MX341079B - Metodo y dispositivo y sistema de tarjeta financiera utilizando codigos de barras para identificar detalles de transaccion. - Google Patents

Metodo y dispositivo y sistema de tarjeta financiera utilizando codigos de barras para identificar detalles de transaccion.

Info

Publication number
MX341079B
MX341079B MX2013005633A MX2013005633A MX341079B MX 341079 B MX341079 B MX 341079B MX 2013005633 A MX2013005633 A MX 2013005633A MX 2013005633 A MX2013005633 A MX 2013005633A MX 341079 B MX341079 B MX 341079B
Authority
MX
Mexico
Prior art keywords
transaction details
payer device
transaction
machine
bar codes
Prior art date
Application number
MX2013005633A
Other languages
English (en)
Other versions
MX2013005633A (es
Inventor
Lyons Garry
Brown David
Clay Atkins Michael
Cummins Oran
Martin Daniel
Cooke Alan
Elder Stephen
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Publication of MX2013005633A publication Critical patent/MX2013005633A/es
Publication of MX341079B publication Critical patent/MX341079B/es

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3272—Short range or proximity payments by means of M-devices using an audio code
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/227—Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/306—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using TV related infrastructures
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Telephonic Communication Services (AREA)
  • User Interface Of Digital Computer (AREA)

Abstract

Se describe una disposición de transacción financiera electrónica que utiliza un dispositivo de pago para leer un código de pago legible por máquina en el cual pueden codificarse detalles de transacción para una transacción específica por un proveedor de códigos de pago. El código de pago legible por máquina puede distribuirse al dispositivo de pago a través de estímulos acústicos, o como resultado de acciones de voz o gestos humanos. Un usuario del dispositivo de pago también puede participar en la transacción financiera a través de control indirecto de una pantalla al leer un código único legible por máquina, único para la pantalla. Detalles de transacción adicionales para la transacción específica pueden recibirse en el dispositivo de pago a través de comunicación de campo cercano, o accederse en un momento posterior cuando exista conectividad establecida en una red móvil.
MX2013005633A 2010-11-19 2011-11-18 Metodo y dispositivo y sistema de tarjeta financiera utilizando codigos de barras para identificar detalles de transaccion. MX341079B (es)

Applications Claiming Priority (5)

Application Number Priority Date Filing Date Title
US41552910P 2010-11-19 2010-11-19
US201161479134P 2011-04-26 2011-04-26
US201161534832P 2011-09-14 2011-09-14
US201161534963P 2011-09-15 2011-09-15
PCT/US2011/061433 WO2012068480A2 (en) 2010-11-19 2011-11-18 Financial card method, device and system utilizing bar codes to identify transaction details

Publications (2)

Publication Number Publication Date
MX2013005633A MX2013005633A (es) 2013-08-29
MX341079B true MX341079B (es) 2016-08-05

Family

ID=46084674

Family Applications (1)

Application Number Title Priority Date Filing Date
MX2013005633A MX341079B (es) 2010-11-19 2011-11-18 Metodo y dispositivo y sistema de tarjeta financiera utilizando codigos de barras para identificar detalles de transaccion.

Country Status (4)

Country Link
EP (1) EP2641219A4 (es)
AU (1) AU2011329678B2 (es)
MX (1) MX341079B (es)
WO (1) WO2012068480A2 (es)

Families Citing this family (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
GB2518448A (en) * 2013-09-24 2015-03-25 Mastercard International Inc Transaction system
GB2564591A (en) * 2014-08-15 2019-01-16 Gelliner Ltd Bill payment system and method
GB2530015A (en) * 2014-08-15 2016-03-16 Gelliner Ltd Bill payment system and method
GB2554341A (en) * 2016-06-30 2018-04-04 Vocalink Ltd Secure method of providing a delivery address during a tokenised transaction
CN110796804B (zh) * 2018-08-03 2022-04-05 阿里巴巴集团控股有限公司 数据对象信息处理方法、装置及***

Family Cites Families (17)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2002099716A (ja) * 2000-09-25 2002-04-05 Masanao Kuninobu 電子決済システム
US6857566B2 (en) * 2001-12-06 2005-02-22 Mastercard International Method and system for conducting transactions using a payment card with two technologies
DE10340871A1 (de) * 2003-09-04 2005-04-07 Fun Communications Gmbh Verfahren zum Initiieren eines Bezahlvorgangs für Produkte und System zum Durchführen eines Bezahlvorgangs
WO2006078285A2 (en) * 2004-05-06 2006-07-27 Ut-Battelle, Llc Space charge dosimeters for extremely low power measurements of radiation in shipping containers
KR20060024257A (ko) * 2004-09-13 2006-03-16 주식회사 케이티 위치기반 맞춤형 주변정보 제공 시스템 및 그 방법
JP2006155476A (ja) * 2004-12-01 2006-06-15 Oki Electric Ind Co Ltd インターネット金融取引システム
KR100786919B1 (ko) 2006-01-23 2007-12-17 미츠비시 쥬고교 가부시키가이샤 분산 신호 제어 시스템
FR2906667B1 (fr) * 2006-10-02 2009-01-16 Eastman Kodak Co Production de codes visuels pour l'appariement d'equipements electroniques.
US20080301737A1 (en) * 2007-05-31 2008-12-04 Sony Ericsson Mobile Communications Ab System and method for personalized television viewing triggered by a portable communication device
KR101061806B1 (ko) * 2008-03-24 2011-09-05 강민수 유무선 네트워크를 통하여 미디어 서비스를 수행하는 미디어 서비스 시스템의 정보 처리 방법
US8301500B2 (en) 2008-04-02 2012-10-30 Global 1 Enterprises Ghosting payment account data in a mobile telephone payment transaction system
US8174503B2 (en) * 2008-05-17 2012-05-08 David H. Cain Touch-based authentication of a mobile device through user generated pattern creation
EP2128809A1 (en) * 2008-05-30 2009-12-02 Luc Stals Server device for controlling a transaction, first entity and second entity
WO2010028166A1 (en) * 2008-09-03 2010-03-11 Sonicmule, Inc. System and method for communication between mobile devices using digital/acoustic techniques
KR101004993B1 (ko) * 2008-09-12 2011-01-04 신교진 이동통신단말기와 매장 디스플레이장치를 이용한 모바일 주문 및 결제 시스템 및 방법
CN101520924A (zh) 2008-12-31 2009-09-02 上海序参量科技发展有限公司 利用二维条码实现的金融交易终端、***及其实现方法
TW201032160A (en) * 2009-02-19 2010-09-01 Simpleact Inc System and method for mobile trade

Also Published As

Publication number Publication date
AU2011329678B2 (en) 2017-04-20
WO2012068480A3 (en) 2012-08-30
EP2641219A4 (en) 2014-05-14
EP2641219A2 (en) 2013-09-25
MX2013005633A (es) 2013-08-29
AU2011329678A1 (en) 2013-07-04
WO2012068480A2 (en) 2012-05-24

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