KR20170100917A - Token based settlement system and method - Google Patents

Token based settlement system and method Download PDF

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Publication number
KR20170100917A
KR20170100917A KR1020160023405A KR20160023405A KR20170100917A KR 20170100917 A KR20170100917 A KR 20170100917A KR 1020160023405 A KR1020160023405 A KR 1020160023405A KR 20160023405 A KR20160023405 A KR 20160023405A KR 20170100917 A KR20170100917 A KR 20170100917A
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South Korea
Prior art keywords
payment
settlement
token
order
url
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KR1020160023405A
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Korean (ko)
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유대희
백요셉
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유대희
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Priority to KR1020160023405A priority Critical patent/KR20170100917A/en
Publication of KR20170100917A publication Critical patent/KR20170100917A/en

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06F17/30879
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102Bill distribution or payments
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/12Payment architectures specially adapted for electronic shopping systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3276Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The present invention relates to a settlement token-based order settlement system, in which a settlement URL corresponding to order information is provided in the form of a settlement token, a payment token is easily recognized through a settlement client terminal .

Description

Technical Field [0001] The present invention relates to a token based settlement system and method,

The present invention relates to an order payment technology, and more particularly to a payment token based payment system and method.

Korean Patent No. 10-1505031 (Feb. 31, 2015) can promote a product by using URL-type sales access information without operating a separate online shopping mall. When a product purchaser selects a URL type Quot ;, and suggests an e-commerce technology using a URL that can purchase and settle a commodity without purchasing a separate member or using a credit card by using the purchase access information of the purchaser.

The present inventor has proposed a settlement token-based order settlement technology capable of providing a settlement URL corresponding to order information in the form of a settlement token and capable of easily recognizing a settlement token through a settlement person's mobile terminal, .

Korean Registered Patent No. 10-1505031 (Feb.

The present invention provides a settlement token-based order payment system and method that can provide a settlement URL corresponding to order information in the form of a payment token and can easily settle a settlement token through a payer's mobile terminal regardless of place The purpose is to provide.

According to an aspect of the present invention, there is provided a billing token-based order settlement system, comprising: an order request receiving unit receiving order request information from a store terminal; An order information generating unit for generating and storing order information corresponding to the order request information received by the order request receiving unit; A billing URL generating unit for generating and storing a billing URL corresponding to the order information generated by the order information generating unit; A settlement token generating unit for generating a settlement token corresponding to the settlement URL generated by the settlement URL generating unit; A payment token providing unit for providing the payment token generated by the payment token generating unit to the store terminal or the payer mobile terminal; And an order information processing server including the order information processing server.

According to a further aspect of the present invention, there is provided an order information page generating unit for generating an order information page corresponding to the order information generated by the order information generating unit; And further comprising:

According to a further aspect of the present invention, the payment token providing unit transmits the payment token including the payment token to the order information page generated by the order information page generating unit.

According to a further aspect of the present invention, the payment token is a payment QR code in which payment URL information is recorded.

According to a further aspect of the present invention, there is provided a billing apparatus comprising: a payment token recognition unit for recognizing a payment token by the payer's mobile terminal; A settlement URL extracting unit for extracting a settlement URL from the settlement token recognized by the settlement token recognition unit; A settlement URL connection unit for accessing the settlement URL extracted by the settlement URL extraction unit; And a payment application including the payment application.

According to a further aspect of the present invention, the settlement token-based order settlement system performs settlement processing according to a settlement request from a settlement client terminal accessing a settlement URL, and provides a settlement result to a settlement client terminal or a store terminal A payment server; And further comprising:

According to a further aspect of the present invention, the settlement token-based order settlement system stores the settlement result performed by the settlement server, and the settlement information management system provides the settlement result information in response to the settlement result inquiry request from the store terminal Server; And further comprising:

According to another aspect of the present invention, a payment token-based order settlement method includes receiving an order request information from a store terminal; The order information processing server generating and storing order information corresponding to the received order request information; The order information processing server generates and stores a payment URL corresponding to the generated order information; The order information processing server generating a payment token corresponding to the generated payment URL; The order information processing server providing the generated payment token to the store terminal or the payer mobile terminal; And the like.

According to a further aspect of the present invention, the payment token-based order settlement method includes receiving a settlement token provided from an order information processing server by a store terminal or a payer mobile terminal and displaying it on a screen; And further comprising:

According to a further aspect of the present invention, the settlement token based on the settlement token-based order settlement method is displayed on the screen through the store terminal or the payer's mobile terminal through the payment application of the payer's mobile terminal, The mobile terminal is forcibly connected to the settlement page corresponding to the settlement URL to perform settlement; And further comprising:

According to a further aspect of the present invention, when the buyer selects a purchase item type and a quantity from an online store such as an offline store or a shopping mall site, Wow; Generating order request information including a product type and a quantity and transmitting the order request information to the order information processing server; And further comprising:

The present invention can provide a billing token corresponding to order information in the form of a payment token and can easily recognize a payment token through a payer mobile terminal regardless of a place to perform settlement, .

1 is a network diagram of a payment token-based order payment system according to the present invention.
2 is a block diagram illustrating a configuration of an order information processing server of an order settlement system based on a settlement token according to an embodiment of the present invention.
FIG. 3 is a block diagram illustrating a payment application installed in a payer mobile terminal of a payment token based payment system according to an embodiment of the present invention. Referring to FIG.
FIG. 4 is a flowchart illustrating an example of an order settlement processing operation of the settlement token-based order settlement system according to the present invention.

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS Reference will now be made in detail to embodiments of the present invention, examples of which are illustrated in the accompanying drawings, wherein like reference numerals refer to the like elements throughout.

In the following description of the present invention, a detailed description of known functions and configurations incorporated herein will be omitted when it may make the subject matter of the present invention rather unclear.

The terms used throughout the specification of the present invention have been defined in consideration of the functions of the embodiments of the present invention and can be sufficiently modified according to the intentions and customs of the user or operator. It should be based on the contents of.

1 is a network diagram of a payment token-based order payment system according to the present invention. 1, the payment token-based order payment system according to this embodiment includes an order information processing server 100, a shop terminal 200, a payer mobile terminal 300, a payment server 400, And a payment information management server 500.

The order information processing server 100 performs order information management corresponding to the order request information, managing the settlement URL corresponding to the order information, and managing the settlement token corresponding to the settlement URL.

At this time, the payment URL is information for identifying the payment page to which the payer mobile terminal 300 is connected and performing payment. The payment token is a QR code including a payment URL to which the payer mobile terminal 300 is forcibly connected, A barcode, or the like.

The shop terminal 200 generates order request information including the type and quantity of goods requested by the buyer and transmits the order request information to the order information processing server 100. The order information processing server 100 receives a payment Receive and display the token.

For example, the store terminal 200 may be a hardware terminal such as a POS terminal installed in an offline store, or may be a software virtual terminal provided at an online store such as a shopping mall site.

The payer's mobile terminal 300 loads a payment application accessing the payment URL extracted from the payment token. At this time, the payer's mobile terminal 300 may be a terminal such as a smart phone possessed by a buyer himself or an arbitrary third party making a settlement on behalf of the buyer.

The settlement server 400 performs settlement processing according to a settlement request from the settlement client terminal 300 connected to the settlement URL and provides the settlement result to the settlement client terminal 300 or the store terminal 200 .

At this time, the payment server 400 may be a bank server operated by a company or a card company server operated by a credit card company, a financial company server operated by a financial company, or a mobile communication server operated by a mobile communication company.

On the other hand, a payment request of various methods such as online credit card payment, online account transfer, mobile phone micro payment, and rechargeable electronic money payment can be transmitted to the payment server 400 through the payment page corresponding to the payment URL, 400 can perform settlement processing by various methods such as online credit card settlement, online account transfer, small-scale mobile phone settlement, and rechargeable electronic money settlement.

The payment information management server 500 stores the payment result performed by the payment server 400 and provides payment result information in response to a payment result inquiry request from the store terminal 200. [

2 is a block diagram illustrating a configuration of an order information processing server of an order settlement system based on a settlement token according to an embodiment of the present invention. 2, the order information processing server 100 according to this embodiment includes an order request receiving unit 110, an order information generating unit 120, a payment URL generating unit 130, A payment unit 140, and a payment token providing unit 150.

The order request receiving unit 110 receives order request information from the shop terminal 200. [ At this time, the order request information may include a product type and a quantity requested by the buyer.

When a purchaser selects a purchase product type and quantity from an online store such as an offline store or a shopping mall site, the purchaser selects a purchase item type and a quantity from a store, such as a POS terminal installed in an offline store, or a virtual terminal of software provided in an online store such as a shopping mall site The type of goods and the quantity of goods are inputted through the terminal 200.

Then, the store terminal 200 generates order request information including a product type and a quantity, and transmits the order request information to the order information processing server 100, and the order information processing server 100 transmits an order request Information is received.

The order information generating unit 120 generates and stores order information corresponding to the order request information received by the order request receiving unit 110. At this time, the order information may include information such as a unique order number, a purchased product type, a purchased quantity, and the like.

The settlement URL generating unit 130 generates and stores a settlement URL corresponding to the order information generated by the order information generating unit 120. [ At this time, the payment URL is information for identifying the payment page to which the payer mobile terminal 300 is connected and performs settlement.

The settlement token generating unit 140 generates a settlement token corresponding to the settlement URL generated by the settlement URL generating unit 130. [ At this time, the payment token may be generated in the form of a payment QR code, a bar code, or the like in which payment URL information for which the payer mobile terminal 300 is forcibly connected is recorded.

The payment token provider 150 provides the payment token generated by the payment token generator 140 to the shop terminal 200 or the payer mobile terminal 300. Upon receipt of the payment token provided through the payment token provider 150 of the order information processing server 100, the shop terminal 200 or the payer's mobile terminal 300 displays a payment token on the screen.

The payment token displayed on the screen through the store terminal 200 or the payer mobile terminal 300 is recognized through the payment application of the payer mobile terminal 300 and the payment URL is extracted, The payment is executed by forcibly accessing the payment page corresponding to the URL.

According to the present invention, the payment URL corresponding to the order information is provided in the form of a payment token such as a QR code, and the settlement token can be easily recognized and paid by a payer mobile terminal Therefore, user convenience can be improved.

According to a further aspect of the present invention, the order information processing server 100 may further include an order information page generating unit 160. The order information page generating unit 160 generates an order information page corresponding to the order information generated by the order information generating unit 120. [ At this time, the order information page may include information such as a unique order number, a purchased product type, a purchased quantity, and the like.

The order information page generated by the order information page generating unit 160 is transmitted to the shop terminal 200 or the payer's mobile terminal 300 and displayed on the screen so that the order information page indicating whether the type and quantity of the goods requested by the buyer is correct .

According to a further aspect of the present invention, the settlement token provider 150 may include a payment token in the order information page generated by the order information page generator 160 and transmit the payment token.

For example, the settlement token supplier 150 may include a settlement token in the form of a payment QR code in a specific area of the order information page and transmit the settlement token to the store terminal 200 or the payer mobile terminal 300.

Then, an order information page including a payment token in the form of a payment QR code is displayed on the screen through the shop terminal 200 or the payer mobile terminal 300, and the payment token included in the order information page is displayed on the screen The payment URL is extracted by the payment application of the terminal 300, and the payment client terminal 300 is forcibly connected to the payment page corresponding to the payment URL to perform settlement.

FIG. 3 is a block diagram illustrating a payment application installed in a payer mobile terminal of a payment token based payment system according to an embodiment of the present invention. Referring to FIG. 3, the payment application 310 installed in the payer mobile terminal 300 includes a payment token recognition unit 311, a payment URL extraction unit 312, and a payment URL connection unit 313 do.

The payment token recognition unit 311 recognizes a payment token. For example, the payment token recognition unit 311 may be a QR code recognition module or a barcode recognition module that recognizes a payment QR code or a payment token in the form of a bar code.

The settlement token transmitted from the order information processing server 100 is displayed on the screen through the shop terminal 200 or the payer mobile terminal 300 and is displayed on the payor mobile terminal 300 And is recognized by the settlement token recognition unit 311.

The settlement URL extracting unit 312 extracts a settlement URL from the settlement token recognized by the settlement token recognition unit 311. [ For example, the billing URL extracting unit 312 may extract the billing URL from the billing QR code or the barcode recognized by the billing token recognizing unit 311. [

The settlement URL connection unit 313 accesses the settlement URL extracted by the settlement URL extraction unit 312. [ When the payment URL is extracted from the payment token, the payment application 310 loaded and executed in the payer mobile terminal 300 is forcibly connected to the extracted payment URL and displays the payment page on the screen, ) To send a payment request.

At this time, various types of payment requests such as online credit card payment, online account transfer, and mobile phone small payment can be transmitted to the payment server 400 through the payment page corresponding to the payment URL, Payment processing can be performed by various methods such as credit card payment, online account transfer, and mobile phone micropayment.

On the other hand, the settlement result performed by the settlement server 400 may be stored in the settlement information management server 500 and provided to the store terminal 200 when the settlement result inquiry request is received from the store terminal 200.

According to the present invention, the payment URL corresponding to the order information is provided in the form of a payment token such as a QR code, and the settlement token can be easily recognized and paid by a payer mobile terminal Therefore, user convenience can be improved.

The order settlement processing operation of the settlement token based order settlement system according to the present invention as described above will be described with reference to FIG. FIG. 4 is a flowchart illustrating an example of an order settlement processing operation of the settlement token-based order settlement system according to the present invention.

In step 610, if the purchaser selects the type and quantity of the purchased product from the online store such as the offline store or the shopping mall site, the purchaser selects the type and quantity of the purchased product from the online store such as a POS terminal installed in the offline store or a shopping mall site. A product type and a quantity are inputted through the shop terminal 200 which is a terminal.

Then, in step 620, the store terminal 200 generates order request information including a product type and a quantity, and transmits the order request information to the order information processing server 100. Then, in step 630, the order information processing server 100 receives order request information from the shop terminal 200.

Then, in step 640, the order information processing server 100 generates and stores order information corresponding to the order request information received in step 630. At this time, the order information may include information such as a unique order number, a purchased product type, a purchased quantity, and the like.

Next, in step 650, the order information processing server 100 generates and stores a settlement URL corresponding to the order information generated in step 640. [ At this time, the payment URL is information for identifying the payment page to which the payer mobile terminal 300 is connected and performs settlement.

Then, at step 660, the order information processing server 100 generates a payment token corresponding to the payment URL generated at step 650. [ At this time, the payment token may be generated in the form of a payment QR code, a bar code, or the like in which payment URL information for which the payer mobile terminal 300 is forcibly connected is recorded.

Then, in step 670, the order information processing server 100 provides the payment token generated in step 660 to the store terminal 200 or the payer's mobile terminal 300. Then, in step 680, the payment terminal to be provided from the order information processing server 100 is received and displayed on the screen of the store terminal 200 or the payer mobile terminal 300.

Then, in step 690, a payment token displayed on the screen through the store terminal 200 or the payer's mobile terminal 300 is recognized through the payment application 310 of the payer's mobile terminal 300 and the payment URL is extracted, The payer mobile terminal 300 is forcibly connected to the payment page corresponding to the payment URL and payment is performed.

According to the present invention, the payment URL corresponding to the order information is provided in the form of a payment token such as a QR code, and the payment token is easily recognized through the payer's mobile terminal, And convenience can be improved, so that the object of the present invention can be achieved.

While the present invention has been particularly shown and described with reference to exemplary embodiments thereof, it will be understood by those of ordinary skill in the art that various changes in form and details may be made therein without departing from the spirit and scope of the invention as defined by the appended claims. .

The present invention is industrially applicable in the field of custom payment technology and its application technology.

100: Order information processing server
110: order request receiver
120: order information generating unit
130: Billing URL generating unit
140: Payment token generation unit
150: Payment Token Offering
160: order information page generating unit
200: Store terminal
300: Payer Mobile terminal
310: Billing Apps
311: Billing token recognition unit
312: Payment URL extracting unit
313: Billing URL connection
400: Payment Server
500: Billing information management server

Claims (12)

An order request receiving unit for receiving order request information from a store terminal;
An order information generating unit for generating and storing order information corresponding to the order request information received by the order request receiving unit;
A billing URL generating unit for generating and storing a billing URL corresponding to the order information generated by the order information generating unit;
A settlement token generating unit for generating a settlement token corresponding to the settlement URL generated by the settlement URL generating unit;
A payment token providing unit for providing the payment token generated by the payment token generating unit to the store terminal or the payer mobile terminal;
And an order information processing server including the order information processing server.
The method according to claim 1,
Wherein the order information processing server comprises:
An order information page generating unit for generating an order information page corresponding to the order information generated by the order information generating unit;
Wherein the settlement token-based order payment system further comprises:
3. The method of claim 2,
The settlement token providing section:
Wherein the order information page includes a payment token and transmits the payment token to the order information page generated by the order information page creation unit.
The method according to claim 1,
If the payment token is:
And a payment QR code in which payment URL information is recorded.
5. The method according to any one of claims 1 to 4,
Wherein the payer mobile terminal:
A payment token recognition unit for recognizing a payment token;
A settlement URL extracting unit for extracting a settlement URL from the settlement token recognized by the settlement token recognition unit;
A settlement URL connection unit for accessing the settlement URL extracted by the settlement URL extraction unit;
And a billing token based payment system including a billing token based payment system.
6. The method of claim 5,
Wherein the payment token based order payment system comprises:
A settlement server for performing settlement processing in response to a settlement request from a settlement client terminal connected to a settlement URL and providing a settlement result to a settlement operator terminal or a store terminal;
Wherein the settlement token-based order payment system further comprises:
The method according to claim 6,
Wherein the payment token based order payment system comprises:
A payment information management server for storing a payment result performed by the payment server and providing payment result information in response to a payment result inquiry request from a store terminal;
Wherein the settlement token-based order payment system further comprises:
The order information processing server receiving the order request information from the store terminal;
The order information processing server generating and storing order information corresponding to the received order request information;
The order information processing server generates and stores a payment URL corresponding to the generated order information;
The order information processing server generating a payment token corresponding to the generated payment URL;
The order information processing server providing the generated payment token to the store terminal or the payer mobile terminal;
Wherein the settlement token-based order settlement method comprises:
9. The method of claim 8,
Wherein the payment token based order payment method is:
Receiving a payment token provided by the order information processing server from a store terminal or a payer mobile terminal and displaying the received payment token on a screen;
Wherein the settlement token-based order payment method further comprises:
10. The method of claim 9,
Wherein the payment token based order payment method is:
The payment token displayed on the screen through the store terminal or the payer mobile terminal is recognized by the payment application of the payer mobile terminal and the payment URL is extracted and the payer mobile terminal is forcibly connected to the payment page corresponding to the payment URL, A step performed;
Wherein the settlement token-based order payment method further comprises:
11. The method according to any one of claims 8 to 10,
Wherein the payment token based order payment method is:
When a buyer selects a purchase item type and quantity from an online store such as an offline store or a shopping mall site, a product type and a quantity are inputted through the store terminal;
Generating order request information including a product type and a quantity and transmitting the order request information to the order information processing server;
Wherein the settlement token-based order payment method further comprises:
11. The method according to any one of claims 8 to 10,
Wherein the payment token is a payment QR code in which payment URL information is recorded.
KR1020160023405A 2016-02-26 2016-02-26 Token based settlement system and method KR20170100917A (en)

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Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20190117064A (en) * 2018-04-06 2019-10-16 주식회사 에이비씨 Mehtod display address information of electronic wallet to increase information reliability
KR20210006219A (en) * 2019-07-08 2021-01-18 주식회사 에스비아이앤씨 A order and delivery system with integral type of sellers and deliverers

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20190117064A (en) * 2018-04-06 2019-10-16 주식회사 에이비씨 Mehtod display address information of electronic wallet to increase information reliability
KR20210006219A (en) * 2019-07-08 2021-01-18 주식회사 에스비아이앤씨 A order and delivery system with integral type of sellers and deliverers

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