MX2014001726A - Metodos y sistemas para activar una infraestructura de pagos electronicos. - Google Patents
Metodos y sistemas para activar una infraestructura de pagos electronicos.Info
- Publication number
- MX2014001726A MX2014001726A MX2014001726A MX2014001726A MX2014001726A MX 2014001726 A MX2014001726 A MX 2014001726A MX 2014001726 A MX2014001726 A MX 2014001726A MX 2014001726 A MX2014001726 A MX 2014001726A MX 2014001726 A MX2014001726 A MX 2014001726A
- Authority
- MX
- Mexico
- Prior art keywords
- customer
- account
- activating
- systems
- methods
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/326—Payment applications installed on the mobile devices
- G06Q20/3263—Payment applications installed on the mobile devices characterised by activation or deactivation of payment capabilities
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
- G06Q20/3672—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes initialising or reloading thereof
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Finance (AREA)
- Computer Networks & Wireless Communication (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
Se describen métodos y sistemas para activar un empleo de infraestructura de pagos electrónicos, por ejemplo, un dispositivo de seguridad que consiste al menos en parte de un identificador único asignado a una cuenta de cabecera inactiva, la cual se proporciona en un dispositivo electrónico del cliente. El identificador único es procesable a través de una red de procesamiento de transacción. Se recibe una solicitud, la cual incluye información de cliente, para verificar que la activación de la cuenta de cabecera para el cliente está de acuerdo con las reglas de identificación del cliente predefinidas. Se hace una determinación de que la activación de la cuenta de cabecera para el cliente está de acuerdo con las reglas de identificación del cliente predefinidas. Se envía un mensaje de activación al dispositivo del cliente utilizando el procesador de interface, la cuenta de cabecera es enlazada a un monedero digital en una base de datos, y la designación del cliente de una cuenta de origen para el monedero digital es recibida en transacciones con cuentas de origen. Ya sea de la misma entidad o de entidades diferentes.
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US13/208,927 US10346823B2 (en) | 2011-08-12 | 2011-08-12 | Methods and systems for activating an electronic payments infrastructure |
PCT/US2012/050263 WO2013025468A2 (en) | 2011-08-12 | 2012-08-10 | Methods and systems for activating an electronic payments infrastructure |
Publications (1)
Publication Number | Publication Date |
---|---|
MX2014001726A true MX2014001726A (es) | 2014-08-18 |
Family
ID=47678160
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
MX2014001726A MX2014001726A (es) | 2011-08-12 | 2012-08-10 | Metodos y sistemas para activar una infraestructura de pagos electronicos. |
Country Status (4)
Country | Link |
---|---|
US (1) | US10346823B2 (es) |
EP (1) | EP2742474A4 (es) |
MX (1) | MX2014001726A (es) |
WO (1) | WO2013025468A2 (es) |
Families Citing this family (15)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CA2624981C (en) | 2005-10-06 | 2017-06-13 | C-Sam, Inc. | Three-dimensional transaction authentication |
US20140089120A1 (en) | 2005-10-06 | 2014-03-27 | C-Sam, Inc. | Aggregating multiple transaction protocols for transacting between a plurality of distinct payment acquiring devices and a transaction acquirer |
US20130332343A1 (en) | 2005-10-06 | 2013-12-12 | C-Sam, Inc. | Multi-tiered, secure mobile transactions ecosystem enabling platform comprising a personalization tier, a service tier, and an enabling tier |
US8447687B2 (en) * | 2009-03-30 | 2013-05-21 | Albert OGRODSKI | Method and system for centralized identity and account controls |
EP2767110A4 (en) | 2011-10-12 | 2015-01-28 | C Sam Inc | PLATFORM FOR MULTI-STAGE SECURE MOBILE TRANSACTIONS |
US11042870B2 (en) * | 2012-04-04 | 2021-06-22 | Blackhawk Network, Inc. | System and method for using intelligent codes to add a stored-value card to an electronic wallet |
AU2013266099A1 (en) * | 2012-05-24 | 2015-01-22 | Paypal, Inc. | Method and systems for wallet enrollment |
US20140344173A1 (en) * | 2013-04-02 | 2014-11-20 | Kpmg Llp | System and method for creating executable policy rules for execution on rules-based engines |
US11694256B1 (en) | 2013-10-10 | 2023-07-04 | Wells Fargo Bank, N.A. | Mobile enabled activation of a bank account |
US10861004B2 (en) * | 2015-04-24 | 2020-12-08 | Capital One Services, Llc | One use wearable |
SG10201602458PA (en) * | 2016-03-29 | 2017-10-30 | Mastercard International Inc | Methods and systems for performing a transaction |
US10529015B1 (en) | 2016-04-01 | 2020-01-07 | Wells Fargo Bank, N.A. | Systems and methods for onboarding customers through a short-range communication channel |
US10970715B1 (en) | 2016-08-23 | 2021-04-06 | Wells Fargo Bank. N.A. | Systems and methods for multi-channel onboarding of a mobile wallet |
US10936692B2 (en) * | 2016-09-22 | 2021-03-02 | K-Notices, LLC | Contact information management systems and methods using unique identifiers and electronic contact cards |
US12008550B2 (en) | 2020-04-15 | 2024-06-11 | Capital One Services, Llc | Post-provisioning authentication protocols |
Family Cites Families (29)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US5025373A (en) * | 1988-06-30 | 1991-06-18 | Jml Communications, Inc. | Portable personal-banking system |
US5453601A (en) | 1991-11-15 | 1995-09-26 | Citibank, N.A. | Electronic-monetary system |
US5557518A (en) | 1994-04-28 | 1996-09-17 | Citibank, N.A. | Trusted agents for open electronic commerce |
US5799087A (en) | 1994-04-28 | 1998-08-25 | Citibank, N.A. | Electronic-monetary system |
US5745886A (en) | 1995-06-07 | 1998-04-28 | Citibank, N.A. | Trusted agents for open distribution of electronic money |
US5659165A (en) | 1995-07-24 | 1997-08-19 | Citibank. N.A. | Customer-directed, automated process for transferring funds between accounts via a communications network |
US5825003A (en) | 1995-07-24 | 1998-10-20 | Citicorp Development Center | Customer-directed, automated process for transferring funds between accounts using a holding account and local processing |
US5671280A (en) | 1995-08-30 | 1997-09-23 | Citibank, N.A. | System and method for commercial payments using trusted agents |
US5953710A (en) * | 1996-10-09 | 1999-09-14 | Fleming; Stephen S. | Children's credit or debit card system |
US5963647A (en) | 1997-02-14 | 1999-10-05 | Citicorp Development Center, Inc. | Method and system for transferring funds from an account to an individual |
US6032135A (en) * | 1997-04-29 | 2000-02-29 | Diebold, Incorporated | Electronic purse card value system terminal programming system and method |
US6098053A (en) | 1998-01-28 | 2000-08-01 | Citibank, N.A. | System and method for performing an electronic financial transaction |
US6081790A (en) | 1998-03-20 | 2000-06-27 | Citibank, N.A. | System and method for secure presentment and payment over open networks |
US6978250B1 (en) | 1998-05-22 | 2005-12-20 | Citicorp Development Center, Inc. | System and method for automated electronic scrip transactions |
EP0982674A3 (en) | 1998-08-27 | 2004-03-31 | Citibank, N.A. | System and method for merchant function assumption of internet checking and savings account transactions |
EP1077436A3 (en) | 1999-08-19 | 2005-06-22 | Citicorp Development Center, Inc. | System and method for performing an on-line transaction using a single-use payment instrument |
US7343351B1 (en) * | 1999-08-31 | 2008-03-11 | American Express Travel Related Services Company, Inc. | Methods and apparatus for conducting electronic transactions |
SE0102232L (sv) * | 2001-06-25 | 2003-02-06 | Anoto Ab | Förfarande och anordning i ett digitalt kommunikationssystem |
US7641113B1 (en) * | 2003-10-17 | 2010-01-05 | Nexxo Financial, Inc. | Systems and methods for generating revenue from banking transactions using a stored-value card |
US7258274B2 (en) | 2005-10-06 | 2007-08-21 | Micash, Inc | Money remittance method |
US20070130042A1 (en) * | 2005-12-01 | 2007-06-07 | Dryden Edward J | Systems and methods for structuring and conducting a public offering of equity securities |
US20080140564A1 (en) | 2006-09-28 | 2008-06-12 | Yuval Tal | System and method for payment transfer |
US7717337B2 (en) | 2006-11-15 | 2010-05-18 | Song Yuh-Shen | Anti-crime online transaction system |
US20080249937A1 (en) | 2007-04-06 | 2008-10-09 | Walls Robert K | Payment card based remittance system with delivery of anti-money laundering information to receiving financial institution |
US8041338B2 (en) | 2007-09-10 | 2011-10-18 | Microsoft Corporation | Mobile wallet and digital payment |
US8813182B2 (en) | 2008-01-30 | 2014-08-19 | Ebay Inc. | Near field communication activation and authorization |
US20100123002A1 (en) * | 2008-11-20 | 2010-05-20 | Anthony Caporicci | Card printing verification system |
US20100123003A1 (en) * | 2008-11-20 | 2010-05-20 | Olson A Wayne | Method for verifying instant card issuance |
US20120028609A1 (en) * | 2010-07-27 | 2012-02-02 | John Hruska | Secure financial transaction system using a registered mobile device |
-
2011
- 2011-08-12 US US13/208,927 patent/US10346823B2/en active Active
-
2012
- 2012-08-10 WO PCT/US2012/050263 patent/WO2013025468A2/en active Application Filing
- 2012-08-10 EP EP12823660.1A patent/EP2742474A4/en not_active Withdrawn
- 2012-08-10 MX MX2014001726A patent/MX2014001726A/es not_active Application Discontinuation
Also Published As
Publication number | Publication date |
---|---|
WO2013025468A3 (en) | 2014-05-15 |
EP2742474A2 (en) | 2014-06-18 |
EP2742474A4 (en) | 2015-06-03 |
US20130041817A1 (en) | 2013-02-14 |
US10346823B2 (en) | 2019-07-09 |
WO2013025468A2 (en) | 2013-02-21 |
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Legal Events
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FA | Abandonment or withdrawal |