MX2017003673A - Sistema de pago y cobranza de un bien o servicio usando un saldo previamente abonado. - Google Patents

Sistema de pago y cobranza de un bien o servicio usando un saldo previamente abonado.

Info

Publication number
MX2017003673A
MX2017003673A MX2017003673A MX2017003673A MX2017003673A MX 2017003673 A MX2017003673 A MX 2017003673A MX 2017003673 A MX2017003673 A MX 2017003673A MX 2017003673 A MX2017003673 A MX 2017003673A MX 2017003673 A MX2017003673 A MX 2017003673A
Authority
MX
Mexico
Prior art keywords
payment
application
network
pay
service
Prior art date
Application number
MX2017003673A
Other languages
English (en)
Inventor
CORREA VILLEGAS Rosendo
Alejandro Alcaraz Álvarez Jose
Carlos Palos Serrano Roberto
García Martínez Andrés
Original Assignee
CORREA VILLEGAS Rosendo
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by CORREA VILLEGAS Rosendo filed Critical CORREA VILLEGAS Rosendo
Priority to MX2017003673A priority Critical patent/MX2017003673A/es
Priority to PCT/MX2017/000037 priority patent/WO2018174700A1/es
Publication of MX2017003673A publication Critical patent/MX2017003673A/es

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/04—Billing or invoicing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Development Economics (AREA)
  • Finance (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Technology Law (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Telephonic Communication Services (AREA)

Abstract

La invención se refiere a un sistema y método de pago mediante un dispositivo móvil (teléfono Smartphone), que recarga saldo prepagado vía efectivo o bancarizado, y que permite al cliente pagar desde el dispositivo móvil a través de un token en establecimientos afiliados, de una manera muy rápida, discreta, y segura; en donde el sistema define una red de ventas que incluye todos los establecimientos físicos o virtuales que venden el saldo prepagado para la aplicación; una red de establecimientos afiliados que incluye todos los negocios físicos o virtuales, que reciben éste método de pago; aplicación de pagos en donde las aplicaciones para dispositivos móviles y para establecimientos, que opera las transacciones de pago se aloja en los equipos o aparatos móviles de los establecimientos, de los consumidores y de los puntos de venta; una red de clientes o consumidores finales que usan esta aplicación móvil para pagar en los establecimientos afialiados.
MX2017003673A 2017-03-21 2017-03-21 Sistema de pago y cobranza de un bien o servicio usando un saldo previamente abonado. MX2017003673A (es)

Priority Applications (2)

Application Number Priority Date Filing Date Title
MX2017003673A MX2017003673A (es) 2017-03-21 2017-03-21 Sistema de pago y cobranza de un bien o servicio usando un saldo previamente abonado.
PCT/MX2017/000037 WO2018174700A1 (es) 2017-03-21 2017-03-22 Sistema de pago y cobranza de un bien o servicio usando un saldo previamente abonado

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
MX2017003673A MX2017003673A (es) 2017-03-21 2017-03-21 Sistema de pago y cobranza de un bien o servicio usando un saldo previamente abonado.

Publications (1)

Publication Number Publication Date
MX2017003673A true MX2017003673A (es) 2017-10-06

Family

ID=60296228

Family Applications (1)

Application Number Title Priority Date Filing Date
MX2017003673A MX2017003673A (es) 2017-03-21 2017-03-21 Sistema de pago y cobranza de un bien o servicio usando un saldo previamente abonado.

Country Status (2)

Country Link
MX (1) MX2017003673A (es)
WO (1) WO2018174700A1 (es)

Family Cites Families (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2003099688A (ja) * 2001-09-25 2003-04-04 Hitachi Software Eng Co Ltd 取引決済方法、取引決済システム及び取引決済用プログラム
KR101134685B1 (ko) * 2009-08-26 2012-04-09 주식회사 핑거 휴대폰을 이용한 선불 가상계좌 서비스 방법 및 시스템
US9213972B2 (en) * 2011-08-30 2015-12-15 Gregory DORSO Systems and methods for fast mobile payment
ITPD20120257A1 (it) * 2012-09-06 2014-03-07 Daniele Bernardi Sistema di borsellino elettronico per smartphone
AU2016226275A1 (en) * 2015-03-02 2017-08-24 Cubic Corporation Facilitating cash payment for transit mobile applications

Also Published As

Publication number Publication date
WO2018174700A1 (es) 2018-09-27

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