) * 1997-03-24 2000-05-31 Visa International Service Association A system and method for a multi-application smart card which can facilitate a post-issuance download of an application onto the smart card
US20020040438A1 (en) * 2000-05-05 2002-04-04 Fisher David Landis Method to securely load and manage multiple applications on a conventional file system smart card

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
FRENCH F: "One card for all charges", 4 September 2001, XP002258732 *

Also Published As

Publication number Publication date
NL1024345A1 (en) 2004-01-06

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AD1A A request for search or an international type search has been filed
RD2N Patents in respect of which a decision has been taken or a report has been made (novelty report)

Effective date: 20040617

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Effective date: 20090401